Updated on - 05 Feb 2026
ICICI Lombard Health Insurance Cashless Network Hospital List in Mumbai, Maharashtra
How to avail a cashless treatment in Mumbai?
The process of availing a cashless treatment is as follows:
- Admit yourself/your family member to one of the network hospitals in Mumbai.
- Fill out the pre-authorisation form and submit it at the insurance desk of the hospital.
- The hospital will get your insurance and form verified from the company or TPA for approval.
- After approving your claim request, the insurance company is liable to pay the hospital.
- The insurance company and hospital settle the bill directly. It is, however, subject to the policy’s terms and conditions.
Things to check before admission in cashless network hospitals in Mumbai
There are certain things to keep in mind when choosing a cashless health insurance facility:
- Ensure the hospital you are visiting is covered under your family health insurance to ensure a smooth process.
- Acquaint yourself with the terms and conditions of the policy, including sub-limits, exceptions and co-payment clauses, if any.
- Submit the form on time to avoid delays in the approval process.
- Keep your documents handy for a smooth admission process.
- Be aware of the request status and be prepared for any additional formalities the insurer may require.
- Rest assured that the treatment cost is within the policy’s sum assured.
Conclusion
The cashless hospitalisation facility offers a stress-free way to avail medical treatment, especially during emergencies. The ease of knowing that you don’t need to collect funds for the hospital bill helps you focus better on the treatment. When choosing a health insurance policy, make an informed decision for long-term benefits. It is the first step to safeguarding your and your family’s future health.
While you focus on your well-being, let us handle your medical bills when needed. Fill out the form on this page, and our insurance experts will curate a tailored plan to suit your requirements.
FAQs
1. Why is it important to take a cashless medical insurance?
A cashless insurance policy eliminates your need to pay medical costs at the time of admission and treatment. The insurance provider settles the final bill directly with the network hospital.
2. How can I check whether my hospital is included in the list of cashless network hospitals in Mumbai?
Check the extensive list of network hospitals for the information you need.
3. How much is covered under a cashless health insurance policy?
The exact amount you can avail under an insurance policy depends on the kind of policy you have taken. You can get the details from the insurance company.
4. How much time does an insurance company take to clear the cashless claim?
The cashless claim is generally cleared within 3 hours.
5. Does a cashless policy cover pre-existing illnesses?
No, a cashless insurance policy doesn’t cover pre-existing illness immediately. There is a waiting period of one to three years, depending on the terms and conditions.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.
Explore ICICI Lombard’s health insurance plans: