The Ather 450S is an electric scooter blending style, efficiency and cutting-edge technology. With its innovative feature͏͏s͏, the͏ 450͏S sets new ͏standards in electric mobility, paving the way͏ for a cleaner, smarter ͏future.͏

Ather 450S price

The 450S is offered in two variants with competitive pricing. Here is the Ather 450S price:

• The standard model: INR 1,21,889 (ex-showroom)
• Pro Pack variant: INR 1,35,890 (ex-showroom)

Ather 450S specifications

The Ather 450S delivers a powerful yet smooth ride with the following specifications:

• Efficient and powerful motor: The Ather 450S is equipped with a 5.4 kW Permanent Magnet Synchronous Motor (PMSM) delivering 22 Nm of torque, enabling acceleration from 0 to 40 km/h in 3.9 seconds.
• Long-lasting battery: Equipped with a 2.9 kWh lithium-ion battery, offering a range of 122 km per charge, ensuring hassle-free daily rides with minimal charging stops.
• Impressive top speed: Capable of reaching 90 km/h, which makes it one of the fastest electric scooters in its category.
• Efficient charging system: A full charge takes approximately 7 hours and 45 minutes.
• Reliable braking mechanism: Equipped with front and rear disc brakes, providing enhanced stopping power and safety in urban riding conditions.
• Durable and comfortable tyres: Fitted with 12-inch alloy wheels and tubeless tyres, providing better grip and stability

Ather 450S features

The Ather 450S brings together a host of features:

• DeepView display: Comes with an LCD console that provides clear visibility, displaying speed, battery level and riding statistics.
• Multiple riding modes: Offers different riding modes, allowing riders to optimise performance based on their needs.
• Seamless smart connectivity: Supports Bluetooth and Wi-Fi connectivity for easy access to notifications and music control.
• On-board turn-by-turn navigation: Integrated Google Maps navigation system ensures riders can find their way without relying on their phones.
• Enhanced safety mechanisms: Includes an Emergency Stop Signal (ESS) that alerts motorists during sudden braking, FallSafe which detects falls and cuts off the motor to prevent further mishaps and Theft & Tow Alert 2.0 for enhanced security.
• Convenient storage solutions: Offers a 22-litre under-seat storage compartment, providing ample space for essentials.

Conclusion

The͏ Ather ͏45͏0S stands out ͏as a͏͏ ͏trailblazer͏ in the͏ ͏͏electric͏͏ ͏mobility market ͏offering modern specifications with a ͏rang͏e of͏ practical features. However, it is wise to invest in bike insurance, especially comprehensive bike insurance, which safeguards your two-wheeler in the event of an accident, theft or even repair costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Ola Electric has been making major progress with its S1 range. The Ola S1 X is positioned as an entry-level electric scooter that expands the Ola Electric experience to a wider public. Available in multiple battery options, it allows customers to choose a version that meets their range needs and price limits. Let's take a detailed look at the Ola S1 X, a cheap electric bike that's gaining popularity.

OLA S1 X price

The Ola S1 X price is available in three battery variants, each offering different features and price points:

• S1 X 2kWh: ₹65,499
• S1 X 3kWh: ₹83,999
• S1 X 4kWh: ₹92,999

These ex-showroom prices make the S1 X one of the more affordable electric scooters in the market, especially given its feature set.

OLA S1 X specifications

Here are some of the OLA S1 X specifications:

• Range: 108 km/charge
• Motor Power: 5 kW
• Motor Type: Mid Drive IPM
• Charging Time: 6 Hr
• Max Power: 7 kW
• Front Brake: Drum
• Rear Brake: Drum
• Battery Options: Available in 2kWh, 3kWh and 4kWh versions
• Weight: 112 kg

OLA S1 X features

Some OLA S1 X features that make it stand out in the electric scooter market:

• Ride Modes: Three ride modes— Sport, Normal and Eco— to balance speed and range.
• Regenerative Braking: Helps increase the range by regaining energy during braking.
• Digital Console: Fully digital speedometer and odometer for easy reading.
• Connectivity: Bluetooth connectivity for smartphone interaction.
• Mobile App: Comprehensive app with features like charging station location, navigating help, call and message integration and low charge alarms.
• Colours: Available in attractive colour choices— Jet Black, Porcelain White and Industrial Silver.

Conclusion

The Ola S1 X marks a major step toward making electric transport available to the masses. Its cheap price point, good range and feature-rich package address many of the concerns potential EV buyers may have. When buying an Ola S1 X, buyers should also take in bike insurance costs. While electric cars usually have lower upkeep needs, comprehensive bike insurance remains important for protecting your investment. A robust insurance policy for the S1 X would cover crashes, third-party losses and theft protection. Additionally, some insurance companies may offer specialised EV insurance plans.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The electric vehicle shift is quickly changing the two-wheeler market in India, and the Ola S1 Pro stands at the head of this change. This luxury electric scooter has created significant talk since its start, offering to change urban transport with its mix of style, technology and performance. Let's take a closer look at what makes the S1 Pro a contender in the growing electric bike market.

OLA S1 Pro price

The Ola S1 Pro is positioned fairly in the electric scooter market, with prices from Rs. 1.16 lakh-Rs. 1.36 lakh (ex-showroom). The Ola S1 Pro price makes it more reasonable than competitors like. It is offered in two battery variants:

• S1 Pro 3kWh: ₹1,15,999 (ex-showroom)
• S1 Pro 4kWh: ₹1,35,999 (ex-showroom)

OLA S1 Pro specifications

The Ola S1 Pro comes packed with amazing technical specs that make it stand out in the electric scooter market. The S1 Pro is intended to offer speed without sacrificing efficiency. Let's dig into the key specs that run this electric wonder. Some of the OLA S1 Pro specifications include:

• Range: 176 km/charge
• Motor Power: 5 kw
• Motor Type: Mid Drive IPM
• Charging Time: 9 Hr
• Max Power: 11 kw
• Front Brake: Disc
• Rear Brake: Disc
• Riding Modes: Normal, Sport, Hyper
• Suspension Front: Twin telescopic
• Suspension Rear: Mono Shock

OLA S1 Pro features

Beyond raw speed, what truly separates the Ola S1 Pro is its cutting-edge technology and ease features that improve the ride experience. Ola Electric has loaded this luxury scooter with smart features, adding a tech-forward approach to two-wheeled transportation. Here are some of the noteworthy OLA S1 Pro features:

• 7-inch TFT tablet monitor
• Bluetooth connection
• Navigation
• Music control
• Six-digit code on the tablet or a mobile app for unlocking
• Proximity unlock via Bluetooth.
• 36-litre underseat storage
• Backward mode
• Regenerative brakes
• Built-in speakers

Conclusion

The Ola S1 Pro marks an exciting step forward in India's electric car journey. When investing in the Ola S1 Pro, possible buyers should also consider suitable bike insurance coverage to protect their purchase. Given this electric scooter's advanced technology and expensive components, comprehensive bike insurance is recommended. A thorough insurance will cover third-party claims and protect against natural disasters, theft and accidental damage to the scooter.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When it comes to sporty scooters in the Indian market, Aprilia has made a place for itself with its SR line. The Aprilia SR125 was launched as a more affordable option to the SR150, targeting buyers who were hesitant about the bigger engine size but still wanted the stylish DNA that Aprilia is known for. Let's examine what makes this scooter stand out in the crowded 125cc market.

Aprilia SR 125 price

The Aprilia SR 125 price is Rs. 1.24 lakh (ex-showroom). While this puts it at a higher price than competitors, the SR125 explains this with its unique status as a sport scooter with racing DNA. The scooter comes with a thorough 5-year or 60,000 km guarantee, adding value to the owning experience.

Aprilia SR 125 specifications

One of the SR125's main features is its amazing speed. While it might not have the same energy as 150cc, it offers exciting acceleration and can easily hit speeds of around 80 kph. Here are some other noteworthy Aprilia SR 125 specifications:

• Mileage: 40 kmpl
• Displacement: 45 cc
• Engine Type: Single cylinder, 4 Stroke,SOHC 3 valve
• Max Power: 11 PS @ 7300 rpm
• Max Torque: 33 Nm @ 5500 rpm
• Front Brake: Disc
• Rear Brake: Drum
• Fuel Capacity: 6 L

Aprilia SR 125 features

What truly sets the SR125 apart are its 14-inch wheels wrapped in 120-section tires, which provide unmatched steadiness and confidence-inspiring handling. The instrument panel is computerised and includes a speedometer, odometer, trip meter, tachometer and clock. The scooter also has a service needed sign, which is useful for repair schedules.

Available in three attractive colours—red, grey and blue—the SR125 keeps the sharp, sporty design language that is characteristic of Aprilia. The single-piece seat with a sharp curve in the middle adds to the sporty look.

Conclusion

The Aprilia SR125 stays true to its sports history, giving an exciting ride experience that few scooters in this class can match. When buying an expensive scooter like the Aprilia SR125, investing in complete bike insurance is highly suggested. While basic third-party insurance is required by law, a comprehensive bike insurance coverage gives total safety for both your scooter and yourself. Extensive coverage protects against theft, accidental damage, natural disasters and personal accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The motorbike market is flooded with choices, but finding a bike that matches old style with modern features can be difficult. The Yamaha FZ X tries to fill this gap with its neo-retro appearance and useful features. As Yamaha's only retro offering in India, the FZ X makes its spot in the 150cc market with some interesting improvements. This blog covers everything you need to know about the Yamaha FZ X.

Yamaha FZ X price

The Yamaha FZ X price is between Rs. 1.38 lakh and Rs. 1.42 lakh (ex-showroom). It comes in multiple variants:

• FZ-X Dark Matte Blue And Matte Titan: ₹1,39,200
• FZ-X Chrome: ₹1,38,000
• FZ-X Matte Copper and Metallic Black: ₹1,38,200

Yamaha FZ X specifications

Performance-wise, the FZ X offers a smooth and tractable riding experience with quick power action and a meaty mid-range that shines in city riding situations. Under the retro shell, Yamaha FZ X specifications include:

• Mileage: 11 kmpl
• Displacement: 149 cc
• Engine Type: Air cooled, 4-stroke, SOHC, 2-valve
• Max Power: 4 PS @ 7250 rpm
• Max Torque: 3 Nm @ 5500 rpm
• Front Brake: Disc
• Rear Brake: Disc
• Fuel Capacity: 10 L
• Suspension Front: Telescopic Fork, 41mm Inner Tube Diameter, with Fork Boot
• Suspension Rear: 7-Step Adjustable Monocross Suspension

Yamaha FZ X features

The Yamaha FZ X has an amazing array of modern conveniences and safety features that help support its expensive placement in the 150cc market. Blending technology with usefulness, these features improve both the ride experience and everyday usage. Here’s the Yamaha FZ X features list:

• Traction control
• LED lights
• Digital instrument panel
• Bluetooth connection
• Charging point for mobile devices.
• Single-channel ABS

Conclusion

The Yamaha FZ X carves out its space in the market as a stylish, city-friendly passenger with neo-retro flair. It excels in urban settings with its smooth engine, reasonable weight and comfortable handling.

When buying a Yamaha FZ X, don't forget the value of proper bike insurance. While basic third-party insurance is required by law, investing in complete bike insurance provides crucial security for your expensive motorbike. Comprehensive bike insurance covers theft, natural disasters, accidents and other unforeseen circumstances. Many insurers also offer add-on covers like zero depreciation and engine security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The sports bike market in India has been rising slowly, with fans looking for machines that offer both speed and convenience. Among the popular options, the Yamaha R15S stands out as an appealing choice for users who want the thrill of a sports bike without losing out on everyday usability. The Yamaha R15S is a version of the famous R15 series intended to offer a more comfortable riding experience. Let’s explore the Yamaha R15S in depth.

Yamaha R15S price

The Yamaha R15S price is Rs. 1.67 lakh (ex-showroom). It is affordable and an attractive option for budget-conscious buyers who don't want to scrimp on efficiency or brand value. The motorbike has two beautiful colour options: Matte Black and Racing Blue.

Yamaha R15S specifications

The R15S has a ground clearance that allows for confidence control on various road conditions. Here are some of the other Yamaha R15S specifications:

• Mileage: 40 kmpl
• Displacement: 155 cc
• Engine Type: Liquid-cooled, 4-stroke, SOHC, 4-valve
• Max Power: 4 PS @ 10000 rpm
• Max Torque: 2 Nm @ 7500 rpm
• Front Brake: Disc
• Rear Brake: Disc
• Fuel Capacity: 11 L
• Suspension Front: Telescopic fork
• Suspension Rear: Monocross (link suspension)

Yamaha R15S features

The R15S comes packed with various features that improve its efficiency and user experience. Some of the notable Yamaha R15S features include:

• LED tail lights
• Digital instrument panel
• Variable Valve Actuation (VVA) technology
• Dual Channel ABS
• Gear Position Indicator
• Real Time Mileage Indicator

Conclusion

The Yamaha R15S successfully balances fast speed and useful comfort. When buying a speed machine like the Yamaha R15S, it's important to consider proper bike insurance coverage. Investing in complete coverage for the R15S is highly advised. Comprehensive bike insurance coverage protects against theft, natural disasters, crashes and damage. Many insurers offer tailored packages for sports bikes like the R15S, with add-ons such as zero depreciation cover and engine security that can save major repair costs in the long run.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you're a daily commuter or someone who simply enjoys a ride through the countryside, knowing the essential parts of a bike is important. A well-maintained bike not only performs better but also keeps you safe on the road. While modern bikes come in many styles and models, their basic components are quite similar. Each part plays a key role in smooth operation, comfort and safety. If one part fails, it can affect your whole ride. That is why it’s important to understand how these parts work and how to take care of them.

Let us now look at the essential parts of a bike and some simple tips to keep them in good condition.

10 most essential parts of a bike & maintenance tips

Here are the ten most important parts of a bike and how to look after them for a smooth and safe ride:

Engine

The engine is the heart of a motorcycle. It burns fuel to create mechanical energy, which powers the wheels. Comprising cylinders, pistons and valves, the engine must function efficiently for smooth rides and optimal performance. Any issue here directly affects the bike’s speed, mileage and responsiveness.

Maintenance tips:

• Change engine oil regularly.
• Inspect for leaks or unusual noises.
• Avoid high revving on a cold engine.
• Use manufacturer-recommended oil and filters.

Carburetor

The carburetor ensures the right mix of air and fuel enters the engine for combustion. A well-functioning carburetor improves fuel efficiency, performance and acceleration. Dirt, carbon or water accumulation inside it can disturb this ratio, causing the engine to stall or misfire.

Maintenance tips:

• Clean the carburetor every few months.
• Drain water or fuel residue during servicing.
• Replace worn-out gaskets or jets.
• Avoid using poor-quality fuel.

Cylinder

The process of combustion takes place in the cylinder. It holds the piston and provides the space where fuel is ignited to generate motion. Over time, wear inside the cylinder can reduce compression, affecting performance and mileage.

Maintenance tips:

• Perform compression tests during servicing.
• Keep the engine properly cooled to avoid cylinder warping.
• Avoid overloading the bike, which stresses the cylinder.
• Use clean, high-quality engine oil.

Pistons

Pistons compress the air-fuel mixture and transfer combustion energy to the crankshaft. They are key to engine power and performance. If damaged, they may cause knocking sounds, smoke or a drop in engine power.

Maintenance tips:

• Replace pistons if signs of wear, scoring or deformation appear.
• Avoid overheating the engine.
• Ensure proper lubrication to minimise friction.
• Use clean filters to prevent dust entry.

Fuel tank

The fuel tank stores petrol or diesel and supplies it to the engine through a fuel line. It’s designed to withstand internal pressure and resist corrosion. Rust or contamination in the tank can block fuel flow and harm the engine.

Maintenance tips:

• Periodically drain and clean the tank.
• Keep the tank covered when not in use.
• Don’t leave fuel sitting for too long.
• Repaint or seal rusty surfaces.

Air filters

Air filters clean the air that enters the engine, keeping out dust and debris. They help maintain the correct air-fuel ratio, aiding fuel efficiency and reducing engine wear. Dirty filters can choke the engine, reducing performance and mileage.

Maintenance tips:

• Clean foam filters with soapy water; replace paper filters as needed.
• Avoid twisting or tearing the filter during cleaning.
• Check filters every 1,000-3,000 km.
• Clean the air box during filter changes.

Wheels

Wheels support the bike’s weight and ensure smooth movement and grip on various surfaces. They influence handling, braking and stability. Tyres with proper tread and pressure are essential for road safety.

Maintenance tips:

• Maintain recommended tyre pressure.
• Check for cuts, punctures or uneven wear.
• Align wheels regularly.
• Replace tyres when the tread depth drops below safety levels.

Brakes

Brakes control the bike’s speed and allow it to stop safely. Disc or drum, they rely on hydraulic or mechanical systems. Efficient brakes are crucial for rider safety, especially during emergencies or wet weather conditions.

Maintenance tips:

• Check brake pads and replace them before they wear out.
• Top up or replace brake fluid as recommended.
• Bleed air from hydraulic lines.
• Test brakes regularly before rides.

Battery

The battery powers all electrical systems: ignition, lights, horn and more. A healthy battery ensures quick starts and consistent lighting. Without regular care, battery performance can degrade, especially in cold weather or if the bike sits unused.

Maintenance tips:

• Keep terminals clean and tight.
• Charge the battery if unused for weeks.
• Refill distilled water if it’s a lead-acid battery.
• Replace the battery every 2-3 years or as needed.

Chain

The chain transfers power from the engine of the two-wheeler to the rear wheel. It directly affects speed, acceleration and fuel economy. A dry or loose chain may slip, cause jerky motion or break, posing serious safety risks.

Maintenance tips:

• Lubricate the chain every 500-600 km.
• Clean with a degreaser before lubrication.
• Adjust chain slack as per manual specs.
• Replace worn or rusted chains promptly.

Conclusion

Taking care of your bike starts with understanding its most essential parts. From the frame to the tyres, each component plays a role in how well your bike performs and how safe your ride is.

Alongside regular maintenance, it's also wise to consider comprehensive bike insurance. This type of cover protects your bike against a range of risks, including theft, accidental damage and natural disasters. A two-wheeler insurance adds a layer of financial protection that keeps you covered against anything uneventful.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Tyres play a crucial role in a scooter's ride quality, handling, and performance. Smaller tyres will give you a rough, bouncy ride, while bigger tyres have good stability and are comfortable, especially on India's infamous potholed roads. With a variety of scooter tyre sizes available, choosing the right one can get overwhelming.

This blog will explore different scooter tyre sizes and how they affect your ride.

Various Scooter Tyre Size in India

The right tyre size can significantly improve your riding experience. In India, various scooter tyre sizes are available, and understanding how to read size names is key to making the correct choice for your vehicle.

Tyre sizes are usually marked with three numbers embossed/printed on the tyre sidewall.

For example, 90/100-10:

• The first number (90) indicates the scooter's tyre width in millimetres (read as 90mm).
• The second number (100) is the height of the tyre sidewall as a percentage of its width (read as 100%).
• The third number (10) is the width of the tyre rim in inches (read as 10").

Here are the seven most common tyre sizes available for scooters in India:

1. 90/100-10 Tyres

The 90/100-10 size is popular for city commuting, offering a good blend of grip and comfort. The Honda Activa and TVS Jupiter use this size and offer smooth riding over potholes and rough surfaces. Its wider profile enhances stability at higher speeds, sharp turns, and even sudden braking.

2. 90/90-12 Tyres

The 90/90-12 tyre size is more performance-oriented and comparatively expensive. You'll find this size in scooters like the Honda Dio and Grazia. Its slightly larger diameter allows for better acceleration and maintains a comfortable ride. This size is preferred because it provides a stable grip in different weather conditions and ensures safety on rainy days. The tubeless version is easy to repair and has less chance of sudden punctures.

3. 90/90-10 Tyres

The 90/90-10 tyre size has a good balance of width/height, giving it good traction without sacrificing ride. This tyre is quite popular among scooters like TVS Scooty Pep+ and Hero Pleasure. The grooves on this tyre are designed for water removal and perform well on slippery roads. Besides being lightweight, this scooter tyre size ensures better fuel efficiency, hence it is popular among commuters.

4. 100/80-10 Tyres

The 100/80-10 tyre size is for scooters needing extra grip and stability. This tyre size is common in models like the TVS NTORQ, and it improves performance on both wet and dry surfaces. A wider profile makes for more contact with the road, which converts to better handling and cornering stability. Its sporty design also wins over young riders who want an aggressive look without compromising on safety.

5. 110/70-12 Tyres

The 110/70-12 tyre size is very popular among modern scooters, including the Yamaha Fascino and Ray ZR. Combining a wider footprint with a lower profile provides better grip during high-speed cornering. These tyres give a better cornering performance while providing a comfortable ride over long distances. Rolling resistance is also reduced, improving fuel efficiency, which is an essential factor for daily commuters.

6. 120/70-10 Tyres

You will find 120/70-10 tyre sizes in models like the Vespa SXL and VXL. The larger 120/70-10 tyre boasts better grip and handling characteristics, which is ideal for city riding and highway cruising. The larger contact patch gives better stability through turns, while the low profile maintains responsive steering feedback. They perform well in all weather conditions and are versatile enough to handle diverse riding environments across India.

7. 3.50-10 Tyres

The classical 3.50-10 tyre size has been around for ages and is still relevant because of its compatibility with many older scooter models. Less common on newer scooters, it is still in use in models like the Bajaj Chetak. This tyre size has reasonable traction and comfort but may not match the levels of more modern sizes. It's inexpensive for those wanting to keep an older scooter running without spending much money.

Conclusion

Choosing the right scooter tyre size is more than just fitting a tyre; it is about enhancing your riding experience. The right tyre can provide better safety, stability, comfort, and fuel efficiency, making your scooter experience much more enjoyable and less worrisome. However, protecting your two-wheeler with a comprehensive bike insurance policy is equally important. A good policy can cover damages to your scooter, theft, and even medical expenses. Consider adding tyre protection to your insurance plan to ensure you're covered for unexpected tyre-related issues like punctures.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Electric bikes have rapidly gained popularity in India over the past few years, driven by a growing shift towards eco-friendly transportation. Recognising this trend, even the country’s leading motorcycle brands have ventured into the electric bike market. If you're looking for an affordable and sustainable ride, let’s explore the best electric bikes in India under 50000.

List of best electric bikes under 50000

Electric bikes run without petrol or any other fuel, making them both eco-friendly and emission-free. They help reduce harmful gases like carbon dioxide and carbon monoxide, contributing to a cleaner environment.

Here are some electric bike brands offering the best options under 50,000 INR:

1.     Avon E Scoot

Priced from Rs. 45,000, the Avon E Scoot offers a range of up to 65 km on a single charge. Its rechargeable battery takes about 7 to 8 hours for a full charge, and the e-bike can reach speeds of up to 24 kmph. More details about this e-bike are shared below:

• Range: 65 km per charge
• Battery Capacity:15 Kwh
• Transmission: Automatic
• Tyre Type: Tubeless
• Brake Type: Drum
• Wheel Type: Alloy

2.     Ola Gig

The Ola Gig stands out with its innovative design and affordability, priced from Rs. 39,999—making it cheaper than other Ola e-bikes. Available exclusively in white, it offers two variants and can reach a top speed of 45 kmph. These features make it one of the best electric bikes under 50000 in India. Key specifications are shared below:

• Range: Up to 150 km/charge
• Battery Capacity: 3 kWh
• Transmission: Automatic
• Tyre Type: Tubeless
• Brake Type: Drum
• Wheel Type: Alloy

The details of its variants are provided below:

3.     Ujaas eSpa LA

The Ujaas eSpa LA is a stylish electric bike priced at approximately Rs. 48,000. It comes in a single variant and is available in eye-catching blue and red colours. Offering a range of 60 km on a full charge, its rechargeable battery takes up to 7 hours to charge completely. More details about this electric bike are shared below:

• Range: 60 km
• Battery Capacity: 56 kWh
• Transmission: Automatic
• Tyre Type: Tubeless
• Brake Type (Rear & Front): Drum
• Wheel Type: Alloy

4.     Komaki XOne

The Komaki XOne stands out as one of the most affordable electric bikes under Rs. 50,000, with a starting price of Rs. 35,999. It offers an impressive range of 150 km on a single charge. Available in 5 variants and 4 vibrant colours, this e-bike can reach a top speed of 60 kmph. More details about the Komaki XOne are shared below:

• Range: 150 km/charge
• Battery Capacity: 2 kWh
• Transmission: Automatic
• Tyre Type: Tubeless
• Brake Type (Front): Drum
• Wheel Type: Alloy

Some of the features of its variants are mentioned below:

5.     Ujaas eGo LA

The Ujaas eGo LA is a top choice for electric scooters under Rs. 50,000, with an ex-showroom price starting at Rs. 39,880. It comes in a single variant and is available in two classic colours — blue and red. More details about this budget-friendly electric scooter are shared below:

• Range: 75 km/charge
• Battery Capacity: 56 kWh
• Transmission: Automatic
• Tyre Type: Tubeless
• Brake Type (Front & Rear): Drum
• Wheel Type: Alloy

6.     Raftaar Electrica

The Raftaar Electrica stands out as one of the best electric bikes under Rs. 50,000 in India, offering an impressive range and a faster charging time compared to others on this list. It comes in two variants and a vibrant selection of 8 colours. Priced from approximately Rs. 48,200, this e-bike combines style, efficiency, and affordability. More details are shared below:

• Range: 100 km/charge
• Battery Capacity:92 kWh
• Transmission: Automatic
• Tyre Type: Tubeless
• Brake Type (Front & Rear): Disc
• Wheel Type: Alloy

More information about Raftaar Electrica’s variants is shared below:

Conclusion

When choosing an electric bike, consider your specific needs, budget, and style preferences. While branded electric bikes often come at a higher price, the options listed here offer a great balance of affordability and features.

Be sure to check the availability of these e-bikes in your region before making a decision. Furthermore, securing a comprehensive two wheeler insurance policy is a crucial step to ensuring a smooth and safe riding experience. An appropriate policy safeguards your investment and ensures financial protection against unforeseen circumstances.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Two main technologies have ruled the industry for fuelling a motorcycle's engine: carburetors and fuel injection. If you're a bike fan or looking to buy a new motorbike, knowing the differences between these two can help you make a more informed decision about which one might be better for your needs.

How does fuel injection work?

Fuel injection in bikes is a newer, more powerful technology that has largely replaced the motorcycle carburetor. This method uses a complex set of computer components and sensors to control the amount of fuel given to the engine.

A fuel injection system has an Electronic Control Unit (ECU). This constantly studies data from different sensors that monitor:

• Engine speed
• Throttle position 
• Engine temperature 
• Engine load 
• Oxygen levels in the exhaust

Based on these inputs, the ECU calculates the fuel needed for the most efficient combustion. It then sends messages to the fuel injectors, which spray exactly measured amounts of fuel straight into the combustion chamber or intake manifold.

Advantages of fuel injection

Fuel injection systems offer several perks that have led to their broad adoption. These are:

• Improved fuel efficiency: Fuel injection devices reduce loss and improve fuel usage.
• Better performance: The correct supply of fuel results in more steady power delivery and better engine response.
• Low maintenance: Unlike carburetors, fuel injection doesn’t require frequent cleaning and tuning.

Disadvantages of fuel injection

Despite its many benefits, fuel injection does have some drawbacks, like:

• Higher cost: Fuel injection systems are more expensive to make and install.
• Complex repairs: When something goes wrong, identifying and fixing problems usually takes specialised tools, software, and knowledge, leading to higher repair costs.
• Dependence on electronics: Your bike won't start if the ECU breaks. Unlike carburetors, there's no easy technical fix.

How does carburetor engine work?

A carburetor is a technical device used in bikes. Its main purpose is to mix air and fuel correctly before sending it to the engine's combustion area.

The main concept behind a carburetor is the Venturi effect. As air passes through a narrower part of the engine (the Venturi), its velocity increases and pressure drops. This pressure drop causes suction that sucks fuel from small jets into the airstream.

When the throttle is twisted on a carbureted bike, it opens a valve (called the butterfly or throttle valve) that allows more air to flow through the carburetor. This higher airflow provides stronger pressure, consuming more fuel and providing greater engine power.

Advantages of carburetor engine

Despite being older technology, carburetor in bikes still have several benefits that make them appealing to some riders. These are:

• Lower cost: Carburetors are easier to install and less expensive, making carbureted bikes cheaper.
• Easier to repair and maintain: Basic technical knowledge is often sufficient to clean, tune, or repair a carburetor.
• Mechanical reliability: Carburetors can be more reliable without relying on technology in certain situations.
• Simplicity: The simple mechanical design means fewer components that could fail.

Disadvantages of carburetor engine

Carburetors have several drawbacks that have led to their gradual replacement. These are:

• Less fuel efficient: A carburetor’s mechanical nature makes exact dosing difficult, resulting in lower fuel efficiency than fuel injection.
• Throttle lag: There's often a slight delay between turning the throttle and the engine's reaction.
• Regular maintenance required: Carburetors need frequent cleaning and adjustment to keep ideal performance.
• Cold starting issues: Starting a carbureted engine in cold weather often requires a choke, temporarily increasing the fuel blend.

Which is better - fuel injection or carburetor?

The answer to fuel injection vs carburetor depends on your goals and bike use.

Fuel injection is generally better if you:

• Want better fuel efficiency
• Prefer consistent results in changing situations
• Desire quick speed response
• Don't want to make normal repairs

Carburetors might be better if you:

• Are on a tight budget
• Have simple technical skills for fixes
• Appreciate the original feel and sound

Conclusion

The change from carburetors to fuel injection in the motorbike industry shows the continued growth of technology. Whether you choose a fuel-injected or carbureted bike, protecting your investment with comprehensive bike insurance is important. Complete bike insurance protects you from the financial losses during crashes, theft or natural disasters. Additionally, a claim-free record can greatly benefit you through No Claim Bonus (NCB) savings, which usually range from 20% to 50% based on straight claim-free years.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Navigating bike insurance can be tricky, especially when it comes to deductibles. Understanding how they work is crucial for balancing your premiums and potential out-of-pocket expenses.

This article explains bike insurance deductibles and explores the various types and factors influencing your choice. By clarifying this key aspect, you can choose the right insurance coverage for your motorcycle.

What is a deductible?

An insurance deductible is the amount the insured must pay in case of a claim. The two wheeler insurance policy covers the remaining expenses. The deductible also determines the premium amount and overall claim settlement in case of an accident.

Deductibles in insurance balance risk exposure and maintain affordable premiums. The choice of deductible amount can significantly impact your financial commitment during a claim and the cost of your insurance policy. Deductibles ensure that policyholders take responsibility for some repair or replacement costs while preventing small and fraudulent claims.

Types of deductibles

The two types of bike insurance deductibles are:

1. Compulsory deductible

The government insurance regulatory body fixes the compulsory deductible, and it applies to all bike insurance plans. The mandatory standard deductible for vehicles with an engine capacity of less than 150cc is ₹100, and for motorcycles with an engine capacity greater than 150cc, it is ₹200.

1. Voluntary deductible

A voluntary deductible is a flexible amount chosen by the policyholder. While choosing a higher voluntary deductible may reduce the annual bike insurance premium, you will probably absorb more in the event of a large claim.

The voluntary deductible is suited to those who are confident in their riding capabilities and wish to pay lower premiums.

How do insurance deductibles work?

A deductible comes out of the payout after you file a claim.

Let’s consider an example:

You hold a bike insurance policy with a voluntary deductible of ₹2,000.

You met with an accident, and the repairs cost ₹10,000.

You must pay both the compulsory and voluntary deductibles, and the insurer will pay the remaining claim amount (₹8,000).

Impact of deductibles on bike insurance premiums

Higher voluntary deductibles lower the premium, making your bike insurance policy cheaper.

Here’s an example of how a voluntary deductible can affect your premium:

Your annual bike insurance premium is ₹3,000 without a voluntary deductible.

Assuming you choose a voluntary deductible of ₹1,000, your premium may be reduced to ₹2,700.

Although this reduces your annual costs, it also means you will have to pay more in the event of an accident.

Factors for choosing a bike insurance deductible

Here are some of the factors to consider when selecting the right bike insurance deductible:

• How often you ride: A lower deductible may benefit you if you ride daily.
• Increased potential for claims: Riders who take frequent long trips or ride in high-traffic conditions may prefer a lower deductible for greater financial protection.
• The condition of your bike: A lower deductible may provide better coverage if it is brand new and expensive.
• Risk of personal loss: If you can cover a significant amount of damage, a higher voluntary deductible can be a beneficial selection for you to lower your premium.

Claim process and deductibles

The deductible is deducted from the total claim amount when you file a bike insurance claim. Here’s how the process usually goes:

• File the accident claim immediately.
• Damage assessment: An insurance surveyor checks the repair value.
• Deductible changes: The mandatory and voluntary deductibles are applied to the claim amount.
• Claim settled: The insurer pays you the approved claim amount after deducting your portion.

How to reduce bike insurance premiums without increasing deductibles?

A higher voluntary deductible can certainly reduce your bike insurance premium, but if you don’t want to opt for one, here’s how to bring your premium down:

• Have a No-Claim Bonus (NCB): Restricting the number of claims can entitle you to an NCB that can help lower your premium significantly.
• Compare policies from different insurers before making your selection.
• Get a long-term policy: Providers can often offer discounts on longer-term policies.
• Consolidate insurance policies: If you hold several insurance policies (like car and bike insurance), bundling them with the same provider could give you discounts.

Conclusion

It is important to pick a comprehensive bike insurance plan for daily commuters and casual bike riders. Understanding bike insurance deductibles is important when selecting the right policy. A higher deductible provides a lower premium but greater out-of-pocket expenses. You can decide on a suitable deductible based on your riding behavior and financial situation. Compare policy plans and choose one that best suits your requirements and offers sufficient protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Electric scooters are gaining massive popularity in urban India. They are a compact, cost-effective, and fuel-efficient mode of transportation ideal for crowded lanes and high-traffic roads. With advancements in battery technology, they are quick to charge and full of modern connectivity features. 

Here is a list of India's best electric scooter for daily use.

List of best electric scooter for daily use in India

From new-age companies like Ola to old favourites like Bajaj, many reliable e-scooter brands exist in India.

Let us compare some of their most popular models and find out which one suits you best.

1. Ola S1 Pro+

• Ex-showroom price: INR 1.55 - 1.69 lakh (approx.)
• Top speed: Up to 141 kmph
• Range: Up to 320 km

After establishing itself as a premier ride-hailing service in India, Ola has successfully turned to two-wheeler urban mobility, all thanks to its electric scooters. The Ola S1 Pro+ is the latest variant that is a highly capable daily-use electric scooter. Its impressive 320 km range allows it to last a full week on a single charge.

2. Ola S1 Air

• Ex-showroom price: INR 1.19 lakh (approx.)
• Top speed: Up to 90 kmph
• Range: 151 km

The Ola S1 Air is a great option if you need an electric scooter for occasional use. While it is not as powerful as the S1 Pro+ variants, it still boasts an exceptional range and a host of digital connectivity features like maps and calling on the MoveOS-equipped screen.

3. Ather 450 (2025)

• Ex-showroom price: INR 1.21 - 1.58 lakh (approx.)
• Top speed: Up to 90 kmph
• Range: Up to 161 km

The Ather 450 is one of the most popular electric scooters in India. Its latest avatar maintains its futuristic motorsports-inspired design and technology—be it the 3.7 kWh 450X variant or the lower-end 2.9 kWh 450S variant. In the top-end 450X, you get multi-mode traction control, allowing you to ride in 3 modes: Rain, Road, or Rally. Its 7" TFT touchscreen is a smart dashboard, featuring integrated Google Maps navigation, call and music control, and even WhatsApp accessibility.

4. Bajaj Chetak 3501

• Ex-showroom price: INR 1.27 lakh (approx.)
• Top speed: 73 kmph
• Range: 153 km

The Bajaj Chetak 3501 evokes nostalgia as it is an electric version of one of the most evergreen and famous Indian scooters. It comes with quick-charging facilities and an industry-leading boot space of 35 L, which adds to its convenience.

5. Honda Activa e

• Ex-showroom price: INR 1.17 - 1.52 lakh (approx.)
• Top speed: 80 kmph
• Range: 102 km

The Honda Activa e is an affordable addition to the electric scooter segment, based on a very popular older scooty model in India. What makes the Activa e standout is its swappable battery feature that frees you from long charging times. Visit any nearby Honda e:Swap station and swap out your battery with a fully charged one.

6. Hero VIDA V2

• Ex-showroom price: INR 0.85 - 1.15 lakh (approx.)
• Top speed: Up to 90 kmph
• Range: Up to 165 km

The Hero VIDA V2 is the latest electric scooter ideal for daily use. Its robust 6 kWh motor powers through all types of weather and terrains. The scooter comes with two removable batteries and 3+ riding modes. One standout addition is ReGen, an innovative feature that recharges the battery whenever you decelerate.

Conclusion

With the rapidly growing electric scooter market in India, we can expect more advanced e-scooter designs to make waves in the future. Consider factors such as budget, range, top speed and features to determine the best choice according to your requirements.

However, no matter which electric scooter you opt for, you must maintain and safeguard it for longevity. After all, daily usage will increase its wear and tear, requiring you to be extra conscious about maintenance. In that regard, it is a good idea to invest in comprehensive two wheeler insurance that covers you financially against damage and repair costs caused by accidents, along with protection in case of theft and third-party liability. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

In India, you might have encountered people riding with two or more passengers on a motorbike or scooter. Many believe it's a clever usage of vehicle space, especially for those families who only have a bike as a means of transport.

While it may seem like an efficient use of space, this practice is actually against the law. Known as "tripling" or "triple riding," the act not only puts a strain on the bike and the rider but also poses a danger to other commuters on the road.

Here, we explain why the Indian law prohibits triple riding on bike and why you should avoid doing it at all costs.

Why is triple riding prohibited in India?

In India, triple-riding on a bike is prohibited primarily due to safety concerns.

• Bikes are designed for just two people— the rider and one pillion. Adding a third person increases the risk of accidents by destabilising the motorcycle.
• India is also home to millions of motorcycles as they offer affordable personal mobility to the masses. With so many bikes on the road, accidents caused by triple-riding increase exponentially.
• In India, where many narrow roads and lanes are often crowded with other vehicles, such bikes with three riders find manoeuvring quite difficult.

Traffic rules related to triple riding via a two-wheeler

According to the 1988 Motor Vehicles Act, Section 128, it is:

• Illegal to carry more than one passenger apart from the driver on a motorcycle.
• Essential for the pillion to be seated on a proper fixed seat with adequate safety measures.
• Additionally, both the rider and the pillion must wear helmets. These laws are standard across the country.

What if strict rules are not followed by riders?

Not following the traffic rules regarding triple riding can result in heavy fines and penalties. The bike triple riding fine under Section 128(1)/ 177 of the Motor Vehicle Act is as follows:

• INR 1,000 regular fine
• INR 1,000 subsequent fine

Traffic enforcement in India has become more strict in recent years, with authorities closely monitoring violations like triple riding and riding a bike without a helmet. If you are spotted triple riding, you could face fines, but in the case of repeated offences, you could even face suspension of your license and possibly have your vehicle impounded.

If a major accident occurs due to triple riding, you could face civil lawsuits and be sued legally for damages by the affected parties, leading to substantial financial penalties.

Why should triple riding be avoided?

Despite the rise in the number of road accidents and stricter traffic rule enforcement, many continue to engage in triple-riding. Here are a few reasons why you should avoid triple riding:

• It is uncomfortable and reduces bike handling

Driving a motorcycle with two passengers is extremely uncomfortable and tests a bike's limits. More passengers mean the driver is crammed to manoeuvre the bike freely. Additional weight on the bike can also make it difficult to zip through traffic. Moreover, if someone is sitting sideways or hanging off the sides, their chances of getting hurt in case of an accident are much higher.

• It is a violation of the law

Tripling is irresponsible behaviour and is illegal in India. If caught, you may suffer hefty fines, penalties, and the possibility of having your licence suspended. Insurance companies may consider it as an unsafe practice, which can even hamper your bike insurance.

• You put others at considerable risk

When you are triple riding, your bike handling is compromised. Other drivers may not anticipate your bike's reduced manoeuvrability, resulting in mistakes that could lead to collisions.

Conclusion

Ensuring road safety is a collective responsibility we all share. As a responsible two-wheeler owner, it is essential not to engage in triple riding, which is prohibited and extremely dangerous. While following traffic rules is necessary, investing in good bike insurance that protects you financially in case of accidents, theft, damages, or even repair costs is also required. The responsibility of creating safer roads in India lies with all of us.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Having a bike offers unparalleled convenience and freedom. However, riding your bike on long trips is not feasible, especially if you're moving to a new city or travelling far for an extended holiday. In such cases, transporting your bike by train becomes a practical option.

In this blog, we will answer all your queries on how to transfer bike by train efficiently for a hassle-free experience.

Transporting your two-wheeler via Indian Railways

Indian Railways offers two convenient methods for transporting your two-wheeler across the country. It accommodates both accompanied and unaccompanied travel methods. Let us take a closer look at how to transport bike by train.

1. Sending your bike as a parcel

The parcel service is ideal if you're sending your bike separately without travelling alongside it. Read these steps to know how to parcel bike in train:

• Documentation: Photocopy of your bike's registration certificate and a government-issued ID.
• Preparation: Drain the petrol tank completely and pack the bike securely.
• Labelling: Mark your bike with the origin and destination names.
• Forwarding note: Fill out a forwarding note detailing the bike's make, model, registration number, weight, and estimated value.
• Payment and receipt: The fees will depend on the bike's weight and travel distance. Once you pay the amount, you'll receive a receipt to track the shipment.

2. Registering your bike as luggage

If you prefer travelling along with your bike, you can register it as luggage. Here's the process:

• Check-in early: Arrive at the station at least 2-3 hours before to complete the registration process.
• Pack and label: Follow the same guidelines for packing and labelling as you would for the parcel service.
• Registration and fees: Show your train ticket at the luggage office to register your bike. Pay fees based on the bike's weight and the travel distance. You will receive a luggage receipt after payment.
• Collection: Present your luggage receipt and claim your bike upon arrival within 48 hours to avoid additional storage charges.

Documents required for bike transport by train

Here is a detailed list of the documents required:

• Bike registration certificate (RC): This is your proof of ownership.
• Valid government ID proof: Government-issued ID such as an Aadhaar card, passport, or voter ID to verify your identity.
• Insurance paper: A valid insurance document to protect your bike during transit.
• Receipt of booking: To confirm your transport booking with the railways.
• Pollution under control (PUC) certificate
• Photographs of the bike

Rules and safety tips regarding bike transport by train

Let us understand the rules you need to follow while transporting your bike by train:

• Booking: It is crucial to book your bike's transport in advance to secure space.
• Packing: Use bubble wrap or suitable packing material.
• Documentation: Carry all required documents to avoid any delays or legal hassles.
• Insurance: Opt for transit insurance to cover any potential damages.

Various bike transportation charges by train

The charges may vary based on several factors, such as the distance travelled, the type of train, and the weight of your bike. Here is a detailed list:

• Base transport charge: ₹300 to ₹2,000, depending on the distance or train type.
• Service charge: ₹50 to ₹200 for bike handling and paperwork at the station.
• Packaging charge: ₹100 to ₹300 to secure the bike during transit.
• Insurance charge: It can vary depending on the value of your bike and its location. If the declared value of the motorcycle exceeds ₹10,000, an additional 1% of the excess value is charged as insurance.
• GST (Goods and Services Tax): Typically charged at 5% on the total freight for bike transportation.
• Extra charges for heavy bikes: Heavier bikes, such as cruisers, may incur additional fees ranging from ₹500 to ₹1,500.
• Interstate transport surcharge: An additional surcharge will apply for interstate transport ranging from ₹300 to ₹1,000, depending on the location.

Note: These charges are approximate and may vary depending on the specific railway zone, type of train, and exact distance travelled. Always confirm with the railway authorities before booking.

Safety tips to ensure before transporting a bike

Here are some important tips to ensure the safety of your bike:

• Clean the motorcycle: Dirt or grime can cause more than just cosmetic damage. They can obscure important labels or seals.
• Check condition: Verify that all parts are secure and the bike is in good operational condition.
• Secure accessories: Remove any accessories that could be lost or damaged.
• Track your transport: Keep a tab on your bike's transport status through the railway's parcel service.

Conclusion

Transporting your bike by train offers a reliable and cost-effective solution for long-distance moves. It is important to know how to send bike in train and understand the process to make sure your motorcycle reaches its destination safely and without damage.

However, it is essential to take precautionary measures to ensure your bike's protection during transport. Invest in comprehensive two wheeler insurance, which safeguards against potential damages or losses and financially aids against any unexpected incidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Motorcycles are becoming increasingly popular, but finding the right bike that checks all your boxes can be quite a task. With more options available in the Indian market than ever before, purchasing a bike that meets your requirements and budget has never been easier.

We’ve compiled a list of the best bikes under 1.5 lakh for 2024. Whether you’re an enthusiast, adventurer, or daily commuter, there’s a perfect bike out there for you! Read on to discover the best two-wheelers that deliver unbeatable performance and quality on a budget.

Top Bikes Under 1.5 Lakh in India

India is home to many of the best bikes under 1.5 lakh that can meet your specific needs. This section outlines the features of some top options:

1.     Bajaj Pulsar NS200

A street bike, the Bajaj Pulsar NS200, has remained a favourite for young riders seeking a blend of power and style. It’s available in three variants and four colour options, with the Pulsar NS200 Single Channel ABS variant starting at Rs. 1,42,060. This bike is a beast on the road with a 199.5cc, liquid-cooled engine producing 24.5 PS of power.

Pros:

• Powerful engine
• Excellent handling
• Sporty design

2.     Hero Xpulse 200

This dual-sport adventure touring model is a head-turner. Riders couldn't buy a dual-sport bike under 1.5 lakh rupees in India until the launch of the Hero Xpulse 200, which changed the game completely. The bike is India’s most affordable dual-sport motorcycle.

With its 199cc single-cylinder engine, the motorcycle can reach a maximum power of 17.8 BHP at 8,500 RPM. Available in five different colours, the Hero Xpulse 200 stands tall and has great clearance.

Pros:

• FI engine
• Solid build quality
• Long suspension travel

3.     TVS Apache RTR 200 4V

The list of top bikes for 1.5 lakh or less in India can’t be complete without the TVS Apache RTR 200 4V. It’s recognised as one of the best-selling naked street motorcycles with a 200cc engine.

Moreover, the bike’s features, like ride modes (Urban, Sport, Rain), a slipper clutch for smoother downshifts, and SmartXonnect Bluetooth connectivity for real-time vehicle data, make it the best deal you can have in this price range. Both racing gloss black and white are available for the TVS Apache RTR 200 4V.

Pros:

• Looks great
• Ride modes for varied conditions
• Advanced Bluetooth connectivity

4.     Royal Enfield Hunter 350

One of the oldest motorcycles in the Indian market, Royal Enfield’s Hunter 350, is the most affordable Enfield you can buy. With a 349cc engine producing 20.4 PS, it’s perfect for riders who love a relaxed yet engaging ride.

Moreover, the motorcycle’s retro styling and contemporary features, like a semi-digital console and LED lighting, make it a standout option. You can purchase this extraordinary bike for approximately Rs. 1.49 lakh.

Pros:

• Classic design with modern touches
• High torque output
• Comfortable ride quality

5.     Hero Xtreme 125R

For those who value comfort and style in a sporty package, the Hero Xtreme 125R is a great option. With an impressive 66 kmpl mileage and a fuel-injected engine, this bike is ideal for navigating the city’s traffic. The motorcycle comes in two variants and three attractive colours, with a starting price of Rs. 95,000.

Featuring a sporty design, LED lighting, a fully digital instrument cluster, and comfortable ergonomics, the Hero Xtreme 125R is the perfect bike for long rides.

Pros:

• Stylish and sporty design
• Feature-rich for its segment
• Excellent fuel efficiency

6.     Suzuki Gixxer SF

The Suzuki Gixxer SF is another fully-faired motorcycle available for under 1.5 lakh, offering a thrilling combination of style and performance. With two variants and six striking colour options, it exudes a sporty character that stands out on the road. Powered by a 155cc, fuel-injected engine, it delivers a smooth and responsive ride, producing 13.6 PS of power for an exhilarating performance.

The bike's aerodynamic design, complemented by clip-on handlebars and sleek LED lighting, adds to its aggressive and modern appeal, making it a top contender in the sports motorcycle segment.

Pros:

• Stylish faired design
• Smooth engine performance
• Comfortable seating

Conclusion

Whether you're in the market for a sporty performer, a stylish commuter, or a dependable cruiser, there's a bike to suit your needs within your budget. Each of these bikes offers great value, delivering the performance and features you're looking for at an affordable price. No matter your type of bike, it is important to invest in the right two wheeler insurance policy upon purchase. With the right coverage, you'll be protected financially in case of theft, accidents, or repair needs, ensuring peace of mind on the road. This way, you can enjoy riding your vehicle without worrying about unforeseen expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For those looking for a performance-oriented bike, 400cc motorcycles are a good choice. These motorcycles strike a very good balance between fuel efficiency and power outputs and perform well within and outside urban settings.

With a range of diverse options available, now is the perfect time to either purchase your first bike or upgrade your current one. Read on to explore some of the best 400cc bikes in India in 2025.

List of 400cc Bikes in India

The 400cc motorcycle segment has a strong presence in India, offering a perfect balance of power, performance, and affordability. Here are some of the best 400cc bikes in India:

1.     Bajaj Pulsar NS400Z

Inspired by Bajaj’s Pulsar NS DNA, this bike is built for adventure, combining solid performance with striking aesthetics. Its aerodynamic design and lightning bolt DRLs make it a head-turner.

Powered by a liquid-cooled, four-stroke engine, the NS400Z delivers a strong 40 PS of power and 35 Nm of torque. Its projector headlamps ensure excellent visibility in dimly lit conditions. Whether you're tackling high-speed highways or navigating urban jungles, the NS400Z offers sharp handling and dependable safety features, including dual-channel ABS, upside-down forks, and Nitrox rear mono shocks.

• Mileage: 34 kmpl (approx.)
• Top Speed: 154 kmph
• Kerb Weight: 174 kg

2.     KTM RC 390

The KTM RC 390 is among the best 400cc bikes in India for both the daily rider and the bike enthusiast. The RC 390 delivers a powerful 43.5 PS and 37 Nm of torque. Equipped with WP Apex suspension, disc brakes with dual-channel ABS, quick MTC intervention, and a quickshifter, this bike excels in handling tight corners and tackling the track, making it a good choice for those seeking dynamic riding experiences.

• Mileage: 26 kmpl (approx.)
• Top Speed: 170 kmph
• Kerb Weight: 172 kg

3.     Bajaj Dominar 400

For riders who enjoy long-distance excursions, the Bajaj Dominar 400 is a formidable option. This bike provides the ideal mix of power and comfort for cruising thanks to its powerful 373.3cc engine, which produces 40 PS and 35 Nm of torque.

The dual-channel ABS, overhead camshaft, upside-down forks, 10-step adjustable suspension, and clear white LED headlamp cluster make every ride smooth and secure. Whether you’re hitting the highways and their risky turns or taking detours from city traffic, the Dominar 400 is built to deliver.

• Mileage: 28 kmpl (approx.)
• Top Speed: 155 kmph
• Kerb Weight: 193 kg

4.     Triumph Speed 400

Like other bikes in the Triumph family, the Speed 400 stands out with its elegant design, rooted in British motorcycling heritage. This bike blends retro charm, a lightweight frame, modern performance, ergonomic seating, and an accessible price point.

Among the top 400cc bikes in India, the Triumph Speed 400 is powered by a 398.15cc engine delivering 40 PS and 37.5 Nm of torque, ensuring a smooth and enjoyable ride. Its 43mm USD forks and gas mono-shock enhance rider comfort, making it perfect for both daily city commutes and leisurely weekend interstate journeys.

• Mileage: 30 kmpl (approx.)
• Top Speed: 145 kmph
• Kerb Weight: 176 kg

5.     KTM 390 Adventure

The KTM 390 Adventure takes you through rugged terrains and off-road thrills like a pro. Its single-cylinder engine produces a solid 43.5 PS and 37 Nm of torque. From tough trails to the open road, the 390 Adventure delivers excellent handling.

With its lightweight frame, adjustable WP Apex suspension, superior ground clearance, and advanced traction control, this bike is your ticket to venturing into new terrain.

• Mileage: 28 kmpl (approx.)
• Top Speed: 155 kmph
• Kerb Weight: 177 kg

6.     Kawasaki Ninja ZX-4R

The Kawasaki Ninja ZX-4R is designed for riders who demand high performance. Its 399cc inline-four engine generates 75 PS of power, producing an impressive high-rpm sound and delivering thrilling acceleration.

Built for precision and razor-sharp responsiveness, the ZX-4R features a lightweight, compact chassis. Easily adjust the riding modes and let the bike handle the rest with its Showa suspension and a suite of rider aids, including traction control.

The Kawasaki Ninja ZX-4R offers a riding experience like no other, whether on wide city roads or straightaways.

• Mileage: 24.18 kmpl (approx.)
• Top Speed: 200 kmph
• Kerb Weight: 189 kg

7.     Triumph Scrambler 400X

The Triumph Scrambler 400X is not only stylish but also stands out in the 400cc segment for its ability to tackle a diverse range of terrains. Its 398.15cc liquid-cooled engine delivers a lively 40 PS and 37.5 Nm, offering a thrilling yet refined ride with a top speed of 160 km/h.

Equipped with purpose-built off-road suspension, increased ground clearance, and dual-channel ABS, the Triumph Scrambler 400X combines ruggedness with agility. With its versatile design, this bike is the perfect companion for everything from off-road trails to city roads.

• Mileage: 30 kmpl (approx.)
• Top Speed: 160 kmph
• Kerb Weight: 185 kg

Conclusion

400cc bikes offer an ideal balance of speed and power. Some are versatile, while others are built for electrifying adventures. Some feature ergonomic designs, while others boast a powerful, masculine look and feel. Some carry a sleek, futuristic design, while others charm with their retro build.

Choosing the best 400cc bike in India depends on individual riding styles and preferences. However, owning a powerful bike comes with its risks. A two wheeler insurance policy provides financial protection for the rider or bike owner in the event of any unfortunate incident.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you're in the market for a new motorcycle that’s powerful, stylish, and budget-friendly, the latest range of 125cc motorcycles in India is worth exploring. These bikes are ideal for regular commutes to work and leisurely rides alike.

They are fuel-efficient, offer great performance, and are easy to operate. With so many options available in the market, it is sometimes hard to decide which model is most suitable. Read on to explore the best 125cc bikes in India from 2024.

List of 125cc Bike Models in India

In India, the 125cc segment is best known for its versatility. Whether your priority is mileage or aesthetics, there’s a perfect bike for you.

1.      TVS Raider 125

TVS has shaken up the commuter bike segment with its Raider 125, offering a blend of functionality and sporty appeal. The sharp design and vibrant colour options make it a standout choice, whether navigating weekday traffic or heading out for a weekend adventure. Its sporty nature, combined with a commendable fuel economy, ensures it remains a top contender. Its features make it one of the best 125cc bikes in India.

• 8cc, air and oil-cooled engine
• Reaches a top speed of 99 kmph
• Drum brake with synchronised braking technology
• Mileage: 56 kmpl

2.      Bajaj Pulsar NS125

If you are a fan of Bajaj Pulsar’s iconic design but prefer a lighter and more affordable version, the NS125 might be worth looking into. Available in four classic colours in metallic shades, it is aimed at young riders looking for good performance without spending too much. Its aggressive yet nimble design and punchy engine make it popular among city users.

• Advanced instrument console with Bluetooth and infinity twin-strip LED tail lamp
• Has a 124.45cc, air-cooled, DTS-i engine, nitrox suspension, and anti-skid braking system
• Reaches top speeds of 103 kmph and maximum power of 8.82 kW @8500 rpm
• Mileage: 46.9 kmpl

3.      Bajaj Pulsar 125

The Pulsar 125 continues the legacy of Bajaj’s popular series with its practicality and attractive design. True to its lineage, the Pulsar 125 combines functionality, dependability, and a stylish appearance, making it a fantastic choice for daily use.

• While the 124.4cc, air-cooled engine gives a power-packed performance, the quick anti-skid braking offers superior control
• Features convenient split-grab rails and contoured, split-seats that keep you steady as the bike picks up top speeds of 99 kmph
• Neon headlights for a better riding experience at night
• Mileage: 50 kmpl

4.      Honda SP 125

The Honda SP 125 is a fusion of efficiency, practicality, and style. Renowned for its reliable engine and advanced features, this bike is ideal for modern riders seeking comfort, durability, and aesthetics – all in equal measure.

• Features an ACG starter motor and 123.94cc, air-cooled engine; reaches top speed 100 kmph
• Its 11.2L fuel tank features a bold and distinctive design
• Features a digital display, LED lights, and uniquely positioned tail lamps
• Mileage: 64 kmpl

5.     Hero Glamour XTEC

Hero has elevated the game with the Glamour XTEC, offering a blend of style, safety, and advanced features. With its superior riding experience, this bike is the complete package, earning its place among the best 125cc bikes in India.

• Top-of-the-line features like Bluetooth navigation and a mileage indicator with an eco-mode
• Focus on style and practicality with its 124.7cc, air-cooled engine and stylish fuel tank design.
• Has a 5-speed gearbox and goes up to a top speed of 95 kmph
• Mileage: 54 kmpl

6.      Hero Xtreme 125R

The Xtreme 125R is another standout addition to the Hero lineup. It blends sporty aesthetics with a powerful engine, making it a perfect choice for those who enjoy both city commuting and weekend-long rides.

• A fuel-efficient 124.7cc, air-cooled engine that promises superior fuel economy.
• Striking appearance featuring a sporty muffler cover and three classic colour tones to choose from
• Spirited performance with a top speed of 95 kmph
• Mileage: 66 kmpl

7.      Keeway SR125

Looking for something fresh? The Keeway SR125 might be the perfect match. Combining top-notch engineering with vintage charm, this robust yet simple Keeway bike is a hidden gem in the 125cc segment.

• The unique retro theme makes for an appealing design that garners attention everywhere you go
• Telescopic fork suspension at the front and preload-adjustable dual shock suspension at the rear
• The 125cc, air-cooled engine offers robust power of approx 9.7 HP @9000 rpm and a top speed of 100 kmph
• Mileage: 48 kmpl

8.      Suzuki Burgman Street 125

The Suzuki Burgman Street 125 stands out as one of the best 125cc bikes in India for both comfort and style. Designed as a maxi scooter, it offers a relaxed foot-forward riding position and a spacious footboard for added convenience. Featuring a stepped, dual-tone seat and a fully digital display, this sleek yet practical scooter is perfect for riders who appreciate both utility and flair.

• The 124cc, air-cooled, BS6 engine is part of an “easy smart system” with start and stop switch
• A Bluetooth-enabled digital console guides you as you pick up a top speed of 95 kmph
• The display even informs you about your phone battery levels as you travel
• Mileage: 58.5 kmpl

9.      Hero Passion Xtec

The Hero Passion Xtec is available in two variants, both equipped with low-fuel consumption technology for greater efficiency. Its standout features include Bluetooth connectivity, a digital meter console, LED headlamps, and service reminders, adding both convenience and style. Choose from two matte colour options paired with grey accents for a modern, sleek look.

• This 117 kg bike contains a 113.2cc, BS6 engine
• Equipped with Hero’s innovative i3S technology
• The Hero Passion Xtec comes with a 10L fuel tank optimised to enhance fuel consumption and deliver impressive mileage, making it an optimal choice for both daily commutes and longer rides.
• Mileage: 60 kmpl

10.  TVS Ntorq 125

Featuring a sporty look and delivering high performance, the TVS Ntorq 125 set new benchmarks in the 125cc segment. Tailored for young riders who value style and individuality, this scooter features a sleek design.

• The aerodynamic design of the bike is inspired by stealth aircraft, allowing it to reach top speeds of 95 kmph
• Features an air-cooled 3-valve 125 CVTi-Revv
• The bike’s digital instrument cluster enhances the appeal of its smart, modern look
• Mileage: 48.5 kmpl

Conclusion

The 125cc segment offers something for every rider. When choosing the best 125cc bike in India, it’s easy to get caught up in the details, but it’s important to focus on what matters most to you—mileage, design, performance, and other key features. And, of course, always remember to protect yourself with comprehensive two wheeler insurance for a safe and worry-free ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you are the kind of person who likes the thrill of open roads, rough trails, and scenic horizons, adventure biking is the perfect sport for you. Whether it's a Leh-Ladakh adventure, a cross-country road trip, tranquil beaches, or challenging mountain passes, India offers experiences that will leave you awestruck. One of the best ways to experience the diverse beauty of India's geography is by riding the perfect adventure bike.

Here’s our take on seven of the best bikes for touring in India from 2024.

List Of Best Adventure Bikes in India

The right bike makes or breaks a journey. Here are some great options to consider:

1.      Ducati Multistrada V4 RS

Starting Price: ₹38.40 Lakhs (Subject to change)

At the forefront is the Ducati Multistrada V4 RS, a motorcycle that blends the heart of a superbike with unparalleled comfort and adaptability. As Ducati’s fastest and most powerful Multistrada, this premium machine is crafted for thrill-seekers who demand high performance without sacrificing refinement. Equipped with an advanced electronic suite, it offers four customisable ride modes—Race, Sport, Touring, and Urban—making it perfect for any adventure.

Key Features:

• Features a 1103cc V4 engine churning out 182.4 ps of power; equipped with Öhlins Smart EC 2.0 suspension
• Dual-channel ABS and traction control, a desmodromic engine, and a dry clutch (with its sonics) add to the bike’s exclusivity.
• Sporty yet versatile, the bike goes up to a top speed of 180 kmph
• Its fuel capacity of 22 litres makes it ideal for long-distance drives

From smooth highways to rugged trails, whether you're embarking on a cross-country expedition or cruising through the city, every journey on this bike promises to be truly unforgettable.

2.     BMW R 1250 GS

Starting Price: ₹20.55 Lakhs (Subject to change)

The BMW R 1250 GS has long been the gold standard in adventure motorcycles. Known for its reliability and top-notch engineering, this bike offers unparalleled versatility on all terrains. Its robust four-stroke flat-twin engine and premium-grade components ensure an unrivalled riding experience, whether you’re cruising on highways or tackling challenging mountain trails.

Key Features:

• 20-litre fuel tank and BMW’s signature shift cam
• 1254cc boxer engine that delivers 134 bhp of power; the bike can reach speeds of over 200 kmph
• Advanced suspension system for added stability, which includes travel-dependent damping and rear rebound adjustable
• Keyless riding, dual-channel ABS, hill start control

Regarded as one of the best bikes for touring in India, the BMW R 1250 GS guarantees a seamless riding experience.

3.      Harley-Davidson Pan America 1250

Starting Price: ₹27.64 Lakhs (Subject to change)

Breaking new ground, the Pan America 1250 marks Harley-Davidson’s stylish entry into the adventure motorcycle segment. With five ride modes, its rugged aesthetics and state-of-the-art technology make it a great choice for adventurers who demand the best of both luxury and performance.

Key Features:

• Adaptive ride height and suspension, along with lean-sensitive traction control and cornering ABS
• 1252cc revolution max engine with a max power of 150 bhp; engine torque of 128 Nm
• Can achieve speeds over 200 km/h and specially selected Michelin™ tyres
• Top-tier safety features like vehicle hold control, electronically linked braking, and more

Pan America is your perfect partner across a variety of Indian terrain, including smooth highways and rough off-road trails.

4.      Triumph Tiger 900 Rally Pro

Price: ₹15.95 Lakhs (Subject to change)

The Triumph Tiger 900 Rally Pro is a great motorcycle designed for both off-roading and long-distance touring. The bike’s powerful construction, along with state-of-the-art riding aids and enhanced safety features, ensure that you are always in control of your bike, irrespective of the ground beneath.

Key Features

• Light yet strong construction, fitted with an 888cc inline-three engine putting out 106.5 bhp power
• Semi-active suspension at the front and rear, and Triumph’s well-known quickshifter
• Multiple riding modes, including Off-Road Pro, Rider Configurable and Sport
• Full-colour 7” TFT for brilliant display under various lighting conditions

The Tiger 900 Rally Pro promises a thrilling experience for adventure seekers, be it riding in the mountains or on highways.

5.      Aprilia Tuareg 660

Starting Price: ₹18.85 Lakhs (Subject to change)

Inspired by rally racing, the Italian wonder, Aprilia Tuareg 660, is a lightweight yet powerful middleweight adventure bike that’s perfect for different Indian terrains. Its superior control features enable easy handling on different kinds of surfaces. This sports bike has two variants, and its performance makes it a favourite choice among those looking for the best adventure bikes in India to fulfil their off-roading dreams.

Key Features:

• 659cc parallel twin engine with 79.12 bhp of power and 6-speed manual transmission
• Fully adjustable Kayaba suspension
• 18-litre fuel tank and spoke-rimmed wheels
• An impressive top speed of 198 kmph and kerb weight of 204 kg

This bike is ideal for beginners of adventure biking and those looking to take on varied riding experiences.

6.      Honda CRF1100L Africa Twin

Starting Price: ₹15.97 Lakhs (Subject to change)

The Honda CRF1100L Africa Twin combines head-turning style with unmatched performance. Its 1100cc liquid-cooled 4-stroke SI engine offers immense power, making it the perfect companion for adventurous journeys. This bike’s premium features and bold design place it among the best bikes for touring in India.

Key Features:

• Powerful engine that delivers 73.0 kW at 7500 rpm and 103 Nm torque at 6000 rpm
• Dual-channel ABS for on-road and off-road; the front and rear have inverted Showa suspensions
• Massive 24.5-litre fuel tank to tackle long trips easily
• Easy to navigate and manoeuvre with its steering lock going 43 degrees on either side

This comfortable and capable bike is a popular option in adventure biking for its convenience of use and well thought-out safety features.

7.      KTM 390 Adventure

Price: ₹3.38 Lakhs (Subject to change)

With its Dakar Rally-inspired design, the KTM 390 Adventure is a capable and budget-friendly option in the world of adventure biking. With its lightweight make and innovative features, this bike is perfect for riders stepping into the adventure segment for the first time.

Key Features:

• The 373cc single-cylinder engine is compact and produces 43.5 ps of power
• Long travel suspension for off-road capability and dual-channel ABS
• Lightweight design for better handling; a detachable steel trellis subframe for handling luggage
• The precise design and placement of the exhaust ensures the rider does not lose balance easily

The KTM 390 Adventure is arguably among the best adventure bikes in India within a convenient price range.

Conclusion

Adventure biking in India is more than just a journey; it’s about the stories you create, the landscapes you conquer, and the memories you cherish. The curated list above highlights exceptional options from the market, each designed to deliver an unforgettable travel experience.

While investing in the best adventure bike in India, ensure it is protected with comprehensive bike insurance. It’s not just about covering damages—it’s about guaranteeing peace of mind on every ride. The most exciting adventures are just around the corner!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Wondering how to take your bike along on your next cross-state adventure without the hassle of driving it? Transporting your bike by train across India is a smart and economical choice to ensure your bike gets where it needs to go safely, sprig you the fatigue of long rides and lets you and your bike arrive fresh and ready to explore. Much like understanding the specifications of a bike before you make a purchase, knowing the ins and outs of transporting your bike by train is necessary for a smooth experience.

So, let us get into the details of how to transport a bike from one state to another in train.

Different Ways of Bike Transportation in India

Indian Railways offer two ways to transport your bike – as a parcel or luggage. Each method suits different travel needs and follows a specific set of procedures. 

• Parcel Transport

A cost-effective solution if you’re not travelling with your bike but need to send it to a specific destination. It involves:

• Visiting the parcel office in advance to complete the booking.
• Provide your ID and bike's registration for documentation.
•   Packing the bike to prevent damage, which might include professional services at some stations.
• Paying a fee based on the bike's weight and travel distance, then receiving a receipt to track the shipment.

• Luggage Transport

It is a preferable method for those travelling by train and wish to take their bike along. Though slightly expensive, this method ensures your bike travels on the same train as you.

The steps include:

•     Booking at the luggage office when purchasing your train ticket or at least 24 hours before departure.
•     Showing necessary documents like your travel ticket and bike’s registration.
•     Preparing and securely packing your bike, with potential inspections for compliance.
•     Paying the transport fees and receiving a luggage receipt needed for bike collection at your destination.

How to Book a Bike Parcel in the Train?

•   Visit the Parcel Office: Go to the parcel office one or two days in advance as this helps to begin the booking process and handle any unexpected delays.
•     Carry the Necessary Documents:

➢      A valid government-issued ID.

➢      The bike's registration certificate and a photocopy.

➢      Proof of insurance.

➢     Pollution Under Control (PUC) certificate.

•     Payment of Fees: Fill out a form with details about your bike and its transportation requirements. Fees depend on the bike’s weight and distance. Inquire about any extra charges for oversized or overweight bikes.
• Ensure Proper Packing: Drain the fuel tank, disconnect your bike’s battery, secure all movable parts and pad sharp edges. Packing services may be available at some parcel offices.
•   Tracking and Collection: Use the tracking number to monitor your bike’s status and collect it at the destination station. Upon pickup, check your bike’s condition and report any issues immediately.

Booking Your Bike as Luggage

1. Advance Booking: It's important to book your bike as luggage concurrently with your train ticket or at least 24 hours before your departure. But make sure to check if your chosen train offers this service before booking.
2. Arrive Early: Arrive at the station at least 30 minutes before the train's scheduled departure to avoid any last-minute complications.
3. Check-in at the Luggage Office:

•     Locate the luggage office and submit the journey ticket along with your bike’s documents.
•     Pay the required luggage fee based on the bike’s weight and distance.

4. Follow Packing and Labelling Procedures:

•     Packing: The fuel tank must be emptied, and movable parts like the chain or pedals should be secured.
•     Labelling: Attach a durable and clear label to your bike with your name, contact information, and destination details to avoid any mix-ups.

5. Present Your Journey Ticket: Present your journey ticket during the booking process at the luggage office. An endorsement will be made on your ticket—it links your bike with your travel itinerary.
6. Collect the Luggage Ticket: You will receive a luggage ticket for your bike after confirming the booking. This ticket is needed to track your bike and collect it upon arrival at your destination.

What are the Documents Required For Bike Transport By Train?

•     Valid Government-Issued ID Proof: ID proof like an Aadhaar, driving licence, or passport to verify your identity.
•     Bike Registration Certificate: Carry the original and a photocopy to prove ownership.
• Insurance Details: Have a copy of your bike's insurance policy to cover potential damages during transport.
• PUC Certificate: Needed to show your bike meets environmental standards. 
• Detailed Transport Form: Fill out at the booking counter to provide specifics like your name, address, and destination.
•     Reservation Ticket: You must have a reservation ticket to link it with your travel itinerary if you book your bike as luggage.

What are the Bike Parcel Transport Rules Issued by Indian Rail?

•     Advance Booking: Book your bike as a parcel at least 24 hours before train departure to manage logistics and paperwork.
•     Fuel and Battery Regulations: Empty the fuel tank and disconnect the battery to prevent fires and electrical issues.
•     Packing Requirements: Pack the bike securely using bubble wrap and foam. Some stations provide professional packing services.
•     Documentation and Proof of Ownership: Present a valid government-issued ID, the bike’s registration certificate, and the transport receipt when collecting the bike.
•     Collection and Time Frame: Collect the bike within the specified timeframe to avoid extra charges.

What is the Cost of Transporting a Bike by Train and How is it Calculated?

Transporting a bike by train in India involves specific costs based on a few factors. These are:

•   Packing Cost: Ranges between INR 300 and INR 500. It covers the expenses of materials and labour needed to securely pack the bike.
•   Insurance Charges: Insurance is generally included in the parcel cost. However, an additional charge of 1% of the excess value is applied if the bike’s declared value exceeds INR 10,000.
• Delivery Cost: You need to consider the weight of the bike and the distance it will travel to calculate the cost of transporting it accurately. Indian Railways categorises bikes based on their weight for parcel charges:
•   Adult Bicycle: Up to 40kg
•   Adult Tricycle: Up to 100kg
•   Motorcycle (Up to 60 CC): Up to 100kg
•   Motorcycle (61 to 349 CC): Up to 200kg
•   Motorcycle (350 CC or more): Up to 250kg

Here is how the delivery cost is determined for different services based on a given distance and weight category:

1.      Choose the appropriate category based on the bike’s CC or type.
2.     Determine the scale rate applicable to your train type. For example:

•   Rajdhani: ₹32.426 per 10 kg
•       Premier: ₹21.617 per 10 kg
•       Standard: ₹10.809 per 10 kg
•       Luggage: ₹38.91 per 10 kg

3.      Calculate the freight for the entire weight over the specified distance. Multiply the rate per 10 kg by the total weight of the bike divided by 10, then by the number of kilometres.
4.      Add GST: Typically 5% of the calculated freight.

Here is an example of transporting a 100 kg bike over 749 km in a luggage compartment:

•   Base rate (per 10 kg for luggage): ₹38.91
•       Total cost: (₹38.91 x 10) x 749/10 = ₹2914.299
•   Add GST (5%): ₹2914.299 x 0.05 = ₹145.715
•   Total estimated cost: ₹2914.299 + ₹145.715 = ₹3060.014 (rounded)

Conclusion

Transporting your bike by train is an affordable and convenient choice. Understanding the process and having the right documents will help ensure a smooth transport. You should also not overlook securing comprehensive two wheeler insurance for financial protection during transit. It can help cover theft and other damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you a bike enthusiast who loves going on long rides? As a motorbike rider, you also have certain responsibilities to ensure safety for yourself and others.  Every year, thousands of people suffer injuries from bike accidents, which can be reduced or avoided with proper knowledge and precautions. Understanding the common injuries, first aid response, and safety measures can drastically improve outcomes for everyone. It is crucial not only for riders but also for passersby who witness accidents on the roads. Let us explore ways of addressing the situation in case of any mishap:

What to Do After a Bike Fall?

When you accidentally fall from your bike or witness a bike fall, there are a few crucial steps you can take to prevent further damage and minimise the impact of injuries. Here is a step-by-step guide to follow in case of a mishap:

Guide For Victims

Do the following if you are not seriously injured in the accident and can manage things yourself.

• Assess Injuries: Immediately check yourself for any signs of injury. Serious injuries, such as bleeding or fractures, require urgent medical attention. Avoid moving if you suspect spinal injuries to prevent further harm, and wait for medical help.
• Secure the Area: Move to a safe location away from traffic. Use your bike or any other means to signal other travellers about the road condition, warning them to reduce speed to reduce the risk of further accidents.
• Document the Scene: Take photographs of the accident scene and the damages. Note details of how the accident occurred and collect contact information from witnesses. This information will be essential for insurance claims and legal matters.

• Report the Incident: Notify the local police and file an accident report, which will be required for insurance and legal purposes.
• Inspect Your Bike: Check your bike for damage before riding again. Look for issues with the brakes, tires, and handlebars. If the bike is unsafe to ride, arrange for transportation to a repair shop or home.

What Witnesses Can Do?

• Prevent Shock: Keep the injured person warm and calm. Shock can occur even from seemingly minor injuries and can be life-threatening.
• First Aid Actions:
• Stop Bleeding: If there are any bleeding wounds, apply firm pressure to the spot with a clean cloth or bandage. Wear gloves if available to reduce the risk of infection.
• Clear Airway Obstructions: If the person struggles to breathe due to an obstruction, attempt to clear their airway carefully. Do this only if you are confident in your ability to help without causing further harm.
• Check for Consciousness and Breathing: If someone is unconscious, check for breathing and a pulse. Begin CPR only if you are trained, but after calling for emergency help.
• Handle With Care: Move an injured person only in cases of immediate danger like fire, and stabilise the neck and back while moving.
• Seek Help: Call for emergency services without delay. Be clear and precise about the location and the nature of the victim's injuries.
• Provide Witness Information: Offer your contact details to the victims and the authorities for future reference in legal or insurance matters.

Possible Injuries in Bike Accidents

Bike accidents can result in a diverse range of injuries, and they vary greatly in severity and long-term impact. Let us take a closer look —

• Head Injuries

(i) Concussions and Traumatic Brain Injuries (TBI): Riders may suffer head injuries ranging from mild concussions to severe brain damage even with a helmet. Symptoms include confusion, vomiting, headaches, and temporary loss of consciousness.

(ii) Intracranial Hematomas: Severe impacts can cause blood clots inside the skull, which are life-threatening and require immediate medical attention.

• Spinal Cord Injuries

Fractures and Dislocations: The spine can suffer from fractures or dislocations after a high-impact crash. It can potentially lead to permanent paralysis or other neurological impairments.

• Facial Injuries

(i) Fractures: Impacts can lead to broken noses, jawbones, or cheekbones, sometimes resulting in disfigurement.

(ii) Dental Injuries: Lost or broken teeth may require surgical intervention or long-term dental repair.

• Limb Injuries

(i) Fractures: Arms, legs, wrists, and collarbones are particularly vulnerable. Simple fractures that need casting, while complex ones often need surgery.

(ii) Road Rash: Skin abrasions caused by sliding on the pavement range from superficial to severe, requiring medical care.

• Additional Injury Insights

(i) Broken Bones: Bones like the pelvis, femur, and ribs are prone to breaking, often leading to internal injuries.

(ii) Compartment Syndrome: Pressure build-up in muscle compartments can decrease blood flow and may require surgical intervention.

First Aid Tips After a Bike Accident

Providing first aid to the victim following a motorbike accident is critical. Here is how to do it properly —

• Control Bleeding:

(i) Apply firm pressure using a clean cloth or bandage.

(ii) Elevate the injured body part above heart level if possible to reduce blood flow to the area.

• Prevent Shock:

Keep the injured person warm with blankets and reassure them to minimise trauma-induced shock.

• Handle Fractures and Dislocations:

Use splints or slings to immobilise the area. Avoid attempting to realign dislocated joints or compound fractures.

• Manage Cuts and Grazes:

(i) Rinse wounds with clean water or cover them with a sterile dressing to prevent infection.

(ii) Cover the cleaned wound with a sterile, non-adherent dressing to protect it from infection.

• Manage Head Injuries:

(i) Keep the injured person still and quiet. Call emergency services if symptoms like confusion or vomiting appear.

(ii) CPR: Perform CPR only if you are trained, and it is necessary—when the injured person is not breathing or their heart has stopped.

Motor Bike Safety Tips

Safety should be your top priority when riding. Here are some practical tips to ensure your rides are enjoyable and safe:

• Maintain safe distances from other vehicles to allow reaction time.
• Wear proper gear, including helmets and reflective clothing, for visibility and protection.
• Adhere to traffic rules, avoiding sudden stops and over-speeding.
• Regularly maintain your bike, checking brakes, tyres, and lights.
• Avoid distractions like mobile phones while riding.
• Be mindful of road conditions such as potholes and wet surfaces.
• Respect pedestrians and give way at crossings.

Conclusion

Riding a motorbike involves certain risks, but being well-prepared and informed can help minimise their likelihood and impact. While equipping yourself with the right gear and knowledge is essential to prevent or protect yourself against accidents, two wheeler insurance is also equally important to have a cushion of safety. It covers repair costs, theft, and other losses, offering you peace of mind. Two-wheeler insurance also provides liability protection, covering expenses related to damages or injuries caused to others in an accident. Remember, true safety means not only preventing accidents but also being prepared for unexpected situations.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.