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About Maruti car insurance

Maruti Suzuki is inarguably the most popular brand of cars in India. A hit across generations, Maruti Suzuki has managed to evolve with time and cater to the needs and desires of young as well as older generations of Indians like no other brand. Its affordable automobiles provide exceptional mileage, come in a wide range of designs and are ideal for Indian road conditions. If you own a Maruti Suzuki car, don't forget to protect it with a good Maruti Suzuki car insurance policy. ICICI Lombard's Maruti insurance policy provides three types of coverage to protect your car—comprehensive, third-party policy, and own-damage car insurance. You can also purchase add-ons such as zero depreciation cover and roadside assistance cover to expand the scope of your policy.

What are the Maruti Suzuki car insurance add-on covers?

Roadside Assistance

A lonely highway, damaged car, and no garages nearby—not the kind of situation anyone wants to be in. However, if you have a roadside assistance add-on, you can get immediate mechanical aid as well as towing assistance.

Zero Depreciation

Worried about your car’s depreciation? Opt for a zero depreciation cover and enjoy a stress-free drive.


Hate spending on non-reusable consumable items such as nuts and bolts, and lubricant oils? Opt for a consumable cover add-on in Maruti insurance.

Garage Cash

Need travel allowance when your car is under maintenance in a garage? Opt for a garage cash cover in Maruti Suzuki car insurance.

NCB Protection

Are you a new driver and are worried about losing your NCB due to the high probability of filing a claim? Get an NCB protection cover.

Engine Protect

Are you worried about your Maruti engine getting damaged due to water intrusion, hydrostatic lock, or oil leakage? Better opt for engine protection add on during online Maruti car insurance renewal. .

Key Protect

What if your car key is stolen? Getting a replacement can be very expensive. So be smart and secure your car key by purchasing our key protect add-on.

What is covered in Maruti car insurance?

  • Inclusions
  • Exclusions
  • Natural calamities

    It may happen that your car is in the parking lot but is nonetheless damaged as a result of an earthquake, cyclone, or other such occurrences; Maruti car insurance covers such situations as well.
  • Collision

    Your safety is the only thing that matters to us. As a result, whether it's your fault or someone else's, we pay for the car's damage due to collision.
  • Third party liability

    As per the third party liability clause in your policy, Maruti online car insurance pays for the medical bills of any third-person injured in an accident involving your car.
  • Property damage

    If your Maruti car causes damage to someone else's property, our Maruti insurance online will compensate for such losses.
  • Personal injury

    When your car has been in an accident, protecting yourself from injuries is almost unavoidable. You can opt for our personal accident cover of ₹15 lakh and get the lump sum amount to cover medical expenses in case of an accident.
  • Maruti Suzuki insurance does not cover accidents occurring outside of the geographical boundaries specified in the policy document.
  • Maruti online car insurance does not cover normal wear and tear of your car and its components.
  • Maruti insurance policy is not responsible for compensating damages where the driver is found to be intoxicated or has used the car for illegal or racing activities.
  • Maruti Suzuki car insurance does not cover cases if we find any car modifications that are against the manufacturer guidelines.
  • Maruti insurance policy is not valid if you drive without the Maruti car owner’s consent. It also excludes contractual liabilities and liabilities originating from nuclear, biological, or other types of attacks.

What are the types of Maruti car insurance?

Comprehensive Maruti Suzuki insurance

As the name implies, comprehensive Maruti car insurance provides extensive coverage to your car. The scope of coverage is broad as it includes both third-party liability and damage or loss to your own vehicle due to unforeseen events. In the unfortunate event that the insured car driver is injured, the comprehensive policy will cover his/her medical expenses as well.

Third-party liability Maruti car insurance

The third-party policy is the bare minimum policy required to drive a car in India. As per the MV Act of 1988, driving a car without a third-party liability component in your policy is a punishable offence. This policy covers you financially if your car causes injury to a third party or causes damage to their vehicle or property. However, under this policy, the insurer is not liable to compensate for the car's own damage.

Own-damage Maruti Suzuki insurance

This policy, as the name implies, covers any damage to your Maruti car caused by an accident, fire, theft, or any other unforeseen occurrence. If you are looking to buy this policy, make sure you have an active third party liability policy.

Why do you need car insurance for your Maruti car?

Maruti car insurance protects your car from any loss or damage sustained due to incidents such as theft, accidents, natural or manmade calamities, and so on. When you buy Maruti online car insurance, you are not only protecting your car but also you are protecting yourself financially from third-party legal obligations arising from a disaster caused by your Maruti car. In simple terms, car insurance protects us from any financial risks caused by or to our vehicle.

How to renew a Maruti car insurance policy?

Does missing policy renewal date annoy you? Switch to ICICI Lombard and get an instant renewal without losing any benefits. With us, you can renew your policy within 90 days from the date of its expiry. Follow the steps below to renew your Maruti car insurance right away.

  • 1
    Click here to visit our Maruti car insurance renewal page.
  • 2
    Enter your Maruti Suzuki car registration number or your registered mobile number.
  • 3
    Click on ‘Proceed’
  • 4
    Check the policy details and make online payment for Maruti insurance renewal online.

Benefits of buying Maruti car insurance online

If you are happy with our quote, you can pay the premium online to purchase our policy.

Purchasing our online two-wheeler insurance policy entails the following benefits:

Instant policy

Be it purchasing a new policy or insurance renewal—we value your time and provide instant cover through Maruti insurance online.

Contactless service

Are you avoiding stepping out of your home due to the ongoing pandemic? No worries. You can safeguard your Maruti car with a few clicks from the comfort of your home and enjoy the benefits of contactless Maruti car insurance services.

Multiple payment options

We understand if you are picky about your payment methods and dislike paying in cash. Therefore, we provide you with several payment choices online, allowing you to pay your Maruti online insurance premiums at your convenience.

Minimal paperwork

What's better than getting a car insurance cover with bare minimum paperwork? Online, you only need to furnish your basic details to buy a car policy.

How to make a claim for a Maruti car insurance policy?

With ICICI Lombard, the Maruti insurance claim process is as easy as it can get. With us, you have the option of getting a cashless repair from one of our 4300+ network garages or opting for our simple reimbursement claim method by following the steps below:

  • 1

    Call us first

    Simply take out your phone, dial our toll-free number 1800 2666, and let our representatives know about your car's loss or damage.
  • 2

    Get pick-up

    We will arrange for a pick up and drop of your car to the nearest network garage.
  • 3

    Doorstep delivery

    Your car will be delivered to your doorstep after repair while you relax at home.
  • 4

    Cashless settlement

    We will settle your Maruti insurance claims directly with the network garage after your repairs are completed.

Reasons to buy Maruti car insurance

Maruti car insurance covers you financially if your car is damaged as a result of natural or manmade calamities.

Maruti Suzuki car insurance provides a lump sum payment of ₹ 15 lakh under its personal accident cover in case of permanent disability due to an accident.

You can choose from a range of super add-on covers to enhance your Maruti car insurance cover.

Maruti Suzuki car insurance covers legal fees and charges if you are sued as a result of your car being involved in an accident.

Reviews and ratings

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  • Our customers have rated us

    Based on 132 reviews

Frequently asked questions on Maruti car insurance

Why should I buy comprehensive car insurance for my Maruti car?

Do I get a No Claim Bonus in my Maruti car insurance policy?

Yes, you are entitled to receive a No Claim Bonus (NCB) on a Maruti Suzuki insurance policy if you refrain from submitting a claim throughout the policy period. The NCB discount can range from 20% to 50%, depending on the number of consecutive claim-free years.

What is the own-damage cover in motor insurance?

Own damage Maruti insurance policy covers the car's own damage sustained due to fire, theft, accident, manmade disaster, and natural catastrophic events. To purchase this policy, you need to first purchase the third party liability cover.

What is a personal accident cover?

A personal accident policy pays a lump sum payment to the nominee in case of accidental death. It also compensates if the policyholder is permanently disabled due to the accident.

What are the documents needed for the Maruti car insurance claim?

To file a Maruti insurance claim, you need to furnish an insurance policy copy along with a duly filed claim request for a tax receipt, car's registration certificate, original repairs and maintenance invoices, FIR copy, driver's licence, and a few more documents.

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