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Hero
Bike Insurance Policy

Starting at just ₹820* |

24x7 claims support |

Recent quote

HONDA MOTORCYCLE - ACTIVA (102CC)

IDV: 5,00,000

Premium

6,353 + GST

About Hero Bike Insurance

ICICI Lombard provides comprehensive bike insurance for two-wheelers manufactured by Hero Motocorp Ltd. (formerly known as Hero Honda), the biggest two-wheeler manufacturer in India. Our policies for Hero bikes start from ₹844* only and come with a host of benefits like instant policy issuance, coverage for accessories, and 24x7 claim assistance.

Two Wheeler Insurance - Security Round The Clock

Why should you buy Hero bike insurance from ICICI Lombard?

  • Instant policy issuance:You can instantly secure your Hero bike insurance policy with us by providing the basic details of your vehicle. Select the coverage amount, choose your payment option, and get your policy on the go.

  • No claims bonus: You can avail a No Claim Bonus (NCB) of up to 50% on your Hero insurance policy if you haven’t made any claim or transferred your vehicle during the previous policy period. You can also transfer your NCB from your previous motor insurance provider to us.

  • Personal accident coverage: With our Hero bike insurance policy you get personal accident coverage for the registered owner-driver and co-passenger. Owner-driver gets a cover of ₹15 lakh, and the co-passenger gets an optional cover of ₹2 lakh at a nominal fee.

  • Instant claim approval: With the help of AI, we can process your claim remotely via a simple video of your damaged Hero bike or scooter. All you have to do is visit the IL Take Care app and use the InstaSpect feature to help us evaluate your claim.

  • 24x7 claims assistance: We, at ICICI Lombard, are there to assist you at every stage of the claim settlement with 24x7 claim assistance facility. You can reach us anytime at 1800-2666. You can also reach out to us via IL Take Care app or send an e-mail at customersupport@icicilombard.com

Why Choose ICICI Lombard Bike Insurance?

Types of Insurance Plans for Hero Two-Wheelers

What Is Covered by ICICI Lombard Bike Insurance Policy?

  • What’s Covered
  • What’s Not Covered

What’s covered in Hero bike insurance?

  • Loss or damage due to natural disasters

    We offer coverage against loss or damage suffered due to natural disasters such as earthquake, flood, self-ignition or lightning, storm, hurricane, tempest, rockslide, landslide, hailstorm, and frost.

  • Losses arising due to third-party legal liability

    We offer protection against legal liabilities arising due to accidental damages suffered by a third party, resulting in his/her death or injury, and damage caused to the surrounding property by your bike.

  • Loss or damage against man-made disasters

    We offer coverage against losses suffered due to man-made disasters such as fire, theft, riot, burglary, terrorist activity, accident through external means, strike, damage in transit by air, road, inland waterway, elevator, lift, etc.

  • Personal accident cover

    Our Hero bike insurance policy offers PA coverage of ₹15 lakh to registered owner-driver and optional PA cover of ₹2 lakh to co-passengers at a little extra premium.

What’s not covered in Hero Bike Insurance?

  • Wear and tear caused due to ageing of your scooter

  • Depreciation and any other consequential loss

  • Harm caused to/by a person driving under the influence of liquor or drugs

  • Losses and damages suffered due to mutiny, war or nuclear risk

  • Wear and tear of consumables like tyres and tubes, unless damaged in an accident

  • Mechanical and electrical breakdowns

  • Vehicle being used for a purpose other than its prescribed use

How to buy Hero Two-Wheeler Insurance ?

Buying Hero Two Wheeler Insurance with us is easy.

How to renew Hero Two-Wheeler Insurance?

With us, you can instantly renew your Hero Two-Wheeler Insurance by following a few simple steps:

1

Click here to visit our two wheeler insurance renewal page.

2

Enter your vehicle’s registration number or your registered mobile number

3

Click on ‘Proceed’

4

Follow the instructions to renew your bike insurance plan

Alternatively, you can visit the link sent to your registered mobile number and e-mail id to renew your bike insurance plan.

Note that you must renew your bike insurance policy before its expiry date. Else, you may lose out on the NCB, and have to get your scooter re-inspected.

Steps To Renew Bike Insurance Online

Brief description about Hero Motor Company

With a market share of about 40% in the two-wheeler category, Hero Motocorp Ltd. is the largest two-wheeler manufacturing company in India. It started its operations in 1984 as a joint venture with Honda, a leading two-wheeler manufacturer from Japan.

In total, Hero Motocorp has five manufacturing units in India, whereas its headquarters is located in New Delhi. As per the reports, Hero Motocorp sells more than 7 million two-wheelers every year.

Popular Hero two-wheeler models

Frequently Asked Questions About Hero Insurance

Should I buy insurance for my Hero two-wheeler?

Definitely, you must. Having a valid insurance policy is mandatory for every vehicle owner as per the Motor Vehicles Act 2019. Failing which attracts a penalty of ₹ 2,000 and/or 3 months imprisonment. So, you must buy Hero insurance policy for your two-wheeler without fail.

How long does it take to purchase Hero Two Wheeler Insurance online?

Not much. With ICICI Lombard, buying Hero bike insurance online is a matter of minutes. Once you provide all the required details and make the payment, the policy will be issued instantly.

Can I renew my Hero bike insurance policy online?

Yes, you can. The process is simple. All you need to do is visit our website, provide your policy details, or your bike’s registration number, or your mobile number, and click on Proceed. Upon payment of the premium, your policy gets renewed instantly.

What are the details I need to provide for renewing my Hero bike insurance policy?

Not many details are required for your Hero bike insurance renewal. You need to just provide any of the following to renew your plan: your previous policy details, or your mobile number, or your bike’s registration number.

Single-year Insurance plan or a Long-term Insurance plan: What’s better in the case of Hero Insurance?

A long-term Hero insurance policy is better as it offers coverage for multiple years at a stretch. You don’t have to renew your policy annually and run the risk of riding without insurance if you forget to renew. Also, there are chances of getting attractive discounts on a long-term insurance plan.

Can I cancel my Hero bike insurance in mid of the policy period?

No, you cannot. There is no provision for cancelling your Hero bike insurance policy in the mid of its coverage period. In fact, it makes no sense of cancelling your bike insurance policy as it may leave you at a risk of riding an uninsured vehicle and hence, attract legal penalty.

What are the documents I will need to claim my Hero bike insurance policy?

Below are the documents you will need to file a claim on your Hero bike insurance policy:

  • Duly filled claim form
  • Policy document
  • Registration Certificate (RC) of the vehicle
  • Driving license of the person who was riding at the time of accident
  • Copy of FIR in case of theft
  • Repair invoices and bills (for reimbursement)
  • Duly signed Form 28/29/30 in case of total loss
  • No objection certificate, in case the vehicle is financed

Reviews and ratings

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Disclaimers::

*Premium of ₹844 pre-tax for vehicle model Hero MotoCorp Splendor, registration year 2008 for Darjiling RTO at 50% NCB. This excludes Compulsory Personal Accident cover. Your premium will vary based on your vehicle details.

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