What is critical illness insurance?

It’s a plan that pays you a fixed lump sum if you’re diagnosed with a serious illness listed in the policy. The payout is not limited to hospital bills. You can use it for treatment, recovery, or daily expenses. It’s more about financial support during a tough phase.

What is the ideal age to buy critical illness insurance?

The earlier, the better. Premiums are lower, and approvals are easier when you’re younger. You’re also less likely to face exclusions due to pre-existing conditions. Starting early gives you long-term peace of mind.

IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

Install

1800 2666(Available 24 x 7)
Call Back

Got questions? Let's talk! Share your contact details and we'll give you a call.

Full Name^* Please enter the full name

Mobile no.^* Please enter valid mobile number

Select products^* Please select the product

Submit

Thank You for your interest in our product.

Thank You for your interest in our product. We'll get in touch with you shortly to answer your queries.
Live Chat

Critical illness Insurance

20 critical illnesses covered

Cover starts from ₹3 to ₹12 lakhs

0% GST on health insurance ^AO

What is Critical Illness Cover?

Health insurance supports you during medical emergencies. But with a critical illness add-on cover, you get more than just hospital expense protection. A critical illness add-on provides a lump sum payout on diagnosis of a covered critical illness.

When you’re dealing with illnesses like cancer, kidney failure, or permanent paralysis, the impact goes far beyond hospital bills. Treatment can last for months, your income may take a hit, and daily expenses don’t pause. That’s where the pay out from the critical illness add on can be of help.

It’s an optional cover you can add to your base plan at an additional premium, and upon diagnosis of a listed critical illness, you receive a one-time lump sum payment. No hospitalisation required. The payout from the cover can be utilized by the policyholder for covering various expenses such as —to manage treatment costs, replace lost income, or take care of everyday expenses while you focus on recovery.

Benefits of Critical Illness Add-On

Getting diagnosed with a critical illness is hard enough. Figuring out how to pay for the months that follow should not be. That is exactly what a suitable critical illness add-on takes care of.

The critical illness add on gives a lump sum payout to the policyholder on the diagnosis of a covered critical illness, subject to policy terms and conditions. The money is yours to use as your situation demands, whether that is covering treatment costs, keeping up with EMIs, replacing lost income, or simply making sure your family has safeguard against the financial repercussions of the treatment.

Why Do You Need Critical Illness Cover?

Life is an amalgamation of highs and lows and does not always go as planned and it is essential to secure yourself and your loved ones from unforeseen financial risks. Getting diagnosed with a critical illness is one such unexpected life event which can cause financial duress to you and your loved ones. Here is what a critical illness cover actually protects you from:

Financial burden/risk

Cancer, major heart procedures, kidney failure - diagnoses like these don’t just bring fear, they bring long-term disruption and heavy financial strain. The expenses don’t end with hospitalisation; they extend into months of treatment, medicines, and ongoing care.

Income Loss During Recovery

A serious illness does not just affect your health. It affects your pay cheque. If you are away from work for two months, your EMIs do not pause. Your rent does not stop. You can utilise the lumpsum amount (received when you’re diagnosed with the listed critical illness) for treatment cost, some portion may be used to protect you & your family from financial stress incurred to some extent.

Early Onset of Critical illness due to change in Lifestyle

Heart disease, , and cancer are showing up among people in their 30s and 40s now. The age bracket that once felt too young to worry is firmly in the risk zone.

Safeguarding you and your family

When a primary earner gets diagnosed with a critical illness, it impacts both them and their family. The payout from a critical illness cover keeps your household steady while your focus is on the one thing that actually matters: getting better.

Key Features of Critical Illness Cover

Here are some of the key features of a critical illness cover:

Payout

If you’re diagnosed with a covered illness, you get a one-time lump sum which can be utilized to cover the treatment costs and its related the financial needs

No hospitalisation required

You don’t need to be admitted to make a claim. A confirmed diagnosis is enough.

Flexible usage

Use the payout from critical illness insurance for your financial needs such as Treatment cost, medicines, recovery, etc or even paying your essential bills.

Affordable

These Add-ons are generally doesn’t cost dearer usually comes at decent pricing, especially if you get one early. Lower age often means lower premiums.

What Is Covered in Critical Illness Add-on?

A critical illness cover covers a defined list of critical illnesses. For complete details you are requested to read policy wordings, terms and conditions and exclusions. Some of the common examples of covered critical illnesses are:

Cancer of specified severity:

A malignant tumor characterized by the uncontrolled growth and spread of malignant cells with invasion and destruction of normal tissues. This includes types like lymphoma, leukaemia, and sarcoma.
Open-chest CABG:

If you need heart surgery to fix blocked arteries through bypass grafting, it’s covered. The diagnosis must be supported by a coronary angiography and a confirmation from your cardiologist.
Permanent paralysis of limbs:

If an injury or condition causes total and irreversible loss of use of two or more limbs.
First heart attack of specified severity (Myocardial Infarction):

your first heart attack and part of your heart muscle is damaged due to reduced blood supply, you’re covered.
Stroke resulting in permanent symptoms:

If a stroke leads to permanent neurological damage, the cover steps in. It needs to be confirmed through a CT scan or MRI, along with proof of ongoing neurological impact for at least three months
Heart valve surgery:

If your doctor recommends open-heart surgery to repair or replace heart valves.
Kidney failure needing regular dialysis:

If both kidneys stop working and you need ongoing dialysis or a transplant.
Severe, irreversible liver failure:

Advanced liver damage that leads to long-term, life-threatening complications is covered.
Major organ transplant:

If you need a transplant for organs like the heart, liver, kidney, lungs, or pancreas, critical illness add on supports it. Bone marrow transplants are also included.

What Are the Tax Benefits Under a Critical Illness Insurance Policy

Under Section 126 of the Income Tax Act 2025, you can claim tax deduction on the premium you pay if you are opting Old Tax Regime. Here’s the breakdown:

If you buy a policy for yourself or your family (like your spouse and dependant kids) and everyone’s under 60, you can claim up to Rs 25,000 as a tax deduction. Not bad, right?
But here’s where it gets better. If any of the covered people are 60 or older, that limit jumps to Rs 50,000. And there’s more. If you’re paying premiums for your senior citizen parents, you get an extra deduction of up to Rs 50,000. You can claim a deduction of up to Rs 1,00,000 per financial year.
Think of it this way: you’re getting insurance coverage AND reducing your tax liability at the same time.

How to Choose the Critical Illness Cover?

Choosing a cover can feel like a lot, but it really comes down to a few smart checks. Here’s how to keep it simple and opt for required critical illness coverage:

Sum insured

The payout should comfortably cover treatment costs plus your regular expenses. A low premium sounds good, but only if the coverage is actually enough.
Waiting period

This is the initial period after purchasing a critical illness plan during which claims are not payable. Most plans have a waiting period of around 90 days.
Number of illnesses covered

Check what’s included and what’s not. A wider list is great, but exclusions matter just as much. Read both sides before deciding.

Who Should Buy a Critical Illness Add-on?

Given the changing times and lifestyle choices, opting for a critical illness cover protects you from financial risks. Here’s where a critical illness cover truly makes a lot of sense:

If there’s a history of serious illness in your family

If there is a recurrence of certain critical health conditions in a family, there may be a probability of cropping up of a similar diagnosis in the family. Getting a critical illness cover is basically you planning ahead instead of reacting later.

If you’re the only one earning at home

When a primary earner gets diagnosed with a critical illness, it impacts both them and their family. A critical illness cover can help reduce your financial stress even if work has to pause for treatment or recovery.

If you live in a high stress environment

Long hours, constant pressure and barely any time for yourself. It adds up. If your lifestyle looks like this, having extra protection in place will give you peace of mind and reduced financial duress later.

How Does Critical Illness Cover Work?

A critical illness cover is meant for moments when life doesn’t go as planned.

Say things are going fine. You’re working, managing expenses, and everything feels stable. Then a serious diagnosis comes in, and suddenly your focus shifts completely to treatment and recovery. At the same time, expenses don’t stop. That’s where this cover helps.

You pay regular premiums, and if you’re diagnosed with a listed condition like cancer during the policy term, the insurer pays out a fixed lump sum.

The useful part is the flexibility. The payout can be utilised towards treatment, medicines and other essential financial expenses.

Your regular health insurance cover may or may not include critical illness that’s why having a critical illness cover will financially protect you. It gives you room to manage things your way when you need it most.

Critical Illness Cover: Add-on vs Standalone Policy

Once you’ve decided you need critical illness coverage, the next question is how to get it. You’ve got two options: add it as an add on to your existing health insurance policy or buy it as a standalone policy. The right choice depends on what you actually need and how much coverage you require.

The Add-on Option

An add-on, is an additional coverage you get over your health insurance policy at an additional premium. If a covered illness is diagnosed, you get a lump sum.

This option works well if you already have a health insurance and just want extra backup. That said, the coverage amount is usually limited, so it might fall short for bigger expenses or long recovery periods.

The Standalone Policy

A standalone policy is more focused. It exists only to cover serious illnesses, which means higher sum insured options and broader coverage in most cases.

This makes sense if you want stronger financial protection, especially if you have dependents, higher expenses, or a family history of major illnesses. It gives you more room to handle not just treatment, but also income gaps and long-term recovery.

Which Option Is Right for You?

If you’re looking for a simple upgrade to your current insurance coverages under your policy, an add-on does the job. But if you wish to opt for a standalone critical illness policy, a separate policy is the stronger pick.

Eligibility Criteria for Critical Illness Cover

Before you sign up, there are a few basic boxes you need to tick. Nothing complicated, but worth knowing so there are no surprises later.

Age Limits

The person buying the policy needs to be at least 18 years old.

Medical Requirements

You’ll need to share your health history and any material information that may be required. This includes any past illnesses, current conditions, or treatments. Insurers may ask for medical tests for medical underwriting based on your age criteria and sum insured.

Policy Tenure

You can start with a minimum tenure of 1 year. It gives you the flexibility to choose what works for you and review your coverage requirements regularly instead of committing to a very long duration upfront.

Health Insurance Blogs

Best Self-Care Tips for Parents: A Guide to Better Well-Being

This article highlights practical self-care habits for parents, including exercise, sleep, nutrition, stress management, and emotional well-being. It also explains common self-care mistakes and the role of health insurance in managing healthcare costs and supporting long-term family wellness.

13 Jul 2026

Common Eye Problems in the Elderly

Age-related eye conditions such as cataracts, glaucoma, macular degeneration and dry eye can affect vision over time. This article covers common eye problems in older adults, symptoms that require attention, treatment considerations and the role of health insurance in managing related medical expenses.

11 Jul 2026

What Causes Chronic Liver Disease? A Complete Guide

Chronic liver disease is caused by viral infections, alcohol consumption, fatty liver, autoimmune disorders and genetic factors. Risk increases with obesity, diabetes and lifestyle habits. Early detection, vaccination and healthy routines help slow progression and improve long-term liver health outcomes.

10 Jul 2026

Safe Fasting Tips for a Healthy Body

The article explains practical fasting tips, including balanced meals, hydration, energy management, and safe eating habits before and after fasting. It also highlights common fasting mistakes and the role of health insurance in covering medical consultations, diagnostics, and emergency treatment expenses.

04 Jun 2026

Diabetes in Women: All You Need to Know

The article explains common symptoms, causes, and risk factors linked to diabetes in women. It also covers lifestyle changes for blood sugar management and highlights the importance of health insurance in covering consultations, tests, medicines, and long-term treatment costs.

24 May 2026

Complete Guide on Fraudulent Health Insurance Claims

The article explains different types of fraudulent health insurance claims, including fake treatments, inflated bills, forged documents, and identity misuse. It also covers legal consequences under Indian law and highlights how accurate claim filing supports smoother claim processing and policy continuity.

22 May 2026

What is Health Insurance Claim Investigation Process?

The article explains the health insurance claim investigation process, including claim verification, document checks, investigation triggers, and insurer review procedures. It also lists the documents required and practical steps policyholders can take to avoid delays and ensure smoother claim settlement.

21 May 2026

Nutrition for Kids & the Need for Insurance: An Early Start to Wellness

The article covers the importance of balanced nutrition for children, including essential nutrients, healthy eating habits, hydration, and meal routines.

20 May 2026

Summer Health Safety Tips for the Whole Family

The article explains practical summer safety measures for families, including hydration, outdoor precautions, home cooling methods, and recognising heat stress symptoms.

19 May 2026

Self-Inflicted Injuries: Causes, Signs, and Support Options

Self-inflicted injuries refer to intentional harm without suicidal intent, often linked to emotional distress. The article covers common types, triggers, warning signs, treatment options, and how support systems and health insurance coverage play a role in managing recovery.

06 May 2026

Difference Between Riders and Add-on Covers in Health Insurance

Riders and add-on covers in health insurance provide extra protection beyond base plans. It explains differences in coverage, purchase options, duration, and benefits, helping in choosing suitable options to manage medical expenses and improve overall insurance coverage.

03 May 2026

List of Modern Treatments Covered Under Health Insurance

Modern treatments in health insurance include advanced procedures like robotic surgery, immunotherapy, and stem cell therapy. It explains coverage rules, sub-limits, waiting periods, and documents required to claim expenses under policies based on medical necessity and insurer terms.

02 May 2026

Essential Vitamins for Women That You Need to Know

Essential vitamins for women such as folate, vitamin D, B12, and vitamin C support energy, immunity, and bone health. The article explains their importance, sources, and how preventive care and health insurance support regular checkups and early detection of deficiencies.

02 May 2026

4.8
Our customers have rated us
Based on 3,911 reviews

Good experience. The salesperson offered her support till the end of the transaction and provided me with all the possible solutions to my issues. It took me 2-4 days to finalise the mediclaim policy, but I got a great response from her. Thank you.

Your agent had great convincing power along with an in-depth knowledge of the product as well as the market. Her command over the language, combined with her selling skills, made this interaction a productive one. I thank her from the bottom of my heart for her support.

My experience of purchasing a health insurance policy from ICICI Lombard was smooth and really easy, thanks to the competence of the executive. He made sure I understood the key features and benefits of the plan, such as cashless hospitalisation and coverage for day-care expenses. He was patient with me throughout the interaction. Thanks, appreciate it.

Excellent service. I had the good fortune of connecting with one of your top executives and talk about the features and benefits of the mediclaim policy. She listened to me patiently, understood my requirements, and then advised me accordingly. Her knowledge and communication skills made me trust her judgement and follow her advice.

It was a nice experience to talk to the agent from ICICI Lombard. She has good knowledge of the available products and their features and benefits. She helped me in choosing the best mediclaim policy for my mother. Well done!

Way to go! I was very happy with the way the agent handled my transaction. She used her incredible knowledge and communication skills to convince me to buy the health insurance plan and gave me excellent suggestions. I appreciate it.

Your representative has been very helpful and responsive during my wellness claim and renewal process of the health insurance policy. She even reacquainted me with features and benefits like emergency ambulance cover and life long renewability. I would like to thank her and rate her service 10 out of 10.

The executive was clear in his conversation with me. He was knowledgeable, patient, and a good resource for all the information I needed about the health insurance policy. In the end, I was able to make an educated choice.

Your representative was very professional, helpful, and supportive. He solved all my problems and gave me expert advice on the matter of buying health insurance. Congrats on a job well done!

Great experience. All the information I needed was provided by the agent and the customer interaction was very good. ICICI Lombard trains their employees well and it shows in the way they interact.

Good response. I would like to express my gratitude to the customer care employee who helped me get the health insurance. He was wonderful to talk to and extended me every courtesy in the book. I am sure he is an asset to the organisation and deserves all the appreciation. Thanks a lot.

The executive seemed very helpful on the call. She answered all my queries in a satisfactory manner and guided me through the process of purchasing health insurance on the website. I would like to rate her service 5 stars.

Thanks to the proactive nature of the agent, I was able to get my health insurance renewed on time. My conversation with him was polite and informative. The organisation is lucky to have people like him who understand and care about customers.

My interaction with the representative was good. He was patient throughout the call and answered all my queries in great detail without batting an eyelid. He was competent, smart, and a professional through and through. Really appreciate it.

The representative I interacted with is testament to the fact that having a good product is not enough unless the salesperson knows what to do. He knew exactly what to do and how to approach me, which is why I am now the proud owner of a health insurance policy that fits my needs. Thanks for all the help.

Your website was easy to browse and quick in usability. I was even able to contact one of your agents and get some help on the purchase of the health insurance policy. Congratulations on a job well done!

The service I received from your customer support employee was good. She clarified all my doubts and acquainted me with important features and benefits of the health insurance policy such as cashless hospitalisation and emergency ambulance cover. Wonderful assistance, thank you.

Your representative was very good at providing information related to the health insurance policy and telling me about its benefits. She was polite, clear, and overall an excellent salesperson. I truly enjoyed talking to her.

I am quite satisfied by the information shared by your executive. He told me explicitly about the importance of inclusions such as cashless hospitalisation, reset benefit, and free look period. Grateful to him and the organisation for simplifying a complex procedure.

Initially, the agent helped me clear my queries about the health insurance policy and its add-on covers. Once I opted for them, they were not reflecting in the plan. I went to her with the problem and she explained the way around it immediately. Thanks for the swift response.

Your representative was extremely helpful in buying insurance for my parents. The way he communicated inspired confidence in the company and made me feel at ease. He was a major part of my decision to go ahead with ICICI Lombard. The best part was he followed up even after the sale to help with other formalities. Overall, a great experience.

The agent at ICICI Lombard was extremely knowledgeable and had a good attitude towards me as well as his job. It was a pleasure to interact with him and learn about the various terms and inclusions of the policy.

I was living with the misconception that I didn't need a health insurance policy because I was fit and fine. However, after talking to you agent, I am glad to have a cover. She gave me a fabulous explanation of the product, because of which I made the purchase. Superb work, deserves a pat on the back.

I think ICICI Lombard's iHealth policy is the best product in the market. I would like to request a few upgrades, such as organ donor, air ambulance, good health returns, and regular health check-ups. Thank you for guiding me to this plan. Keep it up.

The agent showcased her excellent communication skills during hour interaction about the health insurance policy. She was articulate while telling me about features and benefits like free look period, life long renewability, and cashless hospitalisation. Thanks for getting me in touch with her.

Very happy with your team member who convinced me to buy the health insurance policy. He had good knowledge on the products and provided me with all the information I needed. Thank you so much for the support and guidance.

My experience with the agent who sold me the health insurance policy was very satisfying. He explained several plans in great detail and knew everything there was to know about each product. He really impressed me with his brilliance and made the purchase process easier.

The executive was a nice guy. We had a fantastic interaction, during which he shared his knowledge about the inclusions and exclusions of the policy. He was transparent, polite, and an utter professional with a friendly attitude. Looking forward to more discussions like this.

I am satisfied with the service provided by your agent. She made sure I wasn’t confused about any of the policy features and benefits and clarified all my doubts in an instant. I couldn’t have asked her for more. Great job!

I had a good interaction with your representative regarding the health insurance policy. He was able to explain the product details clearly, which helped me decide to buy it. He also called me back whenever I had a query prior to issuing the plan. I will not hesitate in recommending ICICI Lombard for insurance.

I had a very informative discussion with your salespersons regarding the mediclaim policy for family. They were willing to explain each and every inclusion at length and spend as much time as it took to satisfy my queries. I am impressed by their diligence and confident in their ability.

The agent helped me buy the health insurance policy in a hassle-free way. I genuinely never expected to buy a comprehensive plan with such ease, but thanks to him, I was able to get my whole family insured in practically no time. Thank you for convincing me and supporting me through the process.

Generally, I don't write reviews. But people like the executive at ICICI Lombard deserve words of appreciation. She was very polite and patient. I believe she is an asset to your organisation. Thanks for all the support.

Had a very good interaction with your representative. She explained all the details very well. I had a few queries about the process, but it didn't take her very long to resolve them. I appreciate her service.

Excellent interaction. She was confident in her knowledge and provided all the answers I was looking for. Her communication skills and intelligence helped me believe that this was the right plan for me.

Very helpful interaction. I learned everything I needed to know about the health insurance policy before making a decision. The agent was polite, friendly, and incredibly supportive. Happy to have ICICI Lombard as my insurance provider.

Good experience at ICICI Lombard. The agent listened to me and understood my needs before making any suggestions about the mediclaim policy. I am glad that it was a wonderful interaction. Thanks a lot.

I received flawless support from your salesperson when I approached ICICI Lombard to buy a health insurance policy. He was completely supportive of my needs and helped me fufil them by advising me on the right plan. My overall experience with him as well as the organisation was worthy of five stars.

Had one of the best experiences ever with the customer care department of an organisation. The agent was very precise while giving out information about the mediclaim policy and made sure the one he persuaded me to buy aligned with my requirements. Please continue serving people with the same enthusiasm and care.

Very good way of explaining the details of the health insurance policy. The advisor gave me all the information I needed to make a decision. I am happy to have chosen ICICI Lombard as my insurance provider. Thanks for all the help.

Excellent service provided by the representative. Our interaction went really well and cleared all my doubts about the health insurance cover. By the end, I was convinced to buy it based on merits like cashless hospitalisation and life long renewability.

It was nice talking to your customer care executive. He was encouraging and understanding. I got all my doubts cleared and am happy about the product I purchased. Thanks for the support from your team, ICICI Lombard.

Your agent helped me out with the process of buying a new health insurance policy. He also clarified my doubts and explained all the features and benefits. I specifically bought the plan because it offers in patient AYUSH treatment and emergency ambulance cover.

I am highly impressed with the service rendered to me by your sales agent. He behaved in a professional manner throughout our interaction and listed enough upsides of the policy to convince me to make the purchase. He also had excellent communication skills, which made my decision easier.

Excellent discussion with the agent from ICICI Lombard. It led to me buying the health insurance policy because I was confident in her judgement and understanding of my needs. I would like to rate her 10 out of 10 for the wonderful support.

The executive was clear in her communication. She knew the product well and convinced me to enhance my sum insured with her logic. This is the first time someone from the organisation spoke to me with clarity about the product. I'm sure whatever is explained to me will appear in the policy document, which I am yet to check.

FAQs

What is critical illness cover?

It’s a plan that pays you a fixed lump sum if you’re diagnosed with a serious illness listed in the policy. The payout can be utilized to cover for treatment costs, recovery, or other financial expenses.

Why should I buy critical illness insurance cover/add on?

Serious illnesses don’t just affect your health, they affect your income and routine too. Medical bills, time off, and expenses can pile up. This plan helps you manage to reduce financial stress so that you can focus on recovery.

Can I have both health insurance and critical illness insurance?

Yes, and they complement each other. Health insurance takes care of hospital expenses and treatments. Critical illness insurance gives you payout to handle everything beyond that. Together, they create a more complete safety net.

Does critical illness insurance premium increase with age?

Yes, premiums generally increase as you get older. The risk for insurers goes up with age, so pricing reflects that. It also reduces the chances of strict medical checks later.

Can NRIs buy critical illness cover in India?

Yes, many insurers in India offer plans for NRIs. You may need to meet certain conditions or provide additional documents. Some policies might require medical tests in India. It’s always good to check the exact terms before applying.

Does critical illness insurance cover cancer and a heart attack?

Critical illness covers offered by most insurers include major illnesses like cancer, heart attack of specified severity etc. But the condition must meet the severity level defined in the policy. For complete details you are requested to read the policy wordings, terms and conditions and exclusions.

What is the survival period in critical illness cover?

It’s the minimum number of days you need to survive after diagnosis to receive the payout. This is usually around 30 days, but it can vary between insurers.

What is a suitable age to buy critical illness insurance cover/add on?

The earlier, the better. Generally premium varies basis factors such as age, medical history etc. Starting early gives you long-term peace of mind.

Got questions? Let's talk! Share your contact details and we'll give you a call.

Thank You for your interest in our product.

Critical illness Insurance

What is Critical Illness Cover?

Benefits of Critical Illness Add-On

Why Do You Need Critical Illness Cover?

Financial burden/risk

Income Loss During Recovery

Early Onset of Critical illness due to change in Lifestyle

Safeguarding you and your family

Key Features of Critical Illness Cover

Payout

No hospitalisation required

Flexible usage

Affordable

What Is Covered in Critical Illness Add-on?

Cancer of specified severity:

Open-chest CABG:

Permanent paralysis of limbs:

First heart attack of specified severity (Myocardial Infarction):

Stroke resulting in permanent symptoms:

Heart valve surgery:

Kidney failure needing regular dialysis:

Severe, irreversible liver failure:

Major organ transplant:

What Are the Tax Benefits Under a Critical Illness Insurance Policy

How to Choose the Critical Illness Cover?

Sum insured

Waiting period

Number of illnesses covered

Who Should Buy a Critical Illness Add-on?

If there’s a history of serious illness in your family

If you’re the only one earning at home

If you live in a high stress environment

How Does Critical Illness Cover Work?

Critical Illness Cover: Add-on vs Standalone Policy

The Add-on Option

The Standalone Policy

Which Option Is Right for You?

Eligibility Criteria for Critical Illness Cover

Age Limits

Medical Requirements

Policy Tenure

Health Insurance Blogs

Best Self-Care Tips for Parents: A Guide to Better Well-Being

Common Eye Problems in the Elderly

What Causes Chronic Liver Disease? A Complete Guide

Safe Fasting Tips for a Healthy Body

Diabetes in Women: All You Need to Know

Complete Guide on Fraudulent Health Insurance Claims

What is Health Insurance Claim Investigation Process?

Nutrition for Kids & the Need for Insurance: An Early Start to Wellness

Summer Health Safety Tips for the Whole Family

Self-Inflicted Injuries: Causes, Signs, and Support Options

Difference Between Riders and Add-on Covers in Health Insurance

List of Modern Treatments Covered Under Health Insurance

Essential Vitamins for Women That You Need to Know

Reviews and ratings

4.8

Tapas Varshney

Rajiv Singh

Sujith E. Job

Rahulkumar Kalubhai Mer

Bhawani Shankar Panda

Ambalal Chawda

Mandeep Singh Makkar

Trevor

Jayanti Vaidyanath

Dipak Kolambe

Vishal Parikh

Deepika

Kumar Saket

Kumarasamy Manickavasagam

Gargie Rajmohan

Ravindar Asani

Himanshi P. Chaurasia

Vishwanath P.

Jagnarayan R. Chowdhary

Ajju Antony

Vishal Palla