×
Instant protection for your international trip on Insure app
Install Now

Avail cashless hospitalisation worldwide

No matter where you are, stay assured of quality healthcare. Avail travel insurance plans that offer cashless hospitalisation facilities across the globe, so you can be at peace when you travel.

7 reasons to buy ICICI Lombard Gold Multi Trip Travel Insurance

Take care of your loved ones, even when you are miles away
Get value added services like medical concierge, automotive and lifestyle assistance
Access high-quality medical care when you need it
Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States
If you face a medical emergency abroad, get immediate help with our cashless facility
Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide
Age should be no bar to make travel plans
Our Multi Trip travel insurance is available for individuals of up to 70 years of age
Customise your policy as per your travel calendar
Our Multi Trip Travel insurance lets you secure up to 30, 45 or 60 days of travel per year, at one go
Experience more coverage without travel worries
Secure your travel with an insurance plan that offers you a sum insured of up to $500,000
If you lose luggage, we will compensate the loss
We offer coverage for total loss of checked-in baggage including handbag
  • Plan available upto 70yrs of age
  • Cashless health services available worldwide
  • Get quality health care with UHI
  • During a year, you can secure as many as 30, 45 or 60 days
  • Your loved ones can avail of Medical Concierge Services , Automotive Assistance and Lifestyle services even when you are away from home. (These are value added services)
  • Gold Multi Trip policy offers worldwide coverage. However due to the latest insurance requirements by Schengen Consulates, Gold Multi trip policy is not valid for getting Schengen Visa for customers who are above 50 yrs of age. If you are falling in the said age bracket and are planning to travel to Schengen countries, we would request you to buy a single trip policy by choosing "Schengen Countries" as your travel location"
  • Emergency Hotel Extension
  • Reimbursement for the trip being cancelled or interrupted due to medical problems, acts of terrorism or natural disasters.
  • Compassionate Visit
  • Political Risk and Catastrophe Evacuation
  • Get covered for hospitalization in case of Swine Flu / H1N1 influenza, if it is not a pre-existing disease.

Please note: Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Value Added Services for Dependents in India $*
With ICICI Lombard International Travel Insurance feel secure because your loved ones back home enjoy an array of concierge services while you are on the move.

1. Medical Concierge Services for Dependents in India
  • Telephone Medical Information: We will arrange for facilitation of the health information for you over the phone
  • Medical Service Provider Referral: We will provide the details of the medical service provider such as name, contact number, details of the office hours of the hospital/clinic
  • Appointments with Local Doctors for Treatment: We will facilitate an appointment with the local doctor
  • Home Nursing Care Assistance
We will provide the assistance for home nursing to ensure your loved ones are being taken care when you are away.
  • Monitoring assistance
  • Evacuation / Repatriation Services
2. Automotive Assistance Services for Dependents in India
  • Minor on the spot repair
  • Breakdown Services and Towing
  • Flat tyre service
  • Jumpstart
3. Lifestyle Services for Dependents in India
  • Gifts/Flowers Delivery Assistance
  • Dining Referral and Reservation Assistance
  • Business Services, including translation of official documents, assistance with tax consultants and attorneys
  • Special Events and Performance Assistance including arrangement of tickets for sports and other events.
  • Home Movers Assistance
  • Plumbing Assistance
  • Electrical Assistance
  • Pest Control Assistance 
  • Home Cleaning Assistance
  • Electrical Gadget Repair Assistance
$ The liability of the Company would always remain limited to providing assistance in terms of arranging the above mentioned services. All charges towards such services would be borne by the insured person.
Note: *Applicable for specific plans
Checklist for buying Travel Insurance
Read Article
International Travel Insurance Loss of Baggage & Passport

This browser does not support the video element.

Bad Airports: Traveller Complaints and Facilities

Exploring Asia? Beware of these airports that are notorious for their bad facilities.

See More

Understand your Multi Trip travel insurance policy coverage

Your policy covers:

  • Total loss of checked-in baggage including handbag
  • Personal accident
Benefits Sum Insured Deductibles in $/Hrs
Medical Cover (includes medical evacuation cost)**$$ USD 100,000 or
USD 250,000 or
USD 500,000
US$100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
Repatriation of Remains (Including in medical sum insured) US $7,500 NA
Dental Treatment US $300 US $100
Total Loss of Checked-in Baggage US $500 NA
Delay of Checked-in Baggage*$$ US $100 NA
Loss of Passport US $300 US $50
Personal Liability US $1,00,000 5% of Actual
Personal Accident US $15,000 NA
Hijack Distress Allowance*## US $125 per day for max. 7 days NA
Emergency Cash Advance US $1,000 NA
Trip Cancellation and Interruption US $500 NA
Missed Flight Connection#$$ US $500 NA
Trip Delay*$$ US $500 NA
Political Risk and Catastrophe Evacuation US $7,500 NA
Accidental Death (Common Carrier) US $5,000 NA
Value Added Services

*$$ Depends on plan selected

*$$ Delay of more than 6 hours

*## Delay of more than 12 hours

#$$ Delay of more than 3 hours

Sublimit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalisation expenses.

Sublimit B: Applicable for all plans, for persons aged 51 years and above.

Note: Multi Trip policy offers worldwide coverage. However, due to the latest insurance requirements by Schengen consulates, Multi Trip policy is not valid for getting Schengen visa for customers who are above 50 years of age. If you fall in the said age bracket and are planning to travel to Schengen countries, we recommend a Single Trip policy choosing ‘Schengen Countries’ as your travel location.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Read MoreRead Less

Your policy does not cover:

Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:

  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic/homeopathic therapies
  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

Read MoreRead Less

Travel Insurance
International Travel Insurance
ICITIOP02002V020102
Misc 129

Check your eligibility for Multi Trip policy

If you are an individual between the ages of 3 months and 70 years, you are eligible for the Multi Trip policy.

Gold Multi-Trip International Travel Insurance

Get overseas travel insurance priced as per your expected travel days in a year
As a frequent traveller, you can avoid the hassles of buying international travel insurance for each trip. Instead, get a one-time comprehensive travel insurance plan, priced as per your expected number of travel days in a year. Introducing the Gold Multi-Trip Travel Insurance from ICICI Lombard. Catered to safeguard your overseas trips, our foreign travel insurance plan keeps you secured for up to 30, 45 or 60 days/year.
Unlike single trip insurance, multi-trip travel insurance policy keeps you covered for the entire year, without any limitations on the number of trips taken. It is perfect for business travellers. Overseas travel insurance offers the following benefits:

  • Medical Insurance: Foreign travel insurance keeps your overseas medical costs covered, thus saving time and helping you get rid of medical worries. Furthermore, this policy also covers sudden injury or death, as well as expatriation of mortal remains of an insured deceased.

Cancellation: Overseas travel insurance covers you against flight, trip, and hotel bookings expenses, in case your travel plans are cancelled.

Explore our simple, hassle-free claims process

In case of an unforeseen medical or non-medical emergency while travelling, be assured of complete assistance from us. We will do whatever is required to get you safe, comfortable and back on your feet as soon as possible.

All you need to do is reach out. Use any of the following ways to get in touch, and leave the rest to us.

Get answers to common queries about Gold Trip travel insurance

  • GENERAL
  • COVER
  • PREMIUM
  • CLAIMS
  • POLICY

Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.

Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.

Can more than one policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.

Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.

When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.

What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:
  • Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
  • Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
  • Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
  • Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
  • Cash Card - Use your Done Card to make payment online
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Choose from the 3, 6, 12 or 24 months options according to your convenience
  • Access your policy immediately online

What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.

Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills

What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.

How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 15 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.

What are the charges for policy cancellation?

The fee for policy cancellation is ₹300.

Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.
Read All FAQs

Reviews and Ratings

Average rating: 4.47 out of 5  |  385 reviews
Tushar Pawar | Nov 04, 2018
Speaking with ICICI Lombard's customer care team was a really fabulous experience. The man I spoke to answered all my queries with utmost efficiency. It was easy to tell that he was well-informed about the product. Thanks for helping me purchase travel insurance.
Aravindan Nair | Nov 02, 2018
The words helpful, supportive, and patient come to mind when I am asked to describe the ICICI Lombard customer service team. The employee I spoke with was polite and courteous and helped me purchase travel insurance without any troubles.
Nalini Sadekar | Oct 29, 2018
Purchasing travel insurance from ICICI Lombard was an absolute breeze. The customer care employee patiently guided me through the entire process. He even took time to explain all the benefits under the policy, including lost luggage compensation. Fantastic job!
Chandralekha Vohra | Oct 24, 2018
ICICI Lombard is hands-down one of the most efficient companies I have done business with. Unlike many others, they believe in giving their best in any given circumstance, and most importantly, they do not waste the customer's time in any way.
Vasudevan Balakrishnan Iyer | Oct 20, 2018
I wanted travel insurance for 3 trips, and the ICICI Lombard agent took care of my needs perfectly. Keep up the good work! The attitude exhibited by him was very professional and his approach was perfect. The multiple travel policy provided was also excellent.
Read All Reviews

Listen to our customers

“All the experience was quite good. Staff were cordial. Warm regards.”

Rajendra Kumar - CEO Surya Global Hospital - Kakinada – Andhra Pradesh

“ICICI LOMBARD has very encouraging insurance plan of overseas travel for our senior citizens.”

Hira Lal Kaul - Architect D.D. Architects - Jammu

“Whenever on foreign tour, I ensure that I insure with ICICI Lombard. Customer friendly online hassle free policy and transparent premium. Fo...”

Dilip Desai – Retired Individual - Mumbai

“The experience with ICICI Lombard has been excellent. One can trust ICICI Lombard in an emergency for their courtesy and prompt actions. I a... ”

Mani Raju - Mumbai

“Interaction with Customer Relationship Team was very useful. All people whom I have contacted were cordial and patient to hear my doubts. I ... ”

D. Chandramohan Retired Scientist - CSIR - National Institute of Oceanography, Goa Chennai

“Took travel insurance for travelling to USA. My wife got Shingles there. The total amount was reimbursed to me. The Falack team was nice to ... ”

Anil Kumar Lal – New Delhi

“Had travel insurance. Fortunately all went well. There was no claim hence I do not know he service quality.”

Hiro Wadhwani - Retired - Gurgaon

“Whenever I travel to abroad I use take up ICICI Lombard Travel Insurance because I found their service is good.”

Subrata Pal – Retired - Kolkata

“Wonderful experience with Overseas Travel Insurance”

G K Agarwal - Corporate Adviser Cimmco Limited Bharatpur

“Your team was very cooperative and supporting to me and my wife Arti Shailesh Bhavsar while we bought an international travel policy”

Shailesh Bhavsar - Sales Advisor Cenlub System Pune

“Thank you for providing fantastic travel insurance coverage for my long trip to Europe last time. Keep up the good work.”

Sayak Boral - Ahmedabad

“I got to know about ICICI Lombard from my brother. I logged on to the website to buy a travel insurance policy for my trip to Japan. The ent... ”

Shilpa Dansinghani – Reservation and Ticketing Agent All Nippon Airways Mumbai

“We had gone to the US to visit our unwell son. Due to the extreme climatic conditions, I fell sick. We were really worried about high medica... ”

Vallabh Bordawekar - Advocate - Mumbai

“On my way to Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. Imagine my sit... ”

P. Reddy - IT Professional - Hyderabad

“On my way to Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. Imagine my sit... ”

Rajiv Singh - Marketing Executive - Mumbai

ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.

ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd assigned by Northbridge Financial Corporation solely for the territory of India. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.

This website is best viewed in Google Chrome browser
  • Travel Insurance
  • Motor Insurance
  • Home Insurance
  • Marine Insurance
  • Other Products
Complete Health Insurance
Explore Buy Now
Health Booster
Explore Buy Now
Personal Protect policy
Explore Buy Now
Single Round Trip
Explore Buy Now
Gold Multi Trip
Explore Buy Now
Car Insurance
Explore Buy Now
Two Wheeler Insurance
Explore Buy Now
Home Insurance
Explore Buy Now
Marine Insurance
Explore
Business Insurance
Explore
Rural Insurance
Explore
NRI Insurance
Explore