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Insurance Article

Travel insurance in India - Gamut of options to suit different needs

March 12 2013
offers coverage for medical and non-medical expenses to a large extent. With the availability of information on the internet, selecting a health insurance plan is extremely easy. Within a few minutes, you get access to quotes which can be compared easily online.

For comprehensive covers on travel insurance in India, you must at the outset consider travel plans offered by ICICI Lombard. These international travel plans are fashioned such that they cover a wide range of medical and non-medical emergencies which could disrupt your trip, cause monetary loss or stress in a foreign land. All these comprehensive travel policies can be purchased online, without any medical checkup, by making quick payments via Net Banking, Debit Card or Credit Card. The digital policy certificate is issued immediately so that elaborate paperwork is eliminated and you can buy your policy at your own convenience. Read on to know more,

Single Round Trip: This travel plan is designed for one-time round trip and offers coverage for a maximum of 360 days (original coverage 180 days, extended coverage 180 days). Gold Multi Trip Plan: Valid for the duration of one year, this comprehensive plan for travel insurance in India is most suited to frequent fliers up to 70 years of age. As the insurance is purchased for an annual duration, renewal hassles are done away with. This policy offers the option of selecting from 30, 45 or 60 days as the maximum duration per trip. Senior citizen: Offering coverage to individuals aged between 71-85 years, this travel insurance cover is a comprehensive policy to cover unexpected medical and non-medical expenses when travelling abroad.

With features like cashless hospitalisation, personal accident cover, passport loss, baggage loss or delay, trip delay, missed flight connection, etc. these three travel policies discussed above address several scenarios which may arise unexpectedly and disrupt your trip. With the slab based payment structure for these policies, you are required to pay for the first seven days together, after which payment is according to a per day basis. This means that, with a trip extension (if any), you pay only for the number of days extended in your trip. Persons up to 85 years of age are eligible for this plan.

Corporate travel plan: ICICI Lombard also offers employee travel policy for employees travelling abroad. This travel policy has two broad covers and 8 plan options which allow employers to insure his permanent employees travelling abroad. This plan offers coverage up to 70 years and the premium is charged on a per day basis, according to the duration of your trip.

Disclaimer-The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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