Difference between comprehensive car insurance and third-party car insurance
The main difference between comprehensive and third-party insurance is the amount of protection it provides. While third-party car insurance will only protect you against injuries and accidents from third parties, comprehensive car insurance will also cover your damages.
Value of Car
If your car's worth is small, it is better to take out third-party car insurance as it is cost-effective and easy to handle repairs for damage caused. Compared to paying the high premiums linked with full coverage, it is cheaper to pay for maintenance.
Expenses
Third-party car insurance covers damage to third-party property and injuries caused by accidents to other people. For third-party property coverage, some companies charge extra. Due to the high cost of fixing damage to the car, this protection has become a priority these days. But it doesn't provide any protection for your vehicle against injury.
Coverage
Comprehensive car insurance provides covers damage or injury caused to the car or a third party who is driving a vehicle due to an accident or collision. It also offers a cover for personal events to shield you from personal injuries or death.
While third-party car insurance not only protects you from any third damage and loss, it also covers you and your vehicle for damage and loss. For example: if your car faces damage due to flooding, it will be covered by your robust car insurance.