A worry-free ride awaits you! Get comprehensive coverage for your Car and secure your ride in a breeze.
Kick start a hassle-free ride! Avail long term Two-Wheeler Insurance and enjoy convenience and long term protection.
Increase your knowledge on car maintenance, car models, car accessories and lots more
Leave travel nightmares behind to have a dream trip! Opt for Single Round Trip Travel Insurance and have a worry free trip abroad.
Assurance for your frequent trips! Secure as many as 30, 45 or 60 days per trip through the year and enjoy hassle-free travel on the loop.
Protect those who matter to you most! Choose Complete Health Insurance as your shield against health worries.
Boost your health cover with our Super Top-up plan and seize the key to a healthy and worry-free future.
Avail surety for times of hardships! Invest in accident insurance to safeguard your finances against the unexpected affordably.
Prepare for the unexpected! Safeguard your home as well as its contents against natural calamities, theft or other perils.
Chase your business dreams stress-free! Get the perfect protection cover tailored to your personal and business needs.
Emphasis on the rural sector is the need of the hour! We provide customized insurance offerings for the surging rural sector.
No matter where you choose to live and work, we make it easy and convenient for you to secure your family and assets back in India.
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Scope of cover
This policy broadly covers loss or damage to insured property by fire, riot and strike, terrorist activity, theft, accident, any of which arising from any fortuitous cause anywhere within the geographical limit stated.
The basis of arriving at the sum insured will be the market value of the property.
Premium chargeable depends on nature of insured property, territorial limits (India or worldwide) and claims experience.
The first 1% of the claim, subject to a maximum of `5,000 (hereinafter called 'Compulsory Excess'), shall be borne by the insured. This policy does not cover loss or damage arising from war and warlike operations, civil commotion, wear and tear, electrical breakdown, breakage of glass, theft from unattended vehicles, detention or confiscation by customs or other authorities and consequential loss.
1% of the claim amount subject to maximum of `5000. Higher voluntary excess qualifies for reduction in premium level.
Policy may be extended to cover electrical and mechanical breakdown on payment of additional premium.
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