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What is TripSecure+?

TripSecure+ is the next evolution in travel insurance, offering unparalleled flexibility and extensive coverage options to protect you from the unexpected. Whether you are a seasoned traveller or planning a once-in-a-lifetime journey, TripSecure+ allows you to create a policy that suits your specific needs, including coverage for pre-existing conditions, adventure sports, and more.

Features

Pre-existing conditions

No need to worry about existing health issues—this policy covers pre-existing medical conditions, making it especially valuable for senior citizens and those with ongoing health needs.

Adventure sports

Thrill-seekers, rejoice! Enjoy your high-adrenaline adventures with peace of mind. This policy offers comprehensive coverage for a wide range of adventure sports, from skydiving to scuba diving, ensuring you're protected during all your extreme activities.

Customisable coverage

Tailor your policy to fit your unique travel needs. You can easily adjust your coverage to include or exclude specific protection, ensuring that your policy works for your specific trip, whether it’s a relaxing beach getaway or a rugged outdoor adventure.

Car rental and Cruise coverage

travelling abroad and renting a car? This policy has you covered with protection for car rentals, ensuring you're safeguarded from potential issues. Additionally, it includes unique coverage for cruise travel, offering protection for cruise-specific risks like missed ports or emergencies at sea.

Extensive protection

This policy covers it all—from pre-existing medical conditions to high-risk activities like adventure sports—ensuring you’re comprehensively protected no matter what type of trip you take.

For the modern traveller

Whether you're renting a car for a road trip abroad or setting sail on a luxurious cruise, this policy includes essential options like car rental coverage and cruise-specific protections designed for today’s traveller.

Reasons to buy this travel insurance

First-of-its-kind flexibility

Tailor your insurance policy with up to 50 covers.

Adventure sports coverage

Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports.

Age-independent coverage

Covers travellers from 0 to 80+ years, including seniors with pre-existing medical conditions.

Cruise-specific benefits

Enjoy special coverage for cruise trips, including sickness on board.

Trip interruption protection

Be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

Emergency assistance

Receive financial emergency cash and daily hospital allowances if required during your trip.

What is covered under this travel insurance?

TripSecure+ Insurance offers extensive coverage, including medical expenses, trip delays, cancellations, baggage loss, and unique features like bail bond cover, car rental protection, and emergency cash allowance. With coverage extending to adventure sports, pre-existing conditions, and even cruise-specific incidents, TripSecure+ ensures that you're prepared for any situation, wherever you travel.

Policy documents:

TripSecure+ policy wordings

Why should you buy this travel insurance online?

Customisable coverage- TripSecure+ allows you to easily adjust your coverage to suit your travel plans. Whether it’s adding adventure sports cover or protecting your car rental, you can build a policy that works for you.
Quick and easy- Purchase TripSecure+ online with just a few clicks, and have your travel insurance policy delivered directly to your inbox. No need to visit an office or deal with paperwork.
Contactless and secure- Buying travel insurance online means getting a fully digital policy that ensures you're covered for all your trip essentials, right from your mailbox.

Types of travel insurance plans in India

Single trip travel insurance

As the name implies, this policy covers a single international trip. Such a policy is valid until the conclusion of your trip, or say, until you return to your home country.

Multi-trip travel insurance

If you travel frequently, you probably don't want to waste time and effort buying insurance for each trip. Considering this, we have come up with a multi-trip policy. The policy is valid for 365 days and you can take as many trips as you want during this period. It is a comprehensive policy that covers on-trip medical expenses, lost baggage, missed connecting flights, compassionate visit, etc.

Does ICICI Lombard's travel insurance plan cover COVID-19?

Yes, ICICI Lombard travel insurance covers COVID-19. The benefits under this cover include:

We pay for your in-patient and out-patient hospitalisation expenses for hospitalisation due to COVID-19.
We cover your trip cancellation if your immediate family member is hospitalised due to COVID-19.
We compensate your lodging or boarding expenses due to trip extension if you contracted COVID-19 on your trip.
We provide you with daily hospital cash allowance for your COVID-19 hospitalisation abroad

Eligibility criteria for this travel insurance

After a hectic work schedule, you might want to take a break and go on a vacation, either alone or with your family. TripSecure+ offers travel insurance with flexible, Customisable options, making it easy to stay protected against unexpected events during your trip abroad. Here’s what you need to know:

Age eligibility - Covers individuals from 0 to 80+ years years, with distinct pricing based on age groups (0-50, 50-70, 70-80, 80+).
Flexible coverage options - With customisable covers you can tailor your policy to fit your specific travel needs.
Family inclusion - Enjoy coverage for your entire family, ensuring protection for every member during your travels.

How to buy a travel insurance policy online?

Do you wish to secure your trip online before going out on a vacation abroad? If yes, here is how you can get an instant cover with ICICI Lombard.

Share your basic information and your contact details here and get an instant quote.

Pick

Pick the ideal plan that suits your needs.

Pay

Pay online using our secure payment gateway.

Policy

Get instant cover for your trip abroad.

Additional coverage under travel insurance plans

Repatriation of remains

In an unfortunate event, if the insured person dies on the trip to an overseas nation, we will reimburse the nominee for the costs of transporting the deceased insured's remains back to his home country.

Hospital daily cash allowance

If the insured person sustains an injury or illness while on a trip, we will provide the insured with a daily allowance up to the amount prescribed in the policy document. However, to avail of the daily allowance benefit, the hospitalisation should be over two consecutive days.

Countries that require travel insurance

Mandatory coverage - Around 34 countries have made travel insurance mandatory, including Schengen countries, US, Qatar, Russia, and Antarctica. With TripSecure+, you'll be fully covered for your adventures in these regions.
Special requirements - Countries like the UAE, Cuba, Turkey, and Ecuador require proof of insurance before entering, ensuring you are protected against unforeseen events.

How to calculate travel insurance premiums online?

Just like any other insurance policy, knowing your premium ahead of time not only allows you to compare plans but also helps you in saving a significant amount on your premium. To determine your premium online, you must use an online travel insurance premium calculator. To use this tool, you will need to enter information such as your age, destination, number of travellers and trip duration.

Tips to lower your travel insurance premium

If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.

When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.

Claim procedure for travel insurance policies

Even with the best travel insurance, handling unexpected incidents during your trip can be challenging if you're unfamiliar with the claim process. To make it easier, we’ve outlined the steps below:

In case of an emergency, initiate your claim by:
- Calling us at 1800 2666
- Reaching out via the ILTC App or our website [customersupport@icicilombard.com]
After notifying us, provide the necessary documents to support your claim.
Once your documents are submitted, we’ll assess the details and update you on your claim status

Things to consider while buying travel insurance online

When purchasing travel insurance online, keep the purpose of your trip in mind. Fill in your details and compare travel insurance plans to select an appropriate one from those we offer. If you travel frequently, a multi-trip policy would be excellent for you.

Before securing your trip, plan how you want to spend your holiday; this will help you determine the scope of your policy's coverage.

Health comes first, but falling sick should come last while on your trip. But if you still end up being unwell on your trip, it’ll help to have a travel insurance covering your medical expenses in a foreign land.

Check and compare the claim settlement ratio of various insurers when you buy travel insurance online.

When securing your trip, check the swiftness of the insurer's claim settlement process.

Frequently asked questions

What age groups does TripSecure+ cover?

TripSecure+ offers flexible travel insurance for all age groups, from 0 to 80+ years. There are different pricing slabs for age groups (0-50, 50-70, 70-80, and 80+), allowing tailored coverage for everyone, including senior citizens.

Can I customize my TripSecure+ coverage?

Yes! One of the unique features of TripSecure+ is its Customisable coverage. You can select from over 50 different covers in Phase 1, with up to 70 covers in Phase 2, to create the perfect policy for your specific travel needs.

Does TripSecure+ cover adventure sports?

Absolutely! Adventure lovers can enjoy their adrenaline-filled activities with TripSecure+’s Adventure Sports Cover, ensuring protection during high-risk activities.

Is car rental covered under TripSecure+?

Yes, TripSecure+ includes comprehensive car rental coverage abroad, ensuring you are protected in case of any issues with your rental car during the trip.

Does TripSecure+ provide coverage for cruises?

Yes, TripSecure+ provides specific covers for cruise travelers, including protection for medical expenses on a cruise, sickness.

What types of pre-existing diseases (PEDs) are covered under the policy?

The policy covers a wide range of pre-existing diseases (PEDs), including but not limited to:

Heart disease
Liver disease
Kidney disease
Cancer
Hypertension
Diabetes
Thyroid disorders

Does this policy cover outpatient department (OPD) expenses?

Yes, this policy covers OPD expenses, and it’s not limited to a reimbursement process. You can avail of the benefits directly as per the terms outlined in the policy

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4.5
Our customers have rated us
Based on 832 reviews

ICICI Lombard’s salesperson was very good at his job. He was well aware of the benefits of the travel insurance plan such as emergency hotel extension and coverage against total loss of checked-in baggage. He answered all my queries, and overall, gave me good service. Thanks for your support which helped me to buy insurance without any hassle.

Your salesperson assisted me in the purchase of my travel insurance policy. She was extremely helpful, and patiently guided me through the process. She also clearly explained the policy inclusions like coverage against total loss of checked-in baggage, and exclusions. This helped me to make an informed choice. I will definitely recommend ICICI Lombard to my other friends too. Thank you.

I wanted to buy travel insurance for my upcoming visit to Spain. ICICI Lombard’s salesperson helped me to buy a policy that was suitable for my visa requirements and for my personal insurance needs too. Overall, I’m very satisfied with her assistance. Many thanks for suggesting the perfect travel insurance plan to me.

I’d been surfing the Internet for travel insurance. Imagine my surprise when within a few seconds of applying for a quote, I got a call from your agent. She was polite and had good command over English. She helped me to understand the policy benefits and purchase procedure, and waited patiently when I told her that I’ll get back with my response in a day.

Your agent helped me to purchase an international travel insurance policy. He was very clear and crisp in his communication. He was also very patient and supportive, and did a good job of helping me set my ICICI Lombard insurance profile right. I would rate him 9 out of 10.

I am impressed with the assistance I received from your insurance executive. He was very helpful and patient throughout the purchase of my travel insurance policy. In fact, I would describe him as one of the best executives I have spoken with so far.

Read all reviews

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