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Escape expenses arising from natural and man-made calamities with comprehensive coverage
Increase your knowledge on car maintenance, car models, car accessories and lots more
A Flexible health insurance plan for your family to suit your needs
An enhanced Sum Insured, designed to supplement your existing health
Worldwide coverage against Accidental Death and Permanent Total Disablement (PTD)
Secures International Travelers against unexpected medical and non-medical expenses
Gives peace of mind to Senior Citizens traveling abroad against medical and non-medical expenses
Secures and relieves Frequent Fliers from unnerving, medical and non-medical expenses
Covers medical and non-medical expenses for students studying abroad
Shield your home structure and
/or contents against naturals
calamities and man-made

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What is Hydrostatic Lock/ Consequential Loss?

What is Hydrostatic Lock/ Consequential Loss?

Mr. Amitabh Jain (Head – Motor Underwriting & Claims) answers questions posed by Mr. Girish Kalra (VP – Corporate Communication, ICICI Lombard) related to Hydrostatic Lock/Consequential Loss

Q: (Mr. Girish Kalra – VP – Corporate Communication, ICICI Lombard): I have an electric vehicle. Do I need to buy this add-on cover for Hydrostatic Lock?

Ans. No. An electric vehicle does not have an internal combustion engine. It runs directly through a motor, which is powered by a battery. So, it does not require this cover.

Q: Does Hydrostatic Lock damage the entire engine, or some parts of the engine?

Ans. It depends from engine-to-engine and how much damage has occurred. What happens is that for most engines, child parts are not available. In that case, even if the damage is to only a few parts, the entire engine or half the engine might have to be replaced.