How does a consumable cover help?
To understand how consumable cover in car insurance helps, let us use an example.
Assume you are driving your car and meet with an accident. As a result, you now have to pay ₹10,000 for repair work. Out of this ₹10,000 bill, the own-damage portion of your comprehensive policy covers repair worth ₹8,000. The remaining costs are for consumables such as grease, nuts and bolts and screws, which you must pay for out of your pocket.
Now, in this case, if you had a consumable cover in motor insurance, you wouldn’t have had to pay for any consumables by yourself. In simple words, the car insurance consumables add-on amplifies the coverage of your comprehensive four wheeler insurance.