Hormonal imbalances are widespread, and they disrupt our bodies in a myriad of ways. From mood swings to metabolism issues, let us delve into the causes of hormone imbalance and its accompanying side effects.

What Causes Hormonal Imbalances?

Hormones are vital to our body's regulatory system. They control everything from growth and metabolism to mood and reproduction. When they become unbalanced, their effects can significantly disrupt our daily lives. Let us explore the primary causes of hormonal disorders and see how each factor can tip this delicate balance.

• Genetics: When it comes to hormone balance, heredity plays a fundamental role. Diseases like thyroid problems and diabetes can be passed on and influence hormone output. For instance, Type 1 diabetes is caused by the body's inability to produce insulin brought on by genetic defects. This severely impacts hormonal balance related to glucose metabolism.
• Lifestyle Choices: Our daily habits have profound impacts on hormonal health. While too much sugar can cause insulin resistance, diets lacking in vital minerals can interfere with the synthesis of hormones including oestrogen and testosterone. Physical activity influences hormone levels as well. Regular exercise helps increase sensitivity to insulin and decreases cortisol levels, but both excessive and insufficient physical activity can disrupt this balance. Sleep also plays a critical role — a lack of quality sleep can increase stress hormones, which may cause further imbalances.
• Environmental Factors: Exposure to chemicals that act as endocrine disruptors can significantly affect hormonal balance. Substances found in pesticides, plastics, and personal care products can lead to disruptions in hormonal signalling. For example, bisphenol A (BPA), commonly found in plastic products, can bind to oestrogen receptors and affect hormonal functions related to reproduction and metabolism.
• Stress: Stress produces more cortisol and adrenaline, hormones. They can throw off the balance of other hormones such oestrogen and progesterone when raised for extended lengths of time. Fatigue, weight gain, and irregular menstruation periods are just a few of the symptoms that can result from chronic stress. The relationship between stress and hormone imbalance is cyclic — the imbalance can lead to increased stress, and vice versa.
• Medical Conditions: Conditions that affect hormone production can cause significant imbalances. Disorders like Cushing's syndrome and Addison's disease affect cortisol production, and this can further disrupt metabolic functions and immune response. Pituitary tumours, although usually benign, can impact a variety of hormones. This is largely because the pituitary gland regulates several other glands in the endocrine system.
• Medications: Medications such as hormonal birth control and hormone replacement therapy can cause fluctuations and imbalances in hormone levels. The endocrine system is vulnerable to the several side effects of these drugs which include an alteration in the natural production and a change in how they are broken down and absorbed by the body.
• Pregnancy, Breastfeeding, and Menopause: Natural biological processes like pregnancy can cause drastic changes in hormone levels. Although vital for maintaining pregnancy, elevated hormone levels can cause symptoms like nausea and mood swings. Breastfeeding affects the release of prolactin, which can suppress reproductive hormones and delay the return of menstrual cycles. Menopause is marked by a decline in reproductive hormones — it can lead to symptoms like hot flashes and night sweats.
• Puberty: Puberty is when young individuals experience significant shifts in hormone levels that regulate growth, sexual development, and even changes in mood and behaviour. These changes can sometimes lead to imbalances, particularly if the onset of puberty is unusually early or late. The intensity and duration of these hormonal fluctuations can vary widely among individuals too. This can cause complications such as acne, mood disorders, and growth problems.
• Poor Gut Health: Emerging research says that gut health is one of the major reasons of hormonal disbalance. The gut micro-organisms plays a crucial role in regulating oestrogen levels through enzymes that facilitate hormone metabolism. An imbalance in this flora can disrupt this process, leading to improper oestrogen metabolism and hormonal irregularities. Additionally, disruptions in the gut microbiome can affect the production of neurotransmitters that interact with hormonal pathways.
• Chronic Illnesses: Chronic diseases such as liver or kidney ailments can cause hormone balance. These organs play crucial roles in hormone production and regulation, and their impaired function can lead to significant hormonal disturbances. For instance, the liver is important for processing hormones, and its dysfunction can result in elevated levels of certain hormones and a decrease in the body’s ability to detoxify itself.
• Nutritional Deficiencies: Nutrients, particularly vitamins and minerals such as vitamin D, vitamin B12, and magnesium, play vital roles in hormone production and regulation. Imbalances and less-than-ideal hormone production might result from dietary deficiencies. For example, vitamin D is crucial for the synthesis of hormones like testosterone and oestrogen, and its deficiency can directly impact the body’s hormonal balance.

Conclusion

Recognising the reasons of hormone imbalance empowers us to make informed decisions about our health and appropriate health insurance coverage. Remember that a comprehensive policy can offer significant financial protection. It also allows for targeted interventions on the causes of unbalanced hormones and improved management of symptoms for better overall health outcomes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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Testosterone is a hormone in men produced by the testes. It helps men develop secondary sex characteristics like a deeper voice, chest hair, healthy libido, maintaining energy levels, and building muscle mass.

Normal or Average Testosterone Levels in Men

Commonly, the normal testosterone range for males is 270-1,070 ng/dL, with an average test level of 679 ng/dL. This normal testosterone level in males peaks when a man turns 20. Then, it keeps declining gradually. A man’s testosterone level is considered out of balance if it’s something different than the mentioned average testosterone levels. Additionally, some researchers predict that the average testosterone levels in males who are healthy is between 400-600 ng/dL.

Conclusion

When testosterone levels are imbalanced, a man needs to undergo testosterone therapy, which can get expensive. Thus, having health insurance can help cover your financial needs while boosting sexual well-being.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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It is typically believed that testosterone is a hormone produced in men. However, in women, even ovaries produce testosterone in smaller amounts, which later converts into estrogen and supports reproduction.

What’s a Standard Testosterone Level for Women?

With the help of a blood test, you can measure the levels of testosterone and other androgens. The average testosterone level in females is 15 to 70 ng/dL of blood.

If the testosterone level is below 15 ng/dL, it may lead to a change in breast size, low sex drive or fertility problems, irregular menstruation, vaginal dryness, and osteoporosis. Thus, maintaining normal female testosterone levels is necessary.

However, if the testosterone for women increases by 70 ng/dL, it can cause acne, excessive facial hair, infertility, sugar problems, lack of menstruation, obesity, or PCOS.

Conclusion

Testosterone is essential for both men and women. If a female is undergoing low testosterone problems, it is advisable to consult a doctor. Having health insurance will help you cover the medical expenses associated with the condition.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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Lyme disease, caused by the deer ticks carrying Borrelia bacteria, is a multi-system infection. It is contracted through the tick’s bite and spreads through the body via the bloodstream. Read on to learn more about the stages of Lyme disease.

What Are The Stages (Phases) Of Lyme Disease?

The three prominent Lyme stages are as follows:

• Early Localised: This is early-stage Lyme disease that occurs within a month of the tick bite.
• Early Disseminated: It follows the early stage Lyme disease and develops between 3 and 12 weeks after the tick bite.
• Late-stage Lyme Disease: It occurs months or years after the tick bite.

Conclusion

If you identify signs of any of the Lyme disease phases, consult the details of your health insurance policy. This will ensure you get appropriate treatment and do not suffer any financial burden.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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Here’s a warning before you plan a trip to the woods. If not adequately protected, you may contract the dangerous Lyme Borreliosis from the bite of an infected tick. Read on to learn more about Lyme disease and symptoms.

What Are Symptoms Of Lyme Disease?

Caused by infected deer ticks, the primary Lyme disease symptoms are as follows:

Early Lyme disease manifestations that may be noticed within three to thirty days of a tick bite:

• Rashes in the shape of a bull’s eye
• Fatigue accompanied by a headache
• Fever
• Body ache
• Joint pain

Long-term Lyme symptoms can develop if the initial Borrelia disease symptoms are left untreated. These include:

• Musculoskeletal pain
• Swollen knees
• Neurological symptoms
• Cognitive issues
• Photophobia, i.e., sensitivity to bright lights
• Stiffness in the neck
• Tinnitus, a condition in which one perceives sound even though no external sound is present.
• Dizziness
• Facial nerve paralysis
• Ataxia, i.e., impaired coordination of the muscles

Conclusion

If you suspect a tick bite and notice any initial Lyme Borrelia symptoms, visit your nearest doctor promptly. Ensure you have health insurance plan to support you financially during any health emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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Lyme disease is a potentially dangerous bacterial infection caused by a deer tick. Read on to understand what causes Lyme disease.

Lyme Disease Causes

Lyme disease is caused by Borrelia bacteria. Deer ticks, or black-legged ticks, typically carry these bacteria. However, not every tick is a carrier.

The most common carriers of Lyme disease are immature deer ticks, referred to as nymphs. About the size of a pinhead, nymphs acquire the bacteria by feeding on small rodents like mice that are infected with B. burgdorferi. A person can contract Lyme disease only through the bite of an infected tick.

Conclusion

In this blog, we've delved into the causes of Lyme disease. Given its tricky diagnosis, investing in health insurance policy can provide a sense of security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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Hormone imbalance can be an unfortunate condition that affects your quality of life. It is essential to research hormone imbalance therapy to begin balancing your hormone levels and retain your usual lifestyle. Read on to learn more about the hormone imbalance treatment options that you can avail.

How Are Hormonal Imbalances Treated?

Fortunately, there exist several treatments for unbalanced hormones. A few of the typical methods are as follows:

• Hormone Replacement Therapy (HRT):

Unbalanced hormones are typically addressed with HRT, especially when they are at lower-than-normal levels. The therapy differs with the specific condition. For example, synthetic thyroid pills are usually prescribed for hyperthyroidism.

• Surgical and Radiation Therapy:

Tumours or excess glandular tissue that is releasing hormones could require surgical excision. Radiation treatment can be used to remove problematic cells when surgery is not a possibility.

• Medication for Hormonal Excess:

Medicine to balance hormones can be prescribed in cases where hormone levels are higher than normal. These work to reduce these levels or the effects they cause. For example, hormonal imbalance medicine might be used to shrink a prolactinoma or manage other hormone-sensitive conditions.

• Lifestyle Modifications:

Changing one's manner of life may be instrumental in balancing hormones. Regular exercise helps raise insulin sensitivity and lower stress hormones. Yoga, meditation, and mindfulness are among the strategies claimed to help one relax. It is also wise to follow a balanced diet—it will help stabilise the hormones to an extent.

• Regular Monitoring and Check-ups:

Follow-up appointments and regular blood testing will let you keep a check on your hormone levels. Their results aid the adjustment of medications as needed and guarantee their efficacy.

Conclusion

Remember, hormonal imbalances can be effectively managed with the right medication and tactics. With regular consultations, adherence to prescribed medications, and health insurance coverage, improved hormonal health is not just a possibility, but a realistic goal.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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The risk of experiencing oral rehydration salt side effects increases when they are used inappropriately, which can lead to salt toxicity. Such cases often occur if you drink ORS when it is not needed.

This article further explores the ORS drink side effects.

Potential Risks And Side Effects of Oral Rehydration Therapy

ORS works to normalise electrolyte levels in the body. However, incorrect preparation or intake of the solution can lead to salt toxicity, also called hypernatremia.

The possible ORS powder side effects include:

• Nausea and vomiting
• Dizziness
• Appetite loss
• General body weakness
• Increased thirst
• Feelings of confusion
• Irritability
• Twitching of muscles
• Swelling of the ankles or feet
• Puffy eyelids

The more adverse ORS juice side effects include the following:

• Convulsions
• Tachycardia (abnormally high heart rate)
• High blood pressure
• Kidney damage

Conclusion

If you experience excessive vomiting or diarrhoea, visit a medical practitioner. Your need for ORS will vary depending on several factors, like your age. Good health insurance coverage should cover your treatment costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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Adenomyosis is a condition that occurs when the tissue lining the uterus grows into the uterus’s muscular wall. This enlarges the uterus and can also cause heavy and painful periods. Let us look at the adenomyosis complications.

What Are The Complications Of Adenomyosis?

While not a danger to life, the pain and heavy bleeding caused by adenomyosis can significantly impact your daily life. If you frequently experience prolonged and heavy bleeding during your periods, you may develop chronic anaemia. It can lead to fatigue and other side effects of adenomyosis. You might find yourself avoiding activities you once enjoyed because of the pain or the concern that you could start bleeding unexpectedly.

Conclusion

It is important to understand the various adenomyosis risk factors.

Risk factors of adenomyosis are any uterine surgery, childbirth and mid age. If you suffer from painful menstruation cycles, investing in a health insurance policy is important. Contact a provider or review the terms of your policy as soon as possible.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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It’s very common for people to visit the doctor only when they are sick or are experiencing problems. However, it is important to get health checkups at more regular intervals. General health checkups are vital for all age groups to check for current or emerging health problems. These check-ups help detect a disease before it becomes a risk to your life or turns fatal. They also helped reduce complications and costs incurred during the treatment. But, what does a general health checkup include? Read on to learn more.

What is Involved in a General Health Checkup?

A general health check-up typically involves asking for:

1. Clinical history:

The clinician may ask for your medical history and will update your health chart to keep your medical record updated for your next visit.

2. Family history:

Healthcare professionals require a complete and updated family history of diseases so that they can determine which diseases are common in your family and screen you for those.

3. Medical History:

Your healthcare professional can ask for a record of your medical history, including a review of all medications you take and previous surgeries, to get an update on your health history.

4. Daily lifestyle

They may ask about your habits, such as recreational drug use, alcohol use, smoking, exercise, and sexual practices, if any.

5. Testing:

The healthcare practitioner may also perform a physical examination or ask you to run certain procedures and diagnostic tests. These can include any of the following: 

• Cholesterol test

• Glucose level test

• Blood pressure reading

• Eye checks

• Breast examination

• BMI, waist, and hip measurements

• Cancer screening tests

• Sexually transmitted disease testing (for sexually active adults)

• Dental check and cleaning

• Hearing impairment tests for adults

• Bone density test for osteoporosis

• Prostate-specific antigen test for men

• Mammogram or pap smear for women

Conclusion

Regular health checkups are essential for a healthy, happy, and longer life. They help you control your health by giving you crucial information about your body and, in advance, guiding you to modify your lifestyle based on your screening test results. Choose a good health insurance policy that covers a general health checkup plan to help avoid expensive surgeries and therapies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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As we know, eating healthy and staying active is crucial for our well-being. Similarly, getting regular health checkups is vital for catching any health issues early and reducing the risk of serious diseases. Healthcare expenses in India can be quite high, which is why health insurance plans are important. They protect your savings during medical emergencies. But is an annual health check-up covered by insurance? Keep reading to find out.

Does Insurance Cover Annual Health Checks?

The answer is ‘Yes’; a majority of health insurance plans include an annual free medical check-up as a benefit. Medical check-ups help the insured evaluate a person’s medical condition for a complete body analysis, including heart health, organ health, and metabolism rate.

Medical check-ups also monitor various critical parameters in a person, such as blood sugar levels and blood pressure, and perform diagnostic tests to encourage preventive healthcare and early detection of underlying health issues.

A doctor may ask you to get a basic health check-up in case you have symptoms related to a common illness like:

• Allergies
• Shortness of breath
• Excessive sweating
• Colds and Flu
• Conjunctivitis ("pink eye“)
• Heartburn
• Stomach Aches

 Annual preventive health checkup provides a wide range of tests such as:

• Tests for vitamin deficiencies
• Liver function test
• Lung function test
• X-ray
• ECG
• Sonography
• Pap smear

Conclusion

Annual health check-ups can help detect early signs of disease, and they will help encourage preventive health checks to treat disease, if any, in the early stage to improve the chances of successful treatment and management. Additionally, having an annual health insurance policy is cost-effective in the long run. It can help manage expensive hospital bills and guide you to good hospitals for proper treatment. It can help you in early diagnosis of the disease to control it on time and help avoid expensive surgeries and therapies. In addition to these benefits, annual health check-ups can help individuals prevent chronic health conditions and maintain good health with overall well-being.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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A health insurance policy is a product that provides a financial safety shield to you and your family during medical emergencies, whether medical bills related to minor illnesses or injuries or critical disease, including pre- and post-hospitalization expenses. Now, the question arises: Does health insurance include dental and vision coverage? These are two important factors of health that contribute to the overall well-being of the person. 

Is Dental and Vision Covered Under Health Insurance?

Health insurance schemes do not always include dental and vision care. However, dental and vision plans can be part of your health plan with OPD coverage but without hospital expenses. Hospitalization expenses can only be covered in case of accidental injury or side effects due to an underlying condition like diabetes.

Selecting an appropriate medical insurance is challenging yet incredibly important for dental and vision care. You can include dental and vision care by paying an additional premium if you are frequently facing problems related to it to meet your expected medical expenses. However, even with additional coverage of dental and vision care in the policy, you may have a waiting period of 6 months to a few years. The coverage is available up to the specific limit mentioned in the policy.

Coverage under dental insurance includes the following benefits:

• Dental consultation including emergency palliative treatment or minor pains.
• Root canal treatment
• Tooth conversation
• Oral x-rays
•  Tooth extraction
• Periodontal procedure

Coverage under vision insurance includes the following benefits:

• Routine eye examination
• Corrective spectacle lenses as prescribed by an ophthalmologist
• Other daycare procedures are also involved in the policy like cataract surgery, and laser eye operations.

Conclusion

Most health insurance plans cover dental and vision care plans as part of OPD benefits without the expense of hospitalization. You can explore health insurance plans that cover dental and vision OPD consultations and treatment under optional benefit cover. Hospital expenses are generally covered when you have accidental injuries or you have the side effects of underlying conditions like diabetes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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Modern lifestyle has led to many unhealthy habits in our daily routine; this has led to the alarming increase of lifestyle-oriented ailments and other health issues. Doctors recommend undertaking preventive health check-ups to avoid complications. So, let’s delve into why preventive health check-ups are important.

A preventive health measure involves a complete medical evaluation to help identify any potential health problems and allows for early diagnosis and treatment.

Anyone can opt for a preventive health check-up to detect early warning signs of underlying illnesses in the body. A basic health check-up is recommended for all age groups and can be taken once every 6-12 months or as advised by your doctor. Additionally, opting for a comprehensive health insurance plan can help cover the costs of these check-ups, ensuring you stay proactive about your health without financial stress.

An annual preventive health check-up provides a wide range of diagnostic tests to evaluate your complete blood count (CBC), fasting blood sugar (FBS), creatinine (CRT), thyroid function, lipid profile, kidney function, liver function, glycosylated haemoglobin (HBA1c), Vitamin B 12, Vitamin D, Urine routine examination (URE), mammography (for women over age of 40 years), prostate-specific antigen (for men aged over 50), PAP smear, bone density, etc.

Benefits of a preventive health check-up

The advantages of a preventive health check-up include the following:

• Early detection of health problems

Regular health check-ups can help you identify early signs of underlying diseases. It also helps start the treatment of an illness in its early stages and improves the chances of successful management and recovery.  

• Improve your quality of life

Preventive health check-ups can improve a person’s quality of life by identifying health risks associated with an underlying health issue or any pre-existing disease. They can guide you in making lifestyle changes to avoid further complications from the ailment.

• Cost-effective

With regular preventive health check-ups, you can avoid frequent hospitalisations and costly medical treatments in the long run. This is particularly applicable to advanced stages of diseases like cancer and kidney or lung ailment.

• Preventive care

Doctors recommend that preventive health check-ups or screening should begin at 20 years of age if you have specific risk factors, which include:

• Existing health problems like diabetes and BMI above 30
• A family medical history of certain ailments like diabetes, cardiac disease, and cancer
• Lead a sedentary lifestyle and/or smoke or drink excessively

Conclusion

Preventive health check-ups can help individuals prevent and/or manage chronic health conditions and maintain good health. You can also avail of a tax rebate of up to INR 5,000 for preventive health check-ups under Section 80D of the Income Tax Act. But do check with your insurer whether your healthcare plan covers preventive health check-ups.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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Pradhan Mantri Jan Arogya Yojana (PMJAY), popularly known as Ayushman Bharat Yojana Scheme, is the flagship scheme of the Government of India. It was launched by the National Health Policy in 2017 to cater to the underprivileged and the weaker sections of society who need healthcare facilities.

Ayushman Bharat Yojana Scheme was rolled out by Prime Minister Shri Narendra Modi on September 23, 2018. The health scheme aims to provide secondary and tertiary healthcare coverage; it is a cashless scheme for the underprivileged sections of society covering 50 crore citizens of India.

Know about the Ayushman Bharat Health Scheme

So, what is the Ayushman Bharat Health Scheme? To unlock its answer, let’s read about its benefits.

• Ayushman Bharat - National Health Protection Mission will provide a cover of up to Rs 5 lakh per family per year, irrespective of family size, age, and gender, for secondary and tertiary care hospitalisation.
• This scheme is eligible across the country with the provision of cashless transfers in any public/private impanelled hospitals nationwide.
• Ayushman Bharat - National Health Protection Mission involves 1400 procedures covering all the costs related to treatment, including medicines, diagnostic tests, and pre- and post-hospitalisation expenses.
• This scheme covers pre-hospitalisation expenses for up to 4 days and post-hospitalisation expenditures for up to 15 days.
• The Ayushman Bharat Scheme will be an entitlement-based scheme that claims to provide allowances based on deprivation criteria in the SECC (i.e., the Socio-Economic Caste Census) database.
• To control the cost of treatment, the payments and transfer of funds will be made based on the package rate defined by the government on an advance basis.
• One of the main principles of the Ayushman Bharat Scheme is to maintain cooperative federalism and flexibility between the States; the Ayushman Bharat National Health Protection Mission Council (AB-NHPMC) at the apex level is Chaired by the Union Health and Family Welfare Minister to give policy direction and maintaining coordination between the Centre and States.
• All the States of India should have a State Health Agency (SHA) to implement the Ayushman Bharat scheme to ensure fund transfers from the Central Government to the SHA on time via escrow account directly.

Conclusion

The AB-PMJAY Scheme is a paradigm shift with a sectorial, segmented and fragmented approach to providing quality healthcare service. This health insurance plan offers coverage for daycare procedures, pre-existing diseases, and more than 1350 medical packages at impanelled private and government hospitals. The scheme aims to provide more comprehensive coverage of healthcare services for the underprivileged sections of society.  

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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Thyroid cancer is caused by the uncontrollable growth of cells in the thyroid gland, leading to a disruption in its normal functioning. The thyroid, a butterfly-shaped gland located at the base of the neck, performs crucial functions in regulating heart rate, blood pressure, body temperature, and weight.

Initially, thyroid cancer may not manifest any noticeable symptoms. However, as it progresses, it can give rise to distinct signs and symptoms, including neck swelling, alterations in voice, and challenges in swallowing. Although this cancer form is rare, awareness of the early-stage thyroid cancer symptoms is essential for prompt treatment. Having health insurance plan can help you cover the costs associated with diagnosis and treatment, ensuring timely care and peace of mind.

Early Signs & Symptoms of Thyroid Cancer

Listed below are the main early-stage thyroid cancer symptoms:

• Neck Lump or Swelling: A noticeable bump or swelling in the front of the neck is one of the first signs of thyroid cancer. It may feel firm and can sometimes even be seen
• Voice Changes: Thyroid cancer can cause changes to your voice, including hoarseness or raspiness.
• Difficulty Swallowing or Breathing: As the cancer grows, it may press down on the throat, making swallowing or breathing difficult.
• Neck Pain or Soreness: Some people with thyroid cancer may also feel pain or discomfort in the neck.
• Swollen Lymph Nodes: Thyroid cancer can enlarge the lymph nodes in the neck, whichmay feel like small lumps.
• Fatigue and Weakness: Feeling excessively tired and weak, even with enough rest, can be a symptom of thyroid cancer.

If you or your loved ones experience any of the above symptoms, it is crucial not to delay seeking medical attention. Connect with the nearest thyroid specialist for timely diagnosis and treatment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• Different Home Remedies For Thyroid Problems
• What is The Treatment for Thyroid Disease?
• Thyroid Cancer: Diagnostic Tests and Procedures
• Causes of Thyroid Cancer
• Everything You Need to Know About Throat Cancer

Brain fever is a medical condition characterised by inflammation of a specific part of the brain, resulting in fever-like symptoms. This can be due to either viral or bacterial infections. Examples of conditions that fall under the category of brain fever include:

• Encephalitis: Acute inflammation of the brain usually caused by a viral infection.
• Meningitis: Inflammation of the membranes covering the brain and spinal cord.
• Cerebritis: Inflammation of the cerebrum.
• Scarlet fever: An infectious disease that can cause symptoms such as paranoia and hallucinations.

Ever wondered what are brain fever symptoms? This article delves into the main symptoms of this condition to give you a better understanding.

What are the Symptoms of Brain Fever?

The symptoms of brain fever might vary from one patient to another. The common symptoms include:

• Headache: One of the primary symptoms of brain fever is a severe headache. It may be persistent and different from regular headaches. The headache may be accompanied by sensitivity to light and sound.
• High fever: A high fever is often present in brain fever. The body's temperature rises above the normal range, usually over 100.4°F (38°C). This fever may last for several days or longer.
• Neck stiffness: Stiffness in the neck is another common symptom. The patient may experience difficulty bending their neck forward, and touching the chin to the chest may be painful or uncomfortable.
• Altered mental state: Brain fever can cause changes in mental status. Patients may exhibit confusion, disorientation, or have trouble concentrating. They may also experience irritability, restlessness, or changes in behaviour.
• Seizures: Seizures, characterised by sudden and uncontrolled body movements, are one of the chronic symptoms of brain fever. These seizures may be generalised (involving the whole body) or focal (affecting specific body parts).
• Muscle weakness or paralysis: Brain fever can sometimes lead to muscle weakness or paralysis. Patients may experience difficulty moving their limbs or lose muscle control.
• Nausea: This is one common symptom of brain fever. Patients may feel an urge to vomit, leading to frequent episodes of vomiting.
• Sensory changes: Brain fever can affect the senses. Patients may have problems with vision, such as blurred or double vision. They may also experience changes in hearing, taste, or smell.
• Sleep disturbances: Sleep disturbances, such as insomnia (difficulty falling or staying asleep) or excessive sleepiness, can occur in brain fever. Patients may find it challenging to maintain a regular sleep pattern.

If you or someone you know notice these symptoms, seeking medical attention promptly for proper diagnosis and treatment is essential. Early detection and management of brain fever can help prevent complications and promote recovery. Having health insurance plan can ensure timely access to necessary medical care and reduce financial stress during treatment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• Causes of Brain Fever
• What are the Symptoms of Viral Fever?
• Causes Of Gastritis
• Causes of Viral Fever
• How do you prevent Viral Fever?

Gingivitis is a widespread gum disease that can impact individuals of all ages, leading to difficulties with the gums surrounding the teeth. This condition arises when bacteria in the mouth form a sticky substance known as plaque, which can provoke irritation and inflammation in the gums. The main culprit responsible for the onset of gingivitis is inadequate oral hygiene, which encompasses irregular brushing and flossing. Regular dental check-ups and maintaining good oral hygiene are essential for preventing such issues. Additionally, having health insurance can provide coverage for necessary treatments and help you stay on top of your oral health. Now, let us explore the typical signs and symptoms of gingivitis.

Signs and Symptoms of Gingivitis

The following are the common symptoms of gingivitis:

• Swollen Gums:

Your gums may look puffy and larger than usual. They might feel sensitive or even hurt when you touch them.

• Red or Purple Gums:

Healthy gums are usually pink but might turn red or even purple with gingivitis.

• Bleeding Gums:

Every time you floss or brush your teeth, you might notice blood on your toothbrush or dental floss. This is a common sign of gingivitis.

• Bad Breath:

Gingivitis can cause your breath to smell bad, even if you brush your teeth regularly.

• Receding Gums:

Your gums might start to pull back from your teeth, making your teeth look longer than before.

• Tender Gums:

When you have gingivitis, your gums can be tender to the touch or when you eat.

• Pain when Chewing:

You might experience pain or discomfort while chewing, especially if your gums are swollen.

• Change in Tooth Alignment:

Sometimes, as the gums swell, your teeth might shift slightly, leading to changes in how your bite feels.

If you notice these symptoms of gingivitis, don't panic! Gingivitis can be treated and even prevented with good oral hygiene habits. Brush your teeth two times a day and floss every day. Visit your dentist regularly for cleanings and check-ups. Early detection and proper care can help keep your gums healthy and your smile bright!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• Causes of Gingivitis
• How to prevent Gingivitis?
• 7 Symptoms of Pyorrhoea Disease
• Different Types of Anaemia Disease
• Benefits of Aloe Vera For Your Overall Health

Leukemia, commonly called blood cancer, is cancer of the body's blood-producing tissues, which include the bone marrow and the lymphatic system. Though the exact origins of leukaemia are unknown, the condition usually involves white blood cells. These cells are our body’s infection fighters, and in normal individuals, they grow and divide in an orderly manner. However, the blood-forming tissues, including the bone marrow, of individuals affected with leukaemia start producing an unnecessarily large amount of abnormal white blood cells, which malfunction. Detecting the condition can be difficult as leukaemia symptoms are often vague. 

Symptoms of Leukaemia

Leukaemia symptoms vary among individuals. Here are some common symptoms:

• Fatigue:

Feeling tired and sleepy is a common symptom of leukaemia. Fatigue may persist despite getting enough rest and sleep. Such a feeling occurs because leukaemia-infected cells can interfere with producing normal blood cells.

• Frequent infections:

Leukemia weakens the immune system, making individuals prone to infections. Recurrent infections, such as pneumonia, bronchitis, or urinary tract issues, may occur. These infections may take longer to resolve or may come back more frequently than usual.

• Easy bruising and bleeding:

Leukaemia affects the normal functioning of platelets, which help in blood clotting. As a result, individuals with leukaemia may get easily bruised, even from minor bumps or injuries. They may also notice prolonged bleeding from cuts or nosebleeds that are difficult to control.

• Pale skin and weakness:

Individuals with leukaemia can develop pale skin from a decline in red blood cell production. They may also feel weak and experience shortness of breath during physical activities. These symptoms arise because of anaemia.

• Bone and joint pain:

This disease can cause bone and joint pain, particularly in the arms and legs. The pain may be persistent or intermittent and can be severe at times. It occurs as leukaemia cells invade and grow in the bone marrow, putting pressure on the bones and causing discomfort.

• Swollen lymph nodes:

Lymph nodes refer to the small, bean-shaped glands crucial to the body's immune response. In leukaemia, the abnormal growth of white blood cells can cause lymph nodes to swell. We can usually feel these swollen lymph nodes in the neck, underarms, or groin area.

• Unexplained weight loss:

Leukemia can lead to unexplained weight loss, even without diet or changes in physical activity. The cancer cells can disrupt the body's normal metabolism, causing weight loss.

• Night sweats:

Experiencing excessive sweating, particularly at night, is another symptom of leukaemia. Night sweats can be drenching, disrupt sleep patterns, and trigger fever or chills.

• Abdominal discomfort:

Leukemia cells can accumulate in the liver or spleen, leading to abdominal discomfort or swelling. Such uneasiness may cause a feeling of fullness or pain in the abdomen.

• Frequent headaches:

Persistent or recurring headaches are common symptoms of leukaemia. The headaches may be moderate to severe in intensity and may not respond well to typical headache remedies.

Timely diagnosis and appropriate medical care can significantly improve the prognosis for individuals with leukaemia. Having comprehensive health insurance can ease the financial burden of medical treatments, ensuring access to necessary care without delays.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• How is Leukaemia Diagnosed?
• Bone Marrow Cancer: Causes, Symptoms & Treatment
• Understanding Lymphopenia: Unveiling Its Causes
• Causes of Spleen Cancer
• Causes of Squamous Cell Cancer

Rheumatoid arthritis is a long-lasting inflammatory disorder that impacts the joints and can harm multiple bodily systems like the skin, eyes, lungs, heart, and blood vessels. It is an autoimmune condition in which the immune system mistakenly targets the body's tissues, causing inflammation and mainly impacting the joints. Severe rheumatoid arthritis can even lead to physical disabilities. Recognising the symptoms of rheumatoid arthritis early on is crucial to receive timely treatment and prevent the progression of the disease. Having health insurance can provide essential financial support for managing long-term conditions like this, ensuring access to necessary treatments.

Symptoms of Rheumatoid Arthritis

Rheumatoid arthritis symptoms primarily include joint pain, swelling, and stiffness. However, it can also cause inflammation in other parts of the body, and not just the joints. The symptoms of rheumatoid arthritis typically develop gradually over a few weeks, although some cases may progress rapidly within a few days. These symptoms can vary from person to person and may fluctuate or change over time.

• The condition often starts with the small joints in the hands and feet. Rheumatoid arthritis usually affects the joints symmetrically, meaning it affects both sides of the body to the same extent, although this is not always the case.
• Joint pain associated with rheumatoid arthritis is often described as throbbing pain. It is typically worse in the mornings and after periods of inactivity.
• Stiffness is another one of the common rheumatoid arthritis symptoms. For example, if the hands are affected, bending the fingers or making a fist may be challenging. Morning stiffness in rheumatoid arthritis tends to last longer than that experienced in another type of arthritis called osteoarthritis, which usually wears off within 30 minutes of waking up.
• Inflammation of the joints in rheumatoid arthritis leads to swelling and redness. The affected joints may become swollen and tender to the touch. Some individuals may also develop other symptoms of rheumatoid arthritis, such as swellings called rheumatoid nodules that form beneath the skin around the affected joints.

In addition to joint symptoms, rheumatoid arthritis can cause more general symptoms, such as:

• Fatigue
• Lack of energy
• High temperature
• Sweating
• Poor appetite
• Weight loss can also occur

The inflammation associated with rheumatoid arthritis symptoms can extend beyond the joints, leading to problems in other body areas. Dry eyes may occur if the eyes are affected, while chest pain may also be experienced if the heart or lungs are involved.

It is important to note that rheumatoid arthritis is a chronic condition, and while the symptoms can be managed with various treatments, they can still impact an individual's daily life. Early diagnosis and proper medical attention are the keys to mitigating the progression of the disease, alleviating symptoms of Rheumatoid Arthritis, and improving the overall quality of life for those with rheumatoid arthritis.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• How is Rheumatoid Arthritis Diagnosed?
• Causes of Rheumatoid Arthritis
• Treatment Options for Rheumatoid Arthritis
• How to Prevent Arthritis: Tips for Healthy Joints
• Does Health Insurance Cover Arthritis?

Polio is a viral illness primarily affecting the nervous system, typically the spinal cord and brain stem. Its severe form can result in limb paralysis, respiratory difficulties, and even fatality. Polio, also known as poliomyelitis, has significantly declined globally following widespread vaccination efforts. However, the virus can still spread in regions with low immunisation rates. Individuals most vulnerable to polio are those who have limited access to sanitation facilities, children under the age of 5, or pregnant. Having comprehensive health insurance policy can ensure access to timely medical care and necessary treatments, offering financial protection. Being aware of common symptoms of polio is crucial for timely identification and intervention.

Symptoms of Polio

Polio often does not present itself with noticeable poliomyelitis symptoms in most infected individuals. However, different forms of the disease can manifest with varying degrees of severity.

1. Abortive polio, the mildest form, occurs in approximately 5% of poliovirus cases. It resembles flu-like symptoms lasting for 2-3 days and includes 

• Fever 
• Headache 
• Muscle aches 
• Sore throat 
• Stomach ache 
• Loss of appetite 
• Nausea
• Vomiting

2. Nonparalytic polio affects about 1% of those infected. Though it lasts longer than abortive polio, the virus does not cause paralysis. In addition to severe flu-like symptoms, nonparalytic polio may involve other symptoms, including

• Neck pain or stiffness
• Arm or leg aches or stiffness 
• Severe headache 

A second phase of symptoms of polio can follow, characterised by 

• Stiffness of the spine and neck 
• Decreased reflexes 
• Muscle weakness

3. Paralytic polio is the most severe and rare form. It initially resembles nonparalytic polio but progresses to more severe poliomyelitis symptoms. These can include 

• Intense pain 
• Extreme sensitivity to touch 
• Tingling or pricking sensations 
• Muscle spasms or twitching 
• Muscle weakness leading to paralysis 

Paralysis can affect any combination of limbs, with one leg being the most commonly affected, followed by one arm. In severe cases, muscles involved in breathing may become paralysed, resulting in difficulty swallowing and breathing.

4. Post-polio syndrome, which typically occurs decades after an initial polio infection, is characterised by the appearance of new symptoms of polio or the worsening of existing problems. Common manifestations include 

• Progressive muscle or joint weakness and pain 
• Fatigue 
• Muscle wasting 
• Breathing or swallowing difficulties 
• Sleep-related breathing disorders such as sleep apnea 
• Lower tolerance to cold temperatures

If an individual has had polio previously and experiences new or worsening poliomyelitis symptoms, consult a healthcare provider immediately for prompt and accurate diagnosis. Since the symptoms of polio can resemble those of other viral diseases that significantly affect the nervous system, a professional evaluation is necessary to determine the appropriate course of action.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• How is Polio Diagnosed?
• Causes of Polio
• Essential Vaccinations for Children in India: A Parent's Guide
• What's the Difference Between a Syndrome and a Disease?
• Everything You Need To Know About Pre-Existing Diseases