Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.

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Car Insurance

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About Honda car insurance

Honda cars are known for their excellent build quality and safety features. The brand excels in its petrol engines, and its i-VTEC engines are among the most fuel-efficient engines in the country. If you own a Honda car, do not forget to secure it with a Honda insurance online. ICICI Lombard offers you third-party cover, standalone own-damage policy, and comprehensive car cover to choose from. You may also increase the extent of your Honda car insurance online by choosing from our popular range of add-ons by paying a small extra premium.

What are the Honda car insurance add-on covers?

Roadside Assistance

Stuck in the middle of your journey because your car is damaged? You can get help pronto if you have roadside assistance in Honda car insurance.

Zero Depreciation

You can avoid your Honda car’s reducing value due to depreciation with a zero depreciation add-on in Honda insurance policy.

Consumables Cover

Want to replace non-reusable consumable items such as lubricant oil or nuts and bolts? Why not take advantage of the consumable cover add-on and save a significant amount of money!

Garage Cash

When your damaged car sits at the garage for too long, this add-on comes handy. Buy garage cash cover in Honda insurance policy and get a daily allowance for commuting for the number of days your car is in the garage.

NCB Protect

Don't want to lose your no claim bonus despite filing a claim? Consider purchasing an NCB protection add-on with Honda car insurance online.

Engine Protect

Why stress about fixing engine damage caused by oil leaks and water intrusion when you can enhance your Honda insurance coverage with an engine protection add-on!

Key Protect

Don't you want to secure your Honda car's key lock? If yes, choose a key protection add-on in Honda motor insurance.

Tyre Protect

Safeguard your car's tyre during an accident by opting for a tyre protection add-on in Honda car insurance.

What is covered in Honda car insurance?

  • Inclusions
  • Exclusions
  • Accident

    We cover damages from all types of accidents – whether it happens on road or in parking. Give us a call and we will take care of the repairs.
  • Natural calamities

    When natural calamities strike, vehicles have a high risk of damage. Our Honda motor insurance will cover such cases.
  • Third party injury

    During an accident, there is a considerable risk of physical injury to a third person. But no need to worry, our Honda insurance will take care of the expenses.
  • Property damage

    If a third-party property is damaged as a result of an accident involving your Honda car, we will compensate for such losses.
  • Personal injury

    Escaping an injury during a severe accident is a matter of chance. Ensure you have compulsory personal accident cover of ₹15 lakh with Honda insurance for such incidents.
  • Accidents that occur outside of India.
  • Accident caused by a driver under the influence of alcohol or drug.
  • If the insured Honda car is driven without its owner consent.
  • Car modifications that violate the manufacturer's guidelines.
  • Honda car being used for for racing or unlawful activities.
  • Any contractual liability.
  • Damages due to war, nuclear, or biological attack, or other similar situations.
  • Regular wear and tear of your Honda car and its parts.

What are the types of Honda car insurance?

Comprehensive Honda insurance

It is an extensive car policy that covers not only your Honda car damage but also protects you financially from third-party losses in the event of an accident. Moreover, this Honda vehicle insurance also lets you opt for personal accident cover in case of accidental death or permanent disability.

Third-party liability Honda car insurance

According to the Motor Vehicle Act of 1988, this is mandatory to drive on Indian roads. This Honda insurance protects you only against third-party losses in the event of an accident. The policy, however, does not cover the cost of repairing the damage to your Honda vehicle.

Standalone own damage Honda car insurance

Own-damage Honda motor insurance covers losses to your vehicle only, and not third-party losses or personal injury expenses. To purchase this policy, you must have active Honda third party liability insurance.

Why do you need car insurance for your Honda car?

An accident is almost unavoidable for any car owner driving on Indian roads. The worst part is that it always comes with a garage bill to the least. The only thing can you can do to prepare for such unexpected expenses is getting the right Honda car insurance plan . Moreover, if you get caught driving without a Honda insurance, you may have to pay ₹2000 as traffic fine. Protect yourself financially against any accidental damages, theft, natural calamities and third party liabilities by opting for a Honda car insurance.

How to renew a Honda car insurance policy?

Stop worrying about the expiration of your Honda insurance policy. Switch to ICICI Lombard and obtain an immediate renewal with only a few taps on your smartphone. Here’s what you need to do for Honda insurance renewal online:

  • 1
  • 2
    Enter your Honda car registration number or your registered mobile number and click on ‘Proceed’.
  • 3
    Check your coverage and make online payment..
  • 4
    Get renewed Honda car insurance online instantly.

Benefits of buying Honda car insurance online

Instant cover

Visit our website and enter some basic details to get your Honda car protected right away.

Contactless policy

With ICICI Lombard, you can easily get a contactless policy online.

Multiple payment options

Love using a specific payment app? We let you choose from a wide range of payment methods for premium payment.

Minimal paperwork

Online, you can say no to the cumbersome paperwork for your Honda insurance policy purchase or renewal.

Additional discount

Switch to digital mode, reduce manpower effort, and get additional discounts on your premiums.

How to make a claim for your Honda car insurance policy?

If your car is insured with ICICI Lombard's Honda car insurance, you need not go through a lengthy claim settlement process. Simply follow the steps below and get your claim settled in no time.

  • 1
    Dial our toll-free number and inform our representatives of the loss or damage to your Honda car.
  • 2
    You can get instant approval^ on Honda car insurance claim using the InstaSpect feature on IL Take Care app.
  • 3
    We will pick up** your damaged car, drop it at the garage and get it repaired while you relax at home. We will settle the Honda car insurance claims directly with the garage.

Reasons to buy Honda car insurance

As per the Motor Vehicle Act of 1988, car owners must insure their Honda car with at least third party liability cover; failing to do so will result in a penalty.

Honda car insurance compensates third party loss in the event of a mishap involving your Honda car.

Honda insurance with personal accident cover will compensate policyholders with a lump sum pay-out if they become permanently disabled as a result of an accident.

Honda car insurance shields you financially if your car is damaged due to natural or manmade disasters.

Reviews and ratings

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  • Our customers have rated us

    Based on 132 reviews

Frequently asked questions on Honda car insurance

What value is my Honda car to be insured for—reinstatement value or depreciated value?

Your Honda vehicle will be insured for its Insured Declared Value (IDV). Your car's IDV is its second-hand market value which takes into account the depreciation. It is the maximum value that you may obtain from us if your car is stolen or is damaged beyond repair.

Which factors affect the Honda car insurance price?

Will my Honda car be inspected before renewal?

Your Honda car won’t need any inspection if you renew your policy before expiry. However, if you are trying to renew after a considerable gap from the last expiry date, you can use the InstaSpect feature on our IL Take Care app for inspection.

Will I lose my NCB if my Honda car insurance gets expired?

No, if you renew your Honda car insurance within 90 days from the date of its expiry, your NCB will remain intact. After 90 days, it can’t be carried forward.

What will happen if I mistakenly fill up the wrong Honda car variant while buying car insurance?

If you have mentioned an incorrect Honda car variant in the proposal form, notify us immediately. We will make the necessary modifications after verifying the information and will send you an endorsement letter confirming the changes.

What are the documents needed for Honda car insurance claims?

To file your Honda car insurance claim, you will need these documents:
  • Honda insurance policy
  • Driving licence copy
  • Duly signed claim form
  • Original repair invoice in case of reimbursement claim
  • Honda car's RC copy
  • A copy of the FIR

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