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Hero Splendor
Bike Insurance

Starting at just ₹844^ |

Instant claim approval* |

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About Hero Splendor bike insurance

Are you looking for a sturdy and dependable bike that comes with awesome mileage and stays well within budget? Then, look no further; Hero Splendor is the bike for you. Now, rule the streets like a boss with this lightweight fuel-efficient bike that comes in several variants and colours. With a great bike comes the greater responsibility of securing it with the right insurance policy. Secure your ride with a reliable motor insurance. ICICI Lombard offers comprehensive coverage to your bike for the price of a pizza night. Depending on your need, you can also purchase add-ons such as Roadside Assistance and Zero Depreciation cover.

What are the types of Hero Splendor bike insurance plans?

Two-wheeler vehicle package policy

Hero Splendor two-wheeler insurance provides extensive coverage to your bike. It comes with a feature of an own-damage policy as well as third party liability insurance. In simple terms, it shields you against third party legal liabilities, accidental bike damage, bodily injury etc. You can also enhance the scope of your policy by purchasing add-ons.

Two-wheeler vehicle liability policy

As per the MV Act of 1988, you can't ride your Hero Splendor if you don't have a third party policy. This policy protects you financially against all third party legal liabilities. However, this policy does not cover the bike's own damage.

Stand-alone own-damage bike insurance

The IRDAI introduced this standalone policy in September 2019. Hero Splendor own-damage policy shields you financially against the bike's own damage caused due to natural disasters, fire, accidents etc. You cannot buy this policy if your Hero Splendor does not have an active third party liability policy.

What is covered in Hero Splendor bike insurance?

  • Inclusions
  • Exclusions
  • Natural disasters

    When natural calamity strikes, it not only damages your property but may also damage your bike. Hero Splendor insurance covers floods, cyclones, landslides, earthquakes, and other natural disasters to help you deal with this circumstance.
  • Manmade disasters

    Manmade disasters are one of those awful events that not only claim numerous lives but also cause property and vehicle damage. Our Hero Splendor two-wheeler insurance covers events such as riots, vandalism, theft, housebreaking, terrorist attack etc.
  • Personal accident

    Two-wheeler users frequently sustain injuries while riding or getting on or off the bike. To aid you financially in such instances, we provide ₹15 lakh personal accident cover.
  • Third-party liability

    After an accident, third-party liabilities can leave a big dent in your wallet; but not with ICICI Lombard. Our Hero Splendor bike insurance compensates for third party liability and protects you in such events.
  • Regular wear and tear, consequential losses, or electrical and mechanical breakdown expenses
  • Riding under the influence of drugs or alcohol at the time
    of the accident
  • Hero Splender bike being used in unlawful or racing activity
  • Riding the bike without the consent of the insured bike's owner.
  • Damages only to tubes and tyres without any harm to the Splender bike
  • Theft of only bike accessories while the bike is intact

Benefits of buying an online policy for Hero Splendor

If you loved our quotation, let's take it a step further and strengthen our ties. Purchase Hero Splendor two-wheeler insurance bike insurance online from us and enjoy a host of benefits.

Your safety is our priority. Online, you get contactless policy issuance.

Secure your Hero Splendor with minimal paperwork.

Choose from multiple online payment options, even EMI on your credit card.

How to renew Hero Splendor bike insurance plans?


Want to renew your insurance policy but can't find time due to your hectic schedule? Visit ICICI Lombard Hero Splendor bike insurance renewal page and get an instant renewal. Just follow these steps:

  • 1
    Click here to visit our Hero Splendor bike insurance renewal page.
  • 2
    Enter your Hero Splendor bike registration number or your registered mobile number.
  • 3
    Click on ‘Proceed’
  • 4
    Follow the instructions for Hero Splendor bike insurance renewal online.

Frequently asked questions about Hero Splender insurance

How to reduce your Hero Splendor bike insurance price?

If you want to reduce your Hero Splendor bike insurance price, avoid small and unnecessary claims and retain NCB rewards. You can also install anti-theft devices and can purchase suitable add-ons. To reduce the premium, make sure you are renewing your policy on time.

Can I buy an insurance plan for my second-hand Hero Splendor bike?

Yes, you can get an insurance plan for your used bike by visiting our website. Get quote by providing your bike's registration number and your contact details. Choose the plan that best suits your needs and make payment to get your second-hand Splendor bike policy instantly.

What are the benefits of buying the Hero Splendor two wheeler multi-year policy?

A multi-year bike insurance policy comes with lower policy premiums. It saves you from unnecessary hassles surrounding policy lapse on non-renewal and more. Hero Splendor bike multi-year policy also has an easy cancellation process.

What are the add-on covers in Hero Splendor insurance?

When purchasing Hero Splendor bike insurance from ICICI Lombard, you can choose zero depreciation cover and roadside assistance cover as add-on.

How to make a claim for your Hero Splendor two wheeler insurance policy?

To claim for your damaged Hero Splendor bike, give us a call on 1800 2666 and tell us about the damage. We will arrange for the bike to be picked up, dropped at the nearest network garage, repaired, and delivered back at your doorstep. During this cashless claim process, all you have to do this reach out to us first thing after the incident.

Why should I buy comprehensive insurance for my Hero Splendor bike or scooter?

A comprehensive Hero Splendor bike insurance protects you financially if your bike gets damaged in an unfortunate event or accident. It also compensates for third party legal liabilities as well as for your medical expenses in case the injury was sustained during an accident.

What documents are required for a Hero Splendor insurance claim?

To initiate the claim settlement process, you need to submit a duly filled insurance claim form, bike's registration certificate (RC) copy, driving licence, insurance documents, invoices of repairs and maintenance, and bike's tax payment receipt copy, along with some other documents. If the claim involves a third party, an FIR copy is also required.

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