Honda
Two-wheeler Insurance

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What are the types of Honda two-wheeler insurance plans?

Two-wheeler vehicle package policy

Comprehensive Honda two wheeler insurance is an inclusive bike policy that has features of both third-party liability cover and an own-damage policy. It covers you financially against legal third-party liability as well as damage to your bike. Comprehensive plans are tailored to your specific needs and you can boost the protection by purchasing optional add-on covers.

Two-wheeler vehicle liability policy

This is the minimum policy cover that one must have to ride on the roads. Third-party liability Honda motorcycle insurance protects you only against the legal liabilities of third-party property, vehicle, and bodily injury caused due to an accident involving your bike. However, the bike's own damage is not covered by this policy.

Stand-alone own-damage policy

The IRDAI introduced this motor insurance cover in September 2019. As the name suggests, own-damage Honda bike insurance protects you against your bike's loss or damage. In the event of an accident, it does not cover third-party obligations or injuries to the rider or pillion rider. To purchase this policy, you must have an active third-party liability cover.

What is covered in Honda two-wheeler insurance?

  • Inclusions
  • Exclusions
  • Natural disasters

    Irrespective of whether you were riding your Honda bike or had parked it in your garage, if it suffers a loss or damage due to earthquake, tsunami, floods, or any other natural catastrophe, we will cover it.
  • Manmade disasters

    Your bike may get damaged due to riots, vandalism, terror attacks, or theft. Under Honda motorcycle insurance, we cover all manmade disasters.
  • Personal accident

    Getting injured while riding or getting on or off a bike is quite common. As such, Honda bike insurance provides Rs 15 lakh personal accident cover.
  • Third-party liability

    In the event of an accident, there is a high possibility that the insured bike may unintentionally injure third-party or damage their property. In such situations, our Honda motorcycle insurance will cover you against third-party claims.
  • We are not liable to pay for the loss or damage sustained by your Honda bike due to consequential loss, mechanical or electrical breakdown, and normal wear or tear.
  • Under Honda bike insurance, we will not cover any such loss or theft of your bike's accessories where the bike itself is not stolen.
  • We will not cover any loss or damage if the rider is riding under the influence of toxic substances.
  • Under Honda motorcycle insurance, we are not responsible for damages if the bike is used for unlawful activities, racing, or without the consent of the insured Honda bike owner.
  • Under our Honda bike insurance, we will not cover incidents if the damage is sustained by the bike's tyres and tubes, but the bike remains unaffected.

How to renew Honda bike insurance plans?


Is your ICICI Lombard Honda two wheeler insurance about to expire? Stop worrying about the formalities and renew it instantly by following these steps.

  • 1
    Click here to visit our Honda bike insurance renewal page.
  • 2
    Enter your Honda bike registration number or your registered mobile number.
  • 3
    Click on ‘Proceed’
  • 4
    Follow the instructions for Honda bike insurance online renewal.

For Honda bike insurance renewal online, you can also visit the link sent to your registered mobile number and email id.


Brief description about Honda

Honda is one of the largest two-wheeler manufacturers in India. This Indian two-wheeler arm of the Japanese company Honda is well-known for its motorcycles and scooters. It is one of the few manufacturers with a diverse line-up of bikes, ranging from entry-level commuting options to the company's flagship sports bikes. It is known for producing dependable, high-tech and fuel-efficient bikes. In short, many households in India own a Honda two-wheeler for their varied needs.

Popular Honda two-wheeler models

Honda Activa 6G:

This scooter does not need an introduction. Popular across all age groups, it comes with four different variants. The key specifications of this two-wheeler are 109.51 cc engine, 7.79 PS power, and 8.79 nm torque. With a fuel tank capacity of 5.3 litres, it offers an excellent mileage of 55 kmpl and a maximum speed of 85km.

Honda Shine:

The all-new BS6 Honda Shine 125 is one of the most loved bikes among daily bike users. The key specifications include a 124 cc single-cylinder air-cooled FI engine along with 10.75 PS power and 11 nm torque. It offers an excellent mileage of 65 kmpl and a maximum speed of 100 km/h.

Frequently asked questions about Honda bike insurance

Is it essential to buy a two-wheeler insurance policy for my Honda bike or scooter?

What are the optional add-on covers that I can buy with my Honda bike insurance?

With ICICI Lombard Honda bike insurance, the add-ons you can purchase include roadside assistance cover, and zero depreciation to strengthen your coverage.

Is Honda third-party two-wheeler insurance mandatory?

Under the Motor Vehicle Act of 1988, it is mandatory to have third party two-wheeler insurance. However, there is no need to buy separate third-party insurance if you have comprehensive Honda bike insurance.

How long does it take to renew a Honda bike insurance?

With ICICI Lombard, renewing your policy is just a click away. All you have to do is enter your registered mobile number or bike registration details on the company website and proceed to make the premium payment.

What should I enter on the premium calculator to get the right premium for my Honda bike insurance?

To calculate the bike insurance premium, enter your bike's basic details such as make and model, bike displacement, variant, and so on. You must also provide the exclusive showroom price, the date of purchase, the registration city, and previous claims if any.

How to lower the premium on Honda two-wheeler insurance?

To lower your bike insurance premium, install anti-theft devices, renew your policy on time, avoid making unnecessary claims, retain NCB, and opt for only suitable add-ons that are necessary for your bike.

What is a cashless bike insurance claim for a Honda bike and its procedure?

Under a cashless bike insurance claim, the insured bike gets repaired at the insurance company's network garage. Here, the policyholder does not have to pay anything from his wallet apart from deductables if any. All you have to do to get cashless claim benefits is inform the insurer about the accident and provide the details of your policy.

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