Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.

Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.

|Know more

Mahindra
Car Insurance Policy

Trust of two decades |

Instant claim approval* |

About Mahindra car insurance

Mahindra is India’s home-grown four-wheeler brand. Known for its sturdy design and reliable performance, Mahindra’s high-build quality and powerful engine mean high resale value for its vehicles. Mahindra cars are well trusted and are in great demand particularly in tier-2 and tier-3 cities as they are ideal for Indian road conditions. Choose a trusted car insurance policy to ensure 360 degree protection for your Mahindra car. ICICI Lombard provides comprehensive Mahindra motor insurance with super benefits at an affordable premium. You may also increase your policy scope by choosing from our popular add on covers such as engine protection, zero depreciation, and roadside assistance cover.

What are the Mahindra car insurance add-on covers?

Roadside Assistance

Opt for roadside assistance cover in Mahindra car insurance and get mechanical and towing assistance with just a phone call.

Zero Depreciation

Stop stressing about your car and its components’ depreciation; buy zero depreciation cover in Mahindra car insurance. 

Consumables Cover

Get cover for non-reusable items such as lubricating oils, nuts and bolts, and more with consumable cover . 

Garage Cash

Is your car in the garage for repairs? Get a daily commuting allowance with our garage cash cover. 

NCB Protect

Even if you file a claim within the policy period, you can keep your NCB with the NCB protection cover.

Tyre Protect

Get your Mahindra car's tyre repaired and get reimbursed for the same with tyre cover in Mahindra insurance.

Key Protect

With ICICI Lombard's key protection cover, safeguard your Mahindra car's keylock.

What is covered in Mahindra car insurance?

  • Inclusions
  • Exclusions
  • Collision

    We cover post-collision damage regardless of whose fault it was.
  • Natural disasters

    Cars, parked or running on road, may get damaged in a natural disaster like earthquake, flood, and storm. Mahindra car insurance gives protection against all of them.
  • Theft

    Car theft cases are on the rise in India. But you don't need to worry because ICICI Lombard’s car insurance for Mahindra covers losses due to theft and burglary.
  • Third party injury

    Mahindra insurance would cover the medical bills if your Mahindra car has injured someone else.
  • Third party property damage

    If the accident involving your Mahindra car results in property damage for a third party, we will compensate for such damages.
  • Personal injury

    You can opt for a compulsory accident cover with a coverage of ₹15 lakh to secure your medical expenses for an injury or compensate your family with a lump sum amount, in case of death due to an accident.
  • This insurance does not cover normal wear and tear of your Mahindra car and its components over time.
  • When an accident occurs outside India, Mahindra car insurance is not liable for such claims.
  • If the driver is found to be intoxicated during the car accident, insurance is not liable to cover the damage.
  • If you make any modifications that go against the manufacturer's guidelines, your Mahindra car insurance stands void.
  • If you are using your Mahindra car for racing or unlawful activities, then any damages thus caused won’t be covered.
  • Any claims originating from a war, a nuclear or biological attack, or other similar events are not subject to claim settlement under Mahindra insurance.

What are the types of Mahindra car insurance?

Comprehensive car policy

Mahindra comprehensive insurance has a portion of both own-damage as well as third party liability cover. Any damages to your own car during incidents such as theft, fire, accidents, natural disasters, manmade disasters etc. are also included in comprehensive Mahindra insurance.

Third party liability car policy

As the name suggests, this Mahindra car insurance covers only the legal liability of third-party and not your car's own damage. As per the MV Act of 1988, this is the minimum required coverage that you must have to drive on Indian roads. Moreover, with this policy, you cannot purchase add ons to extend the scope of your cover.

Standalone own damage policy

Mahindra own damage policy covers only your car's damage in the case of a fire, accident, theft or other unforeseen events. However, you must have an active third-party cover to purchase this cover.

Why do you need motor insurance for your Mahindra car?

A car left uninsured can cost you a lot when damaged. It is not uncommon for a car to be in an accident, collision or simply be damaged due to the negligence of other drivers on the road. The repair bill can easily amount to tens of thousands and just like that your savings could be disturbed. To avoid such shockers, it is essential that you get a Mahindra insurance in time, not to mention you can face traffic fine or jail-time if you are caught driving without a motor insurance. Get the right Mahindra insurance and drive freely.

How to renew Mahindra car insurance policy?


Visit us and get instant Mahindra car insurance renewal by following the steps below:

  • 1
    Click here to visit Mahindra car insurance renewal page.
  • 2
    Enter your Mahindra car registration number or your registered mobile number.
  • 3
    Click on ‘Proceed’.
  • 4
    Check the coverage and make payment for Mahindra insurance renewal online.

Benefits of buying Mahindra car insurance online

Instant cover

Your online Mahindra car policy is just a few clicks away.

Contactless policy

Get contactless Mahindra insurance policy issuance without having to visit any branch or anyone in person.

Multiple payment options

Choose from a list of secured online payment options for online transactions.

Minimal paperwork

With online processes, say goodbye to the cumbersome documentation procedure.

How to make a claim for a Mahindra car insurance policy?


Don't want to go through the tiresome claim process? Switch to ICICI Lombard's Mahindra car insurance and enjoy our smooth claim procedure. Our claim process involves three simple steps:

  • 1
    Simply dial our toll-free number 1800 2666 and inform our representatives about the loss or damage to your vehicle.
  • 2
    You can get your loss assessment survey done on our IL Take Care app remotely to get instant approval*.
  • 3
    We will pick up the car and get it repaired witout you having to lift a finger.

Reasons to buy Mahindra car insurance

Mahindra car insurance safeguards you against third-party liabilities that may occur as a result of an accident involving your Mahindra car.

Mahindra car insurance protects your Mahindra car against natural and man-made calamities, whether it is on the road or in the garage.

It helps you avoid a hefty traffic fine of ₹2000 for driving without a motor insurance policy.

If opted for the personal accident cover, Mahindra insurance also compensates the policyholder on being permanently disabled due to an accident with a lumpsum amount of ₹15 lakh.

Reviews and ratings

  • 4.2

  • Our customers have rated us

    Based on 132 reviews

Frequently asked questions on Mahindra car insurance

Is Mahindra insurance available for used cars?

Does the engine CC of a Mahindra car affect its insurance premiums?

Yes, the policy premium of your Mahindra car insurance is directly related to the engine CC of your Mahindra car. The larger the engine CC of the car, the higher the Mahindra policy premium will be.

Do I need to submit any documents when cancelling my Mahindra car insurance policy?

Yes, when cancelling your Mahindra insurance, you must furnish a cancellation request letter along with the original Mahindra car insurance policy document.

Is it safe to buy Mahindra car insurance online?

Yes, buying Mahindra car insurance online is not only safe, it’s recommended.

Do I get the invoice amount back for my Mahindra car if it's stolen?

Yes, if you have purchased a return to invoice add-on during policy purchase or renewal, you can claim the original invoice value of your Mahindra car.

What are the documents needed for Mahindra car insurance claims?

To file a Mahindra car insurance claim, you need to submit the following documents:
  • Duly filled Mahindra car insurance claim form.
  • Mahindra car's registration certificate
  • Policy document of your Mahindra insurance
  • FIR copy
  • Driver's licence
  • Original repair invoices (in case of reimbursement claims)

Hi there!

Let us help you explore and buy a new policy.

Chat now
Available 24 x 7