Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.

Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.

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  • How Car Insurance Deductible Works?

    by Almog Ramrajkar | Apr 28, 2022

    Owning a car is a dream come true for many, for others it could be a much-needed asset—whatever is your reason for loving your car, make sure you secure it with the right car insurance policy. The Motor Vehicle Act, 1988 mandates third-party insurance for every car owner. However, a third-party policy offers only partial cover. While it covers third-party liabilities in case of a mishap, it will not protect you against any injury or damage to your car. Therefore, it is advised to secure your car and your finances with a comprehensive car insurance policy since it covers third-party liabilities as well as your own damage. A comprehensive car insurance policy can give you complete financial protection in the face of an unfortunate event.

    What is the deductible in car insurance?

    This is important. Remember, no insurance policy pays 100% of the claim amount since every plan comes with a deductible. A deductible is an amount you have to pay from your pocket as and when you make a claim. So, when an unfortunate event occurs, you pay a certain amount by yourself, and then the insurance company settles the remaining amount. For example, let’s say your car insurance policy has a fixed deductible of 5% and you make a cashless claim for Rs 50,000. In this scenario, once you make a claim, the insurer will ask you to pay the deductible, which will be Rs 2500 in this case. After you pay, the insurer will settle the remaining amount, which is Rs 47,500 directly with the garage.

    In case of a reimbursement claim, you will have to pay the entire expenses to the garage from your pocket and the insurance company will reimburse the claim amount after deducting the deductible.

    How are car insurance deductibles beneficial?

    Car insurance deductible is beneficial to policyholders as it reduces your insurance premium amount considerably. The higher the deductible, the lower the premium. Therefore, many people opt for a higher deductible to reduce the car insurance premium.

    Deductible is beneficial to the insurance company as it discourages the policyholder from making small claims.

  • Health Insurance Lessons from the COVID-19 Pandemic

    by Almog Ramrajkar | Apr 28, 2022

    The COVID-19 pandemic tossed life off gear in a matter of weeks throwing global economies in disarray. While the trail of devastation because of the deadly virus is well-documented, it also gave several critical lessons on different aspects, with health insurance being one of them.

    The once-in-a-century pandemic gave essential lessons on imbibing health insurance, which can help you stay better prepared should such an event occur in the future. What are these? Let’s find out.

    Health Insurance is Not a Want Anymore

    While the need for health insurance plans was always there, many people took it as an unnecessary expense. There was no significant urge to buy health insurance among the majority of the people. However, the pandemic changed this outlook. Data shows that people purchasing comprehensive health insurance plans stood at approximately 32% during pre-COVID times, and it shot up to 55% after the pandemic.

    Insurers witnessed a significant demand for health plans coming their way - a testament that health insurance is not a want but a modern-day need. Financial literacy advocates have always highlighted the need and importance of health insurance in one’s portfolio; it took a pandemic of this magnitude to drive home the point.

    So, if you don’t want your finances to take a dip because of COVID-19, it’s paramount to buy a health insurance plan at the earliest.

    Have Adequate Sum Insured

    Sum insured is one of the vital aspects to look for while buying health insurance, and it is the maximum amount your insurer pays in case of hospitalisation. The COVID-19 pandemic has changed the dynamics of purchasing health insurance plans and what was earlier thought to be adequate is not the case now.

    Many cases have come to the fore where hospitalisation bills have run into lakhs of rupees and are significantly higher than the sum insured offered by the policy. Hence, it’s essential to opt for a plan with a high sum insured to minimise out-of-pocket expenses. If you live in a metro, where treatment costs are higher than non-metros, it’s prudent to opt for a policy with a sum insured of at least Rs. 15 to 20 lakhs.

    Though it pushes up the premium, it will come to your rescue, should you need hospitalisation. Another way to ensure adequate coverage is to avail a top-up plan. A top-up plan is cheap and works on the concept of deductible. Once you have paid the deductible amount mentioned in the top-up plan through your base policy, the benefits kick in. It’s a cost-effective way to ensure you have a wider net to deal with large COVID-19 bills.

  • Maharashtra Relaxes Covid-19 Restrictions on April 2022

    by Almog Ramrajkar | Apr 06, 2022

    After two years since the imposition of Covid-19 restrictions in Mumbai and Maharashtra, the Maharashtra government withdrew all Covid-19 curbs on 1st April 2022. The decision was made following a sharp decline in cases during a state cabinet meeting chaired by Chief Minister Uddhav Thackeray on 31st March 2022.

    Covid-19 in Maharashtra took a significant toll on life, as the state was one of the worst hits during the pandemic. Cases were significantly high during the first, second and third wave of the pandemic. 

    However, things have changed over the past few months with concentrated efforts from the authorities and front-line workers. Hence, the Maharashtra Government decided to withdraw all the Covid-19 restrictions imposed under the Disaster Management Act, 2005.

  • IRDAI set to increase third-party car insurance premiums

    by Almog Ramrajkar | Mar 23, 2022

    There have been various predictions about the increase in motor insurance premiums in recent years. You must have scrolled through the websites of several insurers to check the price hikes, whether it was for comprehensive insurance or third-party coverage. Much to your anticipation, the Insurance Regulatory and Development Authority of India (IRDAI) has recently proposed amendments to third party car insurance pricing. The last revisions were made in June 2019, just before the onset of the pandemic.

    The Ministry of Road Transport and Highways (MoRTH) and IRDAI’s latest proposal calls for a significant increase in third party car insurance premium. However, the car insurance price hike is kept to a minimum for private and commercial cars.

    The proposals were made after reviewing the last 10 years' insurance claims and premiums data. The new rates will be effective starting 1st April, 2022. 

    What is third-party car insurance?

    Third-party car insurance is the minimum insurance cover needed to drive a car in India. The policy covers the property loss and physical injury of a third party. Simply put, it is a pact between you and your insurer where the insurer agrees to indemnify you if you are sued or are found legally accountable for the death, injuries, or property damage caused to a third party.

    In India, the rate of third party insurance is decided by the IRDAI and not by the insurance companies. The insurer is responsible for fixing the rate of standalone own damage insurance and comprehensive car insurance—own damage portion plus add-ons. The rates are set following a thorough evaluation of the claims paid out by various insurers over a period.

    Let's go over the benefits of the third-party cover to understand why you should get it before the car insurance price increases.

    Features of third-party liability cover

    • Third-party legal cover is mandatory by law. 
    • It compensates the third party for property damage caused by your car.
    • If a third person is injured physically, the policy will cover their medical costs.

    If a third person dies or becomes permanently disabled as a result of an accident involving your car, the policy will pay a lump sum amount.

  • How travel medical insurance can help you if you fall sick abroad during your trip

    by Almog Ramrajkar | Mar 04, 2022

    How travel medical insurance can help you if you fall sick abroad during your trip

    Travelling is a refreshing experience, especially if you are visiting another country for a vacation. But, just like any change, travelling comes with its own set of inconveniences. A change of climate, food, or travel-related exhaustion can lead to common cough and cold, or you may even fall severely sick or be injured. During such trying times, getting hospitalised or availing of medical treatment in a foreign country can drain you off your funds. As a precaution get yourself travel medical insurance before you set out on your journey. This would help you to meet the healthcare expenses if required so that you can travel stress-free. Note, that travel medical insurance or health insurance for overseas travel differs from regular health insurance. Keep reading to know more about travel medical insurance in detail.

    A travel medical insurance would cover the cost of emergency medical treatments or injury as per the limits of your policy. You will find that most of the domestic health insurance policies are not valid abroad, so you have to buy additional travel medical insurance. This insurance would be active only as long as you are travelling. With travel medical insurance, you will get foreign language help if you are not comfortable communicating in the country’s official language. Your insurance provider will facilitate it in case you have any problems related to communication. In certain countries, it is compulsory to show proof of travel medical insurance for entry permits.

    Coverage under medical insurance for overseas travel

    Travel medical insurance covers emergency medical treatments including:

    • Bone fractures
    • Heart attack
    • Stroke
    • Emergency dental procedures
    • Medical evacuations
    • Emergency transport
    • Emergency repatriation
    • Ambulance service
    • Doctor consultation fees
    • Hospital and operating room charges
    • X-rays, examinations, treatments, lab tests and anaesthesia
    • Drugs and medicines
    • Emergency medical evacuation or arrangements for sending back the patient to the domestic country

    There are two types of health insurance for travel abroad

    • Stand-alone plan for health insurance for abroad

    It covers emergency medical and dental expenses that you may have to pay for while travelling. It will not include any other expenses related to travel insurance. Travel medical insurance will cover medical emergencies while travelling such as a sprained ankle, fracture, injury etc. while sightseeing. It will not cover non-emergency issues or regular treatment procedures.

    • Comprehensive travel insurance cover

    In addition to emergency medical benefits, a comprehensive travel insurance package plan provides coverage for trip cancellation, trip delay, emergency medical evacuation, baggage loss etc.

    You can buy travel medical insurance as primary or secondary coverage, depending on your requirements. If it is the primary coverage, it will pay for the expenses irrespective of any other health insurance that you have. If you have existing health insurance and buy travel medical insurance as secondary coverage, you have to claim from the primary health insurance first. You can claim the balance amount from the secondary cover.

    If you travel to a country where your domestic or primary health insurance is not valid, then the secondary travel medical insurance will become the primary coverage due to lack of other insurance. Take care to know about the policy rules for evacuation in case of a medical emergency. Some policies may require a minimum period of hospitalisation abroad before you are evacuated.

  • Benefits of Renewing ICICI Lombard's Car Insurance Policy

    by Almog Ramrajkar | Mar 04, 2022

    So, how many times have you read the article stating that under the MV Act of 1988, car insurance is mandatory? Twice? Or, thrice a week? You may have insurance cover for your car but do you remember its expiry date? Avoid the last-minute rush to your insurance company’s branch for car insurance renewal, figuring out discounts, deals and the process. In such situations, having a customer-oriented insurer can make life much easier for you. Renewing car insurance with ICICI Lombard comes with numerous advantages sans any stress or hassles. Want to know more? Keep reading.

    Advantages of Renewing Your ICICI Lombard Car Insurance Policy

    Saves Time:

    Do you usually take a day off only for car insurance renewal? Consider going on a movie date instead because, with ICICI Lombard, car insurance policy renewal takes just a few minutes. Here are the steps for instant car insurance renewal.

    • Visit the ICICI car insurance renewal page.
    • Enter your car's registration number and registered mobile number.
    • Click on the 'Proceed' icon.
    • Follow the instructions displayed on your laptop screen.

    In case you find this method difficult, simply visit the link sent to your registered email address and mobile number.

    Easy Customisation:

    Did you forget to buy the add-on you wanted for your car the last time you bought a policy with ICICI Lombard? Do not forget it this time. With us, you can select from nine different car insurance add-on cover. All you have to do at renewal time is customize your policy with the add-on you think is best for your car. However, keep in mind that add-ons come with an additional policy premium and the calculation is based on the type of your car's policy cover. The different add-ons available at ICICI Lombard are:

    • Roadside assistance cover
    • Zero depreciation cover
    • Consumable cover
    • Garage cash cover
    • NCB protection cover
    • Engine protect plus
    • Return to invoice cover
    • Key protect cover
    • Personal belonging cover

    No Claim Bonus (NCB):

    ICICI Lombard appreciates your safe driving through the policy year and rewards you with a No Claim Bonus for each claim-free year. When you opt for car insurance policy renewal within 90 days from its expiry day, you are eligible to retain your NCB. This way, you can easily lower your policy premium up to a maximum of 50%. To understand the NCB retention in a detailed manner, look at the table below.


    Claim free policy years

    No Claim Bonus (NCB)

    After 1st claim free year


    After 2nd claim free year


    After 3rd claim free year


    After 4th claim free year


    After 5th claim free year


  • Switzerland Travel Guide: Best Places & Time to Visit, Delicacies

    by Tanvi Bodhe | Feb 24, 2022

    Indian Embassy in Switzerland

    Embassy of India
    Kirchenfeldstrasse 28, 3005 Bern, Switzerland
    Tel No.: 0041 31 350 11 30 (After office hours/in emergency only:+ 41767763688)
    Commercial Enquiries: 0041 31 350 11 39

    Visa process for Indians

    The following documents are required to get a Switzerland visa :

    • Original passport with six months validity from the date of arrival in Switzerland along with the old passports
    • The passport should have two blank pages for stamping purpose
    • Visa application forms
    • Cover letter mentioning the details of the traveller, type of travel, and details of the visit
    • Confirmed hotel reservation for the complete stay
    • Confirmed air tickets
    • Day-to-day itinerary
    • Travel Insurance
    • Income tax returns or Form 16 for the last three years
    • Original and updated personal bank statements for the last six months

    About Switzerland

    Switzerland is one of the most remarkable countries in this world. The ravishing landscapes, snowclad mountains, expansive greenery, and slick cities make this country on top of the must-visit lists. The bucketful of fresh air that greets one when landing at the airport is enough to enchant the good that’s about to come. The alpine vistas are picturesque at their best and look nothing short than paintings on canvas.

    Top places to visit in Switzerland

    Switzerland is blessed with plenty of tourist attractions which can make your trip the best one ever. To ensure that you don’t get trapped in the confusion of what to see or what to do in Switzerland, here is a short list of the most popular places to visit in Switzerland. Take a look!

    • Zurich: Regarded as one of the world’s most lively cities, Zurich is the largest and wealthiest metropolis in Switzerland. Be it the scenic lakes, art museums, lush green gardens or quaint restaurants, Zurich offers a diverse travel experience. Some of the best-known places to visit in Zurich include Uetliberg, Lake and Old Town, Zurich Zoo and many others.
    • Geneva: Nestled between the Alpine peaks and hilly terrain of Jura, Geneva is the European seat of UNO and Red Cross which make it one of the most significant cities in Switzerland. Moreover, the city is blessed with various stunning tourist places such as Lake Geneva, Jet d’Eau, St Pierre Cathedral, Mont Salève and Art and History Museum.
    • Lauterbrunnen Valley: One of the most scenic places in Switzerland, Lauterbrunnen Valley is situated in the Swiss Alps. The place is known for 300m-­high Staubbach Falls, majestic mountain range and green meadows.
    • Interlaken: Situated between two beautiful lakes, Interlaken is a small town in the Swiss canton of Bern. Some of the best places to visit here include Harder Kulm, Jungfraujoch, Funky Chocolate Club, Schynige Platte and St. Beatus Caves among others.
    • Nendaz: A famous ski resort, Nendaz offers a fantastic view of the Bernese, Valais and Vaud Alps. This one is perfect if you are travelling with your kids as there are many activities that will make the little ones happier than ever.

    Other places that you can include in your must-visit places in Switzerland are Montreux, Zermatt, Valais, Lake Lucerne, Vico Morcote and Jungfrau region.

    How to reach

    There are various international airports in the country that act as the connecting points to other countries and cities of the world. Some of the major international airports in Switzerland are Zurich Airport, Geneva Airport and Basel Airport. If you are travelling from India, you can easily find plenty of connecting or direct flights to Switzerland. Major airlines that operate between India and Switzerland include Air France, Air India, Brussels Airlines, Jet Airways, Turkish Airlines and many more.

    Best time to visit

    Switzerland is a country which looks adorable in every season. Hence, the best time to visit it depends on your travel plan. If you wish to go for hiking trails and enjoy the lush greenery of the country, visit it during summer, spring or autumn season. However, if you wish to go for winter sports, opt for a vacation during winters. Before making a plan, do check the climatic conditions and temperature of the places to ensure a wonderful trip.

    Things to pack

    Packing essentials like clothes and footwears usually depend on the weather conditions, so do check that before finalizing your things to pack. However, there are some things which you must not forget to pack. Some of them are as follows:

    • Rain jacket or umbrella
    • First aid kit
    • Important documents like travel insurance policy
    • Portable charger
    • Toiletry kit
  • Importance of Renewing your Driving License

    by Vineet Yeligeti | Feb 24, 2022

    When someone loses his or her driving license, the first thoughts could be panic, overwhelming fear, and cluelessness. The thoughts that could race through one’s minds are standing in the long queue, visiting government office after office, and more. Relax, getting a duplicate license is easier than you think.

    Transport and RTO offices across the country provide duplicate licenses to those who have lost or had their licenses stolen.

    What are the steps to be followed to get a duplicate license if you have lost a driving license?

    Go to the police station and register a first information report (FIR). Take the FIR report to the local RTO office. Download a copy of the application form LLD available at the local RTO office. Fill it up and attach a copy of your aadhar card, passport size photographs, and age proof documents for reference.

    Challan clearance report will have to be applied separately and submitted.

    Also make sure to take your old driving license in case the old copy is torn or destroyed.

    The exact series of steps are as under:

    • Go to the RTO. Make sure that you take 3 passport-sized photos, copy of the F.I.R and the affidavit with you.
    • Go to the enquiry counter at the RTO and collect the application form for a duplicate license.
    • Complete the application form and submit it at the Driving License Branch along with the other documents.
    • After this, you will have to go through the Biometrics section. Here, your photo will be clicked and thumb print will be taken.
    • You will have to pay a certain amount of fee for the new DL Book or the Smart Card.
    • Once you get your new driving license, make a laminated copy of it. If you have a duplicate copy of your license, it will be easy for the RTO to track your details using your DL number.
    • Go to the RTO. Carry three passport sized photographs, copy of the FIR and the affidavit with you.
    • Go to the enquiry counter at the RTO. Collect the application form for a duplicate license.
    • Complete the application form and submit it at the driving license branch along with other documents.
    • Once you have done this, you will need to go to the biometrics section, have your photo clicked and your thumb print will be taken.
    • You will need to pay the requisite fees for the new Driving license or the smart card.
    • Application form LLD (for intimation of loss or destruction of driving license and application for duplicate)
  • Saudi Arabia Food - Kabsa

    by Almog Ramrajkar | Feb 08, 2022

    Why The National Dish Of Saudi Arabia Is A Must Try

    Everything about a trip to the Kingdom of Saudi Arabia spells exotic and generous. And the cuisine of this land is no exception. A blend of wheat, rice, milk, chicken or lamb, dates, yoghurt and potatoes, delicately flavoured with rich aromatic spices, is typically what Saudi food consists of.

    The cuisine varies from province to province, although some dishes such as the national dish of Saudi Arabia are found across the Kingdom.  

    The warmth, generosity and sense of sharing that are the hallmarks of Saudi Arabian culture are amply reflected in the food of the people here as well. And perhaps the best example of this culture is a dish called Kabsa. Any culinary trail to explore Saudi Arabia’s food culture would be incomplete without a proper mention of Kabsa which is considered as the national dish of the kingdom, and with good reason.

    What Makes Kabsa Special

    To understand what makes Kabsa so special, let us see what goes into the making of this dish. At its heart the traditional Kabsa is a simple preparation of wholesome, hearty Saudi food staples of rice and meat, cooked with potatoes and vegetables. All these main ingredients are brought together with the warmth of aromatic Arabian spices such as black pepper, cloves, cardamom, saffron, black lime, bay leaves and nutmeg. This spice mix is what lends that beautiful distinctive flavour to the dish. One mouthful and you immediately get a feeling of immense satisfaction.

  • Over Speed Challan in Delhi: Payment by E-Challan, Check Offence

    by Vineet Yeligeti | Jan 27, 2022

    You are already aware of the increasing number of deaths occurring as a result of road accidents in India. The capital of the country, Delhi, is also catching up with these rising figures.

    Road Accidents in Delhi

    The statistics released by the Delhi Traffic Police reveals that road accident deaths in Delhi has increased in 2018 compared to 2017.

    2018 1584
    2017 1690

    In 2018, the deaths by road accident increased by 6.69% in comparison to 2017.

    Road Accidents in Delhi in 2016

    6724 5842 1375

    Road Accidents Due to Over Speeding in Delhi in 2016

    1696 1615 318

    These figures, although quite scary, speak for itself. It is quite clear that the increasing occurrence of road accidents in Delhi is really alarming. The deaths and injuries caused as a result of traffic violations due to over speeding in Delhi is also on the higher end.

    Insurance of Vehicle Is Vital

    Under the Motor Vehicle Act, the injured and the heir of an individual, dead by road accident, can claim compensation from the owner of the vehicle. Therefore, driving without insurance is a risky proposition.

    To protect oneself from such an eventuality, it is mandatory for the vehicle owner to take out a third party insurance policy, to cover up for any future financial liabilities as a result of such eventualities.

    Other than that, driving without insurance in India is an offence under the Motor Vehicles Act, 1988. If caught by the authorities, you will be levied with a hefty fine.

  • Delhi Traffic Police Challan List

    by Vineet Yeligeti | Jan 27, 2022

    Need To Lay Traffic Rules

    India is a developing nation which is emerging at a really fast pace. Industries, Multinational companies, etc. have started to spread their branches all over the nation. Delhi, being the capital of India has become the epicentre of all these growths. This has led to a surge in the population density of the city and also the traffic. Means of transport like Metro rails and train routes have been set up all over the city, still, it is not enough to cater to the needs of 1.9 crore population. Now to deal with such a humongous amount of traffic on the road, every rider needs to abide by some traffic rules and regulations for a smooth transit. Following this set of predefined traffic rules in Delhi, one could avoid the occurrence of major accidents, hence, making the roads safer for both riders and the pedestrians. On traffic rules and traffic violations, the individual will be issued a Delhi RTO challan.

    Traffic Rules, Delhi

    Listed below are some of the major traffic rules Delhi laid by the Ministry of road transport of India. A fine amount will be levied on traffic rules and traffic violations according to traffic rules Delhi.

    • Drive on the left side of the road at all times and let the other vehicles to pass on the lanes to your right.
    • While overtaking a vehicle, always stay on its right side.
    • Do not increase your speed when other vehicles are trying to overtake.
    • Always let the Emergency vehicles go first.
    • Do not stop your vehicle at the Zebra Crossing.
    • Indicators should be used while taking a left turn, a right turn, a U-turn or while parking.
    • Make sure you stop your vehicle when you see a stop line
    • Make sure you possess a valid driver’s license and registration certificate of the vehicle.
    • Driving under the influence of alcohol is strictly prohibited and is a punishable offence.
    • Use of mobile phone while driving is prohibited.
    • Seat belts need to be worn at all times inside the vehicle.
    • Parking in non demarcated zones is prohibited.
    • Drag racing is prohibited.
    • Lane discipline needs to be followed at all times.
    • Helmets need to be worn by both the rider and pillion rider while riding 2 wheelers.
    • Vehicles should always be driven under the speed limit.

    What Is Traffic Challan?

    A challan is a legal document issued on traffic rules and traffic violations. Delhi Traffic police have the power to issue a Delhi RTO challan to whoever breaks the traffic rules Delhi. On issuance of Delhi RTO challan under your name, you are bound to pay the fine amount mentioned on Delhi RTO challan as per the guidelines set by traffic rules Delhi. Delhi traffic police can now issue a Delhi RTO challan as an electronically generated receipt on rules and traffic violations as per traffic rules Delhi.

    Delhi traffic e-challan helps in maintaining transparency in the system and leaves no scope for kickbacks on traffic rules and traffic violations. On rules and traffic violations by any individual, he or she will have an option to pay Delhi traffic e-challan issued by Delhi RTO challan through online or offline mode.

    Delhi traffic e-challans can be generated using a swiping machine on rules and traffic violations as per guidelines set by traffic rules Delhi. Motor vehicles department of Delhi has deployed an MTP CCTV challan system with the help of CCTV cameras to monitor rules and traffic violations. On traffic rules and traffic violations by any individual, Delhi traffic police can capture the CCTV footage and register it in their records. Personal details could be found out from the individual’s registered vehicle nameplate on rules and traffic violations and a message is sent informing him about the offence he committed and fine that he is bound to pay.

  • Addu City Travel Guide: Delicacies, Best Places & Time to Visit

    by Vineet Yeligeti | Jan 27, 2022

    The traffic signs give an indication about the road ahead. The driver should have good knowledge of the traffic signs for safe driving.

    The traffic signs ensure reduction of road disruptions. Nearly all crossroads carry major road signs, which convey important information to the driver about road condition ahead.

    Indian roads have one of the highest numbers of accidents in the world. The knowledge of traffic signs ensures safe driving. This understanding of the road signs also cuts down on road accidents considerably.

    Knowledge of Traffic Signs Essential

    Traffic signs give an indication about road conditions and acts as guide for drivers to follow at major intersections, roundabouts or junctions, to make sure that road traffic functions properly. Traffic signs can also be interpreted as road safety signs, which are an integral part while driving on Indian roads.

    To obtain a driving license in India, she or he has to pass a theoretical test which is nothing but a test of the knowledge of the traffic signs.

    Importance of Traffic Signs

    A driver on the Indian roads must seriously know and understand the traffic signs well, alongwith the benefits, that this knowledge it provides.

    • It informs the driver about the correct lane to drive in
    • It ensures discipline on the roads
    • It provides information of the road condition ahead with suitable instructions
    • All information about curves and crossroads ahead
    • Information about the presence of schools and hospitals nearby with speed limits to be maintained while passing such establishments
    • It also points out the entry and exit points
    • It declares the parking areas

    These road safety signs and following them to the letter will ensure smooth flow of traffic and prevent unforeseen accidents.

    Prevailing Condition in India About Traffic Rules

    Inadequate knowledge of the traffic rules and signs on the Indian roads by the driver of a vehicle is the root cause of all traffic related problems.

    In most of the cases the test of traffic signs which a learner undertakes is not sufficient for the purposes of road safety in India. Even after passing such a test, it is found that, the knowledge of the traffics signs in a driver is very low. No doubt that there are so many road accidents in India.

    Implementation of Traffic Laws Must Be Strict

    This waywardness found in the drivers on the Indian roads has to be strictly controlled to curb road accidents.

    The Ministry of Road Transport and Highways has suitably amended the Motor Vehicles Act with steeper fines and stringent deterrent laws to curb road accidents in India.

    This law has to be suitably implemented by the appropriate authorities and with vigilance.

    Some Mandatory Traffic Signs

    There are various types of signs indicating various circumstances on the roads. The mandatory traffic signs try to ensure smooth traffic flow on the roads, the most common being the traffic light signal.

    The traffic light signal regulates the traffic movement on the roads so that, the vehicles can carry out a smooth and safe drive.

    The traffic regulatory authorities design the vehicle movement on the roads of the cities. This design is often carried out by traffic signs such as “STOP”. “NO ENTRY”, “ONE WAY”, "RIGHT TURN PROHIBITED”, “SPEED LIMIT”, ‘NO OVERTAKING”, etc. These signs are to regulate traffic, reduce traffic jams and ensure seamless flow of vehicles in the cities.

    The driver should also know and understand that, breaching the information of these mandatory traffic signs is punishable with steep fines or even the impounding of their driving license.

    Some Cautionary Traffic Signs

    These are cautionary traffic signs cautioning the driver of a probable danger ahead. These traffic signs warn the driver to be more careful on the road ahead. For example, “PEDESTRIAN CROSSING”, “NARROW ROAD AHEAD”, “HAIR PIN BEND”, “ROUND ABOUT”, ‘CROSSING AHEAD” etc. These are road safety signs to help prevent road accidents which may result in injury or death.

  • RTO Registration: How to Register a Vehicle Online & Offline

    by Vineet Yeligeti | Jan 27, 2022


    Registering your vehicle with the RTO is mandatory. Once registered with the RTO, your vehicle details become a part of huge database. Any time you face certain issues with your vehicle, the RTO office provides a wide range of services.

    When should one register with the RTO?

    Anyone buying a car should immediately register with the RTO. One can get a temporary registration immediately after buying a car. A permanent registration can be taken within a month after buying a vehicle. Also buy car insurance as it protects you from the claim arising out of the accidents involving third parties.

    What is a temporary RTO number?

    The RTO officer gives a new vehicle a temporary RTO number. It looks the same as a permanent number but has the alphabets “TR” or the word “TEMP” written in bold.

    How to get the temporary RTO number?

    There are two ways to get a temporary number:

    • The dealership which issues the car also provides you the temporary RTO number. This is usually obtained within a few hours after the purchase of a vehicle.
    • You will need to fill the RTO form. Along with that you need to attach the following documents.

    - Copy of Address Proof
    - Copy of insurance certificate
    - Copy of sales certificate Form 21
    - Pollution under control certificate.
    - Temporary registration form C.R.Tem.
    - Copy of roadworthiness certificate (22 and 22A)

    • There is another way to get a temporary RTO number. It is through the online method. You can use vahan portal ( to register the RTO number.

    Information services registration services temporary registration etc.

    How to get the permanent RTO number?

    • The owner has to fill and submit the application form or Form 20 to the registering authority
    • In case, the owner of the vehicle has obtained a temporary registration number of the vehicle, the permanent registration number must be obtained before the temporary registration number expires (usually one month).
    • If the procedure of permanent registration of the vehicle requires hypothecation, then the owner has to produce the necessary documents
    • Next step involves the owner selecting the permanent registration number for the motor vehicle.
    • The owner has to decide the usage of HSRP/smart card that is required.
    • Next, the owner of the vehicle that is to be registered has to pay the fees applicable as per Rule 81 of Central Motor Vehicles Rule, 1989. The fees levied by the registering authority will depend on the type and series of permanent registration number selected and the usage of HSRP/smart card by the owner.

    How to get the permanent RTO number via the online method?

    • You can use vahan portal to register the RTO number.

    Information services registration servicespermanent registration etc.

    Other services provided by Vahan: There are multiple other uses of Vahan portal as well. It can be used to get a renewal permit, fitness certificate, transfer of ownership of vehicles, etc.

  • Delhi Traffic Rules And Violations

    by Vineet Yeligeti | Jan 27, 2022

    Traffic Rules. Something that all of us are expected to follow unconditionally because following them saves our lives. Traffic Rules Violations. Something all of us do, despite knowing that we are risking our own lives by doing so. The national capital, Delhi, has more than 7.35 million cars. However, traffic rules or rather following traffic rules has never been Delhi’s strong suit. Between 16th to 31st August 2019, 3,48,272 challans were issued in Delhi. Prior to the Motor Vehicles (Amendment) Act, 2019, traffic violations in Delhi were soaring. The Delhi RTO had to do something about it.

    In India, more than 150,000 people are killed each year in traffic accidents. That’s about 400 fatalities a day and far higher than developed auto markets like the US, which in 2016 logged about 40,000.

    Road rage starts from things like illegal or improper lane changing, excessive speeding or driving on the wrong side of the road. The government is attempting to curb the road rage on Indian roads, caused by everything from speeding two-wheelers to cars not equipped with airbags. Make sure you have two wheeler insurance as it protects you with uncertain events.

    On September 1, the government implemented the new Motor Vehicles (Amendment) Act, 2019, having 63 clauses to manage some of the most common traffic violations in the country.

    Every citizen should know about these new changes in the traffic rules and regulations regardless of whether they are driving or not. Despite constant efforts by Delhi Regional Transport Office (Delhi RTO) and Delhi traffic Police, there have been numerous traffic rule violations in the national capital. These might just be cases of ill informed citizens, who are unaware of the RTO rules in Delhi.

    Here is a list of offences and revised penalties

    1.General penalty

    • First offence fine: up to Rs.500
    • Second offence fine: up to Rs. 1,500

    2.Driving without a licence.

    In case you are found driving any vehicle without a proper license card you will now have to pay a challan of Rs 5,000.

    3.Driving without a helmet:

    Driving a two-wheeler without a helmet puts the passengers at major risk and will fetch you a fine of Rs 1,000 and suspend the driver's license for 3 months.

    4.Driving without a seat belt :

    Whether you are sitting in front or driving or even sitting at the rear seat, you will have to give a challan Rs.1,000 to the Delhi traffic Police if found without the seat belt strapped on. Additionally, a 2 Hour Counselling Session will also be required to be taken from the designated Traffic Police Official on the Importance of a Seat Belt while travelling in a motor vehicle.

    5.Violation of air pollution standards(emitting excessive black smoke on the roads):

    With the rising levels of pollution in the capital and people becoming more and more prone to lung diseases and having breathing problems, it is imperative that everyone gets their cars checked for pollution. Delhi RTO is trying to ensure that this happens. As per the traffic rules in Delhi :

    Driving without getting your car checked for pollution will cost you Rs. 10,000 and driving without a PUC(pollution certificate) copy will fetch you a fine of Rs 1,000.

    6.Jumping red lights

    Jumping red lights is one of the most common traffic violations. Apparently, this is the one traffic rule in Delhi or elsewhere which people have trouble adhering to, even though all it requires you to do is to be patient.

    Accidents caused by drivers who ran red lights killed 939 people in 2017, the most recent year crash data was recorded, a 28% increase since 2012, according to the AAA.

    The fine for jumping a red light is Rs.1,000.

  • Red Light Jump Challan In Delhi

    by Vineet Yeligeti | Jan 27, 2022

    If you are getting late, the easy solution seems to be to simply jump a red light. At least this is what the motorists in Delhi seem to be thinking. After all everyone is doing it and the red light cross fine in Delhi is only Rs 100. There was no real downside to breaking the red light signal in Delhi – the red light cross fine in Delhi least of all. The deterrent of a red light jump challan in Delhi was non-existent.

    NOT ANYMORE. Delhi has been noting a spike in incidents of red light skipping which has put many motorists in danger. The heart breaking incident of three Indian Air Force personnel, who lost their lives due to another driver jumping a signal and ramming into their vehicle, has finally shocked the Delhi RTO enough to look into the signal break fine.

    The Delhi RTO has made two drastic changes. One, the red light jumping is to be treated as dangerous driving and Two, the corresponding red light cross fine in Delhi has been raised to Rs.1000/-.

    This drastic change in treatment by the Delhi RTO is because of the realization that jumping a red light is far from being a harmless little mistake and causes real loss of lives. They have also realized that an increase in the signal jump fine or the signal break fine is the only real way of tackling this issue.

  • How to Apply for a Duplicate RC Book

    by Vineet Yeligeti | Jan 27, 2022

    A registration certificate carries the same significance as that of a driving license. A registration certificate proves that you have registered your vehicle with the RTO. Once an RC (registration certificate) gets lost, you will have to quickly get a duplicate RC.

    Getting a duplicate RC (registration certificate) Book follows the same steps as getting a duplicate driving license. Following a few steps will help you get your duplicate RC Book within no time.

    What are the steps to follow to get a duplicate Registration Certificate Book?

    There are two main ways to get a duplicate RC Book: one way is the offline method and the other way is the online method.

    How to get a duplicate Registration Certificate Book via the offline method?

    There are a few major steps to be followed.

    • File an FIR with the local police station: This should be the first step once you have lost your RC Book. File a complaint with the local police. Mention everything about the vehicle: the make and model, owner details, chassis number, engine number, and registration number. Take 5 or 6 copies of the FIR and take it with you to the local RTO office.
    • Visit a local RTO centre and get an RC extract. First let us understand what is an RC extract. A citizen can get vehicle owner's information (RC-Extract) about registered transport vehicles, as well as, driving license through any of the RTO centres spread across the state.
    • File an application for a duplicate RC. You can do this along with application of form 26. What is form 26?
    • You need to get your vehicle financier to attest that you have purchased the vehicle on loan.
    • Choose the type of vehicle you are applying for: two-wheeler or 4-wheeler
    • Apply for an bike insurance if you don’t have one. Your application for a duplicate RC can depend heavily on the insurance you have. So, also make sure it isn’t expiring or has already expired.
  • Delhi To Shimla Road Trip: Routes, Stopovers, Best Time to Visit

    by Vineet Yeligeti | Jan 27, 2022

    Do you want to do something different this summer? What about a road trip instead of taking a flight to your holiday destination? Consider taking a weekend off this summer preferably between March and June and enjoy mesmerising Shimla. It is the ideal holiday spot to cool off and relax, especially if you live in and around Delhi.

    Shimla is a very popular hill station known worldwide for its tourist attractions and scenic valleys. The mountains and hills are perfect for romantic getaways. Shimla presents the ideal climatic conditions to get a pleasurable break from the hustle and bustle of the city.

    Best Time To Visit

    The summer season is the best time to visit Shimla and get some fresh mountain air to rejuvenate the mind and body. It is also a busy time in hills as it is the beginning of the tourist season since the weather is pleasant and perfect for outdoor activities. The temperature varies between 15°C and 30°C offering an ideal summer joint. Those who love adventure sports, this is the perfect time to try paragliding, trekking, camping and rafting.

    Places To Eat

    Delhi to Shimla Highway has amazing dhabas along the way. The north Indian cuisines served are truly mouthwatering and sumptuous. There are several Café Coffee Days, McDonald’s, and Pizza Huts along the route that offer fast food alternatives to local delicacies. However, try the local cuisines at the dhaba and eateries as these are a treat for the long journey ahead of you.

    All of these dhabas are clean and have an affordable menu. Some of the popular haunts are:

    Puran Singh ka Dhaba in Ambala

    It is one of the oldest dhabas on this route and is owned by a refugee who moved to India after the partition and since then has been serving people the best Keema Kaleji, Chicken Masala, Mutton Masala and Home-made Mango Pickle.

    Sethi Dhaba in Zirakpur

    It serves authentic Punjabi cuisine. Their Paneer paranthas, Gobi Paranthas and Lacchha Paranthas are famous with Makkhan (which is locally made butter called desi ghee). Along with wholesome paranthas they serve a pitcher of Lassi or Butter Milk.

    Pal Dhaba in Chandigarh

    It is located in Sector 28 which is a short detour from the highway. They are known for their Butter Chicken, Paneer Butter Masala, Sarson ka saag and Dal Fry or better known as tadka. All these are typical Punjabi homemade dishes served piping hot. Their prices are affordable, and the restaurant is clean.


    You have the option of taking 3 different routes from Delhi to Shimla. Each route has scenic views and excellent places to visit along the way.

    Route 1 – Ambala Route:

    Delhi – Sonipat – Panipat – Karnal – Ambala – Pinjore – Kasauli – Shimla

    It is an 8 hour journey and is approximately 486 kilometres. It is possibly the shortest route to Shimla. The highway corridor is rife with activity and there are multiple locations that you can choose as a pit stop to enjoy the cool breeze and sights. The journey takes you on NH44 to NH152 and then NH5. Stick to using GPS so that you reach within the estimated time.

    Route 2 – Yamunanagar Route:

    Delhi – Sonipat – Panipat – Karnal – Yamunanagar – Solan – Chail – Shimla

    It takes roughly 11 hours and 24 minutes, and the distance is approximately 452 kilometres to drive to reach Shimla via this route. It is the most thrilling roads for nature lovers and wildlife connoisseurs. It takes you through highways NH44 and NH5. Enthusiasts can visit two wildlife sanctuaries en route.

    Route 3 – Dehradun Route:

    Delhi – Ghaziabad – Modinagar – Meerut – Muzzafarnagar – Dehradun – Kolar – Barog – Shimla

    This route is a roughly 12-hour journey, and is 482 kilometres in distance. The trip is longer than the other options outlined. However, it takes you through mountains and hilly winding roads and exciting places to explore en route. This route will take you through NH344 and NH 7.

    What To Eat And Stopovers

    There are tons of places to eat at along the Delhi - Shimla Highway. The food scene is – exciting. As you drive along, you can visit sanctuaries, temples and a number of places that are interesting as well as fun.

    Tehal Singh Dhaba in Chandigarh

    It is a famous dhaba for lunch pit stops. The owner used to be a hawker serving fish and kebab chops and graduated to a dhaba owner in due course of time. While the restaurant still serves fish and kebab chops, the must have at this eatery are Haryali Kebab, Kadhai Paneer, Tangri Kebab and Kalmi Kebab.

    Modern Dhaba in Dharmpur

    They serve a traditional Indian Breakfast here. For those who like to eat a wholesome meal in the morning, try the tandoori paranthas, stuffed kulchas, and their thalis.

    Giani da Dhaba in Dharampur

    It is one the oldest dhabas on the Shimla-Kalka Highway, known best for its mouthwatering paranthas and non-vegetarian delicacies. They also serve special paranthas called the mirchi parantha that is stuffed with green chillies.

    Haveli Multi Cuisine Restaurant in Karnal on GT Road

    This multi-cuisine joint is a favourite for families that serves delectable Punjabi cuisine like Chhole Bhature, Pav Bhaji, Dal Makhani, and Shahi Paneer. Try these authentically cooked dishes that will immediately transport you to one to the Pinds or villages in Punjab.

    Reaching There And Places To Visit

    There are 3 routes that can take you Shimla. The highways from Delhi to Shimla are vivid with undulating landscape with plenty of opportunities to explore around.

    The first route is via NH44 and NH5. This route is via Ambala which has the Army Cantt as well, and it is a gorgeous drive to mountains.

    Popular pit stops and places to explore on Route 1 are:

    Purana Killa

    It is located in Panipat. It is a historical monument and a mosque that is known to people across the globe. It houses a Library and a Park. So, it is a great place to soak in Indian history and relax in the park.

    Karnal Lake

    It is located after crossing the city of Karnal. Have a quick stopover to enjoy the peaceful lake and its surrounding area.

    Sheikh Chilli Tomb

    It is a beautiful mausoleum of a renowned Sufi Saint in Kurukshetra which falls en route to Shimla.

    Sukhna Lake in Chandigarh

    It is a popular tourist spot. Travellers come here to enjoy the serenity and peaceful setting of the lake.

    Jay Mahal in Pinjore

    This is one the most popular stopovers on this route which is also known locally as the Rajwadi Gardens. It is one of the most beautiful Mahals en route with manicured lawns and magnificent gardens and ornate fountains. The hum of flowing water is relaxing to tourists who visit the Mahal.

    Monkey Point Hanuman Temple

    It is a holy place and an exciting spot to capture the beautiful views of Kasauli, which is a few kilometres away from Shimla.

    Popular places on Route 2 are:

    Chail Sanctuary

    Chail is a few kilometres away from Shimla, and it is a paradise for wildlife enthusiasts where one can spot the Himalayan black bears, Golden eagles, European red deer, leopards and rich diversity of wildlife species.

    Kalesar National Park

    This national park is located near Yamunanagar, and it is a dense forest which is ideal for treks and wildlife photography. The national park is nestled within these dense forests and offers jungle safaris. It is worth the visit as it is teeming with wildlife such as the beautiful leopards, sambar, python, deer, majestic king cobra and a variety of birds.

    Route 3 is the longest and the most exciting one which takes you through winding mountainous and hilly roads

    Tibetan Buddhist Temple

    This is one of the most soulful monasteries- that one must visit in Dehradun for its beautiful ambience.

    Robber’s Cave

    It is located in Guchupani in Dehradun, and it is one of the highly recommended attractions for adventurous cave river walks to enjoy the serenity of the place.

    Forest Research Institute

    It is on the Chakrata Road in Dehradun. The place is one which must be on your bucket list. Visit it for its museums, the parks and the era of colonial architecture.


    It is a natural spring which is a sulphur pond and houses a quaint temple. It is quite attractive and unique.

    Tiger Falls

    It is a hidden gem in hills of Chakrata. These waterfalls are delightful and gorgeous.

  • Puri To Konark Road Trip: Routes, Stopovers, Best Time to Visit

    by Vineet Yeligeti | Jan 27, 2022

    A road is what a true blue traveller craves and plans whenever there is time on hand. Nothing creates the ultimate adventurous experience like an exciting and fun-filled road trip. Eastern India is full of amazing routes that are ideal for a wondrous road trip. Bikers and automobile aficionados are always on a lookout for newer destinations for a road trip. The adrenaline rush and thrill of embarking on a road trip is hard to be matched by any other kind of journey. The anticipation of the next destination in the long trail and the achievement of completing the trail and route successfully is simply awesome.

    One of the most famous routes for a thrilling road trip starts at Puri and ends at Konark. The historically famous places enchant travellers with amazing things to see en route. Chilika Lake, Shree Jagannath Temple, Konark Sun Temple, Puri Beach and handicrafts of Pipli are some of the most famous destinations in Puri and Konark. Puri is one of the most famous cities in the state of Odisha. Puri is situated on the east coast by the Bay of Bengal. Konark is a fascinating town situated in Puri District in the State of Odisha. A journey from Puri to Konark is replete with beautiful features. This enchanting trip will introduce you to the cultural heritage of eastern India. Let us look at all the vital aspects of this amazing journey.

    Best Time To Visit

    The ideal time period is between October and February as the climate is pleasant. The drop in the temperature gives a much-needed relief to the bikers and drivers on this road trip. The intricate details carved in the solid structures of temples are simply mesmerising and present a new view from dawn to dusk. Odisha’s mesmerising presence can be seen when you embark on a road trip from Puri to Konark. It is a great idea to plan this road trip from Puri to Konark in the winter months. The landscape is full of natural and manmade wonders.

    Places To Eat

    Oriya cuisine is delectable and there are plenty of interesting places to explore the local cuisine. There are at least 8-10 restaurants with veg and non-veg options. Golden Green, Peace, Hotel Ganapati, and Victoria Club Hotel are some of the best restaurants in Puri. You can enjoy the local delicacies like Oria Veg Thali and Bhapailish. Hotel Ganapati is a multi-cuisine and spacious restaurant that is easy on the pocket but big on flavours. You and your family or friends can have food of your choice on your way to Konark. At Konark, you can relish a variety of dishes at Hotel Chandrabhaga, Waterfront Grill Cafe, Geetanjali Restaurant, and Nature Camp Konark Retreat. Around a few minutes into the trip on the Marne Drive that goes from Puri to Konark, you will come across places serving a delicious variety of food. You will be delighted to relish the usual south Indian dishes as well as some really tasty Oriya cuisine. Ensure that you have informed the restaurant owner about your preferences. Most of the eateries serve breakfast, lunch and dinner. It is also advisable to pack some snacks for the journey. Hotel Chandrabhaga is a great choice for planning your meals with your friends and fellow travellers on the road trip.


    The highways of Odisha are smooth and safe for a road trip. A road trip from Puri to Konark will cover a distance of 35.8 km. A road trip from Puri to Konark will take an hour or two. The journey takes place on the mesmerising marine drive from Puri to Konark. Since it is a journey that can be undertaken in a day, you can plan it over a long weekend of 2-3 days. The route will make you witness the warm and welcoming culture of Odisha. The rural Odisha is vibrant and it is fun to explore it on your road trip. You will begin at the holy city of Puri and travel to an ancient city of Konark which is a distance of about 35-40 kilometres from Puri. You can head west on Grand Road towards Balagandi Road and then take a U-turn at Medical Square. At the roundabout take the 2nd exit and stay on Puri-Konark Marine Drive for about 21 kilometres. Turn right onto Konark-Puri Road. Here you will pass by Maa Jogeshwari Temple Godhan Pada. After 850 meters, turn left onto Konark-Kakatpur Road. Turn right onto Gop-Sanakundura-Kuruma-Banakhandi-Konark Road and drive for 550 meters. Turn right and then turn left and pass by Jagan Variety Store and arrive at Konark. Once you reach Konark, you can undertake a day trip to Pipli. Take a good night’s rest and begin sight-seeing at Konark. You can head back to Puri via the Puri-Konark Marine Drive after staying at Konark for a day or two.

    What To Eat And Stopovers

    The road trip from Puri to Konark will present you with many gastronomical delights. You will get to eat the cuisine of Odisha and Bengal. You can sample the tasty Pakhala, Khichdi, Dalma, Santula, Kanika, Chaatu Rai, Kadali Manja Rai, Besara, Amba Khatta, Dahi Baigana, Ou Khatta, Machha Besara, Machha Chadchadi, Ghugni, Muri Mutton, Rasgulla, and Chakuli Pitha. There are many other tasty options of street food as well as a scrumptious Oriya Thaali. It is safe to eat moderately spicy food to avoid any stomach upsets or heartburn during your road trip. Avoid drinking any alcoholic beverage during your road journey from Puri to Konark. You can stop over at several popular and hygienic restaurants that serve vegetarian food. Plan a visit to Stone Carvers of Odisha en-route Marine Drive. There are amazing temples situated on either side. You can plan a stopover to visit Ramchandi and Beleshore Temple. The temples are surrounded by beaches where you can spot crabs, turtles and wild boars as well. Sudam Sand Art Museum is an unmissable treat of sand art.

    Reaching There And Places To Visit

    Konark is an ancient city with great historical significance. The mesmerising beauty of the Sun Temple and sprawling campus attracts thousands of visitors from across the world all throughout the year. This amazing land welcomes you with warmth. Konark is a town in the Puri District of India. The Bay of Bengal is an eternal source of life and happiness for the people of Odisha. Konark is around 60 kilometres away from Bhubaneswar which is the capital city of Odisha. The Sun Temple of Konark is a World Heritage Site declared by UNESCO. This 7th Century Sun Temple is also known as Black Pagoda as it is built in black granite. Most visitors explore the Sun Temple Museum maintained by the Archeological Survey of India. Konark is famous for an annual dance festival called Konark Music and Dance Festival which is usually held in the month of February. Visitors and tourists enjoy the mesmerising Indian classical dance form of Odisha and get enthralled by the musical extravaganza.

    Konark has plenty of amazing locations that visitors can explore. You can visit Konark Beach, Chandrabhaga Sea Beach, Ramchandi Beach, Ramchandi Temple, Archeological Museum, Amareswara Shrine, Archeological excavation site called Kuruma. Make sure you have all the necessary information about timings and entry fees before visiting the museums and parks.

    Points To Note While Planning The Trip (Car/Bike)

    • The most important thing is to service your car or bike before you embark on the road trip from Puri to Konark. Make sure all the basic features are functioning properly. Check the condition of the engine. Check if the safety functions are working properly. Although there are fuel stations (gas stations) on your route, it is advisable to carry fuel with you. In the next section, you can read about the diesel and petrol pumps/station enroute.
    • It is a safe and well-constructed highway. However, make sure you know the gas stations (petrol pumps) on route.
    • Eat at clean eateries and pack dry snacks and water for the journey.
    • Learn some local phrases and words to communicate at the gas stations and restaurants.
    • Carry a first aid kit for minor medical emergencies. Carry anti-vomiting medicines for motion-sickness. Check the weather before starting the journey. Apply a good quality sunscreen to avoid excessive exposure to the sun.
    • Make sure that you carry your car insurance policy or Two wheeler insurance policy
  • Mumbai To Goa Road Trip: Routes, Stopovers, Best Time to Visit

    by Vineet Yeligeti | Jan 27, 2022

    Best Time To Visit

    Generally speaking, December and January are the best and the busiest times to visit Goa. Goa shines in a different light filled with the hustle bustle of locals and tourists. If you are planning to visit Goa during these months, be sure to plan ahead and book in advance. If you are the kind of person who prefers solitude, you may want to hit the road between February and June or October and November. Goa is the cheapest during the monsoons so that could also be an option.

    Places To Eat In Goa

    Goan cuisine is one of the best fusion cuisines I have encountered. The perfect blend of chilies, coconut, rice, and other spices are mouthwatering. There is a famous saying in Konkan “Prodham Bhookt, magi mookt” which roughly translates to “You cannot think wisely until you are well fed”. Some of the famous places where you can get local delicacies are Starlight which serves a delectable Fish Thali. It is also recommended to eat at Laxmi Family restaurant for a filling experience. Crab curry and grilled crabs with some local authentic spices.


    Goa is about 600 kilometers from Mumbai and it takes about 11 hours to reach if you drive without stopping.

    The route:

    From Mumbai, take the Mumbai Pune Highway. Once you have exited that highway, continue with the Bengaluru-Mumbai Highway for another 500 kilometers. Continue with NH48, AH47, NH748 to Khanapur. The entire route looks like

    Mumbai--Lonavala--Kapurhol--Khandala--Satara--Kasegaon--Kagal--Belgaum-Akheti--Codli--Bandoli, Goa.

    What to Eat and Stopovers

    The journey from Mumbai to Goa offers multiple places to fulfil your quest for hunger and gives you ample opportunities to enjoy nature and even take a night break if needed.

    Indian and continental food is available at multiple restaurants and dhabas on the way. You will never be far away from an eatery. Here are a couple of good, well-known places to have a bite.

    Namaskar Hotel at Malkapur and Dhabas at Satara are also very famous.

    There are many famous stopovers which you should experience.

    Malavli Hills: A wonderful place to halt and experience some of nature’s best scenes. It is a slight detour (about 5 - 10 minutes) but is totally worth it.

    Pashan Lake, Pune: A perfect spot for a small picnic. This is one of the most visited places in Pune and will serve perfectly for a break.

    Reaching there and places to visit

    One of the first things which come to mind when we think about Goa is Beaches. And rightfully so. Goa is very well known for its beaches but there are other attractions as well which deserve your visit. Some of the most visited places in Goa include:

    Baga Beach: Full to the brim with multiple activities, Baga beach is one of the most famous. If you are bored of sitting near the water, get in and enjoy some water sports which are offered here. They include jet skiing, parasailing, banana ride and many more.

    Grand Island: While you will find some activities somewhere, Grand Island is the culmination of all. Activities such as diving and even fishing are done here. The “Suzy” wreck and the “Davy Jones Locker” are two places which are especially popular. Divers love these sites. What better than to end the day by eating what you have caught while fishing.

    Aguada Fort: This ancient fort has been standing through ages and has seen the test of times. It was built in 1612 and still stands strong. The architecture gives a good glimpse of the Portuguese style of built and boasts some amazing views of goa.

    Bom Jesus Basilica: This central landmark is one of the most important places to visit in Goa. Here, the incorrupt body of St Francis Xavier is kept. There is also a gallery of modern art in the Basilica.

    Club Cubana: “Nightclub in the Sky” as it is well known as, is located in a remote location in North Goa.  It is on the top of Arpora Hill. One of the great attractions for party people, you might be able to find your rhythm here. Although a nightclub, it has some restrictions. It is open only from October to April. It usually caters to couples. Stag entries are not preferred. Ladies, on the other hand, are most welcome.

    Flea Markets: Goa has some famous flea markets. A couple of them include the Wednesday afternoon Anjuna market and the Saturday night market. These are great places to shop and test your bargaining skills.

    Dona Paula: This former village is now a tourist destination. The National Institute of Oceanography is located here.

    Sunburn Festival: It has a mix of some of the best artists perform of some great food and amazing ambience.

    Casino: This unique casino is located on a yacht in River Mandovi. You will be thrilled by the games and the environment. Most of the international games can be found here.

  • Guwahati To Tawang Road Trip: Routes, Stopovers, Time to Visit

    by Vineet Yeligeti | Jan 27, 2022

    Exploring nature is one of the common reasons why we go on road trips, and the trip from Guwahati to Tawang is one such trip. Having said that, you have to read this article completely to prepare yourself for the trip. It does require overnight halts and the journey is long. The average distance is about 510 kilometres and you need to obtain permits. One thing is certain, this trip of Northeast India will show you a side of India you haven’t seen before. So buckle up for this epic drive.

    Best Time To Visit

    Arunachal Pradesh is a state with multiple colours. From snow covered passes to tribal populations, from frozen lakes to gushing rivers, Arunachal Pradesh is one unique state. The drive to Tawang will show you a glimpse of all these flavours and hence, travelling at the right time is important. Both, peak monsoon season and peak winter season should be avoided for the trip. Generally speaking, the time period between February to May and October to December is a good time to hit the road. Another point to consider is the closing of the Sela Pass. Make sure you find out if the pass has been closed temporarily due to weather conditions.

    Places To Eat In Tawang

    The cuisine in Tawang is a beautiful blend of the traditional North Eastern food and the colourful influence of the Monpas. This makes the cuisine truly different and makes it stand out. Street food culture is also very famous in Tawang, giving it a vibrant colour. There are a certain must try which include Paratha Sabzi and Gyapa Khazi. Here, we have a small list which you can explore.

    Orange Restaurant: In the easternmost state, this restaurant is like an oasis for food lovers. The service is efficient and the food is delicious. You will enjoy your meals even further when good music fills up the room.

    Dragon Restaurant: It is said that, if you wish to savour the local dishes with the earthy regional taste, this is the place to be. There is a famous dish here called Churpi and we highly recommend you to try it.

    Mon-Valley: This restaurant is located in a nice and airy region of Tawang. Try the Momos here. They are supposed to be really good.

    Woodland Restaurant: Sit at the back corner in this restaurant and enjoy the beautiful sight of the Tawang monastery while you enjoy your meal. The restaurant serves a good selection of soups and local dishes without burning your pocket.


    Getting to Tawang from Guwahati, you have two options. Both routes take approximately the same time and cover a similar distance of about 500 kilometres.

    Route:1 This route goes through NH13 and is slightly shorter.

    Guwahati Baihata Sipajhar Kalaigaon Bhairabkund Kalaktang Rupa Rahung Marmang Tawang.

    Route: 2 This route avoids traffic and can be taken if you want to have a relaxed, smooth drive.

    Guwahati Khetri Nagaon Kaliabor Tezpur Balipara Bhalukpong Bomdila Dirang Marmang Tawang.

    In this article, we would cover route: 2.

    What to Eat and Stopovers

    During your trip, there are multiple destinations where you can halt, explore the nearby attractions and then continue on your journey. Some of the well-known stopover points are.

    Tezpur: On a relaxed, well timed trip, you can halt at Tezpur for the first night. It is a bustling commercial center. While you are there, and if time permits, do take a walk along the Brahmaputra, a wide river which is also calm. A perfect walk to end the first day in peace.

    Nameri National Park: Another beautiful destination to park your car for the night. Not only is the park very diverse, but there are also multiple staying options. While you are there, try to get a tour by the forest guards. You can stay at the Eco Camps or a lodge or a resort.

    Dirang: Dirang is a perfect stop for a small holiday or a relaxed night. It's a small hill station which comprises of an old settlement and a new town. While you are there, the hilltop fort should be on your list. You can find small hotels both in the old settlement as well as in the new town.

    While you are travelling, try and consume light meals. If you are staying in high-end accommodation, you may experiment with the food but otherwise, stick to the basics.

    Reaching There And Places To Visit

    Reaching Tawang might take you upwards of 3 days depending on your stops and the time you have.  We would suggest you to pace your journey so you can enjoy the attractions which are on the way as well.

    Day 1: Guwahati to Tezpur

    Day2: Tezpur to Nameri National Park

    Day3: Nameri National Park to Dirang

    Day4: Dirang to Tawang

    When you reach Tawang, there is no shortage of places and things to do. Make sure you have ample time to soak in the mesmerizing views, amazing Monasteries and the Giant Buddha Statue.

    Tawang will capture your senses with its unparalleled beauty. You will be amazed at how nature has laid itself at every square inch of Tawang.

    Sela Pass: The only high altitude mountain pass in the world which can be accessed by vehicles. You will be crossing the Sela Pass to reach Tawang. Do not miss the “Paradise Lake” while you are at Sela Pass. You will surely cherish the views of the sun kissing the mountain tops and rays being reflected off the frozen lake.

    Tawang Monastery: Tawang Monastery is the second largest in Asia. Established in the 17th Century, its location is perfect. This is the place where young Buddhist monks learn about culture. Needless to say, this monastery is of high importance for followers of Buddhism.

    Shonga-tser Lake: It used to be a grassland until an earthquake in 1971 caused it to become a lake. It is famously known as the “Madhuri Lake”. An absolute delight for the photographer in you, take a stroll along the pathways and soak in the magnificent views of the snow clad mountains.

    Bap Teng Kang Waterfalls: Bap Teng Kang Waterfalls is located at around 80 kilometres from Tawang but is totally worth a visit. There is a reason this waterfall is one of the most visited, it's 100 feet high. Don't be surprised if you are tempted to swim looking at the crystal clear water. It is popularly known as the “BTK Falls”.

    Jaswant Garh: Not many people fight for their motherland until their last breath. Jaswant Singh was one such brave soldier. Jaswant Singh Rawat, of the Indian Army, held this post against the Indo-China war in 1962. He stood at this position for 3 long days at an altitude of 10,000 feet. Something we can't even imagine of doing. Today, Jaswant Garh stands tall as our gratitude to the brave soul.