The Suzuki Burgman Electric is a scooter designed to provide Indian riders with a practical, stylish and eco-friendly option for daily travel. It is expected to launch soon and combines the comfort of a maxi-scooter with the convenience of electric mobility. This two-wheeler promises smoother rides, lower running costs and freedom from rising fuel prices.

Suzuki Burgman electric price in India

The expected ex-showroom price of the Suzuki Burgman Electric is around ₹1.20 lakh in most Indian cities. Some reports also suggest a slightly lower range between ₹1.05 lakh and ₹1.20 lakh.

As per Suzuki’s upcoming scooters list, the launch is likely around February 2026 (tentative). Since these are pre-launch estimates, the final on-road price may differ depending on the city, available state subsidies and additional charges such as registration and taxes.

Suzuki Burgman electric mileage and performance

The mileage expectation of the Suzuki Burgman Electric scooter is around 80–120 km on a single charge, making it suitable for daily commutes. The official top speed is yet to be announced, but industry reports suggest it will likely be in the 70–80 km/h range, similar to other electric scooters in its segment. Charging is expected to take about 4–6 hours with a standard charger, which aligns with current EV norms.

The overall performance outlook points to a reliable and commuter-friendly scooter designed more for comfort and practicality than for high-speed performance.

What are the key features of Suzuki Burgman Electric?

While Suzuki has not officially revealed the complete feature list, early reports and industry leaks suggest that the Burgman Electric will combine modern technology with everyday practicality.

Suzuki Burgman Electric specifications

Here are the specifications expected based on test mules and Suzuki’s Burgman Street ICE platform:

Design, comfort and practicality of Suzuki Burgman Electric

The Burgman Electric is expected to follow the maxi-scooter styling of the Burgman Street. It offers a muscular yet commuter-friendly design. A wide seat, upright riding posture and good legroom should ensure comfort, whereas under-seat storage, a glove box with DC/USB socket and utility hooks add practicality. The bike may also offer balanced ergonomics, a manageable seat height and decent ground clearance to make it a functional and comfortable choice to ride every day.

How to buy bike insurance for Suzuki Burgman?

You need a bike insurance policy to protect your Suzuki Burgman Electric from financial loss in case of an accident, malfunction or theft and to comply with legal requirements. The ideal choice is a comprehensive bike insurance plan. It covers damage to your own scooter in addition to third-party liability, and is especially important for an EV with expensive battery components.

Since electric scooters like the Burgman Electric use high-value parts, always check that the policy includes battery and motor protection, coverage for charging incidents and roadside assistance.

Conclusion

The Suzuki Burgman Electric is set to bring the maxi-scooter comfort of the Burgman series into the EV space with practical features, commuter-friendly performance and good pricing. Since final specifications are yet to be revealed, you should track official updates before making a decision and also factor in the cost of ownership. This includes insurance and EV-specific coverage for the battery and motor.

FAQs

• Is the Burgman Electric scooter suitable for long-distance travel?

  The Suzuki Burgman Street Electric is designed mainly for city rides and short commutes. It may not be the best choice for long highway journeys. However, it also depends on the official range, which is yet to be announced.

• What is the Suzuki Burgman Electric price in India?
  

  The ex-showroom Suzuki Burgman Electric price is expected to be around ₹1.20 lakh, with the final on-road cost varying depending on city and state subsidies.

• How does the Suzuki Burgman Electric mileage compare with its rivals?

  It is estimated to have an 80–120 km range per charge, which is in line with competitors in the same segment and practical for daily commuting.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Owning a scooter that runs on electricity is no longer just a futuristic idea. The Suzuki e Access brings this convenience to your everyday life, helping you save on fuel, cut down on emissions and enjoy a smooth, quiet ride around the city. If you face traffic, parking challenges or rising petrol costs, this scooter provides a practical and eco-friendly solution.

In this article, we will explore what makes the Suzuki e Access a great option for city riders and what you need to know before making a choice.

What is Suzuki e Access price in India?

Suzuki has not officially announced the price of the e Access. Industry estimates suggest it could range between ₹1,00,000 and ₹1,20,000. The standard variant is expected to be around ₹1.10 lakh ex-showroom.

Final on-road prices will vary depending on city-specific taxes and registration charges.

Suzuki e Access mileage and performance

The Suzuki e Access has a claimed range of 95 km per charge, with real-world performance typically around 70-80 km, depending on riding conditions. It is powered by a 4.1 kW motor with 15 Nm of torque and can reach a top speed of 71 km/h.

Charging takes about 6.5 hours on a standard home charger, while fast charging can restore up to 80% in around 2.1 hours. The scooter is designed for smooth and steady city commuting.

Suzuki e Access specifications

Let us take a detailed look at the Suzuki E Access specifications:

Suzuki e Access features

What helps the e Access stand out are the features around convenience, safety and usability. The Suzuki e Access features that matter include:

What are the colours available for Suzuki E Access?

The Suzuki e Access comes in three dual-tone options: Pearl Jade Green with Metallic Mat Fibroin Grey, Pearl Grace White with Metallic Mat Fibroin Grey and Metallic Mat Black with Metallic Mat Bordeaux Red.

How to buy two wheeler insurance for Suzuki e Access?

Your Suzuki e Access must be covered under a valid two-wheeler insurance policy, with third-party liability coverage required by law. Many riders also consider comprehensive insurance, which may cover risks such as theft, accidental damage, fire or natural events; however, coverage can vary between insurers and policies.

You can get quotes and compare plans through online aggregator portals or insurer websites by entering details like your scooter’s price, registration city and preferred add-ons. Always review policy terms carefully or speak with the insurer to ensure the coverage meets your needs.

Conclusion

The Suzuki e Access makes electric commuting practical and convenient for city riders. It combines the comfort of the Access scooter with modern features, lower running costs and easy charging.

Prospective buyers should consider its range, performance, ownership costs and a comprehensive bike insurance policy, which can cover theft, accidental damage, fire and natural events.

FAQs

• How far can the Suzuki e Access go on a single charge?

It offers a claimed range of 95 km per charge, with real-world use typically ranging from 70 to 80 km, depending on riding conditions.

• What are the key specifications of the Suzuki e Access?

It features a 4.1 kW motor, 15 Nm of torque, a top speed of 71 km/h and charges in approximately 6.5 hours on a home charger or 2.1 hours with fast charging.

• What features make the Suzuki e-Access convenient for city rides?

LED headlight and tail lamp, digital console, under-seat storage, keyless start, USB charging, multiple ride modes and front and rear utility hooks.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.<

In today’s busy cities, choosing the right scooter is about more than getting from one place to another. Comfort, efficiency and reliability are important for daily commuting, errands or weekend rides. The Suzuki Avenis offers a sporty design, smooth performance and practical features. Knowing its price, mileage, features and specifications helps you make an informed choice and ensures you select a scooter that fits your lifestyle and daily needs.

Suzuki Avenis price in India

The Suzuki Avenis is available in multiple variants, with prices varying across different regions. As of the latest information, the ex-showroom prices are approximately:

• Standard Edition: ₹83,793
• Special Edition: ₹86,177
• Race Edition: ₹94,786

Note: Prices may vary based on location and dealer offers.

What is the mileage of the Suzuki Avenis?

The Suzuki Avenis delivers impressive fuel efficiency, making it an economical choice for daily commuting. Its ARAI-certified mileage stands at 49.6 km/l, while owners report an average of around 50 km/l.

With a fuel tank capacity of 5.2 litres, the scooter can cover up to 258 km on a full tank, though real-world mileage may vary depending on traffic conditions, riding style and maintenance.

Suzuki Avenis features

The Suzuki Avenis comes with a range of practical and stylish features designed for convenience and a sporty look. It is E20 compliant and showcases advanced sporty styling with edgy graphics, a body-mounted bright LED headlamp and motorcycle-inspired rear indicators.

Riders benefit from a large under-seat storage space, a front box with USB socket, dual luggage hooks and a front rack for extra storage.

Other highlights include a sporty LED tail lamp, alloy wheels, split grab rail, meter visor, long and wide floorboard, side stand interlock and an integrated engine start-stop switch with the Suzuki Easy Start system.

Suzuki Avenis specifications

The key specifications of the Suzuki Avenis include:

How to buy bike insurance for the Suzuki Avenis?

To buy bike insurance for your Suzuki Avenis, you can follow these simple steps to ensure you get the right coverage for your ride:

• Visit a trusted insurer’s website: Go to the official website of an insurance company or an aggregator platform that offers two-wheeler insurance.
• Enter your bike details: Provide the make, model, variant, registration number and year of manufacture of your Suzuki Avenis.
• Choose the policy type: Select between a third-party insurance policy (mandatory) or a comprehensive policy for wider protection.
• Set the IDV (Insured Declared Value): Pick an IDV that reflects your bike’s current market value for adequate coverage in case of total loss or theft.
• Add optional riders: Enhance your cover with add-ons such as zero depreciation, engine protection or roadside assistance.
• Compare premium quotes: Review quotes from different insurers to find the best balance of coverage and affordability.
• Complete the purchase: Enter your personal and bike details, make the payment online and download your policy instantly.

Note: Every insurance policy is different, so check the terms, coverage and add-ons carefully before buying.

Conclusion

The Suzuki Avenis is more than just a scooter; it is a reliable companion for daily commuting and weekend rides, combining style, efficiency and practicality. Choosing the right variant and understanding its features, mileage and specifications helps you make a decision that fits your lifestyle.

Paying attention to factors like fuel efficiency, storage and handling ensures your scooter not only meets your needs but also enhances your daily convenience and riding experience.

FAQs

• What makes the Suzuki Avenis ideal for city commuting?

Its lightweight frame, smooth CVT transmission and fuel-efficient engine make it easy to manoeuvre in traffic and handle stop-and-go city conditions efficiently.

• How fuel-efficient is the Suzuki Avenis in real-world use?

Owners report an average mileage of around 50 km/l, allowing a range of up to 258 km on a full tank, making it economical for daily rides.

• How much storage space does the Avenis offer?

The scooter provides a large under-seat compartment, a front box with USB socket, dual luggage hooks and a front rack, accommodating helmets and daily essentials.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Activa has long been a trusted name among Indian commuters, renowned for its reliability and ease of use. Now, Honda brings this legacy into the electric era with the Activa e, offering a swappable battery, quiet motor and smart features built for city life. For daily riders, this means lower running costs, hassle-free maintenance and a smoother, eco-friendly commute.

Let’s explore the Activa e’s price, range, features and specifications to see if it suits your everyday needs.

Honda Activa e price in India

The Honda Activa e is priced at ₹1,17,428 (ex-showroom) for the Standard variant and ₹1,52,028 (ex-showroom) for the RoadSync Duo variant. Both variants offer a range of 102 kilometres on a single charge and a top speed of 80 kmph.

The Standard model focuses on practicality, while the RoadSync Duo adds features like a larger TFT display, navigation and app connectivity.

What is the mileage of Honda Activa e?

The Honda Activa e mileage is certified at 102 kilometres on a single charge, powered by its 3 kWh dual-swappable battery pack. It accelerates from 0 to 60 kmph in 7.3 seconds and has a top speed of 80 kmph, making it suitable for everyday city use.

Real-world range may vary depending on riding conditions, and the battery-swapping option adds extra convenience for longer trips.

Honda Activa e features

The two variants of Honda Activa e offer a distinct set of smart and practical features. Let us take a closer look at the Honda Activa e features:

Honda Activa e specifications

Now, let us take a detailed look at the Honda Activa e specifications that make it a reliable choice:

• Motor Power: 6 kW, 22 Nm torque
• Battery: 3 kWh portable (two swappable 1.5 kWh units)
• Acceleration: 0-60 kmph in 7.3 seconds
• Top Speed: 80 kmph
• Brakes: 160 mm front disc, 130 mm rear drum with CBS
• Suspension: Telescopic forks at the front, 3-step adjustable hydraulic monoshock in the rear
• Tyres: 12-inch alloy wheels
• Kerb Weight: 118-119 kg
• Ground Clearance: 171 mm
• Dimensions: Kerb Weight of 118kg and ground clearance of 171mm
• Warranty: 3 years / 50,000 km on battery, 3 years on motor

How to buy two wheeler insurance for Honda Activa e?

You can purchase a two-wheeler insurance policy for your Honda Activa e online through trusted websites or apps. Enter your scooter details, such as model, city and purchase date. Then, choose the policy term and set the IDV (Insured Declared Value). Options typically include third-party insurance or comprehensive plans and the policy is issued digitally after completing KYC and payment.

Some comprehensive bike insurance policy may include battery coverage, portable charger protection, roadside assistance and zero depreciation. The availability and terms of these benefits vary between insurers and policies, so check the policy wording or speak with the insurer before purchasing.

Note: This is an indicative list. Please read the policy wording for the complete list of inclusions/exclusions.

Conclusion

The Honda Activa e is more than just an electric scooter; it represents a practical step toward a cleaner, more cost-effective means of commuting. With swappable batteries, smart features and a reliable service network, it allows urban riders to enjoy convenience and peace of mind without compromising on performance.

Choosing the Activa e means investing in lower running costs, reduced maintenance and a trusted brand, making daily city travel easier, smarter and more sustainable.

FAQs

• What is the price of the Honda Activa e in India?

The Honda Activa e is priced at ₹1,17,428 for the Standard variant and ₹1,52,028 for the RoadSync Duo variant, both ex-showroom.

• What are the key Honda Activa e features?

The Honda Activa e offers a TFT display, multiple riding modes, reverse assist, LED lighting and a smart key system. The RoadSync Duo variant also adds app connectivity, navigation and over-the-air updates.

• What is the mileage of the Honda Activa e?

The Activa e offers a certified riding range of 102 kilometres on a single charge, and is supported by a 3 kWh dual-swappable battery pack.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Every few years, a motorcycle comes along that captures the imagination of riders and sets new benchmarks in performance and design. The Royal Enfield Bear 650 is one such addition to the brand’s iconic lineup, offering a perfect blend of retro appeal and modern engineering.

With its refined 650cc engine, distinctive styling and comfortable ergonomics, this bike promises a riding experience that is both powerful and effortless.

This blog takes a closer look at the bike’s price, mileage, features and specifications and what makes it a worthy consideration.

Royal Enfield Bear 650 price in India

The Royal Enfield Bear 650 price ranges between ₹3.71 lakh and ₹3.93 lakh (ex-showroom), depending on the variant and city. This pricing positions the Bear 650 as a premium 650cc motorcycle, offering a blend of performance, style and modern features for enthusiasts in the mid-range segment.

What is the mileage of the Royal Enfield Bear 650?

The Royal Enfield Bear 650 mileage is estimated at 22 kmpl, which may vary depending on riding style, terrain and load. This level of fuel efficiency makes it practical for both city commuting and long highway journeys. With its 650cc twin-cylinder engine, the bike balances strong performance with reasonable running costs, allowing riders to enjoy powerful rides without frequent refuelling stops.

Royal Enfield Bear 650 features

The Royal Enfield Bear 650 comes with these features:

Royal Enfield Bear 650 specifications

The key Royal Enfield Bear 650 specifications include:

How to buy two-wheeler insurance for the Royal Enfield Bear 650?

Owning a Royal Enfield Bear 650 is a source of pride, but it also entails certain responsibilities. One of the important steps is securing the bike with the right insurance policy.

Here’s how you can buy two-wheeler insurance for your bike:

1. Compare policies online: Visit trusted insurance portals or insurer websites to compare comprehensive bike insurance plans. Look for features like own damage cover, personal accident protection and add-ons.
2. Choose the coverage type: Opt for comprehensive bike insurance for broader protection, such as accidental damage, theft and natural calamities. Or choose third-party insurance if you only need mandatory liability coverage.
3. Customise with add-ons: Enhance your plan with useful add-ons such as zero depreciation, roadside assistance or engine protection for extra peace of mind.
4. Provide bike details: Once you have selected a policy, enter your Royal Enfield Bear 650’s registration number, manufacturing year, variant and fuel type to get accurate premium quotes.
5. Pay the premium online: Complete the purchase securely online using any digital payment options. You’ll receive the policy immediately at your registered email address.
6. Renew on time: Keep your policy active by renewing it before expiry to maintain continuous coverage.

Conclusion

The Royal Enfield Bear 650 blends style, comfort and reliability. This is what makes it a standout addition to India’s mid-weight motorcycle lineup. Whether you plan to take it on long highway rides or city roads, financially protecting your bike with a suitable two-wheeler insurance cover is essential for peace of mind and compliance.

FAQs

• How can I reduce my Royal Enfield Bear 650 insurance premium?

You can lower your premium by opting for a higher voluntary deductible, maintaining a clean driving record and avoiding frequent, unnecessary claims.

• Is the Royal Enfield Bear 650 suitable for long rides?

With its powerful 648cc engine and comfortable ergonomics, the Bear 650 is designed for both urban commuting and long-distance touring.

• What add-ons should I consider for comprehensive insurance?

Recommended add-ons include zero depreciation cover, engine protection, and roadside assistance to ensure broader coverage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Motorcycle suspension plays a crucial role in providing a smooth and stable ride, absorbing shocks from uneven roads and enhancing overall control. The front suspension, often referred to as front forks, is particularly important as it directly affects handling, braking and rider comfort. Understanding the different types and functions of front motorcycle suspensions can help you make informed decisions about maintenance, upgrades and choosing appropriate insurance coverage.

This blog will look into everything you need to know about motorcycle front forks.

Motorcycle suspensions – Overview and how they work?

The front suspension of a motorcycle, typically consisting of telescopic or inverted forks, is a mechanical system that allows the front wheel to move up and down in response to road irregularities. As the bike encounters bumps or potholes, the suspension compresses and rebounds, helping to maintain tire contact with the road. This mechanism ensures smoother riding, improves stability and enhances handling, allowing the rider to navigate corners, braking zones and uneven surfaces more safely.

Importance of front motorcycle suspensions

A properly functioning front suspension enhances safety by keeping the tires firmly in contact with the road, which is essential during braking, cornering or riding on uneven surfaces. Motorbike front fork also contributes to rider comfort by minimising vibrations and impacts, reducing fatigue over long rides. In addition, it protects the motorcycle by lessening stress on the frame, wheels and other components, ensuring better performance and a longer lifespan.

Types of motorcycle front suspension

Motorcycle front forks come in various designs, each engineered to provide specific handling, comfort and stability characteristics. Understanding the different types can help riders choose the right bike or make informed maintenance decisions.

Telescopic forks

Telescopic forks are the most common type of front suspension used in motorcycles. They consist of inner and outer tubes with a spring and a damping system inside. These forks absorb shocks from road irregularities, providing a smooth and comfortable ride for everyday use.

USD (upside-down) forks

USD forks are designed with the thicker part of the fork at the top, near the handlebars. This setup improves rigidity, stability and handling, making it ideal for high-performance motorcycles and racing bikes.

Springer or leading-link forks

Springer or leading-link forks are typically found on cruiser or custom motorcycles. They use a linkage system combined with springs to absorb bumps, offering a smoother ride and classic styling appeal.

Girder forks

Girder forks use a triangular framework of links instead of telescopic tubes. They provide good stability and are often used on vintage or specialty motorcycles, combining aesthetics with functional shock absorption.

Role of bike insurance

In the event of an accident, damage or theft, a comprehensive bike insurance policy can cover repair or replacement costs, helping reduce out-of-pocket expenses. Some plans may also include coverage for suspension components, ensuring your bike remains roadworthy without straining your budget. It is important to carefully check the policy wording to understand what is covered. Selecting a policy that offers comprehensive coverage protects your investment and provides peace of mind while riding.

Conclusion

The front suspension is essential for a smooth, stable and safe ride, allowing your motorcycle to handle bumps, corners and rough roads effectively. Understanding how different types of front forks work can guide proper maintenance and smart upgrades, ensuring optimal performance. Pairing this knowledge with a reliable two-wheeler insurance policy helps protect your bike against damage, theft or repairs, safeguarding your investment and giving you confidence every time you hit the road.

FAQs

• What is the function of the front motorcycle suspension?

It absorbs shocks from uneven roads, ensuring stability, comfort and control while riding.

• What are the common types of front motorcycle suspension?

Telescopic forks, upside-down (USD) forks, springer forks and leading-link forks are the main types.

• How does front suspension affect bike handling?

Proper suspension improves grip, braking and overall handling, especially on rough or uneven surfaces.

• Does maintenance of the front suspension affect its performance?

Yes, regular checks and servicing prevent wear, maintain ride comfort and ensure safety.

• Can upgrading the front suspension improve the riding experience?

Upgrading to advanced forks or adjustable suspensions can enhance comfort, stability and performance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Stopping safely is crucial when riding, whether it’s sudden traffic, wet roads or unexpected obstacles. The Anti-lock Braking System (ABS) prevents wheel lock during hard braking, while the Combined Braking System (CBS) balances braking between the front and rear wheels for smoother stops.

Understanding the differences between ABS vs CBS helps you choose a bike that matches your riding style, daily routes and safety needs, giving you more control and confidence on the road.

What is the ABS or anti-lock braking system?

The Anti-lock Braking System (ABS) is an electronic safety feature that prevents the wheels from locking during sudden or hard braking. Sensors monitor the speed of each wheel, and the system adjusts brake pressure multiple times per second to maintain grip and steering control.

ABS reduces the risk of skidding, especially at high speeds or on wet roads. In India, all new two-wheelers above 125cc are legally required to have ABS or CBS, making it a standard safety feature.

What is CBS or Combi brake system?

The Combi Brake System (CBS) is a mechanical or hydraulic setup that balances braking between the front and rear wheels. When a rider applies either brake, CBS automatically distributes some pressure to the other wheel for smoother stopping.

It is simple, cost-effective and ideal for daily city commutes or moderate speeds. However, CBS cannot prevent wheel lock during sudden braking and offers less safety than ABS on wet or slippery roads, making it more common on lower-cc bikes and scooters.

How to choose between ABS vs CBS in bikes?

Choosing between CBS vs ABS brakes depends on factors such as where you ride, the type of bike you own, your budget and your riding experience. The table below highlights the differences between ABS vs CBS brake system:

A balanced view is that ABS is the safer choice in emergencies and demanding conditions, whereas CBS is practical, simple and cost-effective for daily use.

Do I need a bike insurance policy?

A bike insurance policy is important because it protects you against financial losses that go beyond what good braking systems like ABS or CBS can handle. These systems make riding safer, but they can’t prevent accidents, theft or damage from events like floods and fire. Insurance steps in where technology stops.

Apart from meeting legal requirements, a bike insurance policy helps riders manage the high costs that come with accidents or unexpected events. While third-party cover only pays for damage or injury caused to others, a comprehensive bike insurance policy also covers your own two-wheeler. This means that expenses for repairs, replacement after theft or loss due to natural calamities are covered, ensuring better financial security.

Choosing a comprehensive plan makes riding safer from both a practical and financial standpoint, especially for regular commuters and owners of new or high-value bikes.

Note: This is an indicative list. Please read the policy wording for the complete list of inclusions/exclusions.

Conclusion

Modern systems, such as ABS vs CBS brakes, do more than just stop your bike; they give you control, confidence and peace of mind on every ride. Choosing the right system for your bike and riding style is a long-term safety investment that can prevent accidents and protect you in critical situations.

Understanding how ABS vs CBS in bikes work enables you to ride more effectively, navigate various terrains with ease and make informed decisions when purchasing or upgrading your two-wheeler.

FAQs

• Can ABS or CBS prevent all types of accidents?

No system can prevent every accident. ABS and CBS improve control, but rider skill and road conditions still play a significant role.

• How does maintenance differ for ABS and CBS bikes?

ABS has sensors and electronics, which can increase maintenance costs. CBS is simpler, making upkeep easier and cheaper.

• Are there insurance benefits for bikes with ABS?

Some insurers may offer lower premiums or safety-related benefits for bikes equipped with ABS. Check with your provider for specifics.

• Can beginners ride bikes with ABS or CBS safely?

Yes, CBS helps balance braking for new riders, while ABS adds extra safety during sudden stops.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Parking your motorcycle in the sun for long hours may seem harmless, but it can cause gradual wear and tear that affects both the look and performance of your bike. Prolonged heat exposure can fade paint, damage seats, weaken parts and even impact riding comfort.

Understanding these risks and taking preventive steps can help you protect your bike from sun damage and extend its lifespan.

Risks of leaving your motorcycle in the sun

Prolonged exposure to sunlight and heat can damage your motorcycle over time, leading to:

• Fading of paint and bodywork: Continuous UV rays can dull the colour and shine of your bike’s paint, making it look older than it actually is.
• Cracked seat leather: Heat exposure dries out the material of the seat cover, causing cracks, peeling or stiffness over time.
• Battery deterioration: Excessive heat speeds up evaporation of battery fluids, which may result in poor performance and a shorter lifespan.
• Tyre wear and cracks: Sun exposure can overheat tyres, leading to faster ageing of rubber, creating surface cracks and reducing road grip.
• Fuel evaporation: In extreme conditions, heat can cause quicker fuel evaporation, reducing efficiency and causing wastage.
• Stress on electrical components: Direct sunlight and rising heat levels can strain sensitive parts like wiring, sensors and other electronic systems.

Tips to protect your motorcycle from sun damage

While you cannot always avoid parking your bike in the open, a few preventive measures can help reduce the harmful effects of prolonged sun exposure:

• Use a quality bike cover: A heat-resistant, UV-protective cover shields your motorcycle from direct sunlight, dust and other environmental factors.
• Prefer shaded parking: Whenever possible, park your bike in a garage, basement or under a shaded area to minimise sun damage.
• Apply protective wax or coating: Regular polishing and protective coatings can help maintain the paint’s shine and protect it from fading.
• Condition the seat and leather parts: Use seat conditioners or protectants to prevent cracking and drying of leather or synthetic materials.
• Check tyre health frequently: Inspect for cracks or signs of hardening and maintain proper tyre pressure to avoid premature wear.
• Monitor the battery and fluids: Keep track of battery health and fluid levels, as heat speeds up evaporation and can affect performance.

Does two-wheeler insurance cover sun damage?

Standard two-wheeler insurance policies generally do not cover damages caused solely by long-term sun exposure, such as faded paint, cracked seats or dried-out components, as these are considered natural wear and tear. However, comprehensive bike insurance may provide financial protection if sun-related damage indirectly leads to a covered event, such as electrical failure resulting in fire or mechanical breakdown caused by overheating. It is important to review policy wording carefully to understand the scope of coverage.

Does sun damage affect bike insurance premiums?

Sun damage itself does not directly influence bike insurance premiums, as insurers classify it under natural wear and tear, which is excluded from coverage. However, if prolonged exposure leads to mechanical failures or increases the likelihood of claims for related issues, it may indirectly affect your overall risk profile, impacting future premiums. Regular maintenance helps avoid such risks and keeps your bike in good condition.

Conclusion

Leaving your motorcycle in the sun for extended periods may seem harmless, but over time it can lead to fading of paint, seat damage and even performance issues. By taking small precautions, you can protect your bike from sun exposure and ensure it remains reliable for years.

While natural wear and tear from sun damage may not be covered, having comprehensive bike insurance ensures financial security against unforeseen risks like accidents, theft or natural calamities.

FAQs

1. Can leaving my bike in the sun damage its paint?

Yes, prolonged sun exposure can cause paint to fade and lose its shine.

2. Does sun exposure affect a motorcycle’s performance?

Excessive heat can impact battery life, tyre pressure and fuel efficiency.

3. Is sun damage covered under two-wheeler insurance?

Regular wear and tear, like sun damage, is not generally covered by bike insurance.

4. How can I protect my motorcycle from sun damage?

Using a bike cover, parking in shaded areas and applying protective coatings can help.

5. Can sun damage increase my bike insurance premium?

No, premiums are not directly affected by sun damage, but overall bike condition may influence costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Road accidents can lead to unexpected medical expenses and financial burdens. To address such situations, the Motor Vehicles Act, 1988, provides legal provisions that ensure victims receive timely compensation. Section 166 of the Motor Vehicles Act deals explicitly with claims arising from accidents involving injury or death, offering a structured process to seek compensation.

Importance of MV Act, 1988

The Motor Vehicles Act, 1988, plays a crucial role in regulating road transport and ensuring safety for all road users. It sets out rules for vehicle registration, licensing, traffic management and insurance requirements. By establishing legal accountability in case of accidents, the act protects victims’ rights, promotes responsible driving and provides a framework for claiming compensation, helping maintain order and safety on Indian roads.

What is section 166 of the Motor Vehicle Act, 1988?

Section 166 of the Motor Vehicles Act, 1988, allows accident victims or their legal heirs to claim compensation for injuries or death resulting from road accidents. It provides a legal framework for filing claims against the insurance company of the vehicle involved, ensuring timely financial support to cover medical and related expenses.

Where to claim compensation under section 166 of the Motor Vehicles Act, 1988?

To receive compensation under Section 166 of the Motor Vehicles Act, 1988, claims must be filed through the proper legal channels to ensure a smooth process.

• Accident location tribunal: The claimant can approach the Motor Accident Claim Tribunals (MACT) under whose jurisdiction the accident occurred.
• Owner’s residence tribunal: The claim can be filed at the MACT in the area where the owner of the vehicle causing the accident resides.
• Victim’s residence tribunal: The claimant may also approach the MACT under whose jurisdiction the victim resides.

When to claim compensation under section 166 of the Motor Vehicles Act, 1988?

You can file a claim under Section 166 when:

• The accident has caused bodily injuries to the victim.
• The accident has resulted in permanent disability, such as loss of sight, hearing or impaired function of any body part/joint or disfigurement of the face/head.
• The accident has led to the death of the victim.
• The accident has caused damage to or loss of the victim’s property.

Detailed procedure for filing compensation under section 166 of the Motor Vehicles Act, 1988

Filing a compensation claim under Section 166 of the Motor Vehicles Act, 1988, involves a systematic process to ensure timely and fair settlement:

• Lodge an FIR: Immediately report the accident to the police and obtain a copy of the FIR.
• Gather documents: Collect medical reports, bills, driving license details, vehicle RC, insurance policy and FIR copy.
• File a claim petition: Submit the petition at the Motor Accident Claims Tribunal (MACT) with all supporting documents.
• Tribunal hearing: Attend hearings where evidence and witness statements are presented.
• Insurance response: The insurer is required to respond to the claim and may conduct its own investigation.
• Compensation award: The tribunal evaluates the claim based on the extent of injury, loss and expense and passes a compensation order.
• Appeal (if required): Either party can appeal the tribunal’s decision in higher courts if dissatisfied.

What is the amount that can be claimed as compensation?

Under Section 163A of the Motor Vehicles Act, 1988, the vehicle owner or their bike insurance company is required to pay a minimum compensation of ₹50,000 in case of the victim’s death and ₹25,000 for permanent disability.

Additionally, the Motor Accident Claims Tribunal has the discretion to award further compensation on a case-by-case basis, considering factors such as medical expenses, loss of income and other financial hardships faced by the victim.

Conclusion

Section 166 of the Motor Vehicles Act, 1988, ensures that victims of road accidents are fairly compensated for their injuries, loss or damages. By following the proper legal procedure, claimants can secure financial relief for medical treatment, rehabilitation or loss of livelihood. Timely action and awareness of the process help protect one’s rights and make the compensation process more efficient and transparent. Additionally, having a comprehensive bike insurance policy can further safeguard against unexpected expenses, covering both personal injuries and damage to the vehicle.

FAQs

• What is Section 166 of the Motor Vehicles Act?

Section 166 allows accident victims or their dependents to claim compensation for injury, death or property loss caused by a motor vehicle.

• Who can file a claim under Section 166?

The victim, legal heirs or representatives of the deceased or injured person can file a claim under this section.

• Where should I file a compensation claim?

Claims can be filed at the Motor Accident Claims Tribunal under whose jurisdiction the accident occurred, or where the vehicle owner or victim resides.

• How is compensation calculated under Section 166?

The vehicle owner or their insurance company must pay at least ₹50,000 for the victim’s death and ₹25,000 for permanent disability. The final compensation depends on factors like death, permanent disability, medical expenses, loss of income and property damage.

• Can I claim compensation for property damage in a motor accident?

Yes, Section 166 allows victims to claim compensation for property damage caused by the accident, in addition to personal injury or disability claims.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Every motorbike on the road needs to strike a balance between performance and environmental responsibility, and this is where catalytic converters play a crucial role. These compact devices transform harmful exhaust gases into less harmful emissions, helping bikes meet emission standards while maintaining engine efficiency and performance. Understanding how they work can improve your bike’s longevity and reduce its environmental impact.

In this blog, we will take a closer look at the automobile catalytic converter, an essential component every bike rider should know about.

What is a catalytic converter for motorbikes?

A catalytic converter for motorbikes is a small but essential component of the exhaust system designed to reduce harmful emissions.

It contains a ceramic or metallic substrate coated with catalysts, typically platinum, palladium and rhodium, which convert toxic gases like carbon monoxide, hydrocarbons and nitrogen oxides into less harmful substances, such as carbon dioxide, nitrogen and water vapour.

By doing so, it helps bikes comply with emission regulations, protects the environment and ensures smoother engine performance.

Most modern motorcycles, especially those designed for newer emission regulations, have their catalytic converter placed right next to the engine or in the exhaust header.

Catalytic converter working: How does it work?

Exhaust gases from the engine enter the converter and pass through a ceramic honeycomb coated with catalysts such as platinum, palladium and rhodium. These catalysts trigger chemical reactions: reduction breaks nitrogen oxides into harmless nitrogen gas, and oxidation converts carbon monoxide into carbon dioxide and unburnt hydrocarbons into water and more carbon dioxide. The resulting less-toxic gases, mainly nitrogen, carbon dioxide and water vapour, exit through the tailpipe.

Types of catalytic converters for bikes

Bikes can have different types of catalytic converters based on design and function:

• Two-way (oxidation) converter
  These converters primarily convert carbon monoxide and hydrocarbons into less harmful carbon dioxide and water. They are commonly used in smaller engines.
• Three-way converter
  More advanced than two-way converters, these also reduce nitrogen oxides along with carbon monoxide and hydrocarbons. They are found in higher-capacity bikes and meet stricter emission norms.

Signs of issues with a bike’s catalytic converter

You may notice the following for a degraded or blocked converter:

• Loss of performance or poor acceleration
• Decreased fuel efficiency
• Strange smells (rotten-egg/sulfur smell).
• Difficulty starting or stalling
• Failed emissions test
• Check engine/warning lights

Tips to protect your bike’s catalytic converter

Keeping your bike’s catalytic converter in good condition not only ensures optimal performance but also helps reduce harmful emissions. Here are some practical tips to protect it:

• Use high-quality fuel: Low-grade or contaminated fuel can damage the converter’s internal components.
• Maintain your bike regularly: Regular servicing, including timely oil changes and air filter replacements, keeps the engine running smoothly.
• Fix engine issues promptly: Misfiring spark plugs or faulty fuel injectors can lead to excessive unburnt fuel, harming the converter.
• Avoid short trips frequently: Prolonged warm-ups help the converter reach optimal operating temperature, reducing wear.
• Prevent physical damage: Avoid riding over debris or rough terrain that can impact the exhaust system.
• Monitor warning signs: Pay attention to check engine lights, unusual noises or reduced performance to address issues early.

Conclusion

The use of catalytic converters in bikes is essential for reducing harmful emissions and keeping the engine running efficiently. Regular maintenance, prompt repairs and mindful riding habits can extend its lifespan and prevent costly replacements.

In addition, having two-wheeler insurance can help cover unexpected damages, ensuring peace of mind. By taking preventive steps and securing the right coverage, you can enjoy a smoother, safer and more environmentally friendly ride.

FAQs

1. How long does a bike’s catalytic converter last?

With proper care, it can last many years or tens of thousands of kilometres.

2. Can I remove the catalytic converter for performance?

Removing or disabling it is illegal in many jurisdictions and may worsen emissions.

3. Does a converter reduce horsepower?

A clogged or damaged converter can reduce power significantly.

4. Why do converters sometimes get blocked?

Contaminants like oil, coolant or carbon deposits can clog the substrate.

5. Can a converter be repaired?

Not usually. If the internal structure is damaged, the converter typically needs replacement.

6. Does insurance cover catalytic converter damage?

Comprehensive bike insurance may cover damages to the exhaust system, including the catalytic converter, depending on the policy terms.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The suspension system is one of the crucial bike components, essential for ensuring a smooth and stable ride. Knowing the warning signs of suspension damage, such as oil leaks, unusual noises or visible wear, can help maintain your bike and avoid recurring breakdowns. Ignoring common suspension problem signs may lead to more serious issues over time.

This blog explores the suspension system in bikes, how it works, signs of suspension damage and maintenance tips.

Bike suspension system meaning

A bike suspension system combines two mechanisms: springs and dampers. They work to absorb the impacts and vibrations from rough roads, giving riders a smooth and controlled ride.

The spring helps manage the bike's weight, while the damper regulates the speed. Both components work to maintain the bike's tyres in good contact with the road surface to ensure a balanced ride.

Functions of a bike suspension system

The bike’s suspension system plays a vital role in ensuring a smooth and controlled ride. It maintains consistent tyre contact with the ground to enhance grip and traction, supports proper wheel alignment for better handling on uneven surfaces and distributes the bike’s weight evenly to prevent excessive pressure on the wheels.

It also helps maintain optimal ride height for improved stability, aids in precise steering across varying road conditions and reduces the impact of shocks and vibrations, enhancing rider comfort.

Signs of suspension problems in a bike

Knowing the suspension problem signs is crucial. Here are some red flag indicators:

• Oil/fluid leakage

Fluid leakage around the suspension forks or shock absorbers signals damaged or worn-out seals, which can negatively impact suspension performance. Usually, you will notice some black, greasy residue at the rear of the shock shaft since oil attracts dirt.

• Lack of damping

Lack of damping causes tyres to bounce faster, and the rider can lose control, especially when cornering. In this case, the suspension may not return to its starting state after going through the bump.

• More stopping time

If your bike brakes take unusually long to stop, it may imply that your shock absorbers are worn out. This can be risky; failure to come to a safe stop can cause collisions, especially during adverse weather.

• Uneven tyre wear

Suspension problems can cause uneven tyre wear. If you notice one tyre wearing out faster or unusually compared to the other, it could signal suspension misalignment or imbalance.

• Excessive bouncing

If your bike bounces repeatedly after going over a speed bump, it may indicate worn-out springs or shock absorbers that need replacement.

• Strange sounds

Strange, consistent noises like clunking, knocking or squeaking, especially on rough roads, often point to worn-out components or internal issues within the suspension system.

• Handling issues

difficulty in handling or a sense of instability while riding may indicate suspension problems, such as misalignment or an improper setup affecting the bike’s balance.

• Evidence of damage

Clear signs of damage in the form of dents, cracks or rust on the system's suspension components may indicate physical damage to the suspension system.

Maintenance tips for the bike suspension system

Proper maintenance of your bike’s suspension system is key to ensuring performance and longevity. Start with regular cleaning and inspection to prevent dirt build-up that can cause damage. Monitor and adjust air pressure using a shock pump, keeping it in line with your weight and riding style.

Routine servicing is also crucial. This includes replacing oil, seals and any worn-out parts. Additionally, pay attention to how your bike sounds and feels on different terrains; unusual noises, loss of rebound control or frequent bottoming out may signal the need for further suspension assessment.

Conclusion

A bike’s suspension system plays a critical role in ensuring comfort, control and safety on the road. While it's complex and costly, proper maintenance ensures smoother rides, fewer breakdowns and long-term savings. Recognising early warning signs allows for timely repairs and safer riding.

And since some issues can arise unexpectedly, especially after accidents or harsh weather, it’s wise to have two wheeler insurance in place. It can help cover repair costs or even replacement in case of damage from incidents like road accidents, fire, floods or theft.

FAQs

• What does it mean when a bike has no suspension?

A bike with no suspension is called rigid. The bicycles with front suspension only are known as hardtail, while bicycles with suspension in the front and rear are known as full suspension or dual bikes.

• How can you improve the suspension on your bike?

By adjusting the preload on your bike's forks to attain the proper sag. Also, consider setting compression damping to a softer setting for on-road riding and a firm setting for sports riding.

• How do you make bike suspension smoother?

You can make your bike suspension smoother by adjusting the suspension settings. Adjust air pressure for air suspension, and adjust preload for coil suspension.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For riders searching for a smart, everyday scooter, the Jupiter and Chetak are among the most popular options. The TVS Jupiter has been around for years and is known for its fuel efficiency and everyday comfort.

On the other hand, the Bajaj Chetak takes a modern route with its electric motor and sleek design. Both scooters have their own strengths. Let's take a closer look at what each scooter brings to the table.

Feature comparison

The Chetak and the Jupiter cater to two very different mindsets. The TVS Jupiter keeps it classic with a tried-and-tested petrol engine. The Bajaj Chetak offers modern and all-electric convenience. A comparison table with details like performance, ease of use, technology and practicality is given below.

TVS Jupiter - pros & cons

The TVS Jupiter is a practical choice for daily riders who prefer a reliable, simple and low-maintenance scooter. It comes with a spacious floorboard, external fuel filling and under-seat storage. The scooter also has features like USB charging and bag hooks that make city commutes more convenient.

The ride quality is excellent, thanks to well-cushioned seats and a suspension that handles rough patches well. The SmartXonnect variant of this scooter also offers Bluetooth navigation, voice assist and mileage updates.

However, the Jupiter may not appeal to those who want a scooter that feels more modern. The design is solid, but it hasn’t undergone significant changes over the years. Some variants still rely on analogue or semi-digital consoles. This scooter might feel a bit traditional for buyers open to electric options or newer styling cues.

Bajaj Chetak - pros & cons

The Bajaj Chetak offers a smooth and quiet ride. It features an electric motor that delivers instant torque without the typical engine noise or vibrations. The sturdy metal body, clean finishing and waterproof design give it a premium feel.

Riders will find value in features such as various ride modes, hill-hold assist, LED lighting and a modern digital console. The range makes it an excellent choice for urban commutes. Additionally, electric scooters are also typically cheaper to run and easier to maintain than petrol models.

However, range and charging still demand some planning. Charging stations are not common in all areas. It also takes nearly four hours to reach an 80 percentage charge using a standard charger. The Chetak costs more upfront than many petrol scooters, mainly due to the battery and tech involved. Service support is improving, but may still be limited in smaller towns.

Why should you buy two wheeler insurance for your scooter?

Owning a scooter makes daily travel easier, but it also exposes you to risks you cannot always predict. Accidents, theft, weather-related damage or even a minor scratch can quickly add up to repair costs that strain your budget.

At the most basic level, third-party two wheeler insurance financially protects you against any damage or injury caused to others. However, for most riders, this alone is not enough. Comprehensive two wheeler insurance offers broader protection, covering your own scooter as well as third-party liabilities. Whether it is damage from an accident, the cost of a replacement after theft or unexpected expenses due to natural disasters, comprehensive cover gives you far greater peace of mind.

Modern insurance policies allow you to choose add-ons, such as roadside assistance, battery and part replacements or coverage against man-made events, providing an extra layer of security.

Conclusion

The Bajaj and the Chetak are popular two-wheeler options in the Indian market. Both vehicles bring strong qualities to the table, but they serve different riders. The Jupiter remains a dependable choice for those who value fuel efficiency, comfort and familiarity.

The Chetak is better suited for riders ready to embrace electric mobility and lower running costs. The right pick comes down to your lifestyle, budget and preference.

FAQs

• Is the TVS Jupiter good for daily commuting?

Yes, it is reliable, smooth to ride and offers features that make city travel easy and practical.

• What is the real-world range of the Bajaj Chetak?

The Bajaj Chetak has a range of 127 km per charge in everyday conditions, depending on usage.

• Which one is better: TVS Jupiter vs Bajaj Chetak?

It depends on your needs. The Jupiter is a reliable petrol scooter, while the Chetak is ideal if you’re ready to switch to an electric vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Scooters are at the heart of India’s commuter story. Choosing the right one, however, can be challenging, especially when comparing popular models from legacy brands like TVS. Two of the most sought-after options from the company are the TVS Jupiter and the TVS Ntorq 125, each designed with unique features, performance strengths and comfort levels to suit different kinds of riders.

This blog takes a closer look at TVS Jupiter vs. TVS Ntorq 125 to help you decide which scooter fits your riding needs best.

Feature comparison

The following is a side-by-side comparison of the key features of TVS Jupiter and TVS Ntorq 125.

TVS Jupiter: Pros & cons

The TVS Jupiter is a popular choice due to its practicality and comfort. Key pros and cons include:

Pros

• Comfortable ride with telescopic front suspension and gas-charged rear shock absorbers.
• Spacious 33L under-seat storage for daily essentials.
• Refined engine offering a good balance of power and fuel efficiency.
• Smooth engine handling.

Cons

• Lacks features such as Bluetooth connectivity and a digital speedometer in base variants.
• Minor vibrations are reported at higher speeds.
• Braking performance on the base variant may not be very strong.

TVS Ntorq 125: Pros & cons

TVS Ntorq 125 enjoys widespread appeal for its sporty design and tech-packed features. Key pros and cons include:

Pros

• Sporty design with sharp lines and attractive graphics.
• Fully digital, Bluetooth-enabled instrument console with navigation and ride stats.
• Powerful 124.8 cc engine offers a good balance of performance and fuel efficiency.
• Comfortable ride with telescopic front suspension and gas-filled rear shock absorbers.
• Features like an external fuel filler, USB charging port and spacious under-seat storage.

Cons

• Fuel efficiency is lower in real-world conditions.
• Slightly stiff ride on rough or uneven roads.
• The navigation feature may not always be reliable for daily use.

Why should you buy two-wheeler insurance for your scooter?

Owning and riding a scooter comes with responsibilities, and one of the most important is securing insurance.
A comprehensive bike insurance policy can provide financial protection in the event of accidents, theft or damage to your scooter. It also safeguards you from third-party liabilities, so you won’t have to bear out-of-pocket expenses if an individual is injured or their property is damaged due to your action. By Indian road law, a third-party policy is the minimum coverage required.

Conclusion

Choosing between models like the TVS Jupiter and the Ntorq 125 ultimately comes down to your priorities. Both scooters have enjoyed popularity in the Indian market for close to 10 years. The Jupiter is a trusted option for daily riders who value comfort, smooth performance and practical features. The Ntorq 125 appeals to those seeking a sporty design paired with advanced digital features.

Regardless of which scooter you select, having an appropriate two-wheeler insurance policy is essential. Roads in the country can often be unpredictable and congested. Having two-wheeler insurance ensures you don’t face heavy financial burdens in case of an accident, theft or damage.

FAQs

• Which scooter is better for city commuting, the TVS Jupiter or the Ntorq 125?
  For everyday commuters, the TVS Jupiter is ideal for smooth and comfortable city rides.

• What is the mileage of the TVS Jupiter and the Ntorq 125?
  TVS mileage of TVS Jupiter is 49 kmpl, and Ntorq 125 is 43 kmpl.

• Which scooter, among the TVS Jupiter and the TVS Ntorq 125, is cheaper?

TVS Jupiter is the cheaper one.

• Which scooter is heavier, the TVS Jupiter or the TVS Ntorq 125?

TVS Ntorq 125 is heavier (118 kg) than Jupiter (105 kg).

• Are these scooters available in multiple colour options?
  Yes, both are available in multiple colour options to suit different tastes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When purchasing a scooter, it is important to find the right balance between running costs, features and long-term convenience. For years, the Honda Activa 6G has been the go-to choice for daily commuters who want reliability and mileage.

The TVS iQube is now part of the new wave of electric scooters. It promises lower running costs and smart features. Both have their appeal, but the choice between the two depends on what matters most to you as a rider. Read on to discover how they differ in performance, features and overall value.

Feature comparison

Some features that set the two sooters apart are:

Activa 6G - pros & cons

The Honda Activa 6G has long been a favourite for Indian families. Its fuel efficiency makes it economical for daily use, especially given the fuel prices. The petrol engine is simple, reliable and can be serviced by almost any mechanic. Features like a silent start, smooth ride quality and its overall practical design make the 6G a dependable option for riding in cities. Honda’s reputation for durability also makes this scooter one of the top-selling scooters in the country.

That said, the Activa 6G comes with its share of cons, too. It doesn’t have the eco-friendly advantage of electric scooters like the iQube. The engine is efficient, but it can feel a little noisy and requires regular maintenance. Riders also face the ongoing burden of fluctuating fuel costs, and this can add up over time. The Activa also lacks some of the modern features and tech that are becoming standard in newer electric two-wheelers.

TVS iQube - pros & cons

The TVS iQube brings a refreshing change to daily commuting with its electric powertrain. It runs quietly, produces no tailpipe emissions and keeps running costs lower than petrol scooters. Its range of up to 100 km and modern touches like LED lights, digital connectivity and reverse assist make it feel more premium. Disc brakes and features like combined braking further enhance the scooter’s safety.

However, the need for regular charging can also feel less convenient compared to a quick petrol refill. Although the range is sufficient for daily use, longer trips may still cause hesitation among buyers. Servicing and charging infrastructure is improving, but it may not be as widely available as petrol scooter support.

Why should you buy two wheeler insurance for your scooter?

Insurance is just as important as buying the scooter itself as it shields you from unexpected costs when things go wrong. Third-party two wheeler insurance is the minimum legal requirement. It protects you if your scooter causes injury, death or damage to someone else’s property. While this basic cover meets legal obligations, it does not protect your own scooter against damage.

That is where comprehensive two wheeler insurance becomes valuable. In addition to third-party liability cover, it safeguards you against losses from floods, earthquakes, riots, accidents, vandalism and theft.

By choosing the right insurance policy, you gain peace of mind knowing that you and your scooter are protected.

Conclusion

Both the 6G and the iQube serve different rider needs. The better choice depends on what you expect from your scooter. If you prefer eco-friendly options and modern features, the iQube may be the better choice. However, if your priority is efficiency and easy servicing, the 6G is one of the best options in the Indian market.

FAQs

• What is the mileage of the Activa 6G?

The Honda Activa 6G delivers a fuel efficiency of around 55–60 kmpl. This makes it one of the most fuel-efficient scooters in its segment.

• How long does it take to charge the TVS iQube?

The TVS iQube takes about five hours to charge from 0 to 80% with a standard charger. It offers a range of 94 km.

• Which is better for daily use, Activa 6G vs TVS iQube?

Activa 6G is better if you want simple petrol performance and easy maintenance. The TVS iQube suits riders who would love to own an electric scooter with modern features and lower running costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Activa 6G and the NTorq 125 are the two most popular scooters in their respective 110cc and 125cc categories. Both scooters cater to different rider needs, striking a balance between simplicity and advanced features. Honda focuses on reliability and fuel efficiency, while TVS highlights performance and technology.

Read on for a detailed Activa 6 G vs TVS NTorq 125 comparison.

Feature comparison

The Actva 6G's 109.51cc engine is known to deliver a mileage of 59.5 kmpl, while the NTorq's more powerful 124.8cc engine generates more power and has a reported city-riding mileage of 47 kmpl.

Their basic features and specifications are as follows:

Digital technology and connectivity

The TVS NTorq 125 excels with SmartXonnect. This technology offers ride statistics, navigation, auto-reply for calls and messages, GPS tracking and social media integration, making it a practical, connected and performance-driven solution.

The Activa 6G has analogue instruments, though its H-Smart variant features a TFT display, Bluetooth, RoadSync app, navigation, call alerts, USB charging and keyless start.

Performance and convenience features

The TVS NTorq 125 features IntelliGO start-stop technology, which shuts off the engine after 20 seconds of idling to conserve fuel in traffic. It offers Street mode for efficiency and Race mode for performance, along with underseat storage featuring a boot light and USB charging.

The Activa 6G, equipped with ACG Silent Start, offers a noiseless ignition and its H-Smart variant adds anti-theft and keyless features. It offers 18-litre storage and accommodates helmets for rider convenience.

Activa 6G - pros & cons

Some key features of the Honda Activa 6G are:

• Reliable Honda engine known for long-term durability and performance
• Simple and timeless design that appeals to a wide range of riders
• Impressive mileage of around 59.5 kmpl under city riding conditions
• Extensive Honda service network ensures easy access to maintenance across India

Some limitations of the Activa 6G include:

• Ride quality is less comfortable compared to some competing scooters
• Base variants miss out on modern digital features
• No disc brake option available, even on higher trims
• Advanced connectivity features are restricted only to the premium H-Smart variant

TVS NTorq 125 - pros & cons

Some pros of the TVS NTorq 125 are:

• SmartXonnect technology with advanced connected features
• Full-digital instrument cluster with Bluetooth connectivity
• Premium build quality complemented by an all-LED lighting setup
• Sporty handling and agile performance for an engaging ride

Some drawbacks of the TVS Ntorq are:

• Low headlamp positioning affects nighttime visibility
• Seat comfort reduces on longer rides
• Front suspension feels harsh over sharp bumps

Why should you buy two wheeler insurance for your scooter?

In India, third-party two wheeler insurance is mandatory under the Motor Vehicles Act. Alternatively, a comprehensive two wheeler insurance policy goes beyond legal requirements, covering damage to your scooter, theft, natural disasters and accidents involving other vehicles or people.

Insurance ensures that you are financially protected, reducing unexpected repair costs and helping you ride with confidence.

Conclusion

Choosing between the Activa and the NTorq depends on your priorities. Opt for the Honda Activa 6G if you value excellent fuel efficiency, proven reliability and lower running costs. Its simple design and wide service network make it a practical choice for everyday commuting.

Pick the TVS NTorq 125 if you prefer modern technology, sporty performance and smart features. The SmartXonnect system with voice commands, navigation and smartphone connectivity makes it worth the premium price for tech-savvy riders.

FAQs

• Which scooter gives better mileage?

The Honda Activa 6G has a mileage of 59.5 kmpl, while the NTorq 125 features a mileage of 47 kmpl.

• What is SmartXonnect in NTorq 125?

SmartXonnect is a technology that connects your phone to the scooter. The display shows navigation, calls, messages and ride data.

• Which scooter costs less to buy?

The Honda Activa 6G costs ₹96,789, whilst the NTorq 125 starts from ₹1.04 Lakh.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

World Mountain Day, formally known as International Mountain Day, is observed every year on December 11. Mountains are far more than breathtaking landscapes. They are life-sustaining elements, covering nearly 27% of Earth’s land surface and supporting people, animals and entire ecosystems.

From providing fresh water and food to offering natural beauty and cultural heritage, mountains are essential to our survival. This day is a call to celebrate their importance and a reminder that if we fail to protect them, we risk losing one of the planet’s greatest lifelines.

History of World Mountain Day

The United Nations declared 2002 the International Year of Mountains. After gaining momentum, the UN designated December 11 as International Mountain Day, first observed in 2003.

Since then, each year has carried a dedicated theme, highlighting the pressing challenges faced by mountain regions. International Mountain Day is not just another date, but a global call to action for the government and individuals alike.

Theme of World Mountain Day 2025

The theme of 2025 is: “Glaciers matter for water, food and livelihoods in mountains and beyond.”

Glaciers are melting at an alarming pace because of climate change. Their loss threatens water supplies for farming, drinking and energy, while also disrupting the lives and traditions of mountain communities. This year is significant as the UN has also declared 2025 the International Year of Glacier Preservation. Glaciers will be at the centre of international debates, but awareness is not enough; the world needs urgent, collective action.

Importance of mountains

Mountains are a lot more than just scenic landscapes. Our survival is closely linked to the health of the mountains in the following ways:

• A large share of the world’s population depends on mountain water for drinking, farming, energy production and overall sustenance.
• They cover more than a quarter of Earth’s land and support rich biodiversity.
• Millions of people draw their identity, culture and livelihoods from mountain regions.
• Adventure and tourism around mountains bring prosperity to local economies.

Threats to mountain ecosystems

Mountains are under serious pressure due to various factors, including:

• Climate change is accelerating the rate at which glaciers are melting.
• This leads to floods, landslides and rivers drying up.
• Deforestation is destroying fragile mountain habitats.
• Communities in mountain regions are losing their homes, cultures and ways of life.

How is World Mountain Day celebrated?

International Mountain Day is celebrated worldwide in diverse and meaningful ways. In mountain regions, communities organise cultural festivals, traditional music and dance performances and local food fairs that showcase the heritage tied to mountain life.

Schools and universities often host debates, exhibitions and workshops to educate students about the ecological and cultural value of mountains. NGOs and conservation groups arrange awareness campaigns, tree-planting and clean-up drives.

At the international level, the UN and its partners release reports, hold conferences and push for policy commitments that protect mountain ecosystems and the communities that depend on them.

How you can contribute

Here’s how you can make a difference:

• Share and inspire: Post a photograph or a story about a mountain with a meaningful message
• Support efforts: Donate, even a small amount, to conservation organisations.
• Travel responsibly: When visiting mountainous regions, choose eco-friendly transport, stay in sustainable accommodations and respect local cultures.
• Live consciously: Reduce your carbon footprint by driving less, avoiding waste and making sustainable choices in daily life.

Best mountains to visit around the world

If you’re planning a trip to the mountains, here are some of the options to consider:

• The Himalayas (Nepal, India): The Himalayas are the home of Everest and offer some of the most beautiful treks in the world.
• The Rockies (USA, Canada): These are ideal for going on an adventure, exploring national parks and spotting wildlife.
• The Alps (Europe): They offer a stunning combination of snow-covered mountains and picturesque towns.
• Mount Fuji (Japan): A sacred symbol of Japan, Mount Fuji is a striking volcanic peak and a spiritual destination for visitors.

Importance of travel insurance

Any journey can come with unexpected situations: sudden storms, altitude sickness or a flight delay. International travel insurance offers financial protection against medical emergencies, accidents or missing luggage. If it’s a one-time trip, a single trip travel insurance plan is usually the most convenient and affordable option.

Conclusion

You can celebrate International Mountain Day in your own way: by learning more about their importance, sharing stories that inspire others, reducing waste in daily life or travelling responsibly. Every small effort helps protect these majestic landscapes for future generations.

FAQs

• Why are glaciers the theme of International Mountain Day 2025?

Glaciers are melting at an unprecedented rate due to climate change. Since they provide water for millions of people worldwide, their loss directly threatens farming, drinking water and energy supplies.

• Can a marathon or similar event really make a difference?

Absolutely. Even small initiatives, whether it’s a marathon, a clean-up drive or an awareness campaign, can inspire change.

• What is the link between climate change and mountains?

Rising global temperatures accelerate glacier melt, increase the risk of landslides and reduce biodiversity. These changes affect mountain ecosystems, water supplies, agriculture and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Choosing a scooter that will support your commute for years requires careful consideration. Two popular and reliable options available in the Indian market today are the Honda Activa 6G and the Hero Pleasure Plus.

The 6G and the Pleasure Plus may look similar at first glance, but they differ in performance, features and everyday convenience. Over time, even small differences in mileage, comfort or price can have a big impact on your daily rides. That is why comparing them side by side is important before making a decision. Read on to discover how these two scooters stack up.

Feature comparison

Both scooters belong to the popular 110 cc segment but are designed with slightly different riders in mind. One focuses on efficiency and long-term practicality, while the other leans more towards affordability and everyday comfort.

Here is a comparison between the Activa 6G and Pleasure Plus:

Activa 6G - pros & cons

The Activa 6G delivers a mileage close to 60 kmpl and this makes it a practical choice for daily use. Its engine is smooth and dependable and features like external fuel filling, silent start and an 18-litre underseat storage add everyday convenience.

Honda’s extensive service network also makes maintenance simple and the slightly heavier build gives the scooter better stability on highways.

However, the Activa 6G is priced higher than the Pleasure Plus and it may influence budget-conscious buyers. The analogue console feels dated in a market where semi-digital units are becoming standard. Although its heavier weight is useful for stability, it makes the scooter slightly less agile. It may not feel as easy to handle for some riders.

Hero Pleasure Plus - pros & cons

The Hero Pleasure Plus is positioned as a budget-friendly scooter. It is light and easy to handle and is a good fit for city rides and shorter commutes. Features such as a semi-digital console and USB charging port give it a modern edge, whereas the engine delivers slightly more power at lower rpm. It also offers peppy performance in stop-and-go traffic. Its compact size further adds to the ease of use, especially for riders who prefer a lighter scooter.

However, the Pleasure Plus does have some limitations. Its mileage is lower at around 50 kmpl and the smaller 4.8-litre fuel tank requires more frequent refueling. It is comparatively less suitable for highway use as its top speed is around 75 km/h.

Why should you buy two wheeler insurance for your scooter?

Owning a scooter comes with responsibilities. One of the most important things is getting two wheeler insurance. By law, third-party insurance is mandatory under the Motor Vehicles Act. It protects you if your scooter causes injury to someone or damages their property. Without it, you risk heavy fines and even suspension of your driving licence.

For broader protection, consider acquiring comprehensive two wheeler insurance. It covers third-party liabilities and also safeguards your own scooter. From accident repairs and theft to damages caused by natural disasters like floods and earthquakes or man-made events like riots, it ensures you’re financially protected.

Conclusion

When it comes to the Activa 6G vs the Pleasure Plus, both scooters bring their own strengths to the table. One focuses on fuel efficiency and practicality, whereas the other stands out for affordability and ease of use.

Before making a decision, review what is most important to you and consider which scooter can offer the most value to your riding style, typical commute, location, budget, preferences and more.

FAQs

• What is the mileage of the Activa 6G?

The Activa 6G delivers a fuel efficiency of 59.5 kmpl. This makes it one of the most fuel-efficient scooters in its segment.

• Is the Hero Pleasure Plus good for daily city rides?

Yes, the Hero Pleasure Plus is light, easy to handle and well-suited for short commutes and city traffic.

• Which scooter should I choose: Activa 6G vs Hero Pleasure Plus?

The Activa 6G is better if mileage and storage are your priority. The Hero Pleasure Plus is a great pick if budget and easy manoeuvrability matter more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

E-bikes are truly an innovative and eco-friendly mode of transportation. However, this remarkable technological advancement comes with the high risk of an e-bike catching fire. The highly powered lithium-ion battery is highly efficient, but tends to overheat if not properly managed. Usually, under extreme heat conditions or exposure to short circuits, the battery's highly flammable electrolyte fluid can catch fire.

This article gives a detailed explanation of the causes of an e-bike fire and how you can prevent it.

How does an e-bike work?

A lithium-ion battery often powers an e-bike to enable its effective functioning. When you press the throttle or start pedalling, a controller manages the flow of electricity from the battery to the motor. The motor then propels the bike forward.

Most e-bikes offer pedal-assist (also known as pedelec) mode, where the motor provides power only when you are pedalling. The level of assistance is selected through a control unit and determines how much support the motor gives.

Importance of battery management system

A battery management system (BMS) is an electronic device that works to maintain the safety and efficiency of lithium-ion batteries.

The BMS uses sensors to monitor parameters such as temperature, voltage and current across individual cells and sections of the battery pack. It ensures safe operation by preventing conditions like overcharging, over-discharging, overheating and short circuits, which can otherwise lead to battery degradation or thermal runaway.

Why do e-bikes catch fire easily?

The lithium-ion batteries, which power most e-bikes and e-scooters, are the same battery type that powers the majority of today's electric vehicles (EVs), laptops, cell phones and power tools. When damaged, these batteries can overheat, catch fire and even cause explosions. The e-bike battery fires can also result from overloaded electric circuits, improper charging or faulty charging equipment.

Tips to prevent e-bike fires

Here are important tips that can help prevent e-bike fires:

• Avoid setting your charging area close to flammable or combustible materials.
• Do not leave your e-bike charging overnight.
• Place the charger directly into the main switch. Avoid using power extensions.
• Never store old lithium (li)-ions batteries in your home; instead, have them recycled safely.
• Avoid covering the charger or battery packs when charging, as it could cause a fire.
• Always park your e-bike under a shade or use underground parking. Avoid direct sunlight.
• Try to always use your e-bike's original cords and adapters, or ones from the same manufacturer.

What to do if your e-bike catches fire?

If your e-bike catches fire, do not panic; instead, try to respond quickly by taking the right measures.

First, prioritise safety by evacuating the area and alerting others to do the same. Once safe, call emergency services and inform them that the fire involves a lithium-ion e-bike battery.

If the fire is small and manageable, and you have a Class D fire extinguisher, you may attempt to put it out, only if you are confident and trained to do so.

After the fire is under control, dispose of the damaged battery at a certified e-waste facility. Never throw it in the bin, as it may still pose safety or environmental risks.

Call your insurer as soon as possible and let them know about the fire incident. That way, you can receive all-around compensation needed for possible e-bike damages or personal injuries under your comprehensive bike insurance policy.

Conclusion

Today, electric bikes (e-bikes) are becoming more common, with a focus on environmentally friendly transportation. However, fire accidents are increasing alarmingly, which raises concerns for users. You can avoid electric bike fires by always charging your battery safely and storing it properly in a safe and cool place.

Together with the precautions, remember to secure your electric bike with a good bike insurance that can cover any damages in case your e-bike catches fire. That way, you can be at peace knowing that if an unforeseen disaster happens, you are financially covered.

FAQs

1. How can you ensure you purchase a safe-to-use e-bike?

To ensure you purchase a safe-to-use e-bike, choose one that is certified by a globally recognised testing laboratory. The device should also be labelled appropriately.

2. Can I use an aftermarket battery for an e-bike?

You can use an aftermarket battery for an e-bike only if you have good knowledge about its compatibility. However, it's generally not recommended to use a non-original battery as it can lead to safety and performance issues, or concerns like fires.

3. Can an electric bike battery catch fire when it is not charging?

Yes, an e-bike battery can catch fire even when not charging. This can be the case especially if the battery has sustained long-term damage, which can cause it to enter thermal runaway and cause fire.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Honda Activa 6G and the TVS Jupiter 110 are among the most popular scooters in the 110cc segment. They are some of the best two-wheelers for daily use, given their smooth performance and high fuel efficiency.

Both practical rides attract cost-conscious buyers with their affordability, comfortable ride and useful features. Read on to discover the features and performance of these two popular scooters.

Feature comparison

The features of the Activa 6G and the Jupiter are a follows:

Performance and convenience features

A performance comparison between the Jupiter and the Activa 6G is given below.

Honda Activa 6G:

• 51cc engine with a smooth and refined ride
• Mileage: around 47 kmpl
• Telescopic suspension and 12-inch front wheel for stability
• Comfortable seat and good build quality

TVS Jupiter:

• 3cc engine tuned for a balance between power and economy.
• Mileage: around 49 kmpl
• Adjustable rear suspension for comfort
• More under-seat storage compared to the Activa

Digital technology and smart features

A closer look at the technology and smart features reveals how the two scooters compare.

Honda Activa 6G:

• Analogue instrument cluster (no digital meter)
• External fuel filler cap for easy refuelling
• Silent start system (ACG motor)
• Engine start/stop switch for convenience

TVS Jupiter:

• Semi-digital speedometer in higher variants
• Mobile charger option available
• External fuel filler cap like Activa
• Econometer to guide better mileage

Activa 6G - pros & cons

Here are the pros of the Activa 6G:

• Smooth and dependable engine performance
• Great resale value in the segment
• Comfortable ride for urban commuting
• Very easy to maintain with a strong service network

Some cons of the Activa 6G are:

• Average pick-up and speed
• Lacks disc brakes or a digital meter
• Limited under-seat storage (cannot fit a full-face helmet)
• Users sometimes face issues with plastic parts and long-term quality.

TVS Jupiter - pros & cons

Given below are the pros of the TVS Jupiter.

• High fuel efficiency, providing 49 kmpl for daily commuting
• Spacious 33-litre underseat storage to hold daily provisions
• Proven petrol engine reliability with hassle-free maintenance
• Readily available service network throughout India
• Lower initial purchase price, in contrast to electric variants
• TVS IntelliGO technology provides fuel efficiency in traffic.

Some drawbacks of the TVS Jupiter you should consider before making a purchase are:

• Increased running costs due to the petrol price
• Generates emissions and noise pollution
• Console layout can become confusing

Why should you buy two wheeler insurance for your scooter?

It is legally compulsory to purchase third-party two wheeler insurance in India. It helps you save money in the event of an accident or third-party damage and even compensates you with the market value of your scooter if it gets stolen. Yet, many riders skip this vital protection, leaving themselves open to heavy fines and legal hassles.

A policy goes further by covering both third-party liabilities and damages to your own scooter, making it a smart choice. Timely renewal of your policy ensures uninterrupted protection and complete peace of mind.

Conclusion

Both the Jupiter and the 6G are excellent choices for daily commuting, offering solid value and reliability. Choose the Activa 6G if you prefer a smooth, proven ride with time-tested mechanics. On the other hand, the Jupiter is ideal if you’re looking for modern touches like a digital console, Bluetooth connectivity and enhanced lighting.

Ultimately, choosing between the Honda Activa 6G vs the TVS Jupiter comes down to your personal priorities: whether that’s classic dependability or advanced features. Both scooters deliver strong mileage and dependable performance for city rides.

FAQs

• Which scooter is cheaper, the Activa 6G or the TVS Jupiter?

TVS Jupiter is the cheaper scooter compared to the Honda Activa 6G. The Jupiter retails for ₹78,631, while the Activa 6G costs ₹81,045.

• Which scooter is heavier, the Honda Activa 6G or the Jupiter?

The Activa 6G is slightly heavier at 106 kg, compared to the Jupiter which weighs 105 kg.

• Which scooter, between the Honda Active 6G or the TVS Jupiter, has better mileage?

When it comes to mileage, the Jupiter holds a slight edge over the 6G. The Jupiter delivers around 49 kmpl, while the Activa 6G offers about 47 kmpl. Although the difference is small, the Jupiter proves to be the more fuel-efficient option, especially for riders who prioritise lower running costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Crash guards are one of the most common accessories added to bikes in India. They protect the rider’s legs and the bike’s body in case of a fall. However, here is the catch: standard two-wheeler insurance does not usually include crash guards. Knowing the accessories excluded from your plan’s coverage will help you safeguard your bike better.

Let’s explore why a crash guard is not covered in bike insurance, and also the other excluded accessories.

What are crash guards?

Crash guards, also known as leg guards, are solid metal bars fixed to the bike’s frame near the engine. Their purpose is to take the first hit when a two-wheeler topples and protect parts like the fuel tank and footpegs. They also reduce the risk of injury to the rider’s legs.

Many riders install crash guards right after bike purchase. Heavy-duty versions are preferred for highways, and lighter and compact guards for city rides.

Why bike insurance excludes crash guards?

Insurers usually don’t see bike crash guards as standard fittings. These are classified as accessories and excluded from default cover as they are added later after the bike purchase. Their wide variation in size, quality and price also makes it difficult for insurers to fix a standard value. On top of that, assessing whether a guard was damaged during an accident or earlier can be tricky. Crash guards also don’t always protect against major losses, even though they are useful in minor mishaps. For these reasons, insurance tends to focus on essentials like the engine, frame and electricals. This leaves crash guards outside standard coverage.

What are the other accessories not covered in bike insurance?

Accessories make your bike more comfortable and stylish. However, they do not come under insurance automatically. You need to declare them and opt for an accessory add-on by paying a small extra premium to ensure they are protected.

Accessories that are usually not included in a two-wheeler insurance policy are:

• Custom exhausts and silencers that are popular for performance and sound.
  
  
• Modified mirrors or handlebars that are considered stylish upgrades but treated as non-standard.
  
  
• Seat covers and cushions that are mostly cosmetic in nature.
  
  
• Useful gadgets such as GPS systems and phone mounts.
  
  
• Luggage carriers, panniers and saddlebags.
  
  
• Cosmetic changes like custom paint jobs or decals.
  
  
• Lighting modifications like LED strips or fog lamps that add style and improve visibility.

Tips for bike owners in this situation

Taking a few smart steps can help bike owners cover accessories and avoid unpleasant surprises during insurance claims. You need to:

• Read your policy carefully: Standard cover usually applies only to factory-fitted parts. Accessories are protected only if they are declared and added to the policy.
  
  
• Opt for accessory cover: Insurers allow you to declare non-standard fittings like crash guards, alloy wheels or saddlebags for a small additional premium. This ensures they are included in your protection.
  
  
• Check the value before deciding: Paying a little extra for coverage can prevent high repair or replacement expenses later if the cost of accessories is significant.
  
  
• Talk to your insurer: Policies differ across providers, and confirming available add-ons with your insurer makes sure that you are fully informed.
  
  
• Keep records: Bills and photos of accessories act as proof of purchase and make claim settlement easier.
  
  
• Prioritise comprehensive bike insurance: Third-party insurance covers only legal liabilities. However, comprehensive insurance protects your bike and, with add-ons, your accessories as well.
  
  

Conclusion

Crash guards are useful for safety, and they help reduce damage during minor accidents. However, they are not part of standard two-wheeler insurance since they are treated as aftermarket accessories. However, riders can protect these parts by buying an accessory add-on with their comprehensive bike insurance plan. This way, both your vehicle and the extras you invest in can be covered more effectively.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.