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Avail cashless hospitalisation worldwide

No matter where you are, stay assured of quality healthcare. Avail travel insurance plans that offer cashless hospitalisation facilities across the globe, so you can be at peace when you travel.

7 reasons to buy ICICI Lombard Single Trip Travel Insurance

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Understand your Single Trip travel insurance policy coverage

Your policy covers:

  • Total loss of checked-in baggage including handbag
  • Personal accident
Sr No Benefits Coverage Amount 3 months - 70 years
Platinum Plan Gold Plan
1 Medical Cover (includes medical evacuation cost) ** US $50,000,
US $100,000,
US $250,000,
US $500,000
2 Repatriation of Remains (included in medical Sum Insured) US $7,500
3 Daily Allowance In Case of Hospitalisation (franchise of 2 days) Up to US $50 per day for maximum of 5 days -
4 Dental Treatment## US $300
5 Total Loss of Checked-in Baggage US $500
6 Delay of Checked-in Baggage*** US $100
7 Loss of Passport### US $300
8 Personal Liability^ US $1,00,000
9 Personal Accident US $15,000
10 Hijack Distress Allowance $$ US $125 per day for max. 7 days
11 Emergency Cash Advance US $1,000
12 Trip Cancellation and Interruption US $500
13 Missed Flight Connection+ US $500
14 Trip Delays*** US $500
15 Political Risk and Catastrophe Evacuation US $7,500
16 Accidental Death (Common Carrier) US $5,000
17 Fire Cover for Building ₹20,00,000 -
18 Fire Cover for Home Content ₹10,00,000 -
19 Burglary Cover for Home Content ₹1,00,000 -
20 Bounced Booking - Hotel / Airline++ US $2,000 -
21 Compassionate Visit US $7,500 -
22 Emergency Hotel Extension++ US $5,000 -
23 Loss of Baggage and Personal Effects## US $2,000 -
24 Return of Minor Child(ren) Travel cost at actual not exceeding US $7,500 -
  Value Added Services   -

** Deductible of US $100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)

## Deductible of US $100

*** Delay of more than 6 Hours

### Deductible of US $50

^ 5% of the actual

$$ Hijack for more than 12 hours

+ Delay of more than 3 Hours

++ Deductible of US $250

Note: No sublimits plans are available for Schengen countries

Sublimit A: For policies with medical expenses sum insured over US $100,000 the limit of liability of the company will be restricted to US $100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalisation expenses.(This is not applicable for Platinum Plan).

Sublimit B: Applicable for all plans except for Schengen countries, for persons aged 51 years and above.

To know more about EMI options, click here.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

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Your policy does not cover:

  • Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic / homeopathic therapies
  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It's always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

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Travel Insurance
International Travel Insurance
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Misc 129

SINGLE TRIP INTERNATIONAL TRAVEL INSURANCE

Who doesn’t wish to travel abroad and revel in the sights and sounds of a new culture? While international travel is no longer a difficult task, it is always wise to ensure a hassle-free trip with international travel insurance.
International travel insurance takes care of financial woes that might arise due to health concerns, lost baggage, lost passports, and other unforeseen circumstances during your travel.
For non-frequent fliers, the best option is to go for Single Trip travel insurance as you can select your travel duration, maximum up to 180 days. ICICI Lombard offers one of the best international travel insurance with added benefits. Our Single Trip travel insurance policy takes care of eventualities, including:

  • Canceled trip or other disruptions caused
  • Loss of travel baggage, travel documents, and personal belongings
  • Cash assistance in case of an emergency
  • Home burglary when you are away
  • Personal liability cover
  • Emergency evacuation in case of political turmoil
  • Risk coverage in case of hijacking

Please refer the policy wordings for complete terms and conditions.

Explore our simple, hassle-free claims process

In case of an unforeseen medical or non-medical emergency while travelling, be assured of complete assistance from us. We will do whatever is required to get you safe, comfortable and back on your feet as soon as possible.

All you need to do is reach out. Use any of the following ways to get in touch, and leave the rest to us.

Get answers to common queries about Single Trip travel insurance

  • GENERAL
  • COVER
  • PREMIUM
  • CLAIMS
  • POLICY

Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.

Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.

Can more than one policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.

Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.

When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.

What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:
  • Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
  • Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
  • Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
  • Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
  • Cash Card - Use your Done Card to make payment online
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Choose from the 3, 6, 12 or 24 months options according to your convenience
  • Access your policy immediately online

What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.

Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills

What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.

How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 15 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.

What are the charges for policy cancellation?

The fee for policy cancellation is ₹300.

Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.
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Reviews and Ratings

Average rating: 4.50 out of 5  |  793 reviews
Vijay Kumar Rao | Nov 05, 2018
I am overseas most of the time and nobody offers comprehensive travel coverage like the plan provided by ICICI Lombard. Their Gold Multi Trip plan is the best and especially apt if you are a frequent traveler.
Soumik Mukherjee | Nov 04, 2018
The ICICI Lombard customer care services are top-notch and deserve much appreciation. The insurance advisor was very helpful and gave me all the required information. I am impressed that you provide cashless facilities abroad during medical emergencies.
Nabatanu Das | Nov 03, 2018
I recently purchased travel insurance from ICICI Lombard, and I am thoroughly impressed by the kind of service I received. The lady I was speaking with clearly explained what is and is not covered under the policy I chose. When I did not receive the policy over e-mail, she helped me download it directly. Thanks so much.
Loganathan | Nov 02, 2018
I needed to purchase overseas travel insurance for my parents, and while browsing through policies, I was assisted by a customer care executive over chat. She was prompt in providing responses to my queries and helped me complete the purchase. Really nice experience.
Sujit Banerjee | Nov 01, 2018
Purchasing travel insurance from ICICI Lombard was incredibly easy. The agent I spoke with was well-aware of the policies available, which made it easy for her to suggest the right kind of plan for my needs. Good job!
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Listen to our customers

ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.

ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd assigned by Northbridge Financial Corporation solely for the territory of India. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.

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