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Insurance Article

Pack in an international travel policy and enjoy a stress-free trip abroad

January 21 2013

consideration to ensure a glitch-free trip. It is also important to take into account several unforeseen events like medical emergencies which can catch you off-guard and cause stress. Shouldering unexpected expenses for treatments can affect your finances and upset your travel plans. Apart from medical, several other non-medical emergencies can cause panic and loss of finances in a foreign land. To secure yourself against such unexpected risks, it is best to buy a travel insurance policy.

Buying a travel expense policy based solely on hearsay could be counter-productive as needs differ from one traveller to another. It is thus important to shop around for quotes and zero in on an insurance policy which offers adequate coverage without going over your stipulated budget. A quick way to access and compare quotes is by going online. You can go through quotes from several insurance providers, compare the prices, all within a few hours from the comfort of your home or office.

An international travel policy is structured to offer coverage for several medical and non-medical emergencies likely to arise on your trip overseas. It thus becomes important to get acquainted with the extent of coverage offered, policy terms and other such basics so that buying a policy which best suits your requirements becomes easy. With a thorough knowledge of the policy structure, you will also get a fair idea about the deductibles at the time of making claims.

Medical treatment overseas is expensive and can cost you dearly should a medical situation arise. Your travel insurance policy may takes care of several medical expenses to a considerable extent so that your finances and health do not suffer during such an exigency. Not just that, travel insurance providers may offer access to their network hospitals where the international travel policy holder can avail of treatment without any hassles. ICICI Lombard may offers the cashless hospitalisation to the insured at its worldwide network of premium health care providers.

Missed flight connections, loss or delay of checked in baggage, baggage loss are several situations which can upset your travel plans. These may be covered under your travel insurance so that an unexpected situation does not cause monetary loss. When travelling overseas, your passport is the most important document and loss of the same can cause stress and may also land you in trouble with the law of that country. Coverages offered by ICICI Lombard travel insurance policies mat take care of this loss and offer assistance in procuring a duplicate or equivalent document.

Thus, your travel insurance policy is among the list of essential items in your travel kit and can go a long way in making your trip stress-free.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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