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Two-wheeler Insurance

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About Hero bike insurance

ICICI Lombard provides comprehensive bike insurance for two-wheelers manufactured by Hero Motocorp Ltd. (formerly known as Hero Honda), the biggest two-wheeler manufacturer in India. Our policies for Hero bikes start from ₹844* only and come with a host of benefits like instant policy issuance, coverage for accessories, and 24x7 claim assistance.

Types of insurance plans for Hero two-wheelers

Hero two-wheeler vehicle package policy

This policy protects you, the vehicle owner, from the costs incurred in accidental damages caused to a third party, and to your own vehicle. It will also cover the damages caused by natural disasters, theft, and fire. Go for this if you’re looking for an all-round protection for your Hero bike or scooter.

Hero two-wheeler vehicle liability policy

This policy covers you from legal liabilities arising due to an accident caused by your vehicle to a third party or property. In other words, if your bike causes damage or injuries to a third-party person or the surrounding property, we shall bear the expenses.

Stand-alone own damage Hero insurance policy

This policy can be purchased to supplement your existing third-party bike insurance policy. It provides coverage against any damage to your scooter in case of a man-made accident or natural disaster.

What is covered by ICICI Lombard bike insurance policy?

  • Inclusions
  • Exclusions

What’s covered in Hero bike insurance?

  • Loss or damage due to natural disasters

    We offer coverage against loss or damage suffered due to natural disasters such as earthquake, flood, self-ignition or lightning, storm, hurricane, tempest, rockslide, landslide, hailstorm, and frost.
  • Losses arising due to third-party legal liability

    We offer protection against legal liabilities arising due to accidental damages suffered by a third party, resulting in his/her death or injury, and damage caused to the surrounding property by your bike.
  • Loss or damage against man-made disasters

    We offer coverage against losses suffered due to man-made disasters such as fire, theft, riot, burglary, terrorist activity, accident through external means, strike, damage in transit by air, road, inland waterway, elevator, lift, etc.
  • Personal accident cover

    Our Hero bike insurance policy offers PA coverage of ₹15 lakh to registered owner-driver and optional PA cover of ₹2 lakh to co-passengers at a little extra premium.

What’s not covered in Hero Bike Insurance?

  • Wear and tear caused due to ageing of your scooter
  • Depreciation and any other consequential loss
  • Harm caused to/by a person driving under the influence of liquor or drugs
  • Losses and damages suffered due to mutiny, war or nuclear risk
  • Mechanical and electrical breakdowns
  • Wear and tear of consumables like tyres and tubes, unless damaged in an accident
  • Vehicle being used for a purpose other than its prescribed use

How to renew Hero Two-Wheeler Insurance?

With us, you can instantly renew your Hero Two-Wheeler Insurance by following a few simple steps:

  • 1
    Click here to visit our two wheeler insurance renewal page.
  • 2
    Enter your vehicle’s registration number or your registered mobile number
  • 3
    Click on ‘Proceed’
  • 4
    Follow the instructions to renew your bike insurance plan

Brief description about Hero Motor Company

With a market share of about 40% in the two-wheeler category, Hero Motocorp Ltd. is the largest two-wheeler manufacturing company in India. It started its operations in 1984 as a joint venture with Honda, a leading two-wheeler manufacturer from Japan.

In total, Hero Motocorp has five manufacturing units in India, whereas its headquarters is located in New Delhi. As per the reports, Hero Motocorp sells more than 7 million two-wheelers every year.

Popular Hero two-wheeler models


Hero Splendor Plus

Hero Splendor Plus is one of the most affordable and best-selling bikes in India. With engine capacity of around 100 cc and an attractive fuel economy, Hero Splendor Plus appeals to most middle-class commuters in the country.


Hero Glamour

Hero Glamour is another popular motorbike among the middle-class commuters in India. It has an engine capacity of 125 cc and comes with many stylish add-ons. Ex-showroom prices for Hero Glamour starts from approximately ₹58,000.


Hero Maestro Edge

Hero Maestro Edge ranks among the most popular scooters in India. Along with the powerful 125 cc engine, Hero Maestro Edge offers a sportier look and masculine design. Additionally, this scooter comes loaded with a host of features such as mobile charging port, engine immobiliser etc.


Hero Pleasure

Famous for its official tagline, “Why should boys have all the fun”, Hero Pleasure is a compact scooter which mainly targets the women commuters. Availability of features like alloy wheels, integrated braking, and some attractive colour options have made this scooter a popular buy.

Frequently asked questions about Hero insurance

Should I buy insurance for my Hero two-wheeler?

How long does it take to purchase Hero Two Wheeler Insurance online?

Not much. With ICICI Lombard, buying Hero bike insurance online is a matter of minutes. Once you provide all the required details and make the payment, the policy will be issued instantly.

Can I renew my Hero bike insurance policy online?

Yes, you can. The process is simple. All you need to do is visit our website, provide your policy details, or your bike’s registration number, or your mobile number, and click on Proceed. Upon payment of the premium, your policy gets renewed instantly.

What are the details I need to provide for renewing my Hero bike insurance policy?

Not many details are required for your Hero bike insurance renewal. You need to just provide any of the following to renew your plan: your previous policy details, or your mobile number, or your bike’s registration number.

Single-year Insurance plan or a Long-term Insurance plan: What’s better in the case of Hero Insurance?

A long-term Hero insurance policy is better as it offers coverage for multiple years at a stretch. You don’t have to renew your policy annually and run the risk of riding without insurance if you forget to renew. Also, there are chances of getting attractive discounts on a long-term insurance plan.

Can I cancel my Hero bike insurance in mid of the policy period?

No, you cannot. There is no provision for cancelling your Hero bike insurance policy in the mid of its coverage period. In fact, it makes no sense of cancelling your bike insurance policy as it may leave you at a risk of riding an uninsured vehicle and hence, attract legal penalty.

What are the documents I will need to claim my Hero bike insurance policy?

Below are the documents you will need to file a claim on your Hero bike insurance policy:

  • Duly filled claim form
  • Policy document
  • Registration Certificate (RC) of the vehicle
  • Driving license of the person who was riding at the time of accident
  • Copy of FIR in case of theft
  • Repair invoices and bills (for reimbursement)
  • Duly signed Form 28/29/30 in case of total loss
  • No objection certificate, in case the vehicle is financed

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