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• Accidental Hospital Daily Allowance: We offer an additional cover that gives you a per day allowance for each day of hospitalisation after the insured event, not exceeding 30 days of hospitalisation, with a deductible of 1 day

NOTE:

If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the ​capital ​sum ​insured payable will be 100%.

* Within 12 months from date of accident

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Claims arising from death, injury or disablement of insured person as a result of:

• Intentional self-injury, suicide or attempted suicide
• Any injury existing before the policy start date as stated in part I of the schedule to this policy, whether or not if the same has been treated, or for which medical advice, diagnosis, care or treatment has been sought before the commencement of this policy
• Whilst under the influence of intoxicating liquor or drugs
• Whilst engaging in aviation or ballooning, or whilst mounting into, or dismounting from or travelling in any balloon or aircraft other than as a passenger (fare-paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world
• Directly or indirectly caused by venereal disease or insanity
• Arising or resulting from the insured committing any breach of the law with criminal intent
• War, invasion, act of foreign enemy, hostilities (whether war be declared or not) civil war, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrests, restraints and detainment of all kinds
• Nuclear weapon induced treatment
• Childbirth or pregnancy or in consequence thereof