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A No-Claim Bonus to Bolster Your Finances

The car insurance policy offered by ICICI Lombard includes a whole range of advantages that provide a helping hand during times of need. Our efficient and prompt service and claim settlement acts as a companion that facilitates joyful drives.

Car insurance policy helps alleviate the worry of accidents and subsequent finances for damage repair. In case you make no claim throughout the policy period, you can avail a No Claim Bonus (NCB). This benefit considerably cuts your premium amount while offering you the same coverage. It acts like a reward for making zero claims.

Note that you can transfer the No Claim Bonus from one vehicle to another. Thus, NCB belongs to the policyholder and not the vehicle.

ICICI Lombard goes a step further by offering you an option to transfer your No Claim Bonus. You can switch over to our policy, and transfer your No Claim Bonus from a previous policy, while getting a discount and retain existing benefits.

The No Claim Bonus, wherever applicable, will be as per the following table

All Types of Vehicle
% Discount on Own Damage Premium
No claim made or pending during the preceding full year of insurance 20%
No claim made or pending during the preceding 2 consecutive years of insurance 25%
No claim made or pending during the preceding 3 consecutive years of insurance 35%
No claim made or pending during the preceding 4 consecutive years of insurance 45%
No claim made or pending during the preceding 5 consecutive years of insurance 50%

Benefits of ICICI Lombard Car Insurance

Retaining No Claim Bonus from a Previous Policy

Retaining No Claim Bonus from a Previous Policy

Easy Online Renewal

Easy Online Renewal

Minimal-Paperwork

Minimal Paperwork

Road-Side-Assistance

Road Side Assistance

Cashless-Service-at-173-Garages

Cashless Services at 3500+ Network Garages

Daily Garage Cash Cover

Garage Cash Cover

Cover Against Damage by Burglary, Housebreaking or Theft

Cover Against Damage by Burglary, Housebreaking or Theft

Customer Reviews

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Vikram Singh

I switched to ICICI Lombard on my dad's advice and I'm glad I made this decision. As I had made zero claims in my previous policy, I could also avail the benefit of No Claim Bonus. The discounted premium further helped my savings towards my dream home.

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Neha Bohra

Since I had not made any claim on my ICICI Lombard car insurance policy, I could avail No Claim Bonus on renewal. The renewal process is quite simple and I'm quite satisfied with the service of ICICI Lombard.

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