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Insurance Article

Safeguard yourself by selecting a correct travel insurance policy before going overseas

January 13 2013

However, certain medical exigency, financial emergency or an unfortunate event during your stay abroad is likely to cause panic and stress.

A travel insurance policy offers coverage against a variety of unexpected events that travellers are likely to face during the course of their stay abroad. Depending on the complete duration of your stay, you can easily select a travel insurance policy and enjoy coverage all through your stay abroad.

ICICI Lombard offers a variety of travel insurance plans that are tailored to perfectly meet the requirements of different types of overseas travellers. This insurance company offers plans for single and frequent fliers and also offers a special cover for elderly travellers.

The plan for single round Trips is ideal for one-time travellers and offers coverage for the entire duration of your stay abroad. This policy can be purchased for a maximum of 180 days and can further be extended to 180 days.

A Gold Multi trip plan is carefully designed for individuals who frequently make overseas trip in a year. With his policy, you can select the maximum duration of all your trips and enjoy multiple trips for a year. With the payment of a single premium, this policy offers coverage each time you travel aboard.

Senior Citizen plan of the travel insurance policy offered by ICICI Lombard is designed for senior citizens aged between 71-85 years. Under this policy, elderly travellers can enjoy coverage for a maximum of 180 days.

These three plans have a fixed amount for the first 7 days post which payment is on a per day basis. Thus, any extension on the trip duration does not burden your pocket with additional expenses. This means you pay only for the number of days spent abroad and continue to enjoy coverage even during a trip extension.

All these insurance policies must be carefully considered as it offers extensive medical benefits. This feature will surely save your hard earned money as medical aid overseas is extremely expensive. The medical cover offered by all these policies offer cashless hospitalisation at a variety of premium quality health care with the insurance company’s network of health care providers.

Apart from medical aid, total loss or delay of checked in baggage and passport loss is compensated under these insurance policies. During an unfortunate event like loss of travel and expenses, this policy offers Emergency Cash Advance so that you are not stranded in a foreign land due to shortage of finances. All these features of these plans make it extremely essential to include a travel policy in your to-do list.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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