Arrangement In Case Of Trip Termination
Luggage and Documentation
Hospital and Hotel Accommodation
Round The Clock Assistance
As per an Indian Importers Association report, based on findings in July 2014, outbound tourism growth in India has touched an impressive 34.1%. Many countries including United States, Britain, Ireland and New Zealand have relaxed their visa norms to attract Indian tourists.
Indians are exploring foreign locales with a staggering budget in the range of Rs. 5-20 lakh. With so much money involved, they do not mind investing in travel insurance to secure their investment. If you are planning to embark on a foreign trip in the near future, read further to know the top benefits of availing a travel insurance plan.
Compensation for Delay
Certain foreign tours, like an extensive Europe trip, may require passengers to hop connecting flights at short intervals. A delay in a single flight can jeopardize your entire schedule. A travel insurance plan is a great idea in such scenarios. It covers losses occurring due to unexpected delays for technical issues, bad weather or other factors. Besides, opting for a plan also ensures that you receive a certain amount per day as compensation for the delay caused due to your airline’s change of plans.
Arrangement In Case Of Trip Termination
A medical crisis might lead to the termination of your trip midway. An insurance policy covering expenses for the unexpected return journey can prove to be handy at such times.
Luggage and Documentation
Tourists also buy travel insurance to secure their baggage and important documents like a passport. Your baggage including the hand baggage is insured. The insurance company compensates you for the loss of checked-in baggage as well. Moreover, the policy also covers theft of baggage with a pre-decided amount.
Hospital and Hotel Accommodation
A medical emergency may force you to extend your stay in a hotel or worse be admitted in a hospital. Travel insurance reimburses you for such an extended stay. An insurance company that has a tie-up with a wide network of hospitals in your destination country could support you with cashless hospitalization too.
Convenience
Travel insurance plans are highly traveler-centric and are designed to address convenience of senior citizens, students and frequent travelers. One can opt for a suitable policy to derive maximum benefits from it.
Among other convenient features, travel plans offer coverage without a compulsory medical test (for travelers less than 85 years of age) and instant online policy issuance.
Home Safe Home
Travel insurance also secures your home while you are on tour. Specific plans provide cover for burglary and fire. Your family members back home could opt for medical concierge, automotive assistance and lifestyle services in addition to other value-added services.
Round The Clock Assistance
Leading travel companies provide round the clock assistance to travelers. They can connect with the company via a dedicated phone line or contact via email to clear their doubts. The claim settlement process is also fairly transparent and quick.
The above-mentioned benefits underline the importance of availing a comprehensive travel insurance policy. People may tend to get carried away into thinking that they can’t fall prey to a mishap but the law of averages definitely paints a different picture. It is advisable to avail a travel insurance policy to enjoy your trip in a stress-free manner.
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