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Travel Insurance

Travel insurance safeguards you financially from various unpleasant situations that may arise during your trip. The plan covers you whether you are heading overseas for a holiday, business meeting or education.

Some of the key travel insurance benefits include emergency evacuation, medical expenses coverage due to COVID-19, medical emergency assistance, trip cancellation cover and lost or delayed baggage coverage.

Features of ICICI Lombard's travel insurance

No-medical-check-up

No medical check-up

No more medical tests for buying travel insurance. With us, you can get your policy instantly and hassle-free.

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Trip cancellation & interruption cover

With our travel insurance policy, you’re covered for cancellations and trip interruptions. This ensures unexpected changes, like a medical emergency, don’t hurt your finances.

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Loss of passport

Our policy has your back if you lose your passport during your trip. We make the replacement process easy and convenient for you to continue your journey.

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Personal liability

If you accidentally cause damage to a third-party or his property, our policy offers personal liability coverage to help manage legal and other expenses arising out of such damages.

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Reimbursement of non-refundable prepaid payments

If you need to cancel your travel due to unforeseen circumstances, our travel insurance policy helps cover losses incurred on prepaid payments, including hotel and flight bookings.

Advantages of buying ICICI Lombard's travel insurance policy

1
Medical benefits

Our travel insurance plan covers the expenses you incur on sudden illness, accident, emergency medical evacuation, or repatriation of remains.

2
Travel benefits

Our travel benefits include coverage for missed connecting flights, delayed flights and trip cancellations, among others.

3
Luggage benefits

If you lose your luggage or checked-in luggage arrives delayed, our policy compensates you for such losses.

4
Other benefits

Our travel insurance plan also offers emergency cash advance, personal liability coverage, and coverage for lost passports.

What’s covered under ICICI Lombard's travel insurance?

  • Inclusions
  • Exclusions
  • Hospitalisation

    A medical emergency during your trip could be mentally and financially challenging. Our travel insurance policy covers hospitalization expenses during your trip.

  • Lost and delayed baggage

    Our travel insurance plan covers your expenses due to lost or delayed baggage during your trip.

  • Third party liability

    Legal expenses arising from bodily injuries or property damage to a third party could be taxing. Our policy helps cover the legal costs associated with such mishaps.

  • Emergency cash

    If you need emergency cash during your trip because of a lost wallet, we will help you arrange it.

  • Our policy will be void if you sustain an injury while participating in adventure sports

  • Our policy will not apply in situations where the claim has arisen due to loss of valuables and money

  • When you buy travel insurance plans, keep in mind that pre-existing illnesses are not covered unless they are life-threatening

  • Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy

  • Illness caused due to addiction to alcohol, drugs

  • Illness such as anxiety, depression

  • Sickness due to venereal diseases

  • Sickness caused due to radiation, nuclear weapons & more

  • Injuries caused due to adventure & other sporting activities

  • Expenses arising out of loss of valuables, money, securities and tickets

  • Naturopathy treatment, ayurvedic / homeopathic therapies

  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery

  • Costs incurred relating to rest or recuperation at a spa or health resort

Read more

Why should you purchase an online travel insurance plan?

Buying travel insurance online offers several benefits, including:

  • Comparison of various plans to save on premiums
  • Instant policy coverage
  • You can opt for a plan that meets your needs anytime
  • You can go through reviews from previous customers and know their experience
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Types of travel insurance plans in India

1
Single trip travel insurance

Single-trip travel insurance offers coverage for only a single trip. The coverage ceases to exist once the trip is over.

2
Multi-trip travel insurance

Unlike single-trip insurance, a multi-trip travel insurance plan offers coverage for multiple trips undertaken in a year. The tenure of this plan is generally one year.

3
Schengen travel insurance

This travel insurance offers coverage if you plan to visit the nations in the Schengen zone. There are 29 such countries in the Schengen zone that make travel insurance mandatory.

4
Student travel insurance

If you are a student going abroad for higher studies, you can opt for a student travel insurance policy. Along with medical coverage, this policy offers coverage for study interruption.

Does ICICI Lombard's travel insurance plan cover COVID-19?

Yes. ICICI Lombard’s travel insurance plan covers expenses arising due to Covid-19. Along with hospitalization benefits, our plan also:

  • Compensates for boarding and lodging expenses because of trip extension due to Covid-19
  • Provides daily hospital cash allowance
  • Covers trip cancellation if any immediate family member is hospitalized due to Covid-19
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Eligibility criteria for travel insurance plans

Travel insurance policy can be purchased separately by an individual or can be bought for an entire family as a family travel plan. To choose an ideal plan, you must first compare travel insurance plans offered by us and the eligibility criteria for them. ICICI Lombard offers two travel insurance plans Gold and Platinum with SI 50,000$ and 100000$ respectively.

How to buy a travel insurance policy online?

Do you wish to secure your trip online before going out on a vacation abroad? If yes, here is how you can get an instant cover with ICICI Lombard.

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Share

Share your basic information and your contact details here and get an instant quote.

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Pick

Pick the ideal plan that suits your needs.

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Pay

Pay online using our secure payment gateway.

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Policy

Get instant cover for your trip abroad.

Additional coverage under travel insurance plans

Repatriation of remains

If the insured dies due to a mishap, we will cover the expenses incurred in transporting the mortal remains back home.

Hospital daily cash allowance

Our travel insurance plan offers a hospital daily cash allowance per the policy's terms and conditions to help you manage unexpected medical expenses while traveling. This allowance helps cover daily expenses so you can focus on your recovery.

Additional-Coverage

Countries that need an international travel insurance policy

  • There are around 34 countries that have made travel insurance compulsory for visiting their country.
  • If you are planning a trip to the USA, you should first buy a travel insurance policy before making any reservations.
  • If you are considering a trip to the Schengen countries, keep in mind that the 26 countries in Central Europe that make up the Schengen zone have made travel insurance mandatory for tourists.
  • Some of the other countries where travel insurance is mandatory are Cuba, the UAE, Russia, Turkey, Qatar, Antarctica, and Ecuador.
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How to calculate travel insurance premiums online?

You can calculate travel insurance premiums online with the help of an online calculator. Input your details, including age, pre-existing diseases, etc., choose the type of coverage needed, and select your destination to calculate premiums.

Tips to lower your travel insurance premium

1

If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.

2

When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.

Claim procedure for travel insurance policies

Even if you have the best travel insurance policy, dealing with unpleasant incidents on your trip might be difficult if you are unaware of the claim procedure. To initiate a claim during an emergency on your trip, you will first need to inform us over the call or via an email. Post intimation, you will have to provide the supporting documents related to your claim. Following your submission, we will evaluate the details and the documents and come back on your claim.

Claim-Procedure
Buy-Insurance

Things to consider while buying travel insurance online

1

Understand your needs based on your travel plans

2

Check converge offered by the policy, including inclusions and exclusions

3

Read the policy’s terms and conditions well

4

Check reviews and ratings

5

Understand the claims process

6

Find out the insurer’s claims settlement ratio and quality of service

Frequently asked questions about COVID-19 for international travel insurance claims

How many times can we extend the policy?

You can extend your travel insurance policy as many times as you want. However, you can extend your policy only if the total policy is less than or equal to 360 days.

How can I cancel my travel insurance policy?

To initiate the cancellation process, you need to submit the travel insurance policy document, copy of passport, and some more documents.

Do I get a grace period for my travel insurance policy?

Yes, you can get a grace period on your travel insurance policy. To do so, contact our representatives or write us at customersupport@icicilombard.com.

Can I buy travel insurance after leaving the country?

No, you cannot purchase travel insurance once you have started your trip. The policy's purchase date, as well as the policy's commencement date, must be before the start of your journey.

Will pre-existing diseases be covered under my travel insurance policy?

No, your travel insurance policy does not cover pre-existing diseases.

Reviews and ratings

  • 4.5 Product Reviews and Ratings

  • Our customers have rated us

    Based on 832 reviews
Product Product Code UIN Code
International travel insurance 4129 ICITIOP22093V032122

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