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Maruti Suzuki
Car Insurance

Starting from ₹2683* |

Instant Claim Approval^ |

Maruti Suzuki Car Insurance
 

About Maruti Cars

Your Maruti car is built for reliability. Daily commutes, quick errands, long drives, it handles them all with ease. But the road does not always play fair. A minor accident, a sudden dent, theft, fire, or even water damage during heavy rains can quickly turn into an unexpected expense. One you never planned for. This is where car insurance steps in. It helps you handle these situations. Instead of worrying about what could go wrong, you have financial support ready when required.

What is car insurance for Maruti vehicles?

Car insurance for your Maruti helps cover financial risks when things don’t go as planned. You can choose the level of protection you need. A third-party policy covers legal liabilities if your car causes injury to someone or damages their property. A comprehensive policy goes a step further. It also covers damage to your own car from accidents, theft, or natural events, as per policy terms. Whether you drive your Maruti every day or take it out occasionally, the right cover helps you stay prepared for the unexpected.

What Is Car Insurance?

Network garages for Maruti Cars

Looking to protect your Maruti car? With ICICI Lombard car insurance, you get access to a wide network of cashless garages and authorised service centres across India. We have tie-ups with multiple Maruti service centres, so if your car needs repairs, you can get it fixed without paying upfront. The approved claim amount is settled directly with the garage, making the process simpler and quicker. Because when your car needs attention, the last thing you want is a complicated claims experience.

Benefits of ICICI Lombard Insurance for Your Maruti Car

Your Maruti car simplifies your everyday travel. Your insurance should do the same when things go wrong. ICICI Lombard’s Maruti Suzuki car insurance benefits focus on making difficult situations easier to handle. From getting your car repaired to managing claims, the idea is to reduce the effort on your end.

Network Garages

Cashless repairs at network garages mean you do not have to arrange large amounts upfront. If you go through a policy year without making a claim, you can earn a No Claim Bonus, which helps reduce your premium over time.

Customisable Coverage

You can also customise your policy with add-ons based on what your car actually needs. Options like roadside assistance, zero depreciation, and engine protection help you deal with specific risks without stretching your budget unnecessarily.

Legal Compliance

Car insurance is not just about meeting a legal requirement. It is about knowing that if your car faces damage, breakdown, or an unexpected situation, you have support in place

What are the Maruti Suzuki Car Insurance Add-On Covers?

A standard policy gives you basic protection. But sometimes, that may not be enough for how you use your car. Add-on car insurance coverage allows you to extend your protection by paying a slightly higher premium. These covers are useful when you want to reduce out-of-pocket expenses in specific situations.

For example, zero depreciation helps minimise deductions during claims. Engine protection becomes useful if your engine is affected due to water ingress or similar risks covered under the policy. Roadside assistance supports you during breakdowns, while No Claim Bonus protection helps you retain your bonus even after making a claim, subject to policy terms.

There are also add-ons like consumables cover, key protection, return to invoice, and garage cash. Each one addresses a different kind of expense that a standard policy may not fully cover.

The idea is simple. Instead of relying only on basic coverage, you build a policy that matches how you drive and where you drive. It is about having fewer surprises when something goes wrong.

What is covered in Maruti car insurance?

  • Inclusions
  • Exclusions
  • Natural calamities

    It may happen that your car is in the parking lot but is nonetheless damaged as a result of an earthquake, cyclone, or other such occurrences; Maruti car insurance covers such situations as well.

  • Collision

    Your safety is the only thing that matters to us. As a result, whether it's your fault or someone else's, we pay for the car's damage due to collision.

  • Third party liability

    As per the third party liability clause in your policy, Maruti online car insurance pays for the medical bills of any third-person injured in an accident involving your car.

  • Property damage

    If your Maruti car causes damage to someone else's property, our Maruti insurance online will compensate for such losses.

  • Personal injury

    When your car has been in an accident, protecting yourself from injuries is almost unavoidable. You can opt for our personal accident cover of ₹15 lakh and get the lump sum amount to cover medical expenses in case of an accident.

What are the types of Maruti car insurance?

Comprehensive car insurance

Comprehensive car insurance

As the name implies, comprehensive Maruti car insurance provides extensive coverage to your car. The scope of coverage is broad as it includes both third-party liability and damage or loss to your own vehicle due to unforeseen events. In the unfortunate event that the insured car driver is injured, the comprehensive policy will cover his/her medical expenses as well.

Third party car insurance

Third party car insurance

The third-party policy is the bare minimum policy required to drive a car in India. As per the MV Act of 1988, driving a car without a third-party liability component in your policy is a punishable offence. This policy covers you financially if your car causes injury to a third party or causes damage to their vehicle or property. However, under this policy, the insurer is not liable to compensate for the car's own damage.

Own-damage Maruti Suzuki insurance

Own-damage Maruti Suzuki insurance

This policy, as the name implies, covers any damage to your Maruti car caused by an accident, fire, theft, or any other unforeseen occurrence. If you are looking to buy this policy, make sure you have an active third party liability policy.

How to buy Maruti Suzuki car insurance online?

Worried about your Maruti car safety but too little time in hand? Well, ICICI Lombard allows you to purchase Maruti online insurance with just a few clicks. Want to know how? Look at the details below.

Share Share

Share your Maruti car registration number and your contact details here and get an instant quote.

Pick Pick

Pick the policy that suits your needs.

Pay Pay

Pay online using our secure payment gateway.

Policy Policy

Get a Maruti car insurance policy instantly.

Why do you need car insurance for your Maruti car?

Maruti car insurance protects your car from any loss or damage sustained due to incidents such as theft, accidents, natural or manmade calamities, and so on. When you buy Maruti online car insurance , you are not only protecting your car but also you are protecting yourself financially from third-party legal obligations arising from a disaster caused by your Maruti car. In simple terms, car insurance protects us from any financial risks caused by or to our vehicle.

What Is Car Insurance?

How to renew a Maruti Suzuki car insurance policy?

Does missing policy renewal date annoy you? Switch to ICICI Lombard and get an instant renewal without losing any benefits. With us, you can renew your policy within 90 days from the date of its expiry. Follow the steps below to renew your Maruti car insurance right away.

1

Click here to visit our Maruti car insurance renewal page.

2

Enter your Maruti Suzuki car registration number or your registered mobile number.

3

Click on ‘Proceed’

4

Check the policy details and make online payment for Maruti insurance renewal online.

For Maruti car insurance renewal, you may also visit the policy renewal webpage by clicking the link sent to your registered mobile number and email id.

How to Renew Health Insurance Online

Benefits of buying Maruti car insurance online

If you are happy with our quote, you can pay the premium online to purchase our policy. Purchasing our online two-wheeler insurance policy entails the following benefits:

Instant policy

Be it purchasing a new policy or insurance renewal—we value your time and provide instant cover through Maruti insurance online.

Contactless service

Are you avoiding stepping out of your home due to the ongoing pandemic? No worries. You can safeguard your Maruti car with a few clicks from the comfort of your home and enjoy the benefits of contactless Maruti car insurance services.

Multiple payment options

We understand if you are picky about your payment methods and dislike paying in cash. Therefore, we provide you with several payment choices online, allowing you to pay your Maruti online insurance premiums at your convenience.

Minimal paperwork

What's better than getting a car insurance cover with bare minimum paperwork? Online, you only need to furnish your basic details to buy a car policy.

How to make a claim for a Maruti car insurance policy?

With ICICI Lombard, the Maruti insurance claim process is as easy as it can get. With us, you have the option of getting a cashless repair from one of our 7200+ network garages or opting for our simple reimbursement claim method by following the steps below:

Step 1

Call us first

Simply take out your phone, dial our toll-free number 1800 2666, and let our representatives know about your car's loss or damage.

Step 2

Get pick-up

We will arrange for a pick up and drop of your car to the nearest network garage.

Step 3

Doorstep delivery

Your car will be delivered to your doorstep after repair while you relax at home.

Step 4

Cashless settlement

We will settle your Maruti insurance claims directly with the network garage after your repairs are completed.

Reasons to buy Maruti car insurance

Maruti car insurance covers you financially if your car is damaged as a result of natural or manmade calamities.

Maruti Suzuki car insurance provides a lump sum payment of ₹ 15 lakh under its personal accident cover in case of permanent disability due to an accident.

You can choose from a range of super add-on covers to enhance your Maruti car insurance cover.

Maruti Suzuki car insurance covers legal fees and charges if you are sued as a result of your car being involved in an accident.

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Frequently Asked Questions on Maruti car insurance

Is it mandatory to buy insurance for your Maruti car?

Yes, it is mandatory. As per Indian law, every car must have at least a third-party insurance policy to cover damage or injury caused to others. If you also want protection for your own car, you can choose a comprehensive policy. It gives you wider coverage and helps manage repair costs in case of accidents, natural events, or other covered risks.

Why should I buy comprehensive car insurance for my Maruti car?

A comprehensive Maruti car insurance policy covers a wider range of situations. It not only protects you financially from third-party legal liability and vehicle damage but also pays for your medical expenditures in case you are injured in a car accident.

Do I get a No Claim Bonus in my Maruti car insurance policy?

Yes, you are entitled to receive a No Claim Bonus (NCB) on a Maruti Suzuki insurance policy if you refrain from submitting a claim throughout the policy period. The NCB discount can range from 20% to 50%, depending on the number of consecutive claim-free years.

What is the own-damage cover in motor insurance?

Own damage Maruti insurance policy covers the car's own damage sustained due to fire, theft, accident, manmade disaster, and natural catastrophic events. To purchase this policy, you need to first purchase the third party liability cover.

What is a personal accident cover?

A personal accident policy pays a lump sum payment to the nominee in case of accidental death. It also compensates if the policyholder is permanently disabled due to the accident.

What are the documents needed for the Maruti car insurance claim?

To file a Maruti insurance claim, you need to furnish an insurance policy copy along with a duly filed claim request for a tax receipt, car's registration certificate, original repairs and maintenance invoices, FIR copy, driver's licence, and a few more documents.

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Disclaimers:

*Premium of Rs 2683 pre-tax for vehicle model Maruti Alto 800 LX (796 CC), registration year 2008 for Vijaywada RTO at 50% NCB. This excludes Compulsory Personal Accident cover. Your premium will vary based on your vehicle ex-showroom price, Cubic capacity, age and RTO location.

^Instant approval is subject to policy terms & conditions and type of loss/damage. #As on 1 October, 2021.

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