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  • Datsun Go Safety Ratings: Global & Bharat NCAP

    by Tanmay Ahuja | May 21, 2025

    When getting a car, safety should be one of your top concerns. The Datsun Go, a budget-friendly vehicle popular in several markets, has undergone safety tests that potential buyers should be aware of. Let’s examine the Datsun Go safety rating in this blog.

    Datsun Go: A brief history

    The Datsun Go was launched as part of Nissan's reboot of the Datsun brand, targeting entry-level car buyers in developing countries. Positioned as a cheap choice for first-time car buyers, the Go aimed to provide basic transportation at an easy price point.

    Datsun Go Global NCAP safety ratings

    According to the Global NCAP crash test data, the Datsun Go did poorly in safety ratings. It received a zero-star rating out of five, raising major concerns about its safety standards.

    Datsun Go adult occupant protection rating

    The adult rider safety offered by the Datsun Go was ranked as particularly worrisome. The test showed that the driver's head safety was poor due to a hard touch with the steering wheel. The driver's chest safety was also rated bad due to high tension during a collision.

    Datsun Go child occupant protection rating

    Child safety in the Datsun Go also showed major flaws. The child seat for the 3-year-old failed to prevent extra forward movement during impact. While the dynamic performance of the kid harnesses was acceptable, the fitting directions were insufficient and not properly connected to the seats.

    Datsun Go safety features list

    In its earliest models, the Datsun Go missed several important safety features. Later models of the Datsun Go began to include dual airbags as standard, along with ABS and other safety features.

    FAQs

    Is the Datsun Go still in production?

    No, the Datsun Go has been retired, as Nissan has revealed the phase-out of the Datsun name.

    Are all cheap cars similarly unsafe?

    No, many economy cars have greatly improved their safety standards in recent years. It's important to check the latest NCAP scores before buying any vehicle.

    Conclusion

    The Datsun Go's safety scores show the importance of considering safety performance when buying a vehicle. When choosing a car with lower safety scores, like the Datsun Go, it's also important to invest in a robust car insurance policy. Third party car insurance covers damages to other vehicles and injuries to others in crashes you cause. For cars with weakened safety features, comprehensive coverage becomes more important.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    References:

    https://www.globalncap.org/safercarsforindia

    https://www.cardekho.com/datsun/datsun-go-specifications.htm

  • Citroen C3 Safety Ratings: Global/Bharat NCAP

    by Tanmay Ahuja | May 21, 2025

    Safety is a major concern for car buyers worldwide, and independent crash test programmes, such as Global NCAP, offer valuable insights into vehicle safety. Let’s examine how the Citroen ë-C3 performed in recent safety tests.

    Citroen C3: A brief history

    The Citroen ë-C3 marks the brand's entry into the electric car segment. Manufactured in India and built for urban travel, this 5-door hatchback aims to blend utility with modern electric technology.

    Citroen C3 Global NCAP safety ratings

    According to recent tests, the Citroen C3 NCAP rating raised major safety concerns. The total rating was limited to one star, mainly due to weaknesses in chest protection and the lack of several key safety features.

    Disclaimer: Remember that this test specifically refers to the electric ë-C3 type. Global NCAP has not tested the internal combustion engine (ICE) form of the Citroen C3, and safety scores may vary between models.

    Citroen C3 adult occupant protection rating

    The ë-C3 got 10.55 out of a possible 49.00 points for adult passenger safety. In frontal crash tests:

    • The head and neck protection was rated as good,
    • The driver's chest received weak protection,
    • The passenger's chest received poor protection.

    Although the bodyshell was rated as safe, the footwell area was deemed unstable.

    Citroen C3 child occupant protection rating

    Child occupant safety was also worrisome, with a score of 20.86 out of 34.00 points. The Child Restrain System got only 2.64 out of a possible 12 points, and the car rating score was 0 out of 13.

    Citroen C3 safety features list

    The ë-C3 comes with a limited set of safety measures. It includes:

    • Frontal airbags (standard)
    • Belt pretensioners (standard)
    • Electronic Stability Control (standard)

    FAQs

    1. Does the Citroen C3 have ISOFIX child seat anchors?

    According to the Global NCAP test data, the Citroen ë-C3 does not offer ISOFIX child seat mounts as standard.

    1. Is the gasoline form of the Citroen C3 safer than the electric ë-C3?

    Global NCAP has not tested the gasoline-powered Citroen C3, so a straight comparison is not possible.

    Conclusion

    The Citroen C3 global NCAP rating shows significant room for growth in terms of safety. Given these safety scores, comprehensive car insurance becomes even more important for Citroen ë-C3 drivers. Robust four-wheeler insurance coverage can provide financial protection in case of a crash, covering both vehicle damage and potential hospital costs. Comprehensive coverage protects against various risks, including crashes, theft, natural disasters and third-party liability.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.



    Reference -

    https://www.globalncap.org/safercarsforindia

    https://www.cardekho.com/citroen/ec3/specs

  • Hyundai Aura Safety Ratings: Global/Bharat NCAP

    by Tanmay Ahuja | May 21, 2025

    Safety has become a major concern for car buyers today, with NCAP (New Car Assessment Program) scores serving as a key standard when making purchase decisions. For those considering the Hyundai Aura, understanding its safety parameters is important.

    Hyundai Aura: A brief history

    The Hyundai Aura is a small car that has gained fame in the Indian market for its good mix of features, comfort, and cost. Positioned as a useful family car in the price range of Rs. 6.54 lakh to Rs. 9.11 lakh, the Aura competes with vehicles like the Maruti Dzire and Honda Amaze in the small sedan market.

    Hyundai Aura Global NCAP safety ratings

    As of April 2025, the Hyundai Aura global NCAP rating has not been tested yet. Despite being on the market for some time, the model awaits official crash test ratings that would provide solid data on its structural soundness and overall safety performance.

    Hyundai Aura adult occupant protection rating

    The adult occupant protection rating has not yet been announced for the Hyundai Aura.

    Hyundai Aura child occupant protection rating

    The child occupant protection rating has not been released yet.

    Hyundai Aura safety features list

    The Hyundai Aura is packed with several safety features, such as:

    • Six airbags
    • Anti-lock Braking System (ABS)
    • Electronic Brake-force Distribution (EBD)
    • Central locking system
    • Impact-sensing door open
    • Speed-sensing auto door lock
    • Rear parking sensors

    FAQs

    Is Hyundai Aura a safe car without NCAP ratings?

    While NCAP scores provide uniform safety reviews, the Aura includes important features like airbags and ABS. However, without crash test data, its structure safety remains unproven by independent agencies.

    When will the Hyundai Aura face NCAP testing?

    There is no public statement regarding when either Global NCAP or Bharat NCAP will test the Aura.

    Conclusion

    The lack of a Hyundai Aura Global NCAP rating indicates a knowledge gap for potential buyers who favour safety. When buying a Hyundai Aura, it's essential to consider a proper car insurance policy in addition to the vehicle's safety features. While third-party car insurance is required by law in India, owners should be smart to invest in comprehensive car insurance coverage to financially safeguard the vehicle against crashes, theft or natural disasters.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Reference -

    https://www.cardekho.com/hyundai/aura/specs

  • Honda Jazz Safety Ratings from Global NCAP

    by Tanmay Ahuja | May 21, 2025

    Safety is one of the most important elements when picking a new car. With increased traffic accidents and better customer awareness, carmakers are under pressure to improve their safety standards. This article will examine the Honda Jazz safety rating based on Global NCAP scores.

    Honda Jazz: A brief history

    The Honda Jazz has long been known as a practical and adaptable hatchback in the worldwide automotive industry. With its large cabin and dependable performance, it has acquired a devoted following across several locations.

    Honda Jazz Global NCAP safety ratings

    The Honda Jazz global NCAP rating is:

    • Four-star rating for adult occupant safety
    • Three-star rating for child occupant protection

    These ratings give significant information about the vehicle's safety qualities during standardised crash testing.

    Honda Jazz adult occupant protection rating

    The Honda Jazz NCAP rating performed well in terms of adult safety. The results demonstrated strong protection for both the driver's and passenger's head and neck areas. While the driver's chest showed sufficient protection, the passenger's chest offered even better protection at higher levels of impact.

    Honda Jazz child occupant protection rating

    The Honda Jazz received a three-star rating in the NCAP for kid occupant protection.

    • For a 3-year-old kid in a rear-facing seat, the safety levels were limited for the head, poor for the chest and great for the neck.
    • The 1.5-year-old kid seat, similarly placed rear-facing, offers great protection to the head but limited protection to the chest.

    Honda Jazz safety features list

    Here are some of the notable Honda Jazz safety features:

    • Driver frontal airbag
    • Passenger frontal airbag
    • Seatbelt reminder (SBR)
    • ABS (4-channel)

    FAQs

    1. Does the Honda Jazz have airbags?

    Yes, the Honda Jazz comes standard with driver and passenger frontal airbags.

    1. Does the Honda Jazz include seatbelt reminders?

    Yes, the Honda Jazz comes with standard Seatbelt Reminder (SBR) devices for both driver and passenger.

    Conclusion

    For families considering the Honda Jazz, these safety scores should be taken into account to make an informed buying choice. Apart from safety features, it’s important to think about the protection you’ll need in case of an accident or other unforeseen events. Choosing comprehensive car insurance is highly recommended, as it provides coverage for crashes, theft, natural disasters and other unexpected events. It's recommended to compare different car insurance online to find the best policy that fits your budget and safety needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    References:

    https://www.globalncap.org/safercarsforindia

    https://www.cardekho.com/honda/jazz

  • How to Find Car Parts by Chassis Number

    by Tanmay Ahuja | May 15, 2025

    Finding the right car parts can be challenging, especially with numerous variants and models in the market. A reliable way to ensure accuracy is by using the vehicle's chassis or the Vehicle Identification Number (VIN). This 17-character alphanumeric code provides detailed information about the vehicle's make, model, engine type and production year, helping you source compatible parts quickly.

    If you are wondering how to search for car parts by VIN, then read on to know.

    Steps to find car parts by chassis number

    Here is how to look up car parts by VIN:

    1. Locate the chassis number
       The chassis number is typically found on the car’s registration certificate, dashboard (near the windshield), engine bay or door frame. It’s also available in your car’s insurance documents.

    2. Visit a trusted auto parts website

    Go to reliable auto parts platforms or your car manufacturer’s official parts portal that supports VIN-based part lookup.

    1. Enter the chassis number
       Input your chassis number in the search field. The system will automatically identify your vehicle’s make, model, specifications and year of manufacture and display the compatible spare parts.

    2. Apply filter to browse parts
      Apply filter to browse engine components, electrical systems, suspension, accessories, etc.

     

    1. Check part specifications and availability
       Compare parts based on specifications, pricing and availability. Make sure the part matches OEM standards or is a certified aftermarket alternative.

     

    1. Place the order
       Once confirmed, you can proceed to order the part online.

     

    Conclusion

    Using the chassis number is a quick and accurate way to find compatible car parts. If you're performing maintenance or replacements covered under a comprehensive car insurance policy, you don’t need to worry about the expense. The policy will cover the entire maintenance cost. However, remember that third-party car insurance doesn’t cover your vehicle.

     

    FAQs

    Q1: Can I find car parts by registration number instead of chassis number?
     Yes, but the chassis number gives more precise data, especially for specific model variants.

    Q2: Are chassis numbers and VIN the same?
    Yes. VIN is a globally accepted term, while "chassis number" is commonly used in India.

    Q3: Does third-party car insurance cover spare part replacement?
     Yes, only if the damage affects third-party property. For your own car’s replacement, a comprehensive insurance policy is required.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Find Car AC Leak

    by Tanmay Ahuja | May 15, 2025

    A car's air conditioning (AC) system is crucial for maintaining comfort, especially during hot weather. Over time, however, you may notice your AC not cooling effectively, which can often point to a refrigerant leak. Knowing how to check for AC leaks in a car and addressing the issue early can prevent costly repairs and maintain your vehicle's efficiency.

    Steps on how to find car AC leak

    Detecting a car AC leak involves a few simple diagnostic steps.

    1. Check for visible signs
      Start by inspecting the AC components under the hood—especially the compressor, hoses and connections. Look for oily residue or wet spots, which can indicate refrigerant mixed with AC oil.
    2. Listen for hissing sounds
      A high-pressure refrigerant leak might produce a noticeable hissing noise. With the engine and AC off, listen closely to AC hoses and fittings.
    3. Use a leak-detection dye
      You can buy a UV dye kit specifically for AC systems. Add the dye to the system, run the AC and then use a UV flashlight to check for glowing spots where the dye escapes, indicating a leak.
    4. Try an electronic leak detector
      Mechanics often use electronic detectors that sense refrigerant gases in the air. These tools are effective in pinpointing leaks not visible to the eye.
    5. Inspect the cabin area
      Sometimes, leaks can occur in the evaporator coil inside the dashboard. If there’s a musty smell or moisture on the cabin floor, this may point to a hidden AC issue.
    6. Consult a professional
      If you’re unable to locate the leak or lack the tools, it’s best to visit a certified mechanic. A professional inspection ensures accurate diagnosis and repair.

    Conclusion

    Now, when you know how to find an AC leak in a car early, it can save you time and money while ensuring your comfort on the road. Timely detection and maintenance keep your AC system in top shape year-round. In case of any serious AC problem requiring replacement or restoration, comprehensive car insurance will help you cover the cost.

    FAQs

    Q1: Is it safe to drive with a leaking AC?
     Yes, but the AC may not cool properly and it could lead to further component damage over time.

    Q2: How much does it cost to fix an AC leak?
     Repair costs vary widely, depending on the source of the leak, ranging from ₹1,000 for minor fixes to over ₹10,000 for major repairs.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Find Sales Tax on Cars

    by Tanmay Ahuja | May 15, 2025

    GST (Goods and Service Tax) forms a significant portion of a car’s on-road price and directly influences the overall cost to the buyer. Applied to the ex-showroom price, it varies based on the vehicle type, with additional cess for premium or high-performance models. Understanding how GST (previously sales tax on cars) is calculated is essential for making an informed automobile purchase.

    How to find sales tax on Cars?

    In India, GST on cars varies based on several factors such as the vehicle's type, size, fuel type and intended use. Here's a quick overview:

    Vehicle Category

    GST %

    Electric vehicles

    5

    Passenger vehicles (Petrol) up to 4m in length and up to 1200cc engine

    28

    Passenger vehicles (Diesel) Upto 4m in Length and Upto 1500cc engine

    28

    Passenger vehicles (Above 1500cc engine)

    28

    SUVs (Above 4m in length, above 1500cc engine & >170 mm ground clearance)

    28

    Hybrid passenger vehicles (up to 4m and up to 1200cc petrol engine or 1500cc diesel engine)

    28

    Hybrid passenger vehicles (Above 4m and 1200cc petrol engine or 1500cc diesel engine)

    28

    GST rates significantly impact the on-road price of the vehicle. The final cost also includes the manufacturing cost, dealer’s profit margin, registration fees, road tax, car insurance policy and any optional accessories or charges.

    Conclusion

    Understanding the GST on cars is vital for making informed purchasing decisions in India. By calculating the applicable GST and additional charges, buyers can anticipate the total cost. Moreover, investing in a robust comprehensive or third-party car insurance policy provides peace of mind, protecting against potential risks and liabilities.

    FAQs

    Q1: Are electric vehicles (EVs) taxed differently?
     Yes. EVs attract a lower GST rate of 5% without any additional cess, promoting eco-friendly transportation.

    Q2: Does the GST rate vary across states?
     No. GST is a centralised tax; however, state-specific charges like road tax and registration fees can differ.

    Q3: Is GST the same for passenger and transport vehicles?
    Yes, the GST rate is the same for passenger and transport vehicles.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Check for Slow Tyre Puncture

    by Tanmay Ahuja | May 15, 2025

    A flat tyre is something that every car owner dreads while driving on the road. Maintaining the health of tyres forms an essential part of car maintenance. It ensures you are not stranded on a desolate highway with no repair centre in sight. There are several signs that your tyres are on the verge of giving out and recognising them is equally important. Find out in this guide how to find a puncture in a car tyre so you can enjoy safe rides at all times.

    Steps on how to find a puncture in a car tyre

    How to find a slow puncture car? Below are some steps you can follow to find a slow leak:

    1. The first step is inflating your tyre. Inflate it according to the normal operating pressure to avoid excessive strain on the tyre.
    2. Next, use a soapy solution to spray over your tyre. This should include the sidewall, tread area, valve stem and the tyre bead. If there is a leak, you will notice bubbles in the area.
    3. Look for foreign objects. Objects like screws, nails, staples or any other small debris can cause a slow leak. Spray the area after removing the object to check for any leaks.
    4. Ensure the valve stem is fastened securely. Otherwise, use the core tool to tighten it so that it is not the origin of the leak.
    5. If soap spray fails to work, dunk the tyre in a large tub or container filled with water. Turn the wheel to check for any bubbles.

    FAQs

    Is it safe to drive on a slow leak tyre?

    Driving with a slow leak tyre can be dangerous for longer distances. However, you can use it to reach a repair shop within a short distance.

    How to find puncture in car tyre?

    A puncture in a car tyre can lead to performance issues, such as loss of steering control or vibrations. Find out the puncture in a car tyre with visual checks or using soap solution.

    Conclusion

    Tyres are the only point of contact with the road and therefore, require the utmost care. Ensure safe rides with proper tyre maintenance and four wheeler insurance. For all-round protection from fire, theft and third-party damage, choose comprehensive car insurance.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Clean Leather Car Seats Without Damage

    by Tanmay Ahuja | May 15, 2025

    Leather car seats instantly elevate your vehicle’s interior, adding a touch of luxury and boosting resale value. However, to keep them looking their best, regular cleaning and maintenance are essential. Leather can crack, fade or collect dirt without proper care.

    Here’s how to clean leather car seats at home without damaging the material.

    1. Steps on how to clean leather car seats

    The steps on how do you clean leather car seats with basic kitchen supplies are as follows:

    1. Remove loose debris

    Vacuum clean the leather seats with a soft brush attachment to remove dirt. Pay special attention to the seams and crevices.

    2. Choose the right cleaner

    Use a cleaner made specifically for leather. You can also make a gentle cleanser at home by mixing water with mild dishwashing soap. Avoid using harsh chemicals or all-purpose cleaners.

    3. Test in a hidden area

    Test the solution on a small, hidden area to ensure it doesn’t cause discolouration.

    4. Clean the seats

    Dampen a microfibre cloth with the leather cleanser and gently wipe the seats. Don’t soak the leather, as excess moisture can leave the natural fabric prone to cracking and rotting.

    5. Tackle stains

    For stubborn stains, apply a small amount of solution directly to the stain and rub with a soft cloth.

    6. Dry thoroughly

    Wipe away excess moisture from the seats using a soft, dry cloth. Allow the seats to dry completely.

    7. Apply leather conditioner

    Use a leather conditioner every 3–6 months to keep the material supple and extend its longevity.

    2. FAQs

    3. How do I clean leather car seats with stubborn food stains?

    For stubborn food stains, use a small amount of leather cleaner and gently rub the area. Wipe with a clean cloth.

    4. How frequently should I clean my leather car seats?

    Clean your car’s leather seats at least once a month. Wipe them down weekly with a dry cloth to remove surface dust.

    5. Conclusion

    If you’ve ever wondered, ‘How can I clean leather car seats without damaging them?’? The answer lies in regular at-home care paired with the right products and techniques. Still, it’s equally important to opt for professional detailing services beyond home cleaning.

    Regular maintenance and servicing ensure your vehicle runs efficiently and stays safe on the road. For added protection, always follow traffic rules and keep essential documents handy—like your RC, driving licence and valid third party car insurance policy.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Clean Rubber Car Mats Easily at Home

    by Tanmay Ahuja | May 15, 2025

    Rubber car mats endure a lot—dirt, dust, water, and even food spills—all while protecting your car’s interior. However, if left dirty, they can start to smell and deteriorate over time. Regular cleaning extends their life and keeps your car looking tidy.

    Here’s how to clean rubber car mats at home with basic supplies.

    Steps on how to clean rubber car mats

    Here’s how to clean rubber mats of your car.

    1. Remove the mats from the car and rinse

    Take the rubber mats out of the car to avoid dirtying the floor. Shake them well to remove debris and loose dirt.

    Use a hose to rinse off surface dirt from the mats.

    2. Apply a cleaning solution

    Use a car mat cleaner or a mild detergent and warm water mixture. Scrub with a stiff brush. For tougher stains, a mixture of baking soda and water can help.

    3. Scrub the edges and grooves

    Use a smaller brush or an old toothbrush for corners and grooves. These areas hold the most mud and dirt.

    4. Rinse thoroughly

    Wash away all soap with clean water. Any soap left behind can make mats slippery and unsafe.

    5. Dry the mats

    Let the mats air dry in the sun or wipe them down with a clean cloth. Do not place them back while wet, as this can cause mould.

    6. Apply protectant (optional)

    A rubber protectant helps prevent cracking and fading. It also makes future cleaning sessions easier.

    FAQs

    1. Can I use bleach on rubber car mats?

    No. Bleach can damage rubber mats and cause them to crack over time.

    2. How frequently should I clean my car mats?

    Clean your rubber car mats once a month. During rainy or muddy seasons, clean them more frequently to prevent buildup.

    3. Can I put rubber mats in the washing machine?

    No, this can damage both the mats and your machine.

    Conclusion

    Knowing how to clean floor mats helps keep your car neat and free from odour or fungal growth. Clean mats also contribute to maintaining your vehicle’s resale value. In addition to at-home cleaning, it’s important to invest in professional car wash services and schedule regular maintenance to keep your car performing at its best.

    Additionally, always prioritise road safety: carry the right documentation, follow traffic rules, and secure car insurance online for convenience. For enhanced safety, opt for comprehensive car insurance that protects your vehicle against damage, theft and natural disasters.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Refs:

    https://www.thespruce.com/how-to-clean-car-mats-4177783

    https://autodetailingpro.ca/best-way-to-clean-car-floor-mats/

  • Restore Black Plastic Trim on Cars at Home

    by Tanmay Ahuja | May 15, 2025

    Black plastic trim gives your car a sleek, polished look—but over time, exposure to sunlight, pollution and harsh weather can cause it to fade and lose its shine. With the right cleaning and restoration techniques, you can revive its original appearance without costly replacements.

    Here’s how to clean car exterior plastic trim and restore its like-new finish.

    1. Steps on how to clean car plastic exterior

    Begin by assessing your trim’s condition. Is it dirty or has it lost its colour and turned grey from sun exposure?

    a. How to perform basic cleaning

    A thorough water wash will remove surface dirt before deeper cleaning. Here’s how:

    1. Rinse the plastic trim with water
    2. Apply car shampoo using a soft brush or cloth
    3. For tougher dirt, let the mixture sit for 5 minutes
    4. Scrub gently in circular motions
    5. Rinse and dry with a microfiber cloth

    b. How to remove scuff marks from plastic car exterior

    To remove stains and scuff marks, try these methods:

    1. Apply white vinegar with a cloth
    2. Rub gently on the scuffed areas
    3. For stubborn marks, use a magic eraser (test on a small area first)
    4. Rinse and dry thoroughly

    c. How to restore faded plastic trim

    When your trim has turned grey, it needs restoration. Here’s how:

    1. Clean the trim thoroughly
    2. Apply a trim restorer with a foam applicator
    3. Buff the surface gently
    4. Apply a second coat if needed
    5. Park your car in the shade or use a car cover to prevent fading and dust.

    2. FAQs

    1. Can I use olive oil on faded plastic trim?

    While it may work temporarily, it attracts dust and can make things worse. Use car manufacturer-specified trim restorers only.

    2. How to remove scratches from black plastic car exterior?

    Light scratches can be reduced with fine-grit sandpaper and heat from a hairdryer.

    3. How often should I clean the plastic trim on my car?

    Monthly cleaning prevents build-up and makes maintenance easier.

    3. Conclusion

    Regular cleaning and maintenance keep your car looking great and ensure it runs efficiently. In addition to at-home care, consider routine servicing to maintain performance and safety on the road. For optimal protection, always follow traffic rules, adhere to speed limits and carry essential documents, including valid third party car insurance.

    Additionally, comprehensive car insurance offers broader financial protection against accidents, theft, natural disasters and more—giving you peace of mind on every drive.









    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Ref:

    https://www.drbeasleys.com/blog/2024/06/17/how-to-clean-restore-black-plastic-trim-on-cars

    https://www.wikihow.com/Clean-Car-Plastic

    https://www.armorall.com/help-advice/how-to-clean-your-cars-exterior-rubber-vinyl-and-canvas/

    https://detailxperts.com/what-is-exterior-car-trim-and-how-to-clean-it/

  • Step-by-Step Car Engine Bay Cleaning Guide

    by Tanmay Ahuja | May 15, 2025

    Your car's engine bay is often ignored during normal cleaning routines. While most of us focus on keeping the exterior shiny and the interior clean, what's under the hood needs care, too. This blog covers everything you need to know about how to clean car engine bay.

    Steps on how to clean your car's engine

    Here’s how to clean your car engine:

    ● Step 1: Safety First: Cool down and prepare

    Never clean a hot engine. Allow the engine to cool for at least 10-15 minutes before starting. This avoids possible burns and damage to engine components from quick temperature changes when sprayed with cool water.

    ● Step 2: Prepare your engine bay

    Remove plastic plates under the hood, as these can be cleaned individually. Disconnect the wires from the battery to protect electrical components. Cover sensitive electrical parts with plastic bags for extra safety.

    ● Step 3. Initial cleaning

    Start by clearing small debris, leaves and dust using a brush or cleaner with a hose adapter. Be gentle to avoid dislodging any components or links.

    ● Step 4. Apply degreaser

    Thoroughly spray the entire engine area with a quality cleaner. You can use a home cleaner or a special engine degreasing product.

    ● Step 5. Scrub where needed

    Use a brush with plastic (not metal) bristles to remove stubborn grime, especially on valve covers where years of dirt and oil have accumulated.

    ● Step 6. Rinse carefully

    Use a low-pressure water source to rinse away the cleaner. Avoid directly spraying electrical components, even if they're covered.

    ● Step 7. Dry thoroughly and Reassemble

    Wipe down all available places with microfiber towels. Reconnect the negative battery connection and remove any safety covers from electrical components.

    FAQs

    Will water damage my engine during cleaning?

    Modern engines are built to handle some wetness, but it's still best to protect sensitive electrical components and avoid excessive water use.

    Can I use a power washer?

    Yes, but only on a very low setting and while carefully avoiding direct spraying of electrical components.

    Conclusion

    Cleaning your car's engine room might seem scary initially, but following these steps makes it a doable job with amazing results. Keeping your car clean is as important as protecting it financially. Four wheeler insurance provides important financial security against unforeseen damages. Comprehensive car insurance offers protection against accidental damages, theft and natural disasters.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    References:

    https://www.gulfoilltd.com/blog/how-to-clean-your-cars-engine

    https://www.caranddriver.com/features/a27104161/how-to-clean-engine/

    https://www.instructables.com/How-to-Clean-an-Engine-Bay-Without-a-Pressure-Wash/

    https://bigsmobile.com/blog/how-to-clean-engine-bay/

    https://www.autobead.co.uk/blogs/autobead-hub/5-step-guide-to-detailing-an-engine-bay?srsltid=AfmBOorX9B58CfPnfbck8JaB7FEEDnfHEwemANyttPHb0c8JkE9kymB8

  • Check Car Registration Status Online

    by Tanmay Ahuja | May 14, 2025

    Keeping track of car paperwork is much easier now that everything is digital. You can now print or check your car registration certificate (RC) information from home if you have asked for one or already have one. Let’s explore how to check car registration status online.

    Steps on how to check car registration status online

    Here’s how to check status of car registration:

    The official Parivahan Sewa website, managed by the Ministry of Road Transport and Highways, gives a simple process:

    • Visit the official Parivahan Sewa website (https://parivahan.gov.in/parivahan/)
    • The drop-down button that says "Online Services" is at the top of the page.
    • Select "Vehicle Related Services" from the choices.
    • Select the state where your vehicle has been registered from the list.
    • Enter your car license number when asked.
    • Select "Know Your Application Status" from the list of services.
    • Click "Submit" after entering your RC application number.
    • Your car RC information will be visible.

    This government website gives you real information from the RTO database, so you can trust it to find out about your RC status.

    FAQs

    How long does it take to get an RC?

    The processing time varies by RTO but usually takes 7-15 days after application filing.

    Is a digital RC legal in India?

    Digital RCs saved in DigiLocker or the mParivahan app are officially valid across India.

    How to check the status of the RC transfer?

    You can check the RC transfer progress through the same online sites by typing the car registration number.

    What is an RC smart card?

    An RC smart card is a chip-based card that digitally saves all vehicle registration information, replacing older paper permits.

    Conclusion

    Checking your vehicle's RC status online has eased an otherwise time-consuming process that required visiting RTOs in person. While checking your RC status online, consider reviewing your car insurance policy. Many sites provide choices for buying or updating car insurance online. Comprehensive car insurance offers coverage for your vehicle against damage, theft and natural disasters. With digital platforms, you can compare policies from multiple insurers, update your policy in minutes and ensure your car has full security.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to check your car’s manufacturing year

    by Tanmay Ahuja | May 14, 2025

    Updated on - 19 Jan 2026

    It is important to know when your car was manufactured, especially if it is a used or second-hand vehicle. This is because car dealers often display false dates and present old models as new ones, scamming customers.

    Once you know the correct year of manufacture, it becomes easier to evaluate other essential factors. It guides your decisions on pricing, maintenance and long-term spending, as older vehicles may require more frequent repairs. In fact, the manufacturing date can also affect the warranty validity and even the kind of insurance premium you pay.

    This article talks about how to check the car manufacturing date and make smarter decisions regarding spending and insurance.

    Why knowing the car manufacturing date matters

    Knowing a car’s manufacturing date helps you assess its true value. The vehicle’s age can directly impact how well it works and how soon it will need repair. The year in which a car was manufactured also helps you determine if its safety features, such as airbags and seatbelts, meet present standards.

    Being aware of the exact date also gives the buyer bargaining power and helps them negotiate prices with the seller. Additionally, the age of your car impacts insurance costs as well as accident inspections and claims. All of these reasons make being aware of the vehicle’s manufacturing date an absolute must.

    Steps on how to check the car manufacturing date

    To check any car’s manufacturing date, first locate the Vehicle Identification Number (VIN), which is usually found on a sticker inside the driver’s side door frame or on the dashboard. Usually, the 10th character of the VIN indicates the year of manufacture, and the 12th character denotes the month. However, different makers place the date code in various spots within the VIN.

    Here is how to check the manufacture date of a car for famous car brands in India:

    1. Hyundai: The VIN’s 10th letter shows the production year, while the 19th letter shows the month.
    2. Mahindra: The 10th letter codes the year, while the 12th letter codes the month.
    3. Maruti Suzuki: The company’s VIN uses the 10th letter to show the producing year and the 11th letter to indicate the month.
    4. Tata: Tata cars use the 10th letter of the alphabet to code the producing year and the 12th letter to represent the month.

    Here is a table to understand the month and year codes:

    Series Alphabet

    Manufacturing Year

    Series

    Manufacturing Month

    S

    2025

    A or 1

    January

    R

    2024

    B or 2

    February

    P

    2023

    C or 3

    March

    N

    2022

    D or 4

    April

    M

    2021

    E or 5

    May

    L

    2020

    F or 6

    June

    K

    2019

    G or 7

    July

    J

    2018

    H or 8

    August

    H

    2017

     J or 9

    September

    G

    2016

    K (except Renault, Nissan)

    October

    F

    2015

    L (except Renault, Nissan)

    November

    E

    2014

    M (except Renault, Nissan, Tata)

    December

    Another method you can try is looking for a sticker on the door jamb that lists the manufacturing date directly. If you are wondering how to check car manufacturing date online, you can use a VIN decoder to a manufacturer-specific guide.

    How car age affects depreciation and car insurance premiums

    As your car ages, its value drops due to the process of wear and tear. New cars lose value the fastest, especially within the first few years, while older cars depreciate slowly over time.

    Newer vehicles end up having higher insurance premiums because their replacement cost is greater, increasing the insurer’s financial risk. Older cars attract lower premiums since their market value and payout in case of total loss are lower.

    If a car becomes too old or difficult to repair, the premium becomes costly again, especially if it lacks safety features and breaks down a lot.

    If you are buying car insurance online, make sure to compare how different policies handle depreciation. The ideal car insurance policy offers broader protection, covering accidents, damage from theft, fire or natural disasters.

    Conclusion

    Knowing your car’s manufacturing year helps you understand its true value and make better decisions about maintenance and insurance. It may seem like a small detail, but it influences depreciation, warranty eligibility and the kind of cover you should choose.

    As you take care of your vehicle, let us help you choose the right insurance plan, whether you need third-party cover or a comprehensive care insurance plan for wider protection. Fill out the form on this page to get personalised guidance and select a plan that meets your needs and budget.

    FAQs

    1. Does the car’s manufacturing year affect how claims are settled?

    Yes, it can. The insurer uses your car’s age to calculate its Insured Declared Value (IDV), which determines the maximum payout you can receive in case of theft or total damage. An older car means a lower IDV and, therefore, a smaller claim amount.

    2. Can the manufacturing year impact my car loan or resale process?

    Absolutely. Banks and buyers often check the manufacturing year to assess the car’s true market value. A newer manufacturing year can help you get a better resale price or higher loan value, while an older one may lower both.

    3. Is it possible for two cars of the same model year to have different manufacturing years?

    Yes, and it happens often. The model year indicates the version or generation of the car, while the manufacturing year shows when that specific unit was built. Always check the VIN or manufacturer’s label to know the exact production date before finalising a purchase.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Check Car Service History Online

    by Tanmay Ahuja | May 14, 2025

    One of the most important steps when buying a used car is checking its service records. A thorough maintenance history offers insights into the vehicle's past upkeep, fixes and possible problems. Let’s explore how to check car service history to learn all the important details.

    Steps on how to check car service history online

    Here’s how to check car maintenance history online.

    1: Visit a car service provider's website or app

    Navigate to the website of your chosen car service provider or download their mobile application. Most companies have a dedicated section for checking car service history.

    2: Enter vehicle details

    Type the vehicle's licence number in the search field. Some websites may ask for extra details, such as the make and model, to ensure correctness.

    3: Select the type of report

    Choose a complete service history report that includes repair records, crash history and parts replacement details.

    4: Complete payment

    The service background records from most of the providers are not free. Make the payment for that using a safe payment method offered.

    5: Receive and review the report

    After payment, you'll receive your report, generally within 24 hours. It will be provided online, making it easy to store and share.

    FAQs

    What information is included in a car service history report?

    A complete car service history report usually includes vehicle data, complete repair records, service logs, parts replacement history and many more.

    Why is checking a car's service history important?

    Checking a car's service records before purchase offers numerous benefits, such as learning the car's real condition beyond its appearance, discovering possible secret issues that could become expensive, and other important information about the vehicle.

    How accurate are service history reports?

    The quality of service history information depends on the company's data sources. Most reliable providers gather information from approved service centres, insurance companies, and other official records.

    Conclusion

    Checking a car's service records online is an important step when buying a used vehicle. Once you've confirmed the vehicle records and bought the car, don't forget to secure suitable four-wheeler insurance coverage. Comprehensive policy goes beyond the required third-party car insurance coverage to protect your vehicle against crashes, theft, natural disasters, and other unforeseen situations.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Check Car Brake Pad Condition

    by Tanmay Ahuja | May 14, 2025

    Brake pads are important components of your vehicle's stopping system that often go unseen until problems arise. Since they directly impact your safety on the road, regularly checking these can prevent crashes and save you from costly repairs. Let's explore how to check car brake pads without visiting a mechanic.

    Steps on how to check car brake pad condition

    Here is how to check brake pads and discs:

    1. Prepare your vehicle: Park on a level surface, apply the parking brake and let the brakes cool down fully.
    2. Jack up your car: Use a jack to elevate the vehicle carefully, then use jack stands to secure it for safety.
    3. Remove the wheel: Unscrew the ring nuts and remove the tyre to get a good view of the brake components.
    4. Inspect the brake pad: Look at the thickness of the rubbing material on the pad. Replacement is suggested if it's less than 4 millimeters thick or has only about 20% of pad life left.
    5. Check for uneven wear: Uneven wear could indicate balance issues or problems with the brake pads.
    6. Examine the brake disc (rotor): Check for grooves, cracks or uneven wear. If the disc is damaged or too thin, it may need resurfacing or replacement.

    FAQs

    Can I change the brake pads myself?

    DIY fans with the proper tools and information can change brake pads.

    Can I drive with old brake pads?

    Driving with old brake pads is dangerous and should be avoided. Severely worn pads can damage the brakes and greatly lower the ability to stop quickly in emergency scenarios.

    Do the front and rear brake pads wear at the same rate?

    Front brake pads usually wear faster than back ones because front brakes handle more stopping power in most cars. However, this can change based on your vehicle's build and driving habits.

    Conclusion

    Knowing how to check the car brake pads is a simple yet effective way to ensure your safety on the road. Proper brake function can help you avoid crashes, but investing in an appropriate car insurance policy goes a long way towards complete protection. While third-party car insurance is the minimum legal requirement, having comprehensive coverage can provide you with complete peace of mind.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Check Coolant Level in Your Car

    by Tanmay Ahuja | May 14, 2025

    Coolant, also known as radiator fluid, helps regulate your engine's temperature by drawing heat away. Maintaining the right coolant level is essential for smooth engine performance and preventing overheating.

    Let’s explore how to check car coolant level safely and effectively.

    Steps on how to check car coolant level

    Here’s how to check the coolant level in a car:

    Method 1: Checking the overflow tank

    This is the easiest and safest way for most current cars:

    • Locate the liquid overflow tank (a transparent plastic container near the radiator)
    • Check the cooling amount against the "Full" (F) and "Low" (L) marks on the side
    • If the amount is at or below the "Low" mark, you'll need to add coolant or water
    • Verify that the tube connecting the overflow tank to the radiator is intact

    Method 2: Checking the radiator directly

    For a more thorough check (when the engine is completely cool):

    • At the front of the engine area, locate the radiator
    • Carefully remove the radiator cap by pressing down and turning counterclockwise
    • The coolant should be visible at or near the top of the radiator
    • If you can't see the liquid or it's significantly below the top, your level is too low

    FAQs

    How often should I check my car's coolant level?

    Check your radiator coolant level at least twice a year—ideally before summer and winter. If your temperature gauge rises unusually or you see any cooling system warning lights, check it right away.

    Can I add water instead of cooling in an emergency?

    In an emergency, you can add water briefly, but replace it with proper coolant as soon as possible. Plain water lacks the anti-freeze, anti-corrosion and lubrication qualities of coolant.

    What's the difference between coolant and antifreeze?

    Antifreeze is the concentrated recipe, while coolant is usually a mix of antifreeze and water. Most cars use pre-mixed fluid.

    Conclusion

    By following these steps on how to check coolant level of your car, you can prevent bigger issues in the long run. While maintaining the correct coolant level is vital for your engine’s health, it’s equally important to schedule regular professional maintenance and ensure you have the right car insurance in place.

    Third party car insurance offers basic coverage for any damage you may cause to others. On the other hand, comprehensive car insurance provides wider protection, covering accidents, theft, natural disasters and more.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Mahindra 3XO Variants: Find the Perfect Match for Your Drive

    by Almog Ramrajkar | May 14, 2025

    Mahindra 3XO has quickly become one of the most famous SUVs in the Indian car market since its launch as the improved version of the XUV300. With its fresh look and amazing features, the model caught the attention of car fans nationwide. However, with multiple versions offered, finding the right one can be confusing. This guide will help you understand the features of different Mahindra 3XO variants.

    Mahindra 3XO lineup

    The Mahindra 3XO is offered in nine variants. Each version offers unique features and comes with different engine choices. The three engine options for 3XO are:

    • 2-litre turbo-petrol engine: Produces 112 PS of power and 200 Nm of torque
    • 2-litre TGDi turbo-petrol engine: Delivers 130 PS of power and up to 250 Nm of torque
    • 5-litre diesel engine: Generates 117 PS of power and 300 Nm of torque

    These engines can be paired with different gearbox choices, including a 6-speed manual, 6-speed automatic and 6-speed AMT (for diesel versions).

    The 9 Mahindra 3XO variants  and their features are listed here:

    1. MX1 (Base version)

    • 6 airbags
    • LED DRLS and taillights
    • Rear AC vents
    • Power windows
    1. MX2

    • Voice assisted sunroof
    • Power steering
    • Automatic climate control
    • Cruise control
    1. MX2 PRO

    • 25-inch touchscreen system
    • Remote keyless entry
    • Single pane sunroof (in MX2 PRO)
    • Accessory power outlet
    1. MX3

    • AutoSHIFT+ and automatic transmission
    • Power steering
    • Automatic climate control
    • Cruise control
    1. MX3 PRO

    • Wireless Android Auto and Apple CarPlay
    • Cruise control
    • Wireless charger B
    • i-LED projector headlights (in MX3 PRO)
    1. AX5

    • Twin 10.25-inch screens (infotainment and digital cluster)
    • Adrenox Connect with built-in Alexa 16-inch diamond-cut metals
    • Dual-zone climate control
    • Adjustable steering
    1. AX5L

    • Level 2 ADAS
    • 360-degree surround view system
    • Electronic parking stop with auto hold
    • Automatic climate control
    1. AX7 (Luxury version)

    • Harman Kardon luxury audio
    • Drive modes
    • Power steering
    • Voice assisted sunroof
    1. AX7L ( Top-end version)

    • Voice assisted sunroof
    • Follow Me Home headlamps
    • Drive modes
    • Keyless entry

    Mahindra 3XO pros

    Mahindra has worked on packing the 3XO with features and powers that will appeal to a broad range of customers. Here are the standout strengths of the 3XO variants:

    • Multiple engine options: Choose between gas and diesel engines based on your driving needs.
    • Feature-rich variants: Even the base versions come with important safety features like six airbags.
    • Modern technology: Higher versions offer luxury features like Level 2 ADAS, connected car technology and superior audio systems.
    • Stylish design: Fresh look with LED lights and attractive metal wheel choices.
    • Comfortable interiors: Features like plush seats, sunroof/skyroof and dual-zone climate control improve comfort.

    Mahindra 3XO cons

    While the Mahindra 3XO offers amazing features and choices, it's important to consider some possible downsides before purchasing.

    • The price gap between variants: The price difference between versions can be large.
    • Top versions get exclusive features: Some desired features like ADAS are offered only in luxury versions.
    • Limited diesel-automatic combinations: Not all versions offer diesel-automatic mixes.
    • Base variant limitations: MX1 misses out on many useful features.

    How to choose the right variant?

    When choosing the right Mahindra 3XO version, consider these factors:

    • Budget: Determine how much you're ready to spend, as prices range from ₹ 7.99 lakh - 15.56 Lakh (ex-showroom).
    • Must-have features: List things you need versus those that would be nice.
    • Engine preference: A petrol version might be ideal if you mainly drive in the city. For long highway trips, diesel variants offer better fuel economy and power.
    • Transmission choice: Choose between manual, automatic or AMT based on your driving conditions and tastes.
    • Value proposition: The AX5 version is often considered the best value-for-money choice, offering the most important features without the high price tag of the top 3XO variants.

    How to buy the car insurance plan that is right for your 3XO?

    When buying car insurance for your Mahindra 3XO, keep these things in mind:

    • Comprehensive coverage: While third-party car insurance is legally required, a comprehensive contract covers losses to third parties and your car.
    • Insured Declared Value (IDV): Look for insurance that gives an IDV closer to the market value of your car.
    • Additional covers: Based on your needs, consider add-ons like zero depreciation cover, roadside help, and return to billing cover.
    • Service quality: Check the insurer's claim payout rates and customer reviews before making a choice.
    • Compare quotes: Use online sites to compare comprehensive car insurance prices from different companies to find the best coverage at reasonable rates.

    FAQs

    1. Which version of Mahindra 3XO is best?

    The AX5 version is generally considered the best value choice, giving the most important features at a fair price.

    1. What is the fuel economy of Mahindra 3XO diesel variants?

    The diesel models of the 3XO offer a stated mileage of around 20.6 - 21.2 kmpl.

    1. Is ADAS offered in all versions of the Mahindra 3XO?

    Level 2 ADAS is offered only in the AX5L and AX7L luxury versions.

    1. Are there any special colour choices limited to certain variants?

    The dual-tone outer colour choices are offered only with the higher-spec AX7 and AX7L versions.

    Conclusion

    The Mahindra 3XO is a flexible SUV that caters to different requirements and budgets through its nine versions. Protecting your new model with comprehensive car insurance is important. It adds peace of mind and helps you drive with greater confidence.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • All Swift Variants Explained in Detail: Features, Pros & Best Value

    by Almog Ramrajkar | May 14, 2025

    The Maruti Suzuki Swift has been India's most popular car. It's known for its sporty looks, thrilling speed and great gas mileage. Now that the 2025 model is out, people who want to buy it must pick the right version from several choices. Let's look at the Maruti Suzuki Swift variants.

    Swift lineup

    Here’s the list of all Swift variants available:

    1. Lxi Variant (Base Model)

    Despite being the base model, the Lxi has important safety features, including curtain and side airbags, dual front airbags, ABS with EBD and Hill Hold Assist. It also includes simple comfort features like power windows and keyless entry.

    1. Vxi Variant

    The Vxi adds many ways to connect, like a 17.78cm SmartPlay Pro screen with wireless Android Auto and Apple CarPlay, Bluetooth and music settings on the steering wheel.

    1. Vxi (O) Variant

    This version improves the offering with an engine push start-stop button, a smart key and digital air conditioning. It has Suzuki Connect tools for monitoring your car and ensuring its safety.

    1. Zxi Variant

    As a bonus, the Zxi has painted metal wheels, a height-adjustable driver seat, an outside temperature display, wireless charging and air vents in the back.

    1. Zxi+ Variant (Top Model)

    The top-tier Zxi+ version adds luxury touches like a leather-wrapped steering wheel, front footwell lighting, a wide-angle back parking camera, precision-cut metal wheels and cruise control.

    All versions have a 1197cc, 3-cylinder Z12E gas engine producing 80.46 bhp at 5700 rpm and 111.7 Nm torque at 4300 rpm. Most versions offer a manual or AMT automatic gearbox.

    Advantages of swift

    Here are some of the advantages of buying a Swift:

    • Legendary Brand Value: Since its 2005 launch, the Swift has maintained strong brand value. It has allowed Maruti Suzuki to increase costs slightly with each generation while maintaining strong resell values.
    • Excellent Fuel Efficiency: The 2025 Swift gets an excellent 25.75 kmpl with the AMT transmission and 24.8 kmpl with a manual gearbox, keeping running costs low.
    • Comprehensive Safety Features: The new Swift has standard safety features, including side and curtain airbags, ESC, hill start assist and back parking sensors, greatly improving over previous versions.

    Disadvantages of Swift

    Some disadvantages of the swift are:

    • Questionable Feature Distribution: The mid-variants offer bad value for money, missing several must-have features that rivals provide at lower price points.
    • 3-Cylinder Engine: Moving from the standard 4-cylinder to a 3-cylinder engine is seen as a step back in smoothness and fan appeal, seemingly choosing fuel economy over driving pleasure.
    • No Performance Option: The Swift's lack of a turbo gas engine choice (which Maruti offers in other models) further dilutes its hot hatch character.

    How to choose the right variant?

    Selecting the best Swift version needs a thorough approach:

    • Determine Your Budget: Set a clear financial limit before considering feature lists.
    • Identify Your Priorities: Consider whether you want simple transportation or expensive features and technology.
    • Compare Variants Carefully: Analyze which model offers the right mix of features for your wants without breaking your budget.
    • Consider Transmission Type: Decide between manual or automatic based on your driving tastes and situations.
    • Look for Current Offers: Check for deals and promotions that offer extra value.
    • Test Drive Before Deciding: Get hands-on experience with your chosen versions to understand drive dynamics and comfort.

    Here's how you can pick the car insurance for your Swift

    There are essential points you should consider while picking car insurance:

    • Coverage Extent: Ensure the insurance covers all important risks, including crashes, theft, natural disasters and man-made dangers.
    • Insured Declared Value (IDV): Check how the insurance company estimates your car's value, as this sets the highest claim amount in case of total loss or theft.
    • No-Claim Bonus Benefits: Look for insurers giving hefty savings for claim-free years, which can significantly lower premiums over time.
    • Premium Costs: Compare rates across providers, but don't choose simply based on the lowest price, as coverage quality and limits may vary greatly.
    • Customer Service Quality: Research customer reviews and the insurance company's service standards, as quick customer service becomes crucial during claim situations.

    FAQs

    1. Which Swift version offers the best value for money?

    The base Lxi variant gives good value with important features, while the top Zxi+ version provides the most features. The mid-range models (Vxi and Vxi O) may not offer the best value-to-price ratio compared to competitors.

    1. Does the Swift have Android Auto and Apple CarPlay?

    Yes, the Swift gives wifi, Android Auto and Apple CarPlay connection from the Vxi version onwards.

    1. Does the Swift come with an automatic transmission?

    Yes, the Swift gives a 5-speed AMT (Automated Manual Transmission) choice alongside the regular 5-speed manual transmission in most of its versions.

    Conclusion

    The Maruti Suzuki Swift remains a strong candidate in the hatchback market with its amazing fuel economy and strong brand value. When protecting your new Swift, knowing the different types of car insurance is important. While third party car insurance meets the legal minimum requirement, it only covers losses or injuries to others involved in an accident, leaving your vehicle vulnerable. Comprehensive car insurance provides better security, protecting against accidents, theft and natural disasters.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • All You Need to Know About Skoda Kushaq Variants

    by Almog Ramrajkar | May 14, 2025

    Skoda Kushaq is a European-engineered compact SUV that boasts solid build quality, safety features and turbocharged performance. This machine is a practical choice for Indian roads, so whether you're navigating traffic or heading out on a weekend, there's a Kushaq variant that's built just for you. If you are unsure about which one to pick, this article breaks down everything you need to know about the Skoda Kushaq variants.

    Skoda Kushaq lineup

    Below are Skoda Kushaq variants explained:

    1. Skoda Classic

    The Skoda Classic is a popular choice for buyers who prioritise value over high-end features. It is the base variant of the Skoda Kushaq and is also a budget-friendly option.

    • Ex-showroom price: Rs.10.99 Lakh (approx.)
    1. Skoda Onyx

    The Skoda Onyx develops the base variant and adds more practical features making it a great choice for buyers looking for a good deal.

    • Ex-showroom price- Rs 13.59 Lakh (approx.)
    1. Skoda Signature

    This well rounded mid-level variant of Skoda Kushaq is the right blend of comfort, features and tech that boasts premium features for buyers looking for a stylish yet comfortable ride.

    • Ex-showroom price- 14.88 Lakh (approx.)
    1. Skoda Sportline

    The Skoda Sportline variant of Skoda Kushaq brings sporty enhancements and power-packed features for riders looking for a tough outlook in their car.

    • Ex-showroom price- 14.91 Lakh (approx.)
    1. Skoda Monte Carlo

    Skoda Monte Carlo is a premium variant that has distinctive styling and enhanced features. Comes in a dual black and red color, both inside and out making it the best choice for buyers who are looking to make a statement with their car.

    • Ex-showroom price- 16.12 Lakh (approx.)
    1. Skoda Prestige

    Skoda Prestige is the top most variant in the Kushaq lineup. It provides a perfect blend of luxury and practicality. This is a great choice for someone looking for a power-packed, feature-rich- premium SUV.

    • Ex-showroom price- 19.01Lakh (approx.)

    Skoda Kushaq pros

    Here are some of the attractive pros of Skoda Kushaq:

    • European build quality that is sturdy and well-engineered offering a stable ride and excellent crash protection.
    • The smooth and fuel-efficient 1 L and 1.5 L TSI engines offer a seamless driving experience.
    • High safety standards
    • The modern interior design, ventilated seats, and wireless technology make it a good choice for tech-savvy buyers.
    • Compact size for City driving and optimal use of space that offers enough legroom and headroom

    Skoda Kushaq cons

    Here are minor cons of Skoda Kushaq that you must take note of:

    • Does not have a diesel engine option
    • Higher cost points
    • Limited features in lower variants
    • Comparatively smaller boot space in the segment
    • No fuel-efficient options
    • Limited colour options in some variants

    How to choose the right variant?

    Selecting the right variant is all about aligning your requirements with the features available in each variant. If you are a budget-conscious buyer, who is looking for a solid performance with no extra additional flashy features, entry-level classic or Onyx can be a great choice. If you are looking for a feature-rich model, the Signature or Monte Carlo variants are definitely worth the investment and if good aesthetics and a feature-rich interior is your choice, then the Prestige variant will give you a near-flagship experience.

    How to buy the right car insurance for your Kushaq?

    Choosing the right insurance for your Skoda Kushaq isn't just about picking the cheapest option, but choosing a plan that gives you maximum direction from theft, accident or natural calamities.

    There are two types of insurance for cars, third party car insurance and comprehensive car insurance.

    When choosing comprehensive car insurance, look for the ones that cover your own damage, third-party liability, theft, vandalism and natural calamities. The insurance should have wide coverage with minimal exclusions. You can also have add-ons such as zero depreciation, roadside assistance and engine protection based on your needs.

    FAQs

    1. Do I need to insure the engine?

    If you are someone who lives in a flood-prone or waterlogged area, an engine protection add-on is a smart way to safeguard your TSI engine.

    1. Will modifications affect my insurance?

    Certain modifications might affect your coverage, so it's best to check with the insurer before making any major modifications to your car.

    Conclusion

    Skoda Kushaq variants lineup is carefully curated to suit the different needs of the Indian market. Bringing home your car is a very special feeling and to make sure the feeling lasts, have comprehensive protection against any mishappening. Skoda Kushaq gives you a seamless drive and the right insurance gives you a seamless ownership experience.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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