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  • Why Health Claims Can Get Rejected?

    by Almog Ramrajkar | Apr 03, 2024

    Health is wealth – this is what we've grown up learning. If you're a planner and believe in taking care of your health, you may already have invested in health insurance plan. Or, you may be on the lookout for the perfect health policy that covers all your concerns. But what would happen if you face a health emergency and your insurance claim gets rejected? That's not something anyone wants even to imagine. To be truly prepared for such a situation, you need to know the grounds on which health insurance claims can be denied. Let's take a look at some of the questions that may pop up in your mind.


    For cashless claims, we communicate directly with the network hospital you're treated in. So, in this case, you don't need to worry about missing out on any medical document.

    For reimbursement claims (in case you're treated at a non-network hospital), two scenarios can arise:

    1. Non-mandatory documents are missing – We will still process your claim.
    2.  Mandatory documents are missing - We will remind you about the missing documents every 15 days, i.e. on the 15th day, 30th day, 45th day and lastly on the 60th day. Post this final reminder; the claim will be rejected due to non-receipt of mandatory documents.


    At ICICI Lombard, we provide a 15-day grace period for reimbursement claims. If the documents have not reached us post this grace period due to an inadvertent delay, you can contact us with the explanation for the same and resend/re-upload the documents. We will still process your claim.


    Health insurance policies have a list of exclusions that are not covered. If you've filed a claim for an ailment falling under these exclusions, then as per the policy terms and conditions this claim would not be accepted. To avoid any confusion at the time of undergoing treatment, we recommend going through the policy wordings thoroughly before purchase.


    Utmost good faith is one of the basic principles of insurance, and all insurance contracts are built on the factor of trust between both parties. When you apply for health policy, you need to disclose the pre-existing diseases that you have, if any. It helps the insurer assess the health risk for your plan correctly. Sometimes people worry about not getting insurance due to diabetes or hypertension, and hence they don't disclose such pre-existing conditions. However, if a claim arises due to such a condition, it may be rejected due to non-disclosure.


    Lifestyle choices don't directly affect your future claims. However, there are exceptions, such as, but not limited to, alcohol consumption, which impact the admissibility of the claim.


    Some of the common assumptions are related to alcohol, diabetes, hypertension, heart disorders, cancers etc. People think if they disclose a condition like this, their policy will be denied or claims will be rejected. Hence, they conceal such existing medical conditions while applying for insurance, as well as during hospitalization. This, in turn, may mislead the treating consultant in arriving at an appropriate diagnosis.

  • Comprehensive Health Insurance

    by icicilombard 002 | Feb 22, 2024

    You might have heard—health is wealth. But what if your health is affected by an unforeseen illness or injury that requires expensive medical treatment? How will you cope with the financial burden of hospital bills, medicines, tests, and other expenses? That is where a comprehensive health insurance policy can come to your rescue.


    What is Comprehensive Health Insurance?

    A comprehensive medical insurance plan covers many medical emergencies and can be renewed for life. It differs vastly from a regular health insurance policy that only covers hospitalisation expenses. A comprehensive health insurance policy covers hospitalisation and other medical costs that may arise before, during, or after the hospital stay. It also offers additional benefits such as outpatient treatment, organ donor expenses, maternity benefits, and a few more.


    Benefits of a Comprehensive Health Insurance Policy

    Some of the benefits of buying a comprehensive health insurance policy are:

    • It protects you and your family from the financial impact of medical emergencies by covering a wide range of medical expenses.
    • It provides you access to advanced healthcare services at a plethora of hospitals without paying any cash.
    • You can receive tax advantages under Section 80D of the Income Tax Act, 1961, for the sum you spend on medical insurance premiums for yourself, your spouse, your kids, and your parents.
    • It allows you to choose the sum insured, policy term, and add-on covers per your needs and budget.
    • It provides peace of mind and security by ensuring you are prepared for any unforeseen medical situation.


    Why is Having a Comprehensive Health Insurance Plan Important?

    Getting comprehensive health coverage is important for many reasons, some of which are:

    • Healthcare costs are rising rapidly in India due to inflation, technological advancements, and lifestyle diseases. This medical plan can help you cope with these increasing costs without compromising your health or savings.
    • Sudden medical emergencies can strike anyone at any time without any warning. A comprehensive medical plan can help you deal with these emergencies on time.


    What Does a Comprehensive Medical Plan Cover?

    A complete health insurance plan covers:

    • In-patient hospitalisation: This covers the expenses incurred for more than 24 hours on account of illness, injury, or accident. It includes room rent, nursing charges, doctor's fees, medicines, tests, surgeries, etc.
    • Pre-hospitalisation: It covers the expenses incurred up to 60 days before the hospital admission date. It includes consultations, tests, medicines, etc.
    • Post-hospitalisation: It covers the expenses incurred up to 90 days from the hospital's discharge date. It includes follow-ups, tests, medicines, physiotherapy, etc.
    • Daycare treatment: It covers the expenses incurred for certain procedures that do not require 24 hours of hospitalisation. It includes cataract surgery, dialysis, chemotherapy, radiotherapy, etc.
    • Organ donor expenses: It covers the costs incurred for organ harvesting from a donor for transplantation into the insured person.
    • Domiciliary hospitalisation: It covers the expenses incurred for treatment at home under certain conditions when hospitalisation is not possible or advisable.
    • Outpatient treatment: It covers the expenses incurred for consultations and treatments that do not require hospitalisation. It includes dental treatment, eye care, vaccinations, etc.
    • AYUSH treatment: It covers the expenses incurred for alternative therapies such as Ayurveda, Yoga, Unani, Siddha, and Homeopathy.
    • Emergency ambulance: Some medical plans with a rider also cover the expenses incurred for transportation by ambulance to the nearest hospital in case of an emergency.


    Eligibility Criteria for Buying Comprehensive Health Insurance

    The eligibility criteria for buying a comprehensive health insurance policy may vary from one insurer to another. However, some of the common criteria are:

    • Age: The minimum age for buying a comprehensive health insurance policy is usually 18 years, and the maximum age is usually 65 years. The minimum age for covering dependent children is usually 91 days.
    • Health status: The insurer may ask you to undergo certain medical tests or declare your medical history before issuing a comprehensive health insurance policy. 


    How is a Comprehensive Health Insurance Premium Calculated?

    The cost of a comprehensive health insurance policy is calculated based on various factors such as:

    • Sum insured: It is the maximum sum your insurance company will cover for your medical bills in one year. If you choose a higher sum insured, your premium (the money you pay for the insurance) will also be higher.
    • Age: The insured person's age is an essential factor affecting the premium. The older the insured person, the higher the premium.
    • Health status: The health status of the insured person is another factor that affects the premium. If you have pre-existing health conditions or specific illnesses, the insurance company might make you pay a higher premium or an additional charge called a loading.
    • Policy term: It is the duration for which the policy is valid. The longer the policy term, the lower the premium.
    • Add-on covers: The add-on covers are optional benefits to enhance your coverage. The more add-on covers you opt for, the higher the premium.


    Things to Keep in Mind While Purchasing a Comprehensive Health Insurance Policy

    Some of the things that you should keep in mind while buying a comprehensive health insurance policy include:

    • Review different plans from different insurers based on their coverage, benefits, exclusions, limitations, premiums, claim settlement ratio, customer reviews, etc. 
    • Before buying a plan, go through the policy document carefully and comprehend all the terms and conditions, exclusions and inclusions, waiting periods and sub-limits, co-payments and deductibles. You should also check the insurer's claim process and procedure and contact details.
    • Review your needs and requirements periodically, and update your comprehensive health insurance policy accordingly. You should increase or decrease your sum insured, add or remove members, opt for or cancel add-on covers, etc., per your changing needs and life stage.
    • Renew your comprehensive health insurance policy on time before it expires to avoid any lapse or discontinuation of your coverage.
  • Health Insurance for Heart Patients

    by icicilombard 002 | Feb 22, 2024

    Among the myriad health issues individuals face, heart-related conditions are one of the most prevalent and critical. Heart ailments can strike unexpectedly, affecting people of all ages, backgrounds, and walks of life. When faced with such a daunting diagnosis, the last thing anyone should worry about is how they will manage the financial burden of medical care. This is where a health plan with heart insurance can be very helpful.

    Benefits of Heart Insurance for Heart Patients

    An insurance for heart patients is a particular sort of medical insurance plan that offers coverage for a multitude of heart conditions and procedures. Some of the major benefits of having a heart insurance policy are:

    • It covers hospitalisation costs, surgery, diagnostic tests, medicines, and post-hospitalisation care for heart ailments.
    • It provides a lump sum in case of diagnosis or undergoing any specified cardiac procedure, such as angioplasty, bypass surgery, valve replacement, etc.
    • It also offers tax perks under Section 80D of the Income Tax Act of 1961.
    • It gives you access to cashless treatment at network hospitals all across India.
    • It allows you to avail multiple claims for the same or different conditions or procedures, subject to the exhaustion of the sum insured and the waiting period.


    Why Should You Buy a Heart Patient Health Insurance Policy?

    If you are at risk of developing heart problems or have a family history of cardiac diseases, you should consider buying the best health insurance for cardiac patients that you can find. Some of the reasons why you should buy a heart health insurance policy are:

    • It helps you cope with the rising costs of medical inflation and the quality of healthcare services.
    • It gives you peace of mind and financial security in case of a medical emergency.
    • It enables you to get the best possible treatment for your heart condition without compromising your savings or lifestyle.
    • It reduces your dependency and empowers you to take charge of your health.


    What is Covered Under Heart Health Insurance?

    Medical insurance for heart patients covers various aspects of your cardiac care, depending on the plan and the insurer. Some of the common coverages offered under heart health insurance are:

    • Myocardial infarction (heart attack): This condition occurs when a clot or ruptured plaque in the coronary artery interrupts blood flow to a specific part of the heart muscle. Such an interruption can severely damage the cardiac muscle, leading to complications like cardiac arrest, arrhythmias, or heart failure.
    • Congestive heart failure: It occurs when the heart cannot effectively circulate sufficient blood to fulfil the body’s requirements. This can result from various causes, such as CAD, heart attack, hypertension, valvular disease, etc. This condition can cause fatigue, swelling, coughing, or difficulty breathing.
    • Arrhythmia: This is an ailment where the heart beats irregularly, too fast, or too slowly. This can affect the heart’s ability to pump blood effectively and cause complications such as fainting, stroke, or sudden death.
    • Valvular heart disease: This is a condition where one or more heart valves stop functioning properly. This can lead to the reversal of blood flow, leakage through the valve, or the narrowing and stiffening of the valve. This can affect the blood flow and pressure in the heart chambers and lead to chest pain, palpitations, or shortness of breath.
    • Hypertensive heart disease: This is a condition in which elevated blood pressure harms both the heart muscle and blood vessels, leading to thickening and enlargement of the heart, reduced blood flow, or arrhythmia.
    • Rheumatic heart disease: It is a condition where an infection by Streptococcus bacteria causes inflammation and damage to the heart valves. This can lead to scarring and deformity of the valves, which can affect their function and cause complications such as heart failure or stroke.l
  • Pre Existing Disease Health Insurance

    by icicilombard 002 | Feb 22, 2024

    Today, when the world is filled with medical issues, keeping good health has become a priority for everyone. Life is unpredictable, and we may face health challenges that require medical attention at any time. These challenges could include ailments or conditions we were already dealing with before obtaining health insurance. This is where the role of mediclaim for pre existing diseases comes in.

    Today, we will explore the critical topic of health insurance coverage for pre existing disease.


    What Is Health Insurance for Pre Existing Conditions?

    By definition, pre existing disease health insurance covers the medical expenses of people with health problems that existed before they applied for the policy. Pre existing conditions are illnesses or diseases the insured person was diagnosed with or treated for for up to 48 months before buying the policy. Some examples of pre existing conditions are diabetes, cancer, high blood pressure, thyroid, asthma, etc.

    Thus, health insurance that covers pre existing conditions is crucial, as it enables individuals with chronic or enduring health challenges to obtain high-quality medical care while alleviating the financial burden of expensive treatments.

  • Mental health insurance: Everything You Need to Know

    by icicilombard 002 | Feb 22, 2024

    In the last few years, especially during the COVID-19 lockdown, when people were faced with hardships such as job loss and a dip in income, the subject of mental illnesses has come to light. From depression and anxiety to suicidal thoughts, mental health problems deserve as much attention as any physical issue. That’s where the importance of a quality mental health care plan comes in.

    Mental health insurance is a sort of medical insurance that covers the costs of in-patient treatment for many mental illnesses. In India, mental health insurance coverage became mandatory for all health insurance providers after the enactment of the Mental Healthcare Act of 2017. 


    What Does Mental Health Insurance Cover?

    Some of the common mental illnesses that are covered by the mental healthcare plan in India are:

    • Depressive disorders: These are disorders that affect your mood and cause persistent feelings of sadness, hopelessness, guilt, or loss of interest. They can also affect your appetite, sleep, energy, and concentration. 
    • Bipolar disorders: These are disorders that cause extreme mood swings between highs (mania or hypomania) and lows (depression). They can also affect your energy, activity, judgement, and behaviour.
    • Anxiety disorders: These are disorders that cause excessive fear, nervousness, or worry, interfering with your daily life. They can also manifest as sweating, shaking, having a fast heartbeat, or difficult breathing.
    • Stress disorders: These can happen after going through something very upsetting or scary, like a significant trauma or stressful experience. They can cause symptoms such as flashbacks, nightmares, avoidance, hypervigilance, or irritability.
    • Schizophrenia: These include conditions that impact one's perception of reality, leading to experiences such as hallucinations (perceiving things that do not exist), delusions (holding false beliefs unsupported by reality), or disorganised thinking (uttering confused or illogical speech and displaying erratic behaviour).


    What Is Not Covered Under Mental Health Insurance?

    Health insurance for mental health does not cover all mental health conditions. Some of the common exclusions that you should be aware of:

    • Mental retardation: This includes a condition where the mind does not fully develop, and it usually means a person has lower intelligence. Mental retardation is not seen as a mental illness, according to the Mental Healthcare Act of 2017. Thus, it is not included in a typical health insurance for mental illness.
    • Mental illness from drug abuse: This means any mental problem linked to the improper use of drugs, alcohol, or tobacco. These conditions are also excluded from mental health insurance coverage, as a natural disorder of the mind does not cause them.
    • Pre-existing mental illness: Some insurance companies may impose a waiting period for covering any mental illness that was diagnosed or treated before buying the policy. This means that you may not be able to claim any expenses related to your pre-existing mental condition until the waiting period is over.
  • Health Insurance In Kerala

    by icicilombard 002 | Feb 22, 2024

    Kerala, a picturesque state in southern India, is often referred to as "God's Own Country" due to its natural beauty. It is also known for its lush green landscapes, serene backwaters, and vibrant culture. The state boasts a high literacy rate and is also renowned for its progressive policies and social indicators.

    One of Kerala's remarkable achievements is its impeccable healthcare system. The state strongly emphasises public health, and its government-run hospitals and clinics provide affordable and accessible healthcare services to all its citizens. This commitment to healthcare has significantly improved the population's overall health over the past decade.

    But still, premium medical services are only affordable for some. If you’re also searching for the best health insurance in Kerala, this article is for you.


    Benefits of Buying Health Policy In Kerala

    Some of the noted perks of getting health insurance in Kerala are as follows:

    • Comprehensive Coverage: Purchasing a health policy in Kerala provides you with extensive healthcare coverage, including a whole lot of medical expenses such as hospital stays, doctor consultations, surgeries, and diagnostic tests.
    • Cashless Hospitalisation: Many health insurance providers, like ICICI Lombard, allow you to get treatment for free. You can get medical treatment at network hospitals without having to pay upfront. Cashless health insurance in Kerala makes it convenient and stress-free during emergencies.
    • Coverage for Pre-existing Conditions: This policy covers existing health issues after a certain waiting period.


    Why Choose ICICI Lombard Health Insurance In Kerala?

    Opting for medical insurance in Kerala should be one of your priorities if you’re a citizen of the region. Here are some reasons why you need it:

    • Wellness and Preventive Benefits: The  offer wellness and preventive benefits, including health check-ups and discounts on diagnostic tests, promoting a proactive approach to your health.
    • Quick Claim Settlement: ICICI Lombard offers a highly efficient and swift claim settlement process. They also ensure you get it promptly when you need financial support for medical expenses.
    • Customised Plans: ICICI Lombard offers a diverse range of health insurance plans, enabling you to personalize your coverage to align with your specific healthcare requirements and financial constraints.
    • Telemedicine Services: In an age of convenience, ICICI Lombard proudly provides telemedicine services, allowing you to consult with doctors from the comfort of your home.



  • Health Insurance with Dental Cover

    by icicilombard 002 | Feb 22, 2024

    Health insurance is essential for safeguarding your well-being and ensuring timely medical care when needed. While most people recognise the importance of health insurance for medical treatments, dental health is often overlooked. However, dental problems can be just as debilitating and costly as medical issues. This is where health insurance with dental coverage comes to the rescue, offering an extensive solution for your overall health. In this blog, we will delve into the world of health insurance with dental plans, exploring its significance, benefits, and how to choose the right plan for your needs.


    What is a Dental Health Insurance?

    Dental health insurance is a policy that’s tailored to cover the cost of dental treatments and procedures. This kind of health insurance can help you maintain your oral hygiene while preventing dental problems such as gum disease, tooth decay, or tooth loss. 

    Depending on the insurer, dental insurance plans are available as a base plan, an add-on benefit, or a standalone plan. While buying this cover, make sure to check if it covers in-patient dental treatments, outpatient dental consultations, dental surgeries, root canal treatments, tooth extractions, tooth fillings, and more.


    Benefits of Having a Health Insurance That Covers Dental Treatments

    Do you also keep searching “best dental insurance benefits” on the internet? If so, here are the top benefits of dental insurance that covers implants.

    • Cost savings: Dental treatments can be expensive, especially procedures like root canals, braces, or implants. With dental coverage, you significantly reduce the financial burden, as the insurance helps cover these costs.
    • Regular check-ups: Dental insurance coverage encourages regular dental check-ups and preventive care. This proactive approach helps in the early detection of oral issues, preventing them from becoming significant problems.
    • Access to quality care: With quality dental insurance, you can access a network of experienced dentists and specialised dental clinics, ensuring you receive high-quality dental care.
    • Emergency coverage: Dental accidents and emergencies can happen unexpectedly. Dental insurance ensures you are financially prepared to handle these situations, whether it is a chipped tooth or a unexpected infection.
  • Health Insurance with OPD Cover

    by icicilombard 002 | Feb 21, 2024

    Health insurance is vital to our financial safety net, providing peace of mind and protection against unexpected medical expenses. While many of us are familiar with the basics of health insurance, there's a valuable coverage feature that is gaining increasing attention and importance: OPD.

    Traditional health insurance primarily focuses on covering hospitalisation and in-patient treatments, leaving outpatient expenses like doctor's visits, diagnostic tests, and medications out of its scope. However, the rising costs of medical consultations and diagnostic procedures have made these expenses a substantial burden on individuals and families. This is where health insurance with OPD coverage steps in. Let’s begin with understanding the OPD coverage Meaning.

    OPD coverage, also known as Outpatient Department coverage, is a type of health insurance that covers the costs of medical treatments and services received on an outpatient basis.


    What Are Some OPD benefits?

    A medical insurance with OPD coverage can bring you many advantages, such as:

    • Convenience: Going to an OPD is like visiting a doctor without staying in the hospital. You can get medical help and go back home the same day.
    • Cost-effective: OPD visits are usually cheaper than staying in a hospital. You don't have to pay for a hospital room and other expenses.
    • Shorter Wait Times: OPDs often have shorter waiting times than emergency rooms. You can get treated faster for non-urgent health issues.
    • Specialised Care: OPDs have various specialists for different health problems. You can see a doctor who specialises in your specific issue.
    • Flexibility: You can choose the time for your OPD appointment, making it easier to fit into your daily routine.
    • Preventive Care: Many OPDs offer preventive health check-ups. These can help you catch health problems early.


    What is OPD Treatment?

    In simple words, OPD treatment pertains to medical care offered to patients who do not need extended hospitalisation. It is the type of healthcare where you visit a hospital, clinic, or healthcare facility for diagnosis, treatment, or consultation with a doctor, and then you go home the same day. OPD treatment is common for many medical conditions, from routine check-ups and consultations with specialists to minor illnesses and injuries.

    Common examples of OPD treatments include consultations for common colds, flu, and skin conditions, dental check-ups, vaccinations, and management of chronic diseases like diabetes or asthma.


    What is Covered in ICICI Lombard Health Insurance with OPD Cover?

    Provider of one of the  , ICICI Lombard covers plenty.  Some common inclusions in this coverage are:

    • Outpatient Expenses: OPD in health insurance covers costs for doctor consultations, diagnostic tests, and medications you need without officially being admitted to the hospital.
    • Medicine and Prescription Costs: This includes the cost of medicines prescribed by the doctor during your OPD visit.
    • Preventive Health Check-ups: ICICI Lombard Health Insurance includes coverage for preventive health check-ups, helping you monitor your health regularly.
    • Wellbeing program: You can access a digital platform that rewards and promotes your physical and mental wellbeing with the help of a personalised health coach service on the IL Take Care app.
    • Physiotherapy sessions: You can get coverage for assessment, diagnosis and treatment of your bone and joint conditions from the network of physiotherapists.


    What is Not Covered in ICICI Lombard Health Insurance with OPD Cover?

    ICICI Lombard OPD cover may not apply to the following:

    • Any treatments or surgeries done solely for cosmetic purposes are not covered.
    • It is usually not covered if a treatment is experimental or not widely accepted in the medical community.
    • Injuries resulting from extreme sports or risky activities may not be covered.
    • Medical expenses resulting from illegal activities are typically not covered.
    • Injuries or illnesses intentionally caused by the policyholder may not be covered.
    • Generally, expenses related to normal pregnancy and childbirth may not be covered under OPD coverage. You have to buy separate maternity insurance add ons.


    How Do You File a Claim for ICICI Lombard Health Insurance with OPD Cover?

    To file a claim for ICICI Lombard Health Insurance with OPD cover, you need to follow the steps given below:

    • Visit any network or non-network hospital or clinic and avail of the OPD service.
    • Pay the bills and collect the original receipts and reports from the hospital or clinic.
    • Download the claim form from ICICI Lombard’s official website or mobile app and fill it with the required details.
    • Submit the claim form along with the original bills, receipts, reports, prescriptions, and other documents within the stipulated time frame for availing of the service.
    • The claim will be processed and settled as soon as claim department verifies your details.


    Who Should You Buy Health Insurance with OPD Coverage?

    Health insurance with OPD cover is suitable for anyone who wants comprehensive coverage for their health care needs. It is especially beneficial for:

    • People with pre-existing medical conditions who need frequent medical consultations.
    • Patients with diabetes, asthma, thyroid, or other chronic diseases who need regular medication and monitoring.
    • Patients who are immunocompromised or have a higher risk of infections and diseases.
    • People who wish to avail preventive health care and wellness services.


  • Work From Home Challenges And How To Overcome Them

    by mohit bohra | Oct 27, 2023

    Another reason could be our work-life itself! That, more than any other aspect of our life, has been impacted by the pandemic. Let’s focus on some of the challenges that we may be facing while working from home. A research by Michael Leiter from University of Deakin and Christina Maslach, published in 1999, identifies six areas of work life that have an impact on us. Any imbalance in these areas is bound to have an effect on us.

    We’re taking a closer look at these areas marked out by the researchers and how they factor into the present day scenario, to better arrive at work from home tips that would actually work for you!


    One of the assumptions about the work from home routine was that it would give us the time for personal pursuits as well. Since we no longer had to spend hours commuting or weren’t bound by office timings, we could do a lot more in the same amount of time. Cut to the present, the general feeling is that our workload has only increased. Because we’re working from home, the lines between office and after-office hours have become more blurred and in some cases, non-existent. If you feel continuously exhausted and overworked rethink the following:

    • Your work schedule.
    • Saying yes to everything.
    • Not setting aside time where you’re doing nothing!
    • Ignoring your hobbies or workout regime.


    It’s easier to set boundaries when you’re working out of an office space. In that respect, working from home can be a challenge. You can just switch off from work the moment you walk out of the office doors. At home, it’s more difficult to completely disengage. There’s a lack of structure that leads to extremes. You either tend to master your procrastination skills or you feel the need to constantly check mails, reply to them, and answer all calls to maximize your productivity. The former creates a daunting backlog of work. The latter leaves very little time for other equally important stuff like cooking a proper meal, doing the laundry, stocking on grocery. Soon you start to feel like you no longer have a handle on things. This lack of control, too, can easily spur anxiety. Here’s how can avoid this downward spiral:

    • Set aside a designated time to get off work.
    • Try not to reply to mails or calls unless absolutely necessary.
    • Cook yourself a proper meal- a work from home ‘tip’ we swear by!
    • Do the adult stuff- like paying the bills on time and health insurance that provides adequate coverage.
    • Don’t be too hard on yourself if you haven’t finished every single office task.
    • Prioritize your tasks every day!


    Has your feedback been ignored? Put in long hours for a project only to see it shelved? Feel demotivated or uninspired? If yes, then this can add to the anxiety you might already be experiencing while working from home. We feel you! After all a little pat on the back goes a long way. But if you don’t see that pat coming, it’s easy to feel and believe that your work has been overlooked or gone unnoticed. Here’s what you can do about it:

    • List down the projects and the work you’ve put into each, against them.
    • If you don’t get to interact often with your superior(s), write a mail to him/her mentioning the above.
    • Take those leaves and give yourself some TLC! This is a great way to reward yourself.


    One of the biggest work-from-home challenges has been to not in give into that feeling of isolation. When you’re in the midst of people inspirations come easily, discussions bring about improvement to an idea and the banter keeps your spirits up. If you’re working home and living alone, this sense of isolation is amplified. Here’s how you can counter it:

    • Ensure you are catching up with your team on a regular basis.
    • Schedule calls with various stake-holders. This will help you to always be in the know and on top of developments that may be taking place in other teams.
    • Appreciate good work when you see it! Drop in a short mail or text letting someone know that you really liked their work.


    Do you feel that you’re not being treated fairly at work? Do other people get the appreciation that you deserve? You feel left out of discussions? It’s ok to feel all that and more! But it’s not alright to let these feelings overwhelm you to a debilitating extent. Here’s a way that will help you deal with it better:

    • Talk it out! People have a blind spot at times. Pointing out your contribution or their biases in a polite manner may rectify the situation.

    ICICI Lombard also provides health insurance plans like Family Health Insurance , Health Booster , Arogya Sanjeevani Policy , Corona Kavach PolicyPersonal Accident Insurance  which offers people with the much needed financial backup during any medical emergencies.     


  • 11 Basic Accident Insurance Terms Explained

    by mohit bohra | Oct 27, 2023

    A list of terms you must know:

    Personal accident insurance secures you from an unpredictable future and lets you live an anxiety free life. However, while buying a policy you may find yourself stuck with jargons, clauses, and details. Thus, stay informed and leave no stone unturned while choosing a well-tailored policy. Read on for the common terms you will come across in the policy document.

    Cashless Facility

    The insurer pays for all the expenses incurred during the treatment of the insured. Adhering to the policy terms and conditions, the payments are made directly to the medical service provider. It even extends to approved pre-authorization.


    The value of premiums is calculated based on sum insured, policy duration, and add-ons. Assessing your current income, future potential income, and extent of liability, you can determine the sum insured.

    Companies even offer customers optimizing an insurance plan and premiums to suit their budget needs. In addition, one can even opt for additional riders to include more risks to be covered in the policy.


    A good accident insurance policy must include family benefits, daily allowance during hospitalization and child education support in case of an accident. Look out for other benefits that suit your requirements and budget needs.


    Familiarize yourself with the exclusions and limitations for which the insurer is not liable under the policy. Some of the major exclusions that accident insurance does not cover are death, injury, illness, or disablement due to:

    • Deliberate self-injury
    • Suicide or attempted suicide
    • Influence of intoxicating substances such as liquor or drugs
    • Participation in adventure sports
    • Mental or nervous disorders
    • Venereal diseases
    • War, nuclear perils, childbirth or pregnancy


    Nowadays, insurance companies offer a wide range of customizable accident insurance policies. You can choose an insurance provider with an impeccable track record by checking their:

    • Claim settlement ratio
    • Feedback response
    • Customer support
    • Quality rating
    • Premium cost-effectiveness with respect to other companies

    Better Safe than Sorry

    It is never too late to opt for accident insurance even if you have a life insurance policy. It covers a gaping hole of the life insurance by offering additional coverage in case of disability. Further, no matter what the magnitude of accident, you and your family can return to the same financial condition prior to the loss. Thus, before an accident makes a huge dent in your savings, Personal Accident Insurance to make a well-informed decision. Also, don't forget to safeguard your finances with a suitable health insurance policy.

  • Health Symptoms You Should Never Ignore

    by mohit bohra | Oct 27, 2023

    7 Common But Risky Symptoms You Should Never Ignore

    Time to time, we all have our may days where we feel completely drained out, distressed and exhausted. Did you know that common health symptoms pose a greater barrier to your wellness? You can prevent the despair by being aware of potential risks some common symptoms bring with them. Be careful of the following seven risky symptoms that you may be ignoring without much thought:

    Heart Beats, Wrong Reasons

    If you experience extreme displeasure followed by breathing difficulty, applying pressure or holding your chest tight, you need to see the doctor. This pain can extend across the arm and trigger the tendency of feeling nauseated along with perpetual vomiting and sweating.

    This could possibly be the advent of a heart attack. It could also signal a gastrointestinal reflux that implies the retraction of materials from the stomach to the oesophagus, due to poor digestion.

    Throbbing Head

    Headaches can cause great havoc and ruin your day. Intense headaches can be worse, almost toppling your ability to concentrate. In extreme cases, if you have frequent headaches, it could signal an aneurysm, a burst in your blood vessels, or meningitis.

    Unwelcome Weight Loss

    Weight Loss is not always healthy. Often this can be a great sign for trouble. Excessive weight loss in a very short time could signal serious diseases such as cancer, endocrine disorders, diabetes, parasite infections, hyperthyroidism or even depression.

    Swollen Shocks

    A swollen leg because of fluid accumulation may signal heart failure or thyroid inception. If there is pain at the back of the lower leg too, a blood clot could be possible. The most common way to spot irregular blood circulation is the swelling of the legs. Hence, it is extremely necessary to seek medical attention as soon as possible.

    Painful Stomach Churns

    We often ignore stomach aches. Prolonged pain could be potential occurrence of an aortic aneurysm or other discrepancies in the blood flow. Paired up with nausea or vomiting, this could also be a result of gall bladder stones, intestinal swelling, and appendicitis or bowel syndromes.

    Tired all the time

    Feeling tired is a very natural phenomenon yet sometimes this feeling means caution. Excessive fatigue could be a symptom for uterine or gastrointestinal cancer. You can also feel dreary due to thyroid, anaemia or depression. You should see the doctor when long hours of sleep are powerless in relieving you of stress.

    Relentless High Fever

    Please seek medical attention for temperature levels above 103 degrees Fahrenheit or if you have fever around 100 degrees for several weeks consistently. This could be due to a urinary tract infection, pneumonia, or inflammation of the heart’s lining. Meningitis, sinusitis, cancer or leukaemia could also be possible critical outcomes.


    Medical treatments today demand a great share of your wallet and often we drag ourselves until the last minute of chronicity to seek medical attention. In order to save yourself from the incessant expenditures that are attached to medical treatments, it is always best to have a comprehensive medical health insurance.

    ICICI Lombard provides you with the best health insurance policy. We offer different types of health insurance that include exclusive family health insurance plans, maternity insurance, super top up mediclaim policy, with several benefits etc.

    Our well-packaged family health insurance plans come with dedicated wellness programs that allows you to use your wellness points against costs not covered in your base plans. Wellness points can be reimbursed against diagnostic tests, OPD expenses, dental treatments, and much more as per policy terms and conditions.  

  • Everything You Need to Know About Fallopian Tube Cancer

    by icicilombard 002 | Sep 13, 2023

    Fallopian tube cancer or tubal cancer is a rare form of cancer in women associated with BRCA 1 and BRCA 2 gene mutations. It develops in the fallopian tubes that connect the ovaries and the uterus. Ignoring the early symptoms can eventually cause the removal of the uterus and the fallopian tubes and ovaries. Our focus should be on understanding how fallopian cancer begins and recent advancements in its diagnosis and treatment, especially in the early stages.


    What is Fallopian Tube Cancer? 

    The fallopian tubes are part of the female reproductive system on each side of the pelvis. Fallopian tube cancer usually begins in the tube or oviduct gland cells that carry eggs from the ovaries to the uterus. These eggs are released each month and pass out as menstrual blood if not fertilised by sperm. Studies have reported that fallopian cancer cases are rare, with only 1,500-2,000 cases reported globally to date.


    Symptoms of Fallopian Tube Cancer 

    Fallopian tube cancer symptoms are difficult to detect early and easy to dismiss as nothing serious. It is always worthwhile to consult a gynaecologist in case of irregular menstruation, any abnormalities related to the reproductive system, or if you have a history of cancer risk in the family. The symptoms of fallopian tube cancer usually are:

    • Vaginal bleeding not associated with menstruation
    • Irregular periods
    • Watery or white vaginal discharge that contains blood
    • Back pain
    • Bleeding from the vagina after menopause
    • Swelling in the lower abdomen
    • Pain in the lower belly
    • Constipation
    • Experiencing pain during intercourse
    • Fatigue
    • Frequent urination

    Causes of Fallopian Tube Cancer

    The causes behind fallopian tube cancer are still not clear, but the cancer typically starts somewhere else in the body before spreading to the fallopian tubes as metastatic cancer. Experts say fallopian tube cancer may account for up to 70% of all epithelial ovarian cancers. The exact reason is yet to be ascertained, but women who have never given birth or breastfed a child post-delivery may have a higher chance of developing it. The risk factors behind fallopian tube cancer are:
    • Women aged between 50 and 60 years are at a higher risk
    • Post-menopause conditions can also lead to this disease; if not treated properly it triggers the cells of the female reproductive system to mutate
    • Early menstruation (before age 12) or late menopause
    • Inherited gene mutations (such as BRCA)
    • A family history of ovarian or breast cancer
    • Infertility or having no pregnancies
    • Obesity during early adulthood

    How is Fallopian Tube Cancer Diagnosed? 

    It can be difficult to diagnose fallopian tube cancer as the symptoms are not discernible in the initial stages. Even so, the doctor will first enquire about any suspected symptoms based on medical history and conduct a thorough physical examination. Subsequently, the gynecologic oncologist may recommend any of the following procedures:

    1. Biopsy: In this procedure, tissue in the affected area is surgically removed and sent to a pathologist to determine the presence of cancerous cells. This method can stop such cells from spreading to nearby organs. 
    2. CA 125 blood test: This test measures the level of CA 125 protein that sometimes indicates the presence of ovarian cancer in the blood.
    3. Pelvic examination: The doctor inserts a speculum into the vagina to inspect the cervix, uterus, ovaries, and fallopian tubes for any lump. The doctor may ask for a Pap test, whereby a thin tool is used to scrape some cells from the cervix, and the sample is sent to a pathology lab to check for cancer cells.
    4. Ultrasound: In this method, high-energy sound waves are used to create echoes that form a picture of the pelvic area tissues.
    5. Magnetic Resonance Imaging: This powerful technique uses magnets and radio waves to take pictures of the fallopian tubes.
    6. Computed Tomography (CT) scan: This technique uses a powerful X-ray that takes detailed pictures of the interior body parts.

    How is Fallopian Tube Cancer Treated? 

    The treatment for fallopian tube cancer is similar to ovarian cancer treatment, through two main methods—surgery and chemotherapy. 

    Oncologist surgeons try to remove the fallopian tubes and the uterus, cervix, ovaries, and other affected areas. Chemotherapy is suggested if surgery cannot remove all of the cancer —HIPEC (hyperthermic intraperitoneal chemotherapy). This procedure involves placing heated chemotherapy in the fallopian tube area that removes the tumour and reduces the recurrence chance. The chemotherapy drugs commonly used to kill cancer cells are carboplatin and paclitaxel. Targeted therapy treatment is mainly used to identify and attack specific cancer cells using two types of targeted therapy, tyrosine kinase inhibitors and mammalian target of rapamycin inhibitors. Researchers and scientists are still looking for ways to cure fallopian tube cancer completely, and several clinical trials are underway.

    With cancer comes the burden of hefty treatment costs that eventually exhaust people’s lifetime savings, let alone the tension and anxiety of what is to become of a loved one. Hence, a health insurance plan that ensures adequate health coverage and helps to settle cancer treatment costs is highly recommended for everyone. For one, you can explore the ICICI Lombard health insurance policy and learn about the amazing benefits it provides to the insured.


    Pregnancy After Fallopian Tube Cancer 

    Women affected with fallopian tube cancer may fail at childbearing, but proper diagnosis and adequate treatment can address this issue. However, pregnancy becomes difficult if the patient is in the fourth stage of cancer, as the fallopian tubes, ovaries, and uterus are affected by cancer cells.

    The treatment procedure comprises: 

    • Surgery to remove ovaries, fallopian tubes, and uterus can negate pregnancy chances forever.
    • Chemotherapy can also damage the fallopian tube by inducing early menopause. 
    • However, pregnancy is possible if both ovaries are removed and the embryo and eggs are frozen before surgery. Consulting a doctor is highly recommended before conceiving to avoid any sort of risk during pregnancy.
  • Everything You Need to Know About Thymus Cancer

    by icicilombard 002 | Sep 13, 2023

    What is thymus cancer? This is a common question exasperated patients ask their doctors. Let us find out what thymus cancer is and gain knowledge about this rare cancer type. The thymus is a small organ in the upper chest above the heart and behind the sternum (breastbone). Thymus cancer occurs when cells mutate, become malignant, and grow out of control. This cancer type is common among middle-aged adults and individuals 70 years or older.


    What is Thymus Cancer? 

    The thymus is a small gland that plays a vital function in maintaining the body’s immune system. The thymus produces white blood cells called lymphocytes that protect us from viral and bacterial infections. The two main types of thymus cancer are thymoma carcinoma and thymic carcinoma. Thymoma cancer is more common, grows slowly, and can spread to other body parts. Thymic carcinoma develops more quickly and also spreads to other body parts. 


    Symptoms of Thymus Cancer 

    Most thymus cancer patients do not show symptoms until the tumour grows large enough to start pressing on nearby organs or blood vessels in the chest. The symptoms can include persistent cough, difficulty breathing, chest pain, drooping eyelids, loss of appetite, double vision, dizziness, low red blood cell count, and unexplained weight loss. Many people develop an autoimmune disorder called myasthenia gravis (weakening of skeletal muscles) with the onset of this thymus tumour. 

    How is Thymus Cancer Diagnosed? 

    A thymus tumour can be detected with imaging tests such as chest X-ray, CT scan, Magnetic Resonance Imaging (MRI) Scan, Positron Emission Tomography (PET) Scan, and blood test. The doctor will enquire the patient about their health history, symptoms, risk factors, and family history regarding the disease. Once the tumour is surgically removed, the surgeon sends it to the pathologist who examines the tumour for cancerous growth. Doctors sometimes inject a special dye called contrast medium on the patient before the scan for clearer details of the image. 

    The TNM staging system is used to assess the various stages of thymus cancer, from stage 1 to stage 4, based on the size of the tumour (T), spread to lymph nodes (N), and the indication of metastasis (M), or its spread to other parts of the body. Stage 1 is non-invasive, while stage 4 indicates the cancer’s spread to distant organs such as the liver or kidneys. Diagnosis is most critical as it helps healthcare professionals determine the ways to treat the cancer.

  • Everything You Need to Know About Pancreatic Cancer

    by icicilombard 002 | Sep 13, 2023

    Your pancreas typically produces essential enzymes that help break down the food you consume. The other role it is involved in includes releasing hormones that regulate the amount of sugar that should remain in your bloodstream. Understandably, you will experience significant adverse effects when the pancreas gets affected by cancer cells. Swift and appropriate action may help ease pancreatic cancer symptoms, boost your emotional state, and enhance your chances of recovery.


    What is Pancreatic Cancer?

    This type of cancer develops when your pancreatic cells lose their normal functioning power, leading to uncontrolled growth. This abnormal increase in cell numbers results in the accumulation of cancerous cells, forming a tumour mass. These malignant tumours indicate their capacity to grow and spread to distant areas of your body. As the tumour progresses, it can hinder your pancreas' proper functioning, invade nearby blood vessels and adjacent organs, and eventually spread to remote body locations through metastasis. Pancreatic cancer is detected late, often when it has spread rapidly, and has a poor prognosis.


    Symptoms of Pancreatic Cancer

    So, what are the symptoms of pancreatic cancer? You can take appropriate medical action if you know them. The following are some symptoms to look out for:

    • Chills, sweats, and unexplained fever
    • Stool may float, seem oily, smell particularly bad, and have an odd colour as your body is not digesting fats properly
    • Experience discomfort in your upper abdomen, back, or arms as the cancer grows and puts pressure on nearby structures
    • Feel a burning sensation in your stomach or other discomfiture in your gastrointestinal tract
    • Loss of weight for no apparent reason, which can progress rapidly
    • Notice your stomach feeling bloated
    • Feel nauseous and tend to vomit
    • Painful swelling in the arm or leg can occur from blood clots

    Causes and Risk Factors of Pancreatic Cancer

    By knowing what is pancreatic cancer and its causes and risk factors, you can take adequate steps to stay healthy. The following is a commonly known list of causes and risk factors of pancreatic cancer.

    Men are more often diagnosed with cancer compared to women. Having diabetes for a prolonged period or developing new-onset diabetes in adulthood can raise the risk of cancer. Smoking tobacco can double or triple your chances of developing cancer. Alcohol abuse, leading to repeated pancreatic inflammation, also contributes to the risk. 

    Your risk is higher if your family has a history of cancer or genetic conditions linked to other cancers. Genetic counselling may be worth considering if your family history involves cancers with shared genetic mutations.

    Your likelihood of developing cancer rises as you get older. Most pancreatic cancer patients are over 45 years old, with 90% older than 55 and 70% older than 65. Black individuals have a higher risk of cancer than Asian, Hispanic, or White individuals. Those of Ashkenazi Jewish heritage also face an elevated risk.

    A diet high in fat and obesity are linked to an increased risk of pancreatic cancer. 

    Types of Pancreatic Cancer

    The following are some of the most commonly known types of pancreatic cancer.

    Endocrine pancreatic tumours, also termed pancreatic neuroendocrine tumours (PNETs) or islet cell tumours, emerge from the endocrine pancreas, wherein hormones such as insulin are produced and released into the bloodstream. 

    Cancer that starts from acinar cells at the tips of the ducts producing pancreatic juices is typically detected more often in younger individuals than in adenocarcinomas. This cancer type grows slower and usually has a more positive outlook. 

    Pancreatoblastoma often affects children and is sometimes linked to genetic conditions such as Beckwith-Wiedemann syndrome and familial adenomatous polyposis (FAP). Regarding exocrine pancreatic cancer, more than 80% are adenocarcinomas, mainly ductal adenocarcinomas. These cancers form in the cells lining the pancreatic ducts. 

    Pancreatic Lymphoma can develop in various parts of the body, given the widespread nature of the lymphatic system. Cystic tumours result in fluid-filled sacs within the pancreas. 

    While most pancreatic cysts are harmless, certain cystic tumours can transition into malignant growths. Pancreatic cancer belongs to the exocrine category; it develops from cells that produce pancreatic digestive juices.

  • Everything You Need to Know About Stomach Cancer

    by icicilombard 002 | Sep 13, 2023

    Our stomach plays a vital role in digesting food. Situated in the gastrointestinal (GI) tract, the stomach is just one part of the long tube that essentially begins at our mouth and ends at the anus, the exit point for waste. Enzymes and digestive juices combine to break down food, easing its movement into the small intestine. Hence, the onset of stomach cancer can cause significant discomfort and emotional stress by disrupting the stomach’s functions. Detecting stomach cancer in its early stages can help overcome it and significantly improve the overall quality of life.


    What is Stomach Cancer?

    Gastric cancer, often known as stomach cancer, involves the abnormal growth of cells that usually begins in the stomach lining. Stomach cancer can develop in any part of your stomach. Most cases of stomach cancer develop in the main section of your stomach, referred to as the stomach body.
    Lymphomas, or cancers that originate from immune cells called lymphocytes, can begin in your stomach's wall. Gastrointestinal stromal tumours (GISTs) can start from primitive cells in your stomach's wall called interstitial cells of Cajal. Some GISTs tend to invade nearby areas or metastasise. Roughly, 90% to 95% of stomach cancer instances are categorised as adenocarcinomas. These cancer types originate from the epithelial cells that make up the innermost lining of your stomach, called the mucosa.

    Symptoms of Stomach Cancer

    The following are some of the common gastric cancer symptoms.
    • Your bowel habits might change, either with more frequent trips or having difficulty passing stool
    • You might feel fullness or a bloated sensation after eating
    • Your desire to eat might decrease
    • You might sense food getting stuck in your throat when eating
    • You could experience pain or uneasiness in your stomach area
    • You might feel discomfort or a burning sensation in your upper abdomen
    In more advanced stages of the tumour in stomach, you might experience more severe stomach tumour symptoms, such as:
    • A possibility of vomiting blood or noticing blood in your stool
    • Loss of a significant amount of weight without any apparent reason
    • Feelings of extreme tiredness and lack of energy


    Causes of Stomach Cancer

    Several of the following factors can trigger tumour in stomach.
    • Inheriting genetic mutations such as those causing familial adenomatous polyposis or hereditary nonpolyposis colorectal cancer heightens the likelihood of cancer
    • A family history of stomach cancer increases your susceptibility
    • A diet rich in smoked, pickled, and salted foods while lacking in fresh fruits and vegetables increases your risk
    • If you have had a partial gastrectomy for ulcer disease, your risk can be higher, especially after about two decades
    • Remember that regular alcohol consumption is generally linked to a greater likelihood of cancer
    • If you are aged 60 and above, you become more vulnerable to this type of cancer

    How is Stomach Cancer Diagnosed?

    The following are some of the common methods used to diagnose gastric cancer.

    Utilising X-rays from various angles, a CT scan constructs detailed 3D images of your body's interior. A contrast medium (dye) may be used to enhance image clarity, which can be either swallowed or injected into a vein to improve image quality. An MRI employs magnetic fields to create detailed body images.

    Endoscopic Ultrasound combines endoscopy with ultrasound imaging to visualise internal organs. Ultrasound waves create images that help doctors assess the extent of the cancer spread to nearby organs and tissues.

    Laparoscopy is a popular minor surgical procedure that involves inserting a laparoscope into your abdomen to check for cancer spread in the abdominal lining or liver. These areas might not be easily detected by CT or PET scans. In PET-CT Scan, a radioactive sugar substance is introduced into your body. Energy-consuming cells, including cancer cells, absorb this substance. A PET-CT scan combines PET and CT scans to create images revealing areas of active energy use.

    For a barium swallow test, you need to consume a liquid containing barium to enhance the visibility of abnormalities during X-ray imaging. A biopsy procedure typically involves removing a small tissue sample for microscopic examination. While other tests might suggest the presence of cancer, only a biopsy procedure can confirm the diagnosis definitively.

    Your doctor examines your body's interior by using a gastroscope or endoscope, a flexible tube with a light. A tissue sample can be taken for biopsy to detect signs of cancer.

  • Everything You Need to Know About Heart Cancer

    by icicilombard 002 | Sep 13, 2023

    In the realm of medical anomalies, heart cancer stands as a rarity that needs our attention. Understanding its nuances is crucial for early detection and effective management. This blog delves into the depths of heart cancer-from its causes to its methods of diagnosis.


    What is heart cancer?

    Heart cancer is scientifically known as a malignant primary cardiac tumour. It is a rare form of cancer originating within the heart's soft tissues. Malignant heart tumours can either be sarcomas, originating in the heart's connective tissue, or other types like primary cardiac lymphoma and pericardial mesothelioma. Due to its rarity and complex symptoms, heart cancer demands heightened awareness and a comprehensive understanding of early detection and effective management.


    Symptoms of heart cancer

    Recognizing heart cancer symptoms can be challenging, primarily due to its rarity and manifestations that often mimic those of more common heart conditions. The symptoms are influenced by various factors, including the tumour's size, location, and impact on the heart's structure and function.

    Malignant heart tumours, originating from the heart or spreading to it from other organs, can cause many distressing symptoms. As these tumours grow, they can invade vital heart structures, disrupt blood flow, and impair cardiac function.

    Blood flow obstruction is one of the main symptoms associated with heart cancer. Tumours that grow within heart chambers or affect heart valves can obstruct blood flow. It can result in shortness of breath during physical exertion. Depending on the specific location, it can mimic conditions like valve stenosis, causing symptoms such as chest pain and dizziness.

    Another symptom is heart muscle dysfunction. When tumours infiltrate the heart's muscular walls, they can compromise its ability to pump blood effectively. It can result in shortness of breath, swollen legs, chest pain, weakness, and fatigue, resembling heart failure or cardiomyopathy.

    Problems with the conduction system, the network cells and signals that maintain your beating heart, are also signs of heart cancer. Tumours in the heart muscle near the conduction system can disrupt the heart's rhythm. It can lead to irregular heartbeats, palpitations, and even fainting spells. Severe cases can cause heart block, where the atria and ventricles beat independently.

    Embolus formation is another sign in which tumour fragments or blood clots from the heart travel to other body parts and block blood vessels. Depending on the location of the embolus, this can cause symptoms like chest pain, limb pain, or even stroke-like symptoms.

    Some heart tumours may produce symptoms similar to infections, such as fever, fatigue, night sweats, weight loss, and joint pain.

    Given the complexity of heart cancer symptoms and the need for precise diagnosis, it's crucial to consult a healthcare professional if you experience any unusual cardiac symptoms. Early detection and proper management are vital to improving outcomes and effective treatment.


    Causes of heart cancer        

    When it comes to understanding what causes heart cancer, doctors believe it is sporadic, making it challenging to conduct extensive research into its origins. However, certain risk factors have been associated with the development of cardiac tumours.

    Age appears to play a role, as certain tumours are more prevalent in specific age groups. Additionally, hereditary factors can contribute to cancer, with a few types of heart tumours showing a propensity to run in families. Genetic cancer syndromes, characterised by mutations in DNA, have been linked to certain types of cardiac tumours, particularly in children.

    While some connections have been made between damaged immune systems and specific types of cardiac cancer, a comprehensive understanding of the causative factors is still under exploration. Continued research is essential to unravel the complexities surrounding heart cancer's origins and develop effective preventive measures and treatments.

  • Everything You Need to Know About Uterine Cancer

    by icicilombard 002 | Sep 13, 2023

    Uterine cancer is one of the most common cancers occurring in females and is not talked about often enough. This form of cancer impacts many women, from all walks of life. Whether you’ve just recently been diagnosed or have family members who have been affected by it for some time now – we are here to provide all the information you need regarding this disease so that you feel empowered to take steps towards your treatment journey.

    What is uterine cancer?

    So what is uterine cancer? Uterine cancer refers to the cancer originating either from the middle or innermost layer of the uterus. The cancer that arises from the innermost layer is the more prevalent form, while that originating from the middle layer of the uterus is rare. The uterine cancer is specified as:
    ● Endometrial Cancer – Developed from the innermost layer of the uterus known as the endometrium, that is shed during menstruation cycle.
    ● Uterine Sarcoma – Developed from the middle muscular layer of the uterus known as myometrium that expands during pregnancy and contracts during labor.

    Symptoms of Uterine Cancer

    Ever wondered what are the symptoms of uterine cancer? The most common symptoms of uterine cancer are inter-menstrual bleeding and postmenopausal bleeding. Abnormal bleeding and abnormal menstruation cycle are also common symptoms along with pelvic distress. Other major symptoms include lower abdominal pain, dysuria (difficult urination), and nausea. In higher uterine cancer stages, in which the cancer has spread to other body parts, the additional symptoms include – pale appearance due to heavy blood loss, weight loss, abnormal bowel & bladder habits, and anorexia (loss of appetite).


    Causes of Uterine Cancer

    The biological reason for uterus cancer includes higher exposure of uterine cells to estrogen hormone. Estrogen is the hormone responsible for proliferation of uterine cells so higher exposure of this hormone is known to cause more uterine cell divisions that ultimately cause carcinoma. Besides, it is also associated with presence of obesity, type II diabetes (T2DM), early menarche (menstruation initiation), late menopause, PCOS (Polycystic Ovarian Syndrome), nulliparity (women who has never given birth or carried a child), and infertility.

    Risk factors associated for uterine cancer

    The risk factors for uterine cancer include those factors that can increase the chances of getting this cancer. While the risk factors might not directly cause cancer, it can surely increase the probability of it occurring. On the other hand, the absence of a risk factor does not mean one will not get uterine cancer at all. The risk factors are as follows:

    ● Higher age: women older than 50 years are at a higher risk of getting uterine cancer.
    ● Obesity and other metabolic syndromes: More than 50% of endometrial cancer is associated with obesity. This is because fatty tissues are known to convert androgens into estrogens (sex hormones), which increase the risk of cancer. Similarly, other metabolic syndromes including type 2 diabetes are associated with higher risk for uterine cancer.
    ● Presence of other cancers: Presence of cancers like ovarian cancer, colon cancer, breast cancer can enhance the chances of getting uterine cancer
    ● Familial history: Uterine cancer has been found to be associated with familial history. A genetic syndrome called hereditary non-polyposis colorectal cancer (HNPCC) or Lynch Syndrome running in family shows higher risk of uterine cancer in women of ch families.
    ● Certain anti-cancer therapies: Therapies involving certain medications used to treat other forms of cancers can increase the risk of uterine cancer. For example, tamoxifen, which is used to treat breast cancer, is linked with an elevated risk of developing uterine cancer. Radiation therapy used to treat cancer in the pelvic or lower abdominal region is also associated with higher risk of developing this cancer.
    ● Hormone Replacement Therapies (HRT): HRT done with estrogen is associated with higher risk of uterine cancer development hormone in postmenopausal women. However, it is seen that if it is given along with progesterone hormone then the risk is comparatively lower.

  • Everything You Need to Know About Mouth Cancer

    by icicilombard 002 | Sep 13, 2023

    Are you worried about your oral health? Have you been experiencing unexplained mouth pain or sore areas inside your mouth? Then it’s possible that you could be at risk for developing mouth cancer. In this article, we’ll answer all your questions about mouth cancer, such as “What is mouth cancer”, “What causes mouth cancer”, and much more, so that you have peace of mind when it comes to your overall wellness.


    What is Mouth cancer?

    So, what is oral cancer? Oral, or mouth cancer, is a severe disease that affects the lips, tongue, gums, and other areas in the mouth. It starts as a small lesion or bump that may initially go unnoticed, but it can rapidly grow and spread to other body parts. One of the most alarming things about mouth cancer is that it can be quite the challenge to detect in its early stages, but there are certain symptoms to be aware of, which we will discuss in the next section.


    Symptoms of Mouth cancer

    It’s important to know what are the symptoms of mouth cancer, as it helps to self-assess the disease and we can seek a doctor’s consultation immediately to confirm whether we have this type of cancer or not. The following symptoms are:
    ● A sore on our lip or mouth that won’t heal after taking treatment
    ● A mass or lump anywhere in the mouth
    ● Bleeding gum and loosening of teeth
    ● Pain or difficulty in swallowing
    ● Trouble wearing dentures
    ● A lump in the neck region
    ● An earache that won’t go away
    ● Unexplained weight loss
    ● Lower lip, face, neck, or chin numbness
    ● White, red and white, or red patches on the inner lining of one’s mouth and tongue
    ● Hoarseness in voice and chronic sore throat
    ● Swelling and pain in the jaw or stiffness while opening the mouth
    ● Tongue pain
    ● Excessive salivation
    ● Swollen lymph nodes in the neck
    In case you notice any of these changes in your mouth or nearby areas, you should contact your health care professional immediately to diagnose oral cancer disease at the initial stages.


    Causes And Risk Factors Of Mouth Cancer

    Cancer occurs when a genetic alteration causes cells to grow uncontrollably, forming a tumour. Over time, these cells can spread to other areas of the body. Squamous cell carcinoma is responsible for approximately 90% of mouth cancers, originating in the squamous cells that line the lips and inside of the mouth.
    Although it is not completely clear what causes oral cancer, there are some factors that can increase a person's chances of developing this disease. These include:
    ● Tobacco use
    ● Heavy alcohol consumption
    ● Exposure to the human papillomavirus (HPV)
    Apart from this, there are other factors that could increase your risk of getting mouth cancer, such as:
    ● Exposure to UV light from the sun
    ● Past radiation therapy for the neck or head
    ● Prolonged exposure to certain chemicals like sulfuric acid or formaldehyde
    ● Poor oral hygiene
    ● A weak immune system
    ● A family history of the disease
    Additionally, age and gender can also play a role in the development of mouth cancer. By knowing the potential causes and risk factors of mouth cancer, individuals can take proactive steps to minimise their risk of this deadly disease.


    Stages of Mouth cancer

    There are four stages of oral cancer:
    ● Stage 1: The cancerous cells formed in the lining of the oral cavity start invading nearby cells. Generally, the size of the tumour is 2 cm or smaller and 5 mm deep. In this stage, cancer hasn’t spread to the surrounding areas.
    ● Stage 2: The tumour spread size is 2-4 cm and 10 mm deep. In this stage 1 cancer hasn’t spread.
    ● Stage 3: In this stage of mouth cancer the bruise becomes more than 4 cm in size and 10 mm in depth. The cancerous cells in this stage start invading one or two lymph nodes but not to other parts of the body.
    ● Stage 4: At this last stage, the tumours are any size and the cancer cells have spread to nearby tissue and organs like jaw muscles, skulls, neck, lymph nodes, etc. This stage is also called metastasis, or advanced stage.

  • Everything You Need to Know About Bladder Cancer

    by iciclombard 01 | Sep 12, 2023

    Bladder cancer, although still unknown in India, has emerged as a significant health concern. As the name suggests, it occurs when cells in the bladder become cancerous, and if left untreated, can have severe complications. The good news is that there is plenty of information available to help understand this form of cancer and its treatment options. Whether you or someone you know has been recently diagnosed with bladder cancer, or if you simply want to learn more about this disease, it's important to have a basic understanding of what it means. In this article, we will understand what is bladder cancer, what are the symptoms of bladder cancer, and its causes. We will also understand the types of bladder cancer, the risks associated with it, as well as the process of diagnosing bladder cancer and its treatment. We will also look at its treatment, outlook towards it, and how to prevent it.


    What is bladder cancer?

    Bladder cancer develops when there is growth and multiplication of abnormal cells in the bladder. These abnormal cells in the bladder have the tendency to convert into a tumour and have the ability to spread to other organs in the body.

    Other forms of cancer have the potential to extend to the bladder, but the name of the cancer is known by the organ from where it originates. This severe disease is the seventh most common form of cancer worldwide.


    Symptoms of bladder cancer

    So, what are the symptoms of bladder cancer? A number of varying symptoms can be identified among individuals such as:

    • Presence of blood in the urine, making its appearance bright red or rust-colored, and sometimes invisible.
    • Pain during urination.
    • Frequent urge to urinate.
    • Sudden urge for urination.
    • Unintentional leakage in the bladder, known as urine incontinence.

    Bladder cancer is known to have other symptoms as well, if it has affected other parts of the body, namely:

    • Discomfort in the abdomen
    • One-sided pain in the lower body
    • Fatigue
    • Losing weight without any exercise
    • Loss of appetite
    • Joint pain
    • Swelling in feet

    Causes of bladder cancer

    Cancer mainly arises when mutations in the cell lead to their growth of abnormal and unwanted growth, resulting in the rapid multiplication of these cells. If left untreated, this can lead to the spread of these cells to other tissues and muscles. These mutations can be caused by certain factors like exposure to toxic chemicals.

    Certain other conditions also come into play that increase our chances of developing bladder cancer. This includes smoking, family history of cancer,radiation therapy and more.


    Risk factors associated with bladder cancer

    There are a number of factors associated with the growth of bladder cancer cells, which may include:

    • Smoking cigarettes (Research points out that people who smoke cigarettes on a regular basis are three times more likely to develop bladder cancer in comparison to a person who is a non-smoker)
    • Being exposed to chemicals that can cause cancer such as dyes, paint products, rubber, and metal among the few
    • Family history of the disease
    • Suffer from schistosomiasis a parasite that is known to cause bladder infection
    • Drinking contaminated water
    • Certain supplements and medicine consumption
    • Prior exposure to chemotherapy medications cyclophosphamide (Cytoxan) or ifosfamide (lfex)
    • Radiation treatment used to treat pelvic area cancer
    • Suffering from bladder infections frequently
    • Use of urinary catheters for a long time
    • Drinking fluids inadequately
    • Defects in the bladder

    While cancer can affect just about anyone, there are certain other factors that can influence your risk of developing cancer:

    • If you are a male by birth
    • You fall into the age group of 55 or above

    You have a white complexion

  • Everything You Need to Know About Skin Cancer

    by iciclombard 01 | Sep 12, 2023

    With skin being the largest organ of our body, it’s important to ensure it's well cared for. Your skin provides a protective barrier from the outside world, and nourishing and safeguarding it can help prevent serious health consequences such as sunburns or even skin cancer. Skin cancer is quite common and something we all must be aware of. It is a prevalent condition that develops from the abnormal growth of skin cells. Understanding its types, stages, symptoms, causes, prevention, treatment, and outlook is essential to promote awareness and ensure early detection and effective management. In this quick guide, we’ll cover the ins and outs of skin cancer, from types to treatments. Let’s dive in and get you informed!

    What is skin cancer?

    Skin cancer is characterised by the abnormal and uncontrolled growth of abnormal skin cells. People develop this condition due to damage to the DNA within skin cells, and is often caused by harsh exposure to UV rays in daylight from the sun. The most prevalent types of skin cancer include basal cell cancer, squamous cell cancer, and melanoma. While the first two are more common and have a high cure rate if detected, melanoma is more aggressive and can spread to other body parts if not addressed promptly. Let’s explore more about the types and causes in the sections to come.


    Types of skin cancer

    There are several types of skin cancer, each with distinct characteristics, causes, and treatment approaches. Let's take a close look at the most common types of cancer.

    1. Basal Cell Carcinoma, or BCC, is the most common form of skin cancer. It typically develops in areas frequently exposed to the sun. For instance, the face, neck, and hands. BCC often appears as a raised, pearly bump or a sore that doesn't heal. While it rarely spreads to other body parts, early treatment is essential to prevent damage to surrounding tissues.
    2. Squamous Cell Carcinoma, or SCC, also often develops in sun-exposed areas and can appear as a scaly, red patch or a raised growth with a crusted surface. It has a higher potential to spread to other body areas than BCC. Timely diagnosis and treatment are essential for you to prevent the cancer from advancing.

    3. Melanoma affects the melanocytes (cells that give skin its colour), and is the most severe type of skin cancer. This is because it can reemerge from existing moles or appear as new, abnormal growths and can spread rapidly to other body parts if not detected early. Melanomas often exhibit irregular borders, uneven colouring, and changes in size and shape.

    4. Actinic Keratosis is not a form of skin cancer but a pre-cancerous growth that can develop into SCC if left untreated. It appears as rough, scaly patches on sun-exposed areas and requires medical attention to prevent progression.

    5. Merkel Cell Carcinoma is an uncommon and aggressive type of skin cancer that develops from Merkel cells in the skin. It usually appears as firm, shiny nodules on the head, neck, and limbs. Early detection and treatment are vital due to their potential to spread rapidly.

    6. Cutaneous Lymphoma is a type of skin cancer originating in the lymphocytes and can manifest as red, itchy patches or plaques on the skin. It often presents as mycosis fungoides or Sézary syndrome and may require specialised treatment.

    Stages of skin cancer

    Doctors break cancer down into stages to figure out the right way to approach it. Let’s learn about each stage:

    1.    Stage 0: This early stage skin cancer is present just at the skin's surface, not causing much trouble. Doctors call this "in situ," meaning it's stuck where it started and is very treatable.

    2.    Stage I: The cancer's gotten a bit thicker, but it's still sticking to its site of origin. It might have made a little ulcer on the skin, but it's not invading other parts yet. No trips to nearby lymph nodes or other parts of the body.

    3.    Stage III: This is a much more serious. The cancer's grown thicker, maybe even formed an ulcer, but it's still not moving to other lymph nodes or distant places.

    4.    Stage III: The cancer has spread to nearby lymph nodes, but it's not yet moved to far-off body parts. Treatment usually involves a combination of processes, like surgery, radiation, and sometimes chemotherapy.

    5.    Stage IV: The cancer has gone beyond its initial spot and invades other organs or faraway lymph nodes. Depending on the situation, treatment at this stage gets more complex and might include surgery, radiation, targeted therapies, immunotherapy, and even chemotherapy.

    Doctors assess these stages through exams, scans, and sometimes by checking lymph nodes or other affected areas. And remember, catching skin cancer at an early stage is extremely helpful for the most successful treatment. Regular skin checks and wearing sunscreen are like your power-ups to keep the game in your favour.

    Symptoms of skin cancer

    So, you may be wondering, “What are the symptoms of skin cancer?” Let's talk about the signs your skin might send you about potential skin cancer.

    • First off, keep an eye out for new spots that suddenly appear and don't seem to be going anywhere. These could be anything from a bump, a mole, or a patch that's a different colour than the rest of your skin.
    • Second, if you've got a mole or spot that's been around for a while and suddenly decides to transform, it's worth checking out. Changes in size, shape, colour, or texture are red flags that shouldn't be ignored.
    • Third, let's talk about itching, bleeding, or crusting. If a spot won't stop itching, or if it's bleeding or crusting over, that's definitely a signal that something may not be quite right.

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