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Hold on … while we lock your ICICI Lombard Complete Health Insurance Policy
Since your motor insurance policy has expired, your policy cover would start 3 days after the policy is issued.
Save on your taxes
Enjoy tax deduction benefits on the premium amount paid for yourself, spouse, dependent children and parents
Cashless medical care, always accessible
Use your Health ID Card to get cashless medical treatment at our 5025+ network hospitals
Be assured of timely finance during medical emergencies
Get cashless approval within 4 hours to cover your medical expenses, and avail the treatment you need
Be assured in times of hardships
Get coverage against Accidental Death and Permanent Total Disablement
Secure wellness, health and maternity expenses
Add-on cover for Outpatient Treatment, Wellness and Preventive Healthcare, and Maternity Benefit
Get ample security with our plan
Top-up to enhance sum insured and supplement your existing cover
Fast and efficient claim settlement
With in-house claim settlement, we assure you quick and easy claim settlement without communicating with any third-party service providers
Yes, hospitalization expenses on account of COVID-19 will be covered under the policy in accordance with the policy terms and conditions.
Claim intimation can be done online on IL Health Care or using our mobile app, IL Take Care. Scanned copies or photographs of all claim related documents can be uploaded in the app. Further, the Insured is required to furnish/courier hard copies of all requisite claim documents at his/ her own expense to the below mentioned address: ICICI Lombard Healthcare, ICICI Bank Towers, Plot No. 12, Financial district, Nanakramguda, Gachibowli, Hyderabad- 500032
In case your policy has an Outpatient Treatment Cover, then waiting periods are not applicable. A claim under Outpatient Treatment Cover can be made in accordance with the claims procedure mentioned in the policy wordings. In case of hospitalization on account of COVID-19, the hospitalization expenses incurred will be covered provided the illness is contracted after completion of 30 days in case of a fresh policy. In case of a policy that has been renewed continuously without a break or in case of policies that have been ported in to ICICI Lombard, the 30 day condition will not be applicable.
Sum insured enhancement will be allowed based on medical assessment in accordance with the underwriting guidelines. However, such sum insured enhancement will be done only at the time of renewal.
The expenses towards vaccination will be covered in case the policy has Outpatient Treatment Cover.
In case your policy has an Outpatient Treatment Cover, then these expenses will be covered in accordance with the policy terms and conditions.
In case the quarantine is in a hospital on the advice of a Medical Practitioner, then the medical expenses incurred will be covered in accordance with the policy terms and conditions. However, expenses incurred on account of self-quarantine or quarantine at home will not be covered.
No. The geographical scope of the policy is limited to India.
So long as the hospitalization is in India, the travel history will not affect the admissibility of claim under the policy.
The non-payable expenses as listed by IRDAI will not be covered under your policy.
Yes, provided that they are covered under ICICI Lombard Health Insurance policy.
In case your policy has an Outpatient Treatment Cover, then all consultations with a Medical Practitioner and diagnostic tests as advised by a Medical Practitioner are covered. A claim under Outpatient Treatment Cover can be made in accordance with the claims procedure mentioned in the policy wordings. Further, in case there is hospitalization on account of COVID-19 and the same has been paid under the policy, then all expenses related to COVID-19 incurred on account of consultations with a Medical Practitioner and diagnostic tests as advised by a Medical Practitioner in the 30 day period prior to date of admission and 60 day period after date of discharge will be covered in accordance with the policy terms and conditions.
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