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Insurance Article

Check online travel insurance plans before holidaying abroad

June 06 2014

options. While buying one, always be sure to check the emergencies it covers. You can purchase and extend them with your credit card online and make the process of buying even simpler.

Planning for a trip begins well in advance so as to make sure that every detail has been covered properly. Having an online travel insurance policy makes holiday trips as easy as picking up your travel bags and flying off to a foreign location. The question is that how important is it to insure you before a trip abroad and how does one compare online travel policies?

Online travel insurance policies are vital because of the benefits they bring. These include reimbursement in cases of terrorist attacks, dental treatment, loss of luggage or passport, cancellation or delay of a flight, cashless hospitalisation, or even illness like Swine Flu or the H1N1 influenza.

Comparing travel insurance plans helps you in selecting the right policy. The advantages and disadvantages of every insurance company’s policy are right in front of you. It saves you a lot of time with all the information being easily accessible. Since it’s all about having a safe and fun filled holiday, why not know more and go in for the best policy.

There are some essential points to consider while looking for online travel insurance:

A proper research needs to be done before purchasing a travel insurance plan. Apart from checking them online, you must also make inquiries about the policies amongst family and friends.

 Make sure you choose an insurance company that is reliable. It should not only cover medical emergencies but also incidents like loss of baggage, passport or cancellation of trip.

 Make a note of the toll free numbers of the insurance company in the foreign countries you would be visiting. In case of an emergency, you do not have to go looking for one at the last moment.

 Frequent travellers can also avail annual trip plans. These cover multiple trips made in a year for a specified period of days. Thereby giving you more benefit and letting you make more than one trip without have to buy insurance every time.
Compare policies to see what coverage they provide. Some policies might provide basic coverage while some extend coverage to diseases like H1N1.

Comparison of policies is made easier through the online presence of the terms and conditions of travel insurance plans. While visiting insurance companies and gathering information is time consuming, agents at insurance companies may miss out on some important details while explaining the insurance policies.

Insurance plans can also be purchased online with the help of a credit card or multiple payment options. Monthly instalments can also be taken care of through online payments. This saves you the trouble of having to visit insurance company offices in person to make the payment.

Travel insurance plans help you have a relaxed trip with nothing to worry about. So keep all your worries aside and look forward to the wonderful plan that has been chalked out.

Disclaimer: Insurance Awareness initiative.
ICICI Lombard General Insurance Company Limited,
ICICI Lombard House,
414, Veer Savarkar Marg,
Prabhadevi, Mumbai - 400025.
IRDA Reg. No. 115.
Toll Free 1800 2666
Fax no - 022 61961323.
Corporate Identity Number (U67200MH2000PLC129408).
UIN : EC014AA1597IA

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