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Hyundai Creta vs Kia Seltos - Comparison Guide

This blog compares Hyundai Creta and Kia Seltos across price, features, mileage, safety and interiors. It highlights key differences to help SUV buyers choose wisely while also explaining why comprehensive car insurance is essential for both vehicles.

  • 27 Aug 2025
  • 5 min read
  • 1 views

Mid-size SUVs have taken the Indian roads by storm with the Hyundai Creta and Kia Seltos topping the wish lists of many car buyers. With attractive styling, strong engines and well-equipped cabins, both SUVs offer plenty for urban families and driving enthusiasts alike.

Seltos versus Creta is one of the most common debates among buyers. This guide helps you compare both vehicles in brief, so you can decide which model suits your lifestyle, budget and car insurance needs best.

Differences between Hyundai Creta and Kia Seltos

The Hyundai Creta and Kia Seltos are built on the same platform and share several features, engines and transmissions. While the Creta focuses more on comfort and practicality, the Seltos stands out with its sporty styling and extra tech touches. Seltos offers slightly more boot space and more engine-transmission options, while the Creta’s simple, practical interior and refined ride cater to family needs. Ultimately, Seltos vs Creta which is better comes down to your priorities.

Key highlights of Hyundai Creta vs Kia Seltos

Key differences in features and insurance for Seltos vs Creta:

Feature

Hyundai Creta

Kia Seltos

Starting Price

₹11.11 lakh (ex-showroom)

₹11.19 lakh (ex-showroom)

Engines

1.5L Petrol, 1.5L Diesel, 1.5L Turbo

1.5L Petrol, 1.5L Diesel, 1.5L Turbo

Power (Petrol/Turbo)

113–158bhp

113–158bhp

Transmission

Manual, iVT, AT, DCT

Manual, iMT, CVT, DCT, AT

Mileage (ARAI)

Up to 21.8kmpl (diesel)

Up to 20.7kmpl (diesel)

Boot Space

433 litres

433 litres

Safety

6 airbags standard, 3-star GNCAP

6 airbags standard, 3-star GNCAP

Top Features

Panoramic sunroof, Level 2 ADAS

Head-up display, Bose speakers

Insurance (sample premium)

₹22,209

₹24,872

Hyundai Creta Vs Kia Seltos: Engine and transmission

Both SUVs are powered by 1.5L petrol, 1.5L turbo-petrol and 1.5L diesel options. Power output is similar, ranging from 113bhp (standard petrol and diesel) to 158bhp (turbo petrol).

The Creta offers a 6-speed manual, iVT and DCT, while the Seltos adds iMT and CVT to its list. Kia Seltos vs Creta engine performance is neck-and-neck, but the Seltos offers more combinations for those wanting specific gearbox-engine pairings.

Hyundai Creta Vs Kia Seltos: Fuel and performance

The Creta diesel manual stands out at 21.8kmpl, edging out Seltos’ 20.7kmpl. The recently introduced turbo petrol in both delivers exciting performance, with the Creta slightly ahead at 18.4kmpl versus Seltos’ 17.9kmpl. On the road, Creta’s suspension is tuned for comfort and a more relaxed drive.

Seltos favours sharper handling, with a slightly firmer ride that appeals to those who enjoy driving.

Hyundai Creta Vs Kia Seltos: Technology and infotainment

Both SUVs come packed with modern tech. Expect a panoramic sunroof, a digital instrument cluster, wireless charging and ventilated seats on top trims. The Creta boasts Level 2 ADAS and a comfort-oriented layout.

Seltos, meanwhile, features a head-up display, rain-sensing wipers, a premium Bose sound system and a larger set of engine-transmission choices.

Hyundai Creta Vs Kia Seltos: Safety ratings

The Kia Seltos and Hyundai Creta both secure 3-star Global NCAP safety ratings, with six airbags now standard, along with electronic stability control, ABS with EBD and ISOFIX child seat mounts. Seltos also offers a 360-degree camera, blind-spot indicators and front parking sensors, while the Creta brings in an electronic parking brake.

Hyundai Creta Vs Kia Seltos: Design and exterior

The Hyundai Creta carries a squared-off new grille, strong light bars and classic SUV lines, giving it a mature, road-focused look. Kia Seltos is bolder, with more aggressive styling, sportier alloy wheel designs and distinct accent lines. If a sporty, eye-catching exterior is your priority, Seltos emerges as the winner.

Hyundai Creta Vs Kia Seltos: Interiors and cabin space

Both offer roomy five-seat cabins with comfortable seating, quality materials, and plenty of storage. Creta’s interior is known for its comfort-focused layout. Seltos counters with premium touches like ambient lighting and more choices in interior colour schemes.

Car insurance considerations for Hyundai Creta & Kia Seltos

Both SUVs are eligible for comprehensive car insurance, which covers own damage, theft and third-party liabilities—making it the recommended choice for high-value models like these.

While third-party car insurance is the legal minimum, it only covers damages to others, not your own vehicle. Generally, the Kia Seltos attracts a slightly higher car insurance premium compared to the Hyundai Creta.

Conclusion

It's not easy to choose one from these two models, as both offer robust performance, high comfort, and extensive feature lists. The Creta is the comfort king, with a smoother ride and a focus on practicality. The Seltos is the tech wizard, nimbler, with more customisation and gadgetry. The choice between Kia Seltos versus Hyundai Creta depends on your personal preferences.

FAQs

  • Seltos vs Creta which is better for families?

Both deliver spacious cabins and great safety, but Creta provides a softer, more comfortable ride.

  • Does Kia Seltos have more features than Creta?

Yes, the Seltos edges ahead with additional tech like a head-up display, premium sound system and more transmission choices.

  • Is comprehensive car insurance better for Creta or Seltos?

It is highly recommended for both, as comprehensive cover protects from own damage, theft and legal liabilities.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.



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