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Scope of cover

The insurance policy broadly covers loss and/or damage by burglary, housebreaking (theft following upon actual, forcible and violent entry of and/or exit from the premises) including hold-up risk and damage caused to premises.

UIN: IRDAN115P0002V01200102

Product Code: 4002

Significant exclusions

The insurance policy does not cover loss and/or damage arising out of war, riot, strike, civil commotion, terrorism and by use of keys to safe.

Special features

  • Stocks frequently fluctuating in value can be insured on declaration basis.
  • Stocks can be insured on 'First Loss' basis.

Main extension

  • Theft
  • Riots, strikes and terrorist damage

This is not an exhaustive list. For details, please read our policy terms and conditions.