Here’s what travel insurance for Germany from India typically covers:
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Medical Contingencies
Covers hospital bills, doctor consultations, and emergency medical evacuations.
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Trip Cancellation/Interruption
Reimburses non-refundable expenses if you cancel or cut short your trip due to illness or family emergencies.
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Baggage Loss/Delay
Compensates for lost, stolen, or delayed baggage and personal belongings, including vital documents.
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Flight Delays/Missed Connections
Covers additional expenses due to flight delays or missed connections.
Though the specifics may differ across plans, most travel insurance for Germany policies do not cover:
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Pre-existing medical conditions, unless declared and covered
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Travel against government advisories or warnings