Foreign universities around the world make it mandatory for all students to be insured with a plan that fulfills the university guidelines. Students ensured with such a policy do not have to worry about medical emergencies and other untimely situations.
Travel insurance for students is offered by a variety of insurance providers and it is wise to buy such a policy before you travel abroad. The main advantage of buying such a policy in India is reduced cost of purchase. However, you must ensure that this insurance policy is accepted by the university.
ICICI travel policy offers the gold plan that is carefully designed to offer sufficient coverage to students so that parents do not have to worry about their child staying alone abroad. This policy is easy to purchase as the student does not need to undergo a pre-medical check-up test prior to policy purchase. Thus, student and parents need not set out time from their busy schedule to buy this insurance policy.
Parents may buy this travel insurance for students from ICICI Lombard, with the payment of only 1/3rd the cost of buying similar insurance policy abroad. This is will surely help parents save money and offer optimum coverage students during their stay abroad. Parents can also opt to make payment for this policy in easy installments for added convenience.
This ICICI travel policy enjoys acceptance at a variety of universities aboard and is considered as a substitute for their compulsory insurance norms. Most education courses at foreign universities have a duration of two years. This policy is designed keeping in mind the hectic schedule of students and has a continuous policy period of two years. Thus, parents and students do not have to worry about missing policy renewal dates.
A variety of medical and non medical coverage may be offered to the insured student to ensure an easy transition for the student travelling abroad. Checked in baggage loss is not uncommon during an overseas travel. This insurance plan not only covers loss of baggage but also covers loss of passport with a deductible of US $50.
Medical benefits included in this travel insurance for students offer respite when hospitalized due to an illness or injury. An ailing insured student can enjoy cashless claim settlement when hospitalised in any hospital that is a part of the vast network of hospitals across the globe.
All these benefits offered by a student travel insurance plan for are sure to rest all the apprehension of parents sending their child for further studies abroad.
Hectic schedules of parents and students can make it cumbersome to remember the renewal dates and other such details. Also, most courses have a time duration of two years so keeping that in mind it is possible to get a continuous cover for two years with the right student travel insurance policy. This is easily possible thanks to the auto-renewal extension option so that the entire duration of your study program is covered.
As an added advantage, one can get an extension for their insurance coverage about three months in advance, taking care of any expiration worries on the part of the students and their parents. With this policy, you can simply do an online payment so that one does not have to go the insurance office just to drop a cheque to make the payment. One can also choose to pay in installments for added convenience.
A number of youngsters want to go abroad for their graduate and post-graduate studies as one can get great job opportunities there. Students often visit foreign universities through various exchange programs that universities offer as well. Thus, the need to get a good student travel insurance arises which can protect you against sudden hospitalisation due to illness or accidents.
Most parents are very apprehensive about sending their son or daughter all by themselves to a foreign land. The thought about how their child will be taken care of in case of a medical emergency plagues their minds. These thoughts can be easily put to rest by getting a travel insurance policy.
Buying student insurance abroad can be an expensive affair and it can cost as much as three times of what you would otherwise pay in Indian rupees. So it is advisable to purchase a student coverage here before you set out for your destination. Also, most foreign universities accept this insurance policy so that you can easily go for an insurance cover in India without having to think twice about it.
It is natural for the family to see a lot of hustle and bustle when their child is about to leave for another country to pursue their higher education. So, it is most likely they are short on time to go for a pre-medical check-up. The student insurance policies have been designed keeping this in mind and one is not needed to get a pre-medical check-up for the policy to be issued.
Hectic schedules of parents and students can make it cumbersome to remember the renewal dates and other such details. Also, most courses have a time duration of two years so keeping that in mind it is possible to get a continuous cover for two years with the right student travel insurance policy. This is easily possible thanks to the auto-renewal extension option so that the entire duration of your study program is covered.
As an added advantage, one can get an extension for their insurance coverage about three months in advance, taking care of any expiration worries on the part of the students and their parents. With this policy, you can simply do an online payment so that one does not have to go the insurance office just to drop a cheque to make the payment. One can also choose to pay in installments for added convenience.
With these crucial benefits in mind, one can certainly pick the best insurance policy so that they are assured about their child’s well being even when they are miles away.