Best Travel Insurance for Italy from India Online 2025
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Introduction

Travel Insurance for Italy

You have likely heard stories about the romantic canals of Venice, the breathtaking architecture of Rome, or the serene beauty of the Amalfi Coast. It is no wonder Italy consistently tops the bucket list of many wanderlust seekers. Not only that, beyond its iconic landmarks and scenic views, there is more that makes Italy special — its tradition.

Key Features of Italy Travel Insurance

Age-independent coverage

Planning a trip in your old age while managing multiple health concerns? Don’t worry — we have got you covered. With our TripSecure+ plan, anyone aged 0 to 80 can get comprehensive travel coverage.

Cashless Facility

Stuck in a medical emergency in Italy and don’t have the budget to cover your bills? No stress! We have partner hospitals abroad where you can receive cashless treatment without hassle.

Cruise Coverage

In Italy with your better half and booked dinner on that dreamy cruise you have seen in Hollywood movies? But what if the cruise is cancelled or you fall sick on board? We have got you covered.

Quick Claims

Regardless of the challenges you face, simply take out your smartphone, open the ILTakeCare App, and initiate your claim request.

Customised Coverage

Every traveller has unique needs, and we understand this. With us, you can easily customise your policy’s scope of coverage and pay only for the specific protection you need.

Types of Travel Insurance for Italy

Single-trip travel insurance

Single-trip travel insurance

Dreaming of visiting iconic international destinations, starting with Italy, at least once in your lifetime? Secure your journey with single-trip insurance, offering coverage for over 50 plus incidents from the moment you leave home until you return to your home country.

Multi-trip travel insurance

Multi-trip travel insurance

Captivated by the charm of Italy after seeing countless photos online and now planning multiple trips throughout the year? Opt for our multi-trip insurance and enjoy year-round coverage, eliminating the need to go through the Italy travel insurance policy purchase process repeatedly.

Benefits of Buying Travel Insurance for Italy

  • 1Medical Benefit

    A health crisis can happen when you least expect it, but travel insurance ensures your trip goes on by covering hospitalisation, evacuation, and dental treatment.

  • 2Car Rental Benefit

    Rented a car to explore different cities in Italy? Our rental car coverage ensures that if the car sustains damage, we will cover the repair and replacement costs.

  • 3Luggage Benefits

    A delayed or lost luggage situation can throw your travel plans off course. Our travel insurance ensures you won’t have to worry about out-of-pocket costs while waiting for your items.

What's Covered under Travel Insurance for Italy from India

  • Inclusions
  • Exclusions
  • Baggage Cover

    Nothing is more frustrating than losing your luggage or having it delayed after you arrive in Italy. It can also be disheartening if your baggage is damaged while in transit. But don’t worry — we provide coverage to ease the financial inconvenience caused by such instances.

  • Adventure Sports

    If you are flying to Italy to experience canyon exploration, rafting, hang gliding over Veneto, or free climbing in Sardinia, there is always a risk of injury. We offer medical coverage for injuries sustained during these thrilling activities to make your adventure worry-free.

  • Trip Cancellation

    Imagine you are about to leave home to catch your flight to Italy, but then you slip on the stairs, and the injury forces you to cancel your trip. Or perhaps, on the day of your flight, a loved one falls ill, leaving you no choice but to stay behind to care for him/her. In such situations, we will reimburse you for any non-refundable expenses associated with the trip.

  • Trip Interruption

    In certain situations, you may need to cut your trip short. For example, if you suffer a severe injury while exploring Italy, we will cover your remaining pre-paid bookings and the cost of a return flight to India.

  • Hotel Extension

    If you need to extend your stay due to a medical emergency, political crisis, flight rescheduling or cancellation, or any terrorist activity, we will cover the actual lodging expenses, provided that the room type remains the same as initially booked.

  • No claims will be admissible if you sustain an injury while involved in criminal activities.

  • Claims are not admissible if the root cause of the incident is war, rebellion, riots, nuclear radiation, or contamination.

  • No claims will be processed if the claim amount is less than the deductible.

  • If you are on an immigrant visa and have overstayed for over 90 days, you cannot claim for any covered incidents.

  • If an injury sustained on your trip is due to a suicide attempt or intoxication, your policy will be void.

  • Claims related to venereal disease, depression, or stress are not covered.

How to Buy The Best Travel
Insurance for Italy Online?

Say goodbye to long queues and piles of documents — secure your trip in just four simple steps to get instant coverage.

  • Share

    Provide your basic information and contact details here to receive an instant quote.

  • Pick

    Choose the plan that best suits your needs.

  • Pay

    Complete the payment through our secure gateway.

  • Policy

    Receive instant coverage for your trip to Italy.

What is Travel Health Insurance

What is Travel Health Insurance for Italy?

What if, after a few days of your trip, the Italian cuisine and local weather do not agree with your health, causing you to fall sick? The cost of treatment in a foreign country could drain your travel budget. This is where travel health insurance becomes invaluable.

If your condition requires hospitalisation, the insurer will cover the medical bills. If the situation worsens and you need your dear one by your side to take care of you, the insurer will pay for the transportation cost of one immediate family member.

Also, if, due to poor health, you find yourself in a location lacking essential healthcare facilities, the insurer will arrange an emergency medical evacuation and cover the associated expenses.

Additionally, if you sustain a dental injury while exploring hidden spots in Italy, the treatment costs will be covered.

It is important to mention that buying a TripSecure+ plan extends medical coverage to any illness related to pre-existing medical conditions.

Interesting Facts About Italy

  • You might not be aware, but Italy has 60 UNESCO World Heritage sites — the most any country has to offer. Of these, 54 are cultural sites, and 6 are natural sites.

  • If you enjoy reading, you might be surprised to learn that out of Shakespeare’s 38 plays, 13 are set in Italy.

  • The engineering marvel Cloaca Maxima in Rome, which dates back to the ancient era, is essentially a sewer system.

  • On average, an Italian person eats about 25 kilograms of pasta each year.

  • Italy not only invented eyeglasses and batteries but the first bank was also established in this country.

  • Europe has three active volcanoes, all of which are located in Italy.

  • Italy welcomes you with over 3,000 museums.

  • You may have heard of the Trevi Fountain, where tourists throw coins after making a wish. But you might not know that the yearly total from these coins amounts to around €1,000,000.

  • Your favourite pizza traces its origins to Naples, Italy, with roots dating back to the Roman Empire.

  • With 75% of its area covered by mountains, Italy is ideal for a traveller seeking a serene setting.

  • Italy is bordered by two independent microstates: San Marino and Vatican City.

  • Milan, Italy, is renowned worldwide for its fashion industry.

  • Italy is the world’s largest wine producer.

Visa Procedure for Italy

  • 1 Decide on the type of visa you wish to apply for. You can choose from business, tourist, student, or work visas.
  • 2 Visit the Italian Consulate website or a visa application centre to get the application form.
  • 3 Schedule an appointment at the consulate or visa centre. Arrive on the scheduled date with all necessary documents.
  • 4 Pay the visa fee. The standard tourist visa fee for a single entry for an adult is INR 4,258.
  • 5 Once your visa is processed, you will receive a notification with further details.

Documents Required For The Italy Tourist Visa

1

A duly filled and signed visa application form, which you can obtain from the official website of the Italian consulate

2

Recent passport-size photographs with a dimension of 35x45mm and white background

3

A valid Passport with at least three months of validity from your departure date to Italy, including two blank pages for visa stamping

4

A bank statement for the previous three months demonstrating sufficient funds in your account to cover any emergencies abroad.

5

A sponsorship letter from the person funding your Italy trip (if applicable)

6

A cover letter detailing the purpose of your visit

7

A copy of travel insurance with coverage of €30,000 or more

8

A copy of round-trip flight tickets

9

Proof of accommodation, such as a hotel booking receipt or short-term rental agreement, is required. If you are staying with a relative or friend in Italy, an invitation letter from him/her outlining the stay duration is required.

Best Time To Visit Italy

Spring

Spring in Italy spans from March to May, with temperatures fluctuating between 8°C and 25°C. It’s the ideal time to explore cities like Florence, Venice, and Rome, as the weather is pleasantly warm, making it perfect for sightseeing without the discomfort of extreme heat.

Fall

If you plan a trip in September or October during autumn, expect mild weather and the added charm of harvest festivities. These months are ideal for visiting vineyards in Tuscany or enjoying a scenic coastal drive along the Amalfi Coast, where temperatures range from 20°C to 25°C.

Italy Safety And Precautionary Measures To Be Undertaken

  • Keep yourself updated with local travel advisories and any safety or security advice.

  • Save emergency contact numbers, such as those of the Indian embassy, local authorities, and nearby medical facilities, and keep them handy.

  • When in crowded areas, make sure to secure your wallet and documents to avoid incidents of pickpocketing.

  • Research the reputation of transportation service providers before booking a cab for city outings. Unregistered taxis or rideshare services are a big no.

  • If you plan to drive in Italy, ensure you have an International Driving Permit to avoid any legal repercussions.

  • Maintain a calm demeanour and honour the traditions of the locals.

List of International Airports in Italy

International Airports Address
Leonardo da Vinci-Fiumicino Airport 00054 Fiumicino, Metropolitan City of Rome Capital
G. B. Pastine International Airport Via Appia Nuova, 1651, 00040 Ciampino RM
Pisa International Airport 56121 Pisa, Province of Pisa
Florence Airport Via del Termine, 11, 50127 Firenze FI
Milano Malpensa International Airport 21010 Ferno, VA, Italy
Milano Linate Airport Viale Enrico Forlanini, 20090 Segrate MI
Orio al Serio International Airport 24050 Province of Bergamo
Naples International Airport Viale F. Ruffo di Calabria, 80144 Napoli NA
Venice Marco Polo Airport Viale Galileo Galilei, 30, 30173 Venezia VE
Fontanarossa Catania Airport Via Fontanarossa, 95121 Catania CT

Popular Destinations in Italy

  • Rome

    Italy’s capital, Rome, is packed with history and culture. Take a journey into the past at the Colosseum, the Roman Forum, and the iconic Pantheon. Don’t miss Vatican City, home to St. Peter’s Basilica and the Sistine Chapel. Stroll through Piazza Navona and toss a coin into the Trevi Fountain. For authentic Roman cuisine, explore the vibrant Trastevere neighbourhood.

  • Florence

    Florence is the birthplace of the Renaissance. Admire Michelangelo’s David at the Accademia Gallery and explore the vast art collection at the Uffizi Gallery. The Florence Cathedral, with its iconic dome, is a must-see. Wander through the historic centre and cross the Ponte Vecchio. Don’t forget to visit the Boboli Gardens and the Pitti Palace.

  • Venice

    There is nowhere else like Venice in the entire world. Built on a network of canals, the city offers iconic landmarks like St. Mark’s Basilica, Rialto Bridge, and the Doge’s Palace. After a tiring day, visit the Campanile di San Marco, treat yourself to a coffee, and enjoy the sunset.

  • Milan

    Milan, synonymous with fashion, is Italy’s design capital. The city is known for the Gothic Duomo di Milano, Sforza Castle, and Santa Maria delle Grazie. For shopping, head to Galleria Vittorio Emanuele II, and for opera, visit La Scala.

  • Naples

    Naples is known for its pizza, vibrant street life, and rich history. Visit Castel dell’Ovo and enjoy the beautiful views over the Bay of Naples. From here, take a day trip to explore the ancient ruins of Herculaneum and Pompeii.

  • Verona

    Did you know Verona is the setting for Shakespeare’s famous play Romeo and Juliet? Visit Verona to explore Juliet’s House, Castelvecchio Museum, and Piazza delle Erbe. The Verona Opera Festival at the Roman Amphitheatre is another event you won’t want to miss.

  • Bologna

    For culinary delights, head to Bologna. Be sure to try tortellini and tagliatelle al ragù. Notable landmarks include the Asinelli and Garisenda Towers, the Basilica of San Petronio, Piazza Maggiore, and the University of Bologna.

  • Perugia

    Situated on a scenic hill in Umbria, Perugia is home to the famous Perugia Cathedral and the grand Palazzo dei Priori. Don’t miss the Etruscan Well, Rocca Paolina fortress, and the National Gallery of Umbria. If you’re visiting in July, the annual Umbria Jazz Festival is a highlight you shouldn’t miss.

  • Turin

    Turin is the place to go for world-class chocolate, superb coffee, and stunning royal palaces. Top attractions include Turin Cathedral, Piazza Castello, the National Cinema Museum, and Mole Antonelliana.

  • Genoa

    Genoa is a port city featuring landmarks like the Palazzi dei Rolli, Palazzo Ducale, and the Aquarium of Genoa. The city also hosts the Salone Nautico, the world’s largest boat show.

  • Pisa

    The Leaning Tower is synonymous with Pisa, but there’s more to explore here, including Piazza dei Cavalieri, Camposanto Monumentale, and Museo dell’Opera del Duomo. A walk along the Arno River also provides a memorable experience.

  • Siena

    If you want to experience medieval architecture or watch the Palio horse race, Siena is the place to go. Explore the historic centre, visit Palazzo Pubblico, and check out museums like Pinacoteca Nazionale and Museo dell’Opera Metropolitana. For food lovers, panforte and pici pasta are must-tries.

  • Palermo

    Palermo, the capital of Sicily, is famous for the Norman Palace, Palermo Cathedral, Quattro Canti, and Teatro Massimo. Be sure to explore the historic markets of Vucciria and Ballarò and try traditional dishes like panelle and arancini.

  • Catania

    Situated at the base of Mount Etna, Catania is known for Piazza del Duomo and Catania Cathedral. Other notable sites include Ursino Castle and the Roman Amphitheatre. For hiking enthusiasts, a guided tour of the volcano is highly recommended.

  • Bari

    Bari, a port city on the Adriatic Sea, holds significant historical importance. Visit Bari Cathedral, Basilica of San Nicholas, Bari Vecchia, and Castello Svevo. The Lungomare Promenade and Petruzzelli Theatre are also worth a stop.

Things To Do In Italy

  • Don’t miss the chance to visit the Babae Wine Window in Florence. Here, you receive a glass of wine passed through a tiny window — a charming tradition that dates back centuries.

  • Visit the Uffizi Gallery in Florence to witness masterpieces by Botticelli and Michelangelo.

  • Explore Cinque Terre, a stunning coastal area with five scenic villages along the Ligurian coast.

  • Put vineyard exploration in Tuscany at the top of your bucket list.

  • Discover the unique, conical-roofed Trulli houses in Puglia.

  • In Rome, one of the McDonald's restaurants allows you to enjoy snacks beside the 2,500-year-old Servian Wall.

  • If you love art, don’t miss the Brera Gallery in Milan, home to Renaissance masterpieces by Caravaggio and Raphael.

  • Visit a cheese factory to learn how famous Italian cheeses, like Parmigiano-Reggiano, are crafted.

  • Kayak and paddle through Italy's rivers and lakes or its scenic coast.

List of Well-Known Indian Restaurants in Italy

  • Hotel Maharaja

    Via dei Serpenti, 124, 00184 Roma RM

  • Ganesha India

    Via Labicana, 29, 00184 Roma RM

  • Indian Affairs

    Via Palermo, 6/b, 00184 Roma RM

  • Indo Ceylon

    Via Resegone, Milan

  • Dawat

    Corso Sempione 88, Milan

  • Maharani Mahal

    Via Cesare Arici 17, Milan

  • Sarla

    Via Stampa 4, Milan

  • Serendib

    Via Pontida 2, Milan

  • The Dhaba

    Via Panfilo Castaldi 22, Milan

  • Hotel Namaste

    Via S. Bernardo, 34, 56125 Pisa PI

Local Law And Etiquette In Italy

  • In Italy, table manners suggest that when dining with a group, you should wait until everyone has been served before you begin eating.

  • Say Buon appetito to your dining companions. This phrase means, "Enjoy your meal."

  • Loud sounds, like slurping or burping, are considered poor table manners.

  • Taking selfies is generally seen as disrespectful in certain places, such as in front of monuments dedicated to WWII victims.

  • Kissing twice on the cheeks when greeting someone close is a common practice in Italy.

  • Before entering a church, ensure your shoulders are covered. If you are a woman, consider wearing a cardigan or shawl.

  • If you are on Eraclea’s beach, building a sandcastle can lead to heavy fines.

  • In a Tuscan city, feeding pigeons in the city centre can land you in trouble.

  • Eating a sandwich in public is prohibited at any historical location in Rome.

Indian Embassy in Italy

Rome

Embassy of India

Address: Via XX Settembre,
5, Rome

List Of Countries Where Travel Insurance Is Mandatory

Russia Cuba Portugal Norway Hungary
Turkey Qatar Australia Denmark Bulgaria
UAE Belgium Germany Malta Netherlands
France Switzerland Czech Republic Sweden Latvia
Lithuania Finland Spain Estonia Romanian
Slovenia Liechtenstein Poland Iceland -
Italy Greece Luxembourg Slovakia -

Frequently Asked Questions About
Italy Travel Insurance

Do I need travel health insurance for Italy?

Since Italy is part of the Schengen area, travel insurance with at least €30,000 coverage is mandatory. This requirement ensures you have sufficient means to handle the situation if a medical emergency arises.

Can I purchase travel insurance for Italy from India after I have already booked my trip?

You can still purchase travel insurance after booking your flight and hotel reservations. However, buying coverage as early as possible is recommended for maximum benefits.

What is the eligibility criterion to buy an Italy travel insurance for visitors?

ICICI Lombard offers a travel insurance plan to anyone between 0 and 80. You can also purchase a plan that covers your entire family.

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