Bajaj
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About Bajaj two-wheeler insurance

There is nothing like the excitement of riding your new Bajaj Pulsar for the first time. The wind in your hair and the smooth roads ahead — it is pure joy. But riding also comes with its risks. Imagine a minor mishap like a skid on a wet road or a scratch from a careless passer-by. Such moments can catch you off guard, leaving you stressed about repairs. That is where bike insurance steps in, covering unexpected expenses and keeping your rides worry-free. 

What are the types of Bajaj bike insurance plans?

Comprehensive bike insurance

Reliable bike insurance

As the name suggests, this two-wheeler insurance covers the cost of repairs and replacements for bikes arising from fire, natural calamities, human acts such as riots and vandalism, and collisions. Additionally, if the bike is stolen, the policy compensates for its current market value after accounting for depreciation. In the event that the bike damages another person's vehicle or causes injury, coverage for such incidents is also provided.

Third party bike insurance

Third-party bike insurance

This is the basic insurance plan mandated by law. It provides financial protection against injuries, property damage, or the death of a third party during an accident. However, it does not cover damages to your bike or personal injuries. It is important to note that with only third-party coverage, you cannot supplement it with any add-on covers.

Standalone own damage bike insurance

Standalone own damage bike insurance

Introduced in 2019 by the IRDAI, this policy covers damages sustained by the insured bike due to accidents, natural or man-made disasters, and fire. However, you can purchase this cover only if you have a valid legal liability cover. Additionally, you can increase the scope of coverage by adding riders to this policy.

What is covered in Bajaj bike insurance?

  • Inclusions
  • Exclusions
  • Natural disasters

    Natural calamities like tsunamis, earthquakes, or lightning are incidents where, even after taking all precautions, there is still a high chance of your bike getting damaged. If such incidents occur, rest assured we will cover the cost of repairs and replacements.
  • Manmade disasters

    Man-made disasters include riots, vandalism, or terrorist attacks. If any such incident results in damage to your bike, we will cover the repair costs and replacement of the damaged parts.
  • Personal accident

    If you, as the rider of the insured bike, sustain injuries in an accident requiring immediate medical attention, we will take care of the hospital bills. Additionally, in the unfortunate event of disability or death, we will provide a lump sum pay-out to you or your beneficiary, depending on the situation.
  • Third-party liability

    If your insured Bajaj bike injures any pedestrians or motorists or damages third-party property, we will cover the legal liabilities arising out of such incidents. 
  • Our Bajaj bike insurance is not valid for any consequential loss, normal wear and tear, and electrical or mechanical breakdown failures.
  • Our Bajaj two wheeler insurance will not cover any loss or damage to your bike if it is being used for commercial purpose.
  • If you are riding under the influence of alcohol or the rider is using the insured bike without the owner's consent, our Bajaj bike insurance policy is not valid.
  • Unless damaged in an accident, wear and tear of the bike's tubes or tyres is not covered under Bajaj two wheeler insurance.

How to renew Bajaj bike insurance plans?


Bike renewal simplified - minimal time, maximum convenience! Here’s how to go about it -

  • 1
    Click here to visit our Bajaj two wheeler insurance renewal page.
  • 2
    Share your bike registration number or your registered mobile number.
  • 3
    Tap on ‘Proceed’
  • 4
    Follow the given instructions to renew your bike insurance online.

About Bajaj bikes

Bajaj Auto started its journey 79 years ago, in 1945, with only two products — a three-wheeler and a scooter. The company went public in 1960 and soon became synonymous with affordable scooters. Two decades later, Bajaj entered the motorcycle segment, partnering with Kawasaki to enhance its technological capabilities.

In the 2000s, Bajaj aggressively expanded into global markets and made strategic investments, including acquiring a stake in the Austrian motorcycle manufacturer KTM. Today, Bajaj Auto is the world’s third-largest motorcycle manufacturer. Its product range includes popular models like the Dominar, Pulsar, and Avenger, catering to various segments, from commuter bikes to high-performance motorcycles.

Bajaj bikes

Popular Bajaj two-wheeler models

Listed below are some popular Bajaj bike models -

Bajaj Pulsar Rs 200

Bajaj Pulsar RS 200

With a starting price of INR 1.75 lakh, this bike is equipped with a 199.5 cc engine featuring a Fuel Injection System, four valves, triple spark technology, and liquid cooling. The RS 200 generates a peak power of 24.5 PS at 9750 rpm and a highest torque of 18.7 Nm at 8000 rpm. Despite being a sports bike, it offers a mileage of 35 km per litre of petrol. In terms of handling, the bike boasts a ground clearance of 157 mm, a wheelbase of 1345 mm, and a kerb weight of 166 kg.

Bajaj Avenger

Bajaj Avenger

The Avenger is available in two variants: Street 160 and Cruise 220. The former, priced from INR 1.19 lakh, features a 160 cc single-cylinder engine. The Street 160 generates a peak power of 15 PS @ 8,500 rpm and a maximum torque of 13.7 Nm @ 7,000 rpm. Being a cruiser bike, its impressive mileage of 47.2 kmpl is a standout feature.

On the other hand, the Cruise 220, with a starting price of INR 1.46 lakh, is equipped with a 220 cc single-cylinder engine. This engine delivers a maximum power of 19.03 PS @ 8,500 rpm and a torque of 17.55 Nm @ 7,000 rpm. It offers a fuel efficiency of 40 kmpl.

Bajaj-Ct 110

Bajaj CT 110

With a fuel efficiency of 70 kmpl, the Bajaj CT 110 is the perfect companion for city commutes. It has a four-stroke, 115.45 cc single-cylinder engine, producing a peak power of 8.6 PS at 7,000 rpm and a maximum torque of 9.81 Nm at 5,000 rpm. Speaking of its handling, the Bajaj CT 110 has a kerb weight of 127 kg and a ground clearance of 170 mm. For safety, this two-wheeler is equipped with a Combi Braking System.

Frequently asked questions about Bajaj bike insurance

How long does it take to renew Bajaj bike insurance?

Renewing your bike insurance takes only a few minutes if you have a policy with us. However, it is important to renew your coverage a few days before its expiration or, at the latest, before the grace period to avoid any hassle with paperwork and inspections.

Which insurance add-on should I buy for Bajaj bikes?

It is entirely up to you to purchase two-wheeler add-ons. Add-ons offered by ICICI Lombard include roadside assistance, zero depreciation cover, and more. Depending on your needs, you can purchase any of these add-ons for a nominal additional fee.

From where can I purchase insurance for my Bajaj bike?

You can buy Bajaj bike insurance through the ICICI Lombard website or visit a nearby ICICI Lombard branch in your city. Purchasing through one of our authorised insurance agents is also an option.

How to reduce your Bajaj bike insurance premium?

To reduce your Bajaj bike insurance premium, choose a higher voluntary deductible, install anti-theft devices recognised by the Automotive Research Association of India (ARAI), and maintain a no-claim bonus by riding safely. You must also compare policies online to find competitive rates and avoid unnecessary add-ons.

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