Car Insurance: Buy or Renew Car Insurance Online in India | ICICI Lombard
×
Get insurance plan for your car on the go
Install
 
 
x

Please enter your details

Please enter the name
+91 Please enter the mobile number
Please select the product
(Please enter words below)
(Please enter words below)
x

Live Chat

May I help you?

Begin Chat
Please enter valid mobile number

7 reasons to buy Car Insurance from ICICI Lombard

  • A dent in your car will not cause a dent in your finances

    Get the Zero Depreciation Cover and avail coverage on replaced parts with no deduction for depreciation

  • Switch to our policy and retain existing benefits

    Transfer your No Claim Bonus from an existing policy, if you haven’t made a claim

  • Get allowance for daily commute when your car is getting repaired

    Our Garage Cash Cover offers you a daily allowance for each day that your car is in the garage

  • If your car breaks down, help will come your way

    Just give us a call and be assured of Road Side Assistance to help with accommodation, minor repairs and more

  • Go on longer drives with lesser worries

    Avail cashless services at 7800+ network garages

  • Get your policy without any delays

    We issue instant policy online, with minimal paperwork

  • Renew your policy with ease

    We have made online policy renewal quick, effortless and convenient

UNDERSTAND CAR INSURANCE POLICY COVERAGE

What is covered under your car insurance policy: Inclusions

  • Loss or damage to your vehicle against natural calamities - Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
  • Loss or damage to your vehicle against man-made calamities - Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
  • Personal Accident Cover - Coverage of ` 15 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the car. Optional personal accident covers for co-passengers are also available.
  • Third Party Legal Liability - Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

To understand exactly what all your car insurance policy covers, and be in a much better position to benefit from it, read your Policy Wordings carefully.

What is not covered under your car insurance policy: Exclusions

Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Damage to/by a person driving any vehicles or cars without a valid license
  • Damage to/by a person driving the vehicle under the influence of drugs or liquor
  • Mechanical/ electrical breakdown
  • Loss/ damage due to war, mutiny or nuclear risk
  • Vehicles including cars being used otherwise than in accordance with limitations as to use
  • Wear and tear
  • Consumables
  • Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Driving the vehicle against the limitations as to use

It’s always a good idea to be aware of what is excluded from your policy, so that you are not disappointed by extra expenses later. So make sure you go through the Car Insurance Policy Wordings carefully.

Car Insurance
Private Car Package Policy
IRDAN115P0017V01200102
Motor 01

EXPLORE OUR SIMPLE & HASSLE-FREE TWO WHEELER INSURANCE CLAIM PROCESS

Once you report a claim to us, you can avail a host of benefits:

In case of an unfortunate accident / breakdown, be assured of complete assistance from us to get back on the road, as early as possible.

The first thing you need to do is call our toll free number 1800 2666, and then leave the rest to us.

  • Cashless repair across a wide network of garages to ensure a smooth ride
  • Free pick-up, towing facility and wash benefit at selected garages
  • Loss Assessment Survey of vehicle within 4 hours by dedicated ​Relationship Manager*
  • 6 months quality assurance on all repairs**
  • If the vehicle is serviced in a garage outside the purview of our network, then you can claim reimbursement for the same

*Applicable on claims intimated before 2 PM and not applicable on Sundays and National Holidays
**Subject to maximum usage upto 6,000 km, post such repairs
Click here to view our wide network of garages

In case of an accident, make sure you follow these steps

  • Note the number of the other vehicle involved in the accident, if any
  • Note down the names and contact details of witnesses, if any
  • Contact our toll free number 1800 2666 and get your claim number / reference number
  • The Call Centre Representative will provide you with the details of the documents required for claim processing and also details of our preferred cashless garage
  • File an FIR at the nearest police station in case of property damage, bodily injury, theft and major damages

Here’s what happens after you have registered your claim

  • Our Customer Service Manager (CSM) will contact you within 24 hours of registering the claim
  • You will then need to submit all the required documents to the dealer / CSM and get them verified with the originals
  • Our CSM will then get an estimate for the repairs of your vehicle and give spot approval after assessment
  • Payments that need to borne by us at our preferred garage will be made directly to the garage on completion of the repairs
  • Our CSM will inform you in case any balance amount has to be paid by you as per the policy terms and conditions

To make your claim settlement process faster and simpler, follow this checklist of documents

Documents Required for Accident Claims

  • Claim Form duly signed*
  • RC copy of the vehicle
  • Driving License copy
  • Policy copy (First two pages)
  • FIR on a case-to-case basis
  • Original Estimate
  • Original Repair Invoice and Payment Receipt (for cashless garage, only repair invoice)

*Stamp required in case of company registered vehicle

Documents Required for Theft Claims

  • Claim Form duly signed*
  • RC copy of the vehicle with all original keys
  • Driving License copy
  • Policy copy
  • Original FIR copy
  • Original Estimate
  • RTO transfer papers duly signed along with Form 28, 29, 30 and Form 35 (if hypothecated). Form 28 is needed in triplicate, Form 29 and 30 are needed in duplicate.
  • Final report – A No Trace report from the police saying that the vehicle cannot be located

*Stamp required in case of company registered vehicle

Documents Required for Third Party Claims

  • Claim Form duly signed*
  • Police FIR copy
  • Driving License copy
  • Policy copy (First two pages)
  • RC copy of the vehicle

*Stamp required in case of company registered vehicle

Get a Quick Quote

find network Garage

network
Dealer Name Address City State Contact No Contact Person Type of Vehicle Manufacturer Latitude Longitude Operations