What are the Maruti Suzuki Car Insurance Add-On Covers?
A standard policy gives you basic protection. But sometimes, that may not be enough for how you use your car.
Add-on car insurance coverage allows you to extend your protection by paying a slightly higher premium. These covers are useful when you want to reduce out-of-pocket expenses in specific situations.
For example, zero depreciation helps minimise deductions during claims. Engine protection becomes useful if your engine is affected due to water ingress or similar risks covered under the policy. Roadside assistance supports you during breakdowns, while No Claim Bonus protection helps you retain your bonus even after making a claim, subject to policy terms.
There are also add-ons like consumables cover, key protection, return to invoice, and garage cash. Each one addresses a different kind of expense that a standard policy may not fully cover.
The idea is simple. Instead of relying only on basic coverage, you build a policy that matches how you drive and where you drive. It is about having fewer surprises when something goes wrong.