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Get cashless approval within 4 hours* with ICICI Lombard’s ​Complete ​Health ​Insurancemsg

With ICICI Lombard’s Complete Health Insurance policy, you are assured cashless approval within 4 hours. This lets you avail timely medical services without worrying about the finances, at any of our 4500+ network hospitals.

7 reasons to buy ICICI Lombard Complete Health Insurance

  • member

    Enjoy tax benefits

    member

    Enjoy tax deduction benefits on the premium amount paid for yourself, spouse and dependent children

  • member

    Secure wellness, health and maternity expenses

    member

    Add-on cover for Outpatient Treatment, Wellness and Preventive Healthcare, and Maternity Benefit

  • member

    Get free value-added services

    member

    In addition to coverage benefits of your policy, you also get access to an online chat with a doctor, free health check-ups and e-consultations to help you stay fit and healthy

  • member

    Secure health costs for as long as you live

    member

    With our lifetime renewal facility, there is no upper age limit to your policy. Continue to renew it and stay protected from medical expenses

  • member

    Now reset your sum insured up to 100%

    member

    Once in a policy year, your sum insured amount will be reset up to 100%

  • member

    Get cover for alternative therapies with AYUSH

    member

    Get covered for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment while you are hospitalised

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    We guarantee on time claim service

    member

    Get a quick response: for cashless claims in 4 hours and reimbursement claims in 14 days

critical_illness

Cashless Hospitalisation Facility For Your Health Insurance Claim

Read Article
tax_benefit

Tax Deduction of Health Insurance Premium

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Why ​Do ​You ​Need ​Critical ​Illness ​Insurance?

Medication and treatment costs for critical illnesses can be huge; however, a bit of prudent planning helps.

See More
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Understand your Complete Health Insurance policy coverage

Your policy covers:

  • Medical expenses incurred during hospitalisation for more than 24 hours, including room charges, doctor/surgeon’s fee, medicine bills, etc.
  • Medical expenses incurred 30 days prior and 60 days post hospitalisation
  • Day-care expenses for advanced, technological medical surgeries and procedures requiring less than 24 hours of hospitalisation (including dialysis, radiotherapy and chemotherapy)
  • Pre-existing diseases, but after 2 years / 4 years of continuous coverage with the Company*
  • Life Long Renewability: The policy provides life - long renewal
  • Floater Benefit: Floater cover to get family (self, spouse, dependent parents, dependent children, brothers and sisters) covered for the same sum insured under a single policy by paying one premium amount. Any individual above 3 months of age can be covered under the policy provided 1 adult is also covered under the same policy
  • Additional Sum Insured: An Additional Sum Insured of 10% of Annual sum insured provided on each renewal for every claim free year up to a maximum of 50%. In case of a claim under the policy, the accumulated Additional Sum Insured will be reduced by 10% of the Annual Sum Insured in the following year
  • Policy period: Option of choosing 1 or 2 year policy period under various plans offered
  • Cashless Hospitalisation: Avail cashless hospitalisation at any of our network providers / hospitals. A list of these hospitals / providers is available on our website www.icicilombard.com
  • Free Health Check - up: The customer is entitled for a Free Health Check - up at designated centers. The coupons would be provided to each Insured for every policy year, subject to a maximum of 2 coupons per year for floater policies
  • Tax Benefit: Avail tax deduction on premium paid under health insurance policy as per applicable provisions of Section 80D of Income Tax Act, 1961 and amendments made there to
  • Pre - Policy Medical Check - up: No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to `10 Lakhs
  • Free Look Period: Policy can be cancelled by giving written notice within 15 days of receiving the policy
  • Reset benefit: We will reset up to 100% of the Sum Insured once in a policy year in case the sum insured including accrued additional Sum Insured (if any) is insufficient as a result of previous claims in that policy year
  • In Patient AYUSH Treatment: Expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment only when it has been undergone in a government hospital or in any institute recognised by the government and / or accredited by Quality Council of India / National Accreditation Board on Health
  • Emergency Ambulance Cover: Reimbursement up to `1,500 per hospitalisation for reasonable expenses incurred on availing an ambulance service offered by a hospital / ambulance service provider in an emergency condition
  • Wellness Program: Our wellness program intends to promote, incentivise and reward you for your healthy behavior through various wellness services. All the activities as mentioned in the desired section help you earn wellness points which will be tracked by us

Optional add-on covers:

Optional Cover 1

Sum Insured(`)   3 lacs/ 4 lacs/5 lacs 7 lacs/ 10 lacs
Hospital Daily Cash `1,000 per day `2,000 per day

Hospital Daily Cash: A certain amount (as per the plan chosen) will be paid for each and every completed day of hospitalisation, if such hospitalisation is atleast for a minimum of 3 consecutive days and subject to maximum of 10 consecutive days.

Convalescence Benefit: A benefit amount of `10,000 per insured once during the policy period will be paid in case of hospitalisation arising out of any injury or illness as covered under the policy, for a period of consecutive 10 days or more.

Optional Cover 2

Outpatient Treatment Cover: Reimbursement for the medical expenses incurred as an Outpatient (OPD).

Maternity Benefit: Reimbursement for medical expenses incurred for delivery, including a cesarean section, during hospitalisation or lawful medical termination of pregnancy during the policy period. The waiting period for maternity cover is 3 years. The cover shall be limited to 2 deliveries / terminations during the period of insurance. Pre - natal and Post - natal expenses shall be covered under this benefit. This cover is applicable only for floater plan having Self and Spouse in the same policy.

New Born Baby Cover: The new born child can be covered under this policy during hospitalisation for a maximum period upto 91 days from the date of birth of the child. This cover will be provided only if maternity cover is opted.

Wellness and Preventive Healthcare: All the expenses pertaining to routine health check - ups and for other wellness and fitness activities taken by you will be reimbursed.

Optional Cover 3

Critical Illness Cover: The customer can opt for Critical Illness Cover covering specified Critical Illnesses / medical procedures like Cancer of Specified Severity, First Heart Attack - of Specified Severity, Open Chest Cabg, Stroke Resulting in Permanent Symptoms, Permanent Paralysis of Limbs, Kidney Failure Requiring Regular Dialysis, Major Organ / Bone Marrow Transplant, Multiple Sclerosis with Persisting Symptoms, Open Heart Replacement or Repair of Heart Valves, Coma of specified severity. A benefit amount is paid up on the diagnosis of the chosen critical illness.

Donor Expenses: Reimbursement up to `50,000 for such medical expenses as incurred by the organ donor for undergoing any organ transplant surgery for your use.

*Conditions apply

Voluntary Deductible

Notwithstanding anything to the contrary in the Policy, it is hereby expressed and agreed that You have voluntarily opted for a Deductible, as specifically appearing in the Policy Schedule, in consideration for a reduction in premium amount payable for this Policy.

Deductible will be applicable for each and every Claim during the Policy Year before it becomes payable by Us under the Policy. Subject otherwise to the terms, conditions and exclusions of the Policy.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Your policy does not cover:

  • An illness that you contract within 30 days of the starting date of your policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals.

For the first 2 years, some diseases like cataract, hernia, stone in the urinary system and others will not be covered.

Exclusions valid for the first 2 years

Treatment of the following diseases/illness/ailments

  • Cataract #
  • Benign prostatic hypertrophy
  • Myomectomy, hysterectomy unless because of malignancy
  • Hernia and hydrocele
  • Fissures and/or fistula in anus, hemorrhoids/piles
  • Joint replacement, unless due to accident
  • Sinusitis and related disorders
  • Stone in the urinary and biliary systems
  • Dilatation and curettage, endometriosis
  • All types of skin and all internal tumours/cysts/nodules/polyps of any kind, including breast lumps, unless malignant
  • Dialysis required for chronic renal failure
  • Surgery on tonsils, adenoids and sinuses
  • Gastric and duodenal erosions and ulcers
  • Deviated nasal septum
  • Varicose veins/varicose ulcers

If the policy is renewed with us for two consecutive years, the above diseases / illness / ailments will be covered from the third year.

# Any claim for cataract treatment shall not exceed ` 20,000 per eye, during each policy year after 2 years from the policy start date.

## 4 years for sum insured up to ` 2 lakhs.

Pre-existing diseases, non-allopathic treatments and some other expenses are permanently excluded from being covered.

Permanent exclusions

  • Any illness/ disease/ injury/ pre-existing disease before the inception of the policy. However, this exclusion ceases to apply if the policy is renewed with the company for two consecutive years for sum insured of `3, 4, 5, 7, 10 lakhs and ` 2 lakhs if the policy is renewed for 4 consecutive years
  • Non-allopathic treatment, pregnancy and childbirth related complications, cosmetic, aesthetic and obesity related treatment
  • Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self-injury
  • War, civil war or breach of law
  • Naturopathy treatment, acupressure, acupuncture, magnetic and other such therapies
  • Treatment taken outside the country
  • Any expenses arising out of domiciliary treatment

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings

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ICICI Lombard Complete Health Insurance
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Check your eligibility for Complete Health Insurance

  • If you are above 18 years of age, you can buy the Complete Health Insurance policy for yourself and your family members, children and parents
  • If you want your child to be covered under the family floater, your child should be more than 3 months of age and in case you are buying an individual policy for your child, he or she should be more than 6 years of age
  • A policy bought to cover children aged between 3 months to 5 years, should necessarily cover at least one adult too
  • Children have to be more than 91 days old to be eligible for the policy
  • If you are buying the policy for an individual who is more than 46 years of age, he or she will need to undergo a medical test at our designated diagnostic centres
  • You can avail income tax benefits under Section 80D, only on policies bought for self, spouse, parents and dependent children

Explore our simple, hassle-free claims process

Cashless Claims

Reimbursement Claims

Other Third Party Administrator Claims – Cashless

Other Third Party Administrator Claims – Reimbursement

  • NOTE:

    • Cashless ​facility is only available at our cashless network hospitals
    • In case of ​planned ​hospitalisation, contact your service provider two days prior to admission
    • In case of ​emergency ​hospitalisation, contact your service provider within 24 hours of hospitalisation
    • For intimating the claim, please call our 24x7 toll free number 1800 2666 or SMS ‘HEALTHCLAIM’ to 575758 (charge – `3 per SMS) or email us at ihealthcare@icicilombard.com
    • Please send the relevant documents to: ICICI Lombard Health Care, ICICI Bank ​Tower, Plot No. 12, Financial District, Nanakramguda, Gachibowli, Hyderabad - 500 032

    Get answers to common queries about complete health insurance

    • GENERAL
    • COVER
    • PREMIUM
    • CLAIMS
    • POLICY

    What do you mean by annual sum insured?

    The annual (basic) sum insured is the maximum amount that an insurance company will pay you, according to the insurance contract, in the event of a claim.

    What do you mean by waiting period?

    The duration only after which a claim can be made is called the waiting period. 

    If I increase my policy Sum Insured at the time of renewal, do any waiting periods apply?

    Yes, waiting periods will be applicable afresh in relation to the amount by which the Sum Insured has been enhanced.

    What do you mean by pre-existing disease?

    Any condition, aliment or injury or related condition(s), for which you had signs or symptoms and/or were diagnosed and/or received medical advice/treatment within 48/24* months prior to the first policy with the insurance company is called a pre-existing disease. (*as per selected plan) 

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    What are the covers offered under Basic Hospitalisation?

    It refers to payment of the in-patient hospitalisation expenses such as boarding and nursing expenses, intensive care unit charges, surgeon’s/doctor’s fee, anesthesia, blood, oxygen, operation theatre charges etc. that you would incur during hospitalisation for a minimum period of 24 consecutive hours.

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    What are the covers offered under Day Care Surgeries/Treatments?

    It refers to payment of the Medical Expenses that you would incur while undergoing Specified Day Care Procedures/Treatment (as mentioned in the Day Care Surgeries list), which require less than 24 hours hospitalisation.

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    What are the covers offered under Pre and Post Hospitalisation Expenses?

    It refers to payment of the Medical Expenses that you might incur immediately 30 days before and 60 days after hospitalisation.

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    What are the covers offered under Critical Illness?

    It refers to payment of a fixed amount (up to Sum Insured) upon diagnosis of covered major illnesses and mentioned medical procedures.

    Covers offered under critical illness/medical procedures are Cancer, Coronary, Artery By-pass graft surgery, Myocardial Infarction (Heart Attack), End Stage Renal Failure, Major Organ Transplant, Stroke, Paralysis, Heart Valve Replacement Surgery and Kidney failure.

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    What parameters are considered for calculating the premium?

    Cover opted (Individual / Floater)
    Age of senior most member
    Sum Insured selected
    Sub limit (if selected)
    Optional covers (add-ons chosen)

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    What is the procedure for reimbursement settlement?

    All the claims have to be intimated 48 hours prior to hospitalisation and within 24 hours post admission in case of emergency

    • Intimate claim by sending SMS 'HEALTHCLAIM' to 575758 (charge – 3 per SMS) or calling our toll free number 18002666 or email us at ihealthcare@icicilombard.com
    • Send your duly filled (and signed by you as well as your treating doctor) claim form and required documents to us
    • We will review your claim request (as per policy terms and conditions)
    • On approval, we will settle your claim (as per policy terms and conditions) and reimburse the approved amount to you

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    What is the process for claim?

    The claim process involves 3 steps
    • Claim Intimation
    • Claim Processing
    • Claim Payment/Closure

    Claim can be intimated through various modes:
    • Call Center
    • Walk in
    • E-mail
    • Fax
    • Letter
    • SMS

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    What are the steps for cash settlement

    Only available at network hospitals. Pre-authorisation request to be made at least 48 hours before a planned hospitalisation and within 24 hours of emergency hospitalisation Steps involved
    • Admission in network hospital
    • Fax the pre-authorisation form along with relevant documents (Investigation reports, Previous consultation papers if any, Cashless ID, Photo ID)
    • We review your claim request (as per policy terms and conditions)
    • On approval, we settle your claim (as per policy terms and conditions) with the hospital after completion of all formalities

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    Who should be contacted to make a claim?

    The ICICI Lombard claims management team or customer service should be contacted.

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    What if I want to renew my health insurance policy after one year?

    We will be sending you a renewal notice informing you of the expiry of your health policy via courier.

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    What is a Health Card?

    A Health Card is a card that you get along with your policy. It is similar to an identity card. This card entitles you to avail cashless hospitalisation at any of our network hospitals.

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    How does a Health Card function in case of a 2-year (auto renewal) policy?

    In case of a 2-year (auto renewal) policy, you will be issued a single card, which will be valid for the entire policy period. The health card need not be renewed or re-issued during the policy tenure.

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    What are the benefits of a health card?

    A health card mentions the contact details and the contact numbers of the Third Party Administrator (TPA). In case of a medical emergency, you can call on these numbers for queries, clarifications and for seeking any kind of assistance.

    Moreover, you need to display your health card at the time of admission into the hospital.

    Review and Rating

    1034 reviews

    Write a review
    1. jatin | May 10, 2017
      5
      Good supporting team... Explained me all aspects of my insurance policy and also, helped me to buy the policy online.
    2. Rajkiran Reddy Banala | May 09, 2017
      5
      Satisfied with customer care executive, he explained all details about my health insurance policy and assisted me to buy via online. Excellent service.
    3. Russel Dsouza | May 04, 2017
      4
      Good information and good communication from your team and able to cover important points of the complete health insurance policy.
    4. Mohd Asif | Apr 26, 2017
      5
      Very Patience. Fully supported team of ICICI Lombard.
    5. Rajan Sharma | Apr 25, 2017
      4
      Since morning I trying to take the policy online, due to some technical error I not able to buy so then I called up at customer care and your representative helped me out for getting the health policy online and also given the full guidance/information about this product. Thanks a lot.
    6. P. Balaji | Apr 24, 2017
      5
      It was nice to talking with your customer support team. Policy was explained clearly and efficiently. They were very helpful on selecting the correct policy for my family. Thanks ICICI Lombard & Team.
    7. M Sarath Chandra | Apr 23, 2017
      4
      It was very good interaction with your executive, who provided all inclusions & exclusions of health insurance policy and given time to think about whether or not it was the right health policy for me and I didn’t feel pressured. Excellent customer service.
    8. Bhushan Lohar | Apr 22, 2017
      5
      Your team helped me to renew my health policy quickly and hassle free. Wonderful company! I am pleased to choose ICICI Lombard.
    9. Vasant | Apr 20, 2017
      5
      I am very happy with the way I got health insurance from ICICI Lombard. Your customer support team was very informative and helpful. I took this policy so quick within 10 minutes. Thank you.
    10. Gurinder Singh | Apr 18, 2017
      4
      It was very good experience with person I talked yesterday about international travel and health insurance. I am totally satisfied with what he explained in a very nice way. I thought I have to go to branch personally. But when I talked he did all the work online without the need to go any where. Thanks a lot to ICICI Lombard for making policy buying that much easy. You get whatever you want sitting at home. Thanks.
    11. Manjeet Singh | Apr 17, 2017
      5
      The person I spoke to was very informative, explained everything very clearly and gave me several options in order to obtain a policy that was acceptable to me. Will rate 5 out of 5 on rating scale.
    12. Naveen Kumar | Apr 16, 2017
      5
      I am very happy by the way your customer care representative explained the details of policy. He also suggested how I can take more benefits from the policies in the same premium amount, which is like going beyond the expectations and helping the customers. I would like to give him the best possible rating. Wish him best for his future.
    13. Gaurav Chauhan | Apr 15, 2017
      5
      Good assistance was provided by your ICICI Lombard executive for purchasing 2 health policies and I am grateful.
    14. Natwar Ladha | Apr 13, 2017
      5
      Your team provided good details about complete health insurance plan. I am satisfied with your service. Thank you
    15. Dileep M. | Apr 12, 2017
      4
      The customer service advisor was exemplary. He went through all elements of my policy and helped me to buy health insurance online. The executive was attentive, friendly and answered all the queries to my satisfaction.
    16. Jeelaga Balasundaram | Apr 11, 2017
      5
      Your team provided very good information to purchase health insurance policy online. As per my knowledge ICICI Lombard will provide good support in future. Thanks
    17. Hitesh | Apr 10, 2017
      5
      Your customer service representative was very good in explaining the benefits of health booster policy and also, helped me to buy policy.
    18. Abhinoy Mochari | Apr 09, 2017
      5
      Was a great help from online chat support team. Never thought that buying insurance online is so easy. Great health policy offered by ICICI Lombard.
    19. Subramaniam | Apr 07, 2017
      4
      Excellent service! Your team understood my needs and guided me to select right policy. Overall smooth buying process. Thank you.
    20. Pattabhi Rama Rao Dasari | Apr 06, 2017
      5
      Your team has provided detailed information about health insurance which helped me in selecting right policy as per my requirement. Excellent policy.
    21. Kathiravan Manimozhi | Apr 05, 2017
      5
      Your customer representative helped me renewing my Health Insurance online. He was on chat and call with me through the entire process and he was courteous and articulate. I could feel that he was trying hard to help me and meet my need. He deserves a 5 star rating. You need more people like him.
    22. Divya Sachdev | Apr 04, 2017
      5
      Your executive was of excellent assistance in patiently clarifying all my doubts and suggesting the best option of health insurance for me. Sincerely grateful to him!
    23. Pushkar Arya | Apr 03, 2017
      5
      Your team has explained the policy features in detail and guided me to buy online very conveniently. Great Work! Thanks
    24. yadav | Apr 02, 2017
      4

      I was quite impressed by your service. Your representative provided all the informations regarding my health policy. Thank you ICICI Lombard & Team for such a wonderful experience.

    25. Muhammad Umar | Apr 02, 2017
      5

      A big thank you to ICICI Lombard and team for suggesting me health insurance policy for my entire family and also helping me to buy policy via online portal.

       

    26. Nilesh Somvanshi | Apr 02, 2017
      5
      Appreciate the way your team has explained the whole policy. Really helped to make quick decision. Moreover I would like to recommend my friends who are interested in health policy to consult with your team to get all details.
    27. Prateek Chhikara | Mar 30, 2017
      5
      As this was my health insurance renewal, I did have a quick look at comparison websites, but ICICI Lombard although not the cheapest, inspired enough confidence to make me stay loyal. On a scale of 1 to 5 with 5 being the best it is 5 for ICICI Lombard.
    28. Prashant Iyengar | Mar 29, 2017
      5
      Your agent went through all points without time wasting. He resolved all my doubts and assisted me in purchase of the policy. High number of cashless hospitals in my city makes me to go ahead with ICICI Lombard.
    29. Ankit Kumar Bajpai | Mar 27, 2017
      4
      I appreciate your team for giving me all information related to health insurance. They explained me each and every aspect of policy and helped me to buy the policy as per my requirements. Thank you for such an excellent service.
    30. Saravanan K. | Mar 26, 2017
      4
      Good support from your team on health insurance and personal accident policy. Whole buying process went smoothly. No Complain. Thanks for all your support.
    31. Bhumireddy Sivaramareddy | Mar 24, 2017
      5
      Very straight forward insurance setup. Clearly explaining all the add-ons on website one could easily pick up and renew the policy.
    32. Ashwin Date | Mar 23, 2017
      4
      Good co-operation and explanation by your executive while buying health insurance via online. I am happy with ICICI Lombard.
    33. Mukesh Raghuwanshi | Mar 22, 2017
      5
      Talked with your agent, he explained all about policy very clearly and concisely. Will surely buy health Policy after this valuable information. Thanks
    34. sabiha | Mar 20, 2017
      5
      Excellent Service! Your team helped me to understand my health insurance policy very well, also they explained me in what situation I can get claim, what is my sum insured and how I can avail cashless facility in network hospitals. They assisted me to buy policy online. I must say ICICI Lombard is best organization in General insurance category.
    35. Muhammad Ali | Mar 20, 2017
      5
      Nice work ICICI Lombard for renewing my family health insurance policy online and also, I received soft copy of my policy instantly. Great Service, Thanks!
    36. Krishna Murthy | Mar 20, 2017
      5
      Great service, very understanding of circumstances and everything clearly explained about my health insurance policy and also helped me to select policy as per my requirement. Thanks ICICI Lombard for such a great policy.
    37. Harish Ram | Mar 19, 2017
      5
      Had a hassle free walkthrough the process of cancelling my earlier policy for 2 Lakhs and buying a new policy for 3 Lakhs. Your team was very helpful and patient in helping me with all the required information. Thanks to ICICI Lombard and team.
    38. Madan Mohan Gajula | Mar 17, 2017
      4
      I really appreciate for quick response with all details about the health insurance and accidental policy. I thank you for your excellent services.
    39. Pradeep Pinto | Mar 14, 2017
      5
      Your team was excellent in explaining the health policy and helped us to close it immediately. Thank you for such a quick turnaround.
    40. Senthil Babu | Mar 13, 2017
      5
      I just simply buy new policies without any complex procedures and special thanks to your advisor who makes it much easier to complete the procedures and she has explained all terms and conditions very clearly. Thank you
    41. Devarajan G. | Mar 11, 2017
      5
      The ICICI Lombard team was very helpful in identifying health insurance options, and explaining them clearly. They assisted me to buy the policy online. Fantastic Service.
    42. Akshay Shinde | Mar 10, 2017
      4
      Great support from ICICI Lombard and team for buying health insurance policy online. Their team explained me all the Add-ons and benefits and also helped me to select the policy as per my need. Excellent.
    43. Amarnath Putta | Mar 08, 2017
      5
      Your representative was good and cordial to help me in closing health insurance policy, so instead of blocking it I went ahead and bought the policy.
    44. Mohammed Etta Shahabuddin | Mar 06, 2017
      5
      Excellent health policy from ICICI Lombard. Your advisor did a wonderful job, kept me informed about my health insurance policy. I will certainly be recommending ICICI Lombard personally to anyone looking for health insurance.
    45. Manimala G. | Mar 05, 2017
      5
      Thank you ICICI Lombard and team, we were very much happy on the correct guidance given and saving our time. Keep up the good work.
    46. Lavneet Bansal | Feb 27, 2017
      5
      Call answered relatively quickly. Your representative was very helpful and explained me, what type of disease are covered in this policy, and also provided list of cashless hospital in my nearby location that is really helpful in selecting health policy.
    47. Madhur Agarwal | Feb 26, 2017
      4
      I was helped by your representative in buying a health insurance. She patiently and satisfactorily answered all my queries. She had complete knowledge about the product which enforced my trust in ICICI Lombard. Keep up the good work guys!
    48. Akhilesh Choudhary | Feb 24, 2017
      4
      Your team helped me in buying the health insurance policy with ease and resolved all my queries. They also provided me information on what is cover in the policy and what is not. Wonderful customer service.
    49. Raghavendra V. | Feb 23, 2017
      5
      Excellent website. Would be pleased to recommend it to anyone, your team’s assistance and advise was greatly appreciated. Thank you!
    50. Bimla Tiwari | Feb 22, 2017
      5
      It was an amazing experience. The Chat feature is really helpful to people who are new to ICICI Lombard website. Your chat team helped me with policy buying process and they provided all terms & conditions of health insurance policy. This reflects that the employees are given good training. 10 out of 10 experience.
      Read All Reviews

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      Listen to our customers

      member

      “My 2 year daughter was admitted in the hospital due to high fever and this was my first experience with ICICI Lombard claim and I have to te... ”

      Joe Cherian - Regional Manager - Chennai

      member

      “Appreciate your quick response to my recent follow up for my insurance policy. I got my policy certificate within hours of the same day. ”

      Haridas Fopalan - Senior Purchasing Officer Ali & Sons Contracting Co. LLC Abu Dhabi

      member

      “Good and timely response for claim settlement. Contrary to the agents who are behind the customer for policies and run away from responsibil... ”

      Prafulla Sarode - CSA Elcom Innovations Pvt. Ltd. Faridabad

      member

      “No.1. General Insurance Company, which has no lengthy process to clear the claims. Hope it will continue for years & years. All the best. ”

      Ajay Vrindavan Gupta - Operation Manager Seshaasai Business Forms Pvt. Ltd. Mumbai

      member

      “I like the customer friendly policies and the employee friendly environment ”

      M T Cosca - Education Promotion Services INCIDE Academy Nagercoil

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      “We have good experience up till now. Good feed back. ”

      Kanu Parekh - Owner Yogi Plastics - Sangli

      member

      “Your service support and network is very good ”

      Gaurang Desai - Manager manufacturing Tulip Group Goa

      member

      “I have been a customer of ICICI Lombard and very happy with the service provided and cashless hospitalisation with no worries and now I have... ”

      Shamin Mohan - Proprietor Preciaso world of interiors Kochi

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      “Extremely pleased with ICICI Lombard and cannot thank the support staff enough for smooth cashless hospitalization of my son and subsequent ... ”

      Satyanarayan Dash - Sr. Manager Zee Entertainment Enterprises Ltd Kolkata

      member

      “I have had one experience recently (January-February 2016) with ICICI Lombard. Based on this one experience my comment is as follows: Though... ”

      Sudheer Mehta - Baroda

      member

      “I am associated with you since 4 years. During this period I did not face any problem. My policies are getting renewed immediately, the clai... ”

      Jaweed Aslam Ahmed Shaikh - Technical Project Manager Mumbai

      member

      “Excellent service..strict timelines..flawless..I would never change my policy even if I have to pay a few extra bucks. Already referred to v... ”

      Ravindra Choudhary - Sales Manager - American Express New Delhi

      member

      “E​xtremely h​appy. V​ery ​satisfied ​with your express ​settlement of claims. My ​experience ​with you is ​unique ​as compared with others. ... ”

      Dilip V Bhide - Nagpur - Proposer

      member

      “You can say that I am big 'fan' of ICICI Bank. This is one of the main reasons I went to ICICI Lombard for my health insurance and 2-wheeler... ”

      Pawan Kabra - IT Professional - Surat

      member

      “Thanks for the very quick and immediate settlement of my hospital expenses reimbursement claim on 17th Feb 2016, Even though it t... ”

      R Krishnamoorthy - Bangalore - Retired Deputy General Manager, BSNL

      member

      “Good experience as positive and prompt response received. Expect to maintain and further improvement in meeting needs. ”

      Ashish Roy Chowdhury - CEO Burnpur Cement Ltd Kolkata

      member

      “I renewed my health and motor policy on icicilombard.com and it was a seamless experience. On my previous policy, I had registered a claim l... ”

      Belson Coutinho - Vice President - Jet Airways (India) Ltd - Mumbai

      member

      “It has been a great feeling to be a customer of ICICI Lombard. I have their complete health insurance policy and I am happy with it. This is... ”

      Anshul Thakur - Manager Maruti Suzuki,Delhi

      member

      “I was looking for tax saving options a couple of weeks back and one of my friend suggested health insurance. Since I already have a health i... ”

      Aditya Mishra – Lawyer Mumbai

      member

      “I found out about ICICI Lombard from my friend and looked up their website. I read about mediclaim policy and called them on 1800 2666 to kn... ”

      Gaurav Yadav - Manager at TheBooks

      member

      “I landed on your website while researching for medical insurance and was impressed by the benefits of your health insurance. I called the ca... ”

      Janmang Davda - Product Manager Mumbai

      member

      “I bought your health policy last year and it was good experience at that time. This year I raised a claim due to minor accident and your sta... ”

      Abhishek Parikh - Co-founder at The Bundlers

      member

      “I was looking for a health insurance policy for my parents and took a quote on icicilombard.com. The team followed up with me regularly and ... ”

      Raghav Grover - Manager – Client Solutions at Aspiring Minds Gurgaon

      member

      “One of my colleagues suggested that ICICI Lombard has a good policy when it comes to health/mediclaim insurance. I did my research and found... ”

      Arnab Sinha - Manager at Bluestar

      member

      “The service from the call center and the team is praise worthy. They convinced me to go for health booster product so that I can increase my... ”

      Sushant Kaw- Vice Chairperson at Gnaritas Fest

      member

      “I researched for a health insurance scheme on the internet and read about Complete Health Insurance offered by ICICI Lombard. The product fe... ”

      Nikunj Gulati - Deputy Manager - Exide Life Insurance Mumbai

      member

      “The product complete health insurance is suitable for an individual like me who has just started working. I was satisfied with the inclusion... ”

      Pushpendra Parashar - Relationship Manager HFFC Kolkata

      member

      “One of my friends introduced me to the concept of health insurance and I am glad he did as this one of the best investment I have made in my... ”

      Pratul Mahajan - Take over Manager Club Mahindra Mumbai

      member

      “I am already a customer of ICICI Lombard for a long time. I have health, car and two wheeler insurance with them. Last year I had a baby gir... ”

      Sandesh Jadhav -Marketing Manager -Mumbai

      member

      “ICICI Lombard has one of the best health policies available. I did a lot of comparison over the last year and found this to be the best one.... ”

      Saurabh Vaity – Marketing Manager Ahmedabad

      member

      “I am satisfied with the plan I have taken from ICICI Lombard for my health insurance. It has covered my young family. The service is good an... ”

      Hafiiz Shaikh – Mumbai

      member

      “I have just started working and read about tax planning. For my tax saving I decided to buy an ICICI Lombard health insurance policy. The bu... ”

      Kamlendra Singh – Mumbai

      member

      “While researching for mediclaim policies online, I came across complete health insurance and health booster from ICICI Lombard. After going ... ”

      Jai Dhonde – Gati Mumbai

      member

      “I was researching online for health insurance top up policy to increase sum assured for my existing policy which is through my firm. I read ... ”

      Aman Sharma - Reliance Communications Mumbai

      member

      “Since I am newly married, I researched for a lot of health policies which would cover me and my husband. Spoke to the team at icicilombard.c... ”

      Soniya Sanap - Senior Research Manager Kantar Worldpanel Mumbai

      member

      “I believe in natural treatment for diseases and illness and feel that anything can be cured using Ayurveda. It came as an instant delight wh... ”

      Neha Patel - Associate Manager Nielsen Mumbai

      member

      “I had a great call with the team at Lombard on the toll free number. They explained all inclusions and exclusions of their health policy whi... ”

      Pravin Kumbhar - Deputy Manager at Ashida Electronics Mumbai

      member

      “I have used ICICI bank site for online purchase of Health Insurance for my family. It was a nice experience and I enjoyed it. I could get de... ”

      P.D. Kulkarni - Bank Manager - Mumbai

      member

      “I am happy with the services offered by ICICI Lombard General Insurance Company. I have medical policies from different companies for my fam... ”

      Ashish Shah - Entrepreneur - Mumbai

      member

      “I am quite amazed to buy a policy from ICICI Lombard. There was no paperwork, no health check-up, no cheque payments, no reminder calls etc.... ”

      Ajit Deshpande - Software Engineer - Pune

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      Sr no. Hospital Name Address City State Contact No Latitude Longitude Operations
      ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
      Trade logo displayed above belongs to ICICI Bank Ltd. and Northbridge Financial Corporation and is used by ICICI Lombard GIC Ltd. under license. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: U67200MH2000PLC129408.
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