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Best Budget Bike Options In India

Budget bikes from Bajaj, Hero, TVS, Suzuki, Honda, and Yamaha provide affordable pricing, fuel efficiency, and strong performance for Indian riders. Key models and features suit daily commuting. Comprehensive two-wheeler insurance is necessary for financial protection, accident cover, and legal compliance.

  • 17 Aug 2015
  • 6 min read
  • 1323 views
Updated on 3 Nov 2025

Everyone looks for an affordable bike that can offer excellent mileage, great value for money and strong performance. When daily commuting is part of life and fuel prices are increasing, a two-wheeler that is easy on the pocket is a better investment. Whether you’re someone who needs a second bike, a first-time purchaser or a student, there are many low-cost bikes that are fuel-efficient, reliable and stylish.

Top budget bikes in India

Here is a list of some of the most well-known and reliable budget bikes that are ideal for the Indian roads and wallets:

1. Bajaj

Bajaj Auto Ltd. targets entry-level buyers and rolls out several budget bikes every year. Bajaj Pulsar is one of the award-winning bikes, which is extremely popular among youth. The Pulsar 135LS comes with a powerful 4-stroke DTSi engine. Discover and Platina models from the same manufacturer are some other bikes that offer superior, best-in-class performance. Their basic models start at ₹ 51,095 and ₹ 42,640, respectively.

2. Hero

Hero MotoCorp Ltd., formerly known as Hero Honda, is the largest two-wheeler manufacturer in India. It offers numerous choices to commuters, starting from the Hero HF Dawn that costs ₹ 39,700. Other popular 100-110 cc bikes, such as Splendor, Passion, and Deluxe are equally high on style and performance.

3. TVS

TVS Motor Company is known for its innovations, including India's first two-seater moped TVS 50 cc. You can get a TVS bike insurance from ICICI Lombard. TVS competes with the industry’s leading motorbike manufacturers and offers commuter-friendly budget bikes such as Sport, Phoenix and Star City Plus.

4. Suzuki

Suzuki specialises in a variety of vehicles, such as automobiles, motorcycles, all-terrain vehicles and outboard marine engines, etc. It manufactures super bikes that are among the most coveted engineering marvels. Suzuki's Hayate and Sling Shot are a few of the most widely sold models across the country.

5. Honda

Honda Motor Co. Ltd. is famous for technological research and development of electric and alternative fuel vehicles. It also ranks high in the production of potential racing machines. On the domestic front, its bikes Dream Yuga, CB Shine and Dream DX drive a hard bargain in terms of price and performance.

6. Yamaha

Yamaha Motor Company has won many world championships in motorcycle racing, a testimony to its high performance and durability. Among the many models, Yamaha's Saluto series flaunts a dashing style that instantly appeals to the youth.

Price comparison and key features of budget bikes

The table below will provide you with an understanding of the key features and the prices of budget bikes:

Brand

Model

Engine (cc)

Mileage (kmpl)

Key features

Approximate Ex-showroom price (₹)

Bajaj

Platina 100

100cc

70kmpl

ComforTech suspension for smooth rides, low fuel usage

₹68,890

Hero

HF Deluxe/Deluxe Pro

100cc

65kmpl

Easy maintenance, economical, and reliable engine

HF Deluxe Pro: ₹73,550 

TVS

Radeon/Sport

110cc

60kmpl to 75kmpl

Sport uses the ETFi tech; Radeon provides grip and good brakes.

Radeon: ₹59,925 to ₹74,966; Sport : ₹60,130 to ₹66,493

Honda

SP 125/CD 110 Dream

110 cc to 125cc

60kmpl to 65kmpl

eSP silent start, smooth ride, digital cluster, etc.

SP 125: ₹87,68; CD 110 Dream: ₹73,500

Importance of buying bike insurance

Now that you’re all set to opt for your best bike, you should also not forget to get a good two-wheeler insurance. In India, having a third-party bike insurance is compulsory by law. However, purchasing insurance is not just about observing the rules. Comprehensive bike insurance protects you financially in case of:

  • Explosions or fire
  • Natural disasters, such as cyclones or floods
  • Damage to other vehicles or injuries to people
  • Theft
  • Accidents

Conclusion

Budget bikes are a great mix of affordability, mileage and performance for Indian riders. Whether you’re riding through long highways or crowded lanes, these bikes offer outstanding value. However, remember, your journey does not end with just purchasing the two-wheeler. Protecting it with comprehensive two-wheeler insurance is equally important. An insured bike means you’re safe from unexpected costs, riding anxiety and legal issues.

If you need help in picking the correct insurance, just fill out the form provided on this page and receive expert advice for free. Our team will help you find the right policy that will suit your budget and the bike.

FAQ

  • Which is the best budget bike for fuel efficiency?

TVS Sport and Bajaj Platina 100 are well-known for their high mileage, which is over 70kmpl.

  • Is the bike insurance policy mandatory for budget bikes?

Even budget bikes need insurance. It’s required by law and safeguards you from unforeseen expenses.

  • Can I purchase budget bikes on EMI?

Many bike dealers offer EMI options. You can also apply for the two-wheeler loans.

  • How can I receive bike insurance instantly?

You can apply for insurance online and get it within minutes. Make sure to do some research before purchasing insurance for your two-wheeler.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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