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  • Best Bikes Under 1.5 Lakh 2024

    by Almog Ramrajkar | May 02, 2025

    Motorcycles are becoming increasingly popular, but finding the right bike that checks all your boxes can be quite a task. With more options available in the Indian market than ever before, purchasing a bike that meets your requirements and budget has never been easier.

    We’ve compiled a list of the best bikes under 1.5 lakh for 2024. Whether you’re an enthusiast, adventurer, or daily commuter, there’s a perfect bike out there for you! Read on to discover the best two-wheelers that deliver unbeatable performance and quality on a budget.


    Top Bikes Under 1.5 Lakh in India

    India is home to many of the best bikes under 1.5 lakh that can meet your specific needs. This section outlines the features of some top options:

    1.     Bajaj Pulsar NS200

    A street bike, the Bajaj Pulsar NS200, has remained a favourite for young riders seeking a blend of power and style. It’s available in three variants and four colour options, with the Pulsar NS200 Single Channel ABS variant starting at Rs. 1,42,060. This bike is a beast on the road with a 199.5cc, liquid-cooled engine producing 24.5 PS of power.

    Pros:

    • Powerful engine
    • Excellent handling
    • Sporty design

    2.     Hero Xpulse 200

    This dual-sport adventure touring model is a head-turner. Riders couldn't buy a dual-sport bike under 1.5 lakh rupees in India until the launch of the Hero Xpulse 200, which changed the game completely. The bike is India’s most affordable dual-sport motorcycle.

    With its 199cc single-cylinder engine, the motorcycle can reach a maximum power of 17.8 BHP at 8,500 RPM. Available in five different colours, the Hero Xpulse 200 stands tall and has great clearance.

    Pros:

    • FI engine
    • Solid build quality
    • Long suspension travel

    3.     TVS Apache RTR 200 4V

    The list of top bikes for 1.5 lakh or less in India can’t be complete without the TVS Apache RTR 200 4V. It’s recognised as one of the best-selling naked street motorcycles with a 200cc engine.

    Moreover, the bike’s features, like ride modes (Urban, Sport, Rain), a slipper clutch for smoother downshifts, and SmartXonnect Bluetooth connectivity for real-time vehicle data, make it the best deal you can have in this price range. Both racing gloss black and white are available for the TVS Apache RTR 200 4V.

    Pros:

    • Looks great
    • Ride modes for varied conditions
    • Advanced Bluetooth connectivity

    4.     Royal Enfield Hunter 350

    One of the oldest motorcycles in the Indian market, Royal Enfield’s Hunter 350, is the most affordable Enfield you can buy. With a 349cc engine producing 20.4 PS, it’s perfect for riders who love a relaxed yet engaging ride.

    Moreover, the motorcycle’s retro styling and contemporary features, like a semi-digital console and LED lighting, make it a standout option. You can purchase this extraordinary bike for approximately Rs. 1.49 lakh.

    Pros:

    • Classic design with modern touches
    • High torque output
    • Comfortable ride quality

    5.     Hero Xtreme 125R

    For those who value comfort and style in a sporty package, the Hero Xtreme 125R is a great option. With an impressive 66 kmpl mileage and a fuel-injected engine, this bike is ideal for navigating the city’s traffic. The motorcycle comes in two variants and three attractive colours, with a starting price of Rs. 95,000.

    Featuring a sporty design, LED lighting, a fully digital instrument cluster, and comfortable ergonomics, the Hero Xtreme 125R is the perfect bike for long rides.

    Pros:

    • Stylish and sporty design
    • Feature-rich for its segment
    • Excellent fuel efficiency

    6.     Suzuki Gixxer SF

    The Suzuki Gixxer SF is another fully-faired motorcycle available for under 1.5 lakh, offering a thrilling combination of style and performance. With two variants and six striking colour options, it exudes a sporty character that stands out on the road. Powered by a 155cc, fuel-injected engine, it delivers a smooth and responsive ride, producing 13.6 PS of power for an exhilarating performance.

    The bike's aerodynamic design, complemented by clip-on handlebars and sleek LED lighting, adds to its aggressive and modern appeal, making it a top contender in the sports motorcycle segment.

    Pros:

    • Stylish faired design
    • Smooth engine performance
    • Comfortable seating


    Conclusion

    Whether you're in the market for a sporty performer, a stylish commuter, or a dependable cruiser, there's a bike to suit your needs within your budget. Each of these bikes offers great value, delivering the performance and features you're looking for at an affordable price. No matter your type of bike, it is important to invest in the right two wheeler insurance policy upon purchase. With the right coverage, you'll be protected financially in case of theft, accidents, or repair needs, ensuring peace of mind on the road. This way, you can enjoy riding your vehicle without worrying about unforeseen expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 400cc Bikes in India 2025

    by Almog Ramrajkar | May 02, 2025

    For those looking for a performance-oriented bike, 400cc motorcycles are a good choice. These motorcycles strike a very good balance between fuel efficiency and power outputs and perform well within and outside urban settings.

    With a range of diverse options available, now is the perfect time to either purchase your first bike or upgrade your current one. Read on to explore some of the best 400cc bikes in India in 2025.


    List of 400cc Bikes in India

    The 400cc motorcycle segment has a strong presence in India, offering a perfect balance of power, performance, and affordability. Here are some of the best 400cc bikes in India:

    1.     Bajaj Pulsar NS400Z

    Inspired by Bajaj’s Pulsar NS DNA, this bike is built for adventure, combining solid performance with striking aesthetics. Its aerodynamic design and lightning bolt DRLs make it a head-turner.

    Powered by a liquid-cooled, four-stroke engine, the NS400Z delivers a strong 40 PS of power and 35 Nm of torque. Its projector headlamps ensure excellent visibility in dimly lit conditions. Whether you're tackling high-speed highways or navigating urban jungles, the NS400Z offers sharp handling and dependable safety features, including dual-channel ABS, upside-down forks, and Nitrox rear mono shocks.

    • Mileage: 34 kmpl (approx.)
    • Top Speed: 154 kmph
    • Kerb Weight: 174 kg

    2.     KTM RC 390

    The KTM RC 390 is among the best 400cc bikes in India for both the daily rider and the bike enthusiast. The RC 390 delivers a powerful 43.5 PS and 37 Nm of torque. Equipped with WP Apex suspension, disc brakes with dual-channel ABS, quick MTC intervention, and a quickshifter, this bike excels in handling tight corners and tackling the track, making it a good choice for those seeking dynamic riding experiences.

    • Mileage: 26 kmpl (approx.)
    • Top Speed: 170 kmph
    • Kerb Weight: 172 kg

    3.     Bajaj Dominar 400

    For riders who enjoy long-distance excursions, the Bajaj Dominar 400 is a formidable option. This bike provides the ideal mix of power and comfort for cruising thanks to its powerful 373.3cc engine, which produces 40 PS and 35 Nm of torque.

    The dual-channel ABS, overhead camshaft, upside-down forks, 10-step adjustable suspension, and clear white LED headlamp cluster make every ride smooth and secure. Whether you’re hitting the highways and their risky turns or taking detours from city traffic, the Dominar 400 is built to deliver.

    • Mileage: 28 kmpl (approx.)
    • Top Speed: 155 kmph
    • Kerb Weight: 193 kg

    4.     Triumph Speed 400

    Like other bikes in the Triumph family, the Speed 400 stands out with its elegant design, rooted in British motorcycling heritage. This bike blends retro charm, a lightweight frame, modern performance, ergonomic seating, and an accessible price point.

    Among the top 400cc bikes in India, the Triumph Speed 400 is powered by a 398.15cc engine delivering 40 PS and 37.5 Nm of torque, ensuring a smooth and enjoyable ride. Its 43mm USD forks and gas mono-shock enhance rider comfort, making it perfect for both daily city commutes and leisurely weekend interstate journeys.

    • Mileage: 30 kmpl (approx.)
    • Top Speed: 145 kmph
    • Kerb Weight: 176 kg

    5.     KTM 390 Adventure

    The KTM 390 Adventure takes you through rugged terrains and off-road thrills like a pro. Its single-cylinder engine produces a solid 43.5 PS and 37 Nm of torque. From tough trails to the open road, the 390 Adventure delivers excellent handling.

    With its lightweight frame, adjustable WP Apex suspension, superior ground clearance, and advanced traction control, this bike is your ticket to venturing into new terrain.

    • Mileage: 28 kmpl (approx.)
    • Top Speed: 155 kmph
    • Kerb Weight: 177 kg

    6.     Kawasaki Ninja ZX-4R

    The Kawasaki Ninja ZX-4R is designed for riders who demand high performance. Its 399cc inline-four engine generates 75 PS of power, producing an impressive high-rpm sound and delivering thrilling acceleration.

    Built for precision and razor-sharp responsiveness, the ZX-4R features a lightweight, compact chassis. Easily adjust the riding modes and let the bike handle the rest with its Showa suspension and a suite of rider aids, including traction control.

    The Kawasaki Ninja ZX-4R offers a riding experience like no other, whether on wide city roads or straightaways.

    • Mileage: 24.18 kmpl (approx.)
    • Top Speed: 200 kmph
    • Kerb Weight: 189 kg

    7.     Triumph Scrambler 400X

    The Triumph Scrambler 400X is not only stylish but also stands out in the 400cc segment for its ability to tackle a diverse range of terrains. Its 398.15cc liquid-cooled engine delivers a lively 40 PS and 37.5 Nm, offering a thrilling yet refined ride with a top speed of 160 km/h.

    Equipped with purpose-built off-road suspension, increased ground clearance, and dual-channel ABS, the Triumph Scrambler 400X combines ruggedness with agility. With its versatile design, this bike is the perfect companion for everything from off-road trails to city roads.

     

    • Mileage: 30 kmpl (approx.)
    • Top Speed: 160 kmph
    • Kerb Weight: 185 kg

     

    Conclusion

    400cc bikes offer an ideal balance of speed and power. Some are versatile, while others are built for electrifying adventures. Some feature ergonomic designs, while others boast a powerful, masculine look and feel. Some carry a sleek, futuristic design, while others charm with their retro build.

    Choosing the best 400cc bike in India depends on individual riding styles and preferences. However, owning a powerful bike comes with its risks. A two wheeler insurance policy provides financial protection for the rider or bike owner in the event of any unfortunate incident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 125cc Bike Models in India 2024

    by Almog Ramrajkar | May 02, 2025

    If you're in the market for a new motorcycle that’s powerful, stylish, and budget-friendly, the latest range of 125cc motorcycles in India is worth exploring. These bikes are ideal for regular commutes to work and leisurely rides alike.

    They are fuel-efficient, offer great performance, and are easy to operate. With so many options available in the market, it is sometimes hard to decide which model is most suitable. Read on to explore the best 125cc bikes in India from 2024.


    List of 125cc Bike Models in India

    In India, the 125cc segment is best known for its versatility. Whether your priority is mileage or aesthetics, there’s a perfect bike for you.

      1.      TVS Raider 125

    TVS has shaken up the commuter bike segment with its Raider 125, offering a blend of functionality and sporty appeal. The sharp design and vibrant colour options make it a standout choice, whether navigating weekday traffic or heading out for a weekend adventure. Its sporty nature, combined with a commendable fuel economy, ensures it remains a top contender. Its features make it one of the best 125cc bikes in India.

    • 8cc, air and oil-cooled engine
    • Reaches a top speed of 99 kmph
    • Drum brake with synchronised braking technology
    • Mileage: 56 kmpl

     

    2.      Bajaj Pulsar NS125

    If you are a fan of Bajaj Pulsar’s iconic design but prefer a lighter and more affordable version, the NS125 might be worth looking into. Available in four classic colours in metallic shades, it is aimed at young riders looking for good performance without spending too much. Its aggressive yet nimble design and punchy engine make it popular among city users.

    • Advanced instrument console with Bluetooth and infinity twin-strip LED tail lamp
    • Has a 124.45cc, air-cooled, DTS-i engine, nitrox suspension, and anti-skid braking system
    • Reaches top speeds of 103 kmph and maximum power of 8.82 kW @8500 rpm
    • Mileage: 46.9 kmpl

     

      3.      Bajaj Pulsar 125

    The Pulsar 125 continues the legacy of Bajaj’s popular series with its practicality and attractive design. True to its lineage, the Pulsar 125 combines functionality, dependability, and a stylish appearance, making it a fantastic choice for daily use.

    • While the 124.4cc, air-cooled engine gives a power-packed performance, the quick anti-skid braking offers superior control
    • Features convenient split-grab rails and contoured, split-seats that keep you steady as the bike picks up top speeds of 99 kmph
    • Neon headlights for a better riding experience at night
    • Mileage: 50 kmpl

     

    4.      Honda SP 125

    The Honda SP 125 is a fusion of efficiency, practicality, and style. Renowned for its reliable engine and advanced features, this bike is ideal for modern riders seeking comfort, durability, and aesthetics – all in equal measure.

    • Features an ACG starter motor and 123.94cc, air-cooled engine; reaches top speed 100 kmph
    • Its 11.2L fuel tank features a bold and distinctive design
    • Features a digital display, LED lights, and uniquely positioned tail lamps
    • Mileage: 64 kmpl

     

    5.     Hero Glamour XTEC

    Hero has elevated the game with the Glamour XTEC, offering a blend of style, safety, and advanced features. With its superior riding experience, this bike is the complete package, earning its place among the best 125cc bikes in India.

    • Top-of-the-line features like Bluetooth navigation and a mileage indicator with an eco-mode
    • Focus on style and practicality with its 124.7cc, air-cooled engine and stylish fuel tank design.
    • Has a 5-speed gearbox and goes up to a top speed of 95 kmph
    • Mileage: 54 kmpl

     

    6.      Hero Xtreme 125R

    The Xtreme 125R is another standout addition to the Hero lineup. It blends sporty aesthetics with a powerful engine, making it a perfect choice for those who enjoy both city commuting and weekend-long rides.

    • A fuel-efficient 124.7cc, air-cooled engine that promises superior fuel economy.
    • Striking appearance featuring a sporty muffler cover and three classic colour tones to choose from
    • Spirited performance with a top speed of 95 kmph
    • Mileage: 66 kmpl

     

    7.      Keeway SR125

    Looking for something fresh? The Keeway SR125 might be the perfect match. Combining top-notch engineering with vintage charm, this robust yet simple Keeway bike is a hidden gem in the 125cc segment.

    • The unique retro theme makes for an appealing design that garners attention everywhere you go
    • Telescopic fork suspension at the front and preload-adjustable dual shock suspension at the rear
    • The 125cc, air-cooled engine offers robust power of approx 9.7 HP @9000 rpm and a top speed of 100 kmph
    • Mileage: 48 kmpl

     

    8.      Suzuki Burgman Street 125

    The Suzuki Burgman Street 125 stands out as one of the best 125cc bikes in India for both comfort and style. Designed as a maxi scooter, it offers a relaxed foot-forward riding position and a spacious footboard for added convenience. Featuring a stepped, dual-tone seat and a fully digital display, this sleek yet practical scooter is perfect for riders who appreciate both utility and flair.

    • The 124cc, air-cooled, BS6 engine is part of an “easy smart system” with start and stop switch
    • A Bluetooth-enabled digital console guides you as you pick up a top speed of 95 kmph
    • The display even informs you about your phone battery levels as you travel
    • Mileage: 58.5 kmpl

     

    9.      Hero Passion Xtec

    The Hero Passion Xtec is available in two variants, both equipped with low-fuel consumption technology for greater efficiency. Its standout features include Bluetooth connectivity, a digital meter console, LED headlamps, and service reminders, adding both convenience and style. Choose from two matte colour options paired with grey accents for a modern, sleek look.

    • This 117 kg bike contains a 113.2cc, BS6 engine
    • Equipped with Hero’s innovative i3S technology
    • The Hero Passion Xtec comes with a 10L fuel tank optimised to enhance fuel consumption and deliver impressive mileage, making it an optimal choice for both daily commutes and longer rides.
    • Mileage: 60 kmpl

     

    10.  TVS Ntorq 125

    Featuring a sporty look and delivering high performance, the TVS Ntorq 125 set new benchmarks in the 125cc segment. Tailored for young riders who value style and individuality, this scooter features a sleek design.

    • The aerodynamic design of the bike is inspired by stealth aircraft, allowing it to reach top speeds of 95 kmph
    • Features an air-cooled 3-valve 125 CVTi-Revv
    • The bike’s digital instrument cluster enhances the appeal of its smart, modern look
    • Mileage: 48.5 kmpl

     

    Conclusion

    The 125cc segment offers something for every rider. When choosing the best 125cc bike in India, it’s easy to get caught up in the details, but it’s important to focus on what matters most to you—mileage, design, performance, and other key features. And, of course, always remember to protect yourself with comprehensive two wheeler insurance for a safe and worry-free ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes in India 2024

    by Almog Ramrajkar | May 02, 2025

    If you are the kind of person who likes the thrill of open roads, rough trails, and scenic horizons, adventure biking is the perfect sport for you. Whether it's a Leh-Ladakh adventure, a cross-country road trip, tranquil beaches, or challenging mountain passes, India offers experiences that will leave you awestruck. One of the best ways to experience the diverse beauty of India's geography is by riding the perfect adventure bike.

    Here’s our take on seven of the best bikes for touring in India from 2024.

     

    List Of Best Adventure Bikes in India

    The right bike makes or breaks a journey. Here are some great options to consider:

    1.      Ducati Multistrada V4 RS

    Starting Price: ₹38.40 Lakhs (Subject to change)

    At the forefront is the Ducati Multistrada V4 RS, a motorcycle that blends the heart of a superbike with unparalleled comfort and adaptability. As Ducati’s fastest and most powerful Multistrada, this premium machine is crafted for thrill-seekers who demand high performance without sacrificing refinement. Equipped with an advanced electronic suite, it offers four customisable ride modes—Race, Sport, Touring, and Urban—making it perfect for any adventure.

    Key Features:

    • Features a 1103cc V4 engine churning out 182.4 ps of power; equipped with Öhlins Smart EC 2.0 suspension
    • Dual-channel ABS and traction control, a desmodromic engine, and a dry clutch (with its sonics) add to the bike’s exclusivity.
    • Sporty yet versatile, the bike goes up to a top speed of 180 kmph
    • Its fuel capacity of 22 litres makes it ideal for long-distance drives

    From smooth highways to rugged trails, whether you're embarking on a cross-country expedition or cruising through the city, every journey on this bike promises to be truly unforgettable.

    2.     BMW R 1250 GS

    Starting Price: ₹20.55 Lakhs (Subject to change)

    The BMW R 1250 GS has long been the gold standard in adventure motorcycles. Known for its reliability and top-notch engineering, this bike offers unparalleled versatility on all terrains. Its robust four-stroke flat-twin engine and premium-grade components ensure an unrivalled riding experience, whether you’re cruising on highways or tackling challenging mountain trails.

    Key Features:

    • 20-litre fuel tank and BMW’s signature shift cam
    • 1254cc boxer engine that delivers 134 bhp of power; the bike can reach speeds of over 200 kmph
    • Advanced suspension system for added stability, which includes travel-dependent damping and rear rebound adjustable
    • Keyless riding, dual-channel ABS, hill start control

    Regarded as one of the best bikes for touring in India, the BMW R 1250 GS guarantees a seamless riding experience.

     

    3.      Harley-Davidson Pan America 1250

    Starting Price: ₹27.64 Lakhs (Subject to change)

    Breaking new ground, the Pan America 1250 marks Harley-Davidson’s stylish entry into the adventure motorcycle segment. With five ride modes, its rugged aesthetics and state-of-the-art technology make it a great choice for adventurers who demand the best of both luxury and performance.

    Key Features:

    • Adaptive ride height and suspension, along with lean-sensitive traction control and cornering ABS
    • 1252cc revolution max engine with a max power of 150 bhp; engine torque of 128 Nm
    • Can achieve speeds over 200 km/h and specially selected Michelin™ tyres
    • Top-tier safety features like vehicle hold control, electronically linked braking, and more

    Pan America is your perfect partner across a variety of Indian terrain, including smooth highways and rough off-road trails.

    4.      Triumph Tiger 900 Rally Pro

    Price: ₹15.95 Lakhs (Subject to change)

    The Triumph Tiger 900 Rally Pro is a great motorcycle designed for both off-roading and long-distance touring. The bike’s powerful construction, along with state-of-the-art riding aids and enhanced safety features, ensure that you are always in control of your bike, irrespective of the ground beneath.

    Key Features

    • Light yet strong construction, fitted with an 888cc inline-three engine putting out 106.5 bhp power
    • Semi-active suspension at the front and rear, and Triumph’s well-known quickshifter
    • Multiple riding modes, including Off-Road Pro, Rider Configurable and Sport
    • Full-colour 7” TFT for brilliant display under various lighting conditions

    The Tiger 900 Rally Pro promises a thrilling experience for adventure seekers, be it riding in the mountains or on highways.

    5.      Aprilia Tuareg 660

    Starting Price: ₹18.85 Lakhs (Subject to change)

    Inspired by rally racing, the Italian wonder, Aprilia Tuareg 660, is a lightweight yet powerful middleweight adventure bike that’s perfect for different Indian terrains. Its superior control features enable easy handling on different kinds of surfaces. This sports bike has two variants, and its performance makes it a favourite choice among those looking for the best adventure bikes in India to fulfil their off-roading dreams.

    Key Features:

    • 659cc parallel twin engine with 79.12 bhp of power and 6-speed manual transmission
    • Fully adjustable Kayaba suspension
    • 18-litre fuel tank and spoke-rimmed wheels
    • An impressive top speed of 198 kmph and kerb weight of 204 kg

    This bike is ideal for beginners of adventure biking and those looking to take on varied riding experiences.

     

    6.      Honda CRF1100L Africa Twin

    Starting Price: ₹15.97 Lakhs (Subject to change)

    The Honda CRF1100L Africa Twin combines head-turning style with unmatched performance. Its 1100cc liquid-cooled 4-stroke SI engine offers immense power, making it the perfect companion for adventurous journeys. This bike’s premium features and bold design place it among the best bikes for touring in India.

    Key Features:

    • Powerful engine that delivers 73.0 kW at 7500 rpm and 103 Nm torque at 6000 rpm
    • Dual-channel ABS for on-road and off-road; the front and rear have inverted Showa suspensions
    • Massive 24.5-litre fuel tank to tackle long trips easily
    • Easy to navigate and manoeuvre with its steering lock going 43 degrees on either side

    This comfortable and capable bike is a popular option in adventure biking for its convenience of use and well thought-out safety features.

    7.      KTM 390 Adventure

    Price: ₹3.38 Lakhs (Subject to change)

    With its Dakar Rally-inspired design, the KTM 390 Adventure is a capable and budget-friendly option in the world of adventure biking. With its lightweight make and innovative features, this bike is perfect for riders stepping into the adventure segment for the first time.

    Key Features:

    • The 373cc single-cylinder engine is compact and produces 43.5 ps of power
    • Long travel suspension for off-road capability and dual-channel ABS
    • Lightweight design for better handling; a detachable steel trellis subframe for handling luggage
    • The precise design and placement of the exhaust ensures the rider does not lose balance easily

    The KTM 390 Adventure is arguably among the best adventure bikes in India within a convenient price range.


    Conclusion

    Adventure biking in India is more than just a journey; it’s about the stories you create, the landscapes you conquer, and the memories you cherish. The curated list above highlights exceptional options from the market, each designed to deliver an unforgettable travel experience.

    While investing in the best adventure bike in India, ensure it is protected with comprehensive bike insurance. It’s not just about covering damages—it’s about guaranteeing peace of mind on every ride. The most exciting adventures are just around the corner!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How To Transport Bike Using Trains?

    by Almog Ramrajkar | May 02, 2025

    Wondering how to take your bike along on your next cross-state adventure without the hassle of driving it? Transporting your bike by train across India is a smart and economical choice to ensure your bike gets where it needs to go safely, sprig you the fatigue of long rides and lets you and your bike arrive fresh and ready to explore. Much like understanding the specifications of a bike before you make a purchase, knowing the ins and outs of transporting your bike by train is necessary for a smooth experience.

    So, let us get into the details of how to transport a bike from one state to another in train.


    Different Ways of Bike Transportation in India

    Indian Railways offer two ways to transport your bike – as a parcel or luggage. Each method suits different travel needs and follows a specific set of procedures. 

    • Parcel Transport

    A cost-effective solution if you’re not travelling with your bike but need to send it to a specific destination. It involves:

    • Visiting the parcel office in advance to complete the booking.
    • Provide your ID and bike's registration for documentation.
    •   Packing the bike to prevent damage, which might include professional services at some stations.
    • Paying a fee based on the bike's weight and travel distance, then receiving a receipt to track the shipment.
    • Luggage Transport

    It is a preferable method for those travelling by train and wish to take their bike along. Though slightly expensive, this method ensures your bike travels on the same train as you.

    The steps include:

    •     Booking at the luggage office when purchasing your train ticket or at least 24 hours before departure.
    •     Showing necessary documents like your travel ticket and bike’s registration.
    •     Preparing and securely packing your bike, with potential inspections for compliance.
    •     Paying the transport fees and receiving a luggage receipt needed for bike collection at your destination.


    How to Book a Bike Parcel in the Train?

    •   Visit the Parcel Office: Go to the parcel office one or two days in advance as this helps to begin the booking process and handle any unexpected delays.
    •     Carry the Necessary Documents:

    ➢      A valid government-issued ID.

    ➢      The bike's registration certificate and a photocopy.

    ➢      Proof of insurance.

    ➢     Pollution Under Control (PUC) certificate.

    •     Payment of Fees: Fill out a form with details about your bike and its transportation requirements. Fees depend on the bike’s weight and distance. Inquire about any extra charges for oversized or overweight bikes.
    • Ensure Proper Packing: Drain the fuel tank, disconnect your bike’s battery, secure all movable parts and pad sharp edges. Packing services may be available at some parcel offices.
    •   Tracking and Collection: Use the tracking number to monitor your bike’s status and collect it at the destination station. Upon pickup, check your bike’s condition and report any issues immediately.

     

    Booking Your Bike as Luggage

    1. Advance Booking: It's important to book your bike as luggage concurrently with your train ticket or at least 24 hours before your departure. But make sure to check if your chosen train offers this service before booking.
    2. Arrive Early: Arrive at the station at least 30 minutes before the train's scheduled departure to avoid any last-minute complications.
    3. Check-in at the Luggage Office:
    •     Locate the luggage office and submit the journey ticket along with your bike’s documents.
    •     Pay the required luggage fee based on the bike’s weight and distance.
    1. Follow Packing and Labelling Procedures:
    •     Packing: The fuel tank must be emptied, and movable parts like the chain or pedals should be secured.
    •     Labelling: Attach a durable and clear label to your bike with your name, contact information, and destination details to avoid any mix-ups.
    1. Present Your Journey Ticket: Present your journey ticket during the booking process at the luggage office. An endorsement will be made on your ticket—it links your bike with your travel itinerary.
    2. Collect the Luggage Ticket: You will receive a luggage ticket for your bike after confirming the booking. This ticket is needed to track your bike and collect it upon arrival at your destination.


    What are the Documents Required For Bike Transport By Train?

    •     Valid Government-Issued ID Proof: ID proof like an Aadhaar, driving licence, or passport to verify your identity.
    •     Bike Registration Certificate: Carry the original and a photocopy to prove ownership.
    • Insurance Details: Have a copy of your bike's insurance policy to cover potential damages during transport.
    • PUC Certificate: Needed to show your bike meets environmental standards. 
    • Detailed Transport Form: Fill out at the booking counter to provide specifics like your name, address, and destination.
    •     Reservation Ticket: You must have a reservation ticket to link it with your travel itinerary if you book your bike as luggage.



    What are the Bike Parcel Transport Rules Issued by Indian Rail?

    •     Advance Booking: Book your bike as a parcel at least 24 hours before train departure to manage logistics and paperwork.
    •     Fuel and Battery Regulations: Empty the fuel tank and disconnect the battery to prevent fires and electrical issues.
    •     Packing Requirements: Pack the bike securely using bubble wrap and foam. Some stations provide professional packing services.
    •     Documentation and Proof of Ownership: Present a valid government-issued ID, the bike’s registration certificate, and the transport receipt when collecting the bike.
    •     Collection and Time Frame: Collect the bike within the specified timeframe to avoid extra charges.

     

    What is the Cost of Transporting a Bike by Train and How is it Calculated?

    Transporting a bike by train in India involves specific costs based on a few factors. These are:

    •   Packing Cost: Ranges between INR 300 and INR 500. It covers the expenses of materials and labour needed to securely pack the bike.
    •   Insurance Charges: Insurance is generally included in the parcel cost. However, an additional charge of 1% of the excess value is applied if the bike’s declared value exceeds INR 10,000.
    • Delivery Cost: You need to consider the weight of the bike and the distance it will travel to calculate the cost of transporting it accurately. Indian Railways categorises bikes based on their weight for parcel charges:
    •   Adult Bicycle: Up to 40kg
    •   Adult Tricycle: Up to 100kg
    •   Motorcycle (Up to 60 CC): Up to 100kg
    •   Motorcycle (61 to 349 CC): Up to 200kg
    •   Motorcycle (350 CC or more): Up to 250kg

    Here is how the delivery cost is determined for different services based on a given distance and weight category:

    1.      Choose the appropriate category based on the bike’s CC or type.
    2.     Determine the scale rate applicable to your train type. For example:
    •   Rajdhani: ₹32.426 per 10 kg
    •       Premier: ₹21.617 per 10 kg
    •       Standard: ₹10.809 per 10 kg
    •       Luggage: ₹38.91 per 10 kg
    1.      Calculate the freight for the entire weight over the specified distance. Multiply the rate per 10 kg by the total weight of the bike divided by 10, then by the number of kilometres.
    2.      Add GST: Typically 5% of the calculated freight.

    Here is an example of transporting a 100 kg bike over 749 km in a luggage compartment:

    •   Base rate (per 10 kg for luggage): ₹38.91
    •       Total cost: (₹38.91 x 10) x 749/10 = ₹2914.299
    •   Add GST (5%): ₹2914.299 x 0.05 = ₹145.715
    •   Total estimated cost: ₹2914.299 + ₹145.715 = ₹3060.014 (rounded)


    Conclusion

    Transporting your bike by train is an affordable and convenient choice. Understanding the process and having the right documents will help ensure a smooth transport. You should also not overlook securing comprehensive two wheeler insurance for financial protection during transit. It can help cover theft and other damages.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Motor Bike Accidents: Quick Recovery Tips

    by Almog Ramrajkar | May 02, 2025

    Are you a bike enthusiast who loves going on long rides? As a motorbike rider, you also have certain responsibilities to ensure safety for yourself and others.  Every year, thousands of people suffer injuries from bike accidents, which can be reduced or avoided with proper knowledge and precautions. Understanding the common injuries, first aid response, and safety measures can drastically improve outcomes for everyone. It is crucial not only for riders but also for passersby who witness accidents on the roads. Let us explore ways of addressing the situation in case of any mishap:

    What to Do After a Bike Fall?

    When you accidentally fall from your bike or witness a bike fall, there are a few crucial steps you can take to prevent further damage and minimise the impact of injuries. Here is a step-by-step guide to follow in case of a mishap:

    Guide For Victims

    Do the following if you are not seriously injured in the accident and can manage things yourself.

    • Assess Injuries: Immediately check yourself for any signs of injury. Serious injuries, such as bleeding or fractures, require urgent medical attention. Avoid moving if you suspect spinal injuries to prevent further harm, and wait for medical help.
    • Secure the Area: Move to a safe location away from traffic. Use your bike or any other means to signal other travellers about the road condition, warning them to reduce speed to reduce the risk of further accidents.
    • Document the Scene: Take photographs of the accident scene and the damages. Note details of how the accident occurred and collect contact information from witnesses. This information will be essential for insurance claims and legal matters.

     

    • Report the Incident: Notify the local police and file an accident report, which will be required for insurance and legal purposes.
    • Inspect Your Bike: Check your bike for damage before riding again. Look for issues with the brakes, tires, and handlebars. If the bike is unsafe to ride, arrange for transportation to a repair shop or home.

     

    What Witnesses Can Do?

    • Prevent Shock: Keep the injured person warm and calm. Shock can occur even from seemingly minor injuries and can be life-threatening.
    • First Aid Actions:
    • Stop Bleeding: If there are any bleeding wounds, apply firm pressure to the spot with a clean cloth or bandage. Wear gloves if available to reduce the risk of infection.
    • Clear Airway Obstructions: If the person struggles to breathe due to an obstruction, attempt to clear their airway carefully. Do this only if you are confident in your ability to help without causing further harm.
    • Check for Consciousness and Breathing: If someone is unconscious, check for breathing and a pulse. Begin CPR only if you are trained, but after calling for emergency help.
    • Handle With Care: Move an injured person only in cases of immediate danger like fire, and stabilise the neck and back while moving.
    • Seek Help: Call for emergency services without delay. Be clear and precise about the location and the nature of the victim's injuries.
    • Provide Witness Information: Offer your contact details to the victims and the authorities for future reference in legal or insurance matters.

     

    Possible Injuries in Bike Accidents

     

    Bike accidents can result in a diverse range of injuries, and they vary greatly in severity and long-term impact. Let us take a closer look —

    • Head Injuries

    (i) Concussions and Traumatic Brain Injuries (TBI): Riders may suffer head injuries ranging from mild concussions to severe brain damage even with a helmet. Symptoms include confusion, vomiting, headaches, and temporary loss of consciousness.

    (ii) Intracranial Hematomas: Severe impacts can cause blood clots inside the skull, which are life-threatening and require immediate medical attention.

    • Spinal Cord Injuries

    Fractures and Dislocations: The spine can suffer from fractures or dislocations after a high-impact crash. It can potentially lead to permanent paralysis or other neurological impairments.

    • Facial Injuries

    (i) Fractures: Impacts can lead to broken noses, jawbones, or cheekbones, sometimes resulting in disfigurement.

    (ii) Dental Injuries: Lost or broken teeth may require surgical intervention or long-term dental repair.

     

    • Limb Injuries

    (i) Fractures: Arms, legs, wrists, and collarbones are particularly vulnerable. Simple fractures that need casting, while complex ones often need surgery.

    (ii) Road Rash: Skin abrasions caused by sliding on the pavement range from superficial to severe, requiring medical care.

    • Additional Injury Insights

    (i) Broken Bones: Bones like the pelvis, femur, and ribs are prone to breaking, often leading to internal injuries.

    (ii) Compartment Syndrome: Pressure build-up in muscle compartments can decrease blood flow and may require surgical intervention.

     

    First Aid Tips After a Bike Accident

     

    Providing first aid to the victim following a motorbike accident is critical. Here is how to do it properly —

    • Control Bleeding:

    (i) Apply firm pressure using a clean cloth or bandage.

    (ii) Elevate the injured body part above heart level if possible to reduce blood flow to the area.

    • Prevent Shock:

    Keep the injured person warm with blankets and reassure them to minimise trauma-induced shock.

    • Handle Fractures and Dislocations:

    Use splints or slings to immobilise the area. Avoid attempting to realign dislocated joints or compound fractures.

    • Manage Cuts and Grazes:

    (i) Rinse wounds with clean water or cover them with a sterile dressing to prevent infection.

    (ii) Cover the cleaned wound with a sterile, non-adherent dressing to protect it from infection.

    • Manage Head Injuries:

    (i) Keep the injured person still and quiet. Call emergency services if symptoms like confusion or vomiting appear.

    (ii) CPR: Perform CPR only if you are trained, and it is necessary—when the injured person is not breathing or their heart has stopped.

     

    Motor Bike Safety Tips

     

    Safety should be your top priority when riding. Here are some practical tips to ensure your rides are enjoyable and safe:

    • Maintain safe distances from other vehicles to allow reaction time.
    • Wear proper gear, including helmets and reflective clothing, for visibility and protection.
    • Adhere to traffic rules, avoiding sudden stops and over-speeding.
    • Regularly maintain your bike, checking brakes, tyres, and lights.
    • Avoid distractions like mobile phones while riding.
    • Be mindful of road conditions such as potholes and wet surfaces.
    • Respect pedestrians and give way at crossings.

     

    Conclusion

     

    Riding a motorbike involves certain risks, but being well-prepared and informed can help minimise their likelihood and impact. While equipping yourself with the right gear and knowledge is essential to prevent or protect yourself against accidents, two wheeler insurance is also equally important to have a cushion of safety. It covers repair costs, theft, and other losses, offering you peace of mind. Two-wheeler insurance also provides liability protection, covering expenses related to damages or injuries caused to others in an accident. Remember, true safety means not only preventing accidents but also being prepared for unexpected situations.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Engine Oil for Bikes: Which One is Best?

    by Almog Ramrajkar | Apr 30, 2025

    Choosing the right engine oil not only impacts the efficiency of your bike but also ensures its longevity. Just as the right suspension system ensures a motorcycle handles well on tight turns and rough surfaces, the right engine oil ensures optimal operation under various riding conditions. It also reduces wear, helps manage engine temperature and keeps your engine clean.

    Let us understand the different types of engine oil for a bike.


    Different Types of Engine Oil For Bike

    Engine oils are vital for maintaining the health and performance of motorcycle engines. There are three main types of engine oil for a bike, and each offers unique properties and advantages.

    Let us take a look at them:

    1. Mineral Oil

    Mineral oil is the most basic form of engine oil, derived directly from refined crude oil. It is suitable for low-performance engines or motorcycles that operate under normal conditions. While it’s cheaper due to its less complex refining process, it needs to be changed more frequently. Mineral oil offers reliable performance in mild weather conditions but may not ensure complete protection in more demanding environments.

    Pros:

    • Cost-effective: Cheaper than synthetic blends or fully synthetic oils.
    • Sufficient Protection: Provides adequate lubrication for less demanding conditions.

    Cons:

    • Frequent Changes Needed: It degrades faster than synthetic oils and requires more regular replacements.
    • Limited Protection in Extreme Conditions: Not ideal for high temperatures or severe riding conditions.

    Ideal for:

    • It is good to use on new motorcycles during their initial break-in period.
    • It also suits older or classic bikes that do not require complex formulations.
    • It can be used on bikes for light commuting in mild weather conditions. 

    2. Semi-Synthetic Oil

    Semi-synthetic oil is a blend that combines the better aspects of mineral and synthetic oils. It is designed to provide improved protection and efficiency than mineral oil, especially in varying temperatures and more demanding riding conditions. This type of oil is suitable for moderate-performance bikes and offers a good balance of protection and affordability.

    Pros:

    • Better Protection: Semi-synthetic oil offers better lubrication and thermal stability than mineral oil.
    • Cost-Effective: It is less expensive than fully synthetic oil while also providing improved protection and longevity.

    Cons:

    • Price: This type of oil is slightly more costly than mineral oil.
    • Overqualified for Minimal Use: It may not be cost-effective for occasional riders. 

    Ideal for:

    • Semi-synthetic oil is a good choice for regular riders who experience both urban commuting and occasional long-distance tours.
    • It is suitable for mid-range motorcycles and those operating in a variety of environmental conditions.

    3. Fully Synthetic Oil

    Fully synthetic oil is engineered for high-performance and heavy-duty use. It provides the best level of protection against heat, wear, and deposits, ensuring the engine runs smoothly, even in tough conditions. Synthetic oil has a higher viscosity index and better chemical stability, and it is designed to perform in extreme temperatures.

    Pros:

    • Superior Performance: Fully synthetic oil maintains performance and protection at both high and low temperatures.
    • Extended Drain Intervals: Longer intervals between oil changes due to improved degradation resistance.
    • Optimal Engine Cleanliness: It reduces the build-up of sludge and other deposits. 

    Cons: 

    • Cost: Fully synthetic oil is significantly more expensive than mineral or semi-synthetic oils.
    • Underutilised in Low-Performance Bikes: It is not necessary for engines that do not endure harsh conditions. 

    Ideal for:

    • Fully synthetic oil is ideal for high-performance sports bikes and racing motorcycles.
    • Suitable for motorcycles used for aggressive, long-distance riding in extreme weather conditions.

    4. Specialised Oils

    These specialised formulations cater to unique engine requirements and help address specific operational challenges. They include two-stroke and four-stroke engine oils. Two-stroke engine oils are designed to be mixed with fuel and burned in the combustion process. They provide the necessary lubrication for two-stroke engines. This is a critical distinction from four-stroke oils, which circulate within the engine but are not designed to burn. Additionally, some oils come with additives designed to prevent sludge and protect older engines.

    Pros:

    • Targeted Solutions: Specialised oils are formulated to address specific engine problems like corrosion, oxidation, and wear.
    • Enhanced Performance: Enhances engine performance such as increased horsepower or improved fuel efficiency.

    Cons: 

    • Limited use: Specialised oils are not suitable for all types of bikes.
    • Cost Variability: They can also be more expensive due to specialised additives.

     

    Conclusion

    Selecting the ideal engine oil for your motorcycle is more than just keeping the engine running. It is also about improving the bike’s performance and extending its lifespan. Regular oil changes and adhering to the right oil specifications are necessary to maintain efficiency and prolong engine life.

    Similarly, comprehensive 2-wheeler insurance and add-ons like engine cover ensure maximum coverage in the event of damages, accidents, or theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • GPS trackers: Best Anti-Theft Devices For Bikes

    by mohit bohra | Apr 29, 2025

    According to reports, bike theft is on the rise in India. Therefore, motorcycle owners should take measures to protect their vehicles from being stolen. A reliable solution called anti-theft devices, which include alarms, immobilisers and GPS trackers, can help safeguard bikes. 

     

    Out of these, many consider a GPS tracker as the best anti-theft device for a bike. That is because these trackers inform you of your bike’s real-time location. This is not only a big deterrent for thieves but also comes in handy during tracing and recovering a stolen motorcycle.

    Common types of GPS trackers for bikes

    Dependable and effective GPS trackers for motorcycles are massively popular in India. Apart from location tracking, they also feature geofencing, theft alarms, travel route history, speed alerts, voice monitoring, and more. The most common and the best anti-theft GPS trackers for a motorcycle are:

     

    1. Compact, hidden GPS trackers

     

    They are tiny in size, lightweight, wireless, and simple to install. Compact GPS trackers often come with a battery source. This makes it easy to conceal them in a bike without connecting them to the wiring, making it difficult for miscreants to find the anti-theft device. Compact, battery-operated GPS trackers generally have a SIM card for real-time connectivity. If you are looking for the best wireless GPS tracker for a bike in India, then you can consider options like Ajjas GO, Onelap GO, and Qubo Wireless. Ajjas GO even comes with a built-in microphone to listen to your bike’s surroundings when tracking.

     

    1. Hardwired GPS trackers

    Hardwired trackers connect directly to the bike's electrical system, which provides them with a constant power supply. While they can be seamlessly integrated into your bike, thieves can find and disable them simply by tracing the wires from your bike’s battery.

     

    1. Multi-function GPS trackers

    These are more advanced GPS trackers that also offer fuel level monitoring, speed monitoring, and ride analytics. They are a great choice for individuals who want to remotely track their bike’s data with ease.

    GPS trackers for scooters

    In India, scooters are also vulnerable to theft. Most modern scooter users in India nowadays do opt for GPS trackers. However, are the GPS trackers for scooters different from those used in motorcycles? Well, even though they function exactly like bike GPS trackers, one should opt for wireless and small trackers for scooters. This is because it would be very easy to discover and disable any hardwired GPS tracker in a scooter. You can sneakily place a small wireless GPS tracker in a scooter anywhere.

     

    When picking a scooter GPS tracker, do consider the following:

     

    • Compatibility: Be sure that the tracker matches your scooter's model and make.
    • Battery life: Search for trackers with extended battery life to stay away from the hassle of regular recharges.
    • Integration with apps: Nearly all GPS trackers have mobile applications that give live updates and command of the unit.

    Choose the best option for your needs

    The key to selecting the best anti-theft device for your motorcycle lies in understanding your specific requirements:

     

    • Budget: Physical locks and basic GPS trackers are affordable, while advanced GPS systems may be pricier. In India, you can easily purchase a reliable wireless GPS tracker for between INR 2,500 to INR 5,000.
    • Bike type: Scooters or high-end bikes may require specific types of anti-theft devices. For example, in touring motorcycles, a wireless GPS tracker may not have enough battery for a long trip. In that case, a wired GPS tracker will work best. Similarly, high-end motorcycles will require a combination of anti-theft devices to safeguard them effectively. An immobiliser is a must, as it prevents the bike’s engine from starting without authorisation or its key.
    • Location: If you live in a high-theft area, consider combining a wireless GPS tracker, which is easy to conceal, with a physical lock for maximum security.
    • Features: Decide whether you need real-time tracking, geofencing, or additional features like alarm systems.

    Conclusion

    A GPS tracker can be considered the best anti-theft device for a motorcycle, thanks to its array of features that enable you to be digitally connected to your vehicle at all times. For the best protection, combining them with immobilisers and alarms is highly recommended. Ultimately, anti-theft devices for your bike or scooter aren’t the only things you need for guaranteed peace of mind. Another critical component of safeguarding your two-wheeler is comprehensive bike insurance coverage that protects you financially in the event of bike theft and other unforeseen incidents. Anti-theft devices and bike insurance ensure you’re fully covered for a worry-free biking experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Upcoming Bikes Under 1.2 Lakh in 2025

    by Almog Ramrajkar | Apr 25, 2025

    The motorbike industry in India is evolving at a rapid pace, and 2025 is shaping up to be an exciting year for riders and enthusiasts alike. With top brands gearing up to launch affordable bikes packed with advanced features, there's plenty to look forward to.

    In this article, we’ll take a closer look at some of the most reliable and feature-rich bikes under 1.2 lakh, including their expected prices, launch dates, specifications, and key features.

    Keep reading to discover the best bikes under 1.2 lakh for 2025.


    List of Upcoming Bikes Under ₹ 1.2 Lakh

    The following are some bike models that potential owners can look forward to in 2025:

    1.     Honda QC1

    The Honda QC1 is a versatile scooter offering two riding modes: Econ and Standard, allowing riders to choose the best setting for their needs. It comes fitted with modern features such as LED lighting for enhanced visibility, a 5-inch LCD instrument console for clear and easy-to-read information, and a USB-C charging socket for convenient charging of devices on the go.

     

    Key features and specifications:

     

    • Kerb weight: 89.5 kg
    • Range: Up to 80 kilometres on a full charge
    • Charging: Approximately 6.5 hours for a full charge
    • Battery Type: 1.5 kWh non-removable lithium-ion battery

     

    2.     Honda PCX 160

    The PCX 160 has been a popular choice in Asian markets for over a decade and is now making its way to the Indian market. It falls under Honda's maxi-scooter category.

    Globally, the Honda PCX 160 is available in five distinct colours:

    • Poseidon Black Metallic
    • Candy Raster Red
    • Pearl Jasmine Silver
    • Matt Dim Gray Metallic
    • Matte Cosmo Silver Metallic

    Once launched, the PCX 160 will compete with other brands in the maxi-scooter category, including the Yamaha Aerox 155 and the Aprilia SR 160.

     

    Key features and specifications:

     

    • Engine Displacement: 156 cc engine single-cylinder
    • Fuel tank capacity: 8.1 litres
    • Max Power: 15.6 bhp at 8,500 rpm
    • Weight: 132 kg
    • Length: 1,935 mm
    • Storage: 30-litre under-seat storage compartment.
    • Disc brakes: Present on both wheels
    • Instrument Console: Fully digital
    • Range: 350 km on a full tank.

     

    3.     Suzuki e-Burgman

    Suzuki plans to launch its first electric scooter, the e-Burgman, marking its entry into India's electric two-wheeler market. The e-Burgman shares its design with the Burgman Street 125, a petrol-powered maxi-style scooter.

    Although the technical specifications for the e-Burgman have not yet been disclosed, it is expected to share similarities with its internal combustion counterpart. Once launched, it will be a strong competitor to other EV models in the Indian market, such as the Bajaj Chetak, TVS iQube, Ola S1, BGauss D15, Simple Energy One, and Okaya Faast F3.

     

    Expected key features include:

     

    • Bluetooth connectivity to help pair with smartphones and turn-by-turn navigation updates.
    • Fast charging or battery-swapping functionality.

     

    4.     Hero New Destini 125

    The Hero Destini 125 is an existing model that will soon be launched in a newly revamped version, replacing its conventional scooter design. Recently, a clear image of the updated scooter was revealed online, offering a glimpse of its new features.

    The Destini 125 has been Hero's flagship scooter for around six years. However, during this period, it did not undergo any significant changes, which led to reduced interest from potential buyers in this segment.

    Now, Hero has confirmed the launch of the thoroughly updated Destini 125. The brand will introduce modifications such as a new design and an updated engine map to improve the motor's efficiency.

    With the fresh design, customers can expect a new range of colours and sharp contours, along with LED lighting. The Hero New Destini 125 will be available in 7 colours:

     

    • Matte Ray Silver
    • Matte Black
    • Nexus Blue
    • Panther Black
    • Pearl Silver White
    • Chestnut Bronze
    • Nobel Red.

     

    Key features and specifications include:

     

    • Engine Displacement: 125 cc, single-cylinder
    • Motor Power: Produces 9 bhp and 10.4 Nm, mated to a CVT
    • Frontal Suspension: Telescopic fork
    • Rear Suspension: Preload-adjustable monoshock
    • Frontal Brake: Disc-drum setup
    • Rear Brake: Drum setup

     

    5.     Honda Activa 7G

    The Honda Activa 7G is set to succeed the current Activa 6G. While details are scarce, the upcoming model is expected to offer several upgrades over its predecessor, including features like Bluetooth connectivity, a fully digital display, and an optional front disc brake. The next-generation Activa will also feature more colour options.

    Expected key features include:

    • Engine Displacement: 109 cc, single cylinder
    • Mileage: 45 to 50 kmpl

     

    Conclusion

    The year 2025 promises to be an exciting time for India’s motorcycle sector, with new bike brands offering enhanced features and improved performance for riders across various categories. Whether you are a commuter, cruiser, tourist, or sports enthusiast, there is something for everyone.

    Before finalising your choice, review the features, highlights, and specifications to find what best suits your preference. It is also essential to explore and select reliable, comprehensive bike insurance online. In the event of unexpected incidents like road accidents, insurance will provide full financial protection and allow you to repair or replace parts smoothly.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Bikes Under 1.8 Lakh in India 2025

    by Almog Ramrajkar | Apr 25, 2025

    India’s two-wheeler market is one of the most vibrant and competitive in the world, offering a wide range of bikes that match every budget and preference. For enthusiasts looking for affordable yet powerful motorcycles, the upcoming bikes under ₹ 1.8 lakh in 2024 promise excellent value for money. Whether you are a commuter or a performance-driven rider, the market is packed with exciting new releases catering to various needs, from stylish commuters to sportier, performance-oriented models. This price range offers a perfect blend of performance, fuel efficiency, and style, making it ideal for those looking for both functionality and fun.

    Let’s dive into the list of the most awaited bikes under ₹ 1.8 lakh that you should look out for in 2024.


    List Of Upcoming Bikes Under ₹ 1.8 Lakh

    Here are some exciting bikes that are priced under ₹ 1.8 Lakh:

    1. Bajaj Pulsar N160

    • Expected Price: ₹ 1.34 - 1.40 Lakh
    • Overview: The Pulsar N160 is set to redefine the mid-range motorcycle segment with its bold design and updated features. Powered by a 160cc engine, it promises excellent performance for city riding, enhanced with features like LED lighting and a fully digital console.
    • Key Features: Digital console, LED lighting, refined engine performance, advanced suspension setup.
    1. Yamaha FZ-X 150

    • Expected Price: ₹ 1.36 lakh (approx.)
    • Overview: The Yamaha FZ-X 150 is expected to be one of the most stylish offerings in the 150cc category, blending retro and modern elements. Its 149cc engine provides good power and fuel efficiency, making it the best option for both daily trips and weekend excursions.
    • Key Features: Bluetooth connectivity, retro design, robust build quality, and long-distance comfort.
    1. TVS Raider 125

    • Expected Price: ₹.99,904 - 1.22 Lakh
    • Overview: The TVS Raider 125 is a versatile motorcycle designed for young riders who are looking for performance and style. With a sharp, aggressive design and a 124.8cc engine, the Raider promises a peppy ride, ideal for both city commuting and weekend rides.
    • Key Features: Modern design, powerful 125cc engine, comfortable seat, excellent handling.
    1. Honda Hornet 2.0

    • Expected Price: ₹ 1.40 lakh (approx.)
    • Overview: The Honda Hornet 2.0, a 184cc streetfighter, offers an aggressive stance and is equipped with advanced features like a digital instrument console, LED headlights, and a smooth-performing engine. It’s expected to provide a thrilling riding experience at an affordable price.
    • Key Features: LED lights, sharp styling, refined engine, smooth performance.
    1. KTM 125 Duke

    • Expected Price: ₹ 1.8 lakh (approx.)
    • Overview: KTM continues to dominate the performance segment with the 125 Duke, a highly anticipated bike under ₹ 1.8 lakh. With its 124.7cc engine and KTM's signature aggressive styling, the 125 Duke will offer a premium riding experience at a reasonable price.
    • Key Features: Sporty design, lightweight, excellent performance, advanced features like ABS.
    1. Royal Enfield Hunter 350

    • Expected Price: ₹ 50 - 1.75 lakh (approx.)
    • Overview: Royal Enfield’s new entry-level motorcycle, the Hunter 350, is set to be a game-changer in the classic motorcycle market. With a 349cc engine and the retro styling Royal Enfield is known for, this bike will offer a comfortable yet powerful ride, making it perfect for long trips and daily commuting.
    • Key Features: Classic design, robust 350cc engine, comfortable ride, modern features.
    1. Hero Xtreme 160R 4V

    • Expected Price: ₹ 1.39 lakh (approx.)
    • Overview: Hero MotoCorp will expand its Xtreme 160R lineup with a new 4V version. This updated version will be more refined and powerful, featuring a four-valve system for improved performance. The Xtreme 160R 4V is expected to compete strongly in the 160cc segment with its enhanced engine and upgraded features.
    • Key Features: Four-valve engine, LED lighting, attractive design, smooth performance.
    1. Mahindra Mojo 300

    • Expected Price: ₹ 1.65 lakh (approx.)
    • Overview: Mahindra Mojo 300, revamped for 2024, will offer a sporty yet comfortable ride for city commuters and touring enthusiasts. Its 295cc engine and refreshed styling promise to deliver a smooth, comfortable ride on various road conditions.
    • Key Features: Dual-tone design, refined engine, comfortable touring position.
    1. Suzuki Gixxer SF 250

    • Expected price: ₹ 1.75 lakh (approx.)
    • Overview: The Suzuki Gixxer SF 250 is one of the best bikes under 1.8 lakh that offers a mix of sporty aesthetics and everyday practicality. With a 249cc engine, it is expected to be a capable performer for city rides and highway cruising, offering an ideal balance of power, comfort, and fuel efficiency.
    • Key Features: Full-faired design, powerful engine, comfortable ergonomics, excellent suspension.
    1. TVS Ronin

    • Expected Price: ₹ 1.57-2 lakh
    • Overview: The TVS Ronin is a unique motorcycle from TVS, designed to cater to riders seeking a blend of retro and modern styling. With a powerful 225cc engine, the Ronin promises a thrilling experience, making it an ideal choice for those who want both performance and aesthetics. Its advanced design and features make it suitable for both city commuting and longer rides on highways.
    • Key features: Retro-Modern design, versatile Performance, LED lighting, digital instrument cluster, ergonomic positioning


    Conclusion

    As 2024 unfolds, bike enthusiasts in India have much to look forward to, with a wide range of exciting motorcycles under ₹ 1.8 lakh hitting the market. Whether you are looking for something stylish, sporty, or comfortable for daily commuting, there is no shortage of options. The best bikes under 1.8 lakh offer value for money and advanced features that enhance safety, performance, and comfort.

    Before finalising your bike purchase, it is important to invest in two wheeler insurance, which will safeguard you against unexpected damages, theft, or accidents. Compare online policies to get the best coverage for your new bike and ride confidently.

    With the array of upcoming bikes in 2024, there's never been a better time to explore the market for a new ride that suits your style and budget.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Upcoming Bikes Under 3 Lakh in India in 2025

    by Almog Ramrajkar | Apr 25, 2025

    2025 promises to be another exciting year for motorcycling enthusiasts in India as new, thrilling bikes enter the fray. With the rapid development of road infrastructure in the country, bikers have gained the confidence to upgrade to premium models that promise efficient performance and outstanding features. Globally acclaimed brands like Aprilia, Husqvarna, Benelli, and even Harley Davidson are set to come up with their latest bikes that will further expand the options for Indian riders.

    So, if you plan to get your hands on a premium and latest model, our list of upcoming bikes under 3 lakh will surely interest you.


    List of Upcoming Bikes Under ₹ 3 Lakh

    Many of the latest bikes offer an unprecedented balance of performance, features, and build quality, catering to a wide range of riders, from beginners to professional enthusiasts. Whether you want something for the daily commute, highway cruising, or even light touring, the list of upcoming bikes under 3 lakh below has excellent options.

    1. Aprilia RS 440

    Expected Price Range: INR 3 - 3.6 Lakh

    Engine: 440 cc

    Mileage: 30 kmpl

    Aprilia is known for its innovative and new-age bike designs tailored to attract a new generation of bikers with its sleek design that borrows heavily from the RS 660. In terms of performance, the bike will come with a 440cc, parallel-twin, liquid-cooled motor that could push the top speed of the sports bike to around 180 kmph! Expected to launch towards the end of 2025, THE RS 440 combines cutting-edge aesthetics with high-performance engineering, making it the ultimate choice for adrenaline seekers.

    1. Husqvarna Vitpilen 401

    Expected Price Range: INR 2.80 Lakh

    Engine: 373 cc

    Mileage: 25 kmpl

    Top Speed: 167 kmph

    Fuel Capacity: 9 L

    With Vitpilen 401, the Swedish motorcycling legend Husqvarna continues its steady entry into India. Expected to launch in June 2025, the Husqvarna Vitpilen 401 provides a heightened level of rider feedback, enhanced agility, and a noticeably lighter engine that makes it ideal for the city streets. The bike’s minimalistic design and lightweight construction improve manoeuvrability, making it a popular choice for navigating crowded areas or even enjoying a smooth commute.

    1. Benelli 402S

    Expected Price Range: INR 2.50 - 2.70 Lakh

    Engine: 399 cc

    Mileage: 23.81 kmpl

    Top Speed: 155 kmph

    Fuel Capacity: 16 L

    Benelli 402S, a sports cruiser that takes inspiration from the Ducati Diavel, is a dream come true for bike enthusiasts. It comes with a twin-cylinder, four-stroke, liquid-cooled engine that will generate quite a high torque – 35 Nm at 7000 rpm. A large fuel tank and a naked body complete the iconic look for the bike that will launch around June 2025.

    1. Harley Davidson X350

    Expected Price Range: INR 2.50 Lakh onwards

    Engine: 335 cc

    Mileage: 20.2 kmpl

    Top Speed: 150 kmph

    Fuel Capacity: 13 L

    Expected to launch in the second half of 2025, the Harley Davidson X350 is another of the most highly anticipated upcoming bikes under INR 3 lakh. It comes with a retro-inspired design and a sleek look that will directly compete in the segment dominated by the likes of the Triumph Speed 400. If you are looking for a Harley Davidson that is not bulky and lets you zip around on urban roads, then this is the one!

    1. Honda CBR300R

    Expected Price Range: INR 2.77 Lakh

    Engine: 286 cc

    Mileage: 30.2 kmpl

    Honda CBR300R, set for a mid-2025 launch, is geared to carry forward Honda’s legacy of reliability and performance in India. Offering a lightweight frame, easy handling, and trademark Supersport styling, the Honda CBR00R generates a wide range of power and low-end torque on a single-cylinder engine, making it perfect for first-time riders.

    1. Hero Karizma 400

    Expected Price Range: INR 2-2.1 Lakh

    Engine: 400 cc

    Hero is ready to reveal the sports bike in its latest avatar – the Hero Karizma 400, expected to launch in February 2025. This bike is set to deliver a perfect blend of heritage and modernity. While most details about the bike are under wraps, the Karizma 400 is anticipated to feature a new 400cc liquid-cooled engine that will make it the most powerful Karizma to date. The revamped design is expected to retain the signature Karizma style while integrating high-end technology and improved performance.

     

    Conclusion

    There is no denying that upcoming bikes under INR 3 lakh in India offer excellent value for money, combining performance, style, and practicality. One thing they do well is cater to the growing number of aspirational bike riders in the country.

    After all, what could be better than scaling the length and breadth of India’s natural beauty and geography on your ultimate two-wheel companion?

    To ensure a seamless riding experience, complement your dream bike with the right insurance policy. Purchasing bike insurance online provides convenience and peace of mind, protecting your investment and ensuring worry-free journeys. Start exploring the various options today and make your 2025 riding experience unforgettable.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Upcoming Bikes Under 2.5 Lakh in 2025

    by Almog Ramrajkar | Apr 25, 2025

    India's motorcycle market is set to welcome a diverse and exciting range of bikes priced under Rs. 2.5 lakh in 2025. Whether you’re looking for versatile cruisers or dynamic sports bikes, each model brings superior performance and advanced features suitable for various riders. 

    Let us take a detailed look at upcoming bikes under 2.5 lakhs and help you plan your next purchase.


    List of Upcoming Bikes Under ₹2.5 Lakh

    Some of the most anticipated bikes of 2025 are:

    1. Hero Xtreme 250R

    Designed for daily commutes and long trips, it comes with a fuel-efficient engine and a sleek, modern design. 

    • Price: Rs. 2-Rs. 2.20 lakh
    • Mileage: 50 kmpl
    • Engine: 250cc
    • Key Features: 
      • 30 bhp and 25 Nm
      • USD front fork and monoshock absorber suspension system
      • Large fuel tank
    1. Honda CRF 190L

    Its rugged exterior and suspension system make it an excellent option for people who love adventure and off-road trails. 

    • Price: Rs. 1.98 lakh (approximately)
    • Mileage: 30 kmpl
    • Engine: 184cc
    • Key Features:
      • 17.03 bhp and 15.7 Nm
      • 12L fuel tank capacity
      • Single disc brakes 
      • Telescopic fork with 241 mm travel 
      • Single monoshock spring suspension system 
    1. KTM 125 Duke

    Offering both style and performance, this bike provides exceptional stability and control making it ideal for cities as well as off-roading. 

    • Price: Rs 1.75-1.80 lakh
    • Mileage: 46.52 kmpl
    • Engine: 124.9cc
    • Key Features: 
      • WP APEX 43 and WP APEX 
      • Monoshock suspension system
    1. Hero Karizma 400

    This all-rounder bike is known for its comfort, reliability and smooth performance. 

    • Price: Rs. 2-2.10 lakh
    • Mileage: 30 kmpl
    • Engine: 223cc
    • Key Features:
      • 223cc engine providing 20.25 PS and 19.7 Nm 
      • Large fuel tank and single-petal rotor-up brakes
    1. CFMoto 300SR

    Comes with a powerful engine and modern suspension system that delivers a top-notch performance even on rough trails.

    • Price: Rs. 2.40 lakh (approximately)
    • Mileage: 30 kmpl
    • Engine: 292cc
    • Key Features: 
      • Sporty design for performance enthusiasts
      • Advanced brakes and a modern suspension system
    1. Benelli 402S

    A fully featured bike with stunning looks and impressive performance designed for riders looking for power and comfort during longer journeys.

    • Price: Rs. 2.50-2.70 lakh
    • Mileage: 23.81 kmpl
    • Engine: 399cc
    • Key Features: 
      • Power: 38.88 bhp at 9000 rpm 
      • Torque: 35 Nm at 7000 rpm
      • 16L fuel tank
      • 41mm USD forks and a rear shock absorber with spring preload adjustment
    1. CFMoto 250SR

    Comes with a powerful engine for a thrilling ride while maintaining fuel efficiency.

    • Price: Rs. 2 lakh (approximately)
    • Mileage: 35 kmpl
    • Engine: 249.2cc
    • Key Features: 
      • Power: 27.5 Bhp at 9750 rpm 
      • Torque: 22 Nm at 7500 rpm
      • 12L fuel tank 
      • q37 telescopic upside-down, hydraulic damping type front and a monoshock suspension rear 
      • Four-piston calliper brakes
    1. CFMoto 450SR 

    An aggressive bike capable of taking on challenging roads. 

    • Price: Rs. 2-2.49 lakh
    • Mileage: 25 kmpl
    • Engine: 450cc
    • Key Features: 
      • Power: 46.26 bhp at 9500 rpm
      • Torque: 39.3 Nm at 7750 rpm
      • 14L fuel tank
      • Brembo calliper brakes 
      • 37 upside-down telescopic fork
      • Central shock suspension system 
    1. Honda XRE 300 

    An adventure bike that is ideal for both on-road and off-road journeys. Its durable suspension system makes it capable of handling tough terrains.

    • Price: Rs. 2-3.47 lakh
    • Mileage: 30 kmpl
    • Engine: 291.6cc
    • Key Features: 
      • Power: 25.4hp at 7500 rpm
      • Torque: 27.6Nm at 6000 rpm
      • 13L fuel tank
      • Disc brakes with a telescopic fork and monoshock suspension
    1. Honda CBR 150R

    A bike that does not compromise on performance. Comes with a rugged design and impressive fuel efficiency.

    • Price: Rs. 1.70 lakh
    • Mileage: 37 kmpl
    • Engine: 149.16cc
    • Key Features:
      • Advanced engine setup
      • Disc brakes with inverted telescopic front suspension
      • Swing arm with monoshock for a stable ride
    1. Hero XF3R

    Ideal for those looking to experience high-speed riding with modern features and design.

    • Price: Rs. 1.60 lakh (approximately)
    • Mileage: 35 kmpl
    • Engine: 300cc
    • Key Features: 
      • Sporty look with a powerful engine
      • Advanced brakes and a modern suspension system
      • Dynamic riding experience
    1. TVS Zeppelin

    A modern cruiser that is ideal for long-distance travelling with its advanced suspension system and efficient engine. 

    • Price: Rs. 1.50 lakh (approximately)
    • Mileage: 44 kmpl
    • Engine: 220cc
    • Key Features: 
      • Modern features for long-distance comfort and style
      • Petal disc brakes and 41 mm USD forks
      • Monoshock suspension system to improve cruising capabilities
    1. Bajaj Avenger 400

    Ideal for long-distance touring and a comfortable ride because of its monoshock suspension system.

    • Price: Rs. 1.50 lakh (approximately)
    • Mileage: 41.55 kmpl
    • Engine: 373cc
    • Key Features: 
      • Large fuel tank  
      • Telescopic with MonoShock suspension
      • Ideal choice for long-distance cruising
    1. CFMoto 400NK

    For those seeking good performance on a budget, this powerful bike ensures a comfortable ride on longer journeys. 

    • Price: Rs. 2.40 lakh (approximately)
    • Mileage: 27 kmpl
    • Engine: 400cc
    • Key Features: 
      • 17L fuel tank
      • Telescopic fork and monoshock suspension.

    Conclusion

    The 2025 motorbike lineup under ₹2.5 lakh promises an exciting and diverse blend of performance, style, and budget-friendly options to cater to a wide range of riders. Whether you’re a beginner looking for a reliable and fuel-efficient option or an experienced rider seeking advanced features, this list has something for everyone.

    As you decide on your next two-wheeler investment, remember that a good bike insurance plan is essential for any accidental damage to save yourself from paying for high-cost repairs or replacement. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • 10 Upcoming Bikes Under 1.5 Lakh in 2025

    by Almog Ramrajkar | Apr 25, 2025

    The Indian motorcycle market has seen a surge in demand for bikes that offer a perfect balance of performance, fuel efficiency, and affordability. As 2025 approaches, several brands are gearing up to launch bikes that cater to this demand, offering a wide range of options under Rs. 1.5 lakh. These bikes provide great value for money while ensuring a smooth and comfortable ride for urban commuting and occasional long-distance travel. 

    This blog explores 10 upcoming bikes under 1.5 lakh.

    List of Upcoming Bikes Under ₹1.5 Lakh

    In 2025, several new upcoming bikes under 1.5 lakh are set to hit the Indian market:

    1. Hero XPulse 210

    • Expected Price: Rs. 1.50-Rs. 1.70 lakh
    • Engine Capacity: 210cc
    • Expected Mileage: 40 kmpl

    The Hero XPulse 210 offers an affordable yet capable adventure bike with its 210cc engine and is equipped with long-travel suspension and knobby tyres. With a mileage of around 40 kmpl, it’s quite efficient for long rides.

    1. TVS Ronin

    • Expected Price: Rs. 1.35 lakh
    • Engine Capacity: 225.9cc
    • Expected Mileage: 42kmpl

    A versatile bike that combines the features of a cruiser and a sports bike. It is powered by a 225.9cc engine and delivers 20.1 bhp, which makes it powerful enough for both city and highway riding.

    1. Hero Hunk 160R

    • Expected Price: Rs. 1.17-Rs. 1.30 lakh
    • Engine Capacity: 149.2cc
    • Expected Mileage: 55 kmpl

    A sporty, stylish motorcycle that comes with a 149.2cc engine, offering a perfect balance between performance, fuel efficiency and affordability. The Hunk 160R is expected to offer a mileage of around 55 kmpl, making it a great option for daily use and weekend getaways.  

    1. Yamaha XSR 155

    • Expected Price: Rs. 1.36 Lakh
    • Engine Capacity: 155cc
    • Expected Mileage: 48.58 kmpl

    For those looking for a retro-inspired bike with modern features, the Yamaha XSR 155 might be the one for you. This 155cc bike is ideal for those who want excellent performance and efficiency. With an expected mileage of 48.58 kmpl, the XSR 155 will be a great option for daily commuting and longer weekend rides. 

    1. Husqvarna Svartpilen 125

    • Expected Price: Rs. 1.35 Lakh
    • Engine Capacity: 124.7cc
    • Expected Mileage: 45 kmpl

    For off-road adventurers, the Husqvarna Svartpilen 125 comes with rugged looks and a 125cc that is designed for both urban streets and off-road riding. With a mileage of around 45 kmpl, it is an excellent choice for riders looking for a bike with solid performance and fuel efficiency.

    1. TVS Zeppelin

    • Expected Price: Rs. 1.50 Lakh
    • Engine Capacity: 220cc
    • Expected Mileage: 44 kmpl

    This 220cc cruiser-style bike promises a smooth and comfortable ride with its relaxed riding position and modern design. The Zeppelin will appeal to riders who enjoy leisurely rides on highways and city streets. Expect a mileage of around 44 kmpl, making it reasonably efficient for a cruiser.

    1. Bajaj Avenger 400

    • Expected Price: Rs. 1.50 lakh
    • Engine Capacity: 373cc
    • Expected Mileage: 41.55 kmpl

    With a larger 373cc engine and an expected mileage of 41.55 kmpl, the Avenger 400 will provide strong performance without troubling your budget. It offers a great balance of power and fuel efficiency.

    1. TVS Fiero 125

    • Expected Price: Rs. 75,000
    • Engine Capacity: 124.8cc
    • Expected Mileage: 67 kmpl

    Expected to launch in December 2025, the Fiero 125 will feature a 124.8cc engine designed primarily for urban commuting. With a mileage of 67 kmpl, it promises to be an excellent choice for a fuel-efficient daily ride. 

    1. Yamaha RX 100

    • Expected Price: Rs. 1 lakh
    • Engine Capacity: 98cc
    • Expected Mileage: 40 kmpl

    With a new look and modern features, the Yamaha RX 100 comes with a 98cc engine and mileage of around 40 kmpl. It is a bike where nostalgia meets performance, making it perfect for those who love retro aesthetics paired with urban practicality. 

    1. Kawasaki Z125

    • Expected Price: Rs. 1.40 Lakh
    • Engine Capacity: 125cc
    • Expected Mileage: 40 kmpl

    This 125cc motorcycle is aimed at riders who want a small, agile bike that can handle both city traffic and twisty roads. With its aggressive styling and powerful performance, the Z125 will be perfect for those who want a performance-oriented motorcycle without breaking the bank. The expected mileage of around 40 kmpl makes it quite practical for everyday use.

     

    Conclusion

    The Indian motorcycle market continues to offer an array of options under ₹1.5 lakh. From fuel-efficient bikes to enthusiasts seeking performance and style, these 10 bikes are perfect choices for anyone on a budget. However, buying a motorcycle is a long-term investment, so it’s important to consider adequate insurance to protect it against potential risks.

    When purchasing any of these bikes, it is a good idea to opt for comprehensive bike insurance to ensure your two-wheeler is covered for damages, theft and other unexpected events. Compare insurance plans to choose one that fits your needs and budget.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Bikes Under 1.7 Lakh in India in 2025

    by Almog Ramrajkar | Apr 25, 2025

    India's two-wheeler market continues to evolve, introducing innovative models across various price segments. The year 2025 is poised to showcase an exciting array of motorcycles priced under ₹1.7 lakh, catering to budget-conscious buyers who value high performance and standout style.

    From reliable daily commuters to versatile touring bikes and sporty machines, this price bracket offers diverse options to suit every rider's needs. Here’s a closer look at the most anticipated models set to make waves in 2025.

    List Of Upcoming Bikes Under ₹ 1.7 Lakh

    The following are some of the best bikes under 1.7 lakhs set to be released in the near future:

     

    1. TVS Ronin (2025)

     

    • Price: ₹1.35 to 1.73 Lakhs (approx., STC)
    • Mileage: 95 kmpl
    • Engine: 9 cc
    • Power: 4 PS
    • Fuel Type: Petrol
    • Drive Type: Chain drive
    • Tyre Type: Tubeless
    • Body Type: Cruiser Bikes, Roadster Bikes
    • Kerb weight: 159 kg
    • Cooling System: Oil cooled

    The TVS Ronin is a stunning modern commuter bike, ideal for those seeking a perfect balance between a scrambler and a comfortable cruiser. Packed with features, it offers excellent ergonomics that provide comfort and ease while riding. It's an overall fun bike to ride, with Bluetooth mobile connectivity that allows you to easily pick up calls and send messages. The bike's height is also suitable for riders in the 6-foot category.

    The TVS Ronin is available in four variants: TVS Ronin SS, TVS Ronin DS, TVS Ronin TD, and TVS Ronin TD Special Edition.

     

    2. Husqvarna Svartpilen 201

     

    • Price: ₹1.5 Lakhs (approx., STC)
    • Engine: 5 cc
    • Power: 8 PS
    • Fuel Type: Petrol
    • Drive Type: Chain drive
    • Tyre Type: Tubeless
    • Wheels Type: Alloy
    • Body Type: Sports Naked Bikes
    • Kerb weight: 149 kg
    • Transmission: Manual
    • Cooling System: Liquid-cooled

    The new Husqvarna Svartpilen 201 combines a classic design with modern performance, making it reliable for both daily commuting and leisure rides. It appeals to urban commuters and riders seeking a distinctive, hassle-free riding experience in a stylish, compact package. With its scrambler-like look, excellent ergonomics for an upright seating position, and a braced handlebar for agile handling, it offers both style and functionality.

     

    3. Royal Enfield Hunter 350

     

    • Price: ₹1.5 to 1.7 Lakhs (approx., STC)
    • Mileage: 2 kmpl
    • Engine: 34 cc
    • Power: 4 PS
    • Fuel Type: Petrol
    • Fuel Capacity: 13 L
    • Drive Type: Chain drive
    • Tyre Type: Tubeless
    • Wheels Type: Spoke
    • Body Type: Cruiser Bikes
    • Kerb weight: 177 kg
    • Transmission: Manual
    • Cooling System: Air and Oil cooled

     

    The Hunter 350 is one of the most affordable bikes in the Royal Enfield lineup. Set to be re-released as a refreshed version, the Hunter 250 is a budget-friendly, entry-level cruiser that combines both performance and style. The bike features an impressive look with a quality, compact design, making it ideal for long drives. Its design makes it perfect for comfortable city rides and leisure tours. The Royal Enfield Hunter 350 is available in three variants: Hunter 350 Retro, Hunter 350 Metro, and Hunter 350 Metro Rebel. The new version is expected to come with some cosmetic changes, improved suspension and new colour options.

     

    4. Hero XF3R

     

    • Price: ₹1.6 Lakhs (approx., STC)
    • Mileage: 35 kmpl
    • Engine: 300 cc
    • Power: 28 bhp
    • Fuel Type: Petrol
    • Wheels Type: Alloy
    • Body Type: Street Bikes
    • Transmission: Manual

    The Hero Xtreme 250R is a sharp, aggressive, and stylish street fighter, designed with a large fuel tank capacity to allow riders to enjoy longer rides with fewer refuelling stops. The model features a powerful engine, advanced brakes, and a modern suspension system, offering a dynamic riding experience and making it a standout choice for performance enthusiasts. The Hero Xtreme 250R also boasts good mileage, smooth gear transmission, enhanced rider support, and excellent fuel capacity. Additionally, the bike is equipped with an all-LED lighting setup and a full LCD instrument cluster.

     

    5. TVS Zeppelin

     

    • Price: ₹1.5 Lakhs (approx., STC)
    • Mileage: 44 kmpl
    • Engine: 220 cc
    • Fuel Type: Petrol
    • Drive Type: Belt drive
    • Body Type: Cruiser Bikes
    • Kerb weight: 168 kg
    • Transmission: Manual

     

    The TVS Zeppelin is ideal for anyone seeking a model with advanced technology and impressive performance. It offers an optimal blend of power, efficiency, comfort, and style, making it suitable for long-distance cruising. The bike comes with petal disc brakes, 41 mm USD forks, and a monoShock suspension system to enhance its cruising capabilities. These features provide superior control, stability, handling, and safety across various road conditions. The TVS Zeppelin is available in one standard variant.

     

    6. Honda CBR 150R

     

    • Price: ₹1.7 Lakhs (approx., STC)
    • Engine: 16 cc
    • Power: 1 PS
    • Fuel Type: Petrol
    • Drive Type: Chain drive
    • Tyre Type: Tubeless
    • Wheels Type: Alloy
    • Body Type: Sports Bikes
    • Kerb weight: 139 kg
    • Transmission: Manual

    This sporty bike strikes a perfect balance between sleek design and impressive performance. The bike provides ample power for smooth handling and quick acceleration. It features an advanced engine setup, disc brakes with inverted telescopic front suspension, and a swingarm with a monoshock for a stable ride. Whether cruising at high speed or navigating tight corners, the bike feels steady and responsive, boosting the rider's confidence. Whether you're a seasoned rider or a new entrant into the motorcycling world, the Honda CBR 150R offers a thrilling experience and helps build your riding confidence. The bike is available in one standard variant.

     

    7. Bajaj Avenger 400

     

    • Price: ₹1.5 Lakhs (approx., STC)
    • Mileage: 55 kmpl
    • Engine: 373 cc
    • Power: 35 PS
    • Fuel Type: Petrol
    • Drive Type: Chain drive
    • Tyre Type: Tubeless
    • Wheels Type: Alloy
    • Body Type: Cruiser Bikes
    • Transmission: Manual

    The Bajaj Avenger 400 is a stylish, easy-to-ride bike with comfortable seating, making it one of the best choices for cruising on Indian roads. It is ideal for long-distance rides, featuring a large fuel tank and Telescopic with MonoShock suspension for reliable, stable, and efficient performance. The Bajaj Avenger 400 is available in one standard variant.

     

    Conclusion

    India's motorcycle industry continues to evolve rapidly, and 2025 seems to be an even more exciting year for professional riders and cyclist enthusiasts alike. With top brands gearing up to launch affordable bikes packed with advanced features, there's so much to look forward to.

    As you plan your bike purchase, remember to also browse for reliable, comprehensive bike insurance online to secure your investment. In unexpected events like road accidents, the insurance will provide full financial coverage for your motorcycle repairs or replacement.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Upcoming Bikes Under 2 Lakh in India 2025

    by Almog Ramrajkar | Apr 25, 2025

    If you are looking for powerful, stylish, and feature-packed bikes that won’t break the bank, there are plenty of upcoming bikes under 2 lakh. Whether you're a commuter or a performance enthusiast seeking that perfect ride for weekend thrills, there’s definitely something for you in this price range.

    These upcoming bikes promise great performance, modern tech, and striking designs—all while staying affordable.


    List of Upcoming Bikes Under ₹2 Lakh

    The following are some upcoming bikes priced under ₹2 Lakh:

     

    1. Hero Xtreme 210 (2025)|  Price: ₹1.7 Lakh (avg. ex-showroom, STC)

    Hero MotoCorp’s Xtreme 210 is expected to bring sporty aesthetics and powerful performance to the table, making it an ideal choice for riders who want both power and style without crossing the ₹2 lakh mark. The robust suspension system further enhances its performance, making it great for both city commutes and occasional long rides.

    Key Features:

    • High-Performance Engine: A 210cc engine offering a perfect balance between power and fuel efficiency.
    • Sporty and Modern Design: A bold, aggressive stance with a sharp, muscular body and modern features.
    • Advanced Suspension: Telescopic front forks and mono-shock rear for better stability on all terrains.
    • LED Lighting: The Hero Xtreme 210 is equipped with sleek LED headlamps and tail lamps for better visibility and a premium look.
    1. KTM Duke 200 (2025) | Price: ₹2 lakh (avg. ex-showroom, STC)

    The KTM Duke 200 is known for its performance, and the 2025 edition is expected to take things to the next level with improved features, styling, and even more engaging power delivery. It’s a perfect pick for riders looking for an affordable yet high-performing naked streetfighter.

    Key Features:

    • 200cc Engine: A smooth 200cc engine that offers a fantastic balance of performance and efficiency.
    • Aggressive Streetfighter Design: Sharp edges, LED lighting, and a lightweight frame make the Duke 200 a highly eye-catching bike.
    • Advanced Suspension: High-performance suspension with WP forks at the front and a rear mono-shock.
    • Digital Instrument Cluster: Provides real-time information, including speed, fuel efficiency, and trip details.
    1. Yamaha FZ-X 250 (2025)| Price: ₹1.42 Lakh (avg. ex-showroom, STC)

    The Yamaha FZ-X 250 combines vintage charm with modern performance. Its 250cc engine makes it a great choice for riders who want a balance of power, fuel efficiency, and a unique design that stands out on the road.

    Key Features:

    • Retro Styling: A blend of classic retro design and modern tech, featuring a round LED headlamp and stylish body.
    • Powerful 250cc Engine: Fuel-injected engine delivering robust performance for long rides and city cruising.
    • Digital Instrument Cluster: Easy-to-read display that shows speed, fuel level, and other important metrics.
    • Dual-Channel ABS: For enhanced braking safety and control, especially in emergency situations.
    1. Bajaj Pulsar N160 (2025) |  Price: ₹1.6 Lakh (avg. ex-showroom, STC)

    The Bajaj Pulsar N160 is built for riders seeking a sporty and stylish motorcycle that doesn’t compromise on performance. It’s perfect for daily commuting while still offering the power needed for occasional weekend rides.

    Key Features:

    • Sporty Design: Bold and aggressive design with a muscular tank and sharp lines.
    • 160cc Engine: Delivering a great mix of power and fuel efficiency, ideal for both city rides and weekend getaways.
    • LED Lighting: Sleek LED headlights and tail lights for a contemporary look.
    • Advanced Suspension: Telescopic forks at the front and mono-shock at the rear for better handling.
    1. TVS Apache RTR 200 4V (2025) | Price: ₹1.5 Lakh (avg. ex-showroom, STC)

    The 2025 TVS Apache RTR 200 4V is sure to be a popular choice in the 200cc segment, known for its sporty performance and modern design. The 2025 version will bring even more features and improvements, making it a great bike for riders looking for excitement and versatility.

    Key Features:

    • Refined 200cc Engine: A 200cc engine that offers impressive power for its class and great efficiency.
    • Aggressive Look: Sharp, aggressive design with LED headlamps, a muscular tank, and sporty bodywork.
    • Advanced Suspension: Telescopic suspension in the front and mono-shock rear suspension for a smoother ride.
    • Smart Features: Bluetooth connectivity, digital instrument cluster, and ride modes for a personalised riding experience.
    1. Suzuki Gixxer 250 (2025) | Price: ₹1.95 Lakh (avg. ex-showroom, STC)

    The Suzuki Gixxer 250 offers an ideal combination of sporty performance and commuter-friendly features. It’s perfect for riders looking for a powerful 250cc engine but also want to maintain fuel efficiency and handling ease.

    Key Features:

    • Sporty 250cc Engine: Fuel-efficient yet powerful, making it suitable for daily rides and weekend trips.
    • Modern Styling: Aggressive front styling with a sharp LED headlamp and a robust body design.
    • Digital Console: A modern, fully digital instrument panel for real-time riding data.
    • Dual-Channel ABS: For enhanced safety, especially during hard braking.

     

    Conclusion

    The year 2025 promises a stellar lineup of bikes under ₹2 lakh, catering to various riding preferences. Before making a purchase, assess your needs, budget and riding style. Additionally, invest in comprehensive bike insurance to protect your new ride from unforeseen incidents and enjoy a worry-free experience on the road.  Plus, with the ease of purchasing bike insurance online, you can protect your bike in just a few clicks.

    With so many exciting options on the horizon, 2025 is the perfect time to upgrade your ride. Choose wisely, and prepare to hit the roads with confidence!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Bikes Under 50,000 in India 2024

    by Almog Ramrajkar | Apr 25, 2025

    Looking for a budget-friendly bike that doesn’t compromise on performance or style?  With so many great options under ₹50,000 available in India, this might be the best time to buy a bike. Whether you're a student, a daily commuter or someone simply in need of a reliable ride without breaking the bank, you'll find plenty of choices that offer great efficiency, durability and ease of use at this price point.

    This blog provides a list of the best bikes under ₹50,000 with their features. So, if you're on the lookout for an affordable yet stylish bike, keep reading to discover the best options!

    List of Best Bikes Under ₹50,000

    The following are some of the best picks in the ₹50,000 price bracket:

    1. TVS XL100 Heavy Duty

    The TVS XL100 Heavy Duty variant is designed for those who require a two-wheeler with extra durability and load-carrying capabilities. It is targeted toward individuals who may need to transport goods or materials over longer distances, especially on rugged roads. Built to handle heavy usage, the XL100 Heavy Duty comes with a reinforced frame and heavy-duty rear suspension to support the extra weight.

    • Price: Starting ₹45,999 (approx., ex-showroom)
    • Key Features:
      • Engine: 99.7cc, Single-cylinder, Air-cooled
      • Power: 4.3bhp at 6,000 rpm
      • Mileage: 55 kmpl
      • Fuel Tank Capacity: 4L
      • Weight: 88kg
    1. Essel Energy Get1

    The Essel Energy Get1 is a budget-friendly electric bike that offers an affordable way to switch to electric mobility. Designed for daily commuting, the bike is lightweight, easy to handle, and comes with disc brakes in the front and drum brakes in the back. It offers a cost-effective, eco-friendly solution for daily transportation with low maintenance and operational costs.

    • Price: ₹41,500 to ₹43,500 (approx., ex-showroom)
    • Key Features:
      • Motor: 250W BLDC motor
      • Battery: 48V lithium-ion battery
      • Range: 60-70 km per charge (approx.)
      • Top Speed: 25 km/h
      • Charging Time: 4-6 hours
      • Brakes: Disc brakes (front) and drum brakes (rear)
      • Weight: Around 50kg

    Conclusion

    The under ₹50,000 segment in India has some practical and reliable options. Ultimately, choosing the best bike under ₹50,000 comes down to your specific needs, whether it's for personal use, commuting or business purposes. Before making your purchase, consider factors like mileage, maintenance and your daily requirements.

    Don’t forget to invest in two-wheeler insurance to safeguard your ride and ensure peace of mind. With so many options available, now is the perfect time to invest in a bike that offers both affordability and practicality, ensuring you get great value for your money.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Bikes Under 1 Lakh in India

    by Almog Ramrajkar | Apr 25, 2025

    Did you know that two-wheeler sales in India reached a whopping 18 million units in FY 2024? India's two-wheeler market is booming, offering a diverse selection of stylish, high-performance, and fuel-efficient bikes priced under ₹1 lakh. These models cater to a wide variety of needs, from daily commutes to occasional long-distance rides, making them an optimal choice for budget-conscious riders seeking versatility and value.

    In this blog, we’ll explore some of the newly launched bikes under 1 lakh, highlighting their attributes, features, and reasons for consideration.

    List of Upcoming Bikes Under ₹1 Lakh

    With the increasing demand for affordable yet powerful motorcycles, several manufacturers are preparing to launch exciting new models. These bikes blend performance, style, and value, providing an ideal option for budget-conscious riders who don’t want to compromise on quality.

    Let’s get into the details about the upcoming bikes under 1 lakh.

    1.      Hero Destini 125

    • Expected Price: ₹90,000 (approx., STC)

    The Hero Destini 125 is set to return with a refreshed design and updated features in 2025. Priced around ₹90,000, the scooter is expected to offer a practical and stylish ride for daily commuters. The Destini 125 is known for smooth performance and reliability, and the new model is expected to carry forward the same legacy. This scooter is ideal for those who want an easy-to-maintain, reliable, fuel-efficient, and feature-packed ride.

    2.      Hero Xoom 125R

    • Expected Price: ₹90,000 (approx., STC)

     

    The Hero Xoom 125R, expected to be launched in early 2025 with a price tag of around ₹90,000, will cater to those seeking a sportier and more powerful 125cc ride. The vehicle is anticipated to offer impressive performance, paired with a sharp design that will appeal to young riders. It is an excellent choice for city riders looking for a balance between power and practicality for their daily commute.

    3.      Electric Liger X

    • Expected Price: ₹90,000

     

    The Electric Liger X is set to take the electric scooter market by storm. With an expected price of ₹90,000, this electric scooter will provide an affordable and eco-friendly option for commuters. It promises impressive performance and range, which makes it an exciting addition to the growing electric vehicle (EV) segment in India. Moreover, the Liger X is expected to be a game-changer for riders looking to switch to a more sustainable way of commuting without breaking the bank.

    4.      Honda Activa 7G

    • Expected Price: ₹79,000

    The Honda Activa 7G is one of the most anticipated upcoming bikes under 1 lakh in 2024. Priced at approximately ₹79,000, the Activa 7G will be an upgrade over the current model, featuring the latest technology and design tweaks. As one of the best-selling scooters in India, the Activa 7G is expected to continue the legacy of its predecessors with improved fuel efficiency, better ride quality, and enhanced features. The scooter is perfect for daily commuting and offers comfort, reliability and great value for money.

    5.      TVS Fiero 125

    • Expected Price: ₹80,000

     

    The TVS Fiero 125 is expected to be one of the most affordable 125cc bikes in the market. With an expected price of ₹80,000, the Fiero 125 is said to be a great value for money because of its affordability and great performance-packed features, especially for people purchasing a bike for the first time. Moreover, it is likely to feature a reliable engine, good fuel efficiency, and a comfortable ride, making it a solid choice for city commuting.

    6.      Electric Vespa Elettrica

    • Expected Price: ₹90,000

     

    The Vespa Elettrica is set to bring Italian style and electric power together in a unique and eco-friendly package. Although the launch date hasn't been confirmed yet, this electric scooter is expected to be priced around ₹90,000. The Vespa Elettrica promises to deliver the iconic Vespa experience with the added benefit of zero emissions. With electric vehicles becoming increasingly popular, the Elettrica will provide a stylish and sustainable alternative to traditional petrol scooters.

    Conclusion

    The Indian market in 2024 is brimming with exciting options for bikes under ₹1 lakh. From eco-friendly options like the Bajaj Freedom CNG to sporty choices like the Hero Xtreme 125R, buyers have a variety of models to suit their needs and preferences.

    When choosing a bike, it is also important to secure it with a reliable insurance policy. Purchasing bike insurance online not only ensures financial protection in the event of damage but also covers theft and third-party liabilities. Invest in a comprehensive bike insurance plan to ride stress-free and enjoy your new two-wheeler to the fullest.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Scooter for Ladies in 2025

    by Almog Ramrajkar | Apr 25, 2025

    In India, scooters have become a popular option for women, offering a convenient and efficient way to commute. These lightweight, feature-packed two-wheelers are perfect for navigating busy weekday traffic or enjoying leisurely weekend rides. Selecting the ideal scooter involves more than simply considering the specs—it’s about selecting one that complements your personal style and meets your unique riding needs.

     

    Best Scooter for Ladies In India

    Let us explore some of the best scooters for women available in India:

     

    1. Honda Activa 6G (BS6)

     

    The Honda Activa 6G was launched in 2020 and is renowned for its dependable operation and user-friendly design. This makes it a favoured choice for female riders across India. The model is celebrated for its ergonomic seating and reduced seat height, which improves its accessibility and ease of use.

     

    Key Features:

     

    • Front telescopic suspension for smoother rides
    • Convenient external fuel lid
    • 12-inch wheels at the front enhance stability
    • Advanced fuel Injection technology
    • Handy engine start/stop button
    • Practical compartments for storage and external fuel lid operation
    • Three-step adjustable rear suspension system
    • Energy-efficient LED headlamp

     

    Pricing (Ex-Showroom, approx.): Rs. 77,700 to Rs. 83,700 (depending on the variant)

     

    Specifications:

     

    • Engine Displacement: 109.51 cc
    • Power Output: 7.68PS at 8,000 rpm
    • Torque: 8.79Nm at 5250 rpm
    • Fuel Capacity: 5.3 litres
    • Fuel Efficiency: 45 kmpl
    • Vehicle Weight: 107 kg

     

     

    1. Yamaha Fascino 125 FI (BS6)

     

    The Yamaha Fascino 125 FI combines retro aesthetics with cutting-edge functionality and appeals to the fashion-forward rider. Its lightweight chassis and responsive motor ensure a blend of efficiency and style.

     

    Key Features:

     

    • Automatic Start/Stop for improved fuel savings
    • Telescopic front suspension
    • Front disc brakes with Unified Braking System (UBS)
    • Generous 21-litre storage under the seat
    • Side stand engine cut-off for safety

     

    Pricing (Ex-Showroom, approx.): Rs. 81,980 to Rs. 95,000 (depending on the variant)

     

    Specifications:

     

    • Engine Displacement: 125 cc
    • Power Output: 8.2PS at 6500 rpm
    • Torque: 9.7Nm at 5000 rpm
    • Fuel Capacity: 5.3 litres
    • Fuel Efficiency: 58 kmpl
    • Vehicle Weight: 99 kg

     

    1. Suzuki Access 125 (BS6)

     

    The Suzuki Access 125 is frequently considered the best scooty for women, standing out for its robust engine performance and spacious layout. This makes it an outstanding scooter for practical users who value comfort and utility.

     

    Key Features:

     

    • Eco Assist illumination for optimal driving
    • Bright LED headlamp
    • Convenient external fuel filler cap
    • Dual luggage hooks for added utility
    • Stylish alloy wheels
    • USB charger for devices
    • Telescopic front suspension ensures a smooth ride
    • Dedicated cubby hole for mobile phones

     

    Pricing (Ex-Showroom, approx.): Rs. 82,200 to Rs. 93,000 (depending on the variant)

     

    Specifications:

     

    • Engine Displacement: 125 cc
    • Power Output: 8.6PS at 6750 rpm
    • Torque: 10Nm at 5,500 rpm
    • Fuel Capacity: 5 litres
    • Fuel Efficiency: 53 kmpl
    • Vehicle Weight: 103 kg

     

    1. TVS Jupiter BS6

    TVS Jupiter was introduced to the Indian market in 2013, and it has continually catered to the needs of women riders with its practical features and efficient design. The BS6 update brings fuel injection technology, improving the ride's efficiency and overall smoothness.

     

    Key Features:

     

    • Telescopic suspension
    • LED tail lamp
    • Metal body
    • Eco meter.
    • External fuel fill
    • USB mobile charger provision

     

    Pricing (Ex-Showroom, approx.): Rs. 76,700 to Rs. 91,700 (depending on the variant)

     

    Specifications:

     

    • Displacement: 109.7cc
    • Mileage: Approximately 60 kmpl
    • Power Output: 7.89PS at 7500rpm
    • Torque: 8.4Nm at 5500rpm
    • Fuel Tank Capacity: 5 litres
    • Weight: 108 kg

     

    1. Honda Dio BS6

     

    The Honda Dio BS6 was launched as a sportier alternative tailored for the youth and inherits its reliable engine from the Honda Activa. It is celebrated for its dynamic handling and stylish design—it is fitted with enhancements that offer a spirited riding experience.

     

    Key Features:

     

    • LED headlamp
    • Telescopic suspension
    • Fully digital meter
    • External fuel fill
    • Engine Start/Stop switch
    • Cubby hole for mobile phone

     

    Pricing (Ex-Showroom, approx.): Rs. 74,200 to Rs. 81,700 (depending on the variant)

     

    Specifications:

     

    • Displacement: 109.51cc
    • Mileage: About 53 kmpl
    • Power Output: 7.65PS at 8000rpm
    • Torque: 9Nm at 4750rpm
    • Fuel Tank Capacity: 5.3 litres
    • Weight: 105 kg

     

    1. Piaggio Vespa

     

    Vespa was launched in 2012, and it remains a top pick for its blend of classic Italian styling and modern performance. The scooter appeals to those seeking elegance and robust capabilities. It has different models with varying engine powers from 125cc to 150cc.

     

    Key Features:

     

    • Alloy wheels
    • Digital instrument console
    • Hydraulic brakes with central-lock braking system
    • Tubeless tyres
    • Vibrant colours
    • ABS in 150cc models

     

    Pricing (Ex-Showroom, approx.): Rs. 1,18,400 to Rs. 1,50,500 (depending on the variant)

     

    Specifications:

     

    • Displacement: 125cc/150cc.
    • Mileage: Approximately 45 kmpl.
    • Power Output: 9.52PS at 7250rpm for 125cc, 9.92PS at 6750rpm for 150cc.
    • Torque: 9.9Nm at 6250rpm for 125cc, 10.9Nm at 5000rpm for 150cc.
    • Fuel Tank Capacity: 8 litres.
    • Weight: 114 kg for 150cc models.

     

    1. Yamaha Ray ZR 125

    The Yamaha Ray ZR 125 is a dynamic addition to Yamaha's scooter lineup. It is now enhanced with a 125cc fuel-injected engine. This model targets youthful riders with its aggressive design and top-tier features that underscore both style and performance.

     

    Key Features:

     

    • Advanced 125cc fuel-injected engine
    • Efficient Start/Stop system
    • Responsive telescopic suspension
    • Bright LED position lights
    • User-friendly full digital instrument console
    • Spacious 21-litre under-seat storage
    • Safety-enhanced side stand engine cut-off

     

    Pricing (Ex-Showroom, approx.): ₹86,800 to ₹98,000 (depending on the variant)

     

    Specifications:

     

    • Engine Capacity: 125cc
    • Fuel Economy: 58 km/l
    • Power Output: 8.2 PS at 6500 rpm
    • Torque: 9.7 Nm at 5000 rpm
    • Fuel Tank Capacity: 5.2 litres
    • Kerb Weight: 99 kg

     

    1. Aprilia SR 150

    The Aprilia SR 150 mirrors the agility of a sportbike with the convenience of a scooter. This makes it a good choice for riders who seek thrill and practicality. Its design integrates elements typical of Aprilia’s racing heritage, and it delivers an exhilarating riding experience.

     

    Key Features:

     

    • Robust long travel telescopic suspension
    • Informative twin-pod instrument console
    • Powerful double barrel headlamp
    • Reliable disc brake with ABS
    • Sturdy large alloy wheels

     

    Pricing (Ex-Showroom, approx.): ₹68,300 to ₹94,600 (depending on the variant)

     

    Specifications:

     

    • Engine Capacity: 154.8cc
    • Fuel Economy: 48 km/l
    • Power Output: 10.06 PS at 6750 rpm
    • Torque: 10.9 Nm at 5000 rpm
    • Fuel Tank Capacity: 6.5 litres
    • Kerb Weight: 122 kg

     

     

    1. Ather 450X Ather

     

    450X redefines the electric scooter landscape with its sleek design and smart technology. It is designed for eco-conscious and tech-forward riders. This model combines impressive power with innovative features to offer one of the most advanced two-wheeled experiences available today.

     

    Key Features:

     

    • Extensive 85 km range per charge
    • High top speed of 80 km/h
    • Quick acceleration (0-40 km/h in 3.3 seconds)
    • Versatile reverse mode
    • Multiple modes: eco, ride, and warp
    • Comprehensive disc braking system
    • Interactive 7” touchscreen dashboard with navigation
    • Continuous over-air software updates

     

    Pricing (Ex-Showroom, approx.): ₹1,37,800 to ₹1,65,900 (depending on the variant)

     

    Specifications:

     

    • Battery: 2.9 kWh with IP67 environmental resistance
    • Power Output: 8.2 PS
    • Torque: 26 Nm
    • Kerb Weight: 108 kg

     

    Charging Options:

     

    • Standard Home Charging: 0-80% in 3 hours 35 minutes
    • Full Charge: 5 hours 45 minutes
    • Fast Charging: Adds 1.5 km range per minute of charging

     

    Conclusion


    You need to consider practical features and style while choosing the best scooter for ladies in 2025. Opt for models with ease of use, dependability, and robust safety features to make every ride enjoyable and stylish. Investing in comprehensive 2 wheeler insurance is also crucial as it helps protect against unexpected costs and maintain your scooter's condition and safety over time.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Bikes Under 1.6 Lakh in India in 2025

    by Almog Ramrajkar | Apr 25, 2025

    As we step into the year 2025, India’s motorcycle market is set to introduce exciting and unique bike options priced under ₹1.6 lakhs. We expect newly revamped models across various categories, including high-powered electric bikes, stylish cruisers, sports versions, and adventure street bikes. Each of these models offers distinctive features and performances, catering to a range of riders’ needs, tastes, and preferences.

    Some of the best bikes under ₹1.6 lakh include the TVS Zeppelin R, Bajaj Avenger 400, TVS Retron, TVS ADV, Yamaha WR155R, Aftek Zontes, Yamaha NMax 155, and Honda Vario 160.

    Let’s take a detailed look at these top picks to help you plan your next purchase.

     

    List Of Upcoming Bikes Under ₹ 1.6 Lakh

    The following are some of the best bikes under 1.6 lakh:

     

    1. TVS Zeppelin R

    • Price: ₹1.5 lakh onwards (approx., STC)
    • Mileage: 44 kmpl
    • Engine: 220cc
    • Maximum Speed: 130 Kmph
    • Transmission: Automatic
    • Fuel Type: Petrol

    Expected to launch soon, this model combines modern features to enhance both style and efficiency. With its updated design, riders will experience improved performance, fuel efficiency, and comfort on long-distance rides.

     

    2.  Bajaj Avenger 400

    • Price: ₹1.5 lakh onwards (approx., STC)
    • Mileage:0 kmpl
    • Engine: 373cc
    • Maximum Speed: 140 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Cruiser Bike

    The Bajaj Avenger 400 offers great value for money. Although its launch date has yet to be announced, the bike features a sleek design and attributes that provide long-term benefits to riders. It is equipped with a large fuel tank, enhancing fuel efficiency. The cruiser also comes with a Telescopic front suspension and MonoShock rear suspension, guaranteeing a comfortable ride.

     

    3. TVS Retron

    • Price: ₹1.5 lakh onwards (approx., STC)
    • Mileage:68 kmpl
    • Engine: 159 cc
    • Maximum Speed: 120 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Sports Naked Bike

    The TVS Retron is an upcoming motorcycle expected to launch in February 2025. It combines style, performance, and fuel efficiency with a retro-modern design. Ideal for urban riders seeking both style and practicality, this model is expected to blend modern technology with vintage aesthetics, offering a unique sports bike appeal.

     

    4. TVS ADV

    • Price: ₹1.5 lakh onwards (approx., STC)
    • Mileage: 30 to 65.0 kmpl
    • Engine: 106 cc
    • Maximum Speed: 100 to 170 Kmph
    • Body Type: Cruiser Bike

    The TVS ADV is expected to be a stylish and eye-catching motorcycle designed to offer great mileage and efficient fuel performance. Expected to launch in March 2025, this model features an impressive design and is set to compete closely with other brands in its category, such as the Bajaj Avenger Cruise 220 and Royal Enfield Hunter 350.

     

    5. Yamaha WR155R

    • Price: ₹1.6 lakh (approx., STC)
    • Mileage:0 kmpl
    • Engine: 155 cc
    • Maximum Speed: 150 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Dirt Bike

     

    Projected to launch in August 2025, the Yamaha WR155R is the epitome of style, speed, and performance. It features an impressive design that evokes a sense of adventure, with a high front fender and motocross-inspired styling that gives it an aggressive, action-ready look. It’s no surprise that many riders are eagerly anticipating the launch of this powerful motorcycle.

     

    6. Aftek Zontes

    • Price: ₹1.2 lakh (approx., STC)
    • Mileage: 30 to 50.0 kmpl
    • Engine: 249 cc
    • Maximum Speed: 110 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Naked Sports Bike

     

    The Aftek Zontes is set to be a user-friendly, budget-friendly, sleek motorcycle design that offers value for money. The model also offers riders good suspension and a comfortable seat cushion that is favourable for long rides.

     

    7. Yamaha NMax 155

    • Price: ₹1.3 to 1.6 lakhs (approx., STC)
    • Mileage:0 kmpl
    • Engine: 155 cc
    • Maximum Speed: 100 Kmph
    • Transmission: Automatic
    • Fuel Type: Petrol
    • Body Type: Scooter Bike

     

    The Yamaha NMax 155 is a well-polished, stunning, and budget-friendly motorcycle that audiences are eagerly anticipating. The bike is expected to deliver high performance and effortlessly combine sleek design, excellent fuel economy, and impressive power.

     

    8. HONDA Vario 160

    • Price: ₹1.3 lakhs (approx., STC)
    • Mileage:9 kmpl
    • Engine: 9 cc
    • Maximum Speed: 100 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Scooter Bike

     

    Expected to launch in February 2025, the Honda Vario 160 is a stunning motorcycle offering great value for its price. With impressive design, comfort, performance, and new features, it stands out in its category. The bike is equipped with premium components for high performance and boasts a classy, powerful look, making it perfect for highway rides. It features comfortable seating and excellent headlight performance, making it well-suited for daily use. Additionally, it has effective shock absorbers and minimal vibration at the grip, ensuring a comfortable ride for long journeys.

    Conclusion

    The market is set to unveil new bike designs and bike models with compelling features in 2025. Our article has highlighted some of the top upcoming bikes under ₹1.6 lakh in India. Remember to research specifications to find the perfect match for your needs, tastes, and preferences. Once you’ve chosen your favourite bike, don’t forget to secure reliable, comprehensive bike insurance to protect your investment. In unexpected situations like road accidents, insurance will provide full financial coverage for repairs or replacement of your motorcycle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Scooters Under 70000 in India : 2025

    by Almog Ramrajkar | Apr 22, 2025

    In India, scooters are a popular choice for daily commuting due to their affordability, ease of use, and fuel efficiency. As the need for environmentally responsible transportation grows, the market now also offers several electric scooters that are budget-friendly. If you're searching for the best scooters under 70000, this guide will help you make an informed decision. We’ve curated a list of the best scooters available within this range, focusing on their performance, battery efficiency, and features.

    List of Scooters Under 70000

    In keeping with the growing trend toward sustainable mobility, the majority of models in this category are electric scooters. Additionally, they have low running costs, which makes them ideal for budget-conscious consumers seeking reliable, eco-friendly transportation. They are not only an excellent value for money but are stylish and loaded with features.

    1. Zelio Gracy i

    The Zelio Gracy i is an efficient and stylish electric scooter. It is priced between ₹56,800 and ₹86,000 (approx.), with the on-road price varying depending on the variant. It offers a range of 70–80 km per charge, making it suitable for short commutes. The charging time is approximately 7–8 hours. This scooter combines affordability with practicality, which offers decent features for urban riders. Moreover, its eco-friendly design appeals to environmentally conscious riders.

    1. Zelio Eeva

    Another option from Zelio, the Eeva, is priced at approximately ₹54,000. It boasts a range of 60–120 km per charge, with a charging time of 4–5 hours. The model is ideal for those who prioritise a balance between cost and performance. The bike’s compact design makes it easier to navigate through congested city roads. Additionally, the Zelio Eeva is equipped with modern safety features and a durable build, ensuring a reliable ride.

    1. Ola S1 Z

    The Ola S1 Z is a premium electric scooter in the budget segment, priced between ₹64,000 and ₹69,000 (approx.). It offers an impressive range of 75–146 km per charge, powered by a 3 kW motor. The charging duration is efficient, making it a convenient choice for daily commuters. With its sleek design, advanced technology, and user-friendly features, the Ola S1 Z is a standout option. It caters to both style-conscious riders and those seeking long-term savings on fuel.

    1. Ola Gig

    Priced between ₹43,000 and ₹53,000 (approx.), the Ola Gig is a compact and lightweight scooter. It delivers a range of 81–157 km per charge with a 1.5 kW motor. The scooter is designed for young riders and those looking for an economical choice without compromising on quality. The affordable price and impressive mileage make it a strong contender in the under ₹70,000 category.

    1. Bounce Infinity E.1

    The Bounce Infinity E.1 is another excellent option, priced between ₹64,000 and ₹1.30 lakh (approx.), depending on the variant. However, the base model falls within the ₹70,000 budget. It offers a range of 70 km with every charge and comes with a 2.2 kW motor. The charging time is approximately 3–4 hours, ensuring minimal downtime. This scooter is popular for its unique battery-swapping feature, which reduces the hassle of long charging hours. Its modern design and robust performance make it a practical choice for city commutes.

    1. Hero Electric Flash

    The Hero Electric Flash is priced at ₹63,000v (approx.). It offers a range of 85 km per charge with a 250 W motor and a charging time of 4–5 hours. This scooter is lightweight, making it easy to handle, especially for new riders. It features a simple yet functional design, catering to the needs of everyday users. With Hero’s reputation for reliable vehicles, the Flash is a trusted option in this segment.

    1. Komaki XGT KM

    The Komaki XGT KM is a stylish electric scooter priced between ₹60,000 and ₹97,000 (approx.). It offers a range of 60–65 km per charge and requires 4–5 hours for a full charge. The scooter is well-suited for those looking for a reliable and economical vehicle. It features modern aesthetics and essential safety features, ensuring a comfortable ride for city commuters.

    1. Komaki Flora

    Priced at ₹69,000 (approx.), the Komaki Flora is another excellent choice for budget-conscious buyers. It delivers a range of 80–100 km per charge, supported by a 3 kW motor. The charging time is approximately 4–5 hours. The elegant and sturdy build makes it appealing to a wide range of users.

    1. AMO Electric Jaunty

    The AMO Electric Jaunty is priced between ₹66,000 and ₹94,000 (approx.). The base model fits within the ₹70,000 budget, making it a viable option for cost-sensitive buyers. It offers a competitive range and efficient charging time that caters to the needs of urban riders. The exceptional design and advanced features ensure a comfortable and safe ride.

    1. TVS XL100

    The TVS XL100 is a popular scooter-moped hybrid priced between ₹57,800 and ₹76,000 (approx.) with a top speed of 65 kmph. Known for its rugged design and utility, it comes equipped with a 99.7 cc engine delivering a mileage of 65 kmpl. Its sturdy build and spacious footboard are particularly suitable for users requiring a vehicle for both personal and light commercial purposes. With its low maintenance cost and reliable performance, the TVS XL100 is an excellent choice for budget-conscious buyers who need a versatile ride.

    Important Note: All the mentioned prices are subject to change and may vary across regions. It is advisable to verify all details with your local dealership.

    Conclusion

    Choosing the best scooters under 70000 requires careful consideration of your needs and preferences. Models like the Zelio Gracy i, Ola S1 Z, and Hero Electric Flash offer excellent performance, affordability, and reliability. Each scooter on this list provides unique features that ensure something is available for every type of rider. Remember to select an insurance plan that offers adequate coverage. A comprehensive bike insurance online can safeguard against unforeseen expenses, such as repairs and theft.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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