The suspension system is one of the crucial bike components, essential for ensuring a smooth and stable ride. Knowing the warning signs of suspension damage, such as oil leaks, unusual noises or visible wear, can help maintain your bike and avoid recurring breakdowns. Ignoring common suspension problem signs may lead to more serious issues over time.

This blog explores the suspension system in bikes, how it works, signs of suspension damage and maintenance tips.

Bike suspension system meaning

A bike suspension system combines two mechanisms: springs and dampers. They work to absorb the impacts and vibrations from rough roads, giving riders a smooth and controlled ride.

The spring helps manage the bike's weight, while the damper regulates the speed. Both components work to maintain the bike's tyres in good contact with the road surface to ensure a balanced ride.

Functions of a bike suspension system

The bike’s suspension system plays a vital role in ensuring a smooth and controlled ride. It maintains consistent tyre contact with the ground to enhance grip and traction, supports proper wheel alignment for better handling on uneven surfaces and distributes the bike’s weight evenly to prevent excessive pressure on the wheels.

It also helps maintain optimal ride height for improved stability, aids in precise steering across varying road conditions and reduces the impact of shocks and vibrations, enhancing rider comfort.

Signs of suspension problems in a bike

Knowing the suspension problem signs is crucial. Here are some red flag indicators:

• Oil/fluid leakage

Fluid leakage around the suspension forks or shock absorbers signals damaged or worn-out seals, which can negatively impact suspension performance. Usually, you will notice some black, greasy residue at the rear of the shock shaft since oil attracts dirt.

• Lack of damping

Lack of damping causes tyres to bounce faster, and the rider can lose control, especially when cornering. In this case, the suspension may not return to its starting state after going through the bump.

• More stopping time

If your bike brakes take unusually long to stop, it may imply that your shock absorbers are worn out. This can be risky; failure to come to a safe stop can cause collisions, especially during adverse weather.

• Uneven tyre wear

Suspension problems can cause uneven tyre wear. If you notice one tyre wearing out faster or unusually compared to the other, it could signal suspension misalignment or imbalance.

• Excessive bouncing

If your bike bounces repeatedly after going over a speed bump, it may indicate worn-out springs or shock absorbers that need replacement.

• Strange sounds

Strange, consistent noises like clunking, knocking or squeaking, especially on rough roads, often point to worn-out components or internal issues within the suspension system.

• Handling issues

difficulty in handling or a sense of instability while riding may indicate suspension problems, such as misalignment or an improper setup affecting the bike’s balance.

• Evidence of damage

Clear signs of damage in the form of dents, cracks or rust on the system's suspension components may indicate physical damage to the suspension system.

Maintenance tips for the bike suspension system

Proper maintenance of your bike’s suspension system is key to ensuring performance and longevity. Start with regular cleaning and inspection to prevent dirt build-up that can cause damage. Monitor and adjust air pressure using a shock pump, keeping it in line with your weight and riding style.

Routine servicing is also crucial. This includes replacing oil, seals and any worn-out parts. Additionally, pay attention to how your bike sounds and feels on different terrains; unusual noises, loss of rebound control or frequent bottoming out may signal the need for further suspension assessment.

Conclusion

A bike’s suspension system plays a critical role in ensuring comfort, control and safety on the road. While it's complex and costly, proper maintenance ensures smoother rides, fewer breakdowns and long-term savings. Recognising early warning signs allows for timely repairs and safer riding.

And since some issues can arise unexpectedly, especially after accidents or harsh weather, it’s wise to have two wheeler insurance in place. It can help cover repair costs or even replacement in case of damage from incidents like road accidents, fire, floods or theft.

FAQs

• What does it mean when a bike has no suspension?

A bike with no suspension is called rigid. The bicycles with front suspension only are known as hardtail, while bicycles with suspension in the front and rear are known as full suspension or dual bikes.

• How can you improve the suspension on your bike?

By adjusting the preload on your bike's forks to attain the proper sag. Also, consider setting compression damping to a softer setting for on-road riding and a firm setting for sports riding.

• How do you make bike suspension smoother?

You can make your bike suspension smoother by adjusting the suspension settings. Adjust air pressure for air suspension, and adjust preload for coil suspension.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For riders searching for a smart, everyday scooter, the Jupiter and Chetak are among the most popular options. The TVS Jupiter has been around for years and is known for its fuel efficiency and everyday comfort.

On the other hand, the Bajaj Chetak takes a modern route with its electric motor and sleek design. Both scooters have their own strengths. Let's take a closer look at what each scooter brings to the table.

Feature comparison

The Chetak and the Jupiter cater to two very different mindsets. The TVS Jupiter keeps it classic with a tried-and-tested petrol engine. The Bajaj Chetak offers modern and all-electric convenience. A comparison table with details like performance, ease of use, technology and practicality is given below.

TVS Jupiter - pros & cons

The TVS Jupiter is a practical choice for daily riders who prefer a reliable, simple and low-maintenance scooter. It comes with a spacious floorboard, external fuel filling and under-seat storage. The scooter also has features like USB charging and bag hooks that make city commutes more convenient.

The ride quality is excellent, thanks to well-cushioned seats and a suspension that handles rough patches well. The SmartXonnect variant of this scooter also offers Bluetooth navigation, voice assist and mileage updates.

However, the Jupiter may not appeal to those who want a scooter that feels more modern. The design is solid, but it hasn’t undergone significant changes over the years. Some variants still rely on analogue or semi-digital consoles. This scooter might feel a bit traditional for buyers open to electric options or newer styling cues.

Bajaj Chetak - pros & cons

The Bajaj Chetak offers a smooth and quiet ride. It features an electric motor that delivers instant torque without the typical engine noise or vibrations. The sturdy metal body, clean finishing and waterproof design give it a premium feel.

Riders will find value in features such as various ride modes, hill-hold assist, LED lighting and a modern digital console. The range makes it an excellent choice for urban commutes. Additionally, electric scooters are also typically cheaper to run and easier to maintain than petrol models.

However, range and charging still demand some planning. Charging stations are not common in all areas. It also takes nearly four hours to reach an 80 percentage charge using a standard charger. The Chetak costs more upfront than many petrol scooters, mainly due to the battery and tech involved. Service support is improving, but may still be limited in smaller towns.

Why should you buy two wheeler insurance for your scooter?

Owning a scooter makes daily travel easier, but it also exposes you to risks you cannot always predict. Accidents, theft, weather-related damage or even a minor scratch can quickly add up to repair costs that strain your budget.

At the most basic level, third-party two wheeler insurance financially protects you against any damage or injury caused to others. However, for most riders, this alone is not enough. Comprehensive two wheeler insurance offers broader protection, covering your own scooter as well as third-party liabilities. Whether it is damage from an accident, the cost of a replacement after theft or unexpected expenses due to natural disasters, comprehensive cover gives you far greater peace of mind.

Modern insurance policies allow you to choose add-ons, such as roadside assistance, battery and part replacements or coverage against man-made events, providing an extra layer of security.

Conclusion

The Bajaj and the Chetak are popular two-wheeler options in the Indian market. Both vehicles bring strong qualities to the table, but they serve different riders. The Jupiter remains a dependable choice for those who value fuel efficiency, comfort and familiarity.

The Chetak is better suited for riders ready to embrace electric mobility and lower running costs. The right pick comes down to your lifestyle, budget and preference.

FAQs

• Is the TVS Jupiter good for daily commuting?

Yes, it is reliable, smooth to ride and offers features that make city travel easy and practical.

• What is the real-world range of the Bajaj Chetak?

The Bajaj Chetak has a range of 127 km per charge in everyday conditions, depending on usage.

• Which one is better: TVS Jupiter vs Bajaj Chetak?

It depends on your needs. The Jupiter is a reliable petrol scooter, while the Chetak is ideal if you’re ready to switch to an electric vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Scooters are at the heart of India’s commuter story. Choosing the right one, however, can be challenging, especially when comparing popular models from legacy brands like TVS. Two of the most sought-after options from the company are the TVS Jupiter and the TVS Ntorq 125, each designed with unique features, performance strengths and comfort levels to suit different kinds of riders.

This blog takes a closer look at TVS Jupiter vs. TVS Ntorq 125 to help you decide which scooter fits your riding needs best.

Feature comparison

The following is a side-by-side comparison of the key features of TVS Jupiter and TVS Ntorq 125.

TVS Jupiter: Pros & cons

The TVS Jupiter is a popular choice due to its practicality and comfort. Key pros and cons include:

Pros

• Comfortable ride with telescopic front suspension and gas-charged rear shock absorbers.
• Spacious 33L under-seat storage for daily essentials.
• Refined engine offering a good balance of power and fuel efficiency.
• Smooth engine handling.

Cons

• Lacks features such as Bluetooth connectivity and a digital speedometer in base variants.
• Minor vibrations are reported at higher speeds.
• Braking performance on the base variant may not be very strong.

TVS Ntorq 125: Pros & cons

TVS Ntorq 125 enjoys widespread appeal for its sporty design and tech-packed features. Key pros and cons include:

Pros

• Sporty design with sharp lines and attractive graphics.
• Fully digital, Bluetooth-enabled instrument console with navigation and ride stats.
• Powerful 124.8 cc engine offers a good balance of performance and fuel efficiency.
• Comfortable ride with telescopic front suspension and gas-filled rear shock absorbers.
• Features like an external fuel filler, USB charging port and spacious under-seat storage.

Cons

• Fuel efficiency is lower in real-world conditions.
• Slightly stiff ride on rough or uneven roads.
• The navigation feature may not always be reliable for daily use.

Why should you buy two-wheeler insurance for your scooter?

Owning and riding a scooter comes with responsibilities, and one of the most important is securing insurance.
A comprehensive bike insurance policy can provide financial protection in the event of accidents, theft or damage to your scooter. It also safeguards you from third-party liabilities, so you won’t have to bear out-of-pocket expenses if an individual is injured or their property is damaged due to your action. By Indian road law, a third-party policy is the minimum coverage required.

Conclusion

Choosing between models like the TVS Jupiter and the Ntorq 125 ultimately comes down to your priorities. Both scooters have enjoyed popularity in the Indian market for close to 10 years. The Jupiter is a trusted option for daily riders who value comfort, smooth performance and practical features. The Ntorq 125 appeals to those seeking a sporty design paired with advanced digital features.

Regardless of which scooter you select, having an appropriate two-wheeler insurance policy is essential. Roads in the country can often be unpredictable and congested. Having two-wheeler insurance ensures you don’t face heavy financial burdens in case of an accident, theft or damage.

FAQs

• Which scooter is better for city commuting, the TVS Jupiter or the Ntorq 125?
  For everyday commuters, the TVS Jupiter is ideal for smooth and comfortable city rides.

• What is the mileage of the TVS Jupiter and the Ntorq 125?
  TVS mileage of TVS Jupiter is 49 kmpl, and Ntorq 125 is 43 kmpl.

• Which scooter, among the TVS Jupiter and the TVS Ntorq 125, is cheaper?

TVS Jupiter is the cheaper one.

• Which scooter is heavier, the TVS Jupiter or the TVS Ntorq 125?

TVS Ntorq 125 is heavier (118 kg) than Jupiter (105 kg).

• Are these scooters available in multiple colour options?
  Yes, both are available in multiple colour options to suit different tastes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When purchasing a scooter, it is important to find the right balance between running costs, features and long-term convenience. For years, the Honda Activa 6G has been the go-to choice for daily commuters who want reliability and mileage.

The TVS iQube is now part of the new wave of electric scooters. It promises lower running costs and smart features. Both have their appeal, but the choice between the two depends on what matters most to you as a rider. Read on to discover how they differ in performance, features and overall value.

Feature comparison

Some features that set the two sooters apart are:

Activa 6G - pros & cons

The Honda Activa 6G has long been a favourite for Indian families. Its fuel efficiency makes it economical for daily use, especially given the fuel prices. The petrol engine is simple, reliable and can be serviced by almost any mechanic. Features like a silent start, smooth ride quality and its overall practical design make the 6G a dependable option for riding in cities. Honda’s reputation for durability also makes this scooter one of the top-selling scooters in the country.

That said, the Activa 6G comes with its share of cons, too. It doesn’t have the eco-friendly advantage of electric scooters like the iQube. The engine is efficient, but it can feel a little noisy and requires regular maintenance. Riders also face the ongoing burden of fluctuating fuel costs, and this can add up over time. The Activa also lacks some of the modern features and tech that are becoming standard in newer electric two-wheelers.

TVS iQube - pros & cons

The TVS iQube brings a refreshing change to daily commuting with its electric powertrain. It runs quietly, produces no tailpipe emissions and keeps running costs lower than petrol scooters. Its range of up to 100 km and modern touches like LED lights, digital connectivity and reverse assist make it feel more premium. Disc brakes and features like combined braking further enhance the scooter’s safety.

However, the need for regular charging can also feel less convenient compared to a quick petrol refill. Although the range is sufficient for daily use, longer trips may still cause hesitation among buyers. Servicing and charging infrastructure is improving, but it may not be as widely available as petrol scooter support.

Why should you buy two wheeler insurance for your scooter?

Insurance is just as important as buying the scooter itself as it shields you from unexpected costs when things go wrong. Third-party two wheeler insurance is the minimum legal requirement. It protects you if your scooter causes injury, death or damage to someone else’s property. While this basic cover meets legal obligations, it does not protect your own scooter against damage.

That is where comprehensive two wheeler insurance becomes valuable. In addition to third-party liability cover, it safeguards you against losses from floods, earthquakes, riots, accidents, vandalism and theft.

By choosing the right insurance policy, you gain peace of mind knowing that you and your scooter are protected.

Conclusion

Both the 6G and the iQube serve different rider needs. The better choice depends on what you expect from your scooter. If you prefer eco-friendly options and modern features, the iQube may be the better choice. However, if your priority is efficiency and easy servicing, the 6G is one of the best options in the Indian market.

FAQs

• What is the mileage of the Activa 6G?

The Honda Activa 6G delivers a fuel efficiency of around 55–60 kmpl. This makes it one of the most fuel-efficient scooters in its segment.

• How long does it take to charge the TVS iQube?

The TVS iQube takes about five hours to charge from 0 to 80% with a standard charger. It offers a range of 94 km.

• Which is better for daily use, Activa 6G vs TVS iQube?

Activa 6G is better if you want simple petrol performance and easy maintenance. The TVS iQube suits riders who would love to own an electric scooter with modern features and lower running costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Activa 6G and the NTorq 125 are the two most popular scooters in their respective 110cc and 125cc categories. Both scooters cater to different rider needs, striking a balance between simplicity and advanced features. Honda focuses on reliability and fuel efficiency, while TVS highlights performance and technology.

Read on for a detailed Activa 6 G vs TVS NTorq 125 comparison.

Feature comparison

The Actva 6G's 109.51cc engine is known to deliver a mileage of 59.5 kmpl, while the NTorq's more powerful 124.8cc engine generates more power and has a reported city-riding mileage of 47 kmpl.

Their basic features and specifications are as follows:

Digital technology and connectivity

The TVS NTorq 125 excels with SmartXonnect. This technology offers ride statistics, navigation, auto-reply for calls and messages, GPS tracking and social media integration, making it a practical, connected and performance-driven solution.

The Activa 6G has analogue instruments, though its H-Smart variant features a TFT display, Bluetooth, RoadSync app, navigation, call alerts, USB charging and keyless start.

Performance and convenience features

The TVS NTorq 125 features IntelliGO start-stop technology, which shuts off the engine after 20 seconds of idling to conserve fuel in traffic. It offers Street mode for efficiency and Race mode for performance, along with underseat storage featuring a boot light and USB charging.

The Activa 6G, equipped with ACG Silent Start, offers a noiseless ignition and its H-Smart variant adds anti-theft and keyless features. It offers 18-litre storage and accommodates helmets for rider convenience.

Activa 6G - pros & cons

Some key features of the Honda Activa 6G are:

• Reliable Honda engine known for long-term durability and performance
• Simple and timeless design that appeals to a wide range of riders
• Impressive mileage of around 59.5 kmpl under city riding conditions
• Extensive Honda service network ensures easy access to maintenance across India

Some limitations of the Activa 6G include:

• Ride quality is less comfortable compared to some competing scooters
• Base variants miss out on modern digital features
• No disc brake option available, even on higher trims
• Advanced connectivity features are restricted only to the premium H-Smart variant

TVS NTorq 125 - pros & cons

Some pros of the TVS NTorq 125 are:

• SmartXonnect technology with advanced connected features
• Full-digital instrument cluster with Bluetooth connectivity
• Premium build quality complemented by an all-LED lighting setup
• Sporty handling and agile performance for an engaging ride

Some drawbacks of the TVS Ntorq are:

• Low headlamp positioning affects nighttime visibility
• Seat comfort reduces on longer rides
• Front suspension feels harsh over sharp bumps

Why should you buy two wheeler insurance for your scooter?

In India, third-party two wheeler insurance is mandatory under the Motor Vehicles Act. Alternatively, a comprehensive two wheeler insurance policy goes beyond legal requirements, covering damage to your scooter, theft, natural disasters and accidents involving other vehicles or people.

Insurance ensures that you are financially protected, reducing unexpected repair costs and helping you ride with confidence.

Conclusion

Choosing between the Activa and the NTorq depends on your priorities. Opt for the Honda Activa 6G if you value excellent fuel efficiency, proven reliability and lower running costs. Its simple design and wide service network make it a practical choice for everyday commuting.

Pick the TVS NTorq 125 if you prefer modern technology, sporty performance and smart features. The SmartXonnect system with voice commands, navigation and smartphone connectivity makes it worth the premium price for tech-savvy riders.

FAQs

• Which scooter gives better mileage?

The Honda Activa 6G has a mileage of 59.5 kmpl, while the NTorq 125 features a mileage of 47 kmpl.

• What is SmartXonnect in NTorq 125?

SmartXonnect is a technology that connects your phone to the scooter. The display shows navigation, calls, messages and ride data.

• Which scooter costs less to buy?

The Honda Activa 6G costs ₹96,789, whilst the NTorq 125 starts from ₹1.04 Lakh.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

World Mountain Day, formally known as International Mountain Day, is observed every year on December 11. Mountains are far more than breathtaking landscapes. They are life-sustaining elements, covering nearly 27% of Earth’s land surface and supporting people, animals and entire ecosystems.

From providing fresh water and food to offering natural beauty and cultural heritage, mountains are essential to our survival. This day is a call to celebrate their importance and a reminder that if we fail to protect them, we risk losing one of the planet’s greatest lifelines.

History of World Mountain Day

The United Nations declared 2002 the International Year of Mountains. After gaining momentum, the UN designated December 11 as International Mountain Day, first observed in 2003.

Since then, each year has carried a dedicated theme, highlighting the pressing challenges faced by mountain regions. International Mountain Day is not just another date, but a global call to action for the government and individuals alike.

Theme of World Mountain Day 2025

The theme of 2025 is: “Glaciers matter for water, food and livelihoods in mountains and beyond.”

Glaciers are melting at an alarming pace because of climate change. Their loss threatens water supplies for farming, drinking and energy, while also disrupting the lives and traditions of mountain communities. This year is significant as the UN has also declared 2025 the International Year of Glacier Preservation. Glaciers will be at the centre of international debates, but awareness is not enough; the world needs urgent, collective action.

Importance of mountains

Mountains are a lot more than just scenic landscapes. Our survival is closely linked to the health of the mountains in the following ways:

• A large share of the world’s population depends on mountain water for drinking, farming, energy production and overall sustenance.
• They cover more than a quarter of Earth’s land and support rich biodiversity.
• Millions of people draw their identity, culture and livelihoods from mountain regions.
• Adventure and tourism around mountains bring prosperity to local economies.

Threats to mountain ecosystems

Mountains are under serious pressure due to various factors, including:

• Climate change is accelerating the rate at which glaciers are melting.
• This leads to floods, landslides and rivers drying up.
• Deforestation is destroying fragile mountain habitats.
• Communities in mountain regions are losing their homes, cultures and ways of life.

How is World Mountain Day celebrated?

International Mountain Day is celebrated worldwide in diverse and meaningful ways. In mountain regions, communities organise cultural festivals, traditional music and dance performances and local food fairs that showcase the heritage tied to mountain life.

Schools and universities often host debates, exhibitions and workshops to educate students about the ecological and cultural value of mountains. NGOs and conservation groups arrange awareness campaigns, tree-planting and clean-up drives.

At the international level, the UN and its partners release reports, hold conferences and push for policy commitments that protect mountain ecosystems and the communities that depend on them.

How you can contribute

Here’s how you can make a difference:

• Share and inspire: Post a photograph or a story about a mountain with a meaningful message
• Support efforts: Donate, even a small amount, to conservation organisations.
• Travel responsibly: When visiting mountainous regions, choose eco-friendly transport, stay in sustainable accommodations and respect local cultures.
• Live consciously: Reduce your carbon footprint by driving less, avoiding waste and making sustainable choices in daily life.

Best mountains to visit around the world

If you’re planning a trip to the mountains, here are some of the options to consider:

• The Himalayas (Nepal, India): The Himalayas are the home of Everest and offer some of the most beautiful treks in the world.
• The Rockies (USA, Canada): These are ideal for going on an adventure, exploring national parks and spotting wildlife.
• The Alps (Europe): They offer a stunning combination of snow-covered mountains and picturesque towns.
• Mount Fuji (Japan): A sacred symbol of Japan, Mount Fuji is a striking volcanic peak and a spiritual destination for visitors.

Importance of travel insurance

Any journey can come with unexpected situations: sudden storms, altitude sickness or a flight delay. International travel insurance offers financial protection against medical emergencies, accidents or missing luggage. If it’s a one-time trip, a single trip travel insurance plan is usually the most convenient and affordable option.

Conclusion

You can celebrate International Mountain Day in your own way: by learning more about their importance, sharing stories that inspire others, reducing waste in daily life or travelling responsibly. Every small effort helps protect these majestic landscapes for future generations.

FAQs

• Why are glaciers the theme of International Mountain Day 2025?

Glaciers are melting at an unprecedented rate due to climate change. Since they provide water for millions of people worldwide, their loss directly threatens farming, drinking water and energy supplies.

• Can a marathon or similar event really make a difference?

Absolutely. Even small initiatives, whether it’s a marathon, a clean-up drive or an awareness campaign, can inspire change.

• What is the link between climate change and mountains?

Rising global temperatures accelerate glacier melt, increase the risk of landslides and reduce biodiversity. These changes affect mountain ecosystems, water supplies, agriculture and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Choosing a scooter that will support your commute for years requires careful consideration. Two popular and reliable options available in the Indian market today are the Honda Activa 6G and the Hero Pleasure Plus.

The 6G and the Pleasure Plus may look similar at first glance, but they differ in performance, features and everyday convenience. Over time, even small differences in mileage, comfort or price can have a big impact on your daily rides. That is why comparing them side by side is important before making a decision. Read on to discover how these two scooters stack up.

Feature comparison

Both scooters belong to the popular 110 cc segment but are designed with slightly different riders in mind. One focuses on efficiency and long-term practicality, while the other leans more towards affordability and everyday comfort.

Here is a comparison between the Activa 6G and Pleasure Plus:

Activa 6G - pros & cons

The Activa 6G delivers a mileage close to 60 kmpl and this makes it a practical choice for daily use. Its engine is smooth and dependable and features like external fuel filling, silent start and an 18-litre underseat storage add everyday convenience.

Honda’s extensive service network also makes maintenance simple and the slightly heavier build gives the scooter better stability on highways.

However, the Activa 6G is priced higher than the Pleasure Plus and it may influence budget-conscious buyers. The analogue console feels dated in a market where semi-digital units are becoming standard. Although its heavier weight is useful for stability, it makes the scooter slightly less agile. It may not feel as easy to handle for some riders.

Hero Pleasure Plus - pros & cons

The Hero Pleasure Plus is positioned as a budget-friendly scooter. It is light and easy to handle and is a good fit for city rides and shorter commutes. Features such as a semi-digital console and USB charging port give it a modern edge, whereas the engine delivers slightly more power at lower rpm. It also offers peppy performance in stop-and-go traffic. Its compact size further adds to the ease of use, especially for riders who prefer a lighter scooter.

However, the Pleasure Plus does have some limitations. Its mileage is lower at around 50 kmpl and the smaller 4.8-litre fuel tank requires more frequent refueling. It is comparatively less suitable for highway use as its top speed is around 75 km/h.

Why should you buy two wheeler insurance for your scooter?

Owning a scooter comes with responsibilities. One of the most important things is getting two wheeler insurance. By law, third-party insurance is mandatory under the Motor Vehicles Act. It protects you if your scooter causes injury to someone or damages their property. Without it, you risk heavy fines and even suspension of your driving licence.

For broader protection, consider acquiring comprehensive two wheeler insurance. It covers third-party liabilities and also safeguards your own scooter. From accident repairs and theft to damages caused by natural disasters like floods and earthquakes or man-made events like riots, it ensures you’re financially protected.

Conclusion

When it comes to the Activa 6G vs the Pleasure Plus, both scooters bring their own strengths to the table. One focuses on fuel efficiency and practicality, whereas the other stands out for affordability and ease of use.

Before making a decision, review what is most important to you and consider which scooter can offer the most value to your riding style, typical commute, location, budget, preferences and more.

FAQs

• What is the mileage of the Activa 6G?

The Activa 6G delivers a fuel efficiency of 59.5 kmpl. This makes it one of the most fuel-efficient scooters in its segment.

• Is the Hero Pleasure Plus good for daily city rides?

Yes, the Hero Pleasure Plus is light, easy to handle and well-suited for short commutes and city traffic.

• Which scooter should I choose: Activa 6G vs Hero Pleasure Plus?

The Activa 6G is better if mileage and storage are your priority. The Hero Pleasure Plus is a great pick if budget and easy manoeuvrability matter more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

E-bikes are truly an innovative and eco-friendly mode of transportation. However, this remarkable technological advancement comes with the high risk of an e-bike catching fire. The highly powered lithium-ion battery is highly efficient, but tends to overheat if not properly managed. Usually, under extreme heat conditions or exposure to short circuits, the battery's highly flammable electrolyte fluid can catch fire.

This article gives a detailed explanation of the causes of an e-bike fire and how you can prevent it.

How does an e-bike work?

A lithium-ion battery often powers an e-bike to enable its effective functioning. When you press the throttle or start pedalling, a controller manages the flow of electricity from the battery to the motor. The motor then propels the bike forward.

Most e-bikes offer pedal-assist (also known as pedelec) mode, where the motor provides power only when you are pedalling. The level of assistance is selected through a control unit and determines how much support the motor gives.

Importance of battery management system

A battery management system (BMS) is an electronic device that works to maintain the safety and efficiency of lithium-ion batteries.

The BMS uses sensors to monitor parameters such as temperature, voltage and current across individual cells and sections of the battery pack. It ensures safe operation by preventing conditions like overcharging, over-discharging, overheating and short circuits, which can otherwise lead to battery degradation or thermal runaway.

Why do e-bikes catch fire easily?

The lithium-ion batteries, which power most e-bikes and e-scooters, are the same battery type that powers the majority of today's electric vehicles (EVs), laptops, cell phones and power tools. When damaged, these batteries can overheat, catch fire and even cause explosions. The e-bike battery fires can also result from overloaded electric circuits, improper charging or faulty charging equipment.

Tips to prevent e-bike fires

Here are important tips that can help prevent e-bike fires:

• Avoid setting your charging area close to flammable or combustible materials.
• Do not leave your e-bike charging overnight.
• Place the charger directly into the main switch. Avoid using power extensions.
• Never store old lithium (li)-ions batteries in your home; instead, have them recycled safely.
• Avoid covering the charger or battery packs when charging, as it could cause a fire.
• Always park your e-bike under a shade or use underground parking. Avoid direct sunlight.
• Try to always use your e-bike's original cords and adapters, or ones from the same manufacturer.

What to do if your e-bike catches fire?

If your e-bike catches fire, do not panic; instead, try to respond quickly by taking the right measures.

First, prioritise safety by evacuating the area and alerting others to do the same. Once safe, call emergency services and inform them that the fire involves a lithium-ion e-bike battery.

If the fire is small and manageable, and you have a Class D fire extinguisher, you may attempt to put it out, only if you are confident and trained to do so.

After the fire is under control, dispose of the damaged battery at a certified e-waste facility. Never throw it in the bin, as it may still pose safety or environmental risks.

Call your insurer as soon as possible and let them know about the fire incident. That way, you can receive all-around compensation needed for possible e-bike damages or personal injuries under your comprehensive bike insurance policy.

Conclusion

Today, electric bikes (e-bikes) are becoming more common, with a focus on environmentally friendly transportation. However, fire accidents are increasing alarmingly, which raises concerns for users. You can avoid electric bike fires by always charging your battery safely and storing it properly in a safe and cool place.

Together with the precautions, remember to secure your electric bike with a good bike insurance that can cover any damages in case your e-bike catches fire. That way, you can be at peace knowing that if an unforeseen disaster happens, you are financially covered.

FAQs

1. How can you ensure you purchase a safe-to-use e-bike?

To ensure you purchase a safe-to-use e-bike, choose one that is certified by a globally recognised testing laboratory. The device should also be labelled appropriately.

2. Can I use an aftermarket battery for an e-bike?

You can use an aftermarket battery for an e-bike only if you have good knowledge about its compatibility. However, it's generally not recommended to use a non-original battery as it can lead to safety and performance issues, or concerns like fires.

3. Can an electric bike battery catch fire when it is not charging?

Yes, an e-bike battery can catch fire even when not charging. This can be the case especially if the battery has sustained long-term damage, which can cause it to enter thermal runaway and cause fire.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Honda Activa 6G and the TVS Jupiter 110 are among the most popular scooters in the 110cc segment. They are some of the best two-wheelers for daily use, given their smooth performance and high fuel efficiency.

Both practical rides attract cost-conscious buyers with their affordability, comfortable ride and useful features. Read on to discover the features and performance of these two popular scooters.

Feature comparison

The features of the Activa 6G and the Jupiter are a follows:

Performance and convenience features

A performance comparison between the Jupiter and the Activa 6G is given below.

Honda Activa 6G:

• 51cc engine with a smooth and refined ride
• Mileage: around 47 kmpl
• Telescopic suspension and 12-inch front wheel for stability
• Comfortable seat and good build quality

TVS Jupiter:

• 3cc engine tuned for a balance between power and economy.
• Mileage: around 49 kmpl
• Adjustable rear suspension for comfort
• More under-seat storage compared to the Activa

Digital technology and smart features

A closer look at the technology and smart features reveals how the two scooters compare.

Honda Activa 6G:

• Analogue instrument cluster (no digital meter)
• External fuel filler cap for easy refuelling
• Silent start system (ACG motor)
• Engine start/stop switch for convenience

TVS Jupiter:

• Semi-digital speedometer in higher variants
• Mobile charger option available
• External fuel filler cap like Activa
• Econometer to guide better mileage

Activa 6G - pros & cons

Here are the pros of the Activa 6G:

• Smooth and dependable engine performance
• Great resale value in the segment
• Comfortable ride for urban commuting
• Very easy to maintain with a strong service network

Some cons of the Activa 6G are:

• Average pick-up and speed
• Lacks disc brakes or a digital meter
• Limited under-seat storage (cannot fit a full-face helmet)
• Users sometimes face issues with plastic parts and long-term quality.

TVS Jupiter - pros & cons

Given below are the pros of the TVS Jupiter.

• High fuel efficiency, providing 49 kmpl for daily commuting
• Spacious 33-litre underseat storage to hold daily provisions
• Proven petrol engine reliability with hassle-free maintenance
• Readily available service network throughout India
• Lower initial purchase price, in contrast to electric variants
• TVS IntelliGO technology provides fuel efficiency in traffic.

Some drawbacks of the TVS Jupiter you should consider before making a purchase are:

• Increased running costs due to the petrol price
• Generates emissions and noise pollution
• Console layout can become confusing

Why should you buy two wheeler insurance for your scooter?

It is legally compulsory to purchase third-party two wheeler insurance in India. It helps you save money in the event of an accident or third-party damage and even compensates you with the market value of your scooter if it gets stolen. Yet, many riders skip this vital protection, leaving themselves open to heavy fines and legal hassles.

A policy goes further by covering both third-party liabilities and damages to your own scooter, making it a smart choice. Timely renewal of your policy ensures uninterrupted protection and complete peace of mind.

Conclusion

Both the Jupiter and the 6G are excellent choices for daily commuting, offering solid value and reliability. Choose the Activa 6G if you prefer a smooth, proven ride with time-tested mechanics. On the other hand, the Jupiter is ideal if you’re looking for modern touches like a digital console, Bluetooth connectivity and enhanced lighting.

Ultimately, choosing between the Honda Activa 6G vs the TVS Jupiter comes down to your personal priorities: whether that’s classic dependability or advanced features. Both scooters deliver strong mileage and dependable performance for city rides.

FAQs

• Which scooter is cheaper, the Activa 6G or the TVS Jupiter?

TVS Jupiter is the cheaper scooter compared to the Honda Activa 6G. The Jupiter retails for ₹78,631, while the Activa 6G costs ₹81,045.

• Which scooter is heavier, the Honda Activa 6G or the Jupiter?

The Activa 6G is slightly heavier at 106 kg, compared to the Jupiter which weighs 105 kg.

• Which scooter, between the Honda Active 6G or the TVS Jupiter, has better mileage?

When it comes to mileage, the Jupiter holds a slight edge over the 6G. The Jupiter delivers around 49 kmpl, while the Activa 6G offers about 47 kmpl. Although the difference is small, the Jupiter proves to be the more fuel-efficient option, especially for riders who prioritise lower running costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Crash guards are one of the most common accessories added to bikes in India. They protect the rider’s legs and the bike’s body in case of a fall. However, here is the catch: standard two-wheeler insurance does not usually include crash guards. Knowing the accessories excluded from your plan’s coverage will help you safeguard your bike better.

Let’s explore why a crash guard is not covered in bike insurance, and also the other excluded accessories.

What are crash guards?

Crash guards, also known as leg guards, are solid metal bars fixed to the bike’s frame near the engine. Their purpose is to take the first hit when a two-wheeler topples and protect parts like the fuel tank and footpegs. They also reduce the risk of injury to the rider’s legs.

Many riders install crash guards right after bike purchase. Heavy-duty versions are preferred for highways, and lighter and compact guards for city rides.

Why bike insurance excludes crash guards?

Insurers usually don’t see bike crash guards as standard fittings. These are classified as accessories and excluded from default cover as they are added later after the bike purchase. Their wide variation in size, quality and price also makes it difficult for insurers to fix a standard value. On top of that, assessing whether a guard was damaged during an accident or earlier can be tricky. Crash guards also don’t always protect against major losses, even though they are useful in minor mishaps. For these reasons, insurance tends to focus on essentials like the engine, frame and electricals. This leaves crash guards outside standard coverage.

What are the other accessories not covered in bike insurance?

Accessories make your bike more comfortable and stylish. However, they do not come under insurance automatically. You need to declare them and opt for an accessory add-on by paying a small extra premium to ensure they are protected.

Accessories that are usually not included in a two-wheeler insurance policy are:

• Custom exhausts and silencers that are popular for performance and sound.
  
  
• Modified mirrors or handlebars that are considered stylish upgrades but treated as non-standard.
  
  
• Seat covers and cushions that are mostly cosmetic in nature.
  
  
• Useful gadgets such as GPS systems and phone mounts.
  
  
• Luggage carriers, panniers and saddlebags.
  
  
• Cosmetic changes like custom paint jobs or decals.
  
  
• Lighting modifications like LED strips or fog lamps that add style and improve visibility.

Tips for bike owners in this situation

Taking a few smart steps can help bike owners cover accessories and avoid unpleasant surprises during insurance claims. You need to:

• Read your policy carefully: Standard cover usually applies only to factory-fitted parts. Accessories are protected only if they are declared and added to the policy.
  
  
• Opt for accessory cover: Insurers allow you to declare non-standard fittings like crash guards, alloy wheels or saddlebags for a small additional premium. This ensures they are included in your protection.
  
  
• Check the value before deciding: Paying a little extra for coverage can prevent high repair or replacement expenses later if the cost of accessories is significant.
  
  
• Talk to your insurer: Policies differ across providers, and confirming available add-ons with your insurer makes sure that you are fully informed.
  
  
• Keep records: Bills and photos of accessories act as proof of purchase and make claim settlement easier.
  
  
• Prioritise comprehensive bike insurance: Third-party insurance covers only legal liabilities. However, comprehensive insurance protects your bike and, with add-ons, your accessories as well.
  
  

Conclusion

Crash guards are useful for safety, and they help reduce damage during minor accidents. However, they are not part of standard two-wheeler insurance since they are treated as aftermarket accessories. However, riders can protect these parts by buying an accessory add-on with their comprehensive bike insurance plan. This way, both your vehicle and the extras you invest in can be covered more effectively.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Ather electric scooters are among the most well-known EV two-wheelers in India. They are known for their clean design, good acceleration, smooth handling and built-in innovative features. They also offer a quieter and more cost-efficient alternative to petrol scooters, especially for daily city travel. Ather currently offers multiple models, each designed to meet different needs.

Let us take a closer look at Ather Energy and its current lineup of EVs.

About Ather Energy

Ather Energy is an Indian electric mobility company founded in 2013. The idea behind Ather was to build smart and reliable electric vehicles designed for Indian roads and riders. What started as a college project has now grown into one of the leading EV startups in the country. Ather Energy designs and manufactures battery packs in-house and develops its software/UI in-house. This gives them greater control over quality, performance and long-term support.

Ather has also built its own public charging network called Ather Grid. It now spans thousands of fast-charging points across Indian cities. Over the years, Ather has focused on creating a complete ecosystem, from smart vehicles and mobile apps to charging infrastructure and after-sales support. This approach has helped the company establish a strong identity in a fast-growing EV market.

Top scooters to buy in 2025

Some of the best Ather scooters available in the Indian market right now are:

1. Ather Rizta

The Ather Rizta is designed with family use in mind. It offers a spacious layout, a wide seat, and a flat footboard, making it suitable for both rider and pillion comfort. This model maintains a balance between practicality and design. It also includes features like a TFT display and Bluetooth connectivity. Some specifications of this model are as follows:

• Range: 123 km (2.7/2.9 kWh) or 159 km (3.7 kWh).
• Motor output: 3 kW
• Torque: 22 Nm
• Top speed: 80 km/h
• Battery: 9 kWh
• Charging time: 6 hr 40 mins (0–80%)
• Ex-showroom price: Starts from ₹1,04,999

2. Ather 450S

The Ather 450S is an entry-level model that focuses on strong design and city-ready performance. It comes in Standard and Pro Pack variants with different battery setups. The scooter features an LCD display, LED lighting and sharp handling.

It also includes dual disc brakes and a compact build that makes it easy to ride through traffic. The key specifications of this model are:

• Range (IDC): Up to 161 km (Pro Pack) / 122 km (Standard)
• Power: 4 kW
• Battery: 7 kWh or 2.9 kWh
• Charging time: 5 hours 30 minutes
• Torque: 22 Nm
• Top speed: 90 km/h
• Ex-showroom price: Starts from ₹1,19,841

3. Ather 450X

The Ather 450X strikes a balance between performance and technology. It comes with a 7-inch TFT touchscreen, built-in navigation and five distinct ride modes, including Warp for maximum acceleration.

The scooter features CBS braking, LED lighting and ergonomic grips for added comfort. Some specifications of the Ather 450X are:

• Battery capacity:9 kWh or 3.7 kWh (variant-dependent)
• Motor power:4 kW
• Ride modes: Smart Eco, Eco, Ride, Sport, Warp
• Max torque: 26 Nm
• Claimed range: 126 km (2.9 kWh) or 161 km (3.7 kWh)
• Charging time: 3 hours (0–80%)
• Ex-showroom price: Starts from ₹1,46,999

4. Ather 450 Apex

The 450 Apex is the most premium electric scooter from Ather. It features a bold Indium Blue colour scheme with orange accents and is powered by a 7 kW motor. It comes with all-LED lighting, Bluetooth, Google Maps and WhatsApp notifications integrated into the TFT display.

Its 'Magic Twist' feature enables regenerative braking, reducing the need for frequent use of physical brakes during city rides. The key specifications of this model include:

• Motor power: 7 kW
• Peak speed: 100 km/h
• Battery:7 kWh
• Claimed range: 157 km
• Torque: 26 Nm
• Charging time: 4 hr 30 mins (0 to 80%)
• Ex-showroom price: Starts from ₹1,89,999

Why should you buy EV bike insurance to protect your Ather?

Buying an Ather electric scooter is a smart investment that deserves proper protection. While third-party two wheeler insurance is the minimum legal requirement and covers damages your scooter may cause to other vehicles, property, or individuals, it doesn’t protect your own ride.

This is where becomes important. It safeguards you from risks such as accidents, theft, natural disasters, or vandalism. Specialised EV insurance policies go a step further, offering add-ons that enhance your protection. These may include roadside assistance, battery protection, zero depreciation cover, and coverage for essential accessories like charging cables.

Conclusion

Electric two-wheelers have revolutionised mobility by blending performance, technology and sustainability. Ather’s electric scooters are at the forefront of this change. By creating sustainable, high-performing vehicles with sleek designs and nationwide charging support, Ather has helped the Indian two-wheeler industry rethink what is possible.

FAQs

• Which are the best Ather electric scooters to buy in India?

The most popular Ather electric scooters include the Rizta and the flagship 450 Apex.

• What is the average range of an Ather electric scooter?

An Ather electric scooter can offer a range of between 120 km and 157 km per charge, depending on the model.

• Does Ather Energy provide a warranty on its scooters?

Yes, Ather Energy offers a standard 3-year warranty, with up to 5 years on select battery packs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Scooters combine the charm of twist-and-go convenience with effortless handling, making them a favourite for city travel. If you’re planning to buy one, the Honda Activa 6G and TVS Scooty Zest are likely already on your radar. Both are crowd favourites for daily commutes and short urban rides. The Activa 6G earns its reputation for reliability and fuel efficiency, while the Scooty Zest attracts riders seeking a lightweight, stylish option. But which one truly stands out? Let’s dive in.

Feature comparison

Both Activa 6G vs Scooty Zest offer a decent mix of performance, mileage and comfort. Here’s how they compare:

Activa 6G: Pros & cons

The Honda Activa 6G stands out for its mileage, making it a strong choice for daily commuters. Its reliable Honda engine ensures smooth performance, while modern features like external fuel filling and ACG silent start enhance convenience for everyday rides. The scooter also offers comfortable seating and stable handling on longer routes, available in multiple colour options that boost its appeal.

The Activa 6G is slightly heavier, offering stability but harder handling for beginners. Additionally, its standard variant lacks LED headlamps. Although the underseat storage is practical, it is somewhat smaller than that of the Scooty Zest. Despite these minor drawbacks, the Activa 6G remains a dependable and low-maintenance scooter, living up to its reputation as a trustworthy family vehicle.

TVS Scooty Zest: Pros & cons

The TVS Scooty Zest is an affordable and lightweight scooter that appeals to riders who want an easy-to-handle option for daily commutes. Its agile frame makes it great for riding through busy city traffic. Its performance is also well-suited for everyday rides. The Zest also comes at a lower starting price than many competitors. This makes it a budget-friendly pick for students and first-time buyers.

However, the Zest’s lower mileage means more frequent refuelling compared to rivals like the Activa 6G. The overall build quality also feels less robust. While it delivers on agility and convenience, it may not be the best long-term choice for those who seek sturdiness and higher fuel efficiency.

Why should you buy two-wheeler insurance for your scooter?

Scooters like the Activa 6G and Scooty Zest are often used for city commuting. This means they face high exposure to traffic, sudden braking and minor collisions. Repairing body panels, headlights or even small scratches can quickly become expensive without two-wheeler insurance. A comprehensive plan covers these repair costs. Many insurers also offer cashless garages. This means you don’t have to pay up front when you get your scooter fixed.

Another factor many riders overlook is theft. Lightweight scooters are easier targets, especially in crowded parking areas. Comprehensive cover ensures you get compensation if your scooter is stolen. In short, insurance is about keeping your scooter affordable to own and run in the long term.

Conclusion

Choosing between the Activa 6G and the Scooty Zest ultimately comes down to what you prioritise with your vehicle. The Activa 6G is the winner if you want mileage, reliability and all-around performance. Scooty Zest fits the bill if you prefer lightweight handling, affordability and a more youthful design. Either way, don’t forget to back your ride with a comprehensive bike insurance policy to stay protected on the road.

FAQs

1. What mileage does the Honda Activa 6G offer compared to other scooters?
   
   The Activa 6G delivers around 59–60 kmpl. This makes it more fuel-efficient than many rivals in its segment.
   
   
2. Is the TVS Scooty Zest a good option for daily city rides?
   
   Yes, the Scooty Zest is lightweight and easy to handle, which makes it ideal for short commutes and heavy traffic conditions.
   
   
3. Which scooter is better for long-term use, the Activa 6G or Scooty Zest?
   
   The Activa 6G is known for reliability and lower maintenance. The Scooty Zest scores higher on affordability and ease of handling.
   
   
   

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The 125cc scooter segment is crowded, but two models in India stand out. One is the TVS NTorq 125 that is big on features and performance. And the other is the Suzuki Access 125, which is all about comfort and reliability. If you're unsure which one suits you better, this comparison will help you decide. Read on to find out more.

Feature comparison

Let us start with a quick comparison to see how the two scooters stack up:

Suzuki Access 125 - Pros & cons

The Suzuki Access 125 is a well-rounded scooter that appeals to riders looking for a reliable, fuel-efficient and easy-to-ride option. It performs well in most everyday situations. Let us take a closer look at its pros and cons:

• Pros:

The Access 125 offers 21.8 litres of under-seat storage, which is among the better options in its segment. It returns a mileage of around 55–58 km/l in real-world conditions and remains easy to handle with a kerb weight of 106 kg. Features like a USB charger, Eco Assist indicator and side-stand engine cut-off are available in select variants.

• Cons

The earlier versions of the scooter lack an external fuel filler, so you have to lift the seat every time you refuel. Bluetooth connectivity and real-time fuel data are only available on the top variant. The suspension setup feels a bit harsh over rough roads and the absence of a boot light can make it difficult to access the storage at night.

TVS NTorq 125 - Pros & cons

The TVS NTorq 125 comes with a good mix of performance, design and tech, though a few trade-offs may matter depending on your priorities. Here are both the positives and negatives of the scooter:

• Pros:

The NTorq 125 feels stable at higher speeds due to its wider tyres and weight distribution. The digital console with Bluetooth, navigation and ride stats adds real value for tech-focused users. External fuel filling, hazard lights, DRLs and a high-speed alert improve convenience and safety.

• Cons:

The NTorq 125 does not offer great mileage, it gives only around 40-47 km/l in daily use. It is on the heavier side, and this might not suit everyone. There is no USB charger in any variant, and the 20-litre underseat storage is a bit tight.

Why should you buy two wheeler insurance for your scooter?

While features, mileage and performance often take priority when buying a scooter, two-wheeler insurance is equally important, especially on Indian roads where accidents, theft and unpredictable weather are common.

Third-party insurance is mandatory under the Motor Vehicle Act, and failing to have it can result in fines or legal issues. Opting for comprehensive bike insurance offers broader protection, covering repair costs, damage from floods, fire or riots and even compensation in case of theft. It’s a smart and responsible choice for every rider.

Conclusion

Suzuki Access 125 and TVS NTorq 125 serve very different rider needs. Access 125 leans more toward daily comfort, fuel savings and a no-fuss riding experience. On the other hand, the TVS NTorq 125 is for those who enjoy modern features, sportier looks and a more engaging ride. It is less about which scooter is better overall and more about which one fits your priorities better.

FAQs

• Is the Suzuki Access 125 good for daily use?

Yes, the Suzuki Access 125 is reliable, fuel-efficient and easy to handle. This makes it ideal for everyday riding.

• What are the key features of the NTorq 125?

The NTorq 125 offers Bluetooth connectivity, navigation, a sporty design and strong performance.

• Which is better: Suzuki Access 125 vs TVS NTorq 125?

Access 125 is better for mileage and comfort. NTorq 125 is better for features and performance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Suzuki Access 125 and Bajaj Chetak are reliable scooters, each popular for its distinct features and performance. The Access 125, a petrol-powered scooter, is well-known for its high performance, reliability, fuel efficiency and exciting features, like Bluetooth connectivity. On the other hand, Bajaj Chetak is an electric scooter that boasts a longer range and offers a zero-emission alternative. Users enjoy its modern features, fast-charging capability and eco-friendly mode.

This article explores key differences between the Suzuki Access 125 and the Bajaj Chetak. Read on.

Feature comparison

Here is how the two models differ when it comes to features:

Suzuki Access 125 - pros and cons

Pros:

• Has a cosy cushion seat and comfortable seating posture, hence great for city rides
• Good seating space that favours family rides
• Low maintenance
• Has a good pickup speed
• Comes with a stylish and modern design, besides updated features that appeal to many users
• Fel-efficient, hence reliable for daily commuting
• Lightweight, hence easier to handle on the road
• Has many colour options to choose from
• Powerful engine with quiet rides

Cons:

• Comes with a low-intensity headlight that can be inadequate in low-lit areas or during night riding
• The footboard is a bit raised and may feel uncomfortable to some riders
• Some users report stiff suspension that can feel harsh
• The mileage is relatively low, around 45 kmpl

Bajaj Chetak - pros and cons

Pros:

• Has a classic retro design with a modern twist, which appeals to those prioritising retro aesthetics
• Modern features like hill-hold assist, app connectivity, colour TFT display and reverse mode enhance the ride quality
• Offers convenient charging using a standard 5A socket
• Handling is good, making it easier to manoeuvre through different routes, especially in city traffic
• Has solid build quality

Cons:

• Some users report technical issues that tend to affect the quality of the ride, especially for the longer commutes
• Underseat storage space is limited
• The rear suspension is firmer and quite uncomfortable, especially on bumpy roads
• The acceleration and top speed might be inadequate for riders who prioritise higher performance
• Has only one battery capacity; hence, users lack options
• Lacks essential features like the ABS

Renewing two-wheeler insurance every year can be tedious and easy to miss. Long-term insurance offers a smarter alternative. It is designed for convenience and savings, often locking in your coverage for 2-3 years. This helps you avoid annual premium hikes and last-minute renewals.

Whether you ride daily or occasionally, long term bike insurance ensures you stay protected without interruptions. Let’s dive deeper and find the exclusive benefits of having a long-term two-wheeler insurance policy.

What is long-term bike insurance?

Long-term bike insurance refers to a policy that offers coverage for two-wheelers for 2-3 years, mainly for the own-damage or comprehensive component. In the case of new bikes, IRDAI mandates a 5-year third-party insurance, which can be bundled with 1-3 years of own-damage cover.

Why should you get long-term bike insurance?

The benefits of having a long-term two-wheeler insurance are:

• No yearly renewals: When you hold a long-term bike insurance policy, it lets you eliminate the hassle of annual renewals, late penalties and potential lapses due to forgetfulness.
• Cost-effective: As you lock in your premium for multiple years, it protects you from annual rate hikes often introduced by IRDAI.
• Protects from Policy Lapses: When you forget to renew your insurance, it often leads to unintentional lapses. It leaves you unprotected and liable. However, opting for long-term insurance ensures uninterrupted coverage, eventually reducing legal and financial risks.
• Multi-year discounts: Many insurance companies often offer attractive discounts to encourage users to buy their multi-year policies. This reduces your total premium cost. These discounts make long-term plans more economical compared to yearly renewals.
• Continuous coverage: Having a long-term two wheeler insurance gives continuous protection to your bike without worrying about gaps in coverage. So, you do not need to worry whether it's theft, natural disasters or third-party liabilities.
• Simplified documentation: You need to be involved with fewer renewals, less paperwork and fewer compliance steps. This is what makes the process smoother for both the insurer and the policyholder over the years.
• Ideal for new bikes: A long-term plan is even more beneficial when you buy a new bike. It gives you an extended peace of mind and protection from day one, helping you cover major risks during the initial years of ownership.

Who can purchase long-term bike insurance?

A long term two wheeler insurance online suits a wide range of individuals. For new bike owners, IRDAI mandates a 5-year third-party insurance policy at the time of purchase. Many choose to bundle this with a 1-3 year own-damage or comprehensive cover for broader protection.

Long-term insurance is also ideal for busy individuals who may forget annual renewal dates or prefer fewer administrative tasks. Those living in remote areas or who travel often can benefit from uninterrupted multi-year coverage without relying on regular access to insurance services.

It's also a smart financial move for cost-conscious buyers, as it protects against yearly premium hikes and may come with multi-year discounts. For senior citizens, managing annual renewals can be inconvenient, so a long-term plan offers a simpler, worry-free experience.

Conclusion

A long term two wheeler package policy is not just about saving money. It offers a well-rounded solution for sustained protection and peace of mind. With fewer chances of policy lapse, it ensures continuous legal and financial coverage, which is crucial in the event of accidents, theft or natural calamities.

Multi-year policies also shield you from annual premium hikes, provide better retention of No Claim Bonus (NCB), and often come with insurer-specific discounts or perks. For busy professionals, daily commuters or even occasional riders, it reduces administrative hassle by eliminating yearly renewals and paperwork. In the long run, it enhances not just convenience but also your vehicle’s overall risk management and compliance, keeping you confidently road-ready at all times.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Suzuki Access 125 and Honda Activa 6G are famous bike choices with different performance capacities that cater to diverse user needs. Suzuki Access 125 offers riders a wider range of features with a more powerful engine and higher acceleration. On the other hand, Activa 6G is famous for its smooth ride and better fuel efficiency.

If you are confused between buying a Suzuki Access 125 or a Honda Activa 6G, it helps to evaluate which scooter is best for your needs, preferences, budget and riding style and experience. This is possible by comparing the two models based on their features, price, mileage, colours and other specs.

Feature comparison

The table below includes specifications and feature comparison between Access 125 vs. Activa 6G:

Suzuki Access 125 - pros and cons

Pros:

• Has a stylish and modern design, with updated features that appeal to many
• It is fuel-efficient, hence reliable for daily commuting
• The scooter is lightweight and easier to handle on the road
• Has great colour options to choose from
• Great for city rides with a cosy cushion seat and comfortable seating posture
• Good seating space is favourable for family rides
• It comes with low maintenance
• Good pickup speed
• Powerful engine with quiet rides

Cons:

• The mileage is relatively low.
• Stiff suspension that can feel harsh, especially for new riders
• A low-intensity headlight that can be inadequate in low-lit areas, or during night riding
• The footboard is a bit higher and may feel uncomfortable to some riders.

Activa 6G - pros and cons

Based on user experience, here are the pros and cons of the Honda Activa 6G:

Pros:

• The activa 6G offers a stylish upgrade over the standard model with sleek new colours and chrome accents that give the scooter a premium look
• The engine is good and reliable
• It offers good acceleration and responsive braking, which makes it a reliable scooter for daily commutes
• Has excellent mileage at 59 kmpl
• The engine is super smooth and feels a lot more refined and fuel-efficient than earlier versions.
• The bike is low on maintenance and easy to handle
• Features like silent start and telescopic suspension make every ride feel premium

Cons:

• The Activa 6G tends to face overheating issues, especially when going for longer rides in warmer weather
• Some users report sluggish performance, and the bike may struggle at higher speeds
• The metal body panels can generate noise and vibration at certain speeds
• Some users state issues of premature wear and tear of some parts.

Why should you buy two-wheeler insurance for your scooter?

Two-wheelers are a reliable mode of transport; however, they are also risky and prone to accidents. Hence, you need a financial backup. Buying the best two-wheeler insurance for your scooter ensures that damage and losses that may result from an accident, natural or man-made calamities, or theft, are covered and will not create a financial constraint.

Conclusion

Suzuki Access 125 boasts a larger engine, produces more power, and is considered to offer a faster ride at higher speeds. On the other hand, Activa 6G is more fuel efficient with better mileage and good acceleration. Ultimately, the best bike choice depends on individual needs, budget and preferences. Try taking both scooters for a test ride to determine which suits you best.

Most importantly, remember to have comprehensive bike insurance to secure your bike from unforeseen road events.

FAQs

Which scooter is better between the Suzuki Access 125 and the Honda Activa 6G?

You can opt for Access 125 if you prioritise a powerful engine, disc brakes, a front storage box, stylish and modern design and comfortable seating. Go for Activa 6G if you seek a refined engine, longer seat, better ground clearance, a silent start system and low maintenance.

What is the on-road price for the Suzuki Access 125?

The on-road price for the Suzuki Access 125 is approximately Rs. 1,01,430 in New Delhi.

What is the on-road price for the Honda Activa 6G?

The on-road price for the Honda Activa is approximately Rs. 96,789 in New Delhi.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Understanding the differences between types of two-wheeler insurance can help you make the right choice based on your needs and budget. Among the available options, comprehensive and own damage insurance are two key types. A comprehensive plan covers damage, theft and third-party liabilities, while own damage insurance only covers the insured bike and excludes third-party coverage.

This article explains what a bike insurance policy is and provides a detailed comparison between comprehensive and own damage insurance.

What is a bike insurance policy?

A bike insurance policy is a contract between the bike owner and an insurer, covering loss or damage due to accidents, natural disasters (like floods or earthquakes) or man-made events (such as fire or vandalism). It helps protect against financial and legal liabilities arising from such incidents. In fact, under the 2002 Indian Motor Tariff, it is mandatory for all bike owners to have at least third-party insurance.

The type of insurance you choose determines the level of coverage. Selecting the right two-wheeler insurance based on your needs and budget is essential.

What is own-damage bike insurance?

Own damage (OD) bike insurance covers loss or damage to your insured two-wheeler due to accidents, theft, natural disasters or man-made incidents. However, it does not include third-party liability, so it's often purchased alongside a third-party plan for complete coverage.

Benefits of own-damage bike insurance

Own damage bike insurance offers flexibility and customisation, allowing you to enhance coverage by choosing relevant add-ons. This enables you to tailor the policy to your specific needs and ensure better protection for your two-wheeler.

What is comprehensive bike insurance?

Comprehensive bike insurance offers all-round protection by covering both own damage and third-party liabilities. It includes losses due to accidents, theft, natural disasters and man-made events.

This policy provides extensive coverage while also protecting you from legal liabilities if you injure someone or damage third-party property.

Benefits of comprehensive bike insurance

Comprehensive bike insurance offers wide-ranging coverage, protecting against accidents, theft and damage from natural or man-made calamities. It covers both own damage and third-party liabilities, making it a complete protection plan. Policyholders can benefit from a No Claim Bonus (NCB) of up to 50% on renewal premiums if no claims are made during the policy term.

It also helps reduce repair costs, as most expenses are covered with only a small deductible. Additionally, the policy is applicable to all types of two-wheelers, including motorbikes, scooters, mopeds and electric bikes.

Differences between comprehensive and own damage bike insurance

The main difference between comprehensive vs own damage insurance is the coverage they offer. Here are the main differences:

Which insurance should you choose?

The type of bike insurance you choose should depend on your usage, the age of your vehicle and the level of protection you need. Comprehensive insurance is ideal for those seeking wider coverage, especially for newer bikes or regular riders.

On the other hand, if you already have third-party insurance and want to protect your own vehicle from damage or theft, opting for your own damage cover can be a practical and budget-friendly option.

Conclusion

Both comprehensive and own damage bike insurance have their own benefits and the right choice depends on your specific needs. A comprehensive policy offers complete financial protection by covering both your bike and third-party liabilities, making it a convenient all-in-one solution. If you already have an active third-party policy, adding your own damage insurance separately can be a more cost-effective way to protect your vehicle while keeping premiums lower.

FAQs

• What is zero depreciation for bike insurance?

Zero Depreciation (Zero Dep) or bumper-to-bumper, or nil depreciation for bike insurance, is an add-on cover that gives a full claim amount with no deduction for depreciation. It's available with comprehensive or own-damage two-wheeler insurance covers.

• How do you choose the best bike insurance?

To choose the best bike insurance, ensure you assess your coverage needs, understand Insurance Declared Value (IDV) and find a reputed insurer.

• How can I lower my bike insurance?

Generally, you can lower your bike insurance by reducing your annual mileage. Often, the fewer miles you ride, the cheaper your bike insurance can be. That's mainly because you're on the road fewer times, hence considered a lower insurance risk.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Some bikes sound smoother, while others feel raw and aggressive. A key reason lies in the type of clutch they use: wet or dry. It may sound technical, but it plays a key role in how your bike performs and feels on the road. Learning about wet clutch vs dry clutch can help you choose the right bike, and even avoid surprise repair costs.

Let’s move and look into how these two clutch types differ from each other to help you make an informed decision.

What is a wet clutch?

A wet clutch operates while being immersed in oil. This oil cools the clutch components and helps reduce the risk of wear and tear. Because of its durability, heat management and low maintenance needs, it is commonly used in commuter and touring bikes.

What is a dry clutch?

In contrast, a dry clutch operates without any oil for cooling or lubrication. This is what allows for a more direct power transfer and gives a quicker throttle response and a racer feel. However, this often wears out faster, generates more noise and is typically found in high-performance or racing motorcycles.

Differences between dry and wet clutches

Wet vs dry clutch? Here are the key differences you must know:

Advantages of dry clutch

Dry clutches offer several key advantages. They provide sharper performance with quicker, more direct power transfer, making them ideal for high-performance or racing bikes. Since they don’t require an oil bath, there’s no risk of oil contamination. They are also lighter in weight, contributing to overall bike weight reduction and easier to inspect or replace without the mess of oil.

Advantages of a wet clutch

Wet clutches offer several practical advantages. The oil bath keeps components cool, reducing wear and extending the clutch’s lifespan. They ensure smoother, quieter engagement, making them ideal for daily and city use. Continuous lubrication improves heat dissipation, while lower maintenance needs help reduce long-term service costs.

Does bike insurance cover clutch-related problems?

Usually, bike insurance policies do not cover clutch-related issues. It is because these are often considered wear-and-tear components. However, a comprehensive bike insurance policy may include this in its coverage if the damage has occurred due to an accident or any other covered situation.

It is always good to read your policy terms carefully before you finalise an insurance policy.

Conclusion

Whether you need a wet or dry clutch, the choice should be based on your riding style. Wet clutches are ideal for urban chaos and long commutes, while dry clutches complement aggressive bikers who crave adventure. But it is important to note that clutch failures can cost a lot if your insurance does not cover wear and tear.

Despite these limitations, investing in bike insurance is always a smart move, as it provides essential financial protection in case of accidents or unexpected damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you own a two-wheeler, insurance is essential for both legal compliance and personal safety. The IL Take Care App (ILTC App) by ICICI Lombard is a bike insurance check app that lets you manage and renew your policy directly from your smartphone. Let’s explore what this app is, its key features and how it can simplify your two-wheeler insurance management.

What is the IL Take Care app?

The ILTakeCare (ILTC) App by ICICI Lombard General Insurance is a two wheeler insurance app that allows users to buy, renew and manage policies from their smartphone. Key features include filing and tracking claims, downloading policy documents, receiving renewal reminders and locating cashless garages.

Health policyholders can also access wellness and health tools. Available on Android and iOS, it enables quick, convenient insurance management anywhere in India.

Features of the ILTC travel insurance app

The ILTakeCare app offers a range of features to help users manage their two-wheeler insurance efficiently:

Insurance management

• Buy, renew and track ICICI Lombard insurance policies in one place
• Quick claim registration for health and motor policies
• Online policy renewal for health, bike and car insurance
• Cashless network search: Find hospitals or garages near you by location or specialty.
• InstaSpect: Mobile self-inspection for faster motor claim settlement

Wellness and fitness

• Fitness tools: Track workouts, steps, diet and sleep; earn rewards for healthy habits.
• Get well-thy: Expert guidance on mindfulness, yoga, diet and nutrition
• Health quotient: Personalised health score and tips via questionnaire

Health assistance and medical support

• Teleconsultation: Schedule video/audio sessions with certified doctors
• 24×7 doctor consultation via IL Hello Doctor feature
• Emergency assistance: Call an ambulance and find nearby hospitals
• FaceScan: Measure vitals like heart rate, oxygen level and respiration
• CalScan: Analyse nutritional content of food

Knowledge and support

• IL Drive Smart: Track driving behaviour, get safety tips and earn discounts
• Chat with expert: Instant responses to insurance and health queries
• Latest news: Stay updated on insurance developments
• Motor news and views: Vehicle news, reviews and analysis

Benefits of the ILTC travel insurance app

The ICICI Lombard bike insurance app lets two-wheeler owners easily buy, renew and manage their policies while also offering driving insights, wellness tools and rewards for healthy living. It provides faster claim settlement through InstaSpect, 24×7 medical support and nationwide access to cashless hospitals and garages. As an online bike insurance app, it ensures a paperless, hassle-free experience, helping users save time, reduce costs and conveniently handle all insurance needs from their smartphone.

How does the ILTC travel insurance app work?

Using the IL Take Care insurance app is simple. Download it from Google Play or the App Store, register with your mobile number or log in with ICICI Lombard credentials and add your bike’s registration number to buy, renew or view insurance.

From the dashboard, access policy details, claims and support. Select a plan, use the premium calculator and pay digitally. File claims by uploading photos and documents, track progress, download policy copies and receive renewal reminders.

How to download the ILTC travel insurance app?

Here are simple ways for ILtakecare app download:

For Android users:

• Go to Google Play Store
• Search for "IL Take Care – ICICI Lombard"
• Click Install
• Open the app and register using your mobile number

For iOS users (Apple iPhone):

• Open the App Store
• Search "IL Take Care"
• Tap Get to download
• Launch the app and follow the registration steps

How to renew travel insurance with the ILTC app?

Renewing your two-wheeler insurance with the ILTC App takes just a few minutes. Go to ILTakeCare login, go to the dashboard, select bike insurance and enter your registration number. Choose the renewal option, pick your preferred plan (own damage, comprehensive or third-party), review the premium and make payment through UPI, card or net banking. Once done, download your renewed policy instantly.

Conclusion

The IL Take Care bike insurance app is a great tool for two-wheeler owners in India. It brings ease, speed and comfort to the process of buying, renewing and managing your bike insurance. With its user-friendly design and useful features, you can now handle your policy anytime and from anywhere.

FAQs

Is the ILTC app free to use?

Yes, the ILTC app is completely free to download and use.

Can I renew insurance for any bike on the app?

You can renew insurance for any two-wheeler, even if your earlier policy was with another company.

What if I forget my login details?

You can very easily reset the password by using your registered mobile number or email ID.

Can I file a bike insurance claim through the ILTC app?

Yes, you can easily register and track claims through the app.

What payment options are available?

You can pay using UPI, net banking, debit/credit cards and other secure methods.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Two names pop up while looking for a scooter in India. They are the Suzuki Access 125 and TVS Jupiter. Both of these scooters are solid choices. They are fuel-efficient, comfortable, easy to ride and reliable in the long run.

Read on to check out what makes each scooter click and explore why two wheeler insurance should be part of your purchase plan.

Feature comparison

First of all, let us take a quick look at how these two scooters stack up side by side:

Suzuki Access 125 - Pros and cons

The Suzuki Access 125 has built a strong reputation for being reliable, efficient and easy to handle. Here is a concise look at its key advantages and drawbacks based on real-world performance and equipment

• Pros:

The Suzuki Access 125 features a refined 124cc engine that delivers around 8.4 PS and 10 Nm of torque, offering smooth and responsive performance ideal for daily commutes. It delivers a practical fuel economy of around 48 km/l, making it economical for frequent riders.

Weighing about 106 kg, the scooter is light and easy to manoeuvre in traffic, making it suitable for beginners and shorter riders. Its suspension system handles most urban roads comfortably, ensuring a stable and fatigue-free ride. Higher variants come equipped with practical features like Bluetooth, Eco Assist and a USB charger, enhancing functionality without being overly flashy.

• Cons:

The Access 125 lacks an external fuel filler, which makes refuelling less convenient, especially when carrying luggage or riding with a pillion. Its analogue-digital instrument console feels outdated and doesn’t offer modern features like real-time mileage or ride stats.

Underseat storage is limited, struggling to fit full-face helmets or larger bags, unlike rivals with 30-litre capacities. While the suspension performs well on typical city roads, it tends to feel stiff over potholes or uneven surfaces.

TVS Jupiter - Pros and cons

The TVS Jupiter is designed with everyday practicality in mind, especially for riders who prioritise comfort, convenience and utility. Let us understand its advantages and limitations:

• Pros:

The TVS Jupiter’s underfloor fuel tank improves weight distribution, resulting in better stability and handling, especially with a pillion. It offers a generous 32-litre underseat storage area that can comfortably hold daily items or a half-face helmet.

The seat is wide and well-padded, ensuring comfort for both rider and passenger on longer urban trips. The external fuel filler at the rear enhances convenience, allowing for quick refuelling without opening the seat. The suspension system delivers a composed and smooth ride even on rough city patches, making it ideal for everyday use.

• Cons:

Despite its practicality, the Jupiter lacks smart connectivity features like Bluetooth or smartphone integration, which are now common in this segment. Riders may notice vibrations on the floorboard and handlebars at mid to high speeds, affecting overall ride smoothness.

Its semi-digital console, though functional, feels dated and omits useful data like fuel efficiency or detailed trip metrics, which can be found in competing models.

Why should you buy two wheeler insurance for your scooter?

Getting insurance for your scooter is essential to protect against unexpected financial losses. It is legally mandatory under the Motor Vehicles Act, 1988 and riding without it can lead to a ₹2000 fine or even jail for repeat offences.

A third-party policy covers liabilities if you injure someone or damage their property in an accident. Comprehensive bike insurance goes further; it helps cover repair costs from accidents, protects you against theft by reimbursing the scooter’s current market value (IDV) and offers coverage for damage caused by natural disasters like floods or earthquakes, as well as man-made events like riots.

Conclusion

If you have made it this far, you probably already know there is no clear winner. The Suzuki Access 125 offers a more refined ride with better mileage, while the TVS Jupiter 125 focuses on comfort, space and convenience. It comes down to what you need from your scooter daily. Just make sure that your scooter is insured, whichever one you end up riding home with.

FAQs

• Is the Suzuki Access 125 good for daily use?

Yes, the Suzuki Access 125 offers great mileage and smooth performance.

• Why is the TVS Jupiter considered a family scooter?

The TVS Jupiter is known for its spacious seat, large underseat storage and easy ride.

• Which is better in 2025: Suzuki Access 125 vs TVS Jupiter?

The choice between Suzuki Access 125 vs TVS Jupiter depends on your priority. Access is better for mileage, whereas Jupiter offers more comfort.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.