Imagine you reach the airport and the flight gets delayed pro tempore, or “for the time being”. Not only is your hard-earned money at stake, but the entire itinerary you had planned may go haywire. Had you purchased travel insurance, a delayed flight would not have troubled you much. Now, you must be wondering, where can I get holiday insurance? This blog is a ready reckoner to address all your queries about travel insurance.
How Can You Get Holiday Insurance?
You can get travel insurance offline through travel insurance consultants or book one online. While a consultant makes all the crucial decisions on your behalf, self-purchasing travel insurance requires a few considerations, which are listed below.
- Frequency of your trips: Avoid investing in annual travel insurance plans if you don’t travel abroad much. A single-trip insurance plan will suffice.
- Purpose of your travel: If you are flying for business or a study trip, you don’t need add-ons such as insurance for adventure sports. However, if you wish to indulge in such activities, ensure your insurance covers these sports, including emergency hospitalisation and accidental death.
- Duration of the trip: The premium is higher for long trips and lower for short ones.
- Kind of trip: Choose an individual plan if you are a solo traveller. If the entire family is on vacation, ensure each individual is insured.
Before you put the final stamp on the policy, read the intricate details carefully and understand the claim settlement process.
Conclusion
Hopefully, you don’t need to Google “Where do I get travel insurance?” anymore to search for travel insurance. Compare the gist of various policies on offer and choose the one that caters to your needs.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.