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Covering Your Drives, Always with
ICICI Lombard Zero Depreciation Cover

ICICI Lombard offers comprehensive car insurance, including cover for third party liability, which is mandatory in India. We provide quick and hassle-free service, so that you enjoy smooth and carefree drives. In addition to the base cover, there are several useful add-on covers such as Daily Garage Cash, Road Side Assistance, Zero Depreciation, etc.

The effect of time and eventual wear and tear is evident on all the things we own, and our cars are no exception. Usually, insurance providers take into the account this decrease in value, or ‘depreciation’ in the policy value. As a result, policyholders don't get the full amount of sum insured at the time of claim.

ICICI Lombard car insurance policy offers Zero Depreciation Cover, that is, it provides coverage on replaced parts with no deduction for depreciation for the first two claims in a policy year. This cover is highly beneficial for car owners, as it ensures no deduction on account of depreciation for replaced parts in case of an accident. Please refer policy wordings for more details

Benefits of ICICI Lombard Car Insurance

Cover for Consumables

Cover for Consumables

Cover Against Damage by Malicious Act

Cover Against Damage by Malicious Act

Cashless-Service-at-173-Garages

Cashless Services at 3500+ Network Garages

No Claim Bonus

No Claims Bonus

Minimal Paperwork

Minimal Paperwork

Easy Renewal

Easy Renewal

Road Side Assistance

Road Side Assistance

Customer Reviews

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Meera Jagtap

A year back my car met with an accident, which damaged its headlights and hood. What angered me was that, even though I had a car insurance policy, I still had to pay half the repair amount as they had reduced my sum assured due to depreciation! With my friend's suggestion, I switched to ICICI Lombard car insurance as they offer Zero Depreciation Cover with many other benefits. I can now be rest assured that any unforeseen accident won't disrupt my finances.

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Jehan Elavia

In spite of being an experienced driver, I met with an accident due to rain-slick and pothole-ridden roads. Though it seriously damaged my SUV, I didn't have much to worry about. My car insurance company ICICI Lombard reimbursed the full claim amount, as I had opted for Zero Depreciation Add-on which helped cover all the damages. Their polite and quick service really helped to calm my frazzled nerves. I'm a grateful customer.

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