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Honda Activa Two-wheeler Insurance

Starting at just ₹820^ |

24x7 claims support |

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About Activa insurance

Honda Activa two-wheeler insurance is a specialised plan designed to protect Honda Activa scooters against unforeseen damages. It includes third-party liability cover, which is mandatory by law, providing coverage against damages or injuries caused to others. Comprehensive policies go a step further, covering theft, accidental damage, natural disasters and manmade events like vandalism. Furthermore, there are mulitple add-on covers available in the market shield your Honda Activa financially from incidents that your standard plan generally excludes.

Why should you buy Honda Activa insurance from ICICI Lombard?

Roadside assistance cover

Midnight blues on a deserted highway? Worry no more! Just one call to our toll-free number and we will provide immediate towing assistance to the nearby garage.

Instant renewal

Don’t let insurance slow you down! Cover your Activa scooter in no time. Visit our website, enter your registration number, share your contact details, pay online and receive instant confirmation. Hit the road knowing you are protected at every turn.

No claim bonus

Driving safely pays off! Enjoy up to 50% off on your Honda Activa two-wheeler insurance policy renewal premium with our No Claim Bonus — a special thank-you for your careful riding habits and zero claims during the year.

Instant claim approval

We can process your claim remotely with the help of artificial intelligence. You just need to send us a video of your damaged scooter via the InstaSpect feature of IL Take Care app.

24x7 claims assistance

Midnight blues on a deserted highway? Worry no more! Just one call to our toll-free number brings help to your location. Day or night, we ensure you are back on the road safely.

What is covered by ICICI Lombard Honda Activa insurance policy?

  • Inclusions
  • Exclusions

What’s covered in Honda Activa insurance?

  • Loss or damage due to natural disasters

    There are certain incidents where, even with safe driving habits or parking in designated spaces, you may still be unable to protect your car. Natural calamities are one such instance. If your Activa scooter suffers damage due to an earthquake, flood, landslide, or tsunami, we will provide complete financial protection.
  • Losses arising due to third-party legal liability

    If your insured Activa causes injury to motorists or pedestrians or damages property, we will cover the legal liabilities arising from such situations.
  • Loss or damage against man-made perils

    Our Honda Activa two-wheeler insurance provides financial coverage against manmade disasters such as riots, vandalism, or terrorist attacks that damage your vehicle. However, it is important to note that nuclear perils are excluded from the policy.
  • Personal accident cover

    Even with precautions, life can surprise you. Protect yourself and your family with comprehensive coverage that takes care of medical bills and provides a financial safety net to your loved ones during tough times.

What’s not covered in Honda Activa insurance?

There are several scenarios in which your claim stands invalid. Here are a few —

  • If you are found riding your Activa scooter under the influence of alcohol or any toxic substances, no claims will be processed.
  • If you are found riding without a valid driver's licence at the time of an incident, no claims will be processed.
  • Any damage sustained will be subject to policy exclusions if you are riding your vehicle outside the geographical limits mentioned in the policy document.
  • No claims will be approved if you are using the two-wheeler for racing, engaging in illegal activities, or testing purposes.
  • Any mechanical or electrical failures in your Activa scooter are not covered.

Types of insurance plans for Honda Activa

Comprehensive vehicle package policy

Comprehensive insurance for an Activa two-wheeler provides complete financial protection for your vehicle against incidents like fire, theft, natural calamities and manmade perils. It also covers legal liabilities arising from damage to property or bodily injury caused to a third party.

Third-party liability policy

This is the basic insurance coverage required by law to ride an Activa scooter legally in India. It provides financial protection if your insured scooter causes injury or property damage to a third party. However, it does not cover any damage to your Activa and no claims can be made for repair or replacement costs.

Stand-alone own damage policy

This policy is available only if your Activa already has third-party liability coverage. The own damage plan exclusively covers damage to your insured scooter. Additionally, you can enhance the policy's coverage by opting for add-ons.

Popular variants of Honda Activa
and ex-showroom price

Honda Activa is available in 7 variants across two categories – Honda Activa 6G and Honda Activa 125. Refer to the chart below to know about the ex-showroom prices of its most popular variants:

Honda Activa variant Showroom price
Honda Activa 6G STD ₹70,100
Honda Activa 6G Deluxe ₹71,845
Honda Activa 125 Drum ₹74,740
Honda Activa 125 Drum Alloy ₹78,409
Honda Activa 125 Disc ₹81,914
Source: zigwheels.com

Note that these prices change from time to time. For exact on-road price of your favourite Activa variant, you should contact your nearest Honda Activa dealer.

Benefits of buying online policy for Honda Activa

If you are happy with our quote, you can pay the premium online to purchase our policy.

Purchasing our online two-wheeler insurance policy entails the following benefits:

Instant policy issuance
in a contactless manner

No cumbersome
paperwork

Multiple online
payment options

Additional discount on
premiums

How to renew Honda
Activa insurance?

Ride ahead without worries with our instant policy renewal process.

  • 1
    Visit our Honda Activa two-wheeler insurance renewal page
  • 2
    Enter your vehicle’s registration number and the mobile number you provided at the time of policy purchase.
  • 3
    Tap on ‘Proceed’.
  • 4
    Follow the instructions to complete the renewal process online.

Alternatively, you can renew your Honda Activa two-wheeler insurance policy by clicking the links sent to your registered mobile number or email address.

Note that you must renew your bike insurance policy before its expiry date. Else, you may lose out on the NCB, and have to get your scooter re-inspected.

Frequently asked questions about Activa insurance

How to calculate the IDV for my Honda Activa?

Can I reduce premium for my Activa two-wheeler insurance with the help of deductibles?

Yes, you can. By opting for voluntary deductibles, you can lower the payable premium amount for your Honda Activa two-wheeler insurance policy. However, be aware that in case of an accident, you will have to bear some amount from your own pocket if you have chosen voluntary deductibles.

Can I renew my Activa insurance policy online?

Yes, you can choose to renew your Activa insurance online. In fact, opting for online insurance renewal is replete with benefits such as instant policy issuance, no hassles of visiting the insurer’s office, no cumbersome paperwork, and additional discount on premiums.

Should I buy insurance for my Honda Activa two-wheeler?

Definitely, you must. Having a valid insurance policy is mandatory for every vehicle owner in India as per the Motor Vehicles (Amendment) Act 2019, failing which attracts a penalty of ₹2,000 and/or 3 months imprisonment. So, you must buy an insurance policy for your Honda Activa two-wheeler without fail.

What are the documents that I will need to claim under my Activa insurance policy?

Below are the documents you will need to file a claim on your Honda Activa insurance policy:

  • Duly filled claim form
  • Policy document
  • Registration Certificate (RC) of the vehicle
  • Driving license of the person who was riding at the time of accident
  • Copy of FIR in case of theft
  • Repair invoices and bills (for reimbursement)
  • Duly signed Form 28/29/30 in case of total loss
  • No objection certificate, in case the vehicle is financed

Single year insurance plan or a long-term insurance plan: what’s better in the case of Activa insurance?

A long-term insurance policy is better as it offers coverage for multiple years at a stretch. It means that you don’t have to renew your policy every year and run the risk of riding without insurance if you forget to renew. Also, there are chances of getting attractive discounts if you buy the policy for multiple years at once.

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