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Protect your home from burglary, terrorism, theft, etc.

Cover your home against losses due to theft, burglary, terrorism, etc.
Don’t let fire accidents burn a hole in your pocket

Cover damages due to fire or allied perils
Think long-term, get 50% discount t

You get a massive 50% discount when you opt for a 10 year structure cover with ICICI Lombard home insurance.
Be prepared for any unexpected calamities

Secure your home against natural calamities like earthquakes, floods, cyclones, storms, etc. with home insurance.
Enjoy a 25% discount when you insure your home content and structure with our property insurance for a tenure of 5 years.

Protect your home contents such as electronics and furniture for a tenure of 5 years to avail 25% discount.
Don’t let water damages stress you financiallyDon’t let water damages stress you financially

Stay protected against water seepage and resultant damages
Be at peace, your treasured possessions are secured

Protect your jewellery with our All-Risk Cover and stay worry-free

Home insurance policy gives protection for only the building (structure) of your home, or only the content (belongings) of your home, or both as per the coverage opted. The policy covers losses to the structure and/or content of your home, that might occur due to a number of natural and/or man-made calamities.

The policy covers losses to the structure and content of your home, that might occur due to a number of natural and/or man-made calamities.
The calamities covered are
- Fire
- Lightning
- Impact damage
- Aircraft damage
- Explosion / implosion
- Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation
- Riots, strike, malicious and terrorism damage
- Subsidence and landslide including rockslide
- Bursting and/or overflowing of water tanks, apparatus and pipes
- Missile testing operations
- Leakage from automatic sprinkler installations
- Bush fire
- Earthquake
- The content of your home is also covered against loss due to burglary or an attempted burglary / housebreaking including theft. It also covers loss of jewellery, silver articles and precious stones kept under lock and key, up to 25% of the total content sum insured or `1 lakh, whichever is lower.
In addition to the basic policy coverage, you can opt for useful add-on covers that add to your protection
- If you are forced to shift into an alternative accommodation because your home is destroyed or damaged by any insured peril, the policy will cover your additional rent expenses.
- The maximum coverage is upto ` 1 lakh, for upto 6 months. This cover is available only if you are insuring the structure of your home.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Home Insurance
Home Insurance Policy
IRDAN115P0003V01200203
Misc 13

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