Main Exclusions:

The Company shall not be liable under this Policy for compensating:

• Malicious or willful injury or neglect, overloading, unskillful treatment or use of animal for purpose other than stated in the policy without the consent of the company in writing.
• Accidents occurring prior to the commencement of risk.
• Intentional slaughter of the animal
• Death of insured cattle due to direct consequence of war, invasion, act of foreign enemy, hostilities, civil war, rebellion, revolution, insurrection, mutiny, tumult, military or usurped power or any consequence thereof or attempt threat
• Accidents while being transported by air or sea.

Weather insurance has a multiplier effect on the economy as it enables access to factors of production. Adequate protection offered through the weather insurance product enhances the risk taking capacity of the farmers, banks, micro-finance lenders and agro-based industries. This in turn would result in boosting the entire rural economy.

Extensions:

• Death due to act of God perils like flood and earthquake
• Death due to diseases or calving and during surgical operations
• Permanent Total Disablement to cattle resulting in

For Milch Cattle:

• Permanent total incapacity to conceive
• Incapacity to yield milk.

For Bull:

• Permanent total incapacity to breed

Theft of cattle

Click here for policy wording of Cattle Insurance.