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  • Cars with the Best Resale Value in India

    by mohit bohra | Apr 29, 2025

    When purchasing a car, most buyers consider factors like price, mileage, and features. However, resale value is often overlooked. Resale value is an essential consideration for long-term financial planning. Cars with high resale value offer better returns when upgrading or selling.

    Several factors influence a vehicle's resale value, including brand reputation, reliability, fuel efficiency, maintenance costs, and demand in the used car market. In India, Maruti Suzuki, Toyota, Hyundai, and Honda are known for producing cars that retain their value well over time. This article includes some of the best car for resale value, focusing on their specifications, engine performance, transmission options, and unique features.

    List of best high-resale value cars

    Here are some of the best cars with high resale value in India.

    1.   Maruti Suzuki Dzire

    The Maruti Suzuki Dzire is one of India's most popular compact sedans, known for its fuel efficiency, reliability, and affordability. Its consistent demand in both new and used car markets makes it one of the best cars with good resale value.

    Specification

    Details

    Engine

    1.2L K-Series DualJet Petrol

    Power output

    90 PS @ 6000 rpm

    Torque

    113 Nm @ 4400 rpm

    Transmission

    5-speed Manual / 5-speed AMT

    Mileage

    22 km/l (Petrol), 31 km/kg (CNG)

    Unique features

    SmartPlay Studio infotainment, cruise control, LED headlamps

    Why it has a high resale value:

    • Fuel-efficient petrol and CNG options.
    • Extensive service network across India.
    • Trusted brand reputation of Maruti Suzuki.

    2.     Toyota Innova Crysta

    The Toyota Innova Crysta is an MPV (Multi-Purpose Vehicle) that enjoys unmatched reliability and comfort, making it a preferred choice for families and commercial fleet operators.

    Specification

    Details

    Engine

    2.4L Diesel

    Power output

    150 PS (Diesel)

    Torque

    360 Nm (Diesel)

    Transmission

    5-speed Manual / 6-speed Automatic

    Mileage

    11-12 km/l

    Unique features

    8-inch touchscreen, 7-airbag safety system, ventilated seats

    Why it has a high resale value

    • Unmatched durability and low maintenance costs.
    • High demand in both personal and commercial segments.
    • Toyota’s strong reputation for reliability and resale value.

    3.     Hyundai Creta

    The Hyundai Creta is among the best-selling compact SUVs in India. Known for its modern design, premium features, and multiple engine choices, it holds its resale value exceptionally well.

    Specification

    Details

    Engine

    1.5L Petrol / 1.5L Diesel / 1.4L Turbo Petrol

    Power output

    115 PS (Petrol/Diesel), 140 PS (Turbo Petrol)

    Torque

    144 Nm (Petrol), 250 Nm (Diesel), 242 Nm (Turbo Petrol)

    Transmission

    6-speed Manual, CVT, 7-speed DCT

    Mileage

    17-21 km/l

    Unique features

    Panoramic sunroof, Bose audio system, ventilated seats

    Why it has a high resale value

    • Premium SUV appeal with strong demand in the used car market.
    • Multiple engine and transmission options cater to diverse buyers.
    • Hyundai’s reliability and resale track record.

    4.     Maruti Suzuki Swift

    The Maruti Suzuki Swift has been a household name in India for years. It is a fuel-efficient and stylish hatchback that retains a significant portion of its value even after years of use.

    Specification

    Details

    Engine

    1.2L K-Series DualJet Petrol

    Power output

    90 PS @ 6000 rpm

    Torque

    113 Nm @ 4400 rpm

    Transmission

    5-speed Manual / 5-speed AMT

    Mileage

    24.8 km/l

    Unique features

    LED projector headlamps, SmartPlay Studio, sporty design

    Why it has a high resale value

    • High demand in urban and rural markets.
    • Maruti Suzuki’s affordability and service support.
    • Proven reliability and resale strength.

     

    5.     Honda City

    The Honda City is a legendary sedan that has been one of the most aspirational cars in its segment. With a premium feel, reliable performance, and smooth CVT gearbox, it remains a sought-after car with the best automobile resale value.

    Specification

    Details

    Engine

    1.5L i-VTEC Petrol

    Power output

    121 PS (Petrol)

    Torque

    145 Nm (Petrol)

    Transmission

    6-speed Manual / CVT

    Mileage

    17.4 km/l

    Unique features

    LaneWatch camera, connected car tech, electric sunroof

    Why it has a high resale value

    • Premium appeal and brand trust of Honda.
    • Efficient engines and refined performance.
    • High demand in the sedan segment.

    6.     Mahindra Thar

    The Mahindra Thar is an iconic off-road SUV with a loyal customer base. Due to its rugged design, 4x4 capabilities, and lifestyle appeal, it enjoys excellent resale value.

    Specification

    Details

    Engine

    2.0L Petrol / 2.2L Diesel

    Power output

    150 PS (Petrol) / 130 PS (Diesel)

    Torque

    320 Nm (Petrol) / 300 Nm (Diesel)

    Transmission

    6-speed Manual / 6-speed Automatic

    Mileage

    14-15 km/l

    Unique features

    4x4 drivetrain, convertible roof, touchscreen infotainment

    Why it has a high resale value

    • Strong interest in both urban and rural markets.
    • Mahindra’s reliability and off-road heritage.
    • Limited supply ensures high resale demand.

    7.     Tata Harrier

    The Tata Harrier is a premium mid-size SUV with a bold design and solid road presence. It enjoys high resale value due to its build quality, safety ratings, and feature-rich cabin.

    Specification

    Details

    Engine

    2.0L Kryotec Diesel

    Power output

    170 PS @ 3750 rpm

    Torque

    350 Nm @ 1750-2500 rpm

    Transmission

    6-speed Manual / 6-speed Automatic

    Mileage

    16-17 km/l

    Unique features

    6 airbags, panoramic sunroof, ESP modes

    Why it has a high resale value

    • High safety ratings (Global NCAP-tested).
    • Powerful diesel engine with great highway performance.
    • Tata’s rising reputation for quality and reliability.

    Conclusion

    Choosing the best cars for resale value is a smart financial decision, as it reduces depreciation losses and ensures better returns when selling or upgrading. When buying a new car, it's advisable to consider factors like brand reputation, ease of maintenance, fuel economy, and resale trends.

    Another important aspect of maintaining a car's value is having the right car insurance. A comprehensive car insurance policy will cover unexpected costs to repair damages because of accidents, theft, or natural disasters, which helps maintain its resale value. It also provides coverage against third-party liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Commercial Vehicles in 2025

    by mohit bohra | Apr 29, 2025

    The demand for commercial cars is increasing rapidly every day. The growth is driven by expanding businesses, rising urban transportation needs, and the shift to electric vehicles (EVs). With ride-hailing services, corporate fleets, and logistics sectors booming, selecting the right commercial car is crucial for long-term profitability and efficiency. Factors like fuel efficiency, maintenance costs, seating capacity, and durability play a key role in making the right choice. Whether you need a reliable taxi, a comfortable tourism vehicle, or a high-capacity goods carrier, this article lists India's best commercial cars for 2025.

    List of best cars for commercial use

    The best commercial cars offer good fuel efficiency, low maintenance costs, and reliability for long-term use. If you're also looking for the best car for commercial use in 2025, check out the list below.

    1.     Maruti Suzuki Dzire

    The Maruti Suzuki Dzire is a highly popular compact sedan for taxi services due to its excellent fuel economy, comfortable cabin, and affordable maintenance. It is economical for city-based taxi operations and is available in petrol and CNG variants.

    • Category: Taxi & ride-hailing
    • Price: ₹6.84 lakh – ₹10.19 lakh (ex-showroom)
    • Engine: 1.2L Petrol / CNG
    • Mileage: 24.79 km/l (petrol) | 31.12 km/kg (CNG)
    • Seating capacity: 5

    2.     Hyundai Aura

    The Hyundai Aura is one of the best sedan car for commercial use. It offers good mileage and a stylish design. Its CNG variant reduces fuel costs, making it a great option for ride-hailing services like Uber and Ola.

    • Category: Taxi & ride-hailing
    • Price: ₹6.54 lakh – ₹9.11 lakh (ex-showroom)
    • Engine: 1.2L Petrol / CNG
    • Mileage: 17 - 21 km/l (petrol) | 22 km/kg (CNG)
    • Seating capacity: 5

    3.     Toyota Innova Crysta

    The Toyota Innova Crysta is a premium MPV and a favourite choice for tourist operators. It is well-known for its spacious interiors, comfortable ride quality, and durable engine, making it ideal for long-distance travel and premium taxi services.

    • Category: Tourism & long-distance travel
    • Price: ₹19.99 lakh – ₹26.82 lakh (ex-showroom)
    • Engine: 2.4L Diesel
    • Mileage: 13.5 - 15 km/l
    • Seating capacity: 7-8

    4.     Maruti Suzuki Ertiga

    The Maruti Suzuki Ertiga is a budget-friendly MPV suitable for city taxis and outstation travel. Its fuel-efficient engine and comfortable seating make it a cost-effective option.

    • Category: Tourism & city taxi
    • Price: ₹8.84 lakh – ₹13.13 lakh (ex-showroom)
    • Engine: 1.5L Petrol / CNG
    • Mileage: 20.51 km/l (petrol) | 26.11 km/kg (CNG)
    • Seating capacity: 7

    5.     Force Urbania

    The Force Urbania is a new-age luxury van with premium interiors and advanced safety features. It is designed for premium intercity travel and corporate transport.

    • Category: Premium tourism van
    • Price: ₹30.51 lakh – ₹37.21 lakh (ex-showroom)
    • Engine: 2.6L Diesel
    • Mileage: 11 km/l
    • Seating capacity: 10-17

    6.     Tata Ace EV

    Tata Ace EV is an electric mini truck ideal for urban logistics and last-mile deliveries. Its running cost is significantly lower than petrol or diesel variants, making it an excellent choice for businesses looking to cut fuel expenses.

    • Category: Small goods carrier
    • Price: ₹8.72 lakh (ex-showroom)
    • Engine: Electric Motor (21.3 kWh battery)
    • Range: 154 km per charge
    • Payload capacity: 600 kg

    7.     Ashok Leyland Saathi

    The Ashok Leyland Saathi is a diesel-powered small commercial vehicle suitable for cargo transport. Its durability and high payload capacity make it ideal for small businesses and logistics companies.

    • Category: Small goods carrier
    • Price: ₹6.50 lakh (ex-showroom)
    • Engine: 1.5L Diesel
    • Power: 45 hp
    • Payload capacity: 1,120 kg

    8.     Tata Tigor EV

    Tata Tigor EV is a budget-friendly electric sedan suitable for commercial fleet operators. With government subsidies on EVs, it is an attractive option for ride-sharing services.

    • Category: Electric taxi & corporate fleet
    • Price: ₹12.49 lakh – ₹13.75 lakh (ex-showroom)
    • Engine: Electric Motor (26 kWh battery)
    • Range: 315 km per charge
    • Seating capacity: 5

     

    Conclusion

    Choosing the best car for commercial purpose depends on your business needs. The Maruti Suzuki Dzire and Hyundai Aura are great choices for a budget-friendly city taxi. The Toyota Innova Crysta is a reliable tourism and long-distance travel option, while businesses focused on goods transport can consider the Tata Ace EV or Ashok Leyland Saathi. Choosing the right commercial car will help you reduce operating costs, improve efficiency, and maximise profits.

    Getting the right car insurance is just as important as choosing the vehicle. Insurance protects you and your car from financial losses in case of accidents, theft, or damage. Many insurance policies also cover third-party liabilities. If you're looking for good car insurance, look for comprehensive policies that offer roadside assistance, passenger coverage, and cashless repairs at authorised service centres.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • MG Hector Safety Ratings: Global / Bharat NCAP

    by mohit bohra | Apr 29, 2025

    Note: The results of Bharat NCAP rating haven't been officially tested or rated yet. The same applies to the Global NCAP rating, which is still pending as of now.

    The MG Hector, launched in India in 2019, quickly gained popularity as a top choice in the SUV segment, thanks to its modern design, advanced technology, and competitive pricing. However, despite its popularity, many prospective buyers remain concerned about the vehicle's safety. This makes it essential to understand the MG Hector NCAP rating from both Global NCAP and Bharat NCAP, before purchasing the vehicle. In this blog, we'll dive into the MG Hector safety rating NCAP, its crash test scores and what buyers need to know.

    MG Hector: A brief history

    MG Motor Company first began its operations in India in 2017. Since then, Hector has become their main model in the Indian market. Classified as a mid-size SUV, the Hector is built on the Baojun 530 platform and is produced locally by MG Motor India. The brand itself is a subsidiary of SAIC Motor, one of the largest automotive manufacturers in China.

    MG Hector global NCAP safety ratings

    If you want to know MG Hector Global NCAP rating, you need to understand what Global NCAP tests are for. These tests evaluate the safety features for both adult and child occupants in the event of a crash, along with pedestrian safety and the effectiveness of the vehicle's assistance technologies.

    As of February 2025, MG Hector crash test ratings from Global NCAP have not been released officially. But back in 2019, Hector got a 3-star score in a Global NCAP crash test, primarily due to 'moderate' protection for adults and 'basic' safety for children. With the safety enhancements introduced in newer models, it's possible that the Hector could perform better if retested.

    MG Hector adult occupant protection rating

    While Global NCAP has not officially verified this, the MG Hector offers robust protection for adult occupants, including:

    • Crush-resistant cabin design to handle crashes.
    • It also has airbags in the front and on the sides for head and torso protection.
    • Seatbelt pretensioners, which tighten the seatbelts during a collision, reduce the risk of injury.

    MG Hector child occupant protection rating

    When it comes to child safety, the Hector is equipped with several features to ensure a secure ride:

    • It has ISOFIX child seat anchors for secure installation.
    • Higher variant models even have airbags in the back seats to keep kids in the back safer.
    • The doors and windows have special locks and controls so kids can't open them accidentally.

    MG Hector safety features list

    The MG Hector safety rating NCAP is influenced by the advanced safety features it offers, including:

    • Level-2 Adaptive Cruise Control, lane warnings, crash warnings, and automatic emergency braking
    • 360-degree camera for parking assistance
    • Hill descent control and traction control
    • Six airbags (standard in top variants)
    • Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD).
    • Tyre Pressure Monitoring System (TPMS)
    • High-tensile steel body
    • Crash sensor with engine shut-off to help prevent fires or other problems after the accident.

    FAQs

    Here are the few FAQs answered about the MG Hector plus NCAP rating.

    1. Does the MG Hector have a 5 star safety rating?

    Official Bharat MG Hector NCAP rating is yet to be released. But, its safety features and structural design indicate that it could get a good safety score.

    1. How many airbags does the MG Hector have?

    The base variant comes with dual front airbags. But the higher models have up to six airbags for added protection.

    1. What are the safety features of the MG Hector?

    Key safety features include ABS with EBD, ESP, TPMS, a 360-degree camera and up to six airbags in higher models.

    Conclusion

    The MG Hector strongly emphasises safety, featuring advanced technologies like Level-2 ADAS, a robust build, and comprehensive airbag coverage. However, it has yet to undergo official testing by Global NCAP or Bharat NCAP. If you're considering purchasing the Hector, weighing its cutting-edge safety features and the absence of independent crash test ratings is important. Despite this, the Hector remains a great option for those who value modern safety systems. To stay safe, car insurance is important, and to further ensure your safety, investing in comprehensive car insurance provides financial protection against unexpected events, covering everything from accidents to theft and natural disasters.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Honda Amaze Safety Ratings: Global / Bharat NCAP

    by mohit bohra | Apr 29, 2025

    Note: The latest third-generation Honda Amaze has not yet been crash-tested. The results discussed here are for the second generation.

    The Honda Amaze is a popular compact sedan in India, known for its stylish design, fuel efficiency and reliability. However, car safety is just as important as performance and looks. A vehicle's safety ratings help buyers understand how well it can protect its passengers in case of an accident.

    The Honda Amaze has undergone crash tests by Global NCAP, an organisation that evaluates car safety worldwide. The Honda Amaze NCAP rating is discussed in this blog, focusing on its performance in crash tests and the features that contribute to its safety.

    Honda Amaze: A Brief History

    The Honda Amaze was launched in India in 2013 as a compact sedan to compete with models like the Maruti Dzire and Hyundai Aura. Over the years, it has evolved with improved technology, design, and safety features. In 2018, the second generation was introduced with enhanced design and safety upgrades. The 2019 South Africa-spec Amaze received a 4-star rating in Global NCAP tests, while the third generation, launched in 2024, brings advanced tech and ADAS but is yet to be crash-tested.

    Honda Amaze Global NCAP safety ratings

    The Honda Amaze has undergone multiple tests with varying results:

    Year

    Adult Occupant Protection (AOP)

    Child Occupant Protection (COP)

    2019

    4 stars (14.08/17)

    1 star (8.16/49)

    2024

    2 stars (27.85/34)

    0 stars (8.58/49)

     

    The 2019 model performed better due to the testing standards at the time, whereas the 2024 Honda Amaze global NCAP rating is lower due to stricter protocols that now require additional safety features like electronic stability control (ESC) and six airbags.

     

    Honda Amaze adult occupant protection rating

    The adult occupant protection (AOP) rating assesses how well a vehicle protects the driver and the front passenger in a crash.

    2019 crash test findings:

    • Good protection for the head and neck of both driver and front passenger.
    • Adequate chest protection.
    • Marginal knee protection.
    • The body shell and footwell area were rated as stable.
    • Overall rating: 4 stars (14.08/17).

    2024 crash test findings:

    • The car's structure remained stable, but it lacked advanced safety features like ESC and side airbags.
    • Head and neck protection remained good.
    • Chest protection was still adequate but lower compared to the 2019 model.
    • The absence of additional safety features led to a lower rating.
    • Overall rating: 2 stars (27.85/34).

    Honda Amaze child occupant protection rating

    Child safety ratings in crash tests evaluate how well a car protects children in car seats.

    2019 crash test findings:

    • ISOFIX child seat anchorages were used for a 3-year-old child, preventing excessive forward movement.
    • High loads on the chest and exposure of the head during impact reduced safety.
    • The 18-month-old child's seat rotated during impact, exposing the head.
    • Overall rating: 1 star (8.16/49).

    2024 crash test findings:

    • Similar installation of child seats using ISOFIX anchorages.
    • The 3-year-old's head made contact with interior parts, reducing protection.
    • The 18-month-old child seat failed to prevent ejection, leading to a zero-star rating.
    • Overall rating: 0 stars (8.58/49).

    Honda Amaze safety features list

    The Honda Amaze includes several safety features, but it lacks some modern safety technologies that are now considered essential and have been included in the third generation. The absence of ESC and additional airbags significantly affected the 2024 Honda Amaze crash test rating.

    Standard safety features:

    • Dual front airbags
    • ABS (Anti-lock Braking System) with EBD (Electronic Brake-force Distribution)
    • ISOFIX child seat anchorages
    • Rear parking sensors
    • Seatbelt reminder for all passengers
    • High-speed alert system

    FAQs

    1. Why did the Honda Amaze get a lower rating in 2024 compared to 2019?

    The Honda Amaze NCAP rating dropped because Global NCAP updated its test protocols in 2022, adding stricter requirements like side impact tests and mandatory ESC. The Amaze did not meet these new requirements, resulting in a lower rating.

    1. Is the Honda Amaze still a safe car?

    The Honda Amaze has a stable body shell, but it lacks key safety features like an ESC and additional airbags, making it less safe than newer cars.

    Conclusion

    The Honda Amaze has seen significant changes in safety ratings over the years. While it performed well in 2019 with a 4-star rating, the 2024 Honda Amaze crash test rating dropped to 2 stars due to stricter testing requirements. In India, third party car insurance is mandatory and covers damages to other vehicles, property or individuals in case of an accident. However, a comprehensive four wheeler insurance is essential as it provides additional coverage for your car, protecting it against damages from accidents, theft, natural calamities and other unforeseen events, ensuring complete financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Car Gearbox Types: Components & Manufacturing Process

    by mohit bohra | Apr 29, 2025

    Have you ever wondered how your car can speed up or slow down smoothly when you press the pedal? The secret lies in the automobile gearbox. It is a crucial component that adjusts the power from the engine to ensure your car moves just as you need it to. It is essential for a smooth ride—helping you change speeds effortlessly. This blog discusses how the gearbox works, its components and the various types that keep vehicles running smoothly.

    Car gearbox components

    A car gearbox includes several key parts that work together to manage the speed and power of your vehicle. Things you will find inside a gearbox include:

    • Clutch shaft: The drive or clutch shaft transfers power from the engine to the gearbox and starts spinning when the clutch engages.
    • Counter shaft: This contains various gears and is essential to deliver the torque or turning power to your car's wheels.
    • Main shaft: Also known as the output shaft, this shaft is designed with ridges and teeth to ensure smooth gear shifting and transfer the necessary torque to your car.
    • Bearings: These help reduce friction by supporting the moving shafts inside the gearbox, making everything run more smoothly.
    • Gears: These are crucial for transferring power from one part of the gearbox to another. The effectiveness of the gears depends on their design, which includes the number of teeth and their size.

    Car gearbox types

    Cars use different types of gearboxes to suit various driving needs and preferences. Here are the various car gearbox types:

    • Manual gearbox: This type of gearbox lets the driver pick the gears manually using a gear stick and a clutch. It gives the driver full control over the car's speed and power.
    • Automatic gear box: This gearbox automatically shifts gears based on speed and driving conditions, making driving easier by eliminating manual gear changes. Automatic car gear types are convenient as they use a complex system of hydraulics and sensors to ensure smooth gear transitions.
    • Continuously variable transmission (CVT): The CVT uses a belt and pulley system that adjusts seamlessly and allows the car to find the best possible power and efficiency at any speed. CVTs provide a smooth, "shiftless" ride, allowing the engine to stay at its most efficient RPM for different driving conditions.
    • Dual clutch transmission (DCT): The DCT has two clutches for separate gear sets, enabling quick, smooth shifts without power loss. This type of gearbox combines the efficiency and control of a manual transmission with the convenience of an automatic.

    Car gearbox machining processes

    Creating parts for a gearbox involves detailed machining processes that ensure high performance and durability. Here’s a quick look at the process:

    • Preparation of the gear blank: The first step involves preparing the gear blank. It is typically made from steel, aluminium or powder metallurgy alloys. Shaped to the specifications, it sets the base for further machining.
    • Gear cutting: Gear teeth are cut into the blank using hobs or form cutters. Common processes include hobbing (cutting teeth in a spiral motion), milling (removing material with a rotating cutter) and broaching (using a toothed tool for precise, complex shapes).
    • Heat treatment (optional): Cut gears may undergo heat treatment to enhance toughness and wear resistance. This involves quenching (rapid cooling after heating) followed by tempering to reduce brittleness.
    • Finishing: The next step is finishing. Gears are refined through grinding, honing or lapping to ensure a smooth surface and precise fit with other gear components. Grinding provides high precision and smooth finishes, honing removes small irregularities and smooths the surface of the gears and lapping further refines the surface to improve the fit and finish.
    • Inspection and quality control: The final step involves thoroughly inspecting the gears for accuracy in dimensions, tooth profile and overall geometry. Advanced measuring tools and techniques ensure that each gear meets the strict standards required for performance and reliability before assembling them into the gearbox.

    Conclusion

    The gearbox helps your car shift smoothly and run efficiently. Just as the gearbox must be well-maintained and understood for optimal function, protecting your vehicle with comprehensive car insurance is also essential. Comprehensive car insurance shields you from the financial strain of unexpected repairs or replacements of the gearbox and other critical components. It ensures your vehicle remains in good condition without breaking the bank.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Wagon R NCAP Rating: Safety Features

    by mohit bohra | Apr 29, 2025

    The Maruti Suzuki Wagon R, affectionately called the "Wagon" by its loyal fans, has become a staple on Indian roads. Known for its practicality, affordability, and iconic design, the Wagon R has earned its place as one of India's most popular compact cars. As it continues to serve millions of drivers, let us look closely at Wagon R safety rating—they will help you understand how well this car protects its passengers.

    Wagon R: A brief history

    The Maruti Suzuki Wagon R made a striking debut in 1999. The car distinguished itself in the compact car segment of India with its innovative design, which included an airy cabin and good visibility. On top of all these, the Wagon R was accessibly priced and practically designed. It captivated India's growing middle class and sold over a lakh units in its first year. It kept pace with consumer expectations with enhanced design, engine performance and safety standards.

    Wagon R global NCAP safety ratings

    The Maruti Suzuki Wagon R has recently been scrutinised under the stringent Global NCAP safety tests. These tests measure a vehicle's ability to protect occupants during collisions. Here, it revealed some concerns. The Wagon R earned a 1-star rating of a possible five for adult occupant protection, with a 19.69 out of 34 score. This score indicates the need to improve the car's structural integrity and safety features to meet global expectations.

    Wagon R adult occupant protection rating

    The Wagon R's structural integrity was questioned during the NCAP safety tests. It showed large weaknesses during high-impact collisions. The absence of vital features like Electronic Stability Control (ESC), which helps prevent accidents by improving vehicle control and reducing skidding, further diminishes the Wagon R car safety rating.

    Wagon R child occupant protection rating

    The safety of children in the Wagon R is particularly concerning, as evidenced by its 0-star rating and a low score of 3.40 out of 49 in the NCAP tests. ISOFIX anchorages are essential for the secure attachment of child seats in a car. The Wagon R car lacks this, which plays a significant role in this poor rating. The absence of 3-point seat belts in all seating positions jeopardises child safety further. This makes the Wagon R a less favourable option for families with young children.

    Wagon R safety features list

    Despite the challenges highlighted by the Wagon R crash test rating, the car has several safety features designed to reduce risks and improve passenger protection. They include:

    • Dual front airbags: These shield the driver and the front passenger during frontal impacts and help mitigate the risk of severe injuries.
    • Anti-lock braking system (ABS) with electronic brakeforce distribution (EBD): This system helps prevent wheel lock-up during emergency braking, allowing the driver to maintain control and minimise skidding. EBD further enhances braking by evenly distributing force across all wheels, improving stability and efficiency during sudden stops.
    • Rear Parking Sensors: These alert the driver to potential obstacles behind the vehicle while reversing and help avoid collisions.

    FAQs

    1. What is the Maruti Suzuki Wagon R safety rating according to recent assessments?

    The safety rating of Wagon R, as evaluated by the Global NCAP, is currently a 1-star for adult occupant protection.

    1. How does the new Wagon R's safety rating compare to previous models?

    The new Wagon R safety rating has remained consistent with previous models. It has no significant improvement in structural safety or added safety features.

    1. Can you detail the Maruti Wagon R safety rating improvements needed?

    Improvements in structural integrity and the inclusion of advanced safety features like ESC and better child protection measures are essential to improve the Maruti Wagon R safety rating.

    1. What is the overall safety rating of the Wagon R for current models?

    The overall Suzuki Wagon R safety rating continues to be low. It requires specific advancements in adult and child occupant protections to meet higher safety standards.

    Conclusion

    The Maruti Suzuki Wagon R remains a popular choice on Indian roads and is valued for its practicality and affordability. However, given its safety ratings, potential buyers must also think about some additional protection. Opting for a comprehensive car insurance policy can significantly mitigate financial risks in the event of an accident. You should also secure third party car insurance covering other vehicles and property damages and safeguarding against unforeseen liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Tata Tigor NCAP Rating: Safety Features

    by mohit bohra | Apr 29, 2025

    The Tata Tigor, a car from the house of Tata Motors, has been making news for its attractive design, cost and safety features. As Indian customers grow increasingly safety-conscious, global NCAP scores have emerged as an accepted standard for judging how well a car protects its passengers. This blog will provide all the important information about the NCAP rating for the Tata Tigor.

    Tata Tigor: A brief history

    The Tata Tigor, a sleek subcompact sedan, debuted in the Indian automotive market in March 2017. It developed as the sedan counterpart of the successful Tiago hatchback. The Tigor was created under Tata's IMPACT design philosophy to produce visually attractive automobiles.

    In 2020, the Tigor underwent a comprehensive redesign with a revised external style, better amenities and BS6-compliant engines. This update helps retain the car's competitiveness in the market. That same year, Tata introduced a factory-fitted CNG variant for budget-conscious and eco-friendly buyers.

    Tata Tigor Global NCAP safety ratings

    Safety has become a crucial issue for car buyers in India, and Global NCAP (New Car Assessment Program) scores serve as an important standard for judging vehicle safety. The global NCAP rating for Tata Tigor shows Tata Motors' drive to build better cars.

    In the 2020 Global NCAP crash tests, the Tigor safety rating is:

    • Adult Occupant Protection: 4 stars (12.52 out of 17 points)
    • Child Occupant Protection: 3 stars (34.15 out of 49 points)

    These scores are based on a thorough testing method that examines a vehicle's ability to protect its passengers in different crash scenarios.

    Tata Tigor adult occupant protection rating

    The Tata Tigor NCAP rating demonstrated excellent safety for the driver and front passenger heads. The front passenger's chest offers appropriate protection, a positive characteristic of the car's safety architecture.

    The knee areas for both the driver and front passenger showed limited protection, with potential impact risks from dashboard items. The Tigor offers acceptable shin protection for the driver and excellent protection for the front passenger. However, the footwell's stability needs improvement.

    Tata Tigor child occupant protection rating

    Child safety is critical to car design, and the Tigor's 3-star grade suggests good performance. The Global NCAP Tata Tigor tests involved child seats intended for 1.5-year-old and 3-year-old children, which were put in the rear-facing position and fastened with adult safety belts.

    The Tigor stopped unnecessary forward movement during a crash in both test situations. The child occupants' chests and heads were also well protected, crucial for reducing harm to young travellers. The tested Tigor lacked ISOFIX anchorages, but they are available in current models.

    Tata Tigor safety features list

    The following features improve the Tata Tigor safety rating, protecting against crashes and threats:

    • Dual front airbags (standard across all versions)
    • Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD)
    • Rear parking sensors
    • Reverse parking camera (on select versions)
    • Seat belt warnings for driver and front passenger
    • Engine immobiliser to avoid illegal access
    • Central locking system with remote keyless entry
    • Front fog lamps for better vision in bad weather
    • Rear defogger

    FAQs

    1. What is the Global NCAP grade of Tata Tigor?

    The Tata Tigor has earned a 4-star rating for adult occupant protection and a 3-star rating for child occupant protection in Global NCAP crash tests.

    1. What safety features are offered in the Tata Tigor?

    The Tata Tigor, among other features, is equipped with dual front airbags, ABS with EBD, corner stability control, back parking sensors, a reverse parking camera and seatbelt alerts for the driver and front passenger.

    1. What is the price range of the Tata Tigor in 2024?

    The Tata Tigor, depending on its version and features, is priced between ₹6.00 lakh and ₹9.50 lakh (ex-showroom).

    Conclusion

    The Tata Tigor proves Tata Motors' resolve to make better cars for Indian roads. The NCAP rating of Tata Tigor is 4-star for adult passengers and 3-star for kid occupants. The Tigor offers a level of safety that beats many of its competitors in the same price range.

    When buying a safety-focused car like the Tata Tigor, it's equally important to protect your investment with comprehensive car insurance, which provides financial security against damage, theft and third-party claims. Purchasing car insurance online allows easy policy comparison, with many insurers offering special rates for safer cars.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Maruti S-Cross NCAP Ratings: Safety Features

    by mohit bohra | Apr 29, 2025

    The Maruti Suzuki S-Cross, a luxury crossover SUV, made its mark in the Indian market with its stylish design, roomy cabins and reliable performance. Launched in 2015, it was Maruti’s entry into the luxury market, sold primarily through NEXA stores. This blog will study the Maruti Suzuki S cross safety rating, its protection features and how it fares regarding passenger security.

    Disclaimer: The Maruti Suzuki S-Cross was discontinued in India in 2022. However, the information in this blog represents the vehicle’s safety scores and features during production.

    S Cross: A brief history

    The Maruti Suzuki S-Cross is a luxury crossover SUV that marked Maruti’s entry into the premium car segment and was originally sold through the NEXA store chain. The S-Cross was created to combine an SUV-like style and the hatchback's convenience, making it a popular choice among Indian buyers.

    Over the years, the S-Cross has experienced multiple updates, including form changes and BS6-compliant engine improvements. However, one of its major highlights is its safety features, which have won impressive crash test scores.

    S Cross Global NCAP safety ratings

    The Maruti Suzuki S cross Global NCAP rating isn’t available as the ASEAN NCAP tested it as part of its safety review for the Southeast Asian market. It earned a 5-star safety grade, showing its great build quality and passenger security.

    Key highlights of the Maruti S Cross safety rating:

    • Adult Occupant Protection: 5 stars
    • Child Occupant Protection: 4 stars
    • Crash Test Speed: 64 km/h
    • Structural Integrity: Stable

    The 5-star grade is a testament to the car’s internal safety and effective restraint systems, which provide improved rider protection in an accident.

    S Cross adult occupant protection rating

    In ASEAN NCAP tests, the S-Cross showed good results in adult passenger safety. During the frontal collision test, the driver's and passenger's chest and head parts showed good safety levels. Safety information for adult occupants:

    • Frontal Impact: Effective head and neck safety.
    • Side Impact: The car showed good safety for the chest and hips.
    • Seatbelt Pretensioners: Helped reduce forward movement during crashes.
    • Airbags: The dual front airbags avoided direct head impact with the dashboard.

    The S-Cross's stable body shell improved the vehicle's total crashworthiness, improving its adult passenger protection grade.

    S Cross child occupant protection rating

    The S-Cross did well in both NCAP tests regarding child safety. The Suzuki S cross safety rating was 4-star for child passengers. Child safety highlights:

    • ISOFIX Child Seat Anchors: The S-Cross is equipped with ISOFIX mounts, providing safe fitting of child seats.
    • Crash Test Dummies: The kid dummies, simulating a 3-year-old and 18-month-old, were well protected and low impact force was recorded during the crash.
    • Seatbelt Restraints: Proper seatbelt attachment ensured lessened movement of child seats.

    The vehicle’s general design promises a lessened effect on child riders, making it a family-friendly choice.

    S Cross safety features list

    The Maruti Suzuki S-Cross has a range of safety measures that add to its good safety scores. Here are some of the key safety features:

    Active Safety Features:

    • ABS with EBD: Enhances stopping efficiency and steadiness.
    • Hill Hold Assist: Prevents the car from rolling backward on inclines.
    • Brake Assist: Helps apply maximum stopping force during situations.

    Passive Safety Features:

    • Dual Front Airbags: Protect the driver and front passenger during direct crashes.
    • ISOFIX Child Seat Anchors: Ensure safe and secure fitting of child seats.
    • Front Seatbelt Pretensioners and Load Limiters: Reduce seatbelt slack during collisions, keeping riders firmly secured.
    • High-Tensile Steel Frame: This reinforces the car’s frame, improving crash safety.

    FAQs

    1. Is the S-Cross a safe car?

    Yes, the Maruti Suzuki S cross NCAP rating is 5-star from ASEAN NCAP, making it one of the best cars in its class.

    1. Does the S-Cross have side airbags?

    No, the S-Cross comes with dual front airbags only.

    1. Does the S-Cross offer kid car anchors?

    Yes, the S-Cross is equipped with ISOFIX child seat mounts, providing safe and secure fitting of child seats.

    1. Is the S-Cross safe for highway driving?

    The stable body shell, ESP and ABS make the S-Cross safe for highway driving. It also provides good handling and stopping performance, even at high speeds.

    Conclusion

    The Maruti Suzuki S-Cross is a safe and reliable crossover SUV, providing excellent safety for people and children. S cross safety rating shows its strength in crash safety and passenger security.

    While the S-Cross's amazing safety features offer peace of mind, combining these with comprehensive four wheeler insurance is important for full protection. Third party car insurance is required in India and covers losses to other vehicles or property in a crash. However, owners should consider a comprehensive insurance plan that protects against theft, natural disasters and car damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Toyota Hyryder NCAP Ratings: Safety Features

    by mohit bohra | Apr 29, 2025

    The Toyota Urban Cruiser Hyryder is a compact SUV offered in both mild-hybrid and strong-hybrid variants. Competing with popular models like the Maruti Suzuki Grand Vitara and Hyundai Creta, the Hyryder is tailored for those who prioritise fuel efficiency, advanced features and safety — a fact evidenced by the Toyota Hyryder's global NCAP rating.

    Toyota Hyryder: A brief history

    The Toyota Urban Cruiser Hyryder was launched in India on September, 2022 in the SUV segment. With over 25 years of hybrid expertise and 20 million hybrid sales worldwide, Toyota introduced this model to meet the demand for eco-friendly vehicles. The Hyryder combines a petrol engine with an electric motor, offering better fuel efficiency and lowering carbon emissions. It provides a smooth, quiet ride with its modern safety features while supporting Toyota’s goal of reducing environmental impact.

    Toyota Hyryder global NCAP safety ratings

    Safety is a paramount concern for any car buyer, and Toyota understands this  importance. The Toyota Hyryder, tested by Global NCAP, has impressive safety credentials, making the car ideal for people with young families.

    Toyota Hyryder adult occupant protection rating

    Toyota has equipped the Hyryder with a host of safety features to ensure comprehensive protection for its passengers. The Toyota Hyryder global NCAP rating is a commendable 4-star for adult occupant protection with a score of 13.52 points out of 17.

    Toyota Hyryder child occupant protection rating

    The Hyryder is also well-equipped to protect younger passengers. It features ISOFIX child seat anchors and child safety locks as standard. These features reduce the risk of injury when accidents happen. They also offer secure attachment points for child seats and prevent accidental door openings.

    In the global NCAP assessments, the Toyota Hyryder NCAP rating for child occupant protection is 3 stars, scoring 36.68 out of a total of 49 points. This rating highlights the vehicle’s capabilities to safeguard children from the jolts and impacts of both everyday commutes and more severe collisions.

    Toyota Hyryder safety features list

    The Toyota Hyryder NCAP crash tested various safety features designed to protect passengers and improve vehicle stability under different driving conditions, like:

    • Electronic stability program (ESP): Helps maintain control by automatically applying brakes and adjusting engine power to prevent skidding or loss of control during challenging driving situations.

    • Traction control system: Reduces or prevents wheel spin when accelerating on slippery surfaces helping maintain traction and stability.

    • Hill hold control: Prevents the vehicle from rolling back on slopes when the brake is released, making hill starts safer and easier.

    • Tyre pressure monitoring system: Constantly checks the pressure in each tyre and alerts the driver to any significant variations that could lead to decreased performance or increased risk of a tyre-related accident.

    • Six airbags: Includes front, side, and curtain airbags that deploy in the event of a collision to provide cushioning and protection to occupants throughout the vehicle.

    • ISOFIX child seat anchors: Standardised fittings that secure child seats directly to the vehicle's frame reducing the likelihood of injury in an accident.

    • Automatic headlamps: Sensors that detect low-light conditions, automatically activating the headlights to improve visibility.

    • Anti-lock braking system (ABS) with electronic brakeforce distribution (EBD): Prevents the wheels from locking during emergency braking and allows the driver to maintain control while evenly distributing brake force across the wheels for more effective stopping.

    FAQs

    1. What is the NCAP rating of Toyota Hyryder?

    The Toyota Hyryder NCAP rating from Global NCAP is 4 stars for adult safety and 3 stars for child safety.

    1. How did the Toyota Hyryder perform in its NCAP crash test?

    In the Toyota Hyryder crash test, the car demonstrated strong safety, earning a Global NCAP rating of 4 stars for adult occupant protection and 3 stars for child occupant protection.

    1. What does the Toyota Hyryder NCAP safety rating indicate about its safety features?

    The Toyota Hyryder global NCAP rating indicates robust safety features. It has a 4-star adult safety rating and a 3-star child safety rating. This underscores its effective protective technologies and structural integrity in crash scenarios.

    Conclusion

    According to its NCAP ratings, the Toyota Hyryder is highly rated for safety and features eco-friendly hybrid technology. You must ensure that such a valuable vehicle is protected by a car insurance policy. Having comprehensive third party car insurance protects you against unexpected damages and offers financial protection so you can enjoy your Hyryder freely.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Maruti Fronx NCAP Ratings: Safety Features

    by mohit bohra | Apr 29, 2025

    Maruti Suzuki has launched the Fronx as a new compact SUV for urban drivers who value style, performance, and safety. This car competes in the crowded market with rivals like the Hyundai Venue, Kia Sonet, and Tata Nexon. It is available with two engines: a 1.2-litre K-Series petrol and a 1.0-litre Boosterjet turbo-petrol—each is designed to provide an efficient yet powerful driving experience.

    Maruti Fronx: A brief history

    Fronx was introduced by Maruti Suzuki in 2023, and it marks a significant milestone in the company's long-term strategy, which began as early as 2014. As part of the Nexa range, the Fronx is strategically positioned as an entry-level SUV. However, it also stands out by offering affordability and style. It specifically caters to the younger demographic seeking a vehicle that combines practical functionality with an appealing design.

    Maruti Fronx global NCAP safety ratings

    The safety of the Maruti Suzuki Fronx is a significant concern for potential buyers. While official Global NCAP and Bharat NCAP ratings are pending, Maruti Suzuki has equipped the Fronx with an array of safety features that are expected to meet stringent standards. Historically, vehicles built on Suzuki's Heartect platform have achieved NCAP scores ranging from 2 to 4 stars, though these scores can vary by model and market. However, Fronx aims to set a new benchmark for the brand.

    Maruti Fronx adult occupant protection rating

    The Maruti Fronx has been designed with a strong focus on adult occupant safety. The vehicle includes several features intended to enhance protection. Standard safety measures include dual front airbags and seat belts with pre-tensioners, which help to mitigate injury in the event of a collision. The structure of the Fronx is built on the Heartect platform. It is engineered to absorb and disperse crash energy effectively. In addition to that, the inclusion of advanced safety technologies such as Electronic Stability Control (ESC) and Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD) further contributes to the safety of adult occupants by preventing accidents before they occur.

    Maruti Fronx child occupant protection rating

    The Maruti Fronx is equipped with ISOFIX child seat anchors, which is a standard feature that ensures child seats can be securely fastened. It minimises the risk to young passengers in a crash. The vehicle also includes child safety locks on the rear doors. This provides added protection for younger occupants.

    Maruti Fronx safety features list

    The Maruti Fronx is outfitted with an impressive array of safety features designed to protect both drivers and passengers. Here is a comprehensive list of Maruti Fronx safety rating:

    • Dual Front Airbags: Available across all variants, these airbags provide critical protection for the driver and front passenger in the event of a frontal collision.
    • Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD): This system helps maintain control of the vehicle during sudden stops by preventing the wheels from locking up and helps distribute brake force evenly.
    • Reverse Parking Sensors: These sensors alert the driver to obstacles behind the vehicle. It makes reversing safer and more convenient, particularly in tight spaces.
    • Hill Hold Assist: This feature prevents the vehicle from rolling back on an incline. This makes it easier to move from a stop on steep roads.
    • Electronic Stability Program (ESP): ESP enhances the vehicle's stability by detecting and reducing loss of traction during sharp turns and sudden movements.
    • Brake Assist (BA): Provides additional braking power during emergency stops and helps to reduce the stopping distance significantly.
    • High-Speed Alert System: Automatically alerts the driver when exceeding a pre-set speed limit and promotes safer driving habits.
    • Seatbelt Reminder for Front Seats: Ensures the driver and front passenger are reminded to fasten their seatbelts before the vehicle moves.

    Additional Maruti Suzuki Fronx safety rating include:

    • Side and Curtain Airbags: These airbags are Available in higher variants. They offer added protection against side-impact collisions and safeguard occupants along the vehicle's perimeter.
    • Hill Descent Control: This feature assists in controlling the vehicle's speed when descending steep or slippery slopes.
    • ISOFIX Child Seat Mounts: Provides secure anchor points for child seats. This makes sure that the youngest passengers are safely restrained.

    FAQs

    1. What is the anticipated Maruti Fronx NCAP rating?

    The Maruti Fronx NCAP rating has not yet been released. Given its comprehensive safety features, expectations are high for a strong performance in NCAP assessments.

    1. How does the Maruti Suzuki Fronx NCAP rating compare to competitors like the Tata Punch?

    The NCAP rating of Fronx is expected to closely match or surpass competitors like the Tata Punch, which already boasts a high safety rating. However, the official ratings are still pending.

    1. What is the significance of the Suzuki Fronx safety rating by NCAP?

    The Suzuki Fronx safety rating will be important to assess its safety and reliability.

    Conclusion

    Though the NCAP safety rating of Fronx is yet to come, its extensive safety features nudge us to remind you of the importance of securing a car insurance policy. This includes third party car insurance as well. Insurance ensures financial protection against accidents, theft and other damages. It will allow you to enjoy the capabilities of this car fully with great peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best FASTag providers in India

    by mohit bohra | Apr 29, 2025

    In recent years, India's transportation infrastructure has witnessed significant advancements, with the introduction of FASTag being a pivotal development. FASTag is an electronic toll collection system that employs Radio Frequency Identification (RFID) technology, enabling automatic toll payments directly from a linked prepaid or savings account. This system reduces congestion at toll plazas and promotes a seamless travel experience for motorists. As more providers enter the market, finding the͏ best FAS͏T͏ag i͏n͏ India becomes essential to ensure seamless toll transactions͏ and added benefits. As more providers enter the market, finding the best FASTag in India becomes necessary to ensure seamless toll transactions and added benefits.

    How to get FASTag in India

    Acquiring a FASTag in India is a straightforward process, with multiple avenues available:

    • Authorized banks: Several banks, including ICICI Bank, HDFC Bank, Axis Bank, and State Bank of India (SBI), are authorized to issue FASTags. Applicants can visit the respective bank branches or apply online through the bank's portal.
    • Digital payment platforms: While platforms like Paytm previously offered FASTag services, regulatory changes have impacted their status. It's advisable to verify the current authorization status of such platforms before proceeding.
    • Point of Sale (POS) locations: The National Highways Authority of India (NHAI) has established POS locations at various toll plazas and transport hubs where motorists can purchase FASTags.

    Required documents:

    1. Vehicle Registration Certificate (RC): A copy of the vehicle's RC is mandatory.
    2. Identification Proof: Documents such as an Aadhaar card, Passport, or driving license.
    3. Passport-sized Photograph: Recent photographs may be required.

    Upon submission and verification of these documents, the FASTag is activated and can be affixed to the vehicle's windshield, facilitating automatic toll payments.

    List of best FASTag for car in India

    Choosing the best FASTag provider in India involves evaluating factors like ease of recharge, customer support, and additional benefits. Here are some top providers as of 2025:

    1. ICICI Bank FASTag: ICICI Bank leads the market with an extensive customer base and a user-friendly digital platform. Offering features such as real-time transaction alerts and seamless recharge options, it is regarded as one of the best FASTag providers in India. ICICI Bank FASTag is widely accepted across toll plazas, ensuring smooth travel for car owners.
    2. HDFC Bank FASTag: HDFC Bank's FASTag is known for its seamless recharge options and efficient customer service. Its mobile app integration allows users to manage their FASTag account with ease. The bank's robust support system further enhances its reputation as one of the best FASTag for car in India.
    3. Axis Bank FASTag: Axis Bank's FASTag service offers instant recharge, detailed transaction alerts, and extensive acceptance at toll plazas. With a dedicated support team and secure digital platform, it is considered among the best FASTag India has for smooth travel experiences.
    4. State Bank of India (SBI) FASTag: SBI's FASTag service is widely accessible due to the bank's extensive branch network. SBI FASTag can be recharged through the YONO app, ensuring a hassle-free experience for vehicle owners. This reliability makes it one of the best FASTag for car users seeking convenience.
    5. Kotak Mahindra Bank FASTag: Offers a simple FASTag application process with minimal documentation requirements. With fast activation and secure digital payment channels, this FASTag is gaining popularity as one of the best FASTag in India.
    6. IDFC First Bank FASTag: IDFC First Bank's FASTag service offers efficient customer support and an easy-to-use digital platform. The bank's focus on minimal fees and quick issue resolution makes it a trusted choice for those seeking the best FASTag for car in India.
    7. Equitas Small Finance Bank FASTag: Provides a convenient FASTag service with low joining fees and effective account management features. Its growing popularity among car owners reflects its status as one of the best FASTag providers in India.

    FAQs

    1. Which is the best FASTag provider in India?

    Due to their market share and customer benefits, ICICI Bank and HDFC Bank are considered the best FASTag provider in India.

    1. How much does a FASTag cost?

    FASTag costs vary by provider but usually include a joining fee, security deposit, and minimum balance, ranging from Rs 100 to Rs 500.

    1. What happens if a FASTag has insufficient balance?

    According to recent guidelines, vehicles are allowed to pass through toll plazas if the FASTag account or wallet balance is non-negative. However, it's important to note that if a FASTag has been blacklisted due to insufficient funds or other reasons, the transaction will be declined, and the user may be required to pay the toll fee in cash.

    1. Can one FASTag be used for multiple vehicles?

    Each͏ FAS͏Tag͏ is ͏linked͏ to a specific vehicle ͏registration͏ number. Vehicle owners must obtain separate FASTags for each car.

    Conclusion

    Selecting͏ the best͏͏ FAST͏ag ͏in India is͏ crucial͏ for͏ ensuring͏ ͏seamless ͏and efficient travel.͏ However, investing in a car insurance policy that secures your vehicle against a range of unforeseen events is equally important. Third party car insurance is mandatory, however, a comprehensive policy ensures you're financially secure in case of accidents, damage repair and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • FASTag transfer: Bank change made easy

    by mohit bohra | Apr 29, 2025

    In today's fast-moving world, where speed and ease are crucial, FASTag has emerged as a cornerstone for efficiently paying toll charges across India's vast network of roads. However, situations may cause users to change their FASTag provider bank, such as better customer service, lower fees or added benefits.

    The question then becomes, how to transfer FASTag to another bank? While the process is not as easy as moving funds between bank accounts, it is possible with some know-how and the appropriate paperwork.

    How to change your FASTag bank

    FASTag transfer to another bank requires specific steps to ensure a smooth move. Transferring your FASTag includes closing your existing account with your present bank and then asking for a new one with your chosen organisation.

    This process ensures that there are no duplicate FASTags for a single car, which would confuse the toll collection system. Here’s how to transfer FASTAg from one bank to another.

    1. Close your existing FASTag account

    Before you can get a new FASTag from another bank, you need to close your current one. To do this, contact your current provider’s customer service or log in to their online portal.

    Navigate to the ‘Account Closure’ section, enter the required details (such as your vehicle number and account information) and follow the closure process as instructed.

    1. Withdraw your balance

    According to IHMCL (Indian Highways Management Company Limited), money cannot be easily taken from the FASTag account. However, after successful deactivation, all leftover value and security will be returned to your bank account.

    1. Get a new FASTag from another bank

    Once your FASTag account is closed, you can apply for a new one from one of the 32 approved banks. These include Airtel Payments Bank, ICICI, SBI, Axis Bank, Bank of Baroda and many others.

    How to Buy a New FASTag

    You have two options for purchasing a new FASTag:

    • Offline purchase: You can buy a FASTag at any of the following locations:
    1. Visit any NH (National Highway) toll plaza
    2. Check Point-of-Sale sites set up by the 26 member banks (over 40,000 spots available)
    3. Visit the chosen stores of the 26 approved banks
    4. Visit RTOs or travel hubs
    • Online purchase:
    1. For NHAI (National Highway Authority of India) FASTag: Visit e-commerce websites
    2. For bank-issued FASTags: Purchase from various bank websites or apps
    • ICICI Bank (through iMobile App)
    • Axis Bank website
    • HDFC Bank website
    • IDFC First Bank website
    • Airtel Payments Bank (via Airtel App)

    Documents required to transfer FASTag to another bank

    When registering for a new FASTag, you'll need to submit:

    • Registration Certificate (RC) of the vehicle
    • Passport-size picture of the vehicle owner
    • KYC papers (such as PAN card, Aadhaar card or driving license)

     

    Things to keep in mind while transferring FASTag to another bank account

    You must keep these things in mind in order to transfer FASTag from one bank to another:

    • One vehicle, one FASTag: According to IHMCL rules, you cannot use two FASTags for one vehicle. Only one will be live; in most cases, another tag will not be given until the current one is removed.
    • What to do if the bank isn't closing your FASTag account: If you face problems closing your FASTag account, you can raise a report against the bank at the NHAI FASTag customer care number 1033.
    • For FASTag users with a remaining balance: If you have any balance in your FASTag account, you can apply for a refund.

    FAQs

    1.  Can I transfer my existing FASTag balance to a new bank?

    No, you cannot directly transfer your balance from one FASTag to another. You need to close your existing FASTag and request a refund of the balance before getting a new one from another bank.

    1.  How long does it take to close my existing FASTag account?

    The process typically takes 7-10 working days, though it may vary depending on your bank's procedures.

    1.  Will I need to pay again for a new FASTag?

    You'll need to buy a new FASTag from your chosen bank, which usually costs around ₹200-500, depending on the bank, security deposit amount and car class.

    1.  Can I use my old FASTag while waiting for the new one?

    Your old FASTag will be deactivated once you initiate the closure process. It is advisable to plan the transition when you won't be travelling extensively.

    1.  Is there a limit to how many times I can port FASTag?

    There is no official limit, but frequent FASTag port is discouraged as each change requires deactivation and new registration.

    Conclusion

    The transfer of FASTag from one bank to another includes ending your current FASTag account, requesting a new one with your chosen bank and having the necessary documentation. Although the process takes effort, it allows you to benefit from the unique offers and services different banks provide.

    Ensure you always have a valid FASTag, as it is mandatory in India. Additionally, follow speed limits and maintain essential documentation, such as your Registration Certificate (RC), valid license and car insurance.

    Many banks now offer integrated services, allowing you to renew or purchase car insurance online conveniently. While third party car insurance is legally required in India, opting for comprehensive coverage is highly recommended. A comprehensive policy provides broader protection, covering your vehicle against theft, fire, accidental damage and various non-collision incidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • FASTag transaction history: A complete guide

    by mohit bohra | Apr 29, 2025

    FASTag has changed toll payments on Indian roads by eliminating the need for cash transactions and cutting wait times at toll plazas. This digital toll payment method uses Radio Frequency Identification (RFID) technology to take toll charges from a prepaid card instantly.

    As a FASTag user, knowing your transaction history is crucial for controlling costs and ensuring accurate toll payments. If you're wondering how do I check FASTag transaction history, read below to get a detailed insight on the steps involved. 

    What is a FASTag transaction history?

    A FASTag transaction history is a complete record of all actions connected with your FASTag account. It records every toll payment made through your FASTag, giving important information such as:

    • Transaction date and time
    • Name, location and code of the toll station
    • Transaction amount
    • Vehicle license number
    • Vehicle class
    • Transaction ID
    • Transaction status
    • Balance in your FASTag wallet

    How to check the FASTag transaction history: Common steps for any bank

    Checking your FASTag transaction information is simple. Here's how to check FASTag transactions across different banks and FASTag issuers:

    Mobile banking apps

    Mobile banking apps enable you to check your FASTag transaction records. Here's how to check transaction history of FASTag through banking apps:

    • Download your bank's mobile app from the Google Play Store or Apple App Store
    • Log in to your account using your credentials
    • Navigate to the FASTag or funds section. Look for "FASTag Recharge" or similar options
    • Enter your car registration number or wallet ID
    • View your transaction log showing all recharges and payments

    Online banking portal

    Here's how to see FASTag transactions through your bank's website

    • Visit your bank's official website
    • Log in using your credentials
    • Navigate to the FASTag section
    • Access your purchase records
    • View or download your full transaction statement

    NETC portal

    The National Electronic Toll Collection (NETC) site lets you check your FASTag accounts regardless of your FASTag issuer. Here's how to view FASTag transactions through the NETC portal:

    • Visit the NETC site
    • Log in using your credentials
    • Access your FASTag transaction history

    Check by vehicle registration number

    You can also check your FASTag transaction history by vehicle number through the following steps:

    • Visit your bank's website or the NETC page
    • Look for an option to search by car number
    • Enter your vehicle's plate number
    • View the transaction history for that car

    SMS Alerts

    FASTag providers send SMS alerts for each transaction. Check for these alerts on your mobile number to keep track of your recent activities.

    Customer Care

    If you can't view your transaction information online, you can call your FASTag issuer's customer care service. They can also send your purchase information via SMS or email upon request.

    Why monitor your FASTag transaction?

    Regularly checking your FASTag transaction information offers several key benefits, such as:

    1. Expense tracking: Monitoring your transaction records lets you track toll costs over time.
    2. Identifying discrepancies: Sometimes, toll plazas might incorrectly charge your FASTag account. Regularly checking your transaction information lets you quickly spot any gaps or suspicious activities.
    3. Account reconciliation: Comparing your FASTag bill with your payment method and bank account helps ensure accuracy in your financial records.
    4. Payment proof: Your FASTag account is proof of payment for toll charges, which can be useful for tax reasons or cost claims.

    Benefits of checking FASTag transaction history

    Checking your FASTag account online offers several advantages:

    1. Convenience: Access your transaction information anytime, anywhere, without visiting a branch
    2. Transparency: Confirm toll charges and verify payments
    3. Simplified record-keeping: Easily track and plan your toll costs
    4. Easy spending reporting: Streamline spending claims and tax reports

    FAQs

    • How often should I check my FASTag transaction history?

    You should check your FASTag transaction records at least once a month or more frequently if you frequently travel on highways.

    • Can I download my FASTag transaction information for record-keeping?

    Yes, most bank sites and the NETC website allow you to download your FASTag transaction log as a PDF or Excel file.

    • What should I do if I notice a wrong charge in my FASTag transaction history?

    If you spot any difference, instantly call your FASTag issuer's customer care service with the transaction information. They will examine and resolve the issue.

    Conclusion

    With FASTag now required for all four-wheelers across India, it is important to understand how to check your transaction records. Regularly tracking your FASTag transactions ensures transparency, helps budget management and lets you quickly identify and fix any issues.  When driving, ensure legal compliance by using FASTag, following speed limits and carrying essential documents such as your vehicle's Registration Certificate (RC), a valid driving licence and a third-party car insurance policy.

    Additionally, opting for a comprehensive car insurance policy provides broader protection against accidents, theft, natural calamities, fire damage and third-party liabilities, ensuring peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to protect yourself from FASTag scams

    by mohit bohra | Apr 29, 2025

    FASTag has made toll payments more convenient and streamlined. However, it can leave you vulnerable to potential scams as it streamlines your toll payments. From phishing to cloning to fake customer support—these FASTag scan scams and fraud FASTag incidents are on the rise. You need to recognise and understand these threats to protect your money and personal information. This blog helps you enjoy the convenience of FASTag without worry.

    List of best FASTag scams and fraud

    FASTag scams come in different forms, all aiming to steal money or personal details. Here's how they work:

    1. Phishing scams: These involve scammers sending misleading communications, such as emails or SMS, that mimic legitimate FASTag service providers. The messages often contain links to fraudulent websites that steal login credentials and financial information.
    2. Fake customer support: Scammers set up bogus customer support numbers or online profiles. When contacted, they dupe users into divulging sensitive information or making payments into fraudulent accounts.
    3. Cloning and misuse: Criminals employ sophisticated equipment to clone FASTag RFID tags. This helps them to charge transactions to the victim’s account without their knowledge.
    4. Fraudulent FASTag sales: Scammers sell invalid FASTags on unofficial platforms. Unsuspecting buyers find these tags non-functional at toll plazas. This results in financial losses without any recourse.

    How to prevent FASTag scams and fraud?

    Awareness and vigilance are your best defences against FASTag fraud scams. Here are some ways to identify and prevent falling victim to these fraudulent schemes:

    • Spotting unsolicited messages: Be wary of unexpected emails or messages asking for FASTag details or payments. Legitimate providers never solicit such information through insecure platforms.
    • Verifying websites and links: Always check the authenticity of any website or link connected to FASTag transactions. Look for secure URLs starting with "https://" and verify that the domain name matches the official service provider’s.
    • Recognising fake customer support: Verify any customer support interaction by cross-checking phone numbers and communication channels with those listed on the official FASTag or NPCI website.
    • Monitoring for unusual charges: Regularly review transaction histories for unauthorised or suspicious charges and report them promptly.

    Safety tips to stay protected from FASTag scams and fraud

    Here are some essential safety measures to secure your FASTag transactions and personal information further:

    1. Use trusted UPI apps for recharges: Opt for reputable UPI apps linked to your bank or official third-party providers when recharging your FASTag. Always confirm the app's authenticity by checking user reviews and developer information before downloading.
    2. Maintain accurate FASTag details: Regularly verify and update your vehicle number and FASTag details to prevent mischarges or fraud. This also helps ensure that all transactions are correctly logged under your account, minimising the risk of unauthorised use.
    3. Secure Internet connections: Always ensure a stable and secure Internet connection when managing your FASTag account or making online transactions. To protect against data theft, avoid using public Wi-Fi networks for financial transactions.
    4. Protect your UPI PIN: Enter your UPI PIN discreetly during transactions and avoid sharing it with others, even in seemingly trivial situations. Regularly changing your PIN can also improve security and prevent unauthorised access.
    5. Save transaction references: Record all transaction references or screenshots of successful recharges for future verification. This practice helps in disputing any unauthorised transactions and provides evidence for investigations if fraud occurs.

    FAQs

    1. What is a FASTag scam?

    A FASTag scam involves criminals using deceptive methods to steal from users, usually through fake customer support or phishing.

    1. How can I spot a FASTag fraud?

    Be wary of unsolicited requests for FASTag information or money, and always verify customer support contacts.

    1. What should I do about a new FASTag scam?

    Report any new FASTag scam immediately to your service provider and the NPCI to prevent further issues.

    1. How can I avoid a FASTag fraud scam?

    Secure your transactions, monitor your account activity closely, and never share personal details unless you are sure they are legitimate.

    Conclusion

    FASTag brings convenience to your travels. However, it also draws the attention of scammers. Staying informed about your FASTag transactions can help you avoid these pitfalls. Just as car insurance, especially third party car insurance coverage, is essential to protect against unforeseen damages and liabilities on the road, staying proactive with your FASTag can help prevent potential financial fraud. Always keep up with the latest safety measures and contact your service provider if you spot any discrepancies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Renault Triber safety ratings: Global / Bharat NCAP

    by mohit bohra | Apr 28, 2025

    The Renault Triber is a compact multi-purpose vehicle (MPV) designed to meet the needs of Indian families. Its modular seating ͏arrangement͏, accommodating up͏ ͏to ͏seven ͏͏passengers, and a͏ ͏͏9͏99͏c͏c͏͏ petrol ͏engine delivering 53k͏͏Wpower make i͏͏t͏͏ a ͏versatile choice͏ for urban and ͏suburban ͏͏͏commutes.

    Safety, ͏͏a͏ paramount͏ concern ͏͏for potential buyers͏, is ͏assessed͏ through ͏programmes ͏like͏ ͏t͏͏he Global New Ca͏͏r ͏͏Assessment Programme (NCAP), that evaluate vehicle ͏safety features. The Triber safety rating reflects Renault’s focus on balancing affordability and safety, making it a practical option for budget-conscious consumers.

    Renault Triber: A brief history

    Since its debut, the Triber has carved a niche in the Indian automotive market. Built on the Renault–Nissan CMF-A+ platform, it shares design elements with models like the Renault Kiger and Nissan Magnite. Launched in 2019, the Triber’s emphasis on space optimisation, affordability and fuel efficiency has boosted its popularity among practical buyers.

    Renault Triber Global NCAP safety ratings

    Safety has been a significant consideration in the Triber’s design. In June 2021, the Global NCAP conducted crash tests on the vehicle. T͏͏h͏͏e Renault Triber Global NCAP rating was:

    • Adult occupant protection: The Triber secured a 4-star rating, scoring 11.62 out of 17 points.
    • Child occupant protection: The safety rating of Renault Triber was three stars, scoring 27 out of 49.

    Renault Triber adult occupant protection rating

    The Triber car safety rating was four stars for adult occupant protection in the crash tests. Key ͏finding͏͏͏s ͏include:

    • Frontal impact performance: The driver and front passenger demonstrated good protection for the head and neck. Chest protection was rated adequate, while knee protection was deemed marginal due to potential contact with hazardous structures.
    • Structural assessment: The bodyshell was classified as unstable, indicating a limited ability to withstand additional loading in more severe collisions.

    Renault Triber child occupant protection rating

    The Triber NCAP rating for child occupant protection was three stars.

    • The vehicle is not equipped with ISOFIX anchorages for secure child seat attachment.
    • The child dummy exhibited excessive forward movement during the frontal crash test, indicating inadequate restraint.
    • The lack of side airbags and stronger child restraint systems highlights areas for improvement.

    Renault Triber safety features list

    The Renault Triber safety rating shows the car ͏comes with different safety features, including:͏

    • ͏͏Dual front airbags: This is standard across all variants, providing primary protection in frontal collisions for driver and passenger.
    • ABS (Anti-lock Braking System) and EBD (Electronic Brakeforce Distribution): Enhances braking stability and prevents wheel lock-up during sudden braking.
    • Hill͏͏͏ Start͏ ͏Assist: ͏Helps prevent rollback while starting ͏on͏ ͏a͏͏͏͏͏n ͏incline͏͏.
    • Traction Control System (TCS): Improves vehicle stability and grip on slippery surfaces.
    • Tyre Pressure Monitoring System: Monitors tyre pressure and alerts the driver of low pressure.
    • Electronic Stability Programme (ESP): Helps maintain control by adjusting engine power and braking.
    • Rear door child lock: Prevents accidental opening of rear doors from inside.
    • Pedestrian protection: Minimises injury risk in case of an accident
    • Impact-sensing unlock: For quick access in emergencies
    • Rear parking sensors: Assist drivers in manoeuvring the vehicle safely in reverse.
    • Speed alert systems: Warns drivers when the vehicle exceeds certain speed thresholds.
    • Side airbags and ISOFIX child seat anchors (available in higher variants)
    • Seatbelt reminders: For front and rear occupants, enhancing in-cabin safety.

    FAQs

    1. What are the different types of NCAP programmes worldwide?

    Major NCAP programmes include Global NCAP, Euro NCAP (Europe), US NCAP (United States), Latin NCAP (Latin America), ASEAN NCAP (Southeast Asia), China NCAP, Japan NCAP, and Bharat NCAP (India).

    1. Did Global NCAP note any weaknesses in the Renault Triber’s child occupant protection?

    Global NCAP noted that the child safety score was affected by the lack of three-point seat belts for all rear seats and limited ISOFIX anchor availability.

    1. What is ͏t͏͏he͏ difference between Global N͏C͏A͏P͏͏ and Bharat NCAP?

    While Global NCAP tests cars globally with standardised protocols, Bharat NCAP focuses on Indian road conditions, driving behaviours, and vehicle specifications.

    Conclusion

    The Renault Triber NCAP rating proves its͏ strength in protecting adult passengers. However, its weaker child safety performance demands proactive measures͏, such as͏ upgraded child-seat systems and stricter adherence to safety protocols. Pairing͏ these precautions with͏͏ comprehensive four͏ wheeler insurance ͏and mandatory third͏ party car͏ insurance ensures ͏holistic protection against financial and physical risks͏. A good car insurance policy not only ensures your car's safety but also protects your passengers, your financial security, and others who may be involved in an accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Renault Kiger safety ratings: Global / Bharat NCAP

    by mohit bohra | Apr 28, 2025

    You can't control the roads, but you can control how well your family is protected in case of an accident. That's why choosing a safer car is crucial. The New Car Assessment Programme (NCAP) provides independent crash test ratings, helping you make informed decisions and pushing manufacturers to improve safety standards.

    The Renault Kiger car has gained attention for its design, affordability and safety ratings. In this blog, you learn more about the Renault Kiger safety rating, its performance in the Global NCAP assessments, and the safety features available.

    Renault Kiger: A brief history

    The Renault Kiger was introduced in 2021 as a compact SUV for the urban Indian market. Renault's global and Indian teams collaborated on this compact SUV. The Kiger is built on the CMF-A+ platform, which it shares with the Renault Triber and Nissan Magnite.

    Renault Kiger Global NCAP safety ratings

    The Renault Kiger NCAP ratings have been a focal point for potential buyers. In the Global NCAP crash tests, the Kiger has a 4-star rating in adult occupant protection with a score of 12.34 out of 17 points. This rating makes it one of the safest automobiles in its category. However, the Kiger scored 21.05 out of 49 points for child occupant protection, resulting in a 2-star rating. While the adult protection rating is competitive, the child protection score highlights room for improvement.

    Renault Kiger adult occupant protection rating

    The Kiger safety rating for adult protection reflects its strong structural design and effective restraint systems. Some of the highlights of the Kiger NCAP rating are:

    • The frontal impact test revealed complete neck and head protection for the driver and front passenger.
    • In crash testing, chest protection was rated as marginal. Additionally, knee protection was weak, with the test revealing a risk of knee impact against potentially dangerous structures behind the dashboard.
    • The bodyshell was rated unstable, which may not withstand further loading with more severe impacts.

    Renault Kiger child occupant protection rating

    The Renault Kiger global NCAP rating for child occupant protection was lower due to suboptimal restraint performance.

    • According to the Kiger Global NCAP rating report, the non-standard ISOFIX child seat anchors provided basic security.
    • The rear seats allowed for limited forward movement in the event of a crash, indicating the need for stronger child safety measures.

    Renault Kiger safety features list

    The Kiger car safety rating is supported by advanced safety features protecting adult and child occupants. These include:

    • Airbags: Up to four airbags in higher variants protect driver and passenger
    • Anti-͏͏͏lock ͏Braking͏ System͏ (ABS͏)͏: Prevents wheel lock-up during ͏͏emergency͏ ͏braking.
    • Electronic Stability Programme (ESP): The system helps maintain vehicle stability during sharp turns or slippery conditions.
    • Traction Control System: Limits wheel slip during acceleration, enhancing grip and control.
    • Brake Assist͏: Provides͏͏ additional braking power in ͏͏͏emergency situations.
    • Rear parking sensors and reverse camera: Improves safety while reversing.

    FAQs

    1. How does the Renault Kiger perform in side-impact tests?

    The Kiger demonstrated adequate side-impact protection, with minimal intrusion into the passenger compartment.

    1. Are there any safety recalls for the Renault Kiger?

    No major recalls have been reported, but owners should check with Renault for updates.

    1. Is the Renault Kiger's safety rating valid for all markets?

    NCAP ratings are based on specific regional standards, so they may not apply uniformly worldwide.

    1. What is the significance of ISOFIX anchorages in child safety?

    ISOFIX anchorages provide a standardised and secure method to install child seats, enhancing child occupant safety during collisions.

    Conclusion

    The Renault͏ Ki͏͏ger Global NC͏AP ͏͏rating emphasises the brand's efforts to͏ prioritise safety in its vehicle lineup. Although the vehicle has several safety features, potential buyers must invest in dependable third party car insurance.

    However, a comprehensive car ͏insurance ͏policy is advisable as it provides all-around protection to your vehicle and financially aids against accidents, damage or theft. It gives them extra security to handle unforeseen events͏ on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tata Tiago safety ratings: Global/Bharat NCAP

    by mohit bohra | Apr 28, 2025

    The automobile industry is fiercely competitive in India, as new models come in with advanced features and performance. Safety is a priority for family cars, and Tata Motors has ensured it. One of the most popular choices from Tata Motor's lineup is the Tata Tiago. Their models have undergone several crash tests under the Global NCAP (New Car Assessment Program). So, what was the Tata Tiago safety rating in the Global NCAP? Let us find out in this blog.

    Tata Tiago: A brief history

    Tata Motor's Tiago has made its mark in the Indian automobile industry with its combination of performance, style, and reliability. Since its launch in April 2016, it has been one of the top models in the compact hatchback segment. However, the Tiago stands out for its construction and advanced range of features.

    The Tata Tiago quickly became popular in the Indian market thanks to its premium interiors, youthful design, and impressive safety features. In 2018, the Tiago further evolved with the introduction of the rugged NRG variant. The launch of Tiago EV in 2022 and the i-CNG AMT variant in 2024 marked the brand's push for eco-friendly options in the next-generation model. In terms of safety, the Tiago continued to excel, as demonstrated by the NCAP rating of Tata Tiago.

    Tata Tiago global NCAP safety ratings

    Tata Motor's 5-door sedan model Tiago has performed remarkably well in the Global NCAP crash tests. It has earned a 4-star safety rating for adult occupant protection. However, the Tata Tiago NCAP rating for child occupant protection was 3-star. A detailed insight into the safety ratings is provided below:

    Tata Tiago adult occupant protection rating

    The overall score for adult occupant protection in the Tiago NCAP rating was 12.52 out of the maximum 17. It received a 4-star safety rating for all adult occupants, offering decent protection to the driver and front passenger.

    According to the Global NCAP crash tests, the driver and passenger's head and neck received 'good' protection. The remark for the driver's chest protection was 'marginal,' while that for the passenger was 'adequate.' There is impact from dangerous structures behind the front compartment. Hence, there was 'minimal' protection to the driver's and passenger's knees. However, there was adequate protection for the driver and good protection for the passenger's shin bones. The bodyshell was 'unstable' and incapable of handling further loadings. The footwell area was unstable, too.

    Tata Tiago child occupant protection rating

    The safety rating of Tata Tiago for child occupant protection is 3-star. It scored 34.15 points out of the possible 49 and signifies adequate protection for child occupants. According to the Global NCAP protocols, a 3-year-old and an 18-month-old child dummy were used. Both were placed in the rear-facing position with adult seat belts.

    In both cases, the seatbelt was able to prevent forward movement in case of a crash. The CRS (Child Restraint System) for the 18-month-old dummy was permanent, and both dummies received 'good' chest and head protection. The recommended child restraint system was compatible with the car. However, the Tiago offers only a lap belt in the rear centre position with no ISOFIX anchorages. The model, therefore, does not provide a three-point belt in all seating positions, reducing the Tiago safety rating to 3-stars for child occupants.

    Tata Tiago safety features list

    Now that you are familiar with the safety rating of Tiago let's look at some of its most significant safety features:

    1. Dual Airbags: The driver and passenger airbags reduce the impact of collision.
    2. ABS (Anti-lock Braking System): The ABS prevents the locking up of wheels during intense braking. 
    3. EBD (Electronic Brakeforce Distribution): The EBD maintains a balance between the braking forces of the front and rear wheels.
    4. CSC (Corner Stability Control): The CSC offers additional stability and balance while cornering.
    5. Rear Parking Sensors: The rear parking sensors assist with safe parking.
    6. Seat Belt Reminder: It alerts everyone in the vehicle to wear seatbelts to avoid injuries in a collision.
    7. Child Safety Lock: This lock prevents children from accidentally opening the rear doors.
    8. Speed Dependent Auto Door Locks: The system automatically locks doors based on vehicle speed.

    FAQs

    1. What is the Tata Tiago Global NCAP rating?

    Tata Motor's Tiago received a 4-star safety rating in the Global NCAP crash test series.

    1. What is the engine immobilizer feature in the Tata Tiago?

    Tata Tiago comes with an engine immobiliser feature. It is an advanced safety feature to prevent unauthorized engine starts.

    Conclusion

    The Tata Tiago is a top choice for families and city drivers. A powerful blend of style and performance, it also prioritises the safety of its passengers. The 4-star safety ratings of Tiago, combined with comprehensive car insurance, make it a reliable companion on the road. Secure your peace of mind while driving with car insurance online for your Tata Tiago. Good insurance provides financial coverage in case of accidents, repairs, theft and damage from natural calamities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Ertiga safety ratings: Global/Bharat NCAP

    by mohit bohra | Apr 28, 2025

    The Maruti Suzuki Ertiga has been a popular choice for families and fleet operators thanks to its performance, space, and practicality. However, the aspect of safety is paramount when it comes to choosing a family car. The Global NCAP (New Car Assessment Program) is a recognised organisation that evaluates the safety of new vehicles in terms of crashes or collisions. This blog gives you detailed information about the Ertiga NCAP rating

    Ertiga: A brief history

    The Maruti Suzuki Ertiga is a hit with Indian families due to its various features and affordable pricing. Since 2012, this multi-purpose vehicle (MPV) has been targeting the Indian automobile market. The latest models of Tiago, introduced in 2022, offer practical build, spacious interiors and fuel efficiency. However, there is always room for improvement, especially when it comes to safety levels. The Maruti Ertiga safety rating went down from 3-star to 1-star in 2024. 

    Ertiga global NCAP safety ratings

    The Global NCAP rating is a stringent test for evaluating the safety levels of cars. Under its Safer Cars For India (2019) program, the Ertiga performed well and earned a 3-star rating for adult and child occupant protection. However, the latest round of crash tests under Global NCAP's Safer Cars for Africa program was held in 2024. The Maruti Ertiga safety rating plummeted to 1-star for adults and 2-star for child occupant protection. Provided below is a detailed insight into the 2024 Maruti Suzuki Ertiga safety rating:

    Ertiga adult occupant protection rating

    The safety rating of Ertiga in adult occupant protection tests is 1-star. It could only secure 23.63 points out of the maximum 34, 69.5%. According to the Global NCAP protocols, the key parameters included frontal, side and side pole impact.

    In the frontal impact test, the Ertiga scored 7.937 points, with 'good' neck and head protection for the front occupants. The driver's chest received only 'marginal' protection, while the passenger's chest received 'good' protection. There was 'marginal' protection for the driver's and passenger's knees due to the hazardous structure behind the dashboard that came in contact. The driver's and passenger's tibias also received 'adequate' protection.

    The Ertiga scored 14.693 points on the side impact test. The rating was 'good' for head, abdomen and pelvis protection and 'adequate' for chest protection. Due to the unavailability of curtain airbags, the Global NCAP didn't test for the side pole impact. The safety rating of Ertiga for the body shell and footwell area was 'unstable' and, hence, unable to withstand additional loadings.

    Ertiga child occupant protection rating

    The Ertiga car safety rating for child occupant protection is 2-star. With 19.40 points out of 49, it received a score of 39.77%. The Ertiga global NCAP rating was 14.77 points out of 24 as the dynamic score. The CRS (Child Restraint System) installation score was 4.63 out of 12 points and nil out of 13 for the vehicle assessment score.

    The Global NCAP tests child safety with dummies of 3-year-old and 18-month-old children. ISOFIX mounts and top restraints were used to install the child seats facing forward. During the frontal impact test, the tester noticed successful prevention of head exposure for the seat of the 3-year-old dummy, while limited protection to the chest and neck. The 18-month-old dummy experienced high-speed deceleration with poor protection to the chest and neck. In the side impact test, both dummies received full protection.

    Ertiga safety features list

    Following Ertiga's Global NCAP ratings, let's look at some safety features of this popular choice:

    • Dual front airbags in order to protect the driver and front passenger in a collision.
    • The ABS (anti-lock braking system) prevents wheel lockup on hard braking.
    • The EBD (electronic brakeforce distribution) distributes the brake force between the front and rear wheels.
    • The ISOFIX child seat anchors simplify child seat installation.
    • Pre-tensioner seatbelts automatically tighten during a collision.
    • The reverse parking sensors assist in safe reverse parking.

    FAQs

    1. What is the Global NCAP safety rating for the Maruti Suzuki Ertiga?

    The Ertiga car safety rating under the Global NCAP protocols is 1-star. It shows a poor safety level, with 23.63 points out of 34 for adults and 19.40 points out of 49 for children.

    1. What are the key factors for Ertiga's low safety levels in the Global NCAP ratings?

    The Ertiga's overall structure received a rating of 'unstable' according to the revised Global NCAP protocols. The footwell area received an 'unstable' remark, too, as the pedal displacement increased injury hazards to the lower tibias of the driver.

    1. Does the Maruti Suzuki Ertiga have ABS and EBD?

    The Ertiga has an Anti-lock Braking System (ABS) and Electronic Brakeforce Distribution (EBD). These features become important for maximum safety in situations that need sudden braking.

    Conclusion

    The Ertiga's 1-star safety ratings under the new Global NCAP test show how car features affect passenger safety. Car insurance is necessary for every owner to improve their safety on the road. The right comprehensive car insurance plan covers numerous risks and damages to ensure peace of mind while driving.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • MPFI vs Carburetor Engine: Key Differences

    by mohit bohra | Apr 28, 2025

    The main difference between carburetor engine and MPFI engine is how fuel is delivered into the cylinders. In this case, the carburettor engine is an old technology that mixes air and fuel mechanically. On the contrary, MPFI (Multi-Point Fuel Injection) is an advanced internal combustion engine that uses electronic fuel injectors to supply fuel into the cylinders.

    Read on for a detailed breakdown of the MPFI engine vs carburetor engine.

    What is an MPFI engine?

    MPFI is an internal combustion engine that supplies the exact fuel amount directly into the cylinder via multiple ports using modern fuel injection technology. This is an advanced form of engine with enhanced performance.

    What is carburettor?

    A carburettor engine is an internal combustion engine that mixes air and fuel using a mechanical device before supplying it to the cylinders. The engine uses a simpler and older technology to mix fuel and air.

    Difference between carburettor engine and MPFI engine

    Here's a table with a clear MPFI engine vs carburetor difference.

    Difference

    Carburettor Engine

    MPFI Engine

    Fuel delivery

    The device mixes air and fuel mechanically before supplying it to the engine cylinders.

     

    MPFI systems use electronic fuel injectors to supply fuel into the cylinders by spraying it directly.

             

             

     

    Mechanism

    The carburettor uses a vacuum to take out fuel into the airstream.

            The Engine Control Unit (ECU) guides the fuel injectors in adjusting fuel delivery depending on the engine’s conditions.

    Nature

    Carburettors are simple in design and, hence, easier to repair and maintain.   

    MPFI systems have quite complex designs and require more advanced repair and maintenance.

    Air-fuel mixture

    Carburettors have fixed and less specific air-fuel mixtures, hence less efficient and likely to have higher emissions.

            MPFI systems have more specific control in their air-fuel mixture, hence improving fuel efficiency, with lower emissions.

    Emissions

    Carburettor engines generally produce more emissions than MPFI engines due to less complete combustion.

            MPFI engines produce fewer emissions than carburet

            tor engines due to more complete combustion.

     

     

    MPFI engine vs carburetor engine difference: Which is best?

    In comparing the carburetor engine vs. MPFI engine, the MPFI engines are considered best since they have better fuel efficiency than carburettor engines and enhanced performance in power output. The specific fuel delivery enables complete combustion, minimises fuel wastage and boosts acceleration.

    Conclusion

    The key MPFI engine vs. carburetor engine difference is how fuel is supplied to the engine's cylinders. Note that even with the best engine, you still need to insure your vehicle with a comprehensive car insurance policy that offers broad coverage for a wider range of risks. You also need to secure your trips with third party car insurance, which the law recommends. The policy financially safeguards you from the high costs of vehicle repairs, replacements, or legal fees resulting from road accidents, car theft, or other unpredicted events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Electric Cars with 500KM+ Range in India 2025

    by mohit bohra | Apr 28, 2025

    India has experienced a major change in the automobile scene, with electric vehicles gaining ground. One of the biggest worries for possible EV buyers has always been range. However, several manufacturers have now launched models that offer amazing ranges. Let's discover some of the most exciting 500 km range electric car in the Indian market.

    List of electric cars with 500 KM range

    Here’s the list of some of the best 500km range electric car:

    1.   Tata Curvv EV

    The Tata Curvv EV, with its sleek coupe-SUV style, stands out on Indian roads while providing usefulness and economy. The level of its effectiveness says a lot about Tata's technical skills. The car strikes the right balance between speed and price, making EV technology available to more customers. Its low-price plan makes it easy to enter the long-range EV market.

    • Range: 502 km
    • Battery Capacity: 55 kWh
    • Ex-showroom Price: 17.49 - 21.99 Lakh

    2.   BYD Atto 3

    The Atto 3 is unique because it uses cutting-edge Blade Battery technology, which is known for being very safe and effective. The car's interior has features like a rotating navigation screen and high-quality materials. BYD's commitment to sustainability can be seen with eco-friendly materials throughout the vehicle's construction.

    • Range: 521 km
    • Battery Capacity: 48 kWh
    • Ex-showroom Price: 24.99 - 33.99 Lakh

    3.   Mercedes-Benz EQB

    The Mercedes-Benz EQB brings German luxury into the electric SUV space. It works smoothly with Mercedes's world of linked services, giving buyers a tech-forward experience. The vehicle's MBUX navigation system with EV-specific features helps drivers maximize range and find charging spots. Answering real issues of luxury EV ownership in India.

    • Range: 535 km
    • Battery Capacity: 5 kWh
    • Ex-showroom Price: 72.20 - 78.90 Lakh

    4.   Audi e-Tron GT

    The top Audi e-Tron GT marks the peak of electric speed in India. This four-door grand tourer blends stunning power with surprising flexibility. What separates the e-Tron GT is its focus on driving performance. Despite its speed, the car doesn't compromise on comfort.

    • Range: 500 km
    • Battery Capacity: 93 kWh
    • Ex-showroom Price: 1.72 Cr

    Conclusion

    As charging infrastructure grows, these long-range EVs will be crucial in driving electric mobility. Protecting your investment with a four wheeler insurance is important when investing in electric cars. Comprehensive car insurance for electric vehicles offers security against natural disasters, theft, and third-party risks. As the EV market changes, insurance companies are creating customised plans that handle the unique needs of electric cars.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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