Travel Insurance For South Africa From India 2025
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Introduction

Travel Insurance for South Africa

Waking up to the sound of wildlife on a lush African safari or standing on a pristine beach, gazing out at the endless ocean, is what people travel to South Africa for. The country, rich in history, culture, and natural beauty, offers experiences unlike any other. Whether you are exploring the streets of Cape Town, witnessing the incredible wildlife in Kruger National Park, or simply relaxing along the scenic Garden Route, there is something here for everyone.

Key Features of South Africa Travel Insurance

Age-independent Coverage

Your health might need extra care, but that doesn’t mean your travel plans should. Our TripSecure+ plan offers broad coverage for those aged 0 to 80, allowing you to explore South Africa without any stress.

Cashless Facility

Worried about sudden medical bills? Stay calm. With our network of partner hospitals, you can access high-quality medical care without paying upfront.

Customised Coverage

Travelling for leisure or business? Exploring the mountains or relaxing on a beach? Whatever your travel style, tailor your insurance to match your plans and pay only for what you truly need.

Cruise Coverage

Planning for that picture-perfect moment on your cruise? Enjoy every bit of your long-awaited break. And if anything, like an unexpected illness or cancellation, interrupts your plans, rest easy knowing we are just a call away to help.

Quick Claims

Unexpected events are a part of life, especially while travelling. That’s why our ILTakeCare App ensures instant claim submissions anytime, anywhere.

Types of Travel Insurance for South Africa

Single-trip travel insurance

Single-trip Travel Insurance

With a busy year behind you, it is time to explore the beauty of South Africa. Choose our single-trip travel insurance for complete financial protection against over 50 unfortunate situations you may encounter at different stages of your trip. Our coverage begins the day you book your flight tickets and lasts until you return to India and arrive home.

Multi-trip travel insurance

Multi-trip Travel Insurance

For those who can't get enough of South Africa, our multi-trip insurance ensures you are always covered, no matter how many times you travel there. Whether business or leisure, you will have year-round protection, saving you from buying insurance for every trip.

Benefits of Buying Travel Insurance for Australia

Benefits of Buying Travel Insurance South Africa

  • 1Medical Benefits

    Travel insurance is your safety net for unforeseen health troubles, offering comprehensive support, including treatments, evacuations, and dental coverage.

  • 2Car Rental Benefit

    Hit South Africa’s scenic routes with confidence! Our rental car coverage protects you against unexpected repair or replacement expenses during your journey.

  • 3Luggage Benefits

    Delayed arrival of luggage? Our travel insurance reimburses essential purchases so you can continue your trip seamlessly without financial strain.

What's Covered under Travel Insurance for South Africa from India

  • Inclusions
  • Exclusions

  • Baggage Cover

    Lost luggage, damage, or delays can be a travel nightmare. Our coverage helps ease the financial burden by reimbursing for necessities, so you can continue your journey through South Africa without the added stress.

  • Adventure Sports

    From the high-flying thrills of zip-lining to the excitement of bungee jumping, extreme activities in South Africa carry risks. We offer coverage to protect you should an injury occur during these adventures.

  • Trip Cancellation

    Accidents happen, and so do unexpected health issues. If you are unable to make your flight to South Africa due to injury or illness, we have your back by covering your non-refundable trip costs.

  • Trip interruption

    If an unavoidable event like a severe injury forces you to cut your trip short and return to India, we will compensate you for any prepaid bookings and cover the cost of your return flight.

  • Hotel Stay Extension

    If situations like flight cancellations, medical emergencies, political disturbances, or terrorism lead to an extended stay, we will cover the lodging expenses for the further stay as long as the room type you stay in is similar to your original one.

  • If your claim falls below the deductible, we are not liable to process the same.

  • You cannot file a claim for injuries sustained while committing a criminal offence abroad.

  • Your insurance claim will be invalid if you stay longer than 90 days in South Africa on an immigrant visa.

  • Claims resulting from incidents of conflict, civil war, or radiation contamination are not admissible.

  • Self-harm or substance misuse-related injuries will void any insurance claims.

  • We are not liable to cover elective surgeries, cosmetic treatments, or non-urgent medical procedures.

  • Our coverage does not apply to claims for mental health conditions, venereal diseases, or stress.

  • If you need to cancel your trip due to events unless it is an unforeseen emergency, such expenses are typically not covered under standard travel insurance policies.

Policy documents:

How to Buy The Best Travel Insurance for South Africa Online?

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What is Travel Health Insurance

What is Travel Health Insurance for South Africa?

You don’t want to ruin your travel budget due to a medical crisis while travelling to South Africa. If the local climate does not suit you, or if the local food results in diarrhoea or a stomach ache requiring immediate hospitalisation, travel health insurance will cover your hospital bills, pharmacy expenses, and other related costs. The coverage further extends to accidental bodily and dental injuries.

If you are travelling to offbeat places where there are no healthcare facilities and you fall ill, your travel insurance will help arrange medical evacuation and will also pay for the associated charges. In the unfortunate event of the policyholder’s demise, there is coverage for the repatriation of his/her mortal remains.

For situations where you intend to stay for a month or more and your condition requires proper care at your accommodation, travel insurance will arrange for a compassionate visit (restricted to one family member), such as your parent, spouse, or child.

It is important to mention that if you have purchased the ICICI Lombard TripSecure+ plan, and the reason for your deteriorating health on the trip is a pre-existing illness, the treatment costs will also be covered.

Interesting Facts About South Africa

  • Researchers believe that more than 40% of the gold in South Africa's land is yet to be discovered.

  • Table Mountain, located in the National Park, is approximately 240 million years old. It is home to over 2,000 endemic plant species.

  • South Africa has three capitals: Pretoria, Cape Town, and Bloemfontein.

  • South Africa has 12 official languages, including Tshivenda, English, Afrikaans, and Xitsonga.

  • The Cape Winelands boast over 500 registered wineries.

  • South Africa boasts a rich biodiversity. Although it covers just 2% of the Earth's land surface, it is home to 7% of the world's reptile and mammal species, 10% of bird species, and 15% of coastal marine species.

  • The Bloukrans Bridge, standing 709 feet above the Bloukrans River, is one of the highest bungee jumping points in the world.

  • The first democratically elected president of South Africa, Nelson Mandela, is known by five different names.

  • Soweto, Johannesburg, has a street named Vilakazi, where two Nobel Prize laureates once lived.

Visa Procedure for South Africa

  • 1 Select the visa type you wish to apply for. You may choose from tourist, medical, student, or transit visas. A visitor visa is required if your stay is not more than 90 days.
  • 2 Book an appointment at the nearest Visa Application Centre. You can complete this step online through the VFS Global website.
  • 3 Visit the Visa Application Centre with all the required documents. You will need to provide biometric data, which includes your fingerprints and/or photographs.
  • 4 Pay the required visa fee. The fee differs depending on the visa category and is payable in Indian Rupees.
  • 5 Once your visa is processed, you will receive a notification to proceed further.

Documents Required For The South Africa Tourist Visa

1

Furnish a Passport with a remaining validity of at least six months from your departure date. Ensure it has two blank pages for stamping purposes.

2

Duly filled DHA 84 visa form

3

A recent passport-sized photograph with a white background

4

A cover letter detailing your stay duration and travel itinerary

5

Confirmed two-way flight ticket

6

Proof of stay in South Africa, such as a hotel booking or an invitation letter if someone is hosting you.

7

Bank account statements for the last three months to prove you have adequate funds to cover your expenses.

8

Any additional documents that the South African embassy may require, such as work credentials or business documentation.

Best Time To Visit South Africa

Winter

Winter in South Africa starts in May and ends in September. These months are perfect for wildlife lovers. The cool and dry weather makes animal sightings easier, as they frequent rivers and waterholes. National parks like Kruger and KwaZulu-Natal are prime destinations during this time because of sparse vegetation.

Summer

Summer in South Africa runs from November to March. During these months, temperatures can reach up to 32°C. This season is ideal for exploring the coastline and enjoying festivals such as AFROPUNK and the Cape Town Minstrel Carnival.

South Africa Safety And Precautionary Measures To Be Undertaken

  • Avoid carrying large sums of money. Use cards or mobile payment apps wherever possible. If cash is necessary, keep it split between multiple locations.

  • Stick to filtered or bottled water to avoid potential illness. Eat at reputable restaurants and ensure street food vendors maintain hygienic practices.

  • Save local emergency numbers, including police and medical services, in your phone. Additionally, carry written copies in case your phone becomes inaccessible.

  • Keep valuables like wallet, phone, and your Passport in a money belt or concealed pouch. Avoid displaying expensive items, which can attract unnecessary attention.

  • Only use ATMs located inside banks or secure places. While entering your PIN, shield the keypad and remain vigilant to avoid skimming devices or onlookers.

  • Choose hotels or guesthouses with good reviews for safety and security. Check for features like 24-hour reception, secure locks, and surveillance systems.

  • When visiting remote or wildlife areas, book tours through certified operators. Professional guides ensure safety from natural dangers and unfamiliar terrain.

  • Stick to well-lit, populated areas when walking after sunset. If possible, travel in groups or arrange a trusted mode of transportation to ensure safety.

List of International Airports in South Africa

International Airports Address
Cape Town International Airport Matroosfontein, Cape Town, 7490, South Africa
King Shaka International Airport King Shaka Dr, La Mercy, 4407, South Africa
Lanseria Airport Airport Rd, Lanseria, 1748
O.R. Tambo International Airport 1 Jones Rd, Kempton Park, Johannesburg, 1632
Kruger Mpumalanga International Airport R538, Mbombela, 1200, South Africa
Polokwane International Airport N 1, North to Makhado, Gateway St, Polokwane, 0700,

Popular Destinations in South Africa

  • Johannesburg

    The "City of Gold" is renowned for its rich history and culture. While here, visit the Constitution Hill and the Apartheid Museum to explore the country’s past. Head to the Maboneng Precinct to explore vibrant art galleries and savour delicious food. Gold Reef City Amusement Park and the Johannesburg Zoo are also must-visit attractions in this dynamic city.

  • Durban

    When in Durban, start your journey at the Golden Mile beachfront. You can indulge in surfing, swimming, and leisurely strolls. Next, explore uShaka Marine World. Once done, immerse yourself in history at the KwaMuhle Museum. If you are a wildlife enthusiast, a short drive will take you to Umgeni River Bird Park.

  • Pretoria

    Pretoria is the administrative capital of South Africa. The city has beautiful jacaranda-lined streets. You can drive to the Voortrekker Monument and Union Buildings to gain historical insights. Stroll through the Pretoria National Botanical Garden or hike at Groenkloof Nature Reserve for outdoor adventures.

  • Port Elizabeth

    Renowned as "The Friendly City," Port Elizabeth is perfect for beach lovers and outdoor enthusiasts. Visit Route 67 and Donkin Reserve for cultural exploration. For wildlife, drive to Addo Elephant National Park. If you are on a trip with your family, explore the Bayworld Museum and Oceanarium.

  • Knysna

    Knysna is a gem nestled along the Garden Route. Explore the iconic Knysna Heads, famous for its sandstone cliffs and breathtaking lagoon views. Stroll through the Knysna Waterfront for boutique shopping and dining. Discover Featherbed Nature Reserve's trails and pristine scenery, or take a ferry ride across the lagoon. If you are a nature lover, Knysna Forest, noted for its towering trees and elephants, is a must-visit destination for you.

  • Plettenberg Bay

    Plettenberg Bay is a haven for nature lovers and adventure seekers. You can visit Robberg and Lookout beaches or drive to Robberg Nature Reserve for hiking trails and seal colony views. Wildlife enthusiasts can visit Birds of Eden and Monkeyland.

  • Stellenbosch

    When here, drive to Stellenbosch Village Museum, where you can uncover the country's rich history. Tour the famous wine estates and taste some, such as Spier and Vergelegen. Go for a hike through Jonkershoek Nature Reserve or roam the streets filled with Cape Dutch architecture. Don't miss the Stellenbosch University Botanical Garden for a serene escape.

  • Hermanus

    Hermanus offers beautiful coastal views and unique wildlife experiences. The town is famous for whale watching at Walker Bay. Don't miss Fernkloof Nature Reserve and the adventurous Gansbaai Shark Cage Diving.

  • Franschhoek

    Franschhoek is nestled in the Cape Winelands. It is the perfect place for wine lovers. You can visit the Huguenot Monument to learn about the area's French heritage. Besides that, explore the Franschhoek Motor Museum, which showcases vintage cars.

  • Sun City

    Sun City combines luxury, adventure, and nature. Explore the Valley of Waves Water Park and visit the famous Sun City Casino for entertainment, or enjoy a safari at Pilanesberg National Park, home to the Big Five. If you are into sports, the Gary Player Golf Course offers world-class golfing.

  • Ballito

    Ballito offers many tourist attractions. From the golden sands of Ballito Beach to Harold Johnson Nature Reserve, it is a paradise for nature lovers. For shopping enthusiasts, Ballito Lifestyle Centre is a perfect place. You can also explore the nearby Dolphin Coast for whale watching or go for a day trip to Umhlanga Lagoon Nature Reserve.

  • Nelspruit

    Nelspruit, or Mbombela, is a gateway to South Africa’s wildlife. Visit Kruger National Park for safari experiences, or explore God's Window. The Sudwala Caves are perfect for underground adventures, while the Lowveld National Botanical Garden showcases diverse flora. For nature lovers, the Elephant Sanctuary is a must.

  • Sandton

    When in Sandton, visit Nelson Mandela Square. Indulge in shopping at Sandton City Mall or relax at Delta Park. For art enthusiasts, the Johannesburg Stock Exchange offers public art, while the nearby Morningside Shopping Centre offers unique boutiques.

  • Cape Town

    When in Cape Town, hike up Table Mountain for beautiful views, explore the historic Robben Island, or soak on the beaches of Camps Bay. Don’t miss the V&A Waterfront for shopping and dining, and take a trip to the Cape of Good Hope.

Things To Do In South Africa

  • Visit Robben Island. Here, Nelson Mandela was imprisoned for 18 years. You can take guided tours under former political prisoners.

  • Book a cable car to Table Mountain and enjoy the views of the Atlantic Ocean.

  • Go for a hike on the Drakensberg Mountains, a UNESCO World Heritage Site noted for its ancient rock art.

  • Take a trip to iSimangaliso Wetland Park, a UNESCO World Heritage site celebrated for its diverse wildlife and habitats.

  • Go on a safari in Hluhluwe-Imfolozi Park, the oldest nature reserve in Africa. The park is also home to the Big Five.

  • Drive to Boulders Beach to explore the African penguin colony.

  • Get your heart racing with an exhilarating shark cage dive in Gansbaai, home to the world’s most famous Great White Sharks.

  • Drive or join a guided tour up the Sani Pass, a challenging mountain path that links South Africa to Lesotho.

List of Well-Known Indian Restaurants in South Africa

  • Silver Spoon Indian Cuisine

    Suite 101, Vans Rd, Tokai, Cape Town, 7945

  • Vadivelu

    151 Kloof St, Gardens, Cape Town, 8001

  • Sigree Indian Cuisine

    166 2nd Ave, Kenilworth, Cape Town, 7708

  • Tadka Indian Cuisine Claremont

    214 Main Rd, Claremont, Cape Town, 7708

  • Sundoo Sea Point

    77 Regent Rd, Sea Point, Cape Town, 8060

  • Shamani Indian Cuisine

    Ground Floor, 74 Roodebloem Rd, Woodstock, Cape Town, 7925

  • 91 Haute Indian Cuisine

    Corner of Langherman & Centre Point Shopping Centre, Knysna Rd, Milnerton, Cape Town, 7441

  • Bombay Brasserie

    Taj Cape Town, 1 Wale St, Cape Town City Centre, Cape Town, 8000

  • Thali Restaurant

    3 Park Rd, Gardens, Cape Town, 8001

  • Prashad Cafe Rondebosch

    6, 6 Fountain Pl, Rondebosch, Cape Town, 7700

Local Law And Etiquette In South Africa

  • Elders hold great respect. Always use formal titles when speaking with them and maintain a respectful tone.

  • Being punctual is expected in business events, while social gatherings tend to be more relaxed about timing.

  • Refrain from photographing government buildings, military sites, or airports, and always seek permission before taking pictures of people, particularly in rural areas.

  • Always address individuals with formal titles like “Mr”, “Mrs”, or “Miss”, followed by their surname until you are asked to use their first name.

  • South Africa follows left-hand traffic for driving.

Indian Embassies in South Africa

Johannesburg

Indian Consulate General

Address:
1, Eton Road
Corner Jan Smuts Avenue & Eton Road
Parktown 2193, Johannesburg

 

Cape Town

Consulate General of India

Address:
The Terraces, 8th Floor,
34 Bree Street,
Cape Town 8001

 

Pretoria

High Commission of India

Address:
852, Francis Baard Street,
Arcadia 0083, Pretoria

 

List of Countries Where Travel Insurance is Mandatory

Russia Cuba Portugal Norway Hungary
Turkey Qatar Australia Denmark Bulgaria
UAE Belgium Germany Malta Netherlands
France Switzerland Czech Republic Sweden Latvia
Lithuania Finland Spain Estonia Romanian
Slovenia Liechtenstein Poland Iceland -
Italy Greece Luxembourg Slovakia -

Frequently Asked Questions About
South Africa Travel Insurance

Do I need travel health insurance for South Africa?

Travel insurance is not mandatory for South Africa, but it is recommended to ensure a stress-free trip and financially safeguard yourself from unfortunate events.

Can I purchase travel insurance for South Africa from India after I have already booked my trip?

Yes, buying travel insurance is still possible even after booking your itineraries and flights. However, early purchase is recommended to maximise policy benefits.

What is the eligibility criterion to buy South Africa travel insurance for visitors?

ICICI Lombard offers travel insurance for individuals from newborns to senior citizens up to 80 years old, with the added convenience of family plans.

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ICICI Lombard General Insurance Company Limited,

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025.

Reg. No.115

Fax no - 022 61961323

Contact - 1800 2666

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ICICI Lombard General Insurance Company Ltd. is one of the leading private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.

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