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Comprehensive coverage for your vehicle

Secure your vehicle against all uncertainties that lie ahead with Motor Insurance. Get comprehensive coverage and utmost protection for your vehicle through a simple online purchase.

7 reasons to buy Motor Insurance from ICICI Lombard

Think long term with our Two Wheeler Insurance
One of the first in the industry to introduce long-term two wheeler insurance
Transfer No Claim Bonus
Switch to our motor insurance without losing your existing No Claim Bonus
Instant policy issuance, even for lapsed cases
We issue instant policy online even if your two wheeler insurance has lapsed
Protect your vehicle with Road Side Assistance
Our Road Side Assistance lets you enjoy worry-free journeys across India
3400+ cashless network garages for car
We offer cashless services for car repairs through 3400+ network garages across India
2500+ cashless network garages for your two wheeler
Keep calm and ride on, our garage network will take care of your bike repairs
Let our add-on covers take care of all your vehicle needs
Opt for useful covers like Roadside Assistance, Zero-Depreciation, Garage Cash cover

This endorsement shall be applicable to the first two claims during the policy period.
For more details on terms, conditions and exclusions, contact the Branch Executive or call our toll free number 1800 2666

Avail transfer of No Claim Bonus (NCB)*. This benefit is valid if you haven't made any claims in your old policy. This is also valid if your previous policy was not with ICICI Lombard.

* NCB (No Claims Bonus) will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. The NCB will be available, provided you show evidence that you are entitled to NCB from your previous motor insurance company. Evidence can be in form of a written declaration or renewal notice or a letter confirming the NCB entitlement from the previous insurer. Click here to view the wordings of the written declaration.

Road Side Assistance

With Road Side Assistance service you can avail the following benefits:

  • Flat tyre change arrangement
  • Battery jump start
  • Arrangement of spare key
  • Breakdown support over phone
  • On spot technician for minor repairs
  • Towing of vehicle to the nearest garage in case of breakdown/accident*
  • Arrangement of rental vehicle**
  • Arrangement/supply of fuel**
  • Accommodation arrangement**
  • Message relay - Facilitate passing on urgent messages to relatives/colleagues as needed during emergency

* Free up to first 50 km from breakdown spot, beyond which it is chargeable at actual.

** Actual cost to be borne by the insured. Arrangement is free.

For more details on risk factors, terms, coverages and exclusions, please read the sales brochure carefully before concluding a sale. Terms and conditions apply

3450+ network garages as of 1st June, 2016

Garage Cash Cover
  • When your car is in the garage, commuting becomes a tough task. Be prepared for such situations with the Garage Cash Cover
  • With this cover, you get a daily allowance for each day your car is under repair in the garage
  • A total daily allowance of ₹ 500 will be provided to you as conveyance expenses while your car is in the garage
What is Cashless Motor Insurance All about?
Read Article
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Common Queries about Motor Insurance (FAQs)

Can I renew my motor policy online?

Yes, you can renew your motor insurance policy online, starting 60 days before the expiry of your existing policy. In case your vehicle insurance policy has already expired, our authorised surveyor will inspect the vehicle, before policy issuance. The policy would only be issued subject to a satisfactory inspection and submission or the required documents.

Why do I need to insure my vehicle?

Your vehicle is probably one of the most expensive things you own. Insurance protects this asset and helps you cope with the financial loss caused by accidents, damage or theft. Another reason is that while driving, you are responsible for the safety of:

  • Your passengers
  • Your fellow drivers
  • Other people's property
  • Pedestrians
  • Yourself

Insurance helps cover the costs of potential damages or injuries in case of an unforeseen accident or theft. Above all, in India it is mandatory to have at least a Third Party Motor Insurance before you can drive on the roads.

What are the benefits of buying Motor Insurance online?

When you buy Motor Insurance online, you get an instant policy, as there is no documentation or paperwork involved. In addition, you have the advantage of choosing from multiple payment options e.g. Credit Card (Visa, Master Amex card), Net banking, Debit Card etc.

Is my No Claim Bonus (NCB) transferable?

Yes, in case you are the customer of ICICI Lombard, or are switching/changing to ICICI Lombard from any other insurance company, and have accrued some NCB from your previous insurer, you can get the same transferred, provided the vehicle is insured within 90 days of your renewal due date. The same applies if you switch/change from ICICI Lombard to other insurance company.

Customer Reviews

Overall Rating
Biplab Bhattarai | Nov 28, 2018
I found it incredibly easy to purchase car insurance from ICICI Lombard, especially with the assistance of the customer care team. The executive I spoke with was polite and made the effort to explain all the features and benefits, including the importance of road side assistance.
Satishchandra Shenoy | Nov 27, 2018
While renewing my car insurance policy online with ICICI Lombard, I was put in touch with a great customer care executive over the phone. He was patient and helpful and took the time to explain the various features of the plan, including the Zero Depreciation Cover add-on.

Listen to our customers

“ICICI Lombard’s online booking experience is very seamless, especially if one is renewing the motor policy it is the most hassle-free ... ”

Sameer Bagul - EVP & Head Finance, Cleartrip Pvt. Ltd

“I had bad experience with my current insurance company, so I wanted to change my insurance company. After searching on several websites and ... ”

Rajesh Kumar – Bangalore – Technical Lead

“Your sales representative is the best salesman I have ever encountered. My dad was in sales for P&G for 30 years, so I know that Sales i... ”

Mr. Dominic Braganza

“Quick service from staff. Polite and patience in communications.Good guidance.As a senior citizen what else I require. My small settlement w... ”

Viswanadha Sobhanadri - Hyderabad - Editor & Publisher, Vedamataram

“I have been a customer to ICICI Lombard General (Motor) Insurance for the last 5-6 years. I have two 4-wheelers and both are insured with IC... ”

Diptesh Narayan Ray -Businessman - Pune

“Recently I renewed my Car Insurance, since I am out of country for 5 months I asked my brother staying in Naroda, Ahmedabad to complete the ... ”

Dhananjay Joshi -IT Professional- Gandhinagar

“Happy with your service. I wanted to know about Roadside Assistance Features and found all the information on the website. I even called the... ”

Tushar - Thane - Associate, Altisource

“Two main and important things I would like to highly appreciate. First, buying Insurance Online is "Super Experience" and in case you are fi... ”

Tarak Desai - Bangalore - Associate Group Manager, SLK Software Services

“Very Satisfied with current insurance claim. Timely delivery and accurate costing is that I liked. ”

Umesh Bej - Navi Mumbai - Financial Controller, Videojet Technologies (i) Pvt. ltd

“Buying Car insurance from icicilombard.com was a great experience as it offered 3 plans to choose from with different add-on covers and all ... ”

Sandeep Gupta - Senior Brand Manager – Dettol India Gurgaon

“Renewing my car insurance from www.icicilombard.com was really great experience. It just took me 5 minutes to complete transaction. The over... ”

Mohit - Finance Professional Mumbai

“Buying ICICI Lombard car insurance is a great insurance. It just took me 5 minutes to buy policy online. Very easy and user friendly. Will recommend everyone. ”

Mangal Sen Dhall - Ex-Servicemen Ujjain

“Renewing my Car insurance from ICICI Lombard was great experience. Overall transaction experience on website was really good and I was able ... ”

Nandhini Shanmugham Mumbai

“Just opted again for ICICI Lombard, all due to the service that I received when I was in need. Due to current unavoidable circumstance that ... ”

Omar Khalil - Srinagar

“I missed to renew my car policy by one day, I thought it will take time to get approval for my new policy, normally executive will come for... ”

Mr. Saju

“We are thankful to ICICI Lombard for the prompt settlement of our claim. Our company, Johnson & Johnson Ltd, has fire, marine, motor, me... ”

Arnab Goswami - Treasury Manager - Kolkatta

“Hello, I am Sharath Chander Kanala and I have availed car insurance renewal policy from ICICI Lombard. I have to say that I have had a super... ”

Sharath K - Teacher - Varanasi

“Hello, I, Palla Srinivasa Murthy, had availed car insurance on my Santro and I must say, the whole process was so smooth that it really ease... ”

PS Murthy - Manager - Banglore

“I used the mobile self inspection feature within the ICICI Lombard app for my car insurance and it was a great experience. I must say, this ... ”

Prince Sachdev – Bhagalpur

ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.

ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd assigned by Northbridge Financial Corporation solely for the territory of India. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.

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