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Suzuki
Two-wheeler Insurance

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About Suzuki two-wheeler insurance

Indian laws make two-wheeler insurance absolutely mandatory to ride any bike on Indians roads. For a premium, the policy protects the insured bike and the owner from unpleasant incidents such as road accidents, natural and manmade disasters, theft, and fire. In case a third party is injured, faces property damage or succumbs to an accident involving your Suzuki bike, a Suzuki bike insurance will compensate the third party for the losses. Suzuki motorcycle insurance is classified into three categories—comprehensive bike policy, third-party policy, and own-damage bike insurance. In case you want to enhance your policy cover, you can opt for one or more add-on covers in your policy.

What are the types of Suzuki bike insurance plans?

Two-wheeler vehicle package policy

Comprehensive Suzuki bike insurance will protect you not only from third-party liabilities but also from damages to your own bike whether it is your fault or the other party. As such, if your bike is stolen or collides with any other vehicle, the motor insurance company will cover not just the other party's losses but also your own.

Two-wheeler vehicle liability policy

Third-party Suzuki two wheeler insurance will protect you against the legal liabilities arising from an unfortunate accident caused by your bike. It compensates for damage to a third party's property, vehicle, or bodily injury. Therefore, third party liability insurance is mandatory under the MV Act of 1988 for all two-wheelers plying on the Indian roads.

Stand-alone own-damage Suzuki two wheeler insurance

The own-damage policy was introduced by the IRDA in September 2019. As the name implies, this policy covers the damage sustained by one's own bike due to any mishap such as accidents, loss in transit etc. You can purchase this policy only if you have active third–party Suzuki bike insurance.

What is covered in Suzuki bike insurance?

  • Inclusions
  • Exclusions
  • Natural disasters

    Suzuki bike insurance covers the incidents such as typhoons, landslides and earthquakes irrespective of where the bike was at the time of the incident—on the road or in the garage.
  • Manmade disasters

    We will also cover the incidents such as riots, vandalism, theft, terrorism, or any other similar manmade disasters.
  • Personal accident

    Under Suzuki two-wheeler insurance, the policyholder is given a cover of Rs 15 lakh in case he/she sustains an injury while riding the bike or while getting on or off it.
  • Third-party liability

    Under Suzuki bike insurance, we will cover legal liabilities arising from third-party property or vehicle damage or personal injury.
  • Suzuki bike insurance is not applicable on normal wear and tear, mechanical or electrical breakdown failure, or any consequential losses.
  • In the event of burglary, theft, or housebreaking, if only the accessories are stolen and not the bike, Suzuki two-wheeler insurance is not applicable.
  • Our Suzuki bike insurance policy will not cover you if you are caught driving while intoxicated.
  • Our Suzuki two-wheeler insurance will not cover you if you ride without the permission of the owner or if you use your bike for racing or illegal activities.
  • Our Suzuki bike insurance is not applicable if the damage is only to the tubes and tyres and not the bike.

How to renew Suzuki bike insurance plans?


If your Suzuki two wheeler insurance renewal is due soon, you can quickly renew it online. This is what you have to do.

  • 1
    Click here to visit our Suzuki bike insurance renewal page.
  • 2
    Enter your bike registration number or your registered mobile number.
  • 3
    Click on ‘Proceed’
  • 4
    Review the policy details and make payment for your Suzuki bike insurance renewal.

About Suzuki bikes

Suzuki Motorcycle India Pvt Ltd is a subsidiary of the Japanese company Suzuki Motor Corporation. Its motorcycles are noted for being fast and powerful. It is often recognised as one of the top motorcycle companies and is known to have manufactured some of the world's fastest motorbikes. Their portfolio includes dual sports motorbikes, GSX-R series, and cruisers. The superiority of their bikes is indisputable and you will have no trouble finding a bike that meets your requirements. If you are interested in exploring the Suzuki bikes, jump to the next section.

Popular Suzuki two-wheeler models

Suzuki Intruder

Suzuki Intruder, known for its comfortable seating and excellent mileage, comes with a 155 cc engine and a kerb weight of 152 kg. It also sports a sharp twin exhaust and smart digital instrumentation with an LED tail lamp. So, whether you enjoy taking your bike for a long journey or use it for daily commuting, the Suzuki Intruder is up to the task.

Suzuki Hayabusa

Don't call yourself a crazy bike lover if you have not been enthralled by Hayabusa yet. This sporty bike's engine is a 4-stroke, liquid-cooled, DOHC, inline-four with a displacement of 1340cm³. Hayabusa can reach a top speed of 300 km/h, which is ideal for speed junkies. To put it another way, the Hayabusa is all about maximum performance.

Frequently asked questions about Suzuki bike insurance

What is the IDV in Suzuki motorcycle insurance?

The Insured Declared Value or IDV is the current market worth of your motorcycle. It is calculated by subtracting the depreciation on your bike as well as its accessories. In the event of an accident, you will not get compensation for repairs or maintenance that exceed the IDV of your bike.

What are the benefits of buying a Suzuki two wheeler multi-year package policy?

By purchasing a multi-year package policy for your bike, you can benefit from lower premiums, a No Claim Bonus and the confidence that your policy will not lapse anytime soon.

Why is depreciation charged on my Suzuki two-wheeler insurance?

Depreciation is the term used to describe the loss in the value of a bike over time. It is charged to determine the current market worth of your bike; that is the IDV of your bike. To cover the costs of depreciation in your insurance to some extent, buy a zero depreciation add-on.

Why should I buy comprehensive insurance for my Suzuki bike or scooter?

To protect your bike extensively from third-party liability as well as the bike's own damage, you should buy comprehensive insurance for your Suzuki bike.

What are the add-on covers in Suzuki insurance for two-wheelers?

Our popular ad-ons for Suzuki two wheeler insurance are roadside assistance cover, and zero depreciation cover.

What is a cashless bike insurance claim for Suzuki bikes?

Under a cashless bike insurance claim, you can get your bike repaired at one of our many cashless service garages on network without having to pay anything out of your pocket.

What documents are required for Suzuki insurance claims?

To file an insurance claim for your Suzuki bikes, you will need your policy registration number, bike registration papers, and repair and maintenance invoices.

How to reduce your Suzuki bike insurance premiums?

You can reduce your bike insurance premiums by installing anti-theft devices, renewing the policy on time, avoiding unnecessary claims, and choosing only suitable add-on covers.

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