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Honda Activa Two-wheeler Insurance

Starting at just ₹820^ |

24x7 claims support |

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About Activa insurance

Honda Activa is one of the most popular and best-selling scooters, accounting for over 14%# of the total two-wheeler sales in India. ICICI Lombard provides comprehensive two-wheeler insurance for Honda Activa variants at prices starting from ₹820* only. Our Honda Activa insurance policies are replete with benefits such as 24x7 claim assistance, instant policy issuance etc.

Why should you buy Honda Activa insurance from ICICI Lombard?

Roadside assistance cover

Helps you in case of a breakdown or accident with – towing to network garage, battery jumpstart, minor repairs, on-call support and taxi benefits.

Instant renewal

With us, your bike insurance renewal is a matter of seconds. Just enter your previous policy details, or your registered mobile number, and your Activa insurance renewal will be done instantly.

No claim bonus

By renewing your Honda Activa insurance policy with us, you can get a no claim bonus (NCB) discount of up to 50% on your own-damage premium. You can even transfer the NCB from your previous motor insurance provider to us.

Instant claim approval

We can process your claim remotely with the help of artificial intelligence. You just need to send us a video of your damaged scooter via the InstaSpect feature of IL Take Care app.

24x7 claims assistance

We provide 24x7 claim assistance facility for our customers. You can reach out to us anytime by dialling 1800-2666. You can also visit IL Take Care app to get customer support or write to us at

What is covered by ICICI Lombard Honda Activa insurance policy?

  • Inclusions
  • Exclusions

What’s covered in Honda Activa insurance?

  • Loss or damage due to natural disasters

    Loss or damage to your scooter due to natural disasters such as earthquake, flood, lightning, storm, hurricane, cyclone, landslide, and frost is covered by our bike insurance plans.
  • Losses arising due to third-party legal liability

    Any third-party liability, arising due to an accident involving your scooter will be covered by our bike insurance plans.
  • Loss or damage against man-made perils

    Loss or damage due to man-made perils such as fire, theft, riot, burglary, road accident, and transit damage is covered by our comprehensive bike insurance plans.
  • Personal accident cover

    Any injury or death of the rider and the co-passenger will be covered by our bike insurance plans. You can get a PA cover of ₹15 lakh for yourself and ₹2 lakh for your co-passenger.

What’s not covered in Honda Activa insurance?

  • Wear and tear caused due to ageing of your scooter
  • Depreciation and any other consequential loss
  • Damage caused by a person riding under the influence of alcohol
  • Losses and damages suffered due to mutiny, war or nuclear risk
  • Mechanical and electrical breakdowns
  • Normal wear and tear of rubber and plastic parts, unless damaged in an accident
  • Vehicle being used for a purpose other than its prescribed use

Types of insurance plans for Honda Activa

Comprehensive vehicle package policy

This policy provides 360-degree protection to your Honda scooter. It protects you from financial loss due to damage to your scooter, apart from the mandatory coverage for third-party liabilities.

Third-party liability policy

This policy provides coverage only against the third-party liabilities, arising due to an accident involving your scooter. In other words, if your scooter causes damages or injuries to a third-party person or property, we will bear the expenses.

Stand-alone own damage policy

This policy can be purchased to supplement your existing third-party bike insurance policy. It provides coverage against any damage to your scooter in case of a man-made accident or natural disaster.

Popular variants of Honda Activa
and ex-showroom price

Honda Activa is available in 7 variants across two categories – Honda Activa 6G and Honda Activa 125. Refer to the chart below to know about the ex-showroom prices of its most popular variants:

Honda Activa variant Showroom price
Honda Activa 6G STD ₹70,100
Honda Activa 6G Deluxe ₹71,845
Honda Activa 125 Drum ₹74,740
Honda Activa 125 Drum Alloy ₹78,409
Honda Activa 125 Disc ₹81,914

Note that these prices change from time to time. For exact on-road price of your favourite Activa variant, you should contact your nearest Honda Activa dealer.

Benefits of buying online policy for Honda Activa

If you are happy with our quote, you can pay the premium online to purchase our policy.

Purchasing our online two-wheeler insurance policy entails the following benefits:

Instant policy issuance
in a contactless manner

No cumbersome

Multiple online
payment options

Additional discount on

How to renew Honda
Activa insurance?

With us, you can instantly renew your Honda Activa insurance by follwing a few simple steps:

  • 1
    Click here to visit our two wheeler insurance renewal page
  • 2
    Enter your vehicle’s registration number or your registered mobile number
  • 3
    Click on ‘Proceed’
  • 4
    Follow the instructions to renew your bike insurance plan

Alternatively, you can visit the link sent to your registered mobile number and e-mail id to renew your bike insurance plan.

Note that you must renew your bike insurance policy before its expiry date. Else, you may lose out on the NCB, and have to get your scooter re-inspected.

Frequently asked questions about Activa insurance

How to calculate the IDV for my Honda Activa?

Can I reduce premium for my Activa two-wheeler insurance with the help of deductibles?

Yes, you can. By opting for voluntary deductibles, you can lower the payable premium amount for your Honda Activa two-wheeler insurance policy. However, be aware that in case of an accident, you will have to bear some amount from your own pocket if you have chosen voluntary deductibles.

Can I renew my Activa insurance policy online?

Yes, you can choose to renew your Activa insurance online. In fact, opting for online insurance renewal is replete with benefits such as instant policy issuance, no hassles of visiting the insurer’s office, no cumbersome paperwork, and additional discount on premiums.

Should I buy insurance for my Honda Activa two-wheeler?

Definitely, you must. Having a valid insurance policy is mandatory for every vehicle owner in India as per the Motor Vehicles (Amendment) Act 2019, failing which attracts a penalty of ₹2,000 and/or 3 months imprisonment. So, you must buy an insurance policy for your Honda Activa two-wheeler without fail.

What are the documents that I will need to claim under my Activa insurance policy?

Below are the documents you will need to file a claim on your Honda Activa insurance policy:

  • Duly filled claim form
  • Policy document
  • Registration Certificate (RC) of the vehicle
  • Driving license of the person who was riding at the time of accident
  • Copy of FIR in case of theft
  • Repair invoices and bills (for reimbursement)
  • Duly signed Form 28/29/30 in case of total loss
  • No objection certificate, in case the vehicle is financed

Single year insurance plan or a long-term insurance plan: what’s better in the case of Activa insurance?

A long-term insurance policy is better as it offers coverage for multiple years at a stretch. It means that you don’t have to renew your policy every year and run the risk of riding without insurance if you forget to renew. Also, there are chances of getting attractive discounts if you buy the policy for multiple years at once.

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